Loans (Tables)

12 Months Ended

Dec. 31, 2011

Loans [Abstract]

Schedule Of Components Of Loans In Consolidated Balance Sheets

	2011			2010
	(In thousands)
Type of Loans:
Commercial loans	$	1,868,275		$	1,441,167
Real estate construction loans		237,372			409,986
Commercial mortgage loans		3,748,897			3,940,061
Residential mortgage loans		972,262			852,454
Equity lines		214,707			208,876
Installment and other loans		17,699			16,077
Gross loans		7,059,212			6,868,621
Less:
Allowance for loan losses		(206,280	)		(245,231	)
Unamortized deferred loan fees		(8,449	)		(7,621	)
Total loans and leases, net	$	6,844,483		$	6,615,769
Loans held for sale	$	760		$	2,873

Schedule Of Analysis Of Activity With Respect To Loans To Related Parties

	December 31,
	2011			2010
	(In thousands)
Balance at beginning of year	$	134,161		$	139,194
Additional loans made		89,985			52,809
Payment received		(64,077	)		(57,842	)
Balance at end of year	$	160,069		$	134,161

Schedule Of Impaired Loans And Related Allowance And Charge-Off

	Impaired Loans
	At December 31, 2011						At December 31, 2010
	Unpaid Principal Balance		Recorded Investment		Allowance		Unpaid Principal Balance		Recorded Investment		Allowance
	(Dollars in thousands)
With no allocated allowance
Commercial loans	$	46,671	$	38,194	$	—	$	41,233	$	27,775	$	—
Real estate construction loans		134,837		78,767		—		102,186		64,274		—
Commercial mortgage loans		187,580		149,034		—		211,717		156,305		—
Residential mortgage and equity lines		8,555		7,987		—		7,823		7,436		—
Subtotal	$	377,643	$	273,982	$	—	$	362,959	$	255,790	$	—
With allocated allowance
Commercial loans	$	11,795	$	7,587	$	3,336	$	13,930	$	7,748	$	2,925
Real estate construction loans		—		—		—		15,429		13,416		7,470
Commercial mortgage loans		29,722		28,023		2,969		98,593		96,449		3,812
Residential mortgage and equity lines.		13,813		12,381		1,249		9,811		8,589		978
Subtotal	$	55,330	$	47,991	$	7,554	$	137,763	$	126,202	$	15,185
Total impaired loans	$	432,973	$	321,973	$	7,554	$	500,722	$	381,992	$	15,185

Schedule Of Average Balance And Interest Income Recognized Related To Impaired Loans

	For the year ended December 31,
	2011		2010		2011		2010
	Average Recorded Investment				Interest Income Recognized
	(In thousands)
Commercial loans	$	48,349	$	34,857	$	1,053	$	1,059
Real estate construction loans		82,529		92,859		940		1,665
Commercial mortgage loans		212,555		230,952		3,101		6,925
Residential mortgage and equity lines		17,920		11,970		236		340
Subtotal	$	361,353	$	370,638	$	5,330	$	9,989

Schedule Of Non-Accrual Loans And The Related Net Interest Foregone

	2011		2010		2009
	(In thousands)
Non-accrual portfolio loans	$	201,197	$	242,319	$	280,643
Non-accrual loans held-for-sale		760		2,873		54,826
Total non-accrual loans	$	201,957	$	245,192	$	335,469
Contractual interest due	$	13,049	$	17,304	$	23,746
Interest recognized		71		4,853		9,830
Net interest foregone	$	12,978	$	12,451	$	13,916

Schedule Of Aging Of Loan Portfolio

	As of December 31, 2011
	30-59 Days Past Due		60-89 Days Past Due		Greater than 90 Days Past Due		Non-accrual Loans		Total Past Due		Loans Not Past Due		Total
Type of Loans:	(In thousands)
Commercial loans	$	1,683	$	—	$	—	$	30,661	$	32,344	$	1,835,931	$	1,868,275
Real estate construction loans		20,326		—		—		46,012		66,338		171,034		237,372
Commercial mortgage loans		13,627		20,277		6,726		107,784		148,414		3,600,483		3,748,897
Residential mortgage loans		5,871		—		—		16,740		22,611		1,164,358		1,186,969
Installment and other loans		—		—		—		—		—		17,699		17,699
Total loans	$	41,507	$	20,277	$	6,726	$	201,197	$	269,707	$	6,789,505	$	7,059,212

	As of December 31, 2010
	30-59 Days Past Due		60-89 Days Past Due		Greater than 90 Days Past Due		Non-accrual Loans		Total Past Due		Loans Not Past Due		Total
Type of Loans:	(In thousands)
Commercial loans	$	7,037	$	2,990	$	—	$	31,498	$	41,525	$	1,399,642	$	1,441,167
Real estate construction loans		14,634		15,425		4,175		53,937		88,171		321,815		409,986
Commercial mortgage loans		12,569		9,430		831		144,596		167,426		3,772,635		3,940,061
Residential mortgage loans		9,934		2,581		—		12,288		24,803		1,036,527		1,061,330
Installment and other loans		—		—		—		—		—		16,077		16,077
Total loans	$	44,174	$	30,426	$	5,006	$	242,319	$	321,925	$	6,546,696	$	6,868,621

Schedule Of Troubled Debt Restructurings Modified In 2011

	No. of Contracts		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment		Specific Reserve		Charge-off
	(Dollars in thousands)
Commercial loans		7	$	15,025	$	15,025	$	104	$	—
Real estate construction loans		3		33,669		21,522		—		12,147
Commercial mortgage loans		6		17,343		14,294		1		3,049
Residential mortgage and equity lines		3		1,574		1,574		114		—
Total		19	$	67,611	$	52,415	$	219	$	15,196

Schedule Of Troubled Debt Restructuring By Type Of Concession And Type Of Loans

	As of December 31, 2011
Accruing TDRs	Principal Deferral		Rate Reduction		Rate Reduction and Forgiveness of Principal		Rate Reduction and Payment Deferral		Total
	(In thousands)
Commercial loans	$	12,933	$	1,756	$	—	$	431	$	15,120
Real estate construction loans		16,820		9,659		—		5,776		32,255
Commercial mortgage loans		471		37,796		2,071		28,935		69,273
Residential mortgage loans		1,294		587		—		1,487		3,368
Total accruing TDRs	$	31,518	$	49,798	$	2,071	$	36,629	$	120,016

	As of December 31, 2011
Non-accrual TDRs	Interest Deferral		Principal Deferral		Rate Reduction		Rate Reduction and Forgiveness of Principal		Rate Reduction and Payment Deferral		Total
	(In thousands)
Commercial loans	$	—	$	616	$	1,859	$	1,506	$	—	$	3,981
Real estate construction loans		—		13,579		12,376		—		—		25,955
Commercial mortgage loans		2,633		9,727				—		5,076		17,436
Residential mortgage loans		311		2,427		449		—		311		3,498
Total non-accrual TDRs	$	2,944	$	26,349	$	14,684	$	1,506	$	5,387	$	50,870

	As of December 31, 2010
Accruing TDRs	Principal Deferral		Rate Reduction		Rate Reduction and Forgiveness of Principal		Rate Reduction and Payment Deferral		Total
	(In thousands)
Commercial loans	$	1,131	$	1,780	$	—	$	1,114	$	4,025
Commercial mortgage loans		17,338		87,411		3,459		20,831		129,039
Residential mortgage loans		2,658		599		—		479		3,736
Total accruing TDRs	$	21,127	$	89,790	$	3,459	$	22,424	$	136,800

	As of December 31, 2010
Non-accrual TDRs	Interest Deferral		Principal Deferral		Rate Reduction		Rate Reduction and Payment Deferral		Total
	(In thousands)
Commercial mortgage loans	$	1,239	$	21,156	$	2,310	$	1,113	$	25,818
Residential mortgage loans		340		1,037		—		951		2,328
Total non-accrual TDRs	$	1,579	$	22,193	$	2,310	$	2,064	$	28,146

Activity Of Troubled Debt Restructuring Loans

Accruing TDRs	2011			2010
	(In thousands)
Beginning balance	$	136,800		$	54,992
New restructurings		60,863			55,815
Restructured loans restored to accrual status		709			53,432
Charge-offs		(2,341	)		—
Payments		(46,313	)		(8,205	)
Restructured loans placed on nonaccrual		(28,969	)		(18,371	)
Expiration of loan concession		(733	)		(863	)
Ending balance	$	120,016		$	136,800

Non-accrual TDRs	2011			2010
	(In thousands)
Beginning balance	$	28,146		$	41,609
New restructurings		13,269			74,543
Restructured loans placed on nonaccrual		28,969			18,371
Charge-offs		(7,303	)		(21,293	)
Payments		(3,355	)		(8,035	)
Foreclosures		(8,147	)		(23,617	)
Restructured loans restored to accrual status		(709	)		(53,432	)
Ending balance	$	50,870		$	28,146

Schedule Of Portfolio By Risk Rating

	As of December 31, 2011
	Pass/Watch		Special Mention		Substandard		Doubtful		Total
	(In thousands)
Commercial loans	$	1,689,842	$	64,290	$	108,858	$	5,285	$	1,868,275
Real estate construction loans		115,538		23,555		90,132		8,147		237,372
Commercial mortgage loans		3,275,431		69,925		403,541		—		3,748,897
Residential mortgage and equity lines		1,149,225		4,439		33,160		145		1,186,969
Installment and other loans		17,636		63		—		—		17,699
Total gross loans	$	6,247,672	$	162,272	$	635,691	$	13,577		7,059,212
Loans held for sale		—	$	—	$	260	$	500	$	760

	As of December 31, 2010
	Pass/Watch		Special Mention		Substandard		Doubtful		Total
	(In thousands)
Commercial loans	$	1,258,537	$	58,189	$	118,670	$	5,771	$	1,441,167
Real estate construction loans		191,455		53,172		153,857		11,502		409,986
Commercial mortgage loans		3,365,040		143,974		431,047		—		3,940,061
Residential mortgage and equity lines		1,026,216		6,109		28,846		159		1,061,330
Installment and other loans		15,535		542		—		—		16,077
Total gross loans		5,856,783	$	261,986	$	732,420	$	17,432		6,868,621
Loans held for sale		—	$	—	$	2,873	$	—	$	2,873

Schedule Of Allowance For Loan Losses By Portfolio Segment And Based On Impairment Method

	Commercial Loans		Real Estate Construction Loans		Commercial Mortgage Loans		Residential mortgage and equity line		Consumer and Other		Total
	(In thousands)
December 31, 2011
Loans individually evaluated for impairment
Allowance	$	3,336	$	—	$	2,969	$	1,247	$	—	$	7,552
Balance	$	45,781	$	78,766	$	177,058	$	20,368	$	—	$	321,973
Loans collectively evaluated for impairment
Allowance	$	62,322	$	21,749	$	105,052	$	9,548	$	57	$	198,728
Balance	$	1,822,494	$	158,606	$	3,571,839	$	1,166,601	$	17,699	$	6,737,239
Total allowance	$	65,658	$	21,749	$	108,021	$	10,795	$	57	$	206,280
Total balance	$	1,868,275	$	237,372	$	3,748,897	$	1,186,969	$	17,699	$	7,059,212
December 31, 2010
Loans individually evaluated for impairment
Allowance	$	2,540	$	7,470	$	3,106	$	—	$	—	$	13,116
Balance	$	33,555	$	77,691	$	248,059	$	7,435	$	—	$	366,740
Loans collectively evaluated for impairment
Allowance	$	61,379	$	35,791	$	125,241	$	9,668	$	36	$	232,115
Balance	$	1,407,612	$	332,295	$	3,692,002	$	1,053,895	$	16,077	$	6,501,881
Total allowance	$	63,919	$	43,261	$	128,347	$	9,668	$	36	$	245,231
Total balance	$	1,441,167	$	409,986	$	3,940,061	$	1,061,330	$	16,077	$	6,868,621

Schedule Of Allowance For Loan Losses By Portfolio Segment

	Commercial Loans			Real Estate Construction Loans			Commercial Mortgage Loans			Residential mortgage and equity line			Installment and Other Loans			Total
	(In thousands)
2010 Beginning Balance	$	57,814		$	45,087		$	100,495		$	8,480		$	13		$	211,889
Provision for possible loan losses		23,001			37,495			96,217			3,048			9			159,770
Charge-offs		(21,609	)		(45,321	)		(69,891	)		(1,934	)		—			(138,755	)
Recoveries		4,712			6,001			1,527			74			13			12,327
Net Charge-offs		(16,897	)		(39,320	)		(68,364	)		(1,860	)		13			(126,428	)
2010 Ending Balance	$	63,918		$	43,262		$	128,348		$	9,668		$	35		$	245,231
Reserve to impaired loans	$	2,925		$	7,470		$	3,812		$	979		$	—		$	15,186
Reserve to non-impaired loans	$	60,994		$	35,791		$	124,535		$	8,690		$	35		$	230,045
Reserve for off-balance sheet credit commitments	$	691		$	1,505		$	103		$	36		$	2		$	2,337
2011 Beginning Balance	$	63,918		$	43,262		$	128,348		$	9,668		$	35		$	245,231
Provision for possible loan losses		11,711			11,514			1,454			2,392			197			27,268
Charge-offs		(11,745	)		(37,500	)		(26,750	)		(1,456	)		(175	)		(77,626	)
Recoveries		1,774			4,473			4,969			191			—			11,407
Net Charge-offs		(9,971	)		(33,027	)		(21,781	)		(1,265	)		(175	)		(66,219	)
2011 Ending Balance	$	65,658		$	21,749		$	108,021		$	10,795		$	57		$	206,280
Reserve to impaired loans	$	3,336		$	—		$	2,969		$	1,247		$	—		$	7,552
Reserve to non-impaired loans	$	62,322		$	21,749		$	105,052		$	9,548		$	57		$	198,728
Reserve for off-balance sheet credit commitments	$	816		$	1,103		$	113		$	34		$	3		$	2,069

Schedule Of Analysis Of Activity In The Allowance For Credit Losses

	December 31,
	2011			2010			2009
	(In thousands)
Allowance for Loan Losses
Balance at beginning of year	$	245,231		$	211,889		$	122,093
Provision for credit losses		27,000			156,900			307,000
Transfers from reserve for off-balance sheet credit commitments.		268			2,870			2,125
Loans charged off		(77,626	)		(138,755	)		(222,547	)
Recoveries of charged off loans		11,407			12,327			3,218
Balance at end of year	$	206,280		$	245,231		$	211,889
Reserve for Off-balance Sheet Credit Commitments
Balance at beginning of year	$	2,337		$	5,207		$	7,332
Provision for credit losses/transfers		(268	)		(2,870	)		(2,125	)
Balance at end of year	$	2,069		$	2,337		$	5,207