Note 7 - Loans (Tables)

3 Months Ended

Mar. 31, 2014

Note 7 - Loans (Tables) [Line Items]

Schedule Of Components Of Loans In Consolidated Balance Sheets [Table Text Block]

	March 31, 2014			December 31, 2013
	(In thousands)
Type of Loans:
Commercial loans	$	2,229,880		$	2,298,724
Residential mortgage loans		1,441,230			1,355,255
Commercial mortgage loans		4,192,987			4,023,051
Equity lines		172,395			171,277
Real estate construction loans		253,832			221,701
Installment and other loans		11,958			14,555
Gross loans		8,302,282			8,084,563
Less:
Allowance for loan losses		(169,138	)		(173,889	)
Unamortized deferred loan fees		(12,936	)		(13,487	)
Total loans, net	$	8,120,208		$	7,897,187

Impaired Financing Receivables [Table Text Block]

	Impaired Loans
	Average Recorded Investment				Interest Income Recognized
	Three months ended				Three months ended
	March 31,				March 31,
	2014		2013		2014		2013
	(In thousands)
Commercial loans	$	30,844	$	22,126	$	226	$	183
Real estate construction loans		34,060		42,068		65		66
Commercial mortgage loans		111,305		162,257		1,134		1,562
Residential mortgage and equity lines		19,156		17,797		95		84
Total	$	195,365	$	244,248	$	1,520	$	1,895

Schedule Of Impaired Loans And Related Allowance And Charge-Off [Table Text Block]

	Impaired Loans
	March 31, 2014						December 31, 2013
	Unpaid Principal Balance		Recorded Investment		Allowance		Unpaid Principal Balance		Recorded Investment		Allowance
	(In thousands)
With no allocated allowance
Commercial loans	$	14,001	$	11,914	$	-	$	20,992	$	18,905	$	-
Real estate construction loans		25,157		14,854		-		25,401		15,097		-
Commercial mortgage loans		73,274		71,934		-		105,593		78,930		-
Residential mortgage loans and equity lines		4,876		4,876		-		4,892		4,892		-
Subtotal	$	117,308	$	103,578	$	-	$	156,878	$	117,824	$	-
With allocated allowance
Commercial loans	$	27,772	$	18,099	$	4,663	$	22,737	$	13,063	$	2,519
Real estate construction loans		28,158		19,005		3,129		28,475		19,323		3,460
Commercial mortgage loans		35,363		34,979		6,165		39,223		35,613		6,584
Residential mortgage loans and equity lines		14,083		13,650		538		16,535		14,957		721
Subtotal	$	105,376	$	85,733	$	14,495	$	106,970	$	82,956	$	13,284
Total impaired loans	$	222,684	$	189,311	$	14,495	$	263,848	$	200,780	$	13,284

Past Due Financing Receivables [Table Text Block]

	March 31, 2014
	30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Non-accrual Loans		Total Past Due		Loans Not Past Due		Total
Type of Loans:	(In thousands)
Commercial loans	$	11,386	$	610	$	-	$	13,806	$	25,802	$	2,204,078	$	2,229,880
Real estate construction loans		3,140		-		-		28,042		31,182		222,650		253,832
Commercial mortgage loans		62,014		-		974		17,042		80,030		4,112,957		4,192,987
Residential mortgage loans and equity lines		5,881		-		-		11,498		17,379		1,596,246		1,613,625
Installment and other loans		-		-		-		-		-		11,958		11,958
Total loans	$	82,421	$	610	$	974	$	70,388	$	154,393	$	8,147,889	$	8,302,282

	December 31, 2013
	30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Non-accrual Loans		Total Past Due		Loans Not Past Due		Total
Type of Loans:	(In thousands)
Commercial loans	$	7,170	$	16,562	$	-	$	21,232	$	44,964	$	2,253,760	$	2,298,724
Real estate construction loans		-		-		-		28,586		28,586		193,115		221,701
Commercial mortgage loans		20,043		7,862		982		19,621		48,508		3,974,543		4,023,051
Residential mortgage loans and equity lines		3,508		832		-		13,744		18,084		1,508,448		1,526,532
Installment and other loans		100		-		-		-		100		14,455		14,555
Total loans	$	30,821	$	25,256	$	982	$	83,183	$	140,242	$	7,944,321	$	8,084,563

Schedule Of Troubled Debt Restructurings [Table Text Block]

	Three months ended March 31, 2014								March 31, 2014
	No. of Contracts		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment		Charge-offs		Specific Reserve
	(Dollars in thousands)
Commercial loans		2	$	8,243	$	8,243	$	-	$	1,035
Residential mortgage loans and equity lines		2		671		671		-		36
Total		4	$	8,914	$	8,914	$	-	$	1,071

	Three months ended March 31, 2013								March 31, 2013
	No. of Contracts		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment		Charge-offs		Specific Reserve
	(Dollars in thousands)
Commercial loans		4	$	4,007	$	4,007	$	-	$	61
Commercial mortgage loans		2		1,175		1,175		-		10
Residential mortgage loans and equity lines		6		1,696		1,696		-		265
Total		12	$	6,878	$	6,878	$	-	$	336

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	March 31, 2014
Accruing TDRs	Principal Deferral		Rate Reduction		Rate Reduction and Payment Deferral		Total
	(In thousands)
Commercial loans	$	12,047	$	1,594	$	2,566	$	16,207
Real estate construction loans		-		-		5,817		5,817
Commercial mortgage loans		11,708		8,330		69,832		89,870
Residential mortgage loans		2,513		1,021		3,494		7,028
Total accruing TDRs	$	26,268	$	10,945	$	81,709	$	118,922

	December 31, 2013
Accruing TDRs	Principal Deferral		Rate Reduction		Rate Reduction and Payment Deferral		Total
	(In thousands)
Commercial loans	$	9,112	$	2,916	$	2,708	$	14,736
Real estate construction loans		-		-		5,834		5,834
Commercial mortgage loans		11,333		9,389		70,200		90,922
Residential mortgage loans		1,564		1,024		3,517		6,105
Total accruing TDRs	$	22,009	$	13,329	$	82,259	$	117,597

Non Accrual Troubled Debt Restructurings [Table Text Block]

	March 31, 2014
Non-accrual TDRs	Interest Deferral		Principal Deferral		Rate Reduction and Forgiveness of Principal		Rate Reduction and Payment Deferral		Total
	(In thousands)
Commercial loans	$	-	$	2,867	$	1,307	$	-	$	4,174
Real estate construction loans		-		15,692		-		9,037		24,729
Commercial mortgage loans		1,407		2,153		-		1,843		5,403
Residential mortgage loans		231		1,681		219		1,360		3,491
Total non-accrual TDRs	$	1,638	$	22,393	$	1,526	$	12,240	$	37,797

	December 31, 2013
Non-accrual TDRs	Interest Deferral		Principal Deferral		Rate Reduction and Forgiveness of Principal		Rate Reduction and Payment Deferral		Total
	(In thousands)
Commercial loans	$	-	$	2,866	$	1,352	$	-	$	4,218
Real estate construction loans		-		16,009		-		9,263		25,272
Commercial mortgage loans		1,443		2,168		-		1,843		5,454
Residential mortgage loans		241		2,206		-		1,378		3,825
Total non-accrual TDRs	$	1,684	$	23,249	$	1,352	$	12,484	$	38,769

Activity Within The Troubled Debt Resturings [Table Text Block]

	Three months ended March 31,
Accruing TDRs	2014			2013
	(In thousands)
Beginning balance	$	117,597		$	144,695
New restructurings		7,375			4,816
Restructured loans restored to accrual status		962			630
Payments		(7,012	)		(17,892	)
Restructured loans placed on nonaccrual		-			(2,034	)
Ending balance	$	118,922		$	130,215

	Three months ended March 31,
Non-accrual TDRs	2014			2013
	(In thousands)
Beginning balance	$	38,769		$	47,731
New restructurings		1,539			2,062
Restructured loans placed on nonaccrual		-			2,034
Charge-offs		(4	)		(679	)
Payments		(1,545	)		(640	)
Restructured loans restored to accrual status		(962	)		(630	)
Ending balance	$	37,797		$	49,878

Financing Receivable Credit Quality Indicators [Table Text Block]

	March 31, 2014
	Pass/Watch		Special Mention		Substandard		Doubtful		Total
	(in thousands)
Commercial loans	$	2,022,525	$	111,451	$	89,713	$	6,191	$	2,229,880
Real estate construction loans		213,529		4,062		32,928		3,313		253,832
Commercial mortgage loans		3,858,117		128,977		205,893		-		4,192,987
Residential mortgage loans and equity lines		1,599,979		244		13,402		-		1,613,625
Installment and other loans		11,958		-		-		-		11,958
Total gross loans	$	7,706,108	$	244,734	$	341,936	$	9,504	$	8,302,282

	December 31, 2013
	Pass/Watch		Special Mention		Substandard		Doubtful		Total
	(in thousands)
Commercial loans	$	2,108,191	$	84,786	$	102,088	$	3,659	$	2,298,724
Real estate construction loans		184,449		-		33,939		3,313		221,701
Commercial mortgage loans		3,686,788		127,436		208,827		-		4,023,051
Residential mortgage loans and equity lines		1,510,647		-		15,885		-		1,526,532
Installment and other loans		14,555		-		-		-		14,555
Total gross loans	$	7,504,630	$	212,222	$	360,739	$	6,972	$	8,084,563

Allowance for Credit Losses on Financing Receivables [Table Text Block]

				Real Estate			Commercial			Residential			Installment
	Commercial			Construction			Mortgage			Mortgage Loans			and Other
	Loans			Loans			Loans			and Equity Lines			Loans			Total
	(In thousands)
2014 Beginning Balance	$	65,103		$	11,999		$	84,753		$	12,005		$	29		$	173,889
Provision/(credit) for possible credit losses		4,888			(1,398	)		(4,306	)		447			(2	)		(371	)
Charge-offs		(7,226	)		-			(1,698	)		(78	)		-			(9,002	)
Recoveries		2,017			25			2,577			3			-			4,622
Net (charge-offs)/recoveries		(5,209	)		25			879			(75	)		-			(4,380	)
March 31, 2014 Ending Balance	$	64,782		$	10,626		$	81,326		$	12,377		$	27		$	169,138
Reserve for impaired loans	$	4,663		$	3,129		$	6,165		$	538		$	-		$	14,495
Reserve for non-impaired loans	$	60,119		$	7,497		$	75,161		$	11,839		$	27		$	154,643
Reserve for off-balance sheet credit commitments	$	929		$	326		$	445		$	33		$	1		$	1,734
2013 Beginning Balance	$	66,101		$	23,017		$	82,473		$	11,703		$	28		$	183,322
Provision/(credit) for possible credit losses		(3,310	)		(2,399	)		2,968			795			4			(1,942	)
Charge-offs		(2,690	)		-			(990	)		(410	)		-			(4,090	)
Recoveries		955			79			365			3			-			1,402
Net (charge-offs)/recoveries		(1,735	)		79			(625	)		(407	)		-			(2,688	)
March 31, 2013 Ending Balance	$	61,056		$	20,697		$	84,816		$	12,091		$	32		$	178,692
Reserve for impaired loans	$	1,717		$	8,080		$	6,242		$	1,318		$	-		$	17,357
Reserve for non-impaired loans	$	59,339		$	12,617		$	78,574		$	10,773		$	32		$	161,335
Reserve for off-balance sheet credit commitments	$	837		$	311		$	2,122		$	33		$	2		$	3,305

Impairment Method [Member]

Note 7 - Loans (Tables) [Line Items]

Impaired Financing Receivables [Table Text Block]

			Real Estate		Commercial		Residential
	Commercial		Construction		Mortgage		Mortgage Loans		Installment and
	Loans		Loans		Loans		and Equity Lines		Other Loans		Total
	(In thousands)
March 31, 2014
Loans individually evaluated for impairment
Allowance	$	4,663	$	3,129	$	6,165	$	538	$	-	$	14,495
Balance	$	30,013	$	33,859	$	106,913	$	18,526	$	-	$	189,311
Loans collectively evaluated for impairment
Allowance	$	60,119	$	7,497	$	75,161	$	11,839	$	27	$	154,643
Balance	$	2,199,867	$	219,973	$	4,086,074	$	1,595,099	$	11,958	$	8,112,971
Total allowance	$	64,782	$	10,626	$	81,326	$	12,377	$	27	$	169,138
Total balance	$	2,229,880	$	253,832	$	4,192,987	$	1,613,625	$	11,958	$	8,302,282
December 31, 2013
Loans individually evaluated for impairment
Allowance	$	2,519	$	3,460	$	6,584	$	721	$	-	$	13,284
Balance	$	31,968	$	34,420	$	114,544	$	19,848	$	-	$	200,780
Loans collectively evaluated for impairment
Allowance	$	62,584	$	8,539	$	78,169	$	11,284	$	29	$	160,605
Balance	$	2,266,756	$	187,281	$	3,908,507	$	1,506,684	$	14,555	$	7,883,783
Total allowance	$	65,103	$	11,999	$	84,753	$	12,005	$	29	$	173,889
Total balance	$	2,298,724	$	221,701	$	4,023,051	$	1,526,532	$	14,555	$	8,084,563