Loans (Tables)

6 Months Ended

Jun. 30, 2011

Loans

Schedule Of Components Of Loans In Consolidated Balance Sheets

	June 30, 2011			December 31, 2010
	(In thousands)
Type of Loans:
Commercial loans	$	1,637,132		$	1,441,167
Real estate construction loans		308,939			409,986
Commercial mortgage loans		3,804,525			3,940,061
Residential mortgage loans		941,229			852,454
Equity lines		214,215			208,876
Installment and other loans		16,117			16,077
Gross loans		6,922,157			6,868,621
Less:
Allowance for loan losses		(229,900	)		(245,231	)
Unamortized deferred loan fees		(7,620	)		(7,621	)
Total loans, net	$	6,684,637		$	6,615,769
Loans held for sale	$	1,637		$	2,873

Schedule Of Average Balance And Interest Income Recognized Related To Impaired Loans

	Impaired Loans
	Average Recorded Investment								Interest Income Recognized
	For the Three Months Ended				For the Six Months Ended				For the Three Months Ended				For the Six Months Ended
	June 30,				June 30,				June 30,				June 30,
	2011		2010		2011		2010		2011		2010		2011		2010
	(In thousands)
Commercial loans	$	50,379	$	37,492	$	46,204	$	37,751	$	263	$	45	$	525	$	104
Real estate construction loans		84,787		95,540		85,402		98,321		77		—		153		—
Commercial mortgage loans		242,697		234,716		247,885		231,675		1,052		739		2,099		1,478
Residential mortgage and equity lines		17,424		10,960		16,974		10,434		57		11		100		22
Subtotal	$	395,287	$	378,708	$	396,465	$	378,181	$	1,449	$	795	$	2,877		1,604

Schedule Of Impaired Loans And Related Allowance And Charge-Off

	Impaired Loans
	June 30, 2011						December 31, 2010
	Unpaid Principal Balance		Recorded Investment		Allowance		Unpaid Principal Balance		Recorded Investment		Allowance
	(In thousands)
With no allocated allowance
Commercial loans	$	46,245	$	28,323	$	—	$	41,233	$	27,775	$	—
Real estate construction loans		104,871		69,328		—		102,186		64,274		—
Commercial mortgage loans		225,912		183,926		—		211,717		156,305		—
Residential mortgage and equity lines		5,458		5,448		—		7,823		7,436		—
Subtotal	$	382,486	$	287,025	$	—	$	362,959	$	255,790	$	—
With allocated allowance
Commercial loans	$	25,637	$	22,117	$	2,482	$	13,930	$	7,748	$	2,925
Real estate construction loans		9,654		7,641		7,140		15,429		13,416		7,470
Commercial mortgage loans		46,692		45,117		3,481		98,593		96,449		3,812
Residential mortgage and equity lines		13,807		12,483		1,161		9,811		8,589		978
Subtotal	$	95,790	$	87,358	$	14,264	$	137,763	$	126,202	$	15,185
Total impaired loans	$	478,276	$	374,383	$	14,264	$	500,722	$	381,992	$	15,185

Schedule Of Aging Of Loan Portfolio

	As of June 30, 2011
	30-59 Days Past Due		60-89 Days Past Due		Greater than 90 Days Past Due		Non-accrual Loans		Total Past Due		Loans Not Past Due		Total
	(In thousands)
Type of Loans:
Commercial loans	$	360	$	11,920	$	—	$	34,350	$	46,630	$	1,590,502	$	1,637,132
Real estate construction loans		1,200		1,709		—		70,449		73,358		235,581		308,939
Commercial mortgage loans		13,969		12,235		—		136,301		162,505		3,642,020		3,804,525
Residential mortgage loans		828		1,202		—		15,319		17,349		1,138,095		1,155,444
Installment and other loans		55		—		—		—		55		16,062		16,117
Total loans	$	16,412	$	27,066	$	—	$	256,419	$	299,897	$	6,622,260	$	6,922,157
	As of December 31, 2010
	30-59 Days Past Due		60-89 Days Past Due		Greater than 90 Days Past Due		Non-accrual Loans		Total Past Due		Loans Not Past Due		Total
	(In thousands)
Type of Loans:
Commercial loans	$	7,037	$	2,990	$	—	$	31,498	$	41,525	$	1,399,642	$	1,441,167
Real estate construction loans		14,634		15,425		4,175		53,937		88,171		321,815		409,986
Commercial mortgage loans		12,569		9,430		831		144,596		167,426		3,772,635		3,940,061
Residential mortgage loans		9,934		2,581		—		12,288		24,803		1,036,527		1,061,330
Installment and other loans		—		—		—		—		—		16,077		16,077
Total loans	$	44,174	$	30,426	$	5,006	$	242,319	$	321,925	$	6,546,696	$	6,868,621

Schedule Of Portfolio By Risk Rating

	As of June 30, 2011
	Pass/Watch		Special Mention		Substandard		Doubtful		Total
	(In thousands)
Commercial loans	$	1,488,713	$	37,959	$	103,507	$	6,953	$	1,637,132
Real estate construction loans		160,603		8,876		122,968		16,492		308,939
Commercial mortgage loans		3,317,542		85,695		401,288		—		3,804,525
Residential mortgage and equity lines		1,117,371		2,418		35,499		156		1,155,444
Installment and other loans		15,978		139		—				16,117
Total gross loans	$	6,100,207	$	135,087	$	663,262	$	23,601	$	6,922,157
Loans held for sale	$	—	$	—	$	1,637	$	—	$	1,637

Schedule Of Allowance For Loan Losses By Portfolio Segment And Based On Impairment Method

	Commercial Loans		Real Estate Construction Loans		Commercial Mortgage Loans		Residential mortgage loans and equity lines		Consumer and other loans		Total
	(In thousands)
June 30, 2011
Loans individually evaluated for impairment
Allowance	$	2,482	$	7,140	$	3,481	$	1,161	$	—	$	14,264
Balance	$	50,440	$	76,969	$	229,043	$	17,931	$	—	$	374,383
Loans collectively evaluated for impairment
Allowance	$	63,378	$	30,543	$	113,533	$	8,146	$	36	$	215,636
Balance	$	1,586,692	$	231,970	$	3,575,482	$	1,137,513	$	16,117	$	6,547,774
Total allowance	$	65,860	$	37,683	$	117,014	$	9,307	$	36	$	229,900
Total balance	$	1,637,132	$	308,939	$	3,804,525	$	1,155,444	$	16,117	$	6,922,157
December 31, 2010
Loans individually evaluated for impairment
Allowance	$	2,540	$	7,470	$	3,106	$	—	$	—	$	13,116
Balance	$	33,555	$	77,691	$	248,059	$	7,435	$	—	$	366,740
Loans collectively evaluated for impairment
Allowance	$	61,379	$	35,791	$	125,241	$	9,668	$	36	$	232,115
Balance	$	1,407,612	$	332,295	$	3,692,002	$	1,053,895	$	16,077	$	6,501,881
Total allowance	$	63,919	$	43,261	$	128,347	$	9,668	$	36	$	245,231
Total balance	$	1,441,167	$	409,986	$	3,940,061	$	1,061,330	$	16,077	$	6,868,621

Schedule Of Allowance For Loan Losses By Portfolio Segment

	Commercial Loans			Real Estate Construction Loans			Commercial Mortgage Loans			Residential mortgage and equity line			Installment and Other Loans		Total
	(In thousands)
2010 Beginning Balance	$	57,815		$	45,086		$	100,494		$	8,480		$	14	$	211,889
Provision for possible credit losses		12,467			23,642			93,294			(50	)		24		129,377
Charge-offs		(11,913	)		(29,199	)		(50,752	)		—			—		(91,864	)
Recoveries		2,369			2,913			964			—			2		6,248
Net Charge-offs		(9,544	)		(26,286	)		(49,788	)		—			2		(85,616	)
June 30, 2010 Ending Balance	$	60,738		$	42,442		$	144,000		$	8,430		$	40	$	255,650
Reserve for impaired loans	$	4,685		$	5,059		$	14,697		$	854				$	25,295
Reserve for non-impaired loans	$	56,053		$	37,383		$	129,303		$	7,576		$	40	$	230,355
Reserve for off-balance sheet credit commitments	$	1,427		$	3,243		$	120		$	37		$	3	$	4,830
2011 Beginning Balance	$	63,919		$	43,261		$	128,347		$	9,668		$	36	$	245,231
Provision for possible credit losses		10,882			1,389			4,880			(361	)		—		16,790
Charge-offs		(9,996	)		(10,855	)		(19,045	)		—			—		(39,896	)
Recoveries		1,055			3,888			2,832			—					7,775
Net Charge-offs		(8,941	)		(6,967	)		(16,213	)		—			—		(32,121	)
June 30, 2011 Ending Balance	$	65,860		$	37,683		$	117,014		$	9,307		$	36	$	229,900
Reserve for impaired loans	$	2,482		$	7,140		$	3,481		$	1,161		$	—	$	14,264
Reserve for non-impaired loans	$	63,378		$	30,543		$	113,533		$	8,146		$	36	$	215,636
Reserve for off-balance sheet credit commitments	$	564		$	863		$	82		$	35		$	3	$	1,547