Note 8 - Loans (Tables)

9 Months Ended

Sep. 30, 2018

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	September 30, 2018			December 31, 2017
	(In thousands)
Commercial loans	$	2,674,089		$	2,461,266
Residential mortgage loans		3,569,111			3,062,050
Commercial mortgage loans		6,580,254			6,482,695
Real estate construction loans		597,018			678,805
Equity lines		221,599			180,304
Installment & other loans		5,575			5,170
Gross loans	$	13,647,646		$	12,870,290
Allowance for loan losses		(123,457	)		(123,279	)
Unamortized deferred loan fees		(2,086	)		(3,245	)
Total loans, net	$	13,522,103		$	12,743,766
Loans held for sale	$	-		$	8,000

Impaired Financing Receivables [Table Text Block]

	Impaired Loans
	Average Recorded Investment								Interest Income Recognized
	Three months ended				Nine months ended				Three months ended				Nine months ended
	September 30,				September 30,				September 30,				September 30,
	2018		2017		2018		2017		2018		2017		2018		2017
	(In thousands)
Commercial loans	$	48,772	$	24,987	$	46,920	$	22,572	$	461	$	678	$	1,152	$	760
Real estate construction loans		5,980		29,780		7,490		29,868		-		99		-		287
Commercial mortgage loans		55,375		58,555		59,314		60,074		576		391		1,757		1,015
Residential mortgage loans and equity lines		13,724		13,937		14,032		15,208		108		96		279		287
Total impaired loans	$	123,851	$	127,259	$	127,756	$	127,722	$	1,145	$	1,264	$	3,188	$	2,349

Schedule Of Impaired Loans And Related Allowance And Charge Off [Table Text Block]

	Impaired Loans
	September 30, 2018						December 31, 2017
	Unpaid Principal Balance		Recorded Investment		Allowance		Unpaid Principal Balance		Recorded Investment		Allowance
	(In thousands)
With no allocated allowance
Commercial loans	$	40,426	$	38,556	$	-	$	43,483	$	42,702	$	-
Real estate construction loans		5,776		4,922		-		8,821		8,185		-
Commercial mortgage loans		34,276		26,912		-		37,825		31,029		-
Residential mortgage loans and equity lines		6,791		6,776		-		1,301		1,301		-
Subtotal	$	87,269	$	77,166	$	-	$	91,430	$	83,217	$	-
With allocated allowance
Commercial loans	$	5,792	$	5,715	$	2,506	$	891	$	793	$	43
Commercial mortgage loans		27,549		27,523		917		21,733		21,635		1,738
Residential mortgage loans and equity lines		7,670		6,605		281		13,022		11,708		353
Subtotal	$	41,011	$	39,843	$	3,704	$	35,646	$	34,136	$	2,134
Total impaired loans	$	128,280	$	117,009	$	3,704	$	127,076	$	117,353	$	2,134

Past Due Financing Receivables [Table Text Block]

	September 30, 2018
	30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Non-accrual Loans		Total Past Due		Loans Not Past Due		Total
Type of Loans:	(In thousands)
Commercial loans	$	28,212	$	17,329	$	3,467	$	17,118	$	66,126	$	2,607,963	$	2,674,089
Real estate construction loans		-		-		-		4,922		4,922		592,096		597,018
Commercial mortgage loans		-		9,157		3,214		13,172		25,543		6,554,711		6,580,254
Residential mortgage loans and equity lines		-		-		-		7,198		7,198		3,783,512		3,790,710
Installment and other loans		-		-		-		-		-		5,575		5,575
Total loans	$	28,212	$	26,486	$	6,681	$	42,410	$	103,789	$	13,543,857	$	13,647,646

	December 31, 2017
	30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Non-accrual Loans		Total Past Due		Loans Not Past Due		Total
Type of Loans:	(In thousands)
Commercial loans	$	11,079	$	5,192	$	-	$	14,296	$	30,567	$	2,430,699	$	2,461,266
Real estate construction loans		3,028		-		-		8,185		11,213		667,592		678,805
Commercial mortgage loans		17,573		5,602		-		19,820		42,995		6,439,700		6,482,695
Residential mortgage loans and equity lines		6,613		732		-		6,486		13,831		3,228,523		3,242,354
Installment and other loans		103		-		-		-		103		5,067		5,170
Total loans	$	38,396	$	11,526	$	-	$	48,787	$	98,709	$	12,771,581	$	12,870,290

Schedule Of Troubled Debt Restructurings [Table Text Block]

	Three months ended September 30, 2018								September 30, 2018
	No. of Contracts		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment		Charge-offs		Specific Reserve
	(Dollars in thousands)
Commercial loans		3	$	4,621	$	4,621	$	-	$	2,467
Commercial mortgage loans		1		339		339		-		-
Residential mortgage loans and equity lines		2		413		413		-		16
Total		6	$	5,373	$	5,373	$	-	$	2,483

	Three months ended September 30, 2017								September 30, 2017
	No. of Contracts		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment		Charge-offs		Specific Reserve
	(Dollars in thousands)
Commercial loans		8	$	18,873	$	18,873	$	-	$	636
Commercial mortgage loans		5		4,123		3,818		305		10
Residential mortgage loans and equity lines		1		483		483		-		32
Total		14	$	23,479	$	23,174	$	305	$	678

	Nine months ended September 30, 2018								September 30, 2018
	No. of Contracts		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment		Charge-offs		Specific Reserve
	(Dollars in thousands)
Commercial loans		21	$	12,212	$	12,212	$	-	$	2,493
Commercial mortgage loans		7		14,626		14,626		-		119
Residential mortgage loans and equity lines		4		1,213		1,213		-		24
Total		32	$	28,051	$	28,051	$	-	$	2,636

	Nine months ended September 30, 2017								September 30, 2017
	No. of Contracts		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment		Charge-offs		Specific Reserve
	(Dollars in thousands)
Commercial loans		13	$	19,543	$	19,543	$	-	$	641
Real estate construction loans		2		28,489		28,489		-		-
Commercial mortgage loans		5		4,123		3,818		305		10
Residential mortgage loans and equity lines		1		483		483		-		32
Total		21	$	52,638	$	52,333	$	305	$	683

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	September 30, 2018
Accruing TDRs	Payment Deferral		Rate Reduction		Rate Reduction and Payment Deferral		Total
	(In thousands)
Commercial loans	$	27,153	$	-	$	-	$	27,153
Commercial mortgage loans		14,248		7,446		19,568		41,262
Residential mortgage loans		3,433		329		2,421		6,183
Total accruing TDRs	$	44,834	$	7,775	$	21,989	$	74,598

	December 31, 2017
Accruing TDRs	Payment Deferral		Rate Reduction		Rate Reduction and Payment Deferral		Total
	(In thousands)
Commercial loans	$	29,199	$	-	$	-	$	29,199
Commercial mortgage loans		11,504		5,871		15,468		32,843
Residential mortgage loans		3,416		335		2,772		6,523
Total accruing TDRs	$	44,119	$	6,206	$	18,240	$	68,565

Non Accrual Troubled Debt Restructurings [Table Text Block]

	September 30, 2018
Non-accrual TDRs	Payment Deferral		Rate Reduction		Rate Reduction and Payment Deferral		Total
	(In thousands)
Commercial loans	$	14,579	$	-	$	-	$	14,579
Commercial mortgage loans		3,863		-		7,261		11,124
Residential mortgage loans		1,901		-		114		2,015
Total non-accrual TDRs	$	20,343	$	-	$	7,375	$	27,718

	December 31, 2017
Non-accrual TDRs	Payment Deferral		Rate Reduction		Rate Reduction and Payment Deferral		Total
	(In thousands)
Commercial loans	$	12,944	$	-	$	-	$	12,944
Commercial mortgage loans		6,231		1,677		11,113		19,021
Residential mortgage loans		1,297		-		154		1,451
Total non-accrual TDRs	$	20,472	$	1,677	$	11,267	$	33,416

Activity Within The Troubled Debt Resturings [Table Text Block]

	Three months ended September 30,						Nine months ended September 30,
Accruing TDRs	2018			2017			2018			2017
	(In thousands)
Beginning balance	$	84,487		$	79,819		$	68,566		$	65,393
New restructurings		2,589			21,790			25,036			49,973
Restructured loans restored to accrual status		577			-			2,895			-
Payments		(13,055	)		(35,677	)		(19,801	)		(41,372	)
Restructured loans placed on non-accrual status		-			(3,574	)		(2,098	)		(9,396	)
Expiration of loan concession upon renewal		-			-			-			(2,240	)
Ending balance	$	74,598		$	62,358		$	74,598		$	62,358

	Three months ended September 30,						Nine months ended September 30,
Non-accrual TDRs	2018			2017			2018			2017
	(In thousands)
Beginning balance	$	30,347		$	30,045		$	33,415		$	29,722
New restructurings		2,784			2,360			3,015			2,360
Restructured loans placed on non-accrual status		-			3,574			2,098			9,396
Charge-offs		-			(355	)		(161	)		(1,901	)
Payments		(4,836	)		(1,933	)		(7,754	)		(5,160	)
Foreclosures		-			-			-			(726	)
Restructured loans restored to accrual status		(577	)		-			(2,895	)		-
Ending balance	$	27,718		$	33,691		$	27,718		$	33,691

Financing Receivable Credit Quality Indicators [Table Text Block]

	September 30, 2018
	Pass/Watch		Special Mention		Substandard		Doubtful		Total
	(In thousands)
Commercial loans	$	2,494,780	$	125,373	$	53,936	$	-	$	2,674,089
Real estate construction loans		531,579		60,517		4,922		-		597,018
Commercial mortgage loans		6,181,227		315,010		84,017		-		6,580,254
Residential mortgage loans and equity lines		3,782,077		-		8,633		-		3,790,710
Installment and other loans		5,575		-		-		-		5,575
Total gross loans	$	12,995,238	$	500,900	$	151,508	$	-	$	13,647,646
Loans held for sale	$	-	$	-	$	-	$	-	$	-

	December 31, 2017
	Pass/Watch		Special Mention		Substandard		Doubtful		Total
Commercial loans	$	2,281,698	$	118,056	$	61,503	$	9	$	2,461,266
Real estate construction loans		616,411		54,209		8,185		-		678,805
Commercial mortgage loans		6,004,258		308,924		169,513		-		6,482,695
Residential mortgage loans and equity lines		3,232,606		-		9,748		-		3,242,354
Installment and other loans		5,170		-		-		-		5,170
Total gross loans	$	12,140,143	$	481,189	$	248,949	$	9	$	12,870,290
Loans held for sale	$	-	$	-	$	8,000	$	-	$	8,000

Impairment Method [Member]

Notes Tables

Impaired Financing Receivables [Table Text Block]

			Real Estate		Commercial		Residential
	Commercial		Construction		Mortgage		Mortgage Loans		Installment and
	Loans		Loans		Loans		and Equity Lines		Other Loans		Total
	(In thousands)
September 30, 2018
Loans individually evaluated for impairment
Allowance	$	2,506	$	-	$	917	$	281	$	-	$	3,704
Balance	$	44,272	$	4,922	$	54,435	$	13,381	$	-	$	117,010
Loans collectively evaluated for impairment
Allowance	$	54,008	$	21,226	$	31,865	$	12,628	$	26	$	119,753
Balance	$	2,629,817	$	592,096	$	6,525,819	$	3,777,329	$	5,575	$	13,530,636
Total allowance	$	56,514	$	21,226	$	32,782	$	12,909	$	26	$	123,457
Total balance	$	2,674,089	$	597,018	$	6,580,254	$	3,790,710	$	5,575	$	13,647,646
December 31, 2017
Loans individually evaluated for impairment
Allowance	$	43	$	-	$	1,738	$	353	$	-	$	2,134
Balance	$	43,495	$	8,185	$	52,664	$	13,009	$	-	$	117,353
Loans collectively evaluated for impairment
Allowance	$	49,753	$	24,838	$	35,872	$	10,660	$	22	$	121,145
Balance	$	2,417,771	$	670,620	$	6,430,031	$	3,229,345	$	5,170	$	12,752,937
Total allowance	$	49,796	$	24,838	$	37,610	$	11,013	$	22	$	123,279
Total balance	$	2,461,266	$	678,805	$	6,482,695	$	3,242,354	$	5,170	$	12,870,290

				Real Estate		Commercial			Residential			Installment
	Commercial			Construction		Mortgage			Mortgage Loans			and Other
	Loans			Loans		Loans			and Equity Lines			Loans		Total
	(In thousands)
June 30, 2018 Ending Balance	$	55,179		$	20,663	$	33,976		$	12,062		$	19		121,899
Provision/(credit) for possible credit losses		1,270			519		(4,138	)		842			7		(1,500	)
Charge-offs		(122	)		-		-			-			-		(122	)
Recoveries		187			44		2,944			5			-		3,180
Net (charge-offs)/recoveries		65			44		2,944			5			-		3,058
September 30, 2018 Ending Balance	$	56,514		$	21,226	$	32,782		$	12,909		$	26	$	123,457
June 30, 2017 Ending Balance	$	46,744		$	17,844	$	36,840		$	14,364		$	17	$	115,809
Provision/(credit) for possible credit losses		3,800			4,117		(4,615	)		(3,309	)		7		-
Charge-offs		(80	)		-		(305	)		-			-		(385	)
Recoveries		575			47		5,482			7			-		6,111
Net (charge-offs)/recoveries		495			47		5,177			7			-		5,726
September 30, 2017 Ending Balance	$	51,039		$	22,008	$	37,402		$	11,062		$	24	$	121,535

				Real Estate			Commercial			Residential			Installment
	Commercial			Construction			Mortgage			Mortgage Loans			and Other
	Loans			Loans			Loans			and Equity Lines			Loans		Total
	(In thousands)
2018 Beginning Balance	$	49,796		$	24,838		$	37,610		$	11,013		$	22	$	123,279
Provision/(credit) for possible credit losses		6,097			(3,744	)		(8,672	)		1,815			4		(4,500	)
Charge-offs		(629	)		-			(390	)		-			-		(1,019	)
Recoveries		1,250			132			4,234			81			-		5,697
Net recoveries		621			132			3,844			81			-		4,678
September 30, 2018 Ending Balance	$	56,514		$	21,226		$	32,782		$	12,909		$	26	$	123,457
Reserve for impaired loans	$	2,506		$	-		$	917		$	281		$	-	$	3,704
Reserve for non-impaired loans	$	54,008		$	21,226		$	31,865		$	12,628		$	26	$	119,753
Reserve for off-balance sheet credit commitments	$	1,615		$	1,174		$	78		$	215		$	6	$	3,088
2017 Beginning Balance	$	49,203		$	23,268		$	34,864		$	11,620		$	11	$	118,966
(Credit)/provision for possible credit losses		2,245			(1,403	)		(2,775	)		(580	)		13		(2,500	)
Charge-offs		(1,810	)		-			(860	)		-			-		(2,670	)
Recoveries		1,401			143			6,173			22			-		7,739
Net (charge-offs)/recoveries		(409	)		143			5,313			22			-		5,069
September 30, 2017 Ending Balance	$	51,039		$	22,008		$	37,402		$	11,062		$	24	$	121,535
Reserve for impaired loans	$	1,461			-		$	823		$	322			-	$	2,606
Reserve for non-impaired loans	$	49,578		$	22,008		$	36,579		$	10,740		$	24	$	118,929
Reserve for off-balance sheet credit commitments	$	2,760		$	1,206		$	109		$	175		$	4	$	4,254