Note 9 - Loans (Tables)

6 Months Ended

Jun. 30, 2022

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	June 30, 2022			December 31, 2021
	(In thousands)
Commercial loans	$	3,194,509		$	2,982,399
Real estate construction loans		602,052			611,031
Commercial mortgage loans		8,563,001			8,143,272
Residential mortgage loans		5,045,383			4,182,006
Equity lines		377,009			419,487
Installment and other loans		5,934			4,284
Gross loans	$	17,787,888		$	16,342,479
Allowance for loan losses		(148,772	)		(136,157	)
Unamortized deferred loan fees, net		(5,540	)		(4,321	)
Total loans, net	$	17,633,576		$	16,202,001

Impaired Financing Receivables [Table Text Block]

	Three Months Ended				Six Months Ended
	June 30, 2022				June 30, 2022
	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
	(In thousands)
Commercial loans	$	31,919	$	—	$	29,648	$	—
Real estate construction loans		—		—		—		—
Commercial mortgage loans		30,073		126		33,969		317
Residential mortgage loans and equity lines		15,284		7		13,870		14
Installment and other loans		43		—		22		—
Total non-accrual loans	$	77,319	$	133	$	77,509	$	331

	Three Months Ended				Six Months Ended
	June 30, 2021				June 30, 2021
	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
	(In thousands)
Commercial loans	$	24,450	$	31	$	26,348	$	43
Real estate construction loans		4,149		73		4,189		170
Commercial mortgage loans		36,792		100		38,445		157
Residential mortgage loans and equity lines		8,653		8		8,541		16
Total impaired loans	$	74,044	$	212	$	77,523	$	386

Schedule Of Impaired Loans And Related Allowance And Charge Off [Table Text Block]

	June 30, 2022
	Unpaid Principal Balance		Recorded Investment		Allowance
	(In thousands)
With no allocated allowance
Commercial loans	$	12,349	$	8,934	$	—
Commercial mortgage loans		15,884		12,756		—
Residential mortgage loans and equity lines		9,704		9,493		—
Installment and other loans		79		79		—
Subtotal	$	38,016	$	31,262	$	—
With allocated allowance
Commercial loans	$	28,268	$	18,916	$	6,813
Commercial mortgage loans		2,426		2,384		133
Residential mortgage loans and equity lines		8,742		8,090		38
Installment and other loans		—		—		—
Subtotal	$	39,436	$	29,390	$	6,984
Total non-accrual loans	$	77,452	$	60,652	$	6,984

	December 31, 2021
	Unpaid Principal Balance		Recorded Investment		Allowance
	(In thousands)
With no allocated allowance
Commercial loans	$	15,879	$	11,342	$	—
Commercial mortgage loans		24,437		21,209		—
Residential mortgage loans and equity lines		6,020		5,850		—
Subtotal	$	46,336	$	38,401	$	—
With allocated allowance
Commercial loans	$	14,294	$	5,217	$	894
Commercial mortgage loans		17,930		16,964		3,631
Residential mortgage loans and equity lines		6,048		5,264		22
Subtotal	$	38,272	$	27,445	$	4,547
Total non-accrual loans	$	84,608	$	65,846	$	4,547

Financing Receivable, Past Due [Table Text Block]

	June 30, 2022
	30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Non-accrual Loans		Total Past Due		Loans Not Past Due		Total
	(In thousands)
Type of Loans:
Commercial loans	$	7,347	$	534	$	1,372	$	27,849	$	37,102	$	3,157,407	$	3,194,509
Real estate construction loans		—		—		—		—		—		602,052		602,052
Commercial mortgage loans		1,616		4,536		—		15,141		21,293		8,541,708		8,563,001
Residential mortgage loans and equity lines		391		5,980		355		17,583		24,309		5,398,083		5,422,392
Installment and other loans		22		—		10		79		111		5,823		5,934
Total loans	$	9,376	$	11,050	$	1,737	$	60,652	$	82,815	$	17,705,073	$	17,787,888

	December 31, 2021
	30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Non-accrual Loans		Total Past Due		Loans Not Past Due		Total
	(In thousands)
Type of Loans:
Commercial loans	$	4,294	$	9,877	$	1,439	$	16,558	$	32,168	$	2,950,231	$	2,982,399
Real estate construction loans		—		—		—		—		—		611,031		611,031
Commercial mortgage loans		8,389		—		—		38,173		46,562		8,096,710		8,143,272
Residential mortgage loans and equity lines		20,129		3,138		—		11,115		34,382		4,567,111		4,601,493
Installment and other loans		—		—		—		—		—		4,284		4,284
Total loans	$	32,812	$	13,015	$	1,439	$	65,846	$	113,112	$	16,229,367	$	16,342,479

Schedule Of Troubled Debt Restructurings [Table Text Block]

	Three Months Ended June 30, 2022								June 30, 2022
	No. of Contracts		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment		Charge-offs		Specific Reserve
	(In thousands)
Commercial loans		—	$	—	$	—	$	—	$	—
Residential mortgage loans and equity lines		1		374		374		—		3
Total		1	$	374	$	374	$	—	$	3

	Three Months Ended June 30, 2021								June 30, 2021
	No. of Contracts		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment		Charge-offs		Specific Reserve
	(In thousands)
Commercial loans		—	$	—	$	—	$	—	$	—
Residential mortgage loans and equity lines		—		—		—		—		—
Total		—	$	—	$	—	$	—	$	—

	Six Months Ended June 30, 2022								June 30, 2022
	No. of Contracts		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment		Charge-offs		Specific Reserve
	(In thousands)
Commercial loans		4	$	6,115	$	6,115	$	—	$	2,566
Residential mortgage loans and equity lines		4		720		720		—		4
Total		8	$	6,835	$	6,835	$	—	$	2,570

	Six Months Ended June 30, 2021								June 30, 2021
	No. of Contracts		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment		Charge-offs		Specific Reserve
	(In thousands)
Commercial loans		1	$	686	$	686	$	—	$	—
Residential mortgage loans and equity lines		—		—		—		—		—
Total		1	$	686	$	686	$	—	$	—

Financing Receivable, Troubled Debt Restructuring [Table Text Block]

	June 30, 2022
	Payment Deferral		Rate Reduction		Rate Reduction and Payment Deferral		Total
	(In thousands)
Accruing TDRs
Commercial loans	$	3,014	$	—	$	—	$	3,014
Commercial mortgage loans		—		5,463		600		6,063
Residential mortgage loans		1,780		231		1,587		3,598
Total accruing TDRs	$	4,794	$	5,694	$	2,187	$	12,675

	December 31, 2021
	Payment Deferral		Rate Reduction		Rate Reduction and Payment Deferral		Total
	(In thousands)
Accruing TDRs
Commercial loans	$	3,368	$	—	$	—	$	3,368
Commercial mortgage loans		438		5,522		168		6,128
Residential mortgage loans		1,464		249		1,628		3,341
Total accruing TDRs	$	5,270	$	5,771	$	1,796	$	12,837

Non Accrual Troubled Debt Restructurings [Table Text Block]

	June 30, 2022
	Payment Deferral		Rate Reduction		Rate Reduction and Payment Deferral		Total
	(In thousands)
Non-accrual TDRs
Commercial loans	$	6,007	$	—	$	—	$	6,007
Commercial mortgage loans		—		—		—		—
Residential mortgage loans		604		—		—		604
Total non-accrual TDRs	$	6,611	$	—	$	—	$	6,611

	December 31, 2021
	Payment Deferral		Rate Reduction		Rate Reduction and Payment Deferral		Total
	(In thousands)
Non-accrual TDRs
Commercial loans	$	7,717	$	—	$	—	$	7,717
Commercial mortgage loans		—		—		—		—
Residential mortgage loans		458		—		—		458
Total non-accrual TDRs	$	8,175	$	—	$	—	$	8,175

Loan Held for Investment by Loan Portfolio Segments, Internal Risk Ratings and Vintage Year [Table Text Block]

	Loans Amortized Cost Basis by Origination Year
June 30, 2022	2022			2021		2020			2019			2018			Prior			Revolving Loans			Revolving Converted to Term Loans			Total
	(In thousands)
Commercial loans
Pass/Watch	$	239,233		$	569,171	$	241,222		$	128,835		$	123,501		$	157,146		$	1,604,498		$	8,567		$	3,072,173
Special Mention		—			299		450			1,475			335			3,024			39,543			—			45,126
Substandard		—			2,154		4,947			24,090			12,656			5,590			26,647			133			76,217
Doubtful		—			—		—			836			—			—			232			—			1,068
Total	$	239,233		$	571,624	$	246,619		$	155,236		$	136,492		$	165,760		$	1,670,920		$	8,700		$	3,194,584
YTD period charge-offs	$	—		$	50	$	120		$	25		$	—		$	—		$	76		$	—		$	271
YTD period recoveries		(5	)		—		(27	)		—			(100	)		(202	)		(200	)		—			(534	)
Net charge-offs/(recoveries)	$	(5	)	$	50	$	93		$	25		$	(100	)	$	(202	)	$	(124	)	$	—		$	(263	)
Real estate construction loans
Pass/Watch	$	56,141		$	242,104	$	149,165		$	76,395		$	24,543		$	—		$	—		$	—		$	548,348
Special Mention		—			—		—			38,995			—			—			—			—			38,995
Substandard		—			—		—			2,005			9,394			—			—			—			11,399
Total	$	56,141		$	242,104	$	149,165		$	117,395		$	33,937		$	—		$	—		$	—		$	598,742
YTD period charge-offs	$	—		$	—	$	—		$	—		$	—		$	—		$	—		$	—		$	—
YTD period recoveries		—			—		—			—			—			(6	)		—			—			(6	)
Net charge-offs/(recoveries)	$	—		$	—	$	—		$	—		$	—		$	(6	)	$	—		$	—		$	(6	)
Commercial mortgage loans
Pass/Watch	$	1,111,347		$	1,865,855	$	1,148,723		$	1,188,757		$	946,583		$	1,731,097		$	230,138		$	—		$	8,222,500
Special Mention		13,174			25,245		7,669			33,722			63,323			63,981			—			—			207,114
Substandard		—			7,308		—			12,450			27,975			77,684			3,358			—			128,775
Total	$	1,124,521		$	1,898,408	$	1,156,392		$	1,234,929		$	1,037,881		$	1,872,762		$	233,496		$	—		$	8,558,389
YTD period charge-offs	$	—		$	—	$	—		$	—		$	—		$	—		$	—		$	—		$	—
YTD period recoveries		—			—		—			(120	)		—			(7	)		(56	)		—			(183	)
Net charge-offs/(recoveries)	$	—		$	—	$	—		$	(120	)	$	—		$	(7	)	$	(56	)	$	—		$	(183	)
Residential mortgage loans
Pass/Watch	$	752,241		$	996,764	$	613,888		$	634,297		$	454,178		$	1,568,294		$	—		$	—		$	5,019,662
Special Mention		—			—		33			1,560			759			917			—			—			3,269
Substandard		—			790		2,649			5,280			3,381			11,614			—			—			23,714
Total	$	752,241		$	997,554	$	616,570		$	641,137		$	458,318		$	1,580,825		$	—		$	—		$	5,046,645
YTD period charge-offs	$	—		$	—	$	—		$	—		$	—		$	—		$	—		$	—		$	—
YTD period recoveries		—			—		—			—			—			(45	)		—			—			(45	)
Net charge-offs/(recoveries)	$	—		$	—	$	—		$	—		$	—		$	(45	)	$	—		$	—		$	(45	)
Equity lines
Pass/Watch	$	1,035		$	—	$	—		$	—		$	—		$	2		$	350,762		$	24,954		$	376,753
Special Mention		26			—		—			—			—			—			—			—			26
Substandard		132			—		—			—			—			—			2,082			251			2,465
Total	$	1,193		$	—	$	—		$	—		$	—		$	2		$	352,844		$	25,205		$	379,244
YTD period charge-offs	$	—		$	—	$	—		$	—		$	—		$	—		$	—		$	—		$	—
YTD period recoveries		—			—		—			—			—			—			(5	)		(7	)		(12	)
Net charge-offs/(recoveries)	$	—		$	—	$	—		$	—		$	—		$	—		$	(5	)	$	(7	)	$	(12	)
Installment and other loans
Pass/Watch	$	851		$	3,813	$	80		$	—		$	—		$	—		$	—		$	—		$	4,744
Total	$	851		$	3,813	$	80		$	—		$	—		$	—		$	—		$	—		$	4,744
YTD period charge-offs	$	—		$	—	$	—		$	—		$	—		$	—		$	1		$	—		$	1
YTD period recoveries		—			—		—			—			—			—			—			—			—
Net charge-offs/(recoveries)	$	—		$	—	$	—		$	—		$	—		$	—		$	1		$	—		$	1
Total loans	$	2,174,180		$	3,713,503	$	2,168,826		$	2,148,697		$	1,666,628		$	3,619,349		$	2,257,260		$	33,905		$	17,782,348
Net charge-offs/(recoveries)	$	(5	)	$	50	$	93		$	(95	)	$	(100	)	$	(260	)	$	(184	)	$	(7	)	$	(508	)

	Loans Amortized Cost Basis by Origination Year
December 31, 2021	2021		2020			2019			2018			2017		Prior			Revolving Loans			Revolving Converted to Term Loans			Total
	(In thousands)
Commercial loans
Pass/Watch	$	606,770	$	268,756		$	183,468		$	142,419		$	80,701	$	100,496		$	1,437,463		$	7,433		$	2,827,506
Special Mention		395		780			1,138			1,645			3,157		—			40,761			49			47,925
Substandard		450		5,879			22,513			16,423			14,309		5,221			34,713			5,716			105,224
Doubtful		—		—			—			—			—		—			900			—			900
Total	$	607,615	$	275,415		$	207,119		$	160,487		$	98,167	$	105,717		$	1,513,837		$	13,198		$	2,981,555
YTD period charge-offs	$	—	$	1,478		$	507		$	366		$	—	$	50		$	17,650		$	—		$	20,051
YTD period recoveries		—		(1	)		(29	)		(124	)		—		(191	)		(1,361	)		—			(1,706	)
Net	$	—	$	1,477		$	478		$	242		$	—	$	(141	)	$	16,289		$	—		$	18,345
Real estate construction loans
Pass/Watch	$	199,188	$	188,782		$	125,316		$	24,548		$	—	$	—		$	—		$	—		$	537,834
Special Mention		—		23,107			27,672			17,374			—		—			—			—			68,153
Substandard		—		—			1,919			—			—		—			—			—			1,919
Total	$	199,188	$	211,889		$	154,907		$	41,922		$	—	$	—		$	—		$	—		$	607,906
YTD period charge-offs	$	—	$	—		$	—		$	—		$	—	$	—		$	—		$	—		$	—
YTD period recoveries		—		—			—			—			—		(76	)		—			—			(76	)
Net	$	—	$	—		$	—		$	—		$	—	$	(76	)	$	—		$	—		$	(76	)
Commercial mortgage loans
Pass/Watch	$	1,893,807	$	1,201,825		$	1,253,548		$	1,031,191		$	727,916	$	1,313,882		$	198,869		$	—		$	7,621,038
Special Mention		45,719		59,182			49,796			103,101			61,105		60,448			750			—			380,101
Substandard		1,110		—			13,483			42,803			1,580		76,906			3,297			—			139,179
Total	$	1,940,636	$	1,261,007		$	1,316,827		$	1,177,095		$	790,601	$	1,451,236		$	202,916		$	—		$	8,140,318
YTD period charge-offs	$	—	$	—		$	—		$	—		$	—	$	—		$	—		$	—		$	—
YTD period recoveries		—		—			(240	)		—			—		(28	)		(111	)		—			(379	)
Net	$	—	$	—		$	(240	)	$	—		$	—	$	(28	)	$	(111	)	$	—		$	(379	)
Residential mortgage loans
Pass/Watch	$	978,375	$	622,999		$	678,775		$	502,325		$	453,992	$	929,846		$	—		$	—		$	4,166,312
Special Mention		—		46			1,576			1,064			836		438			—			—			3,960
Substandard		1,684		147			2,698			2,574			862		5,255			—			—			13,220
Total	$	980,059	$	623,192		$	683,049		$	505,963		$	455,690	$	935,539		$	—		$	—		$	4,183,492
YTD period charge-offs	$	—	$	—		$	—		$	—		$	3	$	—		$	—		$	—		$	3
YTD period recoveries		—		—			—			—			—		(208	)		—			—			(208	)
Net	$	—	$	—		$	—		$	—		$	3	$	(208	)	$	—		$	—		$	(205	)
Equity lines
Pass/Watch	$	—	$	—		$	—		$	—		$	—	$	5		$	389,069		$	30,025		$	419,099
Substandard		—		—			—			—			—		—			1,230			273			1,503
Total	$	—	$	—		$	—		$	—		$	—	$	5		$	390,299		$	30,298		$	420,602
YTD period charge-offs	$	—	$	—		$	—		$	—		$	—	$	—		$	—		$	—		$	—
YTD period recoveries		—		—			—			—			—		—			(10	)		(64	)		(74	)
Net	$	—	$	—		$	—		$	—		$	—	$	—		$	(10	)	$	(64	)	$	(74	)
Installment and other loans
Pass/Watch	$	4,117	$	168		$	—		$	—		$	—	$	—		$	—		$	—		$	4,285
Total	$	4,117	$	168		$	—		$	—		$	—	$	—		$	—		$	—		$	4,285
YTD period charge-offs	$	—	$	—		$	—		$	—		$	—	$	—		$	—		$	—		$	—
YTD period recoveries		—		—			—			—			—		—			—			—			—
Net	$	—	$	—		$	—		$	—		$	—	$	—		$	—		$	—		$	—
Total loans	$	3,731,615	$	2,371,671		$	2,361,902		$	1,885,467		$	1,344,458	$	2,492,497		$	2,107,052		$	43,496		$	16,338,158
Net charge-offs/(recoveries)	$	—	$	1,477		$	238		$	242		$	3	$	(453	)	$	16,168		$	(64	)	$	17,611

Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]

Three months ended June 30, 2022 and 2021
									Residential
				Real Estate			Commercial		Mortgage Loans			Installment
	Commercial			Construction			Mortgage		and			and Other
	Loans			Loans			Loans		Equity Lines			Loans			Total
	(In thousands)
Allowance for Loan Losses:
March 31, 2022 Ending Balance	$	44,738		$	7,436		$	63,878	$	29,630		$	104		$	145,786
Provision/(reversal) for possible credit losses		4,208			(160	)		4,634		(5,945	)		31			2,768
Charge-offs		(50	)		—			—		—			(1	)		(51	)
Recoveries		175			—			88		6			—			269
Net (charge-offs)/recoveries		125			—			88		6			(1	)		218
June 30, 2022 Ending Balance	$	49,071		$	7,276		$	68,600	$	23,691		$	134		$	148,772
Allowance for unfunded credit commitments:
March 31, 2022 Ending Balance	$	3,177		$	3,227		$	—	$	—		$	—		$	6,404
Provision/(reversal) for possible credit losses		(373	)		79			26		—			—			(268	)
June 30, 2022 Ending Balance	$	2,804		$	3,306		$	26	$	—		$	—		$	6,136

										Residential
				Real Estate			Commercial			Mortgage Loans			Installment
	Commercial			Construction			Mortgage			and			and Other
	Loans			Loans			Loans			Equity Lines			Loans			Total
	(In thousands)
Allowance for Loan Losses:
March 31, 2021 Ending Balance	$	42,034		$	6,992		$	65,347		$	30,734		$	3		$	145,110
Provision/(reversal) for possible credit losses		5,590			(873	)		(7,416	)		(3,899	)		(2	)		(6,600	)
Charge-offs		(7,712	)		—			—			—			—			(7,712	)
Recoveries		155			—			95			208			—			458
Net (charge-offs)/recoveries		(7,557	)		—			95			208			—			(7,254	)
June 30, 2021 Ending Balance	$	40,067		$	6,119		$	58,026		$	27,043		$	1		$	131,256
Allowance for unfunded credit commitments:
March 31, 2021 Ending Balance	$	8,163		$	2,251		$	36		$	—		$	—		$	10,450
Provision/(reversal) for possible credit losses		(3,775	)		1,330			45			—			—			(2,400	)
June 30, 2021 Ending Balance	$	4,388		$	3,581		$	81		$	—		$	—		$	8,050

Six months ended June 30, 2022 and 2021
									Residential
				Real Estate			Commercial		Mortgage Loans			Installment
	Commercial			Construction			Mortgage		and			and Other
	Loans			Loans			Loans		Equity Lines			Loans			Total
	(In thousands)
Allowance for Loan Losses:
December 31, 2021 Ending Balance	$	43,394		$	6,302		$	61,081	$	25,379		$	1		$	136,157
Provision/(reversal) for possible credit losses		5,414			968			7,336		(1,745	)		134			12,107
Charge-offs		(271	)		—			—		—			(1	)		(272	)
Recoveries		534			6			183		57			—			780
Net (charge-offs)/recoveries		263			6			183		57			(1	)		508
June 30, 2022 Ending Balance	$	49,071		$	7,276		$	68,600	$	23,691		$	134		$	148,772
Allowance for unfunded credit commitments:
December 31, 2021 Ending Balance	$	3,725		$	3,375		$	—	$	—		$	—		$	7,100
Provision/(reversal) for possible credit losses		(921	)		(69	)		26		—			—			(964	)
June 30, 2022 Ending Balance	$	2,804		$	3,306		$	26	$	—		$	—		$	6,136

										Residential
				Real Estate			Commercial			Mortgage Loans			Installment
	Commercial			Construction			Mortgage			and			and Other
	Loans			Loans			Loans			Equity Lines			Loans			Total
	(In thousands)
Allowance for Loan Losses:
December 31, 2020 Ending Balance	$	68,742		$	30,854		$	49,205		$	17,737		$	—		$	166,538
Impact of ASU 2016-13 adoption		(31,466	)		(24,307	)		34,993			19,211			9			(1,560	)
January 1, 2021 Beginning Balance		37,276			6,547			84,198			36,948			9			164,978
Provision/(reversal) for possible credit losses		18,216			(428	)		(26,362	)		(10,128	)		(8	)		(18,710	)
Charge-offs		(16,850	)		—			—			—			—			(16,850	)
Recoveries		1,425			—			190			223			—			1,838
Net (charge-offs)/recoveries		(15,425	)		—			190			223			—			(15,012	)
June 30, 2021 Ending Balance	$	40,067		$	6,119		$	58,026		$	27,043		$	1		$	131,256
Allowance for unfunded credit commitments:
December 31, 2020 Ending Balance	$	4,802		$	690		$	101		$	284		$	3		$	5,880
Impact of ASU 2016-13 adoption		3,236			3,135			(66	)		(284	)		(3	)		6,018
January 1, 2021 Beginning Balance		8,038			3,825			35			—			—			11,898
Provision/(reversal) for possible credit losses		(3,650	)		(244	)		46			—			—			(3,848	)
June 30, 2021 Ending Balance	$	4,388		$	3,581		$	81		$	—		$	—		$	8,050