The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   46,247 436 SH   DFND 1 436 0 0
3M CO COM 88579Y101   12,834,788 121,003 SH   SOLE 0 121,003 0 0
ABBOTT LABS COM 002824100   3,038,473 26,733 SH   DFND 1 26,733 0 0
ABBOTT LABS COM 002824100   113,660 1,000 SH   OTR 3 1,000 0 0
ABBOTT LABS COM 002824100   11,293,563 99,363 SH   SOLE 0 86,385 0 12,978
ABBVIE INC COM 00287Y109   2,241,833 12,311 SH   SOLE 0 12,311 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   5,436,578 15,685 SH   DFND 1 15,685 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   14,800,247 42,700 SH   SOLE 0 39,045 0 3,655
ADOBE INC COM 00724F101   2,934,754 5,816 SH   DFND 1 5,816 0 0
ADOBE INC COM 00724F101   8,652,376 17,147 SH   SOLE 0 15,992 0 1,155
AEROVIRONMENT INC COM 008073108   306,560 2,000 SH   SOLE 0 2,000 0 0
AIR PRODS & CHEMS INC COM 009158106   223,131 921 SH   SOLE 0 921 0 0
ALLSTATE CORP COM 020002101   3,632,345 20,995 SH   SOLE 0 20,995 0 0
ALPHABET INC CAP STK CL A 02079K305   22,732,171 150,614 SH   DFND 1 150,614 0 0
ALPHABET INC CAP STK CL A 02079K305   150,930 1,000 SH   OTR 3 1,000 0 0
ALPHABET INC CAP STK CL A 02079K305   47,798,927 316,696 SH   SOLE 0 294,993 0 21,703
ALPHABET INC CAP STK CL C 02079K107   12,358,183 81,165 SH   DFND 1 81,165 0 0
ALPHABET INC CAP STK CL C 02079K107   152,260 1,000 SH   OTR 3 1,000 0 0
ALPHABET INC CAP STK CL C 02079K107   19,740,357 129,649 SH   SOLE 0 115,949 0 13,700
ALTRIA GROUP INC COM 02209S103   811,419 18,602 SH   SOLE 0 18,602 0 0
AMAZON COM INC COM 023135106   23,737,108 131,595 SH   DFND 1 131,595 0 0
AMAZON COM INC COM 023135106   49,375,601 273,731 SH   SOLE 0 246,711 0 27,020
AMERICAN EXPRESS CO COM 025816109   17,751,623 77,964 SH   DFND 1 77,964 0 0
AMERICAN EXPRESS CO COM 025816109   4,450,656 19,547 SH   SOLE 0 19,547 0 0
AMERICAN TOWER CORP NEW COM 03027X100   8,898,268 45,034 SH   DFND 1 45,034 0 0
AMERICAN TOWER CORP NEW COM 03027X100   197,590 1,000 SH   OTR 3 1,000 0 0
AMERICAN TOWER CORP NEW COM 03027X100   18,839,021 95,344 SH   SOLE 0 85,552 0 9,792
AMERIPRISE FINL INC COM 03076C106   7,830,100 17,859 SH   DFND 1 17,859 0 0
AMGEN INC COM 031162100   369,900 1,301 SH   SOLE 0 1,301 0 0
AMPHENOL CORP NEW CL A 032095101   1,018,310 8,828 SH   SOLE 0 8,828 0 0
APPLE INC COM 037833100   20,610,181 120,190 SH   DFND 1 120,190 0 0
APPLE INC COM 037833100   17,148 100 SH   OTR 3 100 0 0
APPLE INC COM 037833100   50,968,801 297,229 SH   SOLE 0 270,437 0 26,792
ARK ETF TR INNOVATION ETF 00214Q104   2,836,281 56,635 SH   DFND 1 56,635 0 0
ARK ETF TR INNOVATION ETF 00214Q104   10,615,247 211,966 SH   SOLE 0 210,468 0 1,498
AUTOMATIC DATA PROCESSING IN COM 053015103   1,211,738 4,852 SH   SOLE 0 4,852 0 0
BANK AMERICA CORP COM 060505104   2,078,964 54,825 SH   DFND 1 54,825 0 0
BANK AMERICA CORP COM 060505104   1,102,183 29,066 SH   SOLE 0 29,066 0 0
BANK NEW YORK MELLON CORP COM 064058100   1,105,843 19,192 SH   SOLE 0 19,192 0 0
BAXTER INTL INC COM 071813109   304,309 7,120 SH   SOLE 0 7,120 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   35,481,796 84,376 SH   DFND 1 84,376 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   588,728 1,400 SH   OTR 3 1,400 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   55,889,211 132,905 SH   SOLE 0 125,122 0 7,783
BERKSHIRE HATHAWAY INC DEL CL A 084670108   2,537,760 4 SH   DFND 1 4 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   3,172,200 5 SH   SOLE 0 5 0 0
BIOGEN INC COM 09062X103   675,138 3,131 SH   SOLE 0 3,131 0 0
BLACKROCK INC COM 09247X101   253,445 304 SH   SOLE 0 304 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   826,031 15,232 SH   SOLE 0 15,232 0 0
BROADCOM INC COM 11135F101   41,635,104 31,413 SH   DFND 1 31,413 0 0
BROADCOM INC COM 11135F101   165,676 125 SH   OTR 3 125 0 0
BROADCOM INC COM 11135F101   56,176,177 42,384 SH   SOLE 0 37,915 0 4,469
BROOKFIELD CORP CL A LTD VT SH 11271J107   3,977,399 94,994 SH   DFND 1 94,994 0 0
BROOKFIELD CORP CL A LTD VT SH 11271J107   15,219,960 363,502 SH   SOLE 0 313,897 0 49,605
BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105   561,498 22,853 SH   SOLE 0 11,593 0 11,260
CABOT CORP COM 127055101   396,460 4,300 SH   SOLE 0 4,300 0 0
CALIFORNIA RES CORP COM STOCK 13057Q305   646,709 11,737 SH   SOLE 0 11,737 0 0
CANADIAN PACIFIC KANSAS CITY COM 13646K108   1,620,212 18,376 SH   SOLE 0 18,376 0 0
CATERPILLAR INC COM 149123101   968,474 2,643 SH   SOLE 0 2,643 0 0
CDW CORP COM 12514G108   288,008 1,126 SH   SOLE 0 1,126 0 0
CHEVRON CORP NEW COM 166764100   2,123,180 13,460 SH   DFND 1 13,460 0 0
CHEVRON CORP NEW COM 166764100   7,155,560 45,363 SH   SOLE 0 41,344 0 4,019
CHUBB LIMITED COM H1467J104   7,165,463 27,652 SH   DFND 1 27,652 0 0
CHUBB LIMITED COM H1467J104   21,003,515 81,054 SH   SOLE 0 72,332 0 8,722
CINTAS CORP COM 172908105   256,262 373 SH   SOLE 0 373 0 0
CISCO SYS INC COM 17275R102   247,853 4,966 SH   SOLE 0 4,966 0 0
CITIZENS FINL GROUP INC COM 174610105   230,333 6,347 SH   SOLE 0 6,347 0 0
COCA COLA CO COM 191216100   2,096,333 34,265 SH   SOLE 0 34,265 0 0
COINBASE GLOBAL INC COM CL A 19260Q107   324,507 1,224 SH   SOLE 0 1,174 0 50
COLGATE PALMOLIVE CO COM 194162103   6,813,903 75,668 SH   DFND 1 75,668 0 0
COLGATE PALMOLIVE CO COM 194162103   22,421,279 248,987 SH   SOLE 0 248,537 0 450
COMCAST CORP NEW CL A 20030N101   11,003,877 253,838 SH   DFND 1 253,838 0 0
COMCAST CORP NEW CL A 20030N101   3,600,868 83,065 SH   SOLE 0 83,065 0 0
CONSTELLATION BRANDS INC CL A 21036P108   10,994,051 40,455 SH   DFND 1 40,455 0 0
CONSTELLATION BRANDS INC CL A 21036P108   19,698,252 72,484 SH   SOLE 0 63,512 0 8,972
CORNING INC COM 219350105   525,580 15,946 SH   SOLE 0 15,946 0 0
COSTCO WHSL CORP NEW COM 22160K105   12,343,350 16,848 SH   DFND 1 16,848 0 0
COSTCO WHSL CORP NEW COM 22160K105   29,702,319 40,542 SH   SOLE 0 36,412 0 4,130
CSX CORP COM 126408103   686,425 18,517 SH   SOLE 0 18,517 0 0
CVS HEALTH CORP COM 126650100   6,847,954 85,857 SH   DFND 1 85,857 0 0
CVS HEALTH CORP COM 126650100   16,518,057 207,097 SH   SOLE 0 181,682 0 25,415
DANAHER CORPORATION COM 235851102   3,714,585 14,875 SH   DFND 1 14,875 0 0
DANAHER CORPORATION COM 235851102   24,972 100 SH   OTR 3 100 0 0
DANAHER CORPORATION COM 235851102   9,945,598 39,827 SH   SOLE 0 35,570 0 4,257
DISNEY WALT CO COM 254687106   50,089,779 409,364 SH   DFND 1 409,364 0 0
DISNEY WALT CO COM 254687106   73,416 600 SH   OTR 3 600 0 0
DISNEY WALT CO COM 254687106   27,487,562 224,645 SH   SOLE 0 209,093 0 15,552
DOMINION ENERGY INC COM 25746U109   217,813 4,428 SH   SOLE 0 4,428 0 0
DOW INC COM 260557103   451,506 7,794 SH   SOLE 0 7,794 0 0
DUPONT DE NEMOURS INC COM 26614N102   4,807,746 62,707 SH   DFND 1 62,707 0 0
DUPONT DE NEMOURS INC COM 26614N102   14,295,735 186,458 SH   SOLE 0 169,570 0 16,888
EATON CORP PLC SHS G29183103   7,180,071 22,963 SH   DFND 1 22,963 0 0
EATON CORP PLC SHS G29183103   24,087,607 77,036 SH   SOLE 0 62,755 0 14,281
ELI LILLY & CO COM 532457108   58,891,572 75,700 SH   DFND 1 75,700 0 0
ELI LILLY & CO COM 532457108   14,864,515 19,107 SH   SOLE 0 19,107 0 0
EVEREST GROUP LTD COM G3223R108   337,875 850 SH   SOLE 0 850 0 0
EXXON MOBIL CORP COM 30231G102   2,522,524 21,701 SH   DFND 1 21,701 0 0
EXXON MOBIL CORP COM 30231G102   9,170,406 78,892 SH   SOLE 0 72,765 0 6,127
F N B CORP COM 302520101   231,973 16,452 SH   SOLE 0 16,452 0 0
FASTENAL CO COM 311900104   339,416 4,400 SH   SOLE 0 4,400 0 0
FEDEX CORP COM 31428X106   1,396,582 4,820 SH   SOLE 0 4,761 0 59
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303   300,599 5,661 SH   SOLE 0 5,661 0 0
FISCALNOTE HOLDINGS INC COM CL A 337655104   159,508 119,931 SH   SOLE 0 119,931 0 0
FOMENTO ECONOMICO MEXICANO S SPON ADR UNITS 344419106   261,843 2,010 SH   SOLE 0 2,010 0 0
FORTIVE CORP COM 34959J108   9,828,645 114,260 SH   DFND 1 114,260 0 0
FORTIVE CORP COM 34959J108   14,996,813 174,341 SH   SOLE 0 161,126 0 13,215
GENERAL DYNAMICS CORP COM 369550108   298,592 1,057 SH   SOLE 0 1,057 0 0
GENERAL ELECTRIC CO COM NEW 369604301   241,041 1,373 SH   SOLE 0 1,348 0 25
GENERAL MTRS CO COM 37045V100   261,125 5,758 SH   SOLE 0 5,758 0 0
GILEAD SCIENCES INC COM 375558103   814,101 11,114 SH   SOLE 0 10,814 0 300
GLOBAL PMTS INC COM 37940X102   245,934 1,840 SH   SOLE 0 1,840 0 0
GLOBE LIFE INC COM 37959E102   4,140,212 35,578 SH   DFND 1 35,578 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   12,612,567 30,196 SH   DFND 1 30,196 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   24,221,421 57,989 SH   SOLE 0 51,898 0 6,091
HF SINCLAIR CORP COM 403949100   362,220 6,000 SH   SOLE 0 6,000 0 0
HOME DEPOT INC COM 437076102   5,948,102 15,506 SH   DFND 1 15,506 0 0
HOME DEPOT INC COM 437076102   20,813,382 54,258 SH   SOLE 0 46,598 0 7,660
HONEYWELL INTL INC COM 438516106   11,696,171 56,985 SH   DFND 1 56,985 0 0
HONEYWELL INTL INC COM 438516106   184,725 900 SH   OTR 3 900 0 0
HONEYWELL INTL INC COM 438516106   23,712,943 115,532 SH   SOLE 0 106,002 0 9,530
ILLINOIS TOOL WKS INC COM 452308109   9,538,327 35,547 SH   DFND 1 35,547 0 0
ILLINOIS TOOL WKS INC COM 452308109   4,624,668 17,235 SH   SOLE 0 17,235 0 0
INTEL CORP COM 458140100   20,716 469 SH   DFND 1 469 0 0
INTEL CORP COM 458140100   342,406 7,752 SH   SOLE 0 7,752 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   547,521 3,984 SH   SOLE 0 3,984 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   2,876,812 15,065 SH   SOLE 0 15,065 0 0
INTERNATIONAL PAPER CO COM 460146103   466,874 11,965 SH   DFND 1 11,965 0 0
INTERNATIONAL PAPER CO COM 460146103   19,510 500 SH   SOLE 0 500 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   12,576,922 31,514 SH   DFND 1 31,514 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   24,213,189 60,671 SH   SOLE 0 54,137 0 6,534
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142   232,995 3,500 SH   SOLE 0 3,500 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   4,924,959 11,092 SH   DFND 1 11,092 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   20,271,732 45,656 SH   SOLE 0 45,647 0 9
IQVIA HLDGS INC COM 46266C105   334,068 1,321 SH   SOLE 0 1,321 0 0
ISHARES INC MSCI EQUAL WEITE 464286681   431,020 4,737 SH   SOLE 0 1,115 0 3,622
ISHARES TR RUSEL 2500 ETF 46435G268   1,489,347 22,700 SH   SOLE 0 22,700 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   272,492 1,658 SH   SOLE 0 1,658 0 0
ISHARES TR CORE S&P TTL STK 464287150   659,747 5,722 SH   SOLE 0 5,526 0 196
ISHARES TR CRE U S REIT ETF 464288521   315,645 5,867 SH   SOLE 0 5,867 0 0
ISHARES TR SELECT DIVID ETF 464287168   483,482 3,925 SH   SOLE 0 3,925 0 0
ISHARES TR CORE S&P500 ETF 464287200   772,134 1,469 SH   SOLE 0 535 0 934
ISHARES TR RUS 1000 ETF 464287622   233,304 810 SH   SOLE 0 0 0 810
ISHARES TR RUS 1000 GRW ETF 464287614   423,694 1,257 SH   SOLE 0 1,257 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   365,580 1,350 SH   SOLE 0 1,350 0 0
ISHARES TR MSCI EAFE ETF 464287465   731,917 9,165 SH   SOLE 0 9,165 0 0
ISHARES TR ISHARES BIOTECH 464287556   215,573 1,571 SH   SOLE 0 1,571 0 0
JOHNSON & JOHNSON COM 478160104   16,842,173 106,468 SH   DFND 1 106,468 0 0
JOHNSON & JOHNSON COM 478160104   348,018 2,200 SH   OTR 3 2,200 0 0
JOHNSON & JOHNSON COM 478160104   22,287,389 140,890 SH   SOLE 0 133,777 0 7,113
JPMORGAN CHASE & CO COM 46625H100   11,113,245 55,483 SH   DFND 1 55,483 0 0
JPMORGAN CHASE & CO COM 46625H100   31,562,569 157,576 SH   SOLE 0 141,527 0 16,049
KRAFT HEINZ CO COM 500754106   277,599 7,523 SH   SOLE 0 7,523 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409   667,832 3,057 SH   SOLE 0 3,057 0 0
LINDE PLC SHS G54950103   476,857 1,027 SH   SOLE 0 1,027 0 0
LOCKHEED MARTIN CORP COM 539830109   3,113,585 6,845 SH   SOLE 0 6,845 0 0
LOWES COS INC COM 548661107   1,059,932 4,161 SH   SOLE 0 4,161 0 0
MARSH & MCLENNAN COS INC COM 571748102   282,193 1,370 SH   SOLE 0 1,370 0 0
MASTERCARD INCORPORATED CL A 57636Q104   3,422,036 7,106 SH   DFND 1 7,106 0 0
MASTERCARD INCORPORATED CL A 57636Q104   12,246,325 25,430 SH   SOLE 0 20,017 0 5,413
MCDONALDS CORP COM 580135101   1,428,923 5,068 SH   SOLE 0 5,068 0 0
MEDTRONIC PLC SHS G5960L103   7,045,119 80,839 SH   DFND 1 80,839 0 0
MEDTRONIC PLC SHS G5960L103   9,967,433 114,371 SH   SOLE 0 102,091 0 12,280
MERCK & CO INC COM 58933Y105   13,043,521 98,852 SH   DFND 1 98,852 0 0
MERCK & CO INC COM 58933Y105   27,131,955 205,623 SH   SOLE 0 181,159 0 24,464
META PLATFORMS INC CL A 30303M102   429,738 885 SH   DFND 1 885 0 0
META PLATFORMS INC CL A 30303M102   3,350,502 6,900 SH   SOLE 0 6,900 0 0
MICROSOFT CORP COM 594918104   28,658,605 68,118 SH   DFND 1 68,118 0 0
MICROSOFT CORP COM 594918104   73,355,524 174,357 SH   SOLE 0 160,064 0 14,293
MONDELEZ INTL INC CL A 609207105   4,440,030 63,429 SH   DFND 1 63,429 0 0
MONDELEZ INTL INC CL A 609207105   14,373,310 205,333 SH   SOLE 0 186,595 0 18,738
NETFLIX INC COM 64110L106   6,468,672 10,651 SH   DFND 1 10,651 0 0
NETFLIX INC COM 64110L106   17,662,371 29,082 SH   SOLE 0 25,435 0 3,647
NEXTERA ENERGY INC COM 65339F101   837,604 13,106 SH   SOLE 0 13,106 0 0
NIKE INC CL B 654106103   3,946,408 41,992 SH   DFND 1 41,992 0 0
NIKE INC CL B 654106103   12,245,218 130,296 SH   SOLE 0 112,879 0 17,417
NORFOLK SOUTHN CORP COM 655844108   7,814,059 30,659 SH   DFND 1 30,659 0 0
NORFOLK SOUTHN CORP COM 655844108   740,397 2,905 SH   SOLE 0 2,905 0 0
NOVARTIS AG SPONSORED ADR 66987V109   681,269 7,043 SH   SOLE 0 7,043 0 0
NOVO-NORDISK A S ADR 670100205   1,376,448 10,720 SH   SOLE 0 10,720 0 0
NVIDIA CORPORATION COM 67066G104   6,757,725 7,479 SH   DFND 1 7,479 0 0
NVIDIA CORPORATION COM 67066G104   19,281,067 21,339 SH   SOLE 0 19,607 0 1,732
NXP SEMICONDUCTORS N V COM N6596X109   15,350,590 61,955 SH   DFND 1 61,955 0 0
NXP SEMICONDUCTORS N V COM N6596X109   74,331 300 SH   OTR 3 300 0 0
NXP SEMICONDUCTORS N V COM N6596X109   27,522,044 111,079 SH   SOLE 0 99,749 0 11,330
OCCIDENTAL PETE CORP COM 674599105   215,182 3,311 SH   SOLE 0 3,311 0 0
OREILLY AUTOMOTIVE INC COM 67103H107   214,487 190 SH   SOLE 0 190 0 0
OWENS CORNING NEW COM 690742101   834,000 5,000 SH   SOLE 0 5,000 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108   193,974 8,430 SH   DFND 1 8,430 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108   281,665 12,241 SH   SOLE 0 11,382 0 859
PALO ALTO NETWORKS INC COM 697435105   26,572,406 93,522 SH   DFND 1 93,522 0 0
PALO ALTO NETWORKS INC COM 697435105   42,482,265 149,517 SH   SOLE 0 134,859 0 14,658
PAYPAL HLDGS INC COM 70450Y103   8,088,775 120,746 SH   DFND 1 120,746 0 0
PAYPAL HLDGS INC COM 70450Y103   13,943,835 208,148 SH   SOLE 0 192,798 0 15,350
PEPSICO INC COM 713448108   47,612,696 272,057 SH   DFND 1 272,057 0 0
PEPSICO INC COM 713448108   29,892,933 170,807 SH   SOLE 0 163,145 0 7,662
PFIZER INC COM 717081103   2,201,435 79,331 SH   DFND 1 79,331 0 0
PFIZER INC COM 717081103   7,641,989 275,387 SH   SOLE 0 236,707 0 38,680
PHILIP MORRIS INTL INC COM 718172109   1,007,270 10,994 SH   SOLE 0 10,994 0 0
PIONEER NAT RES CO COM 723787107   230,213 877 SH   SOLE 0 877 0 0
PROCTER AND GAMBLE CO COM 742718109   5,192,000 32,000 SH   DFND 1 32,000 0 0
PROCTER AND GAMBLE CO COM 742718109   1,627,043 10,028 SH   SOLE 0 10,028 0 0
PROGRESSIVE CORP COM 743315103   244,048 1,180 SH   SOLE 0 1,180 0 0
PROLOGIS INC. COM 74340W103   6,608,925 50,752 SH   DFND 1 50,752 0 0
PROLOGIS INC. COM 74340W103   17,581,523 135,014 SH   SOLE 0 112,448 0 22,566
PROSHARES TR SP500 EX ENRGY 74347B581   392,998 3,500 SH   SOLE 0 3,500 0 0
QUALCOMM INC COM 747525103   393,623 2,325 SH   SOLE 0 2,325 0 0
QUEST DIAGNOSTICS INC COM 74834L100   532,440 4,000 SH   SOLE 0 4,000 0 0
REGENERON PHARMACEUTICALS COM 75886F107   553,432 575 SH   SOLE 0 0 0 575
ROBERT HALF INC. COM 770323103   213,105 2,688 SH   SOLE 0 2,688 0 0
ROPER TECHNOLOGIES INC COM 776696106   5,489,502 9,788 SH   DFND 1 9,788 0 0
ROPER TECHNOLOGIES INC COM 776696106   15,478,623 27,599 SH   SOLE 0 25,212 0 2,387
ROYAL BK CDA COM 780087102   203,273 2,015 SH   SOLE 0 2,015 0 0
RTX CORPORATION COM 75513E101   13,214,535 135,492 SH   DFND 1 135,492 0 0
RTX CORPORATION COM 75513E101   20,193,294 207,047 SH   SOLE 0 182,442 0 24,605
SALESFORCE INC COM 79466L302   335,515 1,114 SH   SOLE 0 1,114 0 0
SCHWAB CHARLES CORP COM 808513105   281,403 3,890 SH   SOLE 0 3,890 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   7,559,735 193,740 SH   DFND 1 193,740 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   25,813,720 661,551 SH   SOLE 0 661,551 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   5,258,908 84,739 SH   SOLE 0 84,739 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   8,254,298 167,634 SH   DFND 1 167,634 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   26,663,952 541,510 SH   SOLE 0 541,510 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   6,187,134 245,035 SH   DFND 1 245,035 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   21,049,511 833,644 SH   SOLE 0 833,644 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   5,383,497 82,003 SH   DFND 1 82,003 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   12,507,704 190,521 SH   SOLE 0 190,363 0 158
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   6,339,114 30,437 SH   DFND 1 30,437 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   13,356,355 64,130 SH   SOLE 0 58,841 0 5,289
SERVICENOW INC COM 81762P102   5,172,122 6,784 SH   DFND 1 6,784 0 0
SERVICENOW INC COM 81762P102   14,302,624 18,760 SH   SOLE 0 17,273 0 1,487
SHELL PLC SPON ADS 780259305   8,354,190 124,615 SH   DFND 1 124,615 0 0
SHELL PLC SPON ADS 780259305   7,557,084 112,725 SH   SOLE 0 101,677 0 11,048
SNOWFLAKE INC CL A 833445109   2,855,957 17,673 SH   DFND 1 17,673 0 0
SNOWFLAKE INC CL A 833445109   7,351,669 45,493 SH   SOLE 0 42,203 0 3,290
SPDR GOLD TR GOLD SHS 78463V107   533,021 2,591 SH   SOLE 0 2,591 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   351,194 12,366 SH   SOLE 0 12,366 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,338,756 6,383 SH   DFND 1 6,383 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   23,915,512 45,721 SH   SOLE 0 45,338 0 383
STARBUCKS CORP COM 855244109   4,399,149 48,136 SH   DFND 1 48,136 0 0
STARBUCKS CORP COM 855244109   15,676,437 171,533 SH   SOLE 0 149,098 0 22,436
STRYKER CORPORATION COM 863667101   6,751,575 18,866 SH   DFND 1 18,866 0 0
STRYKER CORPORATION COM 863667101   22,719,019 63,484 SH   SOLE 0 55,153 0 8,331
SYNOPSYS INC COM 871607107   2,715,768 4,752 SH   DFND 1 4,752 0 0
SYNOPSYS INC COM 871607107   7,814,691 13,674 SH   SOLE 0 12,268 0 1,406
TESLA INC COM 88160R101   279,506 1,590 SH   SOLE 0 1,440 0 150
THERMO FISHER SCIENTIFIC INC COM 883556102   17,657,160 30,380 SH   DFND 1 30,380 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   27,836,472 47,894 SH   SOLE 0 44,076 0 3,818
TJX COS INC NEW COM 872540109   5,283,881 52,099 SH   SOLE 0 52,099 0 0
TRUIST FINL CORP COM 89832Q109   230,450 5,912 SH   SOLE 0 5,912 0 0
UBS GROUP AG SHS H42097107   458,650 14,930 SH   SOLE 0 14,930 0 0
UNION PAC CORP COM 907818108   37,443,580 152,253 SH   DFND 1 152,253 0 0
UNION PAC CORP COM 907818108   196,744 800 SH   OTR 3 800 0 0
UNION PAC CORP COM 907818108   31,519,618 128,165 SH   SOLE 0 121,957 0 6,208
UNITED PARCEL SERVICE INC CL B 911312106   8,018,737 53,951 SH   DFND 1 53,951 0 0
UNITED PARCEL SERVICE INC CL B 911312106   14,643,028 98,520 SH   SOLE 0 86,853 0 11,667
UNITEDHEALTH GROUP INC COM 91324P102   456,608 923 SH   SOLE 0 923 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   1,751,772 7,786 SH   SOLE 0 7,786 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   952,995 19,233 SH   SOLE 0 16,500 0 2,733
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   908,523 1,890 SH   SOLE 0 1,890 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   239,197 920 SH   SOLE 0 920 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   354,961 8,498 SH   SOLE 0 8,498 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   248,350 1,360 SH   SOLE 0 1,360 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   246,145 4,082 SH   SOLE 0 4,082 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   367,746 7,330 SH   SOLE 0 7,330 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   343,191 8,179 SH   SOLE 0 8,019 0 160
VERTEX PHARMACEUTICALS INC COM 92532F100   418,010 1,000 SH   SOLE 0 1,000 0 0
VICTORY PORTFOLIOS II CORE INTERMEDIAT 92647N527   500,997 10,802 SH   SOLE 0 2,931 0 7,871
VISA INC COM CL A 92826C839   369,781 1,325 SH   SOLE 0 1,325 0 0
VULCAN MATLS CO COM 929160109   9,337,685 34,214 SH   DFND 1 34,214 0 0
VULCAN MATLS CO COM 929160109   20,524,676 75,204 SH   SOLE 0 67,499 0 7,705
WALMART INC COM 931142103   263,364 4,377 SH   SOLE 0 4,377 0 0
WELLS FARGO CO NEW COM 949746101   276,762 4,775 SH   SOLE 0 4,753 0 22
WHITE MTNS INS GROUP LTD COM G9618E107   701,571 391 SH   SOLE 0 391 0 0
WILEY JOHN & SONS INC CL A 968223206   328,223 8,608 SH   SOLE 0 8,608 0 0
YUM BRANDS INC COM 988498101   12,304,217 88,743 SH   DFND 1 88,743 0 0
YUM BRANDS INC COM 988498101   2,896,676 20,892 SH   SOLE 0 20,892 0 0
ZSCALER INC COM 98980G102   4,594,226 23,850 SH   DFND 1 23,850 0 0
ZSCALER INC COM 98980G102   12,141,084 63,028 SH   SOLE 0 58,000 0 5,028