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Regulatory Capital (Tables)
12 Months Ended
Dec. 31, 2014
Banking and Thrift [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
The Company’s actual capital amounts and ratios and selected minimum regulatory thresholds and prompt corrective action provisions as of December 31, 2014 and 2013 are presented in the following table:
 
Actual
 
Adequately Capitalized
 
Well Capitalized
 
Amount
 Ratio
 
Amount
 Ratio
 
Amount
 Ratio
December 31, 2014
 
 
 
 
 
 
 
 
Total risk-based capital:
 
 
 
 
 
 
 
 
Consolidated
$
897,769

16.2
%
 
$
444,685

8.0
%
 
     NA
     NA
FIB
832,907

15.1

 
442,468

8.0

 
$
553,085

10.0
%
Tier 1 risk-based capital:
 
 
 
 
 
 
 
 
Consolidated
807,229

14.5

 
222,343

4.0

 
     NA
     NA
FIB
754,708

13.7

 
221,234

4.0

 
$
331,851

6.0

Leverage capital ratio:
 
 
 
 
 
 
 
 
Consolidated
807,229

9.6

 
335,897

4.0

 
     NA
     NA
FIB
754,708

9.2

 
330,006

4.0

 
$
412,507

5.0

 
Actual
 
Adequately Capitalized
 
Well Capitalized
 
Amount
 Ratio
 
Amount
 Ratio
 
Amount
 Ratio
December 31, 2013
 
 
 
 
 
 
 
 
Total risk-based capital:
 
 
 
 
 
 
 
 
Consolidated
$
829,443

16.7
%
 
$
396,210

8.0
%
 
     NA
     NA
FIB
723,955

14.7

 
394,038

8.0

 
$
492,548

10.0
%
Tier 1 risk-based capital:
 
 
 
 
 
 
 
 
Consolidated
739,246

14.9

 
198,105

4.0

 
     NA
     NA
FIB
650,093

13.2

 
197,019

4.0

 
$
295,529

6.0

Leverage capital ratio:
 
 
 
 
 
 
 
 
Consolidated
739,246

10.1

 
293,414

4.0

 
     NA
     NA
FIB
650,093

8.9

 
292,199

4.0

 
$
365,248

5.0



On July 2, 2013, the Board of Governors of the Federal Reserve Bank issued a final rule implementing a revised regulatory capital framework for U.S. banks in accordance with the Basel III international accord and satisfying related mandates under the Dodd-Frank Wall Street Reform and Consumer Protection Act . The revised regulatory capital framework (the "Basel III Capital Rules") substantially revise the risk-based capital requirements applicable to bank holding companies and depository institutions by defining the components of capital and addressing other issues affecting the numerator in banking institutions’ regulatory capital ratios, addressing risk weights and other issues affecting the denominator in banking institutions’ regulatory capital ratios and replacing the existing risk-weighting approach with a more risk-sensitive approach. The Basel III Capital Rules are effective for the Company on January 1, 2015, subject to a phase-in period for certain provisions.