8-K

                                 UNITED STATES
                      SECURITIES AND EXCHANGE COMMISSION
                            Washington, D.C. 20549


                                   FORM 8-K


                                CURRENT REPORT
    Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


      Date of Report (Date of earliest event reported): February 1, 2005


                    The St. Paul Travelers Companies, Inc.
            (Exact name of registrant as specified in its charter)


              Minnesota                 001-10898             41-0518860
   (State or other jurisdiction    (Commission File         (IRS Employer
           of incorporation)             Number)            Identification
                                                                Number)

                 385 Washington Street                                55102
               Saint Paul, Minnesota
       (Address of principal executive offices)                     (Zip Code)

                                (651) 310-7911
             (Registrant's telephone number, including area code)

                                Not Applicable
         (Former name or former address, if changed since last report)

     Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of
the following provisions (see General Instruction A.2. below):

     |_| Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)

     |_| Soliciting material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14a-12)

     |_| Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))

     |_| Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))






Item 5.02    Departure of Directors or Principal Officers; Election of
             Directors; Appointment of Principal Officers.

On February 1, 2005, The St. Paul Travelers Companies, Inc. (the "Company")
issued a press release announcing that T. Michael Miller and Brian MacLean
have been promoted to the newly created position of Co-Chief Operating
Officer of the Company, effective February 1, 2005.

Mr. Miller, 46, was most recently Chief Executive Officer of Specialty
Commercial for the Company since April 2004. Prior to the merger of The St.
Paul Companies, Inc. ("The St. Paul") and Travelers Property Casualty Corp.
("Travelers") in April 2004, Mr. Miller was Chief Executive Officer of
Specialty Commercial for The St. Paul since October 2001. Mr. Miller joined
The St. Paul in 1995 as Vice President-Professional Liability and served in
that position until October 1999. In October 1999, Mr. Miller was named Senior
Vice President of Global Specialty Practices and served in that position until
July 2001. From July 2001 until October 2001, Mr. Miller was Executive
Vice President of Specialty Commercial. Prior to joining The St. Paul in 1995,
Mr. Miller spent fourteen years with the Chubb Corporation.

Mr. MacLean, 51, was most recently Executive Vice President of Claim Services
for the Company since April 2004. Prior to the merger of The St. Paul and
Travelers in April 2004, Mr. MacLean was Executive Vice President of Claim
Services for Travelers since January 2002. Prior to this position, Mr. MacLean
served as President of Select Accounts for Travelers from July 1999 to January
2002. He also served as Chief Financial Officer of Claim Services for
Travelers from April 1992 to June 1996. From June 1996 to July 1999, Mr.
MacLean was Chief Financial Officer of Commercial Lines for Travelers. He
joined Travelers in 1988 and has served in several other positions. Prior to
joining Travelers, Mr. MacLean was an audit manager at the public accounting
firm of Peat Marwick (now KPMG LLP).

Item 9.01.   Financial Statements and Exhibits.

       (c)   Exhibits.

Exhibit No.  Description

99           Press release issued by The St. Paul Travelers Companies, Inc.,
             dated February 1, 2005.






                                  SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.


Date:       February 4, 2005            THE ST. PAUL TRAVELERS COMPANIES, INC.

                                        By: /s/ Bruce A. Backberg
                                            -----------------------------------
                                            Name:  Bruce A. Backberg
                                            Title: Senior Vice President





                                 EXHIBIT INDEX

Exhibit No.  Description

99           Press release issued by The St. Paul Travelers Companies, Inc.,
             dated February 1, 2005.

EX-99

                                                                     EXHIBIT 99
News Release


      Mike Miller and Brian MacLean Promoted to Chief Operating Officers
                             of St. Paul Travelers

SAINT PAUL, Minn.-- Feb. 1, 2005--The St. Paul Travelers Companies, Inc. ("St.
Paul Travelers") (NYSE:STA) today announced that T. Michael Miller and Brian
MacLean have been promoted to the newly created positions of Chief Operating
Officers of the company. They report to Jay Fishman, President and Chief
Executive Officer.

Miller is responsible for the Specialty business and the company's regional
executive organization, and MacLean is responsible for the Commercial
business, including the company's runoff businesses, along with his previous
Claim responsibilities. In addition, Joseph P. Lacher, who has served as the
Chief Executive Officer of the Personal Lines business, has been promoted to
Executive Vice President of the company reporting directly to Fishman and
continues to lead Personal Lines. The appointments are effective immediately.

"Brian has overseen the integration of our claim business into a cohesive
organization. His strong relationships with our Commercial team and his
leadership skills demonstrated in prior years while he ran our Select business
market make him an excellent choice to assume the leadership of this business.
Under Mike's leadership, our Specialty business continues to demonstrate its
ability to provide excellent solutions tailored to the needs of clients in key
business segments. We are confident that he will provide strong coordination
of our regional executive organization. Joe has delivered substantial results
in Personal Lines over several years, and this promotion recognizes his
contributions. All three individuals will be central to our efforts to
implement key initiatives to further position St. Paul Travelers for future
growth and success," said Fishman.

The company also announced today that Douglas G. Elliot, who most recently
served as Chief Executive Officer, Commercial and Personal Lines, has decided
to pursue other career opportunities and is leaving the company.

"All of us are greatly appreciative of Doug's efforts on behalf of St. Paul
Travelers and its predecessor company over the course of the past 18 years,"
said Fishman. "He has made many important contributions and we wish him well."

St. Paul Travelers is a leading provider of property casualty insurance and
asset management services. For more information, visit
www.stpaultravelers.com.

CONTACT: The St. Paul Travelers Companies, Inc.
Media:
Shane Boyd, 651-310-3846
or
Marlene Ibsen, 860-277-9039
or






Joan Palm, 651-310-2685
or
Institutional Investors:
Maria Olivo, 860-277-8330
or
David Punda, 212-588-8417
or
Individual Investors:
Marc Parr, 860-277-0779