9. Deposits

The following table displays deposit balances as of December 31, 2011, and December 31, 2010:


	2011		2010
	(In thousands)
Demand	$	1,074,718	$	930,300
NOW accounts		451,541		418,703
Money market accounts .		951,516		982,617
Saving accounts		420,030		385,245
Time deposits under $100,000		832,997		1,081,266
Time deposits of $100,000 or more		3,498,329		3,193,715

Total	$	7,229,131	$	6,991,846

Time deposits outstanding as of December 31, 2011, mature as follows.


	2012		2013		2014		2015		2016		Thereafter		Total
	(In thousands)
Time deposits, $100,000 and over	$	3,106,609	$	228,188	$	162,437	$	—	$	1,095	$	—	$	3,498,329
Other time deposits		785,034		33,799		13,840		191		133		—		832,997

	$	3,891,643	$	261,987	$	176,277	$	191	$	1,228	$	—	$	4,331,326

Accrued interest payable on customer deposits was $4.2 million at December 31, 2011, $5.2 million at December 31, 2010, and $9.7 million at December 31, 2009. The following table summarizes the interest expense on deposits by account type for the years ended December 31, 2011, 2010, and 2009:


	Year Ended December 31,
	2011		2010		2009
	(In thousands)
Interest bearing demand	$	756	$	927	$	1,059
Money market accounts		7,351		8,733		13,233
Saving accounts		482		694		799
Time deposits		53,625		73,808		118,465

Total	$	62,214	$	84,162	$	133,556