Note 8 - Loans (Tables)

6 Months Ended

Jun. 30, 2018

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	June 30, 2018			December 31, 2017
	(In thousands)
Commercial loans	$	2,576,649		$	2,461,266
Residential mortgage loans		3,378,875			3,062,050
Commercial mortgage loans		6,615,791			6,482,695
Real estate construction loans		581,917			678,805
Equity lines		191,445			180,304
Installment & other loans		4,060			5,170
Gross loans	$	13,348,737		$	12,870,290
Allowance for loan losses		(121,899	)		(123,279	)
Unamortized deferred loan fees		(3,248	)		(3,245	)
Total loans, net	$	13,223,590		$	12,743,766
Loans held for sale	$	-		$	8,000

Impaired Financing Receivables [Table Text Block]

	Impaired Loans
	Average Recorded Investment								Interest Income Recognized
	Three months ended				Six months ended				Three months ended				Six months ended
	June 30,				June 30,				June 30,				June 30,
	2018		2017		2018		2017		2018		2017		2018		2017
	(In thousands)
Commercial loans	$	46,763	$	19,376	$	45,978	$	21,345	$	498	$	86	$	825	$	171
Real estate construction loans		8,378		42,752		8,258		29,912		-		356		-		696
Commercial mortgage loans		64,004		60,295		61,316		60,847		633		445		1,264		898
Residential mortgage loans and equity lines		14,664		15,172		14,189		15,854		93		107		186		211
Total impaired loans	$	133,809	$	137,595	$	129,741	$	127,958	$	1,224	$	994	$	2,275	$	1,976

Schedule Of Impaired Loans And Related Allowance And Charge Off [Table Text Block]

	Impaired Loans
	June 30, 2018						December 31, 2017
	Unpaid Principal Balance		Recorded Investment		Allowance		Unpaid Principal Balance		Recorded Investment		Allowance
	(In thousands)
With no allocated allowance
Commercial loans	$	51,143	$	49,521	$	-	$	43,483	$	42,702	$	-
Real estate construction loans		8,821		8,040		-		8,821		8,185		-
Commercial mortgage loans		41,970		34,508		-		37,825		31,029		-
Residential mortgage loans and equity lines		6,551		6,543		-		1,301		1,301		-
Subtotal	$	108,485	$	98,612	$	-	$	91,430	$	83,217	$	-
With allocated allowance
Commercial loans	$	3,247	$	3,218	$	2,463	$	891	$	793	$	43
Commercial mortgage loans		27,495		27,445		1,036		21,733		21,635		1,738
Residential mortgage loans and equity lines		9,143		7,939		334		13,022		11,708		353
Subtotal	$	39,885	$	38,602	$	3,833	$	35,646	$	34,136	$	2,134
Total impaired loans	$	148,370	$	137,214	$	3,833	$	127,076	$	117,353	$	2,134

Past Due Financing Receivables [Table Text Block]

	June 30, 2018
	30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Non-accrual Loans		Total Past Due		Loans Not Past Due		Total
	(In thousands)
Type of Loans:
Commercial loans	$	9,537	$	34,500	$	-	$	19,212	$	63,249	$	2,513,400	$	2,576,649
Real estate construction loans		-		-		-		8,040		8,040		573,877		581,917
Commercial mortgage loans		841		14,350		-		17,154		32,345		6,583,446		6,615,791
Residential mortgage loans and equity lines		423		1,542		-		8,322		10,287		3,560,033		3,570,320
Installment and other loans		-		-		-		-		-		4,060		4,060
Total loans	$	10,801	$	50,392	$	-	$	52,728	$	113,921	$	13,234,816	$	13,348,737

	December 31, 2017
	30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Non-accrual Loans		Total Past Due		Loans Not Past Due		Total
	(In thousands)
Type of Loans:
Commercial loans	$	11,079	$	5,192	$	-	$	14,296	$	30,567	$	2,430,699	$	2,461,266
Real estate construction loans		3,028		-		-		8,185		11,213		667,592		678,805
Commercial mortgage loans		17,573		5,602		-		19,820		42,995		6,439,700		6,482,695
Residential mortgage loans and equity lines		6,613		732		-		6,486		13,831		3,228,523		3,242,354
Installment and other loans		103		-		-		-		103		5,067		5,170
Total loans	$	38,396	$	11,526	$	-	$	48,787	$	98,709	$	12,771,581	$	12,870,290

Schedule Of Troubled Debt Restructurings [Table Text Block]

	Three months ended June 30, 2018								June 30, 2018
	No. of Contracts		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment		Charge-offs		Specific Reserve
	(Dollars in thousands)
Commercial loans		15	$	5,127	$	5,127	$	-	$	-
Total		15	$	5,127	$	5,127	$	-	$	-

	Three months ended June 30, 2017								June 30, 2017
	No. of Contracts		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment		Charge-offs		Specific Reserve
	(Dollars in thousands)
Commercial loans		1	$	500	$	500	$	-	$	-
Total		1	$	500	$	500	$	-	$	-

	Six months ended June 30, 2018								June 30, 2018
	No. of Contracts		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment		Charge-offs		Specific Reserve
	(Dollars in thousands)
Commercial loans		18	$	7,590	$	7,590	$	-	$	-
Commercial mortgage loans		6		14,287		14,287		-		126
Residential mortgage loans		2		801		801		-		8
Total		26	$	22,678	$	22,678	$	-	$	134

	Six months ended June 30, 2017								June 30, 2017
	No. of Contracts		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment		Charge-offs		Specific Reserve
	(Dollars in thousands)
Commercial loans		1	$	500	$	500	$	-	$	-
Real estate construction loans		2		27,683		27,683		-	$	-
Total		3	$	28,183	$	28,183	$	-	$	-

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	June 30, 2018
Accruing TDRs	Payment Deferral		Rate Reduction		Rate Reduction and Payment Deferral		Total
	(In thousands)
Commercial loans	$	33,528	$	-	$	-	$	33,528
Commercial mortgage loans		17,610		7,474		19,715		44,799
Residential mortgage loans		3,110		330		2,720		6,160
Total accruing TDRs	$	54,248	$	7,804	$	22,435	$	84,487

	December 31, 2017
Accruing TDRs	Payment Deferral		Rate Reduction		Rate Reduction and Payment Deferral		Total
	(In thousands)
Commercial loans	$	29,199	$	-	$	-	$	29,199
Commercial mortgage loans		11,504		5,871		15,468		32,843
Residential mortgage loans		3,416		335		2,772		6,523
Total accruing TDRs	$	44,119	$	6,206	$	18,240	$	68,565

Non Accrual Troubled Debt Restructurings [Table Text Block]

	June 30, 2018
Non-accrual TDRs	Payment Deferral		Rate Reduction and Payment Deferral		Total
	(In thousands)
Commercial loans	$	13,721	$	-	$	13,721
Commercial mortgage loans		3,936		10,462		14,398
Residential mortgage loans		2,110		118		2,228
Total non-accrual TDRs	$	19,767	$	10,580	$	30,347

	December 31, 2017
Non-accrual TDRs	Payment Deferral		Rate Reduction		Rate Reduction and Payment Deferral		Total
	(In thousands)
Commercial loans	$	12,944	$	-	$	-	$	12,944
Commercial mortgage loans		6,231		1,677		11,113		19,021
Residential mortgage loans		1,297		-		154		1,451
Total non-accrual TDRs	$	20,472	$	1,677	$	11,267	$	33,416

Activity Within The Troubled Debt Resturings [Table Text Block]

	Three months ended June 30,						Six months ended June 30,
Accruing TDRs	2018			2017			2018			2017
	(In thousands)
Beginning balance	$	82,785		$	80,419		$	68,566		$	65,393
New restructurings		5,127			500			22,447			28,183
Restructured loans restored to accrual status		-			-			2,318			-
Payments		(2,855	)		(1,100	)		(6,746	)		(5,695	)
Restructured loans placed on non-accrual status		(570	)		-			(2,098	)		(5,822	)
Expiration of loan concession upon renewal		-			-			-			(2,240	)
Ending balance	$	84,487		$	79,819		$	84,487		$	79,819

	Three months ended June 30,						Six months ended June 30,
Non-accrual TDRs	2018			2017			2018			2017
	(In thousands)
Beginning balance	$	31,195		$	32,779		$	33,415		$	29,722
New restructurings		-			-			231			-
Restructured loans placed on non-accrual status		570			-			2,098			5,822
Charge-offs		(161	)		(497	)		(161	)		(1,546	)
Payments		(1,257	)		(2,237	)		(2,918	)		(3,227	)
Foreclosures		-			-			-			(726	)
Restructured loans restored to accrual status		-			-			(2,318	)		-
Ending balance	$	30,347		$	30,045		$	30,347		$	30,045

Financing Receivable Credit Quality Indicators [Table Text Block]

	June 30, 2018
	Pass/Watch		Special Mention		Substandard		Doubtful		Total
	(In thousands)
Commercial loans	$	2,374,736	$	117,809	$	84,104	$	-	$	2,576,649
Real estate construction loans		527,600		46,277		8,040		-		581,917
Commercial mortgage loans		6,193,626		312,503		109,662		-		6,615,791
Residential mortgage loans and equity lines		3,557,644		-		12,676		-		3,570,320
Installment and other loans		4,060		-		-		-		4,060
Total gross loans	$	12,657,666	$	476,589	$	214,482	$	-	$	13,348,737
Loans held for sale	$	-	$	-	$	-	$	-	$	-

	December 31, 2017
	Pass/Watch		Special Mention		Substandard		Doubtful		Total
	(In thousands)
Commercial loans	$	2,281,698	$	118,056	$	61,503	$	9	$	2,461,266
Real estate construction loans		616,411		54,209		8,185		-		678,805
Commercial mortgage loans		6,004,258		308,924		169,513		-		6,482,695
Residential mortgage loans and equity lines		3,232,606		-		9,748		-		3,242,354
Installment and other loans		5,170		-		-		-		5,170
Total gross loans	$	12,140,143	$	481,189	$	248,949	$	9	$	12,870,290
Loans held for sale	$	-	$	-	$	8,000	$	-	$	8,000

Impairment Method [Member]

Notes Tables

Impaired Financing Receivables [Table Text Block]

			Real Estate		Commercial		Residential
	Commercial		Construction		Mortgage		Mortgage Loans		Installment and
	Loans		Loans		Loans		and Equity Lines		Other Loans		Total
	(In thousands)
June 30, 2018
Loans individually evaluated for impairment
Allowance	$	2,463	$	-	$	1,036	$	334	$	-	$	3,833
Balance	$	52,739	$	8,040	$	61,953	$	14,482	$	-	$	137,214
Loans collectively evaluated for impairment
Allowance	$	52,716	$	20,663	$	32,940	$	11,728	$	19	$	118,066
Balance	$	2,523,910	$	573,877	$	6,553,838	$	3,555,838	$	4,060	$	13,211,523
Total allowance	$	55,179	$	20,663	$	33,976	$	12,062	$	19	$	121,899
Total balance	$	2,576,649	$	581,917	$	6,615,791	$	3,570,320	$	4,060	$	13,348,737
December 31, 2017
Loans individually evaluated for impairment
Allowance	$	43	$	-	$	1,738	$	353	$	-	$	2,134
Balance	$	43,495	$	8,185	$	52,664	$	13,009	$	-	$	117,353
Loans collectively evaluated for impairment
Allowance	$	49,753	$	24,838	$	35,872	$	10,660	$	22	$	121,145
Balance	$	2,417,771	$	670,620	$	6,430,031	$	3,229,345	$	5,170	$	12,752,937
Total allowance	$	49,796	$	24,838	$	37,610	$	11,013	$	22	$	123,279
Total balance	$	2,461,266	$	678,805	$	6,482,695	$	3,242,354	$	5,170	$	12,870,290

Three months ended June 30, 2018 and 2017
				Real Estate			Commercial			Residential			Installment
	Commercial			Construction			Mortgage			Mortgage Loans			and Other
	Loans			Loans			Loans			and Equity Lines			Loans			Total
	(In thousands)
March 31, 2018 Ending Balance	$	54,597		$	21,864		$	34,230		$	11,372		$	21			122,084
Provision/(credit) for possible credit losses		920			(1,245	)		(533	)		860			(2	)		-
Charge-offs		(488	)		-			(161	)		(229	)		-			(878	)
Recoveries		150			44			440			59			-			693
Net (charge-offs)/recoveries		(338	)		44			279			(170	)		-			(185	)
June 30, 2018 Ending Balance	$	55,179		$	20,663		$	33,976		$	12,062		$	19		$	121,899
March 31, 2017 Ending Balance	$	47,276		$	19,768		$	35,960		$	12,526		$	14		$	115,544
Provision/(credit) for possible credit losses		(340	)		(1,971	)		477			1,831			3			-
Charge-offs		(527	)		-			-			-			-			(527	)
Recoveries		335			47			403			7			-			792
Net (charge-offs)/recoveries		(192	)		47			403			7			-			265
June 30, 2017 Ending Balance	$	46,744		$	17,844		$	36,840		$	14,364		$	17		$	115,809

Six months ended June 30, 2018 and 2017
				Real Estate			Commercial			Residential			Installment
	Commercial			Construction			Mortgage			Mortgage Loans			and Other
	Loans			Loans			Loans			and Equity Lines			Loans			Total
	(In thousands)
2018 Beginning Balance	$	49,796		$	24,838		$	37,610		$	11,013		$	22		$	123,279
Provision/(credit) for possible credit losses		4,827			(4,263	)		(4,696	)		1,135			(3	)		(3,000	)
Charge-offs		(507	)		-			(161	)		(229	)		-			(897	)
Recoveries		1,063			88			1,223			143			-			2,517
Net recoveries		556			88			1,062			(86	)		-			1,620
June 30, 2018 Ending Balance	$	55,179		$	20,663		$	33,976		$	12,062		$	19		$	121,899
Reserve for impaired loans	$	2,463		$	-		$	1,036		$	334		$	-		$	3,833
Reserve for non-impaired loans	$	52,716		$	20,663		$	32,940		$	11,728		$	19		$	118,066
Reserve for off-balance sheet credit commitments	$	1,606		$	1,207		$	77		$	190		$	8		$	3,088
2017 Beginning Balance	$	49,203		$	23,268		$	34,864		$	11,620		$	11		$	118,966
(Credit)/provision for possible credit losses		(1,556	)		(5,520	)		1,840			2,729			7			(2,500	)
Charge-offs		(1,730	)		-			(555	)		-			-			(2,285	)
Recoveries		826			96			691			15			-			1,628
Net (charge-offs)/recoveries		(904	)		96			136			15			-			(657	)
June 30, 2017 Ending Balance	$	46,743		$	17,844		$	36,840		$	14,364		$	18		$	115,809
Reserve for impaired loans	$	144			-		$	1,019		$	398			-		$	1,561
Reserve for non-impaired loans	$	46,599		$	17,844		$	35,821		$	13,966		$	18		$	114,248
Reserve for off-balance sheet credit commitments	$	2,583		$	1,707		$	74		$	143		$	6		$	4,513