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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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MIC-Info: RSA-MD5,RSA,
 Lfz3cEyxz7dG67QMqk+Uby8bh8zJphkbitzFbaYrFMVpcAWxWKeyxmjG9G0Y5miz
 mtIAVHU+0WxDy6G9LEja+g==

<SEC-DOCUMENT>0000086312-07-000094.txt : 20070502
<SEC-HEADER>0000086312-07-000094.hdr.sgml : 20070502
<ACCEPTANCE-DATETIME>20070502130153
ACCESSION NUMBER:		0000086312-07-000094
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20070501
FILED AS OF DATE:		20070502
DATE AS OF CHANGE:		20070502

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			TRAVELERS COMPANIES, INC.
		CENTRAL INDEX KEY:			0000086312
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				410518860
		STATE OF INCORPORATION:			MN
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		385 WASHINGTON ST
		CITY:			SAINT PAUL
		STATE:			MN
		ZIP:			55102
		BUSINESS PHONE:		6513107911

	MAIL ADDRESS:	
		STREET 1:		385 WASHINGTON STREET
		CITY:			ST. PAUL
		STATE:			MN
		ZIP:			55102

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ST PAUL TRAVELERS COMPANIES INC
		DATE OF NAME CHANGE:	20040401

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ST PAUL FIRE & MARINE INSURANCE CO/MD
		DATE OF NAME CHANGE:	19990219

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ST PAUL COMPANIES INC/MN/
		DATE OF NAME CHANGE:	19990219

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			HIGGINS PATRICIA
		CENTRAL INDEX KEY:			0001121035

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-10898
		FILM NUMBER:		07809546

	BUSINESS ADDRESS:	
		STREET 1:		BARNESANDNOBLE.COM, INC.
		STREET 2:		76 NINTH AVE.
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10011
		BUSINESS PHONE:		2124146006

	MAIL ADDRESS:	
		STREET 1:		BARNESANDNOBLE.COM, INC.
		STREET 2:		76 NINTH AVE
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10011
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>doc.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0202</schemaVersion>

    <documentType>4</documentType>

    <periodOfReport>2007-05-01</periodOfReport>

    <issuer>
        <issuerCik>0000086312</issuerCik>
        <issuerName>TRAVELERS COMPANIES, INC.</issuerName>
        <issuerTradingSymbol>TRV</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001121035</rptOwnerCik>
            <rptOwnerName>HIGGINS PATRICIA</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>THE TRAVELERS COMPANIES, INC.</rptOwnerStreet1>
            <rptOwnerStreet2>385 WASHINGTON STREET</rptOwnerStreet2>
            <rptOwnerCity>ST. PAUL</rptOwnerCity>
            <rptOwnerState>MN</rptOwnerState>
            <rptOwnerZipCode>55102</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>1</isDirector>
            <isOfficer>0</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
            <officerTitle></officerTitle>
            <otherText></otherText>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <transactionDate>
                <value>2007-05-01</value>
            </transactionDate>
            <deemedExecutionDate></deemedExecutionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>A</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionTimeliness>
                <value></value>
            </transactionTimeliness>
            <transactionAmounts>
                <transactionShares>
                    <value>2296</value>
                    <footnoteId id="F1"/>
                </transactionShares>
                <transactionPricePerShare>
                    <value>0</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>A</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>2296</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeTransaction>
    </nonDerivativeTable>

    <footnotes>
        <footnote id="F1">These are deferred common stock units acquired pursuant to the Company's 2004 Stock Incentive Plan that vest on May 6, 2008 and are converted into shares of Company common stock on a one-for-one basis upon distribution.  Distribution of shares of common stock occurs six months after a director's service on the Board terminates, or upon a later date or dates designated by the director if he or she has elected to further defer receipt of shares pursuant to the Company's Deferred Compensation Plan for Non-Employee Directors.</footnote>
    </footnotes>

    <ownerSignature>
        <signatureName>Bruce A. Backberg, by power of attorney</signatureName>
        <signatureDate>2007-05-02</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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