Income Taxes (Tables)

12 Months Ended

Dec. 31, 2015

Income Tax Disclosure [Abstract]

Schedule of Current and Deferred Tax Assets Table [Table Text Block]

Current and Deferred Income Tax Assets at December 31, 2015 and December 31, 2014 were:

DOLLARS IN MILLIONS	2015		2014
Current Income Tax Assets	$	9.5	$	—
Deferred Income Tax Assets	31.9		—
Current and Deferred Income Tax Assets	$	41.4	$	—

Schedule of Components of Income Tax Liabilities Table

The components of Liabilities for Income Taxes at December 31, 2015 and 2014 were:

DOLLARS IN MILLIONS	2015		2014
Current Income Tax Liabilities	$	—	$	7.8
Deferred Income Tax Liabilities	—		21.5
Unrecognized Tax Benefits	3.8		7.2
Liabilities for Income Taxes	$	3.8	$	36.5

Schedule of Deferred Tax Assets and Liabilities

The tax effects of temporary differences that give rise to significant portions of the Company’s Net Deferred Income Tax Assets and Deferred Income Tax Liabilities at December 31, 2015 and 2014 were:

DOLLARS IN MILLIONS	2015		2014
Deferred Income Tax Assets:
Insurance Reserves	$	83.0	$	78.7
Unearned Premium Reserves	41.7		35.5
Tax Capitalization of Policy Acquisition Costs	71.5		73.0
Payroll and Employee Benefit Accruals	72.0		74.0
Net Operating Loss Carryforwards	30.5		31.7
Other	15.7		9.8
Total Deferred Income Tax Assets	314.4		302.7
Deferred Income Tax Liabilities:
Investments	109.8		160.1
Deferred Policy Acquisition Costs	110.7		106.1
Life VIF and P&C Customer Relationships	15.5		17.7
Goodwill and Other Intangible Assets Acquired	37.0		28.4
Depreciable Assets	7.3		7.4
Other	2.2		4.5
Total Deferred Income Tax Liabilities	282.5		324.2
Net Deferred Income Tax Assets (Liabilities)	$	31.9	$	(21.5	)

Summary of Operating Loss Carryforwards

The expiration of federal net operating loss (“NOL”) carryforwards and their related deferred income tax assets at December 31, 2015 is presented below by year of expiration.

DOLLARS IN MILLIONS	NOL Carry-forwards		Deferred Tax Asset
Expiring in:
2020	$	7.8	$	2.7
2021 through 2025	30.5		10.7
2026 through 2030	29.9		10.5
2032	18.9		6.6
Total All Years	$	87.1	$	30.5

Reconciliation Of Unrecognized Tax Benefits

A reconciliation of the beginning and ending amount of Unrecognized Tax Benefits for the years ended December 31, 2015, 2014 and 2013 is presented below.

DOLLARS IN MILLIONS	2015			2014		2013
Balance at Beginning of Year	$	7.2		$	6.8	$	6.4
Additions for Tax Positions of Current Period	0.2			0.1		0.1
Additions for Tax Positions of Prior Years	—			0.3		0.3
Reduction for Expiration of Federal Statute of Limitations	(3.6		)	—		—
Balance at End of Year	$	3.8		$	7.2	$	6.8

Schedule of Components of Income Tax Expense (Benefit)

The components of Income Tax Expense from Continuing Operations for the years ended December 31, 2015, 2014 and 2013 were:

DOLLARS IN MILLIONS	2015			2014			2013
Current Income Tax Expense	$	(25.7	)	$	(41.7	)	$	(49.4	)
Deferred Income Tax Benefit (Expense)	2.2			(5.5		)	(50.1		)
(Increase) Decrease Unrecognized Tax Benefits	3.4			(0.4		)	(0.4		)
Income Tax Expense	$	(20.1	)	$	(47.6	)	$	(99.9	)

Schedule of Effective Income Tax Rate Reconciliation

A reconciliation of the Statutory Federal Income Tax Expense and Rate to the Company’s Effective Income Tax Expense and Rate from Continuing Operations for the years ended December 31, 2015, 2014 and 2013 is presented below.

DOLLARS IN MILLIONS	2015					2014					2013
	Amount			Rate		Amount			Rate		Amount			Rate
Statutory Federal Income Tax Expense	$	(35.1	)	35.0	%	$	(56.1	)	35.0	%	$	(110.0	)	35.0	%
Tax-exempt Income and Dividends Received Deduction	9.8			(9.7	)	9.0			(5.6	)	10.6			(3.4	)
Unrecognized Tax Benefit (Expense)	2.1			(2.1	)	(0.3		)	—		(0.3		)	—
Indemnification Recoveries	3.7			(3.6	)	—			—		—			—
State Income Taxes	(0.6		)	0.5		(0.6		)	0.4		(0.2		)	0.1
Other, Net	—			—		0.4			(0.1	)	—			0.1
Effective Income Tax Expense from Continuing Operations	$	(20.1	)	20.1	%	$	(47.6	)	29.7	%	$	(99.9	)	31.8	%

Comprehensive Income Tax Benefit and Expenses

Comprehensive Income Tax Expense included in the Consolidated Financial Statements for the years ended December 31, 2015, 2014 and 2013 was:

DOLLARS IN MILLIONS	2015			2014			2013
Income Tax Expense:
Continuing Operations	$	(20.1	)	$	(47.6	)	$	(99.9	)
Discontinued Operations	(3.1		)	(1.1		)	(1.7		)
Unrealized Depreciation (Appreciation) on Securities	62.8			(82.8		)	129.1
Foreign Currency Translation Adjustments on Investments	0.5			0.4			(0.1		)
Tax Effects from Postretirement Benefit Plans	(9.1		)	34.7			(30.4		)
Tax Effects from Long-term Equity-based Compensation included in Paid-in Capital	(1.0		)	(1.0		)	0.2
Comprehensive Income Tax Benefit (Expense)	$	30.0		$	(97.4	)	$	(2.8	)