The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
1/100 BERKSHIRE HTWY CLA 100 S COM 084990175 375 200 SH   SOLE   200 0 0
3M CO COM 88579Y101 1,237 9,122 SH   SOLE   9,122 0 0
ABBOTT LABORATORIES COM 002824100 443 11,505 SH   SOLE   11,505 0 0
ABBOTT LABORATORIES COM 002824100 31 800 SH   DFND   0 800 0
ABBOTT LABORATORIES COM 002824100 56 1,450 SH   OTR   0 0 1,450
ABBVIE INC COM 00287Y109 596 11,590 SH   SOLE   11,590 0 0
ABBVIE INC COM 00287Y109 41 800 SH   DFND   0 800 0
ABBVIE INC COM 00287Y109 75 1,450 SH   OTR   0 0 1,450
ACCENTURE PLC COM G1151C101 9,214 115,583 SH   SOLE   115,333 250 0
ACCENTURE PLC COM G1151C101 104 1,300 SH   DFND   0 1,300 0
ACCENTURE PLC COM G1151C101 399 5,000 SH   OTR   5,000 0 0
AETNA INC NEW COM 00817y108 600 8,000 SH   SOLE   8,000 0 0
ALTRIA GROUP INC COM 02209S103 476 12,728 SH   SOLE   12,728 0 0
ALTRIA GROUP INC COM 02209S103 84 2,250 SH   OTR   0 0 2,250
AMBEV S.A. AMERICAN DEPOSITARY COM 02319v103 1,084 146,325 SH   SOLE   146,325 0 0
AMBEV S.A. AMERICAN DEPOSITARY COM 02319v103 10 1,300 SH   DFND   0 1,300 0
AMERICAN EXPRESS COMPANY COM 025816109 113 1,250 SH   SOLE   1,250 0 0
AMERICAN EXPRESS COMPANY COM 025816109 270 3,000 SH   OTR   0 0 3,000
AMERICAN LIBERTY PETRO COM 027158104 0 20,000 SH   SOLE   20,000 0 0
AMETEK INC NEW COM 031100100 322 6,250 SH   SOLE   6,250 0 0
APPLE INC COM 037833100 7,858 14,641 SH   SOLE   14,091 550 0
APPLE INC COM 037833100 4,318 8,045 SH   DFND   0 8,045 0
APPLE INC COM 037833100 373 695 SH   OTR   275 0 420
AVERY DENNISON CORP COM 053611109 243 4,800 SH   SOLE   4,800 0 0
BAIDU INC ADR F SPONSORED ADR COM 056752108 960 6,305 SH   SOLE   6,105 200 0
BAIDU INC ADR F SPONSORED ADR COM 056752108 8 50 SH   DFND   0 50 0
BAIDU INC ADR F SPONSORED ADR COM 056752108 61 400 SH   OTR   400 0 0
BANK OF AMERICA CORP COM 060505104 3,251 189,000 SH   SOLE   188,425 575 0
BANK OF AMERICA CORP COM 060505104 22 1,300 SH   DFND   0 1,300 0
BANK OF AMERICA CORP COM 060505104 86 5,000 SH   OTR   5,000 0 0
BERKSHIRE HATHAWAY INC CL B COM 084670702 3,209 25,679 SH   SOLE   25,679 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 668 12,850 SH   SOLE   12,850 0 0
BUCKEYE PARTNERS UTS L P UNIT COM 118230101 210 2,800 SH   SOLE   2,800 0 0
CATERPILLAR INC COM 149123101 628 6,315 SH   SOLE   6,315 0 0
CENTENE CORP COM 15135B101 4,605 73,968 SH   SOLE   73,968 0 0
CENTENE CORP COM 15135B101 37 600 SH   DFND   0 600 0
CENTENE CORP COM 15135B101 224 3,600 SH   OTR   3,600 0 0
CHECK POINT SOFTWARE TECH LTD COM M22465104 4,985 73,708 SH   SOLE   73,708 0 0
CHECK POINT SOFTWARE TECH LTD COM M22465104 34 500 SH   DFND   0 500 0
CHECK POINT SOFTWARE TECH LTD COM M22465104 101 1,500 SH   OTR   1,500 0 0
CHEVRON CORPORATION COM 166764100 829 6,970 SH   SOLE   6,970 0 0
COACH INC COM 189754104 3,381 68,075 SH   SOLE   67,875 200 0
COACH INC COM 189754104 29 575 SH   DFND   0 575 0
COACH INC COM 189754104 114 2,300 SH   OTR   2,300 0 0
COCA COLA CO COM 191216100 480 12,420 SH   SOLE   12,420 0 0
COCA COLA CO COM 191216100 46 1,200 SH   OTR   1,200 0 0
COLGATE PALMOLIVE CO COM 194162103 204 3,150 SH   SOLE   3,150 0 0
COLGATE PALMOLIVE CO COM 194162103 104 1,600 SH   OTR   0 0 1,600
COPA HOLDINGS SA CL A COM P31076105 4,841 33,342 SH   SOLE   33,277 65 0
COPA HOLDINGS SA CL A COM P31076105 21 145 SH   DFND   0 145 0
COPA HOLDINGS SA CL A COM P31076105 145 1,000 SH   OTR   1,000 0 0
CORNING INC COM 219350105 7,709 370,284 SH   SOLE   368,784 1,500 0
CORNING INC COM 219350105 68 3,250 SH   DFND   0 3,250 0
CORNING INC COM 219350105 156 7,500 SH   OTR   7,500 0 0
COVIDIEN PLC COM G2554F113 6,249 84,833 SH   SOLE   84,833 0 0
COVIDIEN PLC COM G2554F113 37 500 SH   DFND   0 500 0
COVIDIEN PLC COM G2554F113 324 4,400 SH   OTR   3,700 0 700
CSX CORP COM 126408103 3,064 105,750 SH   SOLE   104,750 1,000 0
CSX CORP COM 126408103 14 500 SH   OTR   500 0 0
CVS CAREMARK CORP COM 126650100 2,639 35,253 SH   SOLE   35,253 0 0
CVS CAREMARK CORP COM 126650100 342 4,570 SH   DFND   0 4,570 0
CVS CAREMARK CORP COM 126650100 124 1,650 SH   OTR   1,650 0 0
DANAHER CORP DEL COM 235851102 3,971 52,945 SH   SOLE   52,845 100 0
DANAHER CORP DEL COM 235851102 135 1,800 SH   OTR   1,800 0 0
DISCOVER FINANCIAL SERVICES COM 254709108 170 2,916 SH   SOLE   2,916 0 0
DISCOVER FINANCIAL SERVICES COM 254709108 151 2,600 SH   OTR   0 0 2,600
DISCOVERY COMMUN SER A SERIES COM 25470f104 4,543 54,937 SH   SOLE   54,812 125 0
DISCOVERY COMMUN SER A SERIES COM 25470f104 23 275 SH   DFND   0 275 0
DISCOVERY COMMUN SER A SERIES COM 25470f104 174 2,100 SH   OTR   2,100 0 0
DOVER CORP COM 260003108 4,774 58,393 SH   SOLE   58,293 100 0
DOVER CORP COM 260003108 41 500 SH   DFND   0 500 0
DOVER CORP COM 260003108 384 4,700 SH   OTR   2,000 0 2,700
DSW INC CL A COM 23334L102 3,659 102,024 SH   SOLE   101,824 200 0
DSW INC CL A COM 23334L102 27 750 SH   DFND   0 750 0
DSW INC CL A COM 23334L102 108 3,000 SH   OTR   3,000 0 0
EBAY INC COM 278642103 262 4,735 SH   SOLE   4,735 0 0
EMC CORP COM 268648102 4,045 147,580 SH   SOLE   147,280 300 0
EMC CORP COM 268648102 31 1,125 SH   DFND   0 1,125 0
EMC CORP COM 268648102 123 4,500 SH   OTR   0 0 4,500
EMERSON ELECTRIC CO. COM 291011104 374 5,600 SH   SOLE   5,600 0 0
EXPRESS SCRIPTS HOLDING CO COM 30219G108 8,765 116,730 SH   SOLE   116,730 0 0
EXPRESS SCRIPTS HOLDING CO COM 30219G108 62 825 SH   DFND   0 825 0
EXPRESS SCRIPTS HOLDING CO COM 30219G108 206 2,750 SH   OTR   2,750 0 0
EXXON MOBIL CORP COM 30231G102 7,864 80,511 SH   SOLE   80,411 100 0
EXXON MOBIL CORP COM 30231G102 98 1,000 SH   DFND   0 1,000 0
EXXON MOBIL CORP COM 30231G102 391 3,999 SH   OTR   3,999 0 0
F5 NETWORKS INC COM 315616102 2,288 21,453 SH   SOLE   21,233 220 0
FORTINET INC COM 34959e109 1,537 69,760 SH   SOLE   69,310 450 0
FORTINET INC COM 34959e109 110 5,000 SH   OTR   5,000 0 0
GALLAGHER ARTHUR J AND CO COM 363576109 6,362 133,712 SH   SOLE   133,287 425 0
GALLAGHER ARTHUR J AND CO COM 363576109 44 925 SH   DFND   0 925 0
GALLAGHER ARTHUR J AND CO COM 363576109 147 3,100 SH   OTR   3,100 0 0
GENERAL ELECTRIC CO COM 369604103 192 7,402 SH   SOLE   7,402 0 0
GENERAL ELECTRIC CO COM 369604103 16 600 SH   OTR   600 0 0
GOOGLE INC CLASS A COM 38259P508 6,625 5,944 SH   SOLE   5,944 0 0
GOOGLE INC CLASS A COM 38259P508 117 105 SH   DFND   0 105 0
GOOGLE INC CLASS A COM 38259P508 446 400 SH   OTR   400 0 0
GRAHAM-FIELD HEALTH PRODS INC COM 384632105 0 10,500 SH   OTR   10,500 0 0
HALLIBURTON CO COM 406216101 3,881 65,910 SH   SOLE   65,710 200 0
HALLIBURTON CO COM 406216101 28 475 SH   DFND   0 475 0
HOME DEPOT INC COM 437076102 288 3,637 SH   SOLE   3,637 0 0
HOME DEPOT INC COM 437076102 119 1,500 SH   OTR   0 0 1,500
HUBBELL INC CLASS B COM 443510201 610 5,089 SH   SOLE   5,089 0 0
IBM CORP COM 459200101 3,493 18,148 SH   SOLE   18,148 0 0
IBM CORP COM 459200101 106 550 SH   OTR   0 0 550
INTEL CORP COM 458140100 377 14,610 SH   SOLE   14,610 0 0
INTEL CORP COM 458140100 90 3,500 SH   OTR   1,000 0 2,500
J P MORGAN CHASE AND CO COM 46625H100 146 2,400 SH   SOLE   2,400 0 0
J P MORGAN CHASE AND CO COM 46625H100 79 1,300 SH   OTR   0 0 1,300
JOHNSON AND JOHNSON CO COM 478160104 3,104 31,602 SH   SOLE   31,602 0 0
JOHNSON AND JOHNSON CO COM 478160104 526 5,359 SH   OTR   2,459 0 2,900
JONES LANG LASALLE INC COM 48020Q107 4,381 36,967 SH   SOLE   36,867 100 0
JONES LANG LASALLE INC COM 48020Q107 27 225 SH   DFND   0 225 0
JONES LANG LASALLE INC COM 48020Q107 113 950 SH   OTR   950 0 0
KINDER MORGAN INC COM 49456B101 3,880 119,431 SH   SOLE   119,131 300 0
KINDER MORGAN INC COM 49456B101 21 650 SH   DFND   0 650 0
KNOWLES CORP COM 49926D109 920 29,141 SH   SOLE   29,091 50 0
KNOWLES CORP COM 49926D109 8 250 SH   DFND   0 250 0
KNOWLES CORP COM 49926D109 74 2,350 SH   OTR   1,000 0 1,350
KRAFT FOODS GROUP INC COM 50076Q106 1,784 31,793 SH   SOLE   31,793 0 0
KRAFT FOODS GROUP INC COM 50076Q106 34 600 SH   DFND   0 600 0
KRAFT FOODS GROUP INC COM 50076Q106 66 1,176 SH   OTR   0 0 1,176
LABORATORY CORP AMER HLDGS COM COM 50540R409 258 2,625 SH   SOLE   2,625 0 0
LABORATORY CORP AMER HLDGS COM COM 50540R409 49 500 SH   DFND   0 500 0
M AND T BANK CORP COM 55261F104 795 6,550 SH   SOLE   6,550 0 0
MAGICJACK VOCALTEC LTD F COM m6787e101 425 20,000 SH   SOLE   20,000 0 0
MCDONALDS CORP COM 580135101 478 4,880 SH   SOLE   4,880 0 0
MCDONALDS CORP COM 580135101 83 850 SH   OTR   850 0 0
MEAD JOHNSON NUTRITION CO-A COM 582839106 262 3,155 SH   SOLE   3,155 0 0
MEAD JOHNSON NUTRITION CO-A COM 582839106 27 325 SH   OTR   0 0 325
MERCK AND CO INC COM 58933Y105 538 9,470 SH   SOLE   9,470 0 0
MERCK AND CO INC COM 58933Y105 82 1,449 SH   OTR   0 0 1,449
MONDELEZ INTERNATIONAL INC COM 609207105 3,435 99,416 SH   SOLE   99,116 300 0
MONDELEZ INTERNATIONAL INC COM 609207105 22 650 SH   DFND   0 650 0
MONDELEZ INTERNATIONAL INC COM 609207105 201 5,830 SH   OTR   2,300 0 3,530
MORGAN STANLEY COM 617446448 753 24,159 SH   SOLE   24,159 0 0
NIKE INC CLASS B COM 654106103 3,067 41,520 SH   SOLE   41,370 150 0
NIKE INC CLASS B COM 654106103 22 300 SH   DFND   0 300 0
NIKE INC CLASS B COM 654106103 74 1,000 SH   OTR   1,000 0 0
NUVILEX INC. COM 67090R100 16 47,000 SH   SOLE   47,000 0 0
OMNICOM GROUP INC COM 681919106 130 1,790 SH   SOLE   1,790 0 0
OMNICOM GROUP INC COM 681919106 73 1,000 SH   OTR   0 0 1,000
P P G INDUSTRIES INC COM 693506107 774 4,000 SH   SOLE   4,000 0 0
PAYCHEX INC COM 704326107 742 17,425 SH   SOLE   17,425 0 0
PAYCHEX INC COM 704326107 213 5,000 SH   OTR   5,000 0 0
PEPSICO INCORPORATED COM 713448108 123 1,475 SH   SOLE   1,475 0 0
PEPSICO INCORPORATED COM 713448108 200 2,400 SH   OTR   700 0 1,700
PFIZER INCORPORATED COM 717081103 601 18,725 SH   SOLE   18,725 0 0
PFIZER INCORPORATED COM 717081103 103 3,200 SH   OTR   400 0 2,800
PHILIP MORRIS INTERNATIONAL IN COM 718172109 1,022 12,478 SH   SOLE   12,478 0 0
PHILIP MORRIS INTERNATIONAL IN COM 718172109 131 1,600 SH   OTR   0 0 1,600
PIER 1 IMPORTS INC. COM 720279108 2,650 140,375 SH   SOLE   139,875 500 0
PIER 1 IMPORTS INC. COM 720279108 21 1,100 SH   DFND   0 1,100 0
PIER 1 IMPORTS INC. COM 720279108 47 2,500 SH   OTR   2,500 0 0
PINNACLE FOODS INC COM 72348P104 4,280 143,340 SH   SOLE   142,990 350 0
PINNACLE FOODS INC COM 72348P104 25 825 SH   DFND   0 825 0
PINNACLE FOODS INC COM 72348P104 99 3,300 SH   OTR   3,300 0 0
PNC FINL SVCS GROUP INC COM 693475105 3,404 39,127 SH   SOLE   39,002 125 0
PNC FINL SVCS GROUP INC COM 693475105 24 275 SH   DFND   0 275 0
PNC FINL SVCS GROUP INC COM 693475105 165 1,900 SH   OTR   1,200 0 700
PORTFOLIO RECOVERY ASSOCIATES COM 73640Q105 6,886 119,005 SH   SOLE   118,630 375 0
PORTFOLIO RECOVERY ASSOCIATES COM 73640Q105 46 800 SH   DFND   0 800 0
PORTFOLIO RECOVERY ASSOCIATES COM 73640Q105 145 2,500 SH   OTR   2,500 0 0
PROCTER AND GAMBLE CO COM 742718109 3,799 47,136 SH   SOLE   47,136 0 0
PROCTER AND GAMBLE CO COM 742718109 48 600 SH   DFND   0 600 0
PROCTER AND GAMBLE CO COM 742718109 488 6,050 SH   OTR   4,700 0 1,350
PUB SVC ENT GROUP INC COM 744573106 289 7,578 SH   SOLE   7,578 0 0
PVH CORP COM 693656100 7,447 59,685 SH   SOLE   59,685 0 0
PVH CORP COM 693656100 72 575 SH   DFND   0 575 0
PVH CORP COM 693656100 193 1,550 SH   OTR   1,550 0 0
QUALCOMM INC COM 747525103 10,673 135,339 SH   SOLE   135,089 250 0
QUALCOMM INC COM 747525103 83 1,050 SH   DFND   0 1,050 0
QUALCOMM INC COM 747525103 426 5,400 SH   OTR   4,400 0 1,000
ROYAL DUTCH PLC ADR COM 780259206 1,130 15,470 SH   SOLE   15,470 0 0
SCHLUMBERGER LTD COM 806857108 7,843 80,440 SH   SOLE   80,340 100 0
SCHLUMBERGER LTD COM 806857108 58 595 SH   DFND   0 595 0
SCHLUMBERGER LTD COM 806857108 244 2,500 SH   OTR   2,500 0 0
STARWOOD HOTELS AND RESORTS COM 85590A401 3,964 49,803 SH   SOLE   49,803 0 0
STARWOOD HOTELS AND RESORTS COM 85590A401 34 425 SH   DFND   0 425 0
STARWOOD HOTELS AND RESORTS COM 85590A401 199 2,500 SH   OTR   2,500 0 0
STATE STREET CORP COM 857477103 954 13,719 SH   SOLE   13,719 0 0
STATE STREET CORP COM 857477103 70 1,000 SH   DFND   0 1,000 0
STATE STREET CORP COM 857477103 112 1,610 SH   OTR   710 0 900
TARGET CORPORATION COM 87612e106 384 6,347 SH   SOLE   6,347 0 0
THE WENDY'S CO. COM 95058W100 2,513 275,550 SH   SOLE   274,450 1,100 0
THE WENDY'S CO. COM 95058W100 20 2,200 SH   DFND   0 2,200 0
THE WENDY'S CO. COM 95058W100 55 6,000 SH   OTR   6,000 0 0
TRANSOCEAN INC NEW F COM h8817h100 1,108 26,810 SH   SOLE   26,710 100 0
UNITED CONTL HLDGS INC COM 910047109 3,025 67,790 SH   SOLE   67,565 225 0
UNITED CONTL HLDGS INC COM 910047109 21 465 SH   DFND   0 465 0
UNITED CONTL HLDGS INC COM 910047109 67 1,500 SH   OTR   1,500 0 0
UNITEDHEALTH GROUP INC COM 91324P102 4,649 56,697 SH   SOLE   56,697 0 0
UNITEDHEALTH GROUP INC COM 91324P102 35 425 SH   DFND   0 425 0
UNITEDHEALTH GROUP INC COM 91324P102 102 1,250 SH   OTR   1,250 0 0
VERIZON COMMUNICATIONS COM 92343V104 5,877 123,541 SH   SOLE   123,441 100 0
VERIZON COMMUNICATIONS COM 92343V104 54 1,125 SH   DFND   0 1,125 0
VERIZON COMMUNICATIONS COM 92343V104 306 6,430 SH   OTR   4,930 0 1,500
WALT DISNEY COMPANY COM 254687106 180 2,245 SH   SOLE   2,245 0 0
WALT DISNEY COMPANY COM 254687106 192 2,400 SH   OTR   0 0 2,400
WELLS FARGO AND CO NEW COM 949746101 2,511 50,475 SH   SOLE   50,475 0 0
WELLS FARGO AND CO NEW COM 949746101 55 1,100 SH   DFND   0 1,100 0
WELLS FARGO AND CO NEW COM 949746101 99 2,000 SH   OTR   0 0 2,000
WESTERN UNION COMPANY COM 959802109 164 10,000 SH   SOLE   10,000 0 0
WHOLE FOODS MARKET INC COM 966837106 2,130 41,995 SH   SOLE   41,795 200 0
WHOLE FOODS MARKET INC COM 966837106 22 425 SH   DFND   0 425 0
ZOETIS INC. COM 98978V103 2,823 97,545 SH   SOLE   97,220 325 0
ZOETIS INC. COM 98978V103 24 825 SH   DFND   0 825 0
ZOETIS INC. COM 98978V103 58 2,000 SH   OTR   2,000 0 0
EGSHARES EMERGING MARKETS CONS ETF 268461779 3,740 140,958 SH   SOLE   140,633 325 0
EGSHARES EMERGING MARKETS CONS ETF 268461779 54 2,050 SH   DFND   1,300 750 0
EGSHARES EMERGING MARKETS CONS ETF 268461779 58 2,200 SH   OTR   2,200 0 0
ENERGY SELECT SECTOR ETF ETF 81369Y506 2,612 29,325 SH   SOLE   29,125 200 0
ISHARES MSCI EMERGING MARKET I ETF 464287234 1,049 25,570 SH   SOLE   25,570 0 0
ISHARES RUSSELL VALUE MIDCAP V ETF 464287473 392 5,700 SH   SOLE   5,700 0 0
ISHARES TR DJ US HEALTHCR ETF 464287762 468 3,800 SH   SOLE   3,800 0 0
ISHARES TR MSCI EAFE FD MSCI E ETF 464287465 1,738 25,857 SH   SOLE   25,607 250 0
ISHARES TR MSCI EAFE FD MSCI E ETF 464287465 37 550 SH   DFND   550 0 0
ISHARES TR S&P 100 ETF S & P 1 ETF 464287101 228 2,750 SH   SOLE   2,750 0 0
MARKET VECTORS AGRIBUSINESS ET ETF 57060U605 1,689 31,075 SH   SOLE   31,075 0 0
MATERIALS SELECT SECTOR SPDR F ETF 81369Y100 236 5,000 SH   OTR   0 0 5,000
POWERSHARES QQQ TRUST UNIT SER ETF 73935A104 3,779 43,102 SH   SOLE   42,902 200 0
SECTOR SPDR CONSUMER FD SHARES ETF 81369y407 2,914 45,020 SH   SOLE   45,020 0 0
SECTOR SPDR INDL SELECT SHARES ETF 81369y704 2,023 38,665 SH   SOLE   38,665 0 0
SECTOR SPDR INDL SELECT SHARES ETF 81369y704 717 13,700 SH   OTR   0 0 13,700
SPDR S & P INTL DIVIDEND ETF 78463x772 201 4,144 SH   SOLE   4,144 0 0
SPDR S & P INTL DIVIDEND ETF 78463x772 36 750 SH   DFND   750 0 0
SPDR S & P INTL DIVIDEND ETF 78463x772 15 300 SH   OTR   300 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103 11,873 63,489 SH   SOLE   63,489 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103 13 70 SH   DFND   70 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763 820 11,146 SH   SOLE   10,596 550 0
SPDR S&P DIVIDEND ETF ETF 78464A763 13 175 SH   DFND   175 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763 15 200 SH   OTR   200 0 0
SPDR S&P EMERGING MKTS EMERGIN ETF 78463x533 183 4,796 SH   SOLE   4,396 400 0
SPDR S&P EMERGING MKTS EMERGIN ETF 78463x533 32 850 SH   DFND   850 0 0
SPDR S&P EMERGING MKTS EMERGIN ETF 78463x533 8 200 SH   OTR   200 0 0
SPDR S&P HOMEBUILDERS ETF ETF 78464A888 910 27,950 SH   SOLE   27,750 200 0
SPDR S&P MIDCAP 400 ETF TRUST ETF 78467Y107 3,306 13,195 SH   SOLE   13,195 0 0
SPDR S&P MIDCAP 400 ETF TRUST ETF 78467Y107 18 70 SH   DFND   70 0 0
SPDR S&P REGIONAL BKING ETF 78464a698 269 6,500 SH   SOLE   6,500 0 0
VANGUARD CNSMR DSCRTNARY ETF 92204a108 365 3,450 SH   SOLE   3,450 0 0
VANGUARD FTSE EMERGING MARKETS ETF 922042858 4,853 119,594 SH   SOLE   119,244 350 0
VANGUARD FTSE EMERGING MARKETS ETF 922042858 67 1,650 SH   DFND   950 700 0
VANGUARD FTSE EMERGING MARKETS ETF 922042858 110 2,700 SH   OTR   2,700 0 0
VANGUARD INDEX FDS MID CAP ETF ETF 922908629 1,119 9,850 SH   SOLE   9,650 200 0
VANGUARD INDUSTRIALS ETF 92204a603 1,901 18,900 SH   SOLE   18,900 0 0
VANGUARD INFO TECHNOLOGY ETF 92204a702 954 10,425 SH   SOLE   10,425 0 0
VANGUARD SMALL-CAP ETF ETF 922908751 1,371 12,142 SH   SOLE   11,942 200 0
VANGUARD SMALL-CAP ETF ETF 922908751 17 150 SH   DFND   150 0 0
VANGUARD SMALL-CAP ETF ETF 922908751 23 200 SH   OTR   200 0 0
WISDOMTREE JPN HDGD EQTY JAPAN ETF 97717w851 1,869 39,477 SH   SOLE   39,477 0 0
WISDOMTREE JPN HDGD EQTY JAPAN ETF 97717w851 28 600 SH   DFND   600 0 0
WISDOMTREE JPN HDGD EQTY JAPAN ETF 97717w851 78 1,650 SH   OTR   1,650 0 0
WISDOMTREE TRUST EMERGING SMAL ETF 97717w281 1,267 27,175 SH   SOLE   27,175 0 0