[Logo of St Paul Travelers]                      St. Paul Travelers Companies
                                                 385 Washington Street
                                                 St. Paul, MN 55102-1396
                                                 www.stpaultravelers.com


NEWS RELEASE


                  St. Paul Travelers Issues Initial Estimate of
                     Catastrophe Losses from Hurricane Wilma

     SAINT PAUL, Minn.--(BUSINESS WIRE)--Nov. 16, 2005--The St. Paul Travelers
Companies, Inc. ("St. Paul Travelers," NYSE:STA) announced today that its
preliminary estimate for catastrophe losses relating to Hurricane Wilma is
approximately $220 million, after tax, net of reinsurance. This amount is
based upon an estimated gross catastrophe loss of $410 million.

     For the third quarter of 2005, St. Paul Travelers reported catastrophe
losses of $1.009 billion, after tax, net of reinsurance and including the cost
of reinstatement premiums, relating to Hurricanes Katrina and Rita. At this
time, these estimates remain unchanged.

     The estimates for Hurricanes Katrina, Rita and Wilma were developed
through analyses of claims reported and anticipated to be reported, the values
of properties in the affected areas, damage projections estimated by wind
force and the presence of other perils, anticipated costs for demand surge and
other factors requiring considerable judgment. Due to the complexity of
factors contributing to these losses, there can be no assurance that St. Paul
Travelers' total costs for these hurricanes will not differ materially from
its current estimates.

     All statements in this press release other than statements of historical
facts are "forward-looking statements" within the meaning of the Private
Securities Litigation Reform Act of 1995. Actual results of matters addressed
in these forward-looking statements involve risks and uncertainties and may
differ substantially from those expressed or implied. Some of the factors that
could cause actual results to differ are discussed in this press release and
under the heading "Forward-Looking Statements" in the company's most recent
quarterly report on Form 10-Q filed with the Securities and Exchange
Commission.

     St. Paul Travelers is a leading provider of property casualty insurance.
For more information, visit www.stpaultravelers.com.

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Contacts

Media:                    Institutional Investors:       Individual Investors:
Shane Boyd                Maria Olivo                    Marc Parr
651.310.3846, or          860.277.8330, or               860.277.0779
Joan Palm                 Michael Connelly
651.310.2685, or          860.277.1507
Marlene Ibsen
860.277.9039