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Segment Information (details) (USD $)
In Millions, unless otherwise specified
3 Months Ended 12 Months Ended
Dec. 31, 2012
Sep. 30, 2012
Jun. 30, 2012
Mar. 31, 2012
Dec. 31, 2011
Sep. 30, 2011
Jun. 30, 2011
Mar. 31, 2011
Dec. 31, 2012
item
Dec. 31, 2011
Dec. 31, 2010
Segment reporting information                      
Premiums                 $ 22,357 $ 22,090 $ 21,432
Net investment income                 2,889 2,879 3,059
Fee income                 323 296 287
Other revenues                 120 126 70
Income tax expense (benefit) 7 306 109 271 160 (1) (363) 130 693 (74) 1,090
Operating income (loss)                 2,441 1,390 3,043
Net written premiums                 22,447 22,187 21,635
Segment Information disclosure                      
Number of reportable business segments                 3    
Net realized investment gains                 51 [1] 55 [1] 264 [1]
Total revenues 6,477 6,512 6,359 6,392 6,373 6,407 6,388 6,278 25,740 25,446 25,112
Operating income (loss)                 2,441 1,390 3,043
Net realized investment gains, net of tax                 32 36 173
Net income 304 864 499 806 618 333 (364) 839 2,473 1,426 3,216
Revenues of the Company's operations based on location, U.S.                 24,827 24,408 24,049
Revenues of the Company's operations based on location, non-U.S.                 913 1,038 1,063
Total reportable segments [Member]
                     
Segment reporting information                      
Premiums                 22,357 22,090 21,432
Net investment income                 2,889 2,879 3,059
Fee income                 323 296 287
Other revenues                 132 127 130
Total operating revenues                 25,701 25,392 24,908
Amortization and depreciation                 4,726 4,668 4,608
Income tax expense (benefit)                 826 71 1,156
Operating income (loss)                 2,702 1,669 3,361
Net written premiums                 22,447 22,187 21,635
Segment Information disclosure                      
Operating income (loss)                 2,702 1,669 3,361
Business Insurance [Member]
                     
Segment reporting information                      
Premiums                 11,691 11,327 10,766
Net investment income                 2,090 2,041 2,156
Fee income                 322 295 285
Other revenues                 40 31 28
Total operating revenues                 14,143 13,694 13,235
Amortization and depreciation                 2,393 2,313 2,253
Income tax expense (benefit)                 539 134 777
Operating income (loss)                 1,843 1,354 2,301
Net written premiums                 11,872 11,340 10,857
Segment Information disclosure                      
Operating income (loss)                 1,843 1,354 2,301
Total Business Insurance Core [Member]
                     
Segment reporting information                      
Net written premiums                 11,873 11,330 10,844
Select Accounts [Member]
                     
Segment reporting information                      
Net written premiums                 2,775 2,784 2,718
Commercial Accounts [Member]
                     
Segment reporting information                      
Net written premiums                 3,101 2,890 2,576
National Accounts [Member]
                     
Segment reporting information                      
Net written premiums                 907 782 806
Industry-Focused Underwriting [Member]
                     
Segment reporting information                      
Net written premiums                 2,554 2,407 2,299
Target Risk Underwriting [Member]
                     
Segment reporting information                      
Net written premiums                 1,666 1,587 1,573
Specialized Distribution [Member]
                     
Segment reporting information                      
Net written premiums                 870 880 872
Workers' compensation [Member]
                     
Segment reporting information                      
Premiums                 3,222 2,899 2,489
Commercial automobile [Member]
                     
Segment reporting information                      
Premiums                 1,943 1,940 1,912
Commercial property [Member]
                     
Segment reporting information                      
Premiums                 1,621 1,607 1,669
Business Insurance, General liability [Member]
                     
Segment reporting information                      
Premiums                 1,757 1,738 1,739
Commercial multi-peril [Member]
                     
Segment reporting information                      
Premiums                 3,113 3,126 2,958
Business Insurance, Other [Member]
                     
Segment reporting information                      
Premiums                 35 17 (1)
Net written premiums                 (1) 10 13
Financial, Professional & International Insurance [Member]
                     
Segment reporting information                      
Premiums                 3,045 3,174 3,317
Net investment income                 395 414 439
Fee income                 1 1 2
Other revenues                 26 26 27
Total operating revenues                 3,467 3,615 3,785
Amortization and depreciation                 731 740 754
Income tax expense (benefit)                 255 230 245
Operating income (loss)                 642 647 620
Net written premiums                 2,981 3,102 3,211
Segment Information disclosure                      
Operating income (loss)                 642 647 620
Bond and Financial Products [Member]
                     
Segment reporting information                      
Net written premiums                 1,924 1,953 1,981
Fidelity and surety [Member]
                     
Segment reporting information                      
Premiums                 939 970 1,020
Financial, Professional & International Insurance, General liability [Member]
                     
Segment reporting information                      
Premiums                 850 832 866
International [Member]
                     
Segment reporting information                      
Premiums                 1,088 1,218 1,276
Net written premiums                 1,057 1,149 1,230
Financial, Professional & International Insurance, Other [Member]
                     
Segment reporting information                      
Premiums                 168 154 155
Personal Insurance [Member]
                     
Segment reporting information                      
Premiums                 7,621 7,589 7,349
Net investment income                 404 424 464
Other revenues                 66 70 75
Total operating revenues                 8,091 8,083 7,888
Amortization and depreciation                 1,602 1,615 1,601
Income tax expense (benefit)                 32 (293) 134
Operating income (loss)                 217 (332) 440
Net written premiums                 7,594 7,745 7,567
Segment Information disclosure                      
Operating income (loss)                 217 (332) 440
Automobile [Member]
                     
Segment reporting information                      
Premiums                 3,665 3,720 3,693
Net written premiums                 3,642 3,788 3,772
Homeowners and other [Member]
                     
Segment reporting information                      
Premiums                 3,956 3,869 3,656
Net written premiums                 3,952 3,957 3,795
Interest Expense and Other [Member]
                     
Segment reporting information                      
Other revenues                 (12) (1) (60)
Operating income (loss)                 (261) (279) (318)
After-tax interest expense                 246 251 252
After-tax expenses related to the purchase and retirement of a significant portion of the 6.25% fixed-to-floating rate junior subordinated debentures                     39
Segment Information disclosure                      
Operating income (loss)                 $ (261) $ (279) $ (318)
[1] Total other-than-temporary impairment (OTTI) gains were $27 million, $30 million and $7 million for the years ended December 31, 2012, 2011 and 2010, respectively. Of total OTTI, credit losses of $(15) million, $(25) million and $(26) million for the years ended December 31, 2012, 2011 and 2010, respectively, were recognized in net realized investment gains. In addition, unrealized gains from other changes in total OTTI of $42 million, $55 million and $33 million for the years ended December 31, 2012, 2011 and 2010, respectively, were recognized in other comprehensive income as part of changes in net unrealized gains on investment securities having credit losses recognized in the consolidated statement of income.