Schedule of Allowance for Loan Losses by Portfolio Segment |
The following table presents a summary of changes in the allowance for loan losses by portfolio segment: | | | | | | | | | | | | | | | | | | | | Year ended December 31, 2012 | Real Estate | Consumer | Commercial | Agriculture | Other | Total | Allowance for loan losses: | | | | | | | Beginning balance | $ | 87,396 |
| $ | 8,594 |
| $ | 15,325 |
| $ | 1,266 |
| $ | — |
| $ | 112,581 |
| Provision charged to operating expense | 28,651 |
| 1,922 |
| 10,845 |
| (668 | ) | — |
| 40,750 |
| Less loans charged-off | (43,506 | ) | (5,320 | ) | (11,990 | ) | (120 | ) | — |
| (60,936 | ) | Add back recoveries of loans previously charged-off | 3,241 |
| 1,945 |
| 2,905 |
| 25 |
| — |
| 8,116 |
| Ending balance | $ | 75,782 |
| $ | 7,141 |
| $ | 17,085 |
| $ | 503 |
| $ | — |
| $ | 100,511 |
| | | | | | | | Individually evaluated for impairment | $ | 8,350 |
| $ | — |
| $ | 1,919 |
| $ | 28 |
| $ | — |
| $ | 10,297 |
| Collectively evaluated for impairment | 67,432 |
| 7,141 |
| 15,166 |
| 475 |
| — |
| 90,214 |
| Ending balance | $ | 75,782 |
| $ | 7,141 |
| $ | 17,085 |
| $ | 503 |
| $ | — |
| $ | 100,511 |
| | | | | | | | Total loans: | | | | | | | Individually evaluated for impairment | $ | 123,406 |
| $ | — |
| $ | 12,242 |
| $ | 537 |
| $ | — |
| $ | 136,185 |
| Collectively evaluated for impairment | 2,660,420 |
| 636,794 |
| 676,511 |
| 113,090 |
| 912 |
| 4,087,727 |
| Total loans | $ | 2,783,826 |
| $ | 636,794 |
| $ | 688,753 |
| $ | 113,627 |
| $ | 912 |
| $ | 4,223,912 |
|
| | | | | | | | | | | | | | | | | | | | Year ended December 31, 2011 | Real Estate | Consumer | Commercial | Agriculture | Other | Total | Allowance for loan losses: | | | | | | | Beginning balance | $ | 84,181 |
| $ | 9,332 |
| $ | 25,354 |
| $ | 1,613 |
| $ | — |
| $ | 120,480 |
| Provision charged to operating expense | 46,844 |
| 3,566 |
| 7,959 |
| (218 | ) | — |
| 58,151 |
| Less loans charged-off | (45,764 | ) | (6,043 | ) | (19,332 | ) | (142 | ) | — |
| (71,281 | ) | Add back recoveries of loans previously charged-off | 2,135 |
| 1,739 |
| 1,344 |
| 13 |
| — |
| 5,231 |
| Ending balance | $ | 87,396 |
| $ | 8,594 |
| $ | 15,325 |
| $ | 1,266 |
| $ | — |
| $ | 112,581 |
| | | | | | | | Individually evaluated for impairment | $ | 28,023 |
| $ | — |
| $ | 4,664 |
| $ | 151 |
| $ | — |
| $ | 32,838 |
| Collectively evaluated for impairment | 59,373 |
| 8,594 |
| 10,661 |
| 1,115 |
| — |
| 79,743 |
| Ending balance | $ | 87,396 |
| $ | 8,594 |
| $ | 15,325 |
| $ | 1,266 |
| $ | — |
| $ | 112,581 |
| | | | | | | | Total loans: | | | | | | | Individually evaluated for impairment | $ | 210,199 |
| $ | — |
| $ | 19,638 |
| $ | 759 |
| $ | — |
| $ | 230,596 |
| Collectively evaluated for impairment | 2,544,495 |
| 616,071 |
| 673,623 |
| 118,951 |
| 2,813 |
| 3,955,953 |
| Total loans | $ | 2,754,694 |
| $ | 616,071 |
| $ | 693,261 |
| $ | 119,710 |
| $ | 2,813 |
| $ | 4,186,549 |
|
| | | | | | | | | | | | | | | | | | | | Year ended December 31, 2010 | Real Estate | Consumer | Commercial | Agriculture | Other | Total | Allowance for loan losses: | | | | | | | Beginning balance | $ | 76,357 |
| $ | 6,220 |
| $ | 18,608 |
| $ | 1,845 |
| $ | — |
| $ | 103,030 |
| Provision charged to operating expense | 42,163 |
| 8,636 |
| 16,333 |
| (232 | ) | — |
| 66,900 |
| Less loans charged-off | (34,718 | ) | (7,577 | ) | (10,023 | ) | (21 | ) | — |
| (52,339 | ) | Add back recoveries of loans previously charged-off | 379 |
| 2,053 |
| 436 |
| 21 |
| — |
| 2,889 |
| Ending balance | $ | 84,181 |
| $ | 9,332 |
| $ | 25,354 |
| $ | 1,613 |
| $ | — |
| $ | 120,480 |
| | | | | | | | Individually evaluated for impairment | $ | 27,081 |
| $ | — |
| $ | 14,892 |
| $ | 253 |
| $ | — |
| $ | 42,226 |
| Collectively evaluated for impairment | 57,100 |
| 9,332 |
| 10,462 |
| 1,360 |
| — |
| 78,254 |
| Ending balance | $ | 84,181 |
| $ | 9,332 |
| $ | 25,354 |
| $ | 1,613 |
| $ | — |
| $ | 120,480 |
| | | | | | | | Total loans: | | | | | | | Individually evaluated for impairment | $ | 162,804 |
| $ | — |
| $ | 35,522 |
| $ | 976 |
| $ | — |
| $ | 199,302 |
| Collectively evaluated for impairment | 2,709,125 |
| 646,580 |
| 694,949 |
| 115,570 |
| 2,383 |
| 4,168,607 |
| Total loans | $ | 2,871,929 |
| $ | 646,580 |
| $ | 730,471 |
| $ | 116,546 |
| $ | 2,383 |
| $ | 4,367,909 |
|
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