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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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<SEC-DOCUMENT>0000086104-04-000047.txt : 20041117
<SEC-HEADER>0000086104-04-000047.hdr.sgml : 20041117
<ACCEPTANCE-DATETIME>20041117195610
ACCESSION NUMBER:		0000086104-04-000047
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20041115
FILED AS OF DATE:		20041117
DATE AS OF CHANGE:		20041117

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SAFECO CORP
		CENTRAL INDEX KEY:			0000086104
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				910742146
		STATE OF INCORPORATION:			WA
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		4333 BROOKLYN AVE NE
		STREET 2:		SAFECO PLAZA
		CITY:			SEATTLE
		STATE:			WA
		ZIP:			98185
		BUSINESS PHONE:		2065455000

	MAIL ADDRESS:	
		STREET 1:		4333 BROOKLYN AVE NE
		CITY:			SEATTLE
		STATE:			WA
		ZIP:			98185

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	GENERAL AMERICA CORP
		DATE OF NAME CHANGE:	19680529

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			MYSLIWY ALLIE R
		CENTRAL INDEX KEY:			0001205173

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-06563
		FILM NUMBER:		041153481

	BUSINESS ADDRESS:	
		BUSINESS PHONE:		2065455000

	MAIL ADDRESS:	
		STREET 1:		C/O SAFECO
		STREET 2:		4333 BROOKLYN AVENUE NE
		CITY:			SEATTLE
		STATE:			WA
		ZIP:			98185
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>edgar.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0202</schemaVersion>

    <documentType>4</documentType>

    <periodOfReport>2004-11-15</periodOfReport>

    <issuer>
        <issuerCik>0000086104</issuerCik>
        <issuerName>SAFECO CORP</issuerName>
        <issuerTradingSymbol>SAFC</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001205173</rptOwnerCik>
            <rptOwnerName>MYSLIWY ALLIE R</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>SAFECO PLAZA</rptOwnerStreet1>
            <rptOwnerStreet2>4333 BROOKLYN AVENUE N.E.</rptOwnerStreet2>
            <rptOwnerCity>SEATTLE</rptOwnerCity>
            <rptOwnerState>WA</rptOwnerState>
            <rptOwnerZipCode>98185</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>1</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
            <officerTitle>Executive Vice President</officerTitle>
        </reportingOwnerRelationship>
    </reportingOwner>

    <derivativeTable>
        <derivativeTransaction>
            <securityTitle>
                <value>Phantom Stock Units</value>
            </securityTitle>
            <conversionOrExercisePrice>
                <footnoteId id="F1"/>
            </conversionOrExercisePrice>
            <transactionDate>
                <value>2004-11-15</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>A</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionAmounts>
                <transactionShares>
                    <value>57.246</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>30.57</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>A</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <exerciseDate>
                <footnoteId id="F2"/>
            </exerciseDate>
            <expirationDate>
                <footnoteId id="F2"/>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>Common Stock</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>57.246</value>
                </underlyingSecurityShares>
            </underlyingSecurity>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>3405.559</value>
                    <footnoteId id="F5"/>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value></value>
                </natureOfOwnership>
            </ownershipNature>
        </derivativeTransaction>
        <derivativeTransaction>
            <securityTitle>
                <value>Phantom Stock Units</value>
            </securityTitle>
            <conversionOrExercisePrice>
                <footnoteId id="F1"/>
            </conversionOrExercisePrice>
            <transactionDate>
                <value>2004-11-15</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>A</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionAmounts>
                <transactionShares>
                    <value>21.099</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>30.57</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>A</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <exerciseDate>
                <footnoteId id="F3"/>
            </exerciseDate>
            <expirationDate>
                <footnoteId id="F3"/>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>Common Stock</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>21.099</value>
                </underlyingSecurityShares>
            </underlyingSecurity>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>3426.658</value>
                    <footnoteId id="F5"/>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value></value>
                </natureOfOwnership>
            </ownershipNature>
        </derivativeTransaction>
        <derivativeTransaction>
            <securityTitle>
                <value>Phantom Stock Units</value>
            </securityTitle>
            <conversionOrExercisePrice>
                <footnoteId id="F1"/>
            </conversionOrExercisePrice>
            <transactionDate>
                <value>2004-11-15</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>A</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionAmounts>
                <transactionShares>
                    <value>14.067</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>30.57</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>A</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <exerciseDate>
                <footnoteId id="F4"/>
            </exerciseDate>
            <expirationDate>
                <footnoteId id="F4"/>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>Common Stock</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>14.067</value>
                </underlyingSecurityShares>
            </underlyingSecurity>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>3440.725</value>
                    <footnoteId id="F5"/>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value></value>
                </natureOfOwnership>
            </ownershipNature>
        </derivativeTransaction>
    </derivativeTable>

    <footnotes>
        <footnote id="F1">These Phantom Stock Units may be converted to shares of Safeco stock as follows:  The number of Phantom Stock Units acquired multiplied by the price of Phantom Stock Units on the transaction date divided by the closing price of Safeco stock on the transaction date.</footnote>
        <footnote id="F2">These Phantom Stock Units were acquired under the Safeco Deferred Compensation Plan for Executives (the &quot;Plan&quot;) as a result of a deferral of compensation and will be settled in cash following termination of the reporting person's service as an officer of Safeco Corporation or may be reallocated to another investment option pursuant to the terms of the Plan.</footnote>
        <footnote id="F3">These Phantom Stock Units were acquired under the Plan as a result of a deferral in excess of IRC limits and will be settled in cash following termination of the reporting person's service as an officer of Safeco Corporation or may be reallocated to another investment option pursuant to the terms of the Plan.</footnote>
        <footnote id="F4">These Phantom Stock Units were acquired under the Plan as a result of an employer matching contribution related to the excess deferral in footnote (3) above and will be settled in cash following termination of the reporting person's service as an officer of Safeco Corporation or may be reallocated to another investment option pursuant to the terms of the Plan.</footnote>
        <footnote id="F5">Consists of (a) previously reported Phantom Stock Units under the Plan that were converted into Phantom Stock Units reflecting a measurement fund that is parallel to and tracks the Safeco Stock Ownership Fund under Safeco's 401(k)/Proft Sharing Retirement Plan, and that are convertible into shares of Safeco stock as explained in footnote (1), and (b) new units acquired as reported above.</footnote>
    </footnotes>

    <remarks></remarks>

    <ownerSignature>
        <signatureName>SoYoung Kwon,  Attorney-in-Fact for Allie R. Mysliwy</signatureName>
        <signatureDate>2004-11-17</signatureDate>
    </ownerSignature>
</ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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