Note 5 - Loans (Tables)

12 Months Ended

Dec. 31, 2018

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	As of December 31,
	2018			2017
	(In thousands)
Type of Loans:
Commercial loans	$	2,741,965		$	2,461,266
Real estate construction loans		581,454			678,805
Commercial mortgage loans		6,724,200			6,482,695
Residential mortgage loans		3,693,853			3,062,050
Equity lines		249,967			180,304
Installment and other loans		4,349			5,170
Gross loans		13,995,788			12,870,290
Less:
Allowance for loan losses		(122,391	)		(123,279	)
Unamortized deferred loan fees		(1,565	)		(3,245	)
Total loans and leases, net	$	13,871,832		$	12,743,766
Loans held for sale	$	-		$	8,000

Schedule of Related Party Transactions [Table Text Block]

	December 31,
	2018			2017
	(In thousands)
Balance at beginning of year	$	66,593		$	51,327
Additional loans made		18,580			53,584
Payment received		(37,910	)		(38,318	)
Balance at end of year	$	47,263		$	66,593

Schedule Of Impaired Loans And Related Allowance And Charge Off [Table Text Block]

	Impaired Loans
	As of December 31, 2018						As of December 31, 2017
	Unpaid Principal Balance		Recorded Investment		Allowance		Unpaid Principal Balance		Recorded Investment		Allowance
	(In thousands)
With no allocated allowance
Commercial loans	$	32,015	$	30,368	$	-	$	43,483	$	42,702	$	-
Real estate construction loans		5,776		4,873		-		8,821		8,185		-
Commercial mortgage loans		34,129		24,409		-		37,825		31,029		-
Residential mortgage and equity lines		5,685		5,665		-		1,301		1,301		-
Subtotal	$	77,605	$	65,315	$	-	$	91,430	$	83,217	$	-
With allocated allowance
Commercial loans	$	6,653	$	6,570	$	1,837	$	891	$	793	$	43
Commercial mortgage loans		27,099		27,063		877		21,733		21,635		1,738
Residential mortgage and equity lines		8,934		7,938		1,088		13,022		11,708		353
Subtotal	$	42,686	$	41,571	$	3,802	$	35,646	$	34,136	$	2,134
Total impaired loans	$	120,291	$	106,886	$	3,802	$	127,076	$	117,353	$	2,134

Impaired Financing Receivables [Table Text Block]

	For the year ended December 31,
	2018		2017		2016		2018		2017		2016
	Average Recorded Investment						Interest Income Recognized
	(In thousands)
Commercial loans	$	44,486	$	26,957	$	21,199	$	685	$	1,303	$	767
Real estate construction loans		6,835		26,695		10,362		-		-		-
Commercial mortgage loans		57,596		58,635		81,905		2,125		1,618		2,214
Residential mortgage and equity lines		13,679		14,780		17,553		356		381		481
Subtotal	$	122,596	$	127,067	$	131,019	$	3,166	$	3,302	$	3,462

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

	2018		2017		2016
	(In thousands)
Non-accrual portfolio loans	$	41,815	$	48,787	$	49,682
Non-accrual loans held-for-sale		-		8,000		7,500
Total non-accrual loans	$	41,815	$	56,787	$	57,182
Contractual interest due	$	1,618	$	3,254	$	1,573
Interest recognized		66		86		95
Net interest foregone	$	1,552	$	3,168	$	1,478

Past Due Financing Receivables [Table Text Block]

	As of December 31, 2018
	30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Non-accrual Loans		Total Past Due		Loans Not Past Due		Total
Type of Loans:	(In thousands)
Commercial loans	$	25,494	$	2,454	$	514	$	18,805	$	47,267	$	2,694,698	$	2,741,965
Real estate construction loans		-		3,156		-		4,872		8,028		573,426		581,454
Commercial mortgage loans		10,797		8,545		3,259		10,611		33,212		6,690,988		6,724,200
Residential mortgage loans		9,687		336		-		7,527		17,550		3,926,270		3,943,820
Installment and other loans		-		-		-		-		-		4,349		4,349
Total loans	$	45,978	$	14,491	$	3,773	$	41,815	$	106,057	$	13,889,731	$	13,995,788

	As of December 31, 2017
	30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Non-accrual Loans		Total Past Due		Loans Not Past Due		Total
Type of Loans:	(In thousands)
Commercial loans	$	11,079	$	5,192	$	-	$	14,296	$	30,567	$	2,430,699	$	2,461,266
Real estate construction loans		3,028		-		-		8,185		11,213		667,592		678,805
Commercial mortgage loans		17,573		5,602		-		19,820		42,995		6,439,700		6,482,695
Residential mortgage loans		6,613		732		-		6,486		13,831		3,228,523		3,242,354
Installment and other loans		103		-		-		-		103		5,067		5,170
Total loans	$	38,396	$	11,526	$	-	$	48,787	$	98,709	$	12,771,581	$	12,870,290

Schedule Of Troubled Debt Restructurings [Table Text Block]

	No. of Contracts		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment		Specific Reserve		Charge-offs
	(Dollars in thousands)
Commercial loans		23	$	13,290	$	13,290	$	1,384	$	-
Commercial mortgage loans		7		14,626		14,626		111		-
Residential mortgage and equity lines		4		1,214		1,214		23		-
Total		34	$	29,130	$	29,130	$	1,518	$	-

	No. of Contracts		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment		Specific Reserve		Charge-offs
	(Dollars in thousands)
Commercial loans		16	$	29,590	$	29,590	$	7	$	-
Real estate construction loans		2		27,683		27,683		-		-
Commercial mortgage loans		9		19,380		19,075		1,496		305
Residential mortgage and equity lines		4		1,088		1,088		53		-
Total		31	$	77,741	$	77,436	$	1,556	$	305

	No. of Contracts		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment		Specific Reserve		Charge-off
	(Dollars in thousands)
Commercial loans		24	$	30,215	$	29,385	$	1,746	$	830
Commercial mortgage loans		4		4,153		4,153		34		-
Residential mortgage and equity lines		2		367		367		-		-
Total		30	$	34,735	$	33,905	$	1,780	$	830

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	December 31, 2018
Accruing TDRs	Payment Deferral		Rate Reduction		Rate Reduction and Payment Deferral		Total
	(In thousands)
Commercial loans	$	18,135	$	-	$	-	$	18,135
Commercial mortgage loans		14,022		7,420		19,418		40,860
Residential mortgage loans		3,353		327		2,396		6,076
Total accruing TDRs	$	35,510	$	7,747	$	21,814	$	65,071

	December 31, 2017
Accruing TDRs	Payment Deferral		Rate Reduction		Rate Reduction and Payment Deferral		Total
	(In thousands)
Commercial loans	$	29,199	$	-	$	-	$	29,199
Commercial mortgage loans		11,504		5,871		15,468		32,843
Residential mortgage loans		3,416		335		2,772		6,523
Total accruing TDRs	$	44,119	$	6,206	$	18,240	$	68,565

Non Accrual Troubled Debt Restructurings [Table Text Block]

	December 31, 2018
Non-accrual TDRs	Payment Deferral		Rate Reduction		Rate Reduction and Payment Deferral		Total
	(In thousands)
Commercial loans	$	13,771	$	-	$	-	$	13,771
Commercial mortgage loans		3,682		-		4,884		8,566
Residential mortgage loans		1,741		-		111		1,852
Total non-accrual TDRs	$	19,194	$	-	$	4,995	$	24,189

	December 31, 2017
Non-accrual TDRs	Payment Deferral		Rate Reduction		Rate Reduction and Payment Deferral		Total
	(In thousands)
Commercial loans	$	12,944	$	-	$	-	$	12,944
Commercial mortgage loans		6,231		1,677		11,113		19,021
Residential mortgage loans		1,297		-		154		1,451
Total non-accrual TDRs	$	20,472	$	1,677	$	11,267	$	33,416

Activity Within The Troubled Debt Resturings [Table Text Block]

Accruing TDRs	2018			2017			2016
	(In thousands)
Beginning balance	$	68,565		$	65,393		$	81,680
New restructurings		26,114			73,426			26,965
Restructured loans restored to accrual status		2,896			-			10,303
Charge-offs		-			-			(88	)
Payments		(30,406	)		(54,095	)		(24,192	)
Restructured loans placed on non-accrual		(2,098	)		(13,919	)		(13,984	)
Expiration of loan concession		-			(2,240	)		(15,291	)
Ending balance	$	65,071		$	68,565		$	65,393

Non-accrual TDRs	2018			2017			2016
	(In thousands)
Beginning balance	$	33,416		$	29,722		$	39,923
New restructurings		3,015			4,009			6,940
Restructured loans placed on non-accrual		2,098			13,919			13,984
Charge-offs		(2,347	)		(1,650	)		(5,271	)
Payments		(9,097	)		(11,341	)		(15,551	)
Foreclosures		-			(1,243	)		-
Restructured loans restored to accrual status		(2,896	)		-			(10,303	)
Ending balance	$	24,189		$	33,416		$	29,722

Financing Receivable Credit Quality Indicators [Table Text Block]

	As of December 31, 2018
	Pass/Watch		Special Mention		Substandard		Doubtful		Total
	(In thousands)
Commercial loans	$	2,603,901	$	87,987	$	50,077	$	-	$	2,741,965
Real estate construction loans		514,406		62,175		4,873		-		581,454
Commercial mortgage loans		6,337,368		304,791		82,041		-		6,724,200
Residential mortgage and equity lines		3,934,762		-		9,058		-		3,943,820
Installment and other loans		4,349		-		-		-		4,349
Total gross loans	$	13,394,786	$	454,953	$	146,049	$	-	$	13,995,788
Loans held for sale	$	-	$	-	$	-	$	-	$	-

	As of December 31, 2017
	Pass/Watch		Special Mention		Substandard		Doubtful		Total
	(In thousands)
Commercial loans	$	2,281,698	$	118,056	$	61,503	$	9	$	2,461,266
Real estate construction loans		616,411		54,209		8,185		-		678,805
Commercial mortgage loans		6,004,258		308,924		169,513		-		6,482,695
Residential mortgage and equity lines		3,232,606		-		9,748		-		3,242,354
Installment and other loans		5,170		-		-		-		5,170
Total gross loans	$	12,140,143	$	481,189	$	248,949	$	9	$	12,870,290
Loans held for sale	$	-	$	-	$	8,000	$	-	$	8,000

Allowance for Credit Losses on Financing Receivables [Table Text Block]

				Real Estate			Commercial			Residential			Installment
	Commercial			Construction			Mortgage			Mortgage			and Other
	Loans			Loans			Loans			and Equity Lines			Loans			Total
	(In thousands)
2017 Beginning Balance	$	49,203		$	23,268		$	34,864		$	11,620		$	11		$	118,966
Provision/(reversal) for loan losses		504			1,341			(3,723	)		(626	)		4			(2,500	)
Charge-offs		(3,313	)		-			(860	)		-			-			(4,173	)
Recoveries		3,402			229			7,329			19			7			10,986
Net Recoveries		89			229			6,469			19			7			6,813
2017 Ending Balance	$	49,796		$	24,838		$	37,610		$	11,013		$	22		$	123,279
Reserve for impaired loans	$	43		$	-		$	1,738		$	353		$	-		$	2,134
Reserve for non-impaired loans	$	49,753		$	24,838		$	35,872		$	10,660		$	22		$	121,145
Reserve for off-balance sheet credit commitments	$	2,919		$	1,360		$	114		$	190		$	5		$	4,588
2018 Beginning Balance	$	49,796		$	24,838		$	37,610		$	11,013		$	22		$	123,279
Provision/(reversal) for loan losses		3,936			(5,389	)		(6,289	)		3,246			(4	)		(4,500	)
Charge-offs		(629	)		-			(2,348	)		(229	)		-			(3,206	)
Recoveries		1,875			177			4,514			252			-			6,818
Net Recoveries		1,246			177			2,166			23			-			3,612
2018 Ending Balance	$	54,978		$	19,626		$	33,487		$	14,282		$	18		$	122,391
Reserve for impaired loans	$	1,837		$	-		$	877		$	1,088		$	-		$	3,802
Reserve for non-impaired loans	$	53,141		$	19,626		$	32,610		$	13,194		$	18		$	118,589
Reserve for off-balance sheet credit commitments	$	1,161		$	745		$	95		$	246		$	3		$	2,250

Schedule of Credit Losses for Financing Receivables, Current [Table Text Block]

	For the year ended December 31,
	2018			2017			2016
Allowance for Loan Losses	(In thousands)
Balance at beginning of year	$	123,279		$	118,966		$	138,963
Reversal for credit losses		(4,500	)		(2,500	)		(15,650	)
Loans charged off		(3,206	)		(4,173	)		(18,903	)
Recoveries of charged off loans		6,818			10,986			14,556
Balance at end of year	$	122,391		$	123,279		$	118,966
Reserve for Off-balance Sheet Credit Commitments
Balance at beginning of year	$	4,588		$	3,224		$	1,494
(Reversal)/provision for credit losses and transfers		(2,338	)		1,364			1,730
Balance at end of year	$	2,250		$	4,588		$	3,224

Impairment Method [Member]

Notes Tables

Impaired Financing Receivables [Table Text Block]

			Real Estate		Commercial		Residential
	Commercial		Construction		Mortgage		Mortgage		Consumer
	Loans		Loans		Loans		and Equity Lines		and Other		Total
	(In thousands)
December 31, 2018
Loans individually evaluated for impairment
Allowance	$	1,837	$	-	$	877	$	1,088	$	-	$	3,802
Balance	$	36,940	$	4,873	$	51,471	$	13,602	$	-	$	106,886
Loans collectively evaluated for impairment
Allowance	$	53,141	$	19,626	$	32,610	$	13,194	$	18	$	118,589
Balance	$	2,705,025	$	576,581	$	6,672,729	$	3,930,218	$	4,349	$	13,888,902
Total allowance	$	54,978	$	19,626	$	33,487	$	14,282	$	18	$	122,391
Total balance	$	2,741,965	$	581,454	$	6,724,200	$	3,943,820	$	4,349	$	13,995,788
December 31, 2017
Loans individually evaluated for impairment
Allowance	$	43	$	-	$	1,738	$	353	$	-	$	2,134
Balance	$	43,495	$	8,185	$	52,664	$	13,009	$	-	$	117,353
Loans collectively evaluated for impairment
Allowance	$	49,753	$	24,838	$	35,872	$	10,660	$	22	$	121,145
Balance	$	2,417,771	$	670,620	$	6,430,031	$	3,229,345	$	5,170	$	12,752,937
Total allowance	$	49,796	$	24,838	$	37,610	$	11,013	$	22	$	123,279
Total balance	$	2,461,266	$	678,805	$	6,482,695	$	3,242,354	$	5,170	$	12,870,290