Schedule of Allowance for Loan Losses by Portfolio Segment |
The following table presents a summary of changes in the allowance for loan losses by portfolio segment: | | | | | | | | | | | | | | | | | | | | Year ended December 31, 2014 | Real Estate | Consumer | Commercial | Agriculture | Other | Total | Allowance for loan losses: | | | | | | | Beginning balance | $ | 63,923 |
| $ | 6,193 |
| $ | 14,747 |
| $ | 476 |
| $ | — |
| $ | 85,339 |
| Provision charged (credited) to operating expense | (10,348 | ) | 1,382 |
| 1,809 |
| 535 |
| — |
| (6,622 | ) | Less loans charged-off | (3,014 | ) | (4,887 | ) | (6,030 | ) | (64 | ) | — |
| (13,995 | ) | Add back recoveries of loans previously charged-off | 3,323 |
| 2,347 |
| 3,781 |
| 27 |
| — |
| 9,478 |
| Ending balance | $ | 53,884 |
| $ | 5,035 |
| $ | 14,307 |
| $ | 974 |
| $ | — |
| $ | 74,200 |
| | | | | | | | Individually evaluated for impairment | $ | 3,961 |
| $ | — |
| $ | 1,190 |
| $ | 641 |
| $ | — |
| $ | 5,792 |
| Collectively evaluated for impairment | 49,923 |
| 5,035 |
| 13,117 |
| 333 |
| — |
| 68,408 |
| Ending balance | $ | 53,884 |
| $ | 5,035 |
| $ | 14,307 |
| $ | 974 |
| $ | — |
| $ | 74,200 |
| | | | | | | | Total loans: | | | | | | | Individually evaluated for impairment | $ | 62,775 |
| $ | — |
| $ | 14,526 |
| $ | 1,179 |
| $ | — |
| $ | 78,480 |
| Collectively evaluated for impairment | 3,203,306 |
| 762,471 |
| 725,547 |
| 123,680 |
| 3,959 |
| 4,818,963 |
| Total loans | $ | 3,266,081 |
| $ | 762,471 |
| $ | 740,073 |
| $ | 124,859 |
| $ | 3,959 |
| $ | 4,897,443 |
|
| | | | | | | | | | | | | | | | | | | | Year ended December 31, 2013 | Real Estate | Consumer | Commercial | Agriculture | Other | Total | Allowance for loan losses: | | | | | | | Beginning balance | $ | 75,782 |
| $ | 7,141 |
| $ | 17,085 |
| $ | 503 |
| $ | — |
| $ | 100,511 |
| Provision charged (credited) to operating expense | (7,722 | ) | 1,605 |
| 41 |
| (49 | ) | — |
| (6,125 | ) | Less loans charged-off | (10,224 | ) | (4,612 | ) | (5,672 | ) | (5 | ) | — |
| (20,513 | ) | Add back recoveries of loans previously charged-off | 6,087 |
| 2,059 |
| 3,293 |
| 27 |
| — |
| 11,466 |
| Ending balance | $ | 63,923 |
| $ | 6,193 |
| $ | 14,747 |
| $ | 476 |
| $ | — |
| $ | 85,339 |
| | | | | | | | Individually evaluated for impairment | $ | 7,339 |
| $ | — |
| $ | 1,504 |
| $ | 86 |
| $ | — |
| $ | 8,929 |
| Collectively evaluated for impairment | 56,584 |
| 6,193 |
| 13,243 |
| 390 |
| — |
| 76,410 |
| Ending balance | $ | 63,923 |
| $ | 6,193 |
| $ | 14,747 |
| $ | 476 |
| $ | — |
| $ | 85,339 |
| | | | | | | | Total loans: | | | | | | | Individually evaluated for impairment | $ | 96,862 |
| $ | — |
| $ | 13,585 |
| $ | 125 |
| $ | — |
| $ | 110,572 |
| Collectively evaluated for impairment | 2,786,254 |
| 671,587 |
| 662,959 |
| 111,747 |
| 1,734 |
| 4,234,281 |
| Total loans | $ | 2,883,116 |
| $ | 671,587 |
| $ | 676,544 |
| $ | 111,872 |
| $ | 1,734 |
| $ | 4,344,853 |
|
| | | | | | | | | | | | | | | | | | | | Year ended December 31, 2012 | Real Estate | Consumer | Commercial | Agriculture | Other | Total | Allowance for loan losses: | | | | | | | Beginning balance | $ | 87,396 |
| $ | 8,594 |
| $ | 15,325 |
| $ | 1,266 |
| $ | — |
| $ | 112,581 |
| Provision charged (credited) to operating expense | 28,651 |
| 1,922 |
| 10,845 |
| (668 | ) | — |
| 40,750 |
| Less loans charged-off | (43,506 | ) | (5,320 | ) | (11,990 | ) | (120 | ) | — |
| (60,936 | ) | Add back recoveries of loans previously charged-off | 3,241 |
| 1,945 |
| 2,905 |
| 25 |
| — |
| 8,116 |
| Ending balance | $ | 75,782 |
| $ | 7,141 |
| $ | 17,085 |
| $ | 503 |
| $ | — |
| $ | 100,511 |
| | | | | | | | Individually evaluated for impairment | $ | 8,350 |
| $ | — |
| $ | 1,919 |
| $ | 28 |
| $ | — |
| $ | 10,297 |
| Collectively evaluated for impairment | 67,432 |
| 7,141 |
| 15,166 |
| 475 |
| — |
| 90,214 |
| Ending balance | $ | 75,782 |
| $ | 7,141 |
| $ | 17,085 |
| $ | 503 |
| $ | — |
| $ | 100,511 |
| | | | | | | | Total loans: | | | | | | | Individually evaluated for impairment | $ | 123,406 |
| $ | — |
| $ | 12,242 |
| $ | 537 |
| $ | — |
| $ | 136,185 |
| Collectively evaluated for impairment | 2,660,420 |
| 636,794 |
| 676,511 |
| 113,090 |
| 912 |
| 4,087,727 |
| Total loans | $ | 2,783,826 |
| $ | 636,794 |
| $ | 688,753 |
| $ | 113,627 |
| $ | 912 |
| $ | 4,223,912 |
|
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