Note 5 - Loans (Tables)

12 Months Ended

Dec. 31, 2012

	2012			2011
	(In thousands)
Type of Loans:
Commercial loans	$	2,127,107		$	1,868,275
Real estate construction loans		180,950			237,372
Commercial mortgage loans		3,768,452			3,748,897
Residential mortgage loans		1,146,230			972,262
Equity lines		193,852			214,707
Installment and other loans		12,556			17,699
Gross loans		7,429,147			7,059,212
Less:
Allowance for loan losses		(183,322	)		(206,280	)
Unamortized deferred loan fees		(10,238	)		(8,449	)
Total loans and leases, net	$	7,235,587		$	6,844,483
Loans held for sale	$	-		$	760

Schedule of Related Party Transactions [Table Text Block]

	December 31,
	2012			2011
	(In thousands)
Balance at beginning of year	$	160,069		$	134,161
Additional loans made		92,249			89,985
Payment received		(79,734	)		(64,077	)
Balance at end of year	$	172,584		$	160,069

	Impaired Loans
	At December 31, 2012						At December 31, 2011
	Unpaid Principal Balance		Recorded Investment		Allowance		Unpaid Principal Balance		Recorded Investment		Allowance
	(Dollars in thousands)
With no allocated allowance
Commercial loans	$	29,359	$	18,963	$	-	$	46,671	$	38,194	$	-
Real estate construction loans		9,304		7,277		-		134,837		78,767		-
Commercial mortgage loans		189,871		152,957		-		187,580		149,034		-
Residential mortgage and equity lines		4,303		4,229		-		8,555		7,987		-
Subtotal	$	232,837	$	183,426	$	-	$	377,643	$	273,982	$	-
With allocated allowance
Commercial loans	$	7,804	$	4,959	$	1,467	$	11,795	$	7,587	$	3,336
Real estate construction loans		54,718		34,856		8,158		-		-		-
Commercial mortgage loans		14,163		12,928		1,336		29,722		28,023		2,969
Residential mortgage and equity lines		14,264		12,428		1,222		13,813		12,381		1,249
Subtotal	$	90,949	$	65,171	$	12,183	$	55,330	$	47,991	$	7,554
Total impaired loans	$	323,786	$	248,597	$	12,183	$	432,973	$	321,973	$	7,554

Impaired Financing Receivables [Table Text Block]

	For the year ended December 31,
	2012		2011		2012		2011
	Average Recorded Investment				Interest Income Recognized
	(In thousands)
Commercial loans	$	31,798	$	48,349	$	580	$	1,053
Real estate construction loans		49,094		82,529		265		940
Commercial mortgage loans		178,822		212,555		8,221		3,101
Residential mortgage and equity lines		18,062		17,920		239		236
Subtotal	$	277,776	$	361,353	$	9,305	$	5,330

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

	2012		2011		2010
	(In thousands)
Non-accrual portfolio loans	$	103,902	$	201,197	$	242,319
Non-accrual loans held-for-sale		-		760		2,873
Total non-accrual loans	$	103,902	$	201,957	$	245,192
Contractual interest due	$	6,621	$	13,049	$	17,304
Interest recognized		1,006		71		4,853
Net interest foregone	$	5,615	$	12,978	$	12,451

Past Due Financing Receivables [Table Text Block]

	As of December 31, 2012
	30-59 Days Past Due		60-89 Days Past Due		Greater than 90 Days Past Due		Non-accrual Loans		Total Past Due		Loans Not Past Due		Total
Type of Loans:	(In thousands)
Commercial loans	$	16,832	$	1,610	$	630	$	19,958	$	39,030	$	2,088,077	$	2,127,107
Real estate construction loans		-		1,471		-		36,299		37,770		143,180		180,950
Commercial mortgage loans		21,570		3,627		-		35,704		60,901		3,707,551		3,768,452
Residential mortgage loans		5,324		1,972		-		11,941		19,237		1,320,845		1,340,082
Installment and other loans		-		-		-		-		-		12,556		12,556
Total loans	$	43,726	$	8,680	$	630	$	103,902	$	156,938	$	7,272,209	$	7,429,147

	As of December 31, 2011
	30-59 Days Past Due		60-89 Days Past Due		Greater than 90 Days Past Due		Non-accrual Loans		Total Past Due		Loans Not Past Due		Total
Type of Loans:	(In thousands)
Commercial loans	$	1,683	$	-	$	-	$	30,661	$	32,344	$	1,835,931	$	1,868,275
Real estate construction loans		20,326		-		-		46,012		66,338		171,034		237,372
Commercial mortgage loans		13,627		20,277		6,726		107,784		148,414		3,600,483		3,748,897
Residential mortgage loans		5,871		-		-		16,740		22,611		1,164,358		1,186,969
Installment and other loans		-		-		-		-		-		17,699		17,699
Total loans	$	41,507	$	20,277	$	6,726	$	201,197	$	269,707	$	6,789,505	$	7,059,212

	No. of Contracts		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment		Specific Reserve		Charge-off
	(Dollars in thousands)
Commercial loans		9	$	3,646	$	3,646	$	1,213	$	-
Commercial mortgage loans		20		62,118		58,393		27		3,725
Residential mortgage and equity lines		14		4,305		4,223		162		82
Total		43	$	70,069	$	66,262	$	1,402	$	3,807

	No. of Contracts		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment		Specific Reserve		Charge-off
	(Dollars in thousands)
Commercial loans		7	$	15,025	$	15,025	$	104	$	-
Real estate construction loans		3		33,669		21,522		-		12,147
Commercial mortgage loans		6		17,343		14,294		1		3,049
Residential mortgage and equity lines		3		1,574		1,574		114		-
Total		19	$	67,611	$	52,415	$	219	$	15,196

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

		December 31, 2012
Accruing TDRs		Principal Deferral		Rate Reduction		Rate Reduction  and Forgiveness of Principal		Rate Reduction and Payment Deferral		Total
	(In thousands)
Commercial loans		$	531	$	3,020	$	-	$	413	$	3,964
Real estate construction loans			-		-		-		5,834		5,834
Commercial mortgage loans			27,003		16,656		739		85,783		130,181
Residential mortgage loans			1,461		1,024		-		2,231		4,716
Total accruing TDRs		$	28,995	$	20,700	$	739	$	94,261	$	144,695

	As of December 31, 2011
Accruing TDRs		Principal Deferral		Rate Reduction		Rate Reduction and Forgiveness of Principal		Rate Reduction and Payment Deferral		Total
	(In thousands)
Commercial loans		$	12,933	$	1,756	$	-	$	431	$	15,120
Real estate construction loans			16,820		9,659		-		5,776		32,255
Commercial mortgage loans			471		37,796		2,071		28,935		69,273
Residential mortgage loans			1,294		587		-		1,487		3,368
Total accruing TDRs		$	31,518	$	49,798	$	2,071	$	36,629	$	120,016

	December 31, 2012
Non-accrual TDRs	Interest Deferral		Principal Deferral		Rate Reduction		Rate Reduction  and Forgiveness of Principal		Rate Reduction and Payment Deferral		Total
	(In thousands)
Commercial loans	$	-	$	912	$	-	$	1,518	$	-	$	2,430
Real estate construction loans		-		16,767		9,579		-		-		26,346
Commercial mortgage loans		1,685		2,817		5,746		-		5,076		15,324
Residential mortgage loans		275		2,010		586		-		760		3,631
Total non-accrual TDRs	$	1,960	$	22,506	$	15,911	$	1,518	$	5,836	$	47,731

	As of December 31, 2011
Non-accrual TDRs	Interest Deferral		Principal Deferral		Rate Reduction		Rate Reduction  and Forgiveness of Principal		Rate Reduction and Payment Deferral		Total
	(In thousands)
Commercial loans	$	-	$	616	$	1,859	$	1,506	$	-	$	3,981
Real estate construction loans		-		13,579		12,376		-		-		25,955
Commercial mortgage loans		2,633		9,727		-		-		5,076		17,436
Residential mortgage loans		311		2,427		449		-		311		3,498
Total non-accrual TDRs	$	2,944	$	26,349	$	14,684	$	1,506	$	5,387	$	50,870

Activity Within The Troubled Debt Resturings [Table Text Block]

Accruing TDRs	2012			2011
	(In thousands)
Beginning balance	$	120,016		$	136,800
New restructurings		53,958			60,863
Restructured loans restored to accrual status		8,356			709
Charge-offs		(251	)		(2,341	)
Payments		(5,159	)		(46,313	)
Restructured loans placed on nonaccrual		(32,225	)		(28,969	)
Expiration of loan concession		-			(733	)
Ending balance	$	144,695		$	120,016

Non-accrual TDRs	2012			2011
	(In thousands)
Beginning balance	$	50,870		$	28,146
New restructurings		12,304			13,269
Restructured loans placed on non-accrual		32,225			28,969
Charge-offs		(4,182	)		(7,303	)
Payments		(33,931	)		(3,355	)
Foreclosures		(1,199	)		(8,147	)
Restructured loans restored to accrual status		(8,356	)		(709	)
Ending balance	$	47,731		$	50,870

Financing Receivable Credit Quality Indicators [Table Text Block]

	As of December 31, 2012
	Pass/Watch		Special Mention		Substandard		Doubtful		Total
Commercial loans	$	1,944,989	$	76,776	$	94,077	$	11,265	$	2,127,107
Real estate construction loans		109,269		18,000		45,171		8,510		180,950
Commercial mortgage loans		3,344,783		162,455		261,214		-		3,768,452
Residential mortgage and equity lines		1,322,768		816		16,084		414		1,340,082
Installment and other loans		12,556		-		-		-		12,556
Total gross loans	$	6,734,365	$	258,047	$	416,546	$	20,189	$	7,429,147

	As of December 31, 2011
	Pass/Watch		Special Mention		Substandard		Doubtful		Total
Commercial loans	$	1,689,842	$	64,290	$	108,858	$	5,285	$	1,868,275
Real estate construction loans		115,538		23,555		90,132		8,147		237,372
Commercial mortgage loans		3,275,431		69,925		403,541		-		3,748,897
Residential mortgage and equity lines		1,149,225		4,439		33,160		145		1,186,969
Installment and other loans		17,636		63		-		-		17,699
Total gross loans		6,247,672		162,272		635,691		13,577		7,059,212
Loans held for sale		-	$	-	$	260	$	500	$	760

	Commercial Loans		Real Estate Construction Loans		Commercial Mortgage Loans		Residential mortgage and equity line		Consumer and Other		Total
	(In thousands)
December 31, 2012
Loans individually evaluated for impairment
Allowance	$	1,467	$	8,158	$	1,336	$	1,222	$	-	$	12,183
Balance	$	23,922	$	42,133	$	165,885	$	16,657	$	-	$	248,597
Loans collectively evaluated for impairment
Allowance	$	64,634	$	14,859	$	81,137	$	10,481	$	28	$	171,139
Balance	$	2,103,185	$	138,817	$	3,602,567	$	1,323,425	$	12,556	$	7,180,550
Total allowance	$	66,101	$	23,017	$	82,473	$	11,703	$	28	$	183,322
Total balance	$	2,127,107	$	180,950	$	3,768,452	$	1,340,082	$	12,556	$	7,429,147
December 31, 2011
Loans individually evaluated for impairment
Allowance	$	3,336	$	-	$	2,969	$	1,247	$	-	$	7,552
Balance	$	45,781	$	78,766	$	177,058	$	20,368	$	-	$	321,973
Loans collectively evaluated for impairment
Allowance	$	62,322	$	21,749	$	105,052	$	9,548	$	57	$	198,728
Balance	$	1,822,494	$	158,606	$	3,571,839	$	1,166,601	$	17,699	$	6,737,239
Total allowance	$	65,658	$	21,749	$	108,021	$	10,795	$	57	$	206,280
Total balance	$	1,868,275	$	237,372	$	3,748,897	$	1,186,969	$	17,699	$	7,059,212

Allowance for Credit Losses on Financing Receivables [Table Text Block]

	Commercial Loans			Real Estate Construction Loans			Commercial Mortgage Loans			Residential mortgage and equity line			Installment and Other Loans			Total
	(In thousands)
2011 Beginning Balance	$	63,918		$	43,262		$	128,348		$	9,668		$	35		$	245,231
Provision for possible loan losses		11,711			11,514			1,454			2,392			197			27,268
Charge-offs		(11,745	)		(37,500	)		(26,750	)		(1,456	)		(175	)		(77,626	)
Recoveries		1,774			4,473			4,969			191			-			11,407
Net Charge-offs		(9,971	)		(33,027	)		(21,781	)		(1,265	)		(175	)		(66,219	)
2011 Ending Balance	$	65,658		$	21,749		$	108,021		$	10,795		$	57		$	206,280
Reserve to impaired loans	$	3,336		$	-		$	2,969		$	1,247		$	-		$	7,552
Reserve to non-impaired loans	$	62,322		$	21,749		$	105,052		$	9,548		$	57		$	198,728
Reserve for off-balance sheet credit commitments	$	816		$	1,103		$	113		$	34		$	3		$	2,069
2012 Beginning Balance	$	65,658		$	21,749		$	108,021		$	10,795		$	57		$	206,280
Provision/(reversal) for possible loan losses		16,201			(3,720	)		(23,128	)		2,360			(7	)		(8,294	)
Charge-offs		(17,707	)		(1,165	)		(11,762	)		(2,132	)		(25	)		(32,791	)
Recoveries		1,949			6,153			9,342			680			3			18,127
Net Charge-offs		(15,758	)		4,988			(2,420	)		(1,452	)		(22	)		(14,664	)
2012 Ending Balance	$	66,101		$	23,017		$	82,473		$	11,703		$	28		$	183,322
Reserve to impaired loans	$	1,467		$	8,158		$	1,336		$	1,222		$	-		$	12,183
Reserve to non-impaired loans	$	64,634		$	14,859		$	81,137		$	10,481		$	28		$	171,139
Reserve for off-balance sheet credit commitments	$	837		$	390		$	98		$	34		$	3		$	1,362

Schedule of Credit Losses for Financing Receivables, Current [Table Text Block]

	December 31,
	2012			2011			2010
Allowance for Loan Losses	(In thousands)
Balance at beginning of year	$	206,280		$	245,231		$	211,889
(Reversal)/provision for credit losses		(9,000	)		27,000			156,900
Transfers from reserve for off-balance sheet credit commitments		706			268			2,870
Loans charged off		(32,791	)		(77,626	)		(138,755	)
Recoveries of charged off loans		18,127			11,407			12,327
Balance at end of year	$	183,322		$	206,280		$	245,231
Reserve for Off-balance Sheet Credit Commitments
Balance at beginning of year	$	2,069		$	2,337		$	5,207
Provision for credit losses/transfers		(706	)		(268	)		(2,870	)
Balance at end of year	$	1,363		$	2,069		$	2,337