<ARTICLE> 7
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEET AND THE STATEMENT OF CONSOLIDATED INCOME AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.

<MULTIPLIER> 1,000,000

                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               SEP-30-2000
<DEBT-HELD-FOR-SALE>                            17,579
<DEBT-CARRYING-VALUE>                            2,753
<DEBT-MARKET-VALUE>                              2,817
<EQUITIES>                                       1,829
<MORTGAGE>                                         820
<REAL-ESTATE>                                        0
<TOTAL-INVEST>                                  23,395
<CASH>                                             165
<RECOVER-REINSURE>                                 394
<DEFERRED-ACQUISITION>                             618
<TOTAL-ASSETS>                                  31,265
<POLICY-LOSSES>                                  4,560
<UNEARNED-PREMIUMS>                              1,936
<POLICY-OTHER>                                     320
<POLICY-HOLDER-FUNDS>                           14,178
<NOTES-PAYABLE>                                  2,386
<PREFERRED-MANDATORY>                              843
<PREFERRED>                                          0
<COMMON>                                           834
<OTHER-SE>                                       3,455
<TOTAL-LIABILITY-AND-EQUITY>                    31,265
<PREMIUMS>                                       3,789
<INVESTMENT-INCOME>                              1,227
<INVESTMENT-GAINS>                                 109
<OTHER-INCOME>                                     214
<BENEFITS>                                       3,731
<UNDERWRITING-AMORTIZATION>                        626
<UNDERWRITING-OTHER>                                 0
<INCOME-PRETAX>                                    148
<INCOME-TAX>                                        10
<INCOME-CONTINUING>                                138
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       104
<EPS-BASIC>                                     0.82
<EPS-DILUTED>                                     0.82
<RESERVE-OPEN>                                       0
<PROVISION-CURRENT>                                  0
<PROVISION-PRIOR>                                    0
<PAYMENTS-CURRENT>                                   0
<PAYMENTS-PRIOR>                                     0
<RESERVE-CLOSE>                                      0
<CUMULATIVE-DEFICIENCY>                              0