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Schedule III
12 Months Ended
Dec. 31, 2024
SEC Schedule, 12-16, Insurance Companies, Supplementary Insurance Information [Abstract]  
Schedule III
THE TRAVELERS COMPANIES, INC. AND SUBSIDIARIES
Supplementary Insurance Information
2022-2024
(in millions)
SegmentDeferred
Acquisition
Costs
Claims and
Claim
Adjustment
Expense
Reserves
Unearned
Premiums
Earned
Premiums
Net
Investment
Income (1)
Claims and
Claim
Adjustment
Expenses
Amortization
of Deferred
Acquisition
Costs
Other
Operating
Expenses (2)
Net
Written
Premiums
2024
Business Insurance$1,698 $49,731 $10,831 $21,345 $2,560 $13,679 $3,588 $3,303 $22,078 
Bond & Specialty Insurance502 5,365 3,012 3,958 390 1,774 756 832 4,109 
Personal Insurance1,294 8,992 8,446 16,638 640 11,606 2,629 1,640 17,169 
Total—Reportable Segments3,494 64,088 22,289 41,941 3,590 27,059 6,973 5,775 43,356 
Other 5      436  
Consolidated$3,494 $64,093 $22,289 $41,941 $3,590 $27,059 $6,973 $6,211 $43,356 
2023
Business Insurance$1,580 $47,739 $10,068 $19,144 $2,085 $12,696 $3,173 $3,041 $20,430 
Bond & Specialty Insurance477 4,945 2,861 3,655 328 1,485 673 681 3,842 
Personal Insurance1,249 8,937 7,943 14,962 509 12,034 2,380 1,417 15,929 
Total—Reportable Segments3,306 61,621 20,872 37,761 2,922 26,215 6,226 5,139 40,201 
Other— — — — — — 413 — 
Consolidated$3,306 $61,627 $20,872 $37,761 $2,922 $26,215 $6,226 $5,552 $40,201 
2022
Business Insurance$1,315 $45,909 $8,619 $17,095 $1,864 $10,907 $2,788 $2,827 $17,635 
Bond & Specialty Insurance430 4,482 2,679 3,418 258 1,378 625 590 3,732 
Personal Insurance1,091 8,252 6,942 13,250 440 10,569 2,102 1,362 14,047 
Total—Reportable Segments2,836 58,643 18,240 33,763 2,562 22,854 5,515 4,779 35,414 
Other— — — — — — 382 — 
Consolidated$2,836 $58,649 $18,240 $33,763 $2,562 $22,854 $5,515 $5,161 $35,414 
___________________________________________
(1)    See note 2 of the notes to the consolidated financial statements for discussion of the method used to allocate net investment income and invested assets to the identified segments.
(2)    Expense allocations are determined in accordance with prescribed statutory accounting practices. These practices make a reasonable allocation of all expenses to those product lines with which they are associated.
See the Report of Independent Registered Public Accounting Firm.