UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                                    FORM 8-K


                                 CURRENT REPORT
     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

      Date of Report (Date of earliest event reported):  September 23, 2005

                     The St. Paul Travelers Companies, Inc.
             (Exact name of registrant as specified in its charter)

       Minnesota                     001-10898                41-0518860

(State or other jurisdiction  (Commission File Number)     (IRS Employer
   of incorporation)                                    Identification Number)

                              385 Washington Street             55102

                              Saint Paul, Minnesota
                 (Address of principal executive offices)     (Zip Code)

                                 (651) 310-7911

                (Registrant's telephone number, including area code)

                                 Not Applicable

          (Former name or former address, if changed since last report)

     Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

|_|  Written communications pursuant to Rule 425 under the Securities Act (17
     CFR 230.425)

|_|  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
     240.14a-12)

|_|  Pre-commencement communications pursuant to Rule 14d-2(b) under the
     Exchange Act (17 CFR 240.14d-2(b))

|_|  Pre-commencement communications pursuant to Rule 13e-4(c) under the
     Exchange Act (17 CFR 240.13e-4(c))





Item 8.01         Other Events.

On September 23, 2005, The St. Paul Travelers Companies, Inc. issued a press
release  announcing its  preliminary  estimate for losses  relating to Hurricane
Katrina.  The  press  release  is  filed as  Exhibit  99 to this  Report  and is
incorporated by reference herein.

Item 9.01.   Financial Statements and Exhibits.

      (c)    Exhibits.

Exhibit No.  Description

99           Press release issued by The St. Paul Travelers Companies, Inc.,
             dated September 23, 2005.






                                   SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

Date: September 23, 2005                 THE ST. PAUL TRAVELERS COMPANIES, INC.

                                         By: /s/ Bruce A. Backberg
                                             -----------------------------
                                             Name:  Bruce A. Backberg
                                             Title: Senior Vice President






                                  EXHIBIT INDEX

Exhibit No.       Description

99                Press release issued by The St. Paul Travelers Companies,
                  Inc., dated September 23, 2005.