The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ARCONIC INC COM 03965L100 29 1,710 SH   DFND   1,710 0 0
CAPITALA FIN CORP COM 14054R106 1,640 228,737 SH   DFND 2 228,737 0 0
FUSION CONNECT INC COM 36116X102 101 60,370 SH   DFND   60,370 0 0
ISHARES TR CORE S&P TTL STK 464287150 14,097 248,359 SH   DFND 2 248,359 0 0
ISHARES TR CORE S&P500 ETF 464287200 15,609 62,038 SH   DFND 2 62,038 0 0
ISHARES TR RUS 1000 ETF 464287622 4,534 32,694 SH   DFND 2 32,694 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 68,890 1,311,432 SH   DFND 1 1,311,432 0 0
ISHARES INC CORE MSCI EMKT 46434G103 29,310 621,625 SH   DFND 1 621,625 0 0
ISHARES TR CORE MSCI INTL 46435G326 20,795 425,689 SH   DFND 1 425,689 0 0
NRG ENERGY INC COM NEW 629377508 5 118 SH   DFND   118 0 0
RESOLUTE FST PRODS INC COM 76117W109 35 4,425 SH   DFND   4,425 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 14,102 56,426 SH   DFND 2 56,426 0 0
SPDR SERIES TRUST PORTFOLIO TL STK 78464A805 13,137 425,000 SH   DFND 2 425,000 0 0
SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854 9,108 311,817 SH   DFND 2 311,817 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 14,246 237,715 SH   DFND 2 237,715 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 14,231 238,368 SH   DFND 2 238,368 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 16,859 454,410 SH   DFND 1 454,410 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 77,657 1,186,335 SH   DFND 1 1,186,335 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 11,620 136,419 SH   DFND   136,419 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 27,393 330,598 SH   DFND 1 330,598 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 15,852 68,979 SH   DFND 2 68,979 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 4,574 39,819 SH   DFND 2 39,819 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 16,139 126,449 SH   DFND 2 126,449 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 39,162 306,844 SH   DFND 1 306,844 0 0
NORWEGIAN CRUISE LINE HLDG L SHS G66721104 141 3,321 SH   DFND   3,321 0 0
BANK AMER CORP 7.25%CNV PFD L 060505682 814 650 SH   DFND 2 650 0 0
BANK AMER CORP 7.25%CNV PFD L 060505682 313 250 SH   DFND 1 250 0 0
WELLS FARGO CO NEW PERP PFD CNV A 949746804 1,387 1,100 SH   DFND 2 1,100 0 0