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Reinsurance (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Reinsurance Disclosures [Abstract]      
Percentage of residual market business written directly by the Company for mandatory pools and associations and then ceded to the mandatory pool 100.00%    
Written premiums, direct $ 44,377 $ 40,983 $ 36,648
Written premiums, assumed 2,173 1,989 1,228
Written premiums, ceded (3,194) (2,771) (2,462)
Total net written premiums 43,356 40,201 35,414
Earned premiums, direct 42,983 38,796 34,948
Earned premiums, assumed 2,095 1,614 1,145
Earned premiums, ceded (3,137) (2,649) (2,330)
Total net earned premiums $ 41,941 $ 37,761 $ 33,763
Percentage of assumed earned premiums to net earned premiums 5.00% 4.30% 3.40%
Ceded claims and claim adjustment expenses incurred $ 1,249 $ 1,462 $ 1,187
Gross reinsurance recoverables on paid and unpaid claims and claim adjustment expenses excluding structured settlements and mandatory pools and associations 3,962 3,895  
Gross structured settlements 2,626 2,707  
Mandatory pools and associations 1,531 1,659  
Gross reinsurance recoverables 8,119 8,261  
Allowance for estimated uncollectible reinsurance (119) (118) (132)
Net reinsurance recoverables 8,000 $ 8,143 $ 8,063
Terrorism Risk Insurance Program, annual aggregate industry loss minimum in order for a loss to be covered $ 200    
Terrorism Risk Insurance Program, percentage of subject losses reimbursed by the Federal Government, after insurer deductible, subject to annual cap 80.00%    
Terrorism Risk Insurance Program, percentage of insurer's direct earned premiums for covered lines for the preceding calendar year at which the deductible is set 20.00%    
Terrorism Risk Insurance Program, Company's estimated deductible for the next fiscal year $ 3,850    
Terrorism Risk Insurance Program, annual cap limiting amount of aggregate subject losses for all participating insurers 100,000    
Terrorism Risk Insurance Program, terrorism-related losses triggering program coverage since program was established $ 0