The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   40,818 436 SH   DFND 1 436 0 0
3M CO COM 88579Y101   11,212,774 119,769 SH   SOLE 0 119,769 0 0
ABBOTT LABS COM 002824100   2,449,724 25,294 SH   DFND 1 25,294 0 0
ABBOTT LABS COM 002824100   96,850 1,000 SH   OTR 3 1,000 0 0
ABBOTT LABS COM 002824100   10,205,680 105,376 SH   SOLE 0 101,443 0 3,933
ABBVIE INC COM 00287Y109   2,264,967 15,195 SH   SOLE 0 15,195 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   4,875,985 15,877 SH   DFND 1 15,877 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   13,011,022 42,366 SH   SOLE 0 41,830 0 536
ADOBE INC COM 00724F101   298,801 586 SH   SOLE 0 586 0 0
ADVANCED MICRO DEVICES INC COM 007903107   211,604 2,058 SH   SOLE 0 2,058 0 0
AEROVIRONMENT INC COM 008073108   223,060 2,000 SH   SOLE 0 2,000 0 0
AES CORP COM 00130H105   156,423 10,291 SH   SOLE 0 10,291 0 0
AIR PRODS & CHEMS INC COM 009158106   261,011 921 SH   SOLE 0 921 0 0
ALLSTATE CORP COM 020002101   2,460,490 22,085 SH   SOLE 0 22,085 0 0
ALPHABET INC CAP STK CL A 02079K305   20,039,246 153,135 SH   DFND 1 153,135 0 0
ALPHABET INC CAP STK CL A 02079K305   157,032 1,200 SH   OTR 3 1,200 0 0
ALPHABET INC CAP STK CL A 02079K305   43,037,499 328,882 SH   SOLE 0 328,405 0 477
ALPHABET INC CAP STK CL C 02079K107   10,750,785 81,538 SH   DFND 1 81,538 0 0
ALPHABET INC CAP STK CL C 02079K107   158,220 1,200 SH   OTR 3 1,200 0 0
ALPHABET INC CAP STK CL C 02079K107   18,996,421 144,076 SH   SOLE 0 129,976 0 14,100
ALTRIA GROUP INC COM 02209S103   782,214 18,602 SH   SOLE 0 18,602 0 0
AMAZON COM INC COM 023135106   16,927,808 133,164 SH   DFND 1 133,164 0 0
AMAZON COM INC COM 023135106   35,551,523 279,669 SH   SOLE 0 271,662 0 8,007
AMERICAN EXPRESS CO COM 025816109   11,817,340 79,210 SH   DFND 1 79,210 0 0
AMERICAN EXPRESS CO COM 025816109   3,351,255 22,463 SH   SOLE 0 22,463 0 0
AMERICAN TOWER CORP NEW COM 03027X100   7,187,287 43,705 SH   DFND 1 43,705 0 0
AMERICAN TOWER CORP NEW COM 03027X100   164,450 1,000 SH   OTR 3 1,000 0 0
AMERICAN TOWER CORP NEW COM 03027X100   16,229,242 98,688 SH   SOLE 0 94,900 0 3,788
AMERIPRISE FINL INC COM 03076C106   5,887,755 17,859 SH   DFND 1 17,859 0 0
AMGEN INC COM 031162100   349,657 1,301 SH   SOLE 0 1,301 0 0
AMPHENOL CORP NEW CL A 032095101   741,464 8,828 SH   SOLE 0 8,828 0 0
APPLE INC COM 037833100   20,700,316 120,906 SH   DFND 1 120,906 0 0
APPLE INC COM 037833100   17,121 100 SH   OTR 3 100 0 0
APPLE INC COM 037833100   51,196,607 299,028 SH   SOLE 0 287,513 0 11,515
ARK ETF TR INNOVATION ETF 00214Q104   1,691,330 42,635 SH   DFND 1 42,635 0 0
ARK ETF TR INNOVATION ETF 00214Q104   8,663,325 218,385 SH   SOLE 0 216,887 0 1,498
AUTOMATIC DATA PROCESSING IN COM 053015103   1,168,256 4,856 SH   SOLE 0 4,856 0 0
BANK AMERICA CORP COM 060505104   1,501,109 54,825 SH   DFND 1 54,825 0 0
BANK AMERICA CORP COM 060505104   935,356 34,162 SH   SOLE 0 34,162 0 0
BANK NEW YORK MELLON CORP COM 064058100   857,990 20,117 SH   SOLE 0 20,117 0 0
BAXTER INTL INC COM 071813109   302,109 8,005 SH   SOLE 0 8,005 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   29,413,640 83,967 SH   DFND 1 83,967 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   490,420 1,400 SH   OTR 3 1,400 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   49,888,325 142,416 SH   SOLE 0 139,348 0 3,068
BERKSHIRE HATHAWAY INC DEL CL A 084670108   2,125,908 4 SH   DFND 1 4 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   3,188,862 6 SH   SOLE 0 6 0 0
BIOGEN INC COM 09062X103   807,782 3,143 SH   SOLE 0 3,143 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   1,322,267 22,782 SH   SOLE 0 22,782 0 0
BROADCOM INC COM 11135F101   27,174,086 32,717 SH   DFND 1 32,717 0 0
BROADCOM INC COM 11135F101   103,823 125 SH   OTR 3 125 0 0
BROADCOM INC COM 11135F101   40,954,239 49,308 SH   SOLE 0 47,055 0 2,253
BROOKFIELD CORP CL A LTD VT SH 11271J107   2,638,031 84,363 SH   DFND 1 84,363 0 0
BROOKFIELD CORP CL A LTD VT SH 11271J107   11,953,663 382,240 SH   SOLE 0 360,847 0 21,393
BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105   4,293,735 179,354 SH   DFND 1 179,354 0 0
BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105   8,451,969 353,048 SH   SOLE 0 324,687 0 28,361
CABOT CORP COM 127055101   297,861 4,300 SH   SOLE 0 4,300 0 0
CALIFORNIA RES CORP COM STOCK 13057Q305   657,389 11,737 SH   SOLE 0 11,737 0 0
CANADIAN PACIFIC KANSAS CITY COM 13646K108   1,367,358 18,376 SH   SOLE 0 18,376 0 0
CATERPILLAR INC COM 149123101   720,447 2,639 SH   SOLE 0 2,639 0 0
CDW CORP COM 12514G108   227,182 1,126 SH   SOLE 0 1,126 0 0
CHEVRON CORP NEW COM 166764100   1,981,285 11,750 SH   DFND 1 11,750 0 0
CHEVRON CORP NEW COM 166764100   7,407,982 43,933 SH   SOLE 0 43,918 0 15
CHUBB LIMITED COM H1467J104   5,619,195 26,992 SH   DFND 1 26,992 0 0
CHUBB LIMITED COM H1467J104   17,445,484 83,800 SH   SOLE 0 82,189 0 1,611
CINTAS CORP COM 172908105   227,037 472 SH   SOLE 0 472 0 0
CISCO SYS INC COM 17275R102   314,980 5,859 SH   SOLE 0 5,859 0 0
CITIZENS FINL GROUP INC COM 174610105   206,548 7,707 SH   SOLE 0 7,707 0 0
COCA COLA CO COM 191216100   1,539,506 27,501 SH   SOLE 0 27,501 0 0
COLGATE PALMOLIVE CO COM 194162103   7,214,963 101,462 SH   DFND 1 101,462 0 0
COLGATE PALMOLIVE CO COM 194162103   21,333 300 SH   OTR 3 300 0 0
COLGATE PALMOLIVE CO COM 194162103   18,182,045 255,689 SH   SOLE 0 255,239 0 450
COMCAST CORP NEW CL A 20030N101   22,899,792 516,459 SH   DFND 1 516,459 0 0
COMCAST CORP NEW CL A 20030N101   19,523,966 440,324 SH   SOLE 0 428,572 0 11,752
CONSTELLATION BRANDS INC CL A 21036P108   9,932,562 39,520 SH   DFND 1 39,520 0 0
CONSTELLATION BRANDS INC CL A 21036P108   18,831,403 74,927 SH   SOLE 0 71,100 0 3,827
CORNING INC COM 219350105   485,875 15,946 SH   SOLE 0 15,946 0 0
COSTCO WHSL CORP NEW COM 22160K105   9,791,887 17,332 SH   DFND 1 17,332 0 0
COSTCO WHSL CORP NEW COM 22160K105   24,702,311 43,724 SH   SOLE 0 41,968 0 1,756
CVS HEALTH CORP COM 126650100   6,006,056 86,022 SH   DFND 1 86,022 0 0
CVS HEALTH CORP COM 126650100   14,721,687 210,852 SH   SOLE 0 206,691 0 4,161
DANAHER CORPORATION COM 235851102   3,541,876 14,276 SH   DFND 1 14,276 0 0
DANAHER CORPORATION COM 235851102   9,904,152 39,920 SH   SOLE 0 38,747 0 1,173
DIGITAL RLTY TR INC COM 253868103   666,215 5,505 SH   SOLE 0 5,505 0 0
DISNEY WALT CO COM 254687106   34,203,424 422,004 SH   DFND 1 422,004 0 0
DISNEY WALT CO COM 254687106   48,630 600 SH   OTR 3 600 0 0
DISNEY WALT CO COM 254687106   19,256,670 237,590 SH   SOLE 0 232,760 0 4,830
DOMINION ENERGY INC COM 25746U109   260,337 5,828 SH   SOLE 0 5,828 0 0
DOW INC COM 260557103   412,996 8,010 SH   SOLE 0 8,010 0 0
DUPONT DE NEMOURS INC COM 26614N102   4,376,046 58,668 SH   DFND 1 58,668 0 0
DUPONT DE NEMOURS INC COM 26614N102   13,979,285 187,415 SH   SOLE 0 184,543 0 2,872
EATON CORP PLC SHS G29183103   5,118,080 23,997 SH   DFND 1 23,997 0 0
EATON CORP PLC SHS G29183103   17,788,405 83,404 SH   SOLE 0 74,778 0 8,626
ELI LILLY & CO COM 532457108   40,687,598 75,750 SH   DFND 1 75,750 0 0
ELI LILLY & CO COM 532457108   11,800,746 21,970 SH   SOLE 0 21,970 0 0
ESSEX PPTY TR INC COM 297178105   254,508 1,200 SH   SOLE 0 1,200 0 0
EVEREST GROUP LTD COM G3223R108   315,920 850 SH   SOLE 0 850 0 0
EXXON MOBIL CORP COM 30231G102   2,272,939 19,331 SH   DFND 1 19,331 0 0
EXXON MOBIL CORP COM 30231G102   8,782,638 74,695 SH   SOLE 0 74,573 0 122
F N B CORP COM 302520101   177,517 16,452 SH   SOLE 0 16,452 0 0
FASTENAL CO COM 311900104   240,416 4,400 SH   SOLE 0 4,400 0 0
FEDEX CORP COM 31428X106   1,636,024 6,176 SH   SOLE 0 6,117 0 59
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303   481,599 11,661 SH   SOLE 0 11,661 0 0
FIDELITY NATL INFORMATION SV COM 31620M106   339,358 6,140 SH   SOLE 0 6,140 0 0
FISCALNOTE HOLDINGS INC COM CL A 337655104   249,456 119,931 SH   SOLE 0 119,931 0 0
FOMENTO ECONOMICO MEXICANO S SPON ADR UNITS 344419106   219,392 2,010 SH   SOLE 0 2,010 0 0
FORTIVE CORP COM 34959J108   8,703,418 117,360 SH   DFND 1 117,360 0 0
FORTIVE CORP COM 34959J108   13,378,390 180,399 SH   SOLE 0 172,527 0 7,872
GENERAL DYNAMICS CORP COM 369550108   313,114 1,417 SH   SOLE 0 1,417 0 0
GILEAD SCIENCES INC COM 375558103   878,821 11,727 SH   SOLE 0 11,727 0 0
GLOBAL PMTS INC COM 37940X102   212,318 1,840 SH   SOLE 0 1,840 0 0
GLOBE LIFE INC COM 37959E102   3,868,396 35,578 SH   DFND 1 35,578 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   10,033,906 31,010 SH   DFND 1 31,010 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   19,573,073 60,491 SH   SOLE 0 58,563 0 1,928
HF SINCLAIR CORP COM 403949100   341,580 6,000 SH   SOLE 0 6,000 0 0
HOME DEPOT INC COM 437076102   4,516,386 14,947 SH   DFND 1 14,947 0 0
HOME DEPOT INC COM 437076102   16,928,934 56,026 SH   SOLE 0 51,638 0 4,388
HONEYWELL INTL INC COM 438516106   10,566,574 57,197 SH   DFND 1 57,197 0 0
HONEYWELL INTL INC COM 438516106   166,266 900 SH   OTR 3 900 0 0
HONEYWELL INTL INC COM 438516106   21,828,878 118,160 SH   SOLE 0 116,838 0 1,322
ILLINOIS TOOL WKS INC COM 452308109   8,397,563 36,462 SH   DFND 1 36,462 0 0
ILLINOIS TOOL WKS INC COM 452308109   4,634,528 20,123 SH   SOLE 0 20,123 0 0
INTEL CORP COM 458140100   16,673 469 SH   DFND 1 469 0 0
INTEL CORP COM 458140100   297,625 8,372 SH   SOLE 0 8,372 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   459,774 4,179 SH   SOLE 0 4,179 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   1,996,750 14,232 SH   SOLE 0 14,232 0 0
INTERNATIONAL PAPER CO COM 460146103   424,399 11,965 SH   DFND 1 11,965 0 0
INTERNATIONAL PAPER CO COM 460146103   17,735 500 SH   SOLE 0 500 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   9,232,564 31,587 SH   DFND 1 31,587 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   18,403,747 62,964 SH   SOLE 0 59,349 0 3,615
INVESCO QQQ TR UNIT SER 1 46090E103   3,436,526 9,592 SH   DFND 1 9,592 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   17,326,660 48,362 SH   SOLE 0 48,353 0 9
IQVIA HLDGS INC COM 46266C105   259,907 1,321 SH   SOLE 0 1,321 0 0
ISHARES TR CORE S&P TTL STK 464287150   538,955 5,722 SH   SOLE 0 5,526 0 196
ISHARES TR CRE U S REIT ETF 464288521   276,805 5,867 SH   SOLE 0 5,867 0 0
ISHARES TR RUSEL 2500 ETF 46435G268   1,237,377 22,700 SH   SOLE 0 22,700 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   218,508 1,658 SH   SOLE 0 1,658 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   307,310 1,371 SH   SOLE 0 1,371 0 0
ISHARES TR CORE S&P500 ETF 464287200   634,095 1,477 SH   SOLE 0 535 0 942
ISHARES TR RUS 1000 GRW ETF 464287614   340,467 1,280 SH   SOLE 0 1,280 0 0
ISHARES TR MSCI EAFE ETF 464287465   631,652 9,165 SH   SOLE 0 9,165 0 0
ISHARES TR SELECT DIVID ETF 464287168   422,487 3,925 SH   SOLE 0 3,925 0 0
JOHNSON & JOHNSON COM 478160104   17,748,336 113,954 SH   DFND 1 113,954 0 0
JOHNSON & JOHNSON COM 478160104   389,375 2,500 SH   OTR 3 2,500 0 0
JOHNSON & JOHNSON COM 478160104   23,755,769 152,525 SH   SOLE 0 151,503 0 1,022
JPMORGAN CHASE & CO COM 46625H100   8,246,417 56,864 SH   DFND 1 56,864 0 0
JPMORGAN CHASE & CO COM 46625H100   23,134,510 159,526 SH   SOLE 0 153,437 0 6,089
KRAFT HEINZ CO COM 500754106   254,217 7,557 SH   SOLE 0 7,557 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409   658,238 3,274 SH   SOLE 0 3,274 0 0
LINDE PLC SHS G54950103   381,286 1,024 SH   SOLE 0 1,024 0 0
LOCKHEED MARTIN CORP COM 539830109   3,234,056 7,908 SH   SOLE 0 7,908 0 0
LOWES COS INC COM 548661107   865,861 4,166 SH   SOLE 0 4,166 0 0
MARSH & MCLENNAN COS INC COM 571748102   261,853 1,376 SH   SOLE 0 1,376 0 0
MASTERCARD INCORPORATED CL A 57636Q104   2,881,037 7,277 SH   DFND 1 7,277 0 0
MASTERCARD INCORPORATED CL A 57636Q104   10,489,240 26,494 SH   SOLE 0 24,516 0 1,978
MCDONALDS CORP COM 580135101   1,464,990 5,561 SH   SOLE 0 5,561 0 0
MEDTRONIC PLC SHS G5960L103   6,139,663 78,352 SH   DFND 1 78,352 0 0
MEDTRONIC PLC SHS G5960L103   9,553,730 121,921 SH   SOLE 0 119,648 0 2,273
MERCK & CO INC COM 58933Y105   10,639,985 103,351 SH   DFND 1 103,351 0 0
MERCK & CO INC COM 58933Y105   21,827,974 212,025 SH   SOLE 0 200,100 0 11,925
META PLATFORMS INC CL A 30303M102   282,197 940 SH   DFND 1 940 0 0
META PLATFORMS INC CL A 30303M102   2,071,449 6,900 SH   SOLE 0 6,800 0 100
MICROSOFT CORP COM 594918104   21,960,413 69,550 SH   DFND 1 69,550 0 0
MICROSOFT CORP COM 594918104   58,406,345 184,977 SH   SOLE 0 179,424 0 5,552
MONDELEZ INTL INC CL A 609207105   4,281,702 61,696 SH   DFND 1 61,696 0 0
MONDELEZ INTL INC CL A 609207105   14,548,530 209,633 SH   SOLE 0 207,357 0 2,276
NETFLIX INC COM 64110L106   4,122,637 10,918 SH   DFND 1 10,918 0 0
NETFLIX INC COM 64110L106   11,514,534 30,494 SH   SOLE 0 29,141 0 1,353
NEXTERA ENERGY INC COM 65339F101   755,082 13,180 SH   SOLE 0 13,180 0 0
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN 65341B106   2,075,614 69,886 SH   DFND 1 69,886 0 0
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN 65341B106   5,210,568 175,440 SH   SOLE 0 160,869 0 14,571
NIKE INC CL B 654106103   3,726,503 38,972 SH   DFND 1 38,972 0 0
NIKE INC CL B 654106103   12,509,582 130,826 SH   SOLE 0 124,962 0 5,864
NORFOLK SOUTHN CORP COM 655844108   6,037,677 30,659 SH   DFND 1 30,659 0 0
NORFOLK SOUTHN CORP COM 655844108   594,335 3,018 SH   SOLE 0 3,018 0 0
NORTHERN TR CORP COM 665859104   476,772 6,862 SH   SOLE 0 6,862 0 0
NOVARTIS AG SPONSORED ADR 66987V109   839,632 8,243 SH   SOLE 0 8,243 0 0
NOVO-NORDISK A S ADR 670100205   989,973 10,886 SH   SOLE 0 10,886 0 0
NVIDIA CORPORATION COM 67066G104   766,017 1,761 SH   SOLE 0 1,761 0 0
NXP SEMICONDUCTORS N V COM N6596X109   13,018,391 65,118 SH   DFND 1 65,118 0 0
NXP SEMICONDUCTORS N V COM N6596X109   79,968 400 SH   OTR 3 400 0 0
NXP SEMICONDUCTORS N V COM N6596X109   23,191,120 116,002 SH   SOLE 0 112,681 0 3,321
OCCIDENTAL PETE CORP COM 674599105   214,818 3,311 SH   SOLE 0 3,311 0 0
OWENS CORNING NEW COM 690742101   682,050 5,000 SH   SOLE 0 5,000 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108   134,880 8,430 SH   DFND 1 8,430 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108   201,248 12,578 SH   SOLE 0 11,222 0 1,356
PALO ALTO NETWORKS INC COM 697435105   23,736,581 101,248 SH   DFND 1 101,248 0 0
PALO ALTO NETWORKS INC COM 697435105   40,213,962 171,532 SH   SOLE 0 164,443 0 7,089
PAYPAL HLDGS INC COM 70450Y103   7,330,826 125,399 SH   DFND 1 125,399 0 0
PAYPAL HLDGS INC COM 70450Y103   11,541,875 197,432 SH   SOLE 0 197,057 0 375
PEPSICO INC COM 713448108   46,673,265 275,456 SH   DFND 1 275,456 0 0
PEPSICO INC COM 713448108   30,351,957 179,131 SH   SOLE 0 177,972 0 1,159
PFIZER INC COM 717081103   2,301,534 69,386 SH   DFND 1 69,386 0 0
PFIZER INC COM 717081103   8,693,655 262,094 SH   SOLE 0 248,847 0 13,247
PHILIP MORRIS INTL INC COM 718172109   1,098,925 11,870 SH   SOLE 0 11,870 0 0
PIONEER NAT RES CO COM 723787107   205,677 896 SH   SOLE 0 896 0 0
PROCTER AND GAMBLE CO COM 742718109   4,667,520 32,000 SH   DFND 1 32,000 0 0
PROCTER AND GAMBLE CO COM 742718109   1,535,468 10,527 SH   SOLE 0 10,527 0 0
PROLOGIS INC. COM 74340W103   5,484,937 48,881 SH   DFND 1 48,881 0 0
PROLOGIS INC. COM 74340W103   15,570,147 138,759 SH   SOLE 0 127,084 0 11,675
PROSHARES TR SP500 EX ENRGY 74347B581   317,869 3,500 SH   SOLE 0 3,500 0 0
QUALCOMM INC COM 747525103   335,845 3,024 SH   SOLE 0 3,024 0 0
QUEST DIAGNOSTICS INC COM 74834L100   487,440 4,000 SH   SOLE 0 4,000 0 0
REGENERON PHARMACEUTICALS COM 75886F107   474,025 576 SH   SOLE 0 1 0 575
ROPER TECHNOLOGIES INC COM 776696106   4,787,592 9,886 SH   DFND 1 9,886 0 0
ROPER TECHNOLOGIES INC COM 776696106   12,726,394 26,279 SH   SOLE 0 26,269 0 10
RTX CORPORATION COM 75513E101   9,756,613 135,565 SH   DFND 1 135,565 0 0
RTX CORPORATION COM 75513E101   15,623,104 217,078 SH   SOLE 0 207,630 0 9,448
SALESFORCE INC COM 79466L302   225,897 1,114 SH   SOLE 0 1,114 0 0
SCHLUMBERGER LTD COM STK 806857108   269,521 4,623 SH   SOLE 0 4,623 0 0
SCHWAB CHARLES CORP COM 808513105   201,318 3,667 SH   SOLE 0 3,667 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   5,628,530 165,740 SH   DFND 1 165,740 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   23,240,832 684,359 SH   SOLE 0 684,359 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   4,386,362 86,687 SH   SOLE 0 86,687 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   5,990,740 144,634 SH   DFND 1 144,634 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   23,298,294 562,489 SH   SOLE 0 562,489 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   4,727,168 197,459 SH   DFND 1 197,459 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   20,376,842 851,163 SH   SOLE 0 851,163 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   9,973,337 60,839 SH   DFND 1 60,839 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   22,614,635 137,953 SH   SOLE 0 132,664 0 5,289
SERVICENOW INC COM 81762P102   3,914,956 7,004 SH   DFND 1 7,004 0 0
SERVICENOW INC COM 81762P102   10,993,625 19,668 SH   SOLE 0 19,361 0 307
SHELL PLC SPON ADS 780259305   7,779,357 120,835 SH   DFND 1 120,835 0 0
SHELL PLC SPON ADS 780259305   7,241,334 112,478 SH   SOLE 0 112,239 0 239
SNOWFLAKE INC CL A 833445109   2,654,073 17,373 SH   DFND 1 17,373 0 0
SNOWFLAKE INC CL A 833445109   7,516,895 49,204 SH   SOLE 0 45,916 0 3,288
SPDR GOLD TR GOLD SHS 78463V107   461,372 2,691 SH   SOLE 0 2,691 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   295,892 11,888 SH   SOLE 0 11,888 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,933,795 6,863 SH   DFND 1 6,863 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   19,556,587 45,749 SH   SOLE 0 45,367 0 382
STARBUCKS CORP COM 855244109   4,174,872 45,742 SH   DFND 1 45,742 0 0
STARBUCKS CORP COM 855244109   15,586,905 170,778 SH   SOLE 0 160,317 0 10,461
STRYKER CORPORATION COM 863667101   4,934,163 18,056 SH   DFND 1 18,056 0 0
STRYKER CORPORATION COM 863667101   18,107,417 66,262 SH   SOLE 0 62,732 0 3,530
TESLA INC COM 88160R101   400,102 1,599 SH   SOLE 0 1,449 0 150
THERMO FISHER SCIENTIFIC INC COM 883556102   16,507,722 32,613 SH   DFND 1 32,613 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   25,073,131 49,535 SH   SOLE 0 48,437 0 1,098
TJX COS INC NEW COM 872540109   4,643,002 52,239 SH   SOLE 0 52,239 0 0
UBS GROUP AG SHS H42097107   368,025 14,930 SH   SOLE 0 14,930 0 0
UNILEVER PLC SPON ADR NEW 904767704   233,415 4,725 SH   SOLE 0 4,725 0 0
UNION PAC CORP COM 907818108   31,044,615 152,456 SH   DFND 1 152,456 0 0
UNION PAC CORP COM 907818108   162,904 800 SH   OTR 3 800 0 0
UNION PAC CORP COM 907818108   27,266,464 133,902 SH   SOLE 0 133,883 0 19
UNITED PARCEL SERVICE INC CL B 911312106   8,590,931 55,116 SH   DFND 1 55,116 0 0
UNITED PARCEL SERVICE INC CL B 911312106   15,881,127 101,887 SH   SOLE 0 98,330 0 3,557
UNITEDHEALTH GROUP INC COM 91324P102   465,367 923 SH   SOLE 0 923 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   1,128,814 7,786 SH   SOLE 0 7,786 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   950,252 19,318 SH   SOLE 0 16,500 0 2,818
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   755,948 1,925 SH   SOLE 0 1,925 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   333,207 8,498 SH   SOLE 0 8,498 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   264,077 3,514 SH   SOLE 0 3,514 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   211,317 1,360 SH   SOLE 0 1,360 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   265,818 6,080 SH   SOLE 0 6,080 0 0
VERALTO CORP COM SHS 92338C103   123,880 1,465 SH   DFND 1 1,465 0 0
VERALTO CORP COM SHS 92338C103   147,895 1,749 SH   SOLE 0 1,749 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   239,534 7,391 SH   SOLE 0 7,231 0 160
VISA INC COM CL A 92826C839   306,373 1,332 SH   SOLE 0 1,332 0 0
VULCAN MATLS CO COM 929160109   7,481,205 37,032 SH   DFND 1 37,032 0 0
VULCAN MATLS CO COM 929160109   15,655,338 77,494 SH   SOLE 0 75,168 0 2,326
WALMART INC COM 931142103   244,853 1,531 SH   SOLE 0 1,531 0 0
WELLS FARGO CO NEW COM 949746101   249,425 6,104 SH   SOLE 0 6,083 0 21
WHITE MTNS INS GROUP LTD COM G9618E107   584,815 391 SH   SOLE 0 391 0 0
WILEY JOHN & SONS INC CL A 968223206   350,587 9,432 SH   SOLE 0 9,432 0 0
YUM BRANDS INC COM 988498101   11,087,550 88,743 SH   DFND 1 88,743 0 0
YUM BRANDS INC COM 988498101   3,122,500 24,992 SH   SOLE 0 24,992 0 0
ZSCALER INC COM 98980G102   3,920,868 25,200 SH   DFND 1 25,200 0 0
ZSCALER INC COM 98980G102   10,347,202 66,503 SH   SOLE 0 65,377 0 1,126