XML 95 R76.htm IDEA: XBRL DOCUMENT v3.10.0.1
Reinsurance Reinsurance (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
Reinsurance Disclosures [Abstract]      
Percentage of residual market business written directly by the Company for mandatory pools and associations and then ceded to the mandatory pool 100.00%    
Written premiums, direct $ 28,210 $ 26,648 $ 25,567
Written premiums, assumed 1,042 1,000 928
Written premiums, ceded (1,544) (1,429) (1,537)
Total net written premiums 27,708 26,219 24,958
Earned premiums, direct 27,536 26,189 25,262
Earned premiums, assumed 1,024 965 875
Earned premiums, ceded (1,501) (1,471) (1,603)
Total net earned premiums $ 27,059 $ 25,683 $ 24,534
Percentage of assumed earned premiums to net earned premiums 3.80% 3.80% 3.60%
Ceded claims and claim adjustment expenses incurred $ 1,293 $ 1,225 $ 762
Gross reinsurance recoverables on paid and unpaid claims and claim adjustment expenses 3,485 3,303  
Allowance for uncollectible reinsurance (110) (111)  
Net reinsurance recoverables 3,375 3,192  
Mandatory pools and associations 2,005 2,011  
Structured settlements 2,990 3,106  
Total reinsurance recoverables 8,370 $ 8,309  
Terrorism Risk Insurance Program, annual aggregate industry loss minimum in order for a loss to be covered, next fiscal year 180    
Terrorism Risk Insurance Program, ultimate annual aggregate industry loss minimum in order for a loss to be covered $ 200    
Terrorism Risk Insurance Program, percentage of subject losses reimbursed by the Federal Government, after insurer deductible, subject to annual cap, next fiscal year 81.00%    
Terrorism Risk Insurance Program, ultimate percentage of subject losses reimbursed by the Federal Government, after insurer deductible, subject to annual cap 80.00%    
Terrorism Risk Insurance Program, percentage of insurer's direct earned premiums for covered lines for the preceding calendar year at which the deductible is set 20.00%    
Terrorism Risk Insurance Program, Company's estimated deductible for the next fiscal year $ 2,520    
Terrorism Risk Insurance Program, annual cap limiting amount of aggregate subject losses for all participating insurers $ 100,000