The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM STK 88579y101 24,256 115,116 SH   SOLE   3,093 0 112,023
3M Company COM STK 88579y101 44 210 SH   DFND   0 0 210
AFLAC, Inc. COM STK 001055102 916 19,456 SH   SOLE   0 0 19,456
AFLAC, Inc. COM STK 001055102 7 150 SH   DFND   0 0 150
AT & T, Inc. COM STK 00206r102 14,890 443,414 SH   SOLE   13,175 0 430,239
AT & T, Inc. COM STK 00206r102 97 2,877 SH   DFND   0 0 2,877
AbbVie, Inc. COM STK 00287Y109 1,425 15,065 SH   SOLE   0 0 15,065
AbbVie, Inc. COM STK 00287Y109 13 139 SH   DFND   0 0 139
Abbott Laboratories COM STK 002824100 20,253 276,080 SH   SOLE   7,715 0 268,365
Abbott Laboratories COM STK 002824100 48 649 SH   DFND   0 0 649
Aetna Inc. COM STK 00817y108 730 3,600 SH   SOLE   0 0 3,600
Alphabet Inc. Class A COM STK 02079K305 753 624 SH   SOLE   0 0 624
Alphabet Inc. Class A COM STK 02079K305 48 40 SH   DFND   0 0 40
Alphabet Inc. Class C COM STK 02079K107 767 643 SH   SOLE   0 0 643
Alphabet Inc. Class C COM STK 02079K107 48 40 SH   DFND   0 0 40
American Express COM STK 025816109 820 7,700 SH   SOLE   0 0 7,700
American Funds Balanced Fd COM STK 024071409 362 12,976 SH   SOLE   0 0 12,976
American Funds Balanced Fd COM STK 024071409 88 3,149 SH   DFND   0 0 3,149
American Growth Fd of America COM STK 399874106 1,170 20,631 SH   SOLE   0 0 20,631
Ameriprise Financial, Inc. COM STK 03076C106 509 3,448 SH   SOLE   0 0 3,448
Amgen, Inc. COM STK 031162100 1,429 6,893 SH   SOLE   0 0 6,893
Amgen, Inc. COM STK 031162100 456 2,200 SH   DFND   0 0 2,200
Anadarko Pete, Inc. COM STK 032511107 392 5,818 SH   SOLE   0 0 5,818
Analog Devices, Inc. COM STK 032654105 273 2,950 SH   SOLE   0 0 2,950
Apple Computer, Inc. COM STK 037833100 19,197 85,040 SH   SOLE   2,005 0 83,035
Apple Computer, Inc. COM STK 037833100 203 898 SH   DFND   0 0 898
Aptar Group, Inc. COM STK 038336103 259 2,400 SH   DFND   0 0 2,400
Automatic Data Processing COM STK 053015103 22,585 149,908 SH   SOLE   3,990 0 145,918
Automatic Data Processing COM STK 053015103 32 215 SH   DFND   0 0 215
Bank of New York Mellon Corp COM STK 064058100 12,845 251,914 SH   SOLE   7,820 0 244,094
Bank of New York Mellon Corp COM STK 064058100 20 400 SH   DFND   0 0 400
Bemis Co., Inc. COM STK 081437105 2,030 41,761 SH   SOLE   1,800 0 39,961
Bemis Co., Inc. COM STK 081437105 5 100 SH   DFND   0 0 100
Berkshire Hathaway Cl A (1/100 COM STK 084990175 640 200 SH   SOLE   0 0 200
Berkshire Hathaway Cl B COM STK 084670702 1,178 5,504 SH   SOLE   0 0 5,504
Bio-Rad Labs, Inc. COM STK 090572207 751 2,400 SH   SOLE   0 0 2,400
Blackrock, Inc. COM STK 09247X101 252 535 SH   SOLE   0 0 535
Boeing Company COM STK 097023105 781 2,100 SH   SOLE   0 0 2,100
Bristol-Myers Squibb Co. COM STK 110122108 1,277 20,576 SH   SOLE   0 0 20,576
CSX Corp COM STK 126408103 207 2,800 SH   SOLE   0 0 2,800
Carnival Corp COM STK 143658300 11,186 175,405 SH   SOLE   5,215 0 170,190
Carnival Corp COM STK 143658300 26 415 SH   DFND   0 0 415
Caterpillar, Inc. COM STK 149123101 454 2,977 SH   SOLE   0 0 2,977
Caterpillar, Inc. COM STK 149123101 15 100 SH   DFND   0 0 100
Chevron Corporation COM STK 166764100 16,434 134,398 SH   SOLE   3,805 0 130,593
Chevron Corporation COM STK 166764100 139 1,135 SH   DFND   0 0 1,135
Cisco Systems, Inc. COM STK 17275R102 6,491 133,423 SH   SOLE   4,485 0 128,938
Cisco Systems, Inc. COM STK 17275R102 36 730 SH   DFND   0 0 730
Clorox Company COM STK 189054109 5,624 37,390 SH   SOLE   0 0 37,390
Clorox Company COM STK 189054109 461 3,067 SH   DFND   0 0 3,067
Coca Cola Co COM STK 191216100 19,484 421,813 SH   SOLE   12,110 0 409,703
Coca Cola Co COM STK 191216100 44 947 SH   DFND   0 0 947
Colgate Palmolive COM STK 194162103 9,300 138,904 SH   SOLE   3,890 0 135,014
Colgate Palmolive COM STK 194162103 25 375 SH   DFND   0 0 375
Deere & Co. COM STK 244199105 407 2,710 SH   SOLE   0 0 2,710
Disney Company, Walt COM STK 254687106 1,040 8,895 SH   SOLE   0 0 8,895
Dominion Res, Inc. COM STK 25746U109 204 2,898 SH   SOLE   0 0 2,898
Dover Corp. COM STK 260003108 500 5,650 SH   SOLE   0 0 5,650
DowDuPont COM STK 26078J100 14,649 227,785 SH   SOLE   7,437 0 220,348
DowDuPont COM STK 26078J100 32 492 SH   DFND   0 0 492
Edison Intl Corp COM STK 281020107 271 4,000 SH   SOLE   0 0 4,000
Edison Intl Corp COM STK 281020107 7 100 SH   DFND   0 0 100
Eli Lilly Co COM STK 532457108 958 8,931 SH   SOLE   0 0 8,931
Emerson Elec. Co COM STK 291011104 220 2,872 SH   SOLE   0 0 2,872
Expeditors Int'l of Washington COM STK 302130109 368 5,000 SH   SOLE   0 0 5,000
Exxon Mobil Corp COM STK 30231G102 10,028 117,954 SH   SOLE   2,400 0 115,554
Exxon Mobil Corp COM STK 30231G102 27 320 SH   DFND   0 0 320
General Electric COM STK 369604103 8,291 734,332 SH   SOLE   18,925 0 715,407
General Electric COM STK 369604103 14 1,220 SH   DFND   0 0 1,220
General Mills COM STK 370334104 258 6,010 SH   SOLE   0 0 6,010
Grainger, W.W., Inc. COM STK 384802104 1,787 5,000 SH   SOLE   25 0 4,975
Grainger, W.W., Inc. COM STK 384802104 89 250 SH   DFND   0 0 250
Hanesbrands, Inc. COM STK 410345102 7,483 406,030 SH   SOLE   12,400 0 393,630
Hanesbrands, Inc. COM STK 410345102 23 1,240 SH   DFND   0 0 1,240
Home Depot, Inc. COM STK 437076102 21,094 101,830 SH   SOLE   3,040 0 98,790
Home Depot, Inc. COM STK 437076102 29 140 SH   DFND   0 0 140
Honeywell, Inc. COM STK 438516106 7,871 47,303 SH   SOLE   1,855 0 45,448
Honeywell, Inc. COM STK 438516106 14 85 SH   DFND   0 0 85
Intel Corp COM STK 458140100 20,384 431,036 SH   SOLE   11,300 0 419,736
Intel Corp COM STK 458140100 122 2,570 SH   DFND   0 0 2,570
Intl Business Machines Corp COM STK 459200101 11,364 75,153 SH   SOLE   2,083 0 73,070
Intl Business Machines Corp COM STK 459200101 5 35 SH   DFND   0 0 35
J P Morgan Chase & Co COM STK 46625H100 27,022 239,473 SH   SOLE   7,015 0 232,458
J P Morgan Chase & Co COM STK 46625H100 90 798 SH   DFND   0 0 798
Johnson & Johnson COM STK 478160104 27,882 201,797 SH   SOLE   5,830 0 195,967
Johnson & Johnson COM STK 478160104 46 335 SH   DFND   0 0 335
Lincoln National Corp COM STK 534187109 200 2,950 SH   SOLE   0 0 2,950
Lincoln National Corp COM STK 534187109 27 400 SH   DFND   0 0 400
Lockheed Martin Corp COM STK 539830109 259 750 SH   SOLE   0 0 750
Marsh & McLennan, Inc. COM STK 571748102 401 4,850 SH   SOLE   0 0 4,850
McDonald's Corp COM STK 580135101 1,251 7,477 SH   SOLE   100 0 7,377
McGrath Rent Corp COM STK 580589109 675 12,400 SH   SOLE   0 0 12,400
Merck & Co, Inc. COM STK 58933Y105 538 7,581 SH   SOLE   0 0 7,581
Microsoft Corp COM STK 594918104 25,415 222,218 SH   SOLE   6,595 0 215,623
Microsoft Corp COM STK 594918104 75 660 SH   DFND   0 0 660
Mondelez Intl, Inc. COM STK 609207105 7,865 183,066 SH   SOLE   5,445 0 177,621
Mondelez Intl, Inc. COM STK 609207105 16 370 SH   DFND   0 0 370
NIKE, Inc. COM STK 654106103 247 2,910 SH   SOLE   0 0 2,910
Nextera Energy, Inc. COM STK 65339F101 528 3,150 SH   SOLE   0 0 3,150
Norfolk Southern Grp COM STK 655844108 1,236 6,850 SH   SOLE   0 0 6,850
Oracle Corp COM STK 68389X105 1,789 34,690 SH   SOLE   0 0 34,690
PNC Financial Services Group COM STK 693475105 308 2,260 SH   SOLE   0 0 2,260
Paccar Inc. COM STK 693718108 1,821 26,700 SH   SOLE   0 0 26,700
Pepsico, Inc. COM STK 713448108 823 7,365 SH   SOLE   0 0 7,365
Pfizer, Inc. COM STK 717081103 1,918 43,513 SH   SOLE   0 0 43,513
Pfizer, Inc. COM STK 717081103 35 801 SH   DFND   0 0 801
Procter & Gamble Co COM STK 742718109 20,304 243,947 SH   SOLE   6,766 0 237,181
Procter & Gamble Co COM STK 742718109 24 285 SH   DFND   0 0 285
Qualcomm Inc COM STK 747525103 1,246 17,300 SH   SOLE   0 0 17,300
Royal Dutch Shell A COM STK 780259206 553 8,110 SH   SOLE   0 0 8,110
Schlumberger, Ltd. COM STK 806857108 8,524 139,923 SH   SOLE   4,372 0 135,551
Schlumberger, Ltd. COM STK 806857108 9 145 SH   DFND   0 0 145
Schwab US Large Cap ETF COM STK 808524201 295 4,239 SH   SOLE   0 0 4,239
Stryker Corp. COM STK 863667101 16,695 93,961 SH   SOLE   2,005 0 91,956
Stryker Corp. COM STK 863667101 31 173 SH   DFND   0 0 173
T J X Cos Inc COM STK 872540109 261 2,330 SH   SOLE   0 0 2,330
T. Rowe Price Assoc. COM STK 74144T108 247 2,261 SH   SOLE   0 0 2,261
Texas Instruments COM STK 882508104 9,130 85,099 SH   SOLE   2,585 0 82,514
Texas Instruments COM STK 882508104 19 180 SH   DFND   0 0 180
US Bancorp COM STK 902973304 594 11,250 SH   SOLE   0 0 11,250
Unilever NV COM STK 904784709 599 10,781 SH   SOLE   0 0 10,781
Union Pacific Corp COM STK 907818108 6,973 42,825 SH   SOLE   400 0 42,425
United Parcel Service COM STK 911312106 10,770 92,246 SH   SOLE   2,665 0 89,581
United Parcel Service COM STK 911312106 23 200 SH   DFND   0 0 200
United Techs Corp COM STK 913017109 813 5,815 SH   SOLE   0 0 5,815
UnitedHealth Group, Inc. COM STK 91324P102 6,186 23,250 SH   SOLE   715 0 22,535
UnitedHealth Group, Inc. COM STK 91324P102 8 30 SH   DFND   0 0 30
V F Corp COM STK 918204108 14,947 159,951 SH   SOLE   5,445 0 154,506
V F Corp COM STK 918204108 34 360 SH   DFND   0 0 360
Vanguard Total Stock Market COM STK 922908769 299 2,000 SH   SOLE   0 0 2,000
Vanguard Total Stock Market COM STK 922908769 30 200 SH   DFND   0 0 200
Verizon Communications COM STK 92343V104 320 5,998 SH   SOLE   0 0 5,998
Verizon Communications COM STK 92343V104 6 114 SH   DFND   0 0 114
Visa, Inc. COM STK 9286C8394 492 3,280 SH   SOLE   0 0 3,280
Wal Mart Stores, Inc. COM STK 931142103 343 3,652 SH   SOLE   0 0 3,652
Walgreens Boots Alliance COM STK 931427108 237 3,250 SH   SOLE   0 0 3,250
Wells Fargo & Co. COM STK 949746101 13,246 252,020 SH   SOLE   4,350 0 247,670
Wells Fargo & Co. COM STK 949746101 27 505 SH   DFND   0 0 505
WestAmerica Bancorp COM STK 957090103 277 4,600 SH   SOLE   0 0 4,600
Xcel Energy, Inc. COM STK 98389B100 22,521 477,039 SH   SOLE   16,200 0 460,839
Xcel Energy, Inc. COM STK 98389B100 37 785 SH   DFND   0 0 785