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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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MIC-Info: RSA-MD5,RSA,
 A2EUzI/oboq0dMOXlkOH3D7ELYPKp/cHS5FDOylUwixBCvxRSLdoYtAOizbaz2o4
 2hBjetUajtLbCPjIlGlaUw==

<SEC-DOCUMENT>0000086312-08-000003.txt : 20080102
<SEC-HEADER>0000086312-08-000003.hdr.sgml : 20080101
<ACCEPTANCE-DATETIME>20080102143532
ACCESSION NUMBER:		0000086312-08-000003
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20071231
FILED AS OF DATE:		20080102
DATE AS OF CHANGE:		20080102

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			TRAVELERS COMPANIES, INC.
		CENTRAL INDEX KEY:			0000086312
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				410518860
		STATE OF INCORPORATION:			MN
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		385 WASHINGTON ST
		CITY:			SAINT PAUL
		STATE:			MN
		ZIP:			55102
		BUSINESS PHONE:		6513107911

	MAIL ADDRESS:	
		STREET 1:		385 WASHINGTON STREET
		CITY:			ST. PAUL
		STATE:			MN
		ZIP:			55102

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ST PAUL TRAVELERS COMPANIES INC
		DATE OF NAME CHANGE:	20040401

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ST PAUL FIRE & MARINE INSURANCE CO/MD
		DATE OF NAME CHANGE:	19990219

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ST PAUL COMPANIES INC/MN/
		DATE OF NAME CHANGE:	19990219

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			GRAEV LAWRENCE G
		CENTRAL INDEX KEY:			0001198924
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		STATE OF INCORPORATION:			MN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-10898
		FILM NUMBER:		08501276

	BUSINESS ADDRESS:	
		STREET 1:		385 WASHINGTON ST
		CITY:			SAINT PAUL
		STATE:			MN
		ZIP:			55102
		BUSINESS PHONE:		212 994 0660
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>doc.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0202</schemaVersion>

    <documentType>4</documentType>

    <periodOfReport>2007-12-31</periodOfReport>

    <issuer>
        <issuerCik>0000086312</issuerCik>
        <issuerName>TRAVELERS COMPANIES, INC.</issuerName>
        <issuerTradingSymbol>TRV</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001198924</rptOwnerCik>
            <rptOwnerName>GRAEV LAWRENCE G</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>THE TRAVELERS COMPANIES, INC.</rptOwnerStreet1>
            <rptOwnerStreet2>385 WASHINGTON STREET</rptOwnerStreet2>
            <rptOwnerCity>ST. PAUL</rptOwnerCity>
            <rptOwnerState>MN</rptOwnerState>
            <rptOwnerZipCode>55102</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>1</isDirector>
            <isOfficer>0</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
            <officerTitle></officerTitle>
            <otherText></otherText>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <transactionDate>
                <value>2007-12-31</value>
            </transactionDate>
            <deemedExecutionDate></deemedExecutionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>A</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionTimeliness>
                <value></value>
            </transactionTimeliness>
            <transactionAmounts>
                <transactionShares>
                    <value>371.75</value>
                    <footnoteId id="F1"/>
                </transactionShares>
                <transactionPricePerShare>
                    <value>53.8</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>A</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>25019.61</value>
                    <footnoteId id="F2"/>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeTransaction>
    </nonDerivativeTable>

    <footnotes>
        <footnote id="F1">These are deferred common stock units acquired pursuant to the Company's 2004 Stock Incentive Plan and the Deferred Compensation Plan for Non-Employee Directors.  The deferred common stock units are converted into shares of Company common stock on a one-for-one basis upon distribution.  Distribution of shares of common stock occurs six months after a director's service on the Board terminates or upon another date or dates designated by the director pursuant to the Company's Deferred Compensation Plan for Non-Employee Directors.</footnote>
        <footnote id="F2">Includes the shares of deferred common stock units granted under one or more of the Company's directors' compensation plans.  Also includes 65.01 shares of deferred common stock units acquired on 12/31/2007 pursuant to the dividend reinvestment features of those plans which will be distributed as described in footnote 1 above.</footnote>
    </footnotes>

    <ownerSignature>
        <signatureName>Bruce A. Backberg, by power of attorney</signatureName>
        <signatureDate>2008-01-02</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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