Note 8 - Loans (Tables)

9 Months Ended

Sep. 30, 2017

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	September 30, 2017			December 31, 2016
	(In thousands)
Commercial loans	$	2,419,891		$	2,248,187
Residential mortgage loans		2,922,537			2,444,048
Commercial mortgage loans		6,377,047			5,785,248
Real estate construction loans		691,486			548,088
Equity lines		181,751			171,711
Installment & other loans		4,722			3,993
Gross loans	$	12,597,434		$	11,201,275
Allowance for loan losses		(121,535	)		(118,966	)
Unamortized deferred loan fees		(3,424	)		(4,994	)
Total loans, net	$	12,472,475		$	11,077,315
Loans held for sale	$	-		$	7,500

Impaired Financing Receivables [Table Text Block]

	Impaired Loans
	Average Recorded Investment								Interest Income Recognized
	Three months ended				Nine months ended				Three months ended				Nine months ended
	September 30,				September 30,				September 30,				September 30,
	2017		2016		2017		2016		2017		2016		2017		2016
					(In thousands)
Commercial loans	$	24,987	$	28,091	$	22,572	$	18,602	$	678	$	170	$	760	$	488
Real estate construction loans		29,780		5,869		29,868		12,005		99		66		287		196
Commercial mortgage loans		58,555		81,005		60,074		86,456		391		776		1,015		2,124
Residential mortgage loans and equity lines		13,937		18,256		15,208		17,456		96		148		287		401
Total impaired loans	$	127,259	$	133,221	$	127,722	$	134,519	$	1,264	$	1,160	$	2,349	$	3,209

Schedule Of Impaired Loans And Related Allowance And Charge Off [Table Text Block]

	Impaired Loans
	September 30, 2017						December 31, 2016
	Unpaid Principal Balance		Recorded Investment		Allowance		Unpaid Principal Balance		Recorded Investment		Allowance
	(In thousands)
With no allocated allowance
Commercial loans	$	23,953	$	23,373	$	-	$	24,037	$	23,121	$	-
Real estate construction loans		22,309		21,748		-		5,776		5,458		-
Commercial mortgage loans		39,154		32,370		-		60,522		54,453		-
Residential mortgage loans and equity lines		2,264		2,264		-		5,472		5,310		-
Subtotal	$	87,680	$	79,755	$	-	$	95,807	$	88,342	$	-
With allocated allowance
Commercial loans	$	14,082	$	13,985	$	1,461	$	5,216	$	4,640	$	1,827
Commercial mortgage loans		23,061		22,820		823		10,158		10,017		573
Residential mortgage loans and equity lines		12,461		11,111		322		13,263		12,075		396
Subtotal	$	49,604	$	47,916	$	2,606	$	28,637	$	26,732	$	2,796
Total impaired loans	$	137,284	$	127,671	$	2,606	$	124,444	$	115,074	$	2,796

Past Due Financing Receivables [Table Text Block]

	September 30, 2017
	30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Non-accrual Loans		Total Past Due		Loans Not Past Due		Total
Type of Loans:	(In thousands)
Commercial loans	$	8,412	$	14,855	$	3,900	$	15,942	$	43,109	$	2,376,782	$	2,419,891
Real estate construction loans		-		-		-		14,267		14,267		677,219		691,486
Commercial mortgage loans		-		-		-		28,379		28,379		6,348,668		6,377,047
Residential mortgage loans and equity lines		-		89		-		6,725		6,814		3,097,474		3,104,288
Installment and other loans		-		-		-		-		-		4,722		4,722
Total loans	$	8,412	$	14,944	$	3,900	$	65,313	$	92,569	$	12,504,865	$	12,597,434

	December 31, 2016
	30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Non-accrual Loans		Total Past Due		Loans Not Past Due		Total
Type of Loans:	(In thousands)
Commercial loans	$	22,753	$	27,190	$	-	$	15,710	$	65,653	$	2,182,534	$	2,248,187
Real estate construction loans		10,390		5,835		-		5,458		21,683		526,405		548,088
Commercial mortgage loans		5,886		700		-		20,078		26,664		5,758,584		5,785,248
Residential mortgage loans and equity lines		4,390		-		-		8,436		12,826		2,602,933		2,615,759
Installment and other loans		-		-		-		-		-		3,993		3,993
Total loans	$	43,419	$	33,725	$	-	$	49,682	$	126,826	$	11,074,449	$	11,201,275

Schedule Of Troubled Debt Restructurings [Table Text Block]

	Three months ended September 30, 2017								September 30, 2017
	No. of Contracts		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment		Charge-offs		Specific Reserve
	(Dollars in thousands)
Commercial loans		8	$	18,873	$	18,873	$	-	$	636
Commercial mortgage loans		5		4,123		3,818		305		10
Residential mortgage loans and equity lines		1		483		483		-		32
Total		14	$	23,479	$	23,174	$	305	$	678

	Three months ended September 30, 2016								September 30, 2016
	No. of Contracts		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment		Charge-offs		Specific Reserve
	(Dollars in thousands)
Commercial loans		7	$	18,258	$	18,258	$	-	$	208
Commercial mortgage loans		1		738		738		-		-
Total		8	$	18,996	$	18,996	$	-	$	208

	Nine months ended September 30, 2017								September 30, 2017
	No. of Contracts		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment		Charge-offs		Specific Reserve
	(Dollars in thousands)
Commercial loans		13	$	19,543	$	19,543	$	-	$	641
Real estate construction loans		2		28,489		28,489		-		-
Commercial mortgage loans		5		4,123		3,818		305		10
Residential mortgage loans and equity lines		1		483		483		-		32
Total		21	$	52,638	$	52,333	$	305	$	683

	Nine months ended September 30, 2016								September 30, 2016
	No. of Contracts		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment		Charge-offs		Specific Reserve
	(Dollars in thousands)
Commercial loans		11	$	23,102	$	23,102	$	-	$	222
Commercial mortgage loans		1		738		738		-		-
Residential mortgage loans and equity lines		2		367		367		-		-
Total		14	$	24,207	$	24,207	$	-	$	222

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	September 30, 2017
Accruing TDRs	Payment Deferral		Rate Reduction		Rate Reduction and Payment Deferral		Total
	(In thousands)
Commercial loans	$	21,416	$	-	$	-	$	21,416
Real estate construction loans		7,480		-		-		7,480
Commercial mortgage loans		16,130		5,895		4,787		26,812
Residential mortgage loans		3,516		337		2,797		6,650
Total accruing TDRs	$	48,542	$	6,232	$	7,584	$	62,358

	December 31, 2016
Accruing TDRs	Payment Deferral		Rate Reduction		Rate Reduction and Payment Deferral		Total
	(In thousands)
Commercial loans	$	7,971	$	-	$	4,081	$	12,052
Commercial mortgage loans		25,979		5,961		12,452		44,392
Residential mortgage loans		5,104		789		3,056		8,949
Total accruing TDRs	$	39,054	$	6,750	$	19,589	$	65,393

Non Accrual Troubled Debt Restructurings [Table Text Block]

	September 30, 2017
Non-accrual TDRs	Payment Deferral		Rate Reduction		Rate Reduction and Payment Deferral		Total
	(In thousands)
Commercial loans	$	13,259	$	-	$	-	$	13,259
Commercial mortgage loans		1,347		1,706		16,508		19,561
Residential mortgage loans		714		-		157		871
Total non-accrual TDRs	$	15,320	$	1,706	$	16,665	$	33,691

	December 31, 2016
Non-accrual TDRs	Payment Deferral		Rate Reduction		Rate Reduction and Payment Deferral		Total
	(In thousands)
Commercial loans	$	14,565	$	-	$	-	$	14,565
Commercial mortgage loans		2,510		1,795		10,328		14,633
Residential mortgage loans		356		-		168		524
Total non-accrual TDRs	$	17,431	$	1,795	$	10,496	$	29,722

Activity Within The Troubled Debt Resturings [Table Text Block]

	Three months ended September 30,						Nine months ended September 30,
Accruing TDRs	2017			2016			2017			2016
	(In thousands)
Beginning balance	$	79,819		$	74,708		$	65,393		$	81,680
New restructurings		21,790			18,347			49,973			20,412
Restructured loans restored to accrual status		-			-			-			10,303
Payments		(35,677	)		(6,500	)		(41,372	)		(9,816	)
Restructured loans placed on non-accrual status		(3,574	)		-			(9,396	)		(1,138	)
Expiration of loan concession upon renewal		-			-			(2,240	)		(14,886	)
Ending balance	$	62,358		$	86,555		$	62,358		$	86,555

	Three months ended September 30,						Nine months ended September 30,
Non-accrual TDRs	2017			2016			2017			2016
	(In thousands)
Beginning balance	$	30,045		$	25,442		$	29,722		$	39,923
New restructurings		2,360			649			2,360			3,794
Restructured loans placed on non-accrual status		3,574			-			9,396			1,138
Charge-offs		(355	)		(3,407	)		(1,901	)		(4,352	)
Payments		(1,933	)		(1,814	)		(5,160	)		(9,330	)
Foreclosures		-			-			(726	)		-
Restructured loans restored to accrual status		-			-			-			(10,303	)
Ending balance	$	33,691		$	20,870		$	33,691		$	20,870

Financing Receivable Credit Quality Indicators [Table Text Block]

	September 30, 2017
	Pass/Watch		Special Mention		Substandard		Doubtful		Total
	(In thousands)
Commercial loans	$	2,216,816	$	146,479	$	56,565	$	31	$	2,419,891
Real estate construction loans		604,363		65,375		21,748		-		691,486
Commercial mortgage loans		5,904,023		305,927		167,097		-		6,377,047
Residential mortgage loans and equity lines		3,064,118		31,858		8,312		-		3,104,288
Installment and other loans		4,722		-		-		-		4,722
Total gross loans	$	11,794,042	$	549,639	$	253,722	$	31	$	12,597,434
Loans held for sale	$	-	$	-	$	-	$	-	$	-

	December 31, 2016
	Pass/Watch		Special Mention		Substandard		Doubtful		Total
	(In thousands)
Commercial loans	$	2,023,114	$	140,682	$	84,293	$	98	$	2,248,187
Real estate construction loans		469,909		44,129		34,050		-		548,088
Commercial mortgage loans		5,410,623		250,221		124,404		-		5,785,248
Residential mortgage loans and equity lines		2,605,834		-		9,925		-		2,615,759
Installment and other loans		3,993		-		-		-		3,993
Total gross loans	$	10,513,473	$	435,032	$	252,672	$	98	$	11,201,275
Loans held for sale	$	-	$	-	$	7,500	$	-	$	7,500

Allowance for Credit Losses on Financing Receivables [Table Text Block]

Three months ended September 30, 2017 and 2016
				Real Estate			Commercial			Residential			Installment
	Commercial			Construction			Mortgage			Mortgage Loans			and Other
	Loans			Loans			Loans			and Equity Lines			Loans			Total
	(In thousands)
June 30, 2017 Ending Balance	$	46,744		$	17,844		$	36,840		$	14,364		$	17			115,809
Provision/(credit) for possible credit losses		3,800			4,117			(4,615	)		(3,309	)		7			-
Charge-offs		(80	)		-			(305	)		-			-			(385	)
Recoveries		575			47			5,482			7			-			6,111
Net (charge-offs)/recoveries		495			47			5,177			7			-			5,726
September 30, 2017 Ending Balance	$	51,039		$	22,008		$	37,402		$	11,062		$	24		$	121,535
June 30, 2016 Ending Balance	$	50,590		$	10,753		$	46,090		$	15,503		$	12		$	122,948
Provision/(credit) for possible credit losses		4,380			(2,056	)		3,132			(5,452	)		(4	)		-
Charge-offs		(3,277	)		-			(4,626	)		-			-			(7,903	)
Recoveries		2,006			548			337			6			-			2,897
Net (charge-offs)/recoveries		(1,271	)		548			(4,289	)		6			-			(5,006	)
September 30, 2016 Ending Balance	$	53,699		$	9,245		$	44,933		$	10,057		$	8		$	117,942

Nine months ended September 30, 2017 and 2016
				Real Estate			Commercial			Residential			Installment
	Commercial			Construction			Mortgage			Mortgage Loans			and Other
	Loans			Loans			Loans			and Equity Lines			Loans			Total
	(In thousands)
2017 Beginning Balance	$	49,203		$	23,268		$	34,864		$	11,620		$	11		$	118,966
Provision/(credit) for possible credit losses		2,245			(1,403	)		(2,775	)		(580	)		13			(2,500	)
Charge-offs		(1,810	)		-			(860	)		-			-			(2,670	)
Recoveries		1,401			143			6,173			22			-			7,739
Net (charge-offs)/recoveries		(409	)		143			5,313			22			-			5,069
September 30, 2017 Ending Balance	$	51,039		$	22,008		$	37,402		$	11,062		$	24		$	121,535
Reserve for impaired loans	$	1,461		$	-		$	823		$	322		$	-		$	2,606
Reserve for non-impaired loans	$	49,578		$	22,008		$	36,579		$	10,740		$	24		$	118,929
Reserve for off-balance sheet credit commitments	$	2,760		$	1,206		$	109		$	175		$	4		$	4,254
2016 Beginning Balance	$	56,199		$	22,170		$	49,440		$	11,145		$	9		$	138,963
Provision/(credit) for possible credit losses		5,815			(20,796	)		295			(963	)		(1	)		(15,650	)
Charge-offs		(12,035	)		-			(5,681	)		(149	)		-			(17,865	)
Recoveries		3,720			7,871			879			24			-			12,494
Net (charge-offs)/recoveries		(8,315	)		7,871			(4,802	)		(125	)		-			(5,371	)
September 30, 2016 Ending Balance	$	53,699		$	9,245		$	44,933		$	10,057		$	8		$	117,942
Reserve for impaired loans	$	1,320		$	-		$	1,248		$	375		$	-		$	2,943
Reserve for non-impaired loans	$	52,379		$	9,245		$	43,685		$	9,682		$	8		$	114,999
Reserve for off-balance sheet credit commitments	$	2,112		$	-		$	35		$	80		$	2		$	2,229

Impairment Method [Member]

Notes Tables

Impaired Financing Receivables [Table Text Block]

			Real Estate		Commercial		Residential
	Commercial		Construction		Mortgage		Mortgage Loans		Installment and
	Loans		Loans		Loans		and Equity Lines		Other Loans		Total
	(In thousands)
September 30, 2017
Loans individually evaluated for impairment
Allowance	$	1,461	$	-	$	823	$	322	$	-	$	2,606
Balance	$	37,358	$	21,748	$	55,190	$	13,376	$	-	$	127,672
Loans collectively evaluated for impairment
Allowance	$	49,578	$	22,008	$	36,579	$	10,740	$	24	$	118,929
Balance	$	2,382,533	$	669,738	$	6,321,857	$	3,090,912	$	4,722	$	12,469,762
Total allowance	$	51,039	$	22,008	$	37,402	$	11,062	$	24	$	121,535
Total balance	$	2,419,891	$	691,486	$	6,377,047	$	3,104,288	$	4,722	$	12,597,434
December 31, 2016
Loans individually evaluated for impairment
Allowance	$	1,827	$	-	$	573	$	396	$	-	$	2,796
Balance	$	27,761	$	5,458	$	64,470	$	17,385	$	-	$	115,074
Loans collectively evaluated for impairment
Allowance	$	47,376	$	23,268	$	34,291	$	11,224	$	11	$	116,170
Balance	$	2,220,426	$	542,630	$	5,720,778	$	2,598,374	$	3,993	$	11,086,201
Total allowance	$	49,203	$	23,268	$	34,864	$	11,620	$	11	$	118,966
Total balance	$	2,248,187	$	548,088	$	5,785,248	$	2,615,759	$	3,993	$	11,201,275