The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   43,639 436 SH   DFND 1 436 0 0
3M CO COM 88579Y101   11,988,880 119,781 SH   SOLE 0 119,781 0 0
ABBOTT LABS COM 002824100   2,728,226 25,025 SH   DFND 1 25,025 0 0
ABBOTT LABS COM 002824100   109,020 1,000 SH   OTR 3 1,000 0 0
ABBOTT LABS COM 002824100   11,535,067 105,807 SH   SOLE 0 91,301 0 14,506
ABBVIE INC COM 00287Y109   2,030,785 15,073 SH   SOLE 0 15,073 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   4,863,529 15,761 SH   DFND 1 15,761 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   12,633,265 40,940 SH   SOLE 0 37,649 0 3,291
ADOBE SYSTEMS INCORPORATED COM 00724F101   285,081 583 SH   SOLE 0 583 0 0
ADVANCED MICRO DEVICES INC COM 007903107   342,413 3,006 SH   SOLE 0 115 0 2,891
AEROVIRONMENT INC COM 008073108   204,560 2,000 SH   SOLE 0 2,000 0 0
AES CORP COM 00130H105   213,332 10,291 SH   SOLE 0 10,291 0 0
AIR PRODS & CHEMS INC COM 009158106   240,523 803 SH   SOLE 0 803 0 0
ALLSTATE CORP COM 020002101   2,409,239 22,095 SH   SOLE 0 22,095 0 0
ALPHABET INC CAP STK CL A 02079K305   18,327,387 153,111 SH   DFND 1 153,111 0 0
ALPHABET INC CAP STK CL A 02079K305   143,640 1,200 SH   OTR 3 1,200 0 0
ALPHABET INC CAP STK CL A 02079K305   39,470,477 329,745 SH   SOLE 0 307,464 0 22,281
ALPHABET INC CAP STK CL C 02079K107   9,946,153 82,220 SH   DFND 1 82,220 0 0
ALPHABET INC CAP STK CL C 02079K107   145,164 1,200 SH   OTR 3 1,200 0 0
ALPHABET INC CAP STK CL C 02079K107   17,539,319 144,989 SH   SOLE 0 130,889 0 14,100
ALTRIA GROUP INC COM 02209S103   842,671 18,602 SH   SOLE 0 18,602 0 0
AMAZON COM INC COM 023135106   17,239,458 132,245 SH   DFND 1 132,245 0 0
AMAZON COM INC COM 023135106   36,083,127 276,796 SH   SOLE 0 249,789 0 27,007
AMERICAN EXPRESS CO COM 025816109   16,409,117 94,197 SH   DFND 1 94,197 0 0
AMERICAN EXPRESS CO COM 025816109   3,930,649 22,564 SH   SOLE 0 22,564 0 0
AMERICAN TOWER CORP NEW COM 03027X100   9,629,315 49,651 SH   DFND 1 49,651 0 0
AMERICAN TOWER CORP NEW COM 03027X100   193,940 1,000 SH   OTR 3 1,000 0 0
AMERICAN TOWER CORP NEW COM 03027X100   19,771,795 101,948 SH   SOLE 0 92,160 0 9,788
AMERIPRISE FINL INC COM 03076C106   9,923,280 29,875 SH   DFND 1 29,875 0 0
AMGEN INC COM 031162100   264,204 1,190 SH   SOLE 0 1,190 0 0
AMPHENOL CORP NEW CL A 032095101   749,939 8,828 SH   SOLE 0 8,828 0 0
APPLE INC COM 037833100   22,980,984 118,477 SH   DFND 1 118,477 0 0
APPLE INC COM 037833100   19,397 100 SH   OTR 3 100 0 0
APPLE INC COM 037833100   56,704,171 292,335 SH   SOLE 0 272,611 0 19,724
ARK ETF TR INNOVATION ETF 00214Q104   1,883,763 42,677 SH   DFND 1 42,677 0 0
ARK ETF TR INNOVATION ETF 00214Q104   9,466,476 214,465 SH   SOLE 0 212,967 0 1,498
AUTOMATIC DATA PROCESSING IN COM 053015103   1,067,300 4,856 SH   SOLE 0 4,856 0 0
BANK AMERICA CORP COM 060505104   2,014,440 70,214 SH   DFND 1 70,214 0 0
BANK AMERICA CORP COM 060505104   1,069,133 37,265 SH   SOLE 0 37,265 0 0
BANK NEW YORK MELLON CORP COM 064058100   899,170 20,197 SH   SOLE 0 20,197 0 0
BAXTER INTL INC COM 071813109   364,708 8,005 SH   SOLE 0 8,005 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   28,957,038 84,918 SH   DFND 1 84,918 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   477,400 1,400 SH   OTR 3 1,400 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   49,139,123 144,103 SH   SOLE 0 134,992 0 9,111
BERKSHIRE HATHAWAY INC DEL CL A 084670108   2,071,240 4 SH   DFND 1 4 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   3,106,860 6 SH   SOLE 0 6 0 0
BIOGEN INC COM 09062X103   519,851 1,825 SH   SOLE 0 1,825 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   1,419,242 22,193 SH   SOLE 0 22,193 0 0
BROADCOM INC COM 11135F101   28,757,907 33,153 SH   DFND 1 33,153 0 0
BROADCOM INC COM 11135F101   108,429 125 SH   OTR 3 125 0 0
BROADCOM INC COM 11135F101   44,113,153 50,855 SH   SOLE 0 46,017 0 4,838
BROOKFIELD CORP CL A LTD VT SH 11271J107   2,767,780 82,252 SH   DFND 1 82,252 0 0
BROOKFIELD CORP CL A LTD VT SH 11271J107   12,512,048 371,817 SH   SOLE 0 324,890 0 46,927
BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105   5,617,778 178,229 SH   DFND 1 178,229 0 0
BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105   10,861,809 344,584 SH   SOLE 0 287,723 0 56,861
CABOT CORP COM 127055101   287,627 4,300 SH   SOLE 0 4,300 0 0
CANADIAN PACIFIC KANSAS CITY COM 13646K108   1,484,230 18,376 SH   SOLE 0 18,376 0 0
CDW CORP COM 12514G108   206,621 1,126 SH   SOLE 0 1,126 0 0
CHEVRON CORP NEW COM 166764100   819,794 5,210 SH   SOLE 0 5,210 0 0
CHUBB LIMITED COM H1467J104   5,172,547 26,862 SH   DFND 1 26,862 0 0
CHUBB LIMITED COM H1467J104   16,142,305 83,830 SH   SOLE 0 74,787 0 9,043
CINTAS CORP COM 172908105   234,622 472 SH   SOLE 0 472 0 0
CISCO SYS INC COM 17275R102   303,145 5,859 SH   SOLE 0 5,859 0 0
CITIZENS FINL GROUP INC COM 174610105   202,303 7,757 SH   SOLE 0 7,757 0 0
COCA COLA CO COM 191216100   1,526,336 25,346 SH   SOLE 0 25,346 0 0
COLGATE PALMOLIVE CO COM 194162103   8,136,194 105,610 SH   DFND 1 105,610 0 0
COLGATE PALMOLIVE CO COM 194162103   23,112 300 SH   OTR 3 300 0 0
COLGATE PALMOLIVE CO COM 194162103   19,759,913 256,489 SH   SOLE 0 256,039 0 450
COMCAST CORP NEW CL A 20030N101   21,775,025 524,068 SH   DFND 1 524,068 0 0
COMCAST CORP NEW CL A 20030N101   18,703,899 450,154 SH   SOLE 0 408,402 0 41,752
CONSTELLATION BRANDS INC CL A 21036P108   9,788,344 39,769 SH   DFND 1 39,769 0 0
CONSTELLATION BRANDS INC CL A 21036P108   18,317,979 74,424 SH   SOLE 0 65,762 0 8,662
CORNING INC COM 219350105   558,748 15,946 SH   SOLE 0 15,946 0 0
COSTCO WHSL CORP NEW COM 22160K105   9,358,121 17,382 SH   DFND 1 17,382 0 0
COSTCO WHSL CORP NEW COM 22160K105   23,849,696 44,299 SH   SOLE 0 39,612 0 4,687
CVS HEALTH CORP COM 126650100   5,911,168 85,508 SH   DFND 1 85,508 0 0
CVS HEALTH CORP COM 126650100   13,990,391 202,378 SH   SOLE 0 182,360 0 20,018
DANAHER CORPORATION COM 235851102   3,404,400 14,185 SH   DFND 1 14,185 0 0
DANAHER CORPORATION COM 235851102   9,490,560 39,544 SH   SOLE 0 35,540 0 4,004
DIGITAL RLTY TR INC COM 253868103   871,675 7,655 SH   SOLE 0 0 0 7,655
DISNEY WALT CO COM 254687106   38,245,588 428,378 SH   DFND 1 428,378 0 0
DISNEY WALT CO COM 254687106   53,568 600 SH   OTR 3 600 0 0
DISNEY WALT CO COM 254687106   20,921,429 234,335 SH   SOLE 0 220,505 0 13,830
DOMINION ENERGY INC COM 25746U109   307,011 5,928 SH   SOLE 0 5,928 0 0
DUPONT DE NEMOURS INC COM 26614N102   4,143,234 57,996 SH   DFND 1 57,996 0 0
DUPONT DE NEMOURS INC COM 26614N102   13,157,891 184,181 SH   SOLE 0 167,309 0 16,872
EATON CORP PLC SHS G29183103   4,830,623 24,021 SH   DFND 1 24,021 0 0
EATON CORP PLC SHS G29183103   17,075,200 84,909 SH   SOLE 0 69,783 0 15,126
ESSEX PPTY TR INC COM 297178105   281,160 1,200 SH   SOLE 0 1,200 0 0
EVEREST RE GROUP LTD COM G3223R108   290,581 850 SH   SOLE 0 850 0 0
EXXON MOBIL CORP COM 30231G102   377,949 3,524 SH   DFND 1 3,524 0 0
EXXON MOBIL CORP COM 30231G102   1,833,546 17,096 SH   SOLE 0 16,996 0 100
F N B CORP COM 302520101   188,211 16,452 SH   SOLE 0 16,452 0 0
FASTENAL CO COM 311900104   259,556 4,400 SH   SOLE 0 4,400 0 0
FEDEX CORP COM 31428X106   1,584,142 6,390 SH   SOLE 0 6,332 0 58
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303   419,796 11,661 SH   SOLE 0 11,661 0 0
FIDELITY NATL INFORMATION SV COM 31620M106   1,730,817 31,642 SH   DFND 1 31,642 0 0
FIDELITY NATL INFORMATION SV COM 31620M106   7,030,318 128,525 SH   SOLE 0 110,884 0 17,641
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   226,500 5,000 SH   SOLE 0 5,000 0 0
FISCALNOTE HOLDINGS INC COM CL A 337655104   436,549 119,931 SH   SOLE 0 119,931 0 0
FORTIVE CORP COM 34959J108   8,834,524 118,156 SH   DFND 1 118,156 0 0
FORTIVE CORP COM 34959J108   13,356,464 178,634 SH   SOLE 0 165,415 0 13,219
GENERAL DYNAMICS CORP COM 369550108   294,110 1,367 SH   SOLE 0 1,367 0 0
GILEAD SCIENCES INC COM 375558103   906,883 11,767 SH   SOLE 0 11,767 0 0
GLOBE LIFE INC COM 37959E102   3,900,060 35,578 SH   DFND 1 35,578 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   10,038,735 31,124 SH   DFND 1 31,124 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   19,335,950 59,949 SH   SOLE 0 54,021 0 5,928
HF SINCLAIR CORP COM 403949100   267,660 6,000 SH   SOLE 0 6,000 0 0
HOME DEPOT INC COM 437076102   4,609,587 14,839 SH   DFND 1 14,839 0 0
HOME DEPOT INC COM 437076102   17,841,014 57,433 SH   SOLE 0 48,045 0 9,388
HONEYWELL INTL INC COM 438516106   11,861,945 57,166 SH   DFND 1 57,166 0 0
HONEYWELL INTL INC COM 438516106   186,750 900 SH   OTR 3 900 0 0
HONEYWELL INTL INC COM 438516106   24,568,208 118,401 SH   SOLE 0 109,521 0 8,880
ILLINOIS TOOL WKS INC COM 452308109   9,497,825 37,967 SH   DFND 1 37,967 0 0
ILLINOIS TOOL WKS INC COM 452308109   5,039,723 20,146 SH   SOLE 0 20,146 0 0
INTEL CORP COM 458140100   18,827 563 SH   DFND 1 563 0 0
INTEL CORP COM 458140100   289,992 8,672 SH   SOLE 0 8,672 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   430,835 3,810 SH   SOLE 0 3,810 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   1,582,972 11,830 SH   SOLE 0 11,830 0 0
INTERNATIONAL PAPER CO COM 460146103   380,607 11,965 SH   DFND 1 11,965 0 0
INTERNATIONAL PAPER CO COM 460146103   15,905 500 SH   SOLE 0 500 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   10,817,272 31,635 SH   DFND 1 31,635 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   21,196,177 61,988 SH   SOLE 0 55,728 0 6,260
INVESCO CURRENCYSHARES EURO EURO SHS 46138K103   342,754 3,400 SH   SOLE 0 3,400 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   3,552,712 9,617 SH   DFND 1 9,617 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   17,984,110 48,682 SH   SOLE 0 48,673 0 9
IQVIA HLDGS INC COM 46266C105   296,921 1,321 SH   SOLE 0 1,321 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   223,614 1,658 SH   SOLE 0 1,658 0 0
ISHARES TR CRE U S REIT ETF 464288521   301,622 5,867 SH   SOLE 0 5,867 0 0
ISHARES TR CORE S&P TTL STK 464287150   559,840 5,722 SH   SOLE 0 5,526 0 196
ISHARES TR RUS 2000 GRW ETF 464287648   330,018 1,360 SH   SOLE 0 1,360 0 0
ISHARES TR CORE S&P500 ETF 464287200   658,134 1,477 SH   SOLE 0 535 0 942
ISHARES TR RUS 1000 GRW ETF 464287614   345,901 1,257 SH   SOLE 0 1,257 0 0
ISHARES TR MSCI EAFE ETF 464287465   664,463 9,165 SH   SOLE 0 9,165 0 0
ISHARES TR SELECT DIVID ETF 464287168   444,703 3,925 SH   SOLE 0 3,925 0 0
JOHNSON & JOHNSON COM 478160104   19,063,435 115,173 SH   DFND 1 115,173 0 0
JOHNSON & JOHNSON COM 478160104   413,800 2,500 SH   OTR 3 2,500 0 0
JOHNSON & JOHNSON COM 478160104   24,858,787 150,186 SH   SOLE 0 142,781 0 7,405
JPMORGAN CHASE & CO COM 46625H100   8,301,424 57,078 SH   DFND 1 57,078 0 0
JPMORGAN CHASE & CO COM 46625H100   23,554,942 161,956 SH   SOLE 0 143,869 0 18,087
KRAFT HEINZ CO COM 500754106   268,274 7,557 SH   SOLE 0 7,557 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409   790,114 3,274 SH   SOLE 0 3,274 0 0
LILLY ELI & CO COM 532457108   35,736,276 76,200 SH   DFND 1 76,200 0 0
LILLY ELI & CO COM 532457108   10,112,147 21,562 SH   SOLE 0 21,562 0 0
LINDE PLC SHS G54950103   390,226 1,024 SH   SOLE 0 1,024 0 0
LOCKHEED MARTIN CORP COM 539830109   3,733,682 8,110 SH   SOLE 0 8,110 0 0
LOWES COS INC COM 548661107   940,266 4,166 SH   SOLE 0 4,166 0 0
MARSH & MCLENNAN COS INC COM 571748102   257,670 1,370 SH   SOLE 0 1,370 0 0
MASTERCARD INCORPORATED CL A 57636Q104   2,860,078 7,272 SH   DFND 1 7,272 0 0
MASTERCARD INCORPORATED CL A 57636Q104   10,998,241 27,964 SH   SOLE 0 21,139 0 6,825
MCDONALDS CORP COM 580135101   1,642,449 5,504 SH   SOLE 0 5,504 0 0
MEDTRONIC PLC SHS G5960L103   7,034,345 79,845 SH   DFND 1 79,845 0 0
MEDTRONIC PLC SHS G5960L103   10,554,732 119,804 SH   SOLE 0 107,531 0 12,273
MERCK & CO INC COM 58933Y105   12,051,332 104,440 SH   DFND 1 104,440 0 0
MERCK & CO INC COM 58933Y105   24,411,216 211,554 SH   SOLE 0 186,901 0 24,653
META PLATFORMS INC CL A 30303M102   292,720 1,020 SH   DFND 1 1,020 0 0
META PLATFORMS INC CL A 30303M102   1,978,153 6,893 SH   SOLE 0 6,793 0 100
MICROSOFT CORP COM 594918104   23,353,212 68,577 SH   DFND 1 68,577 0 0
MICROSOFT CORP COM 594918104   61,387,156 180,264 SH   SOLE 0 166,934 0 13,330
MONDELEZ INTL INC CL A 609207105   4,921,627 67,475 SH   DFND 1 67,475 0 0
MONDELEZ INTL INC CL A 609207105   18,685,915 256,182 SH   SOLE 0 231,380 0 24,802
NETFLIX INC COM 64110L106   4,824,687 10,953 SH   DFND 1 10,953 0 0
NETFLIX INC COM 64110L106   13,330,989 30,264 SH   SOLE 0 26,616 0 3,648
NEXTERA ENERGY INC COM 65339F101   946,495 12,756 SH   SOLE 0 12,756 0 0
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN 65341B106   4,035,839 68,824 SH   DFND 1 68,824 0 0
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN 65341B106   9,770,890 166,625 SH   SOLE 0 140,054 0 26,571
NIKE INC CL B 654106103   4,229,930 38,325 SH   DFND 1 38,325 0 0
NIKE INC CL B 654106103   13,981,782 126,681 SH   SOLE 0 111,000 0 15,681
NORFOLK SOUTHN CORP COM 655844108   6,952,235 30,659 SH   DFND 1 30,659 0 0
NORFOLK SOUTHN CORP COM 655844108   661,459 2,917 SH   SOLE 0 2,917 0 0
NORTHERN TR CORP COM 665859104   396,797 5,352 SH   SOLE 0 5,352 0 0
NOVARTIS AG SPONSORED ADR 66987V109   831,801 8,243 SH   SOLE 0 8,243 0 0
NOVO-NORDISK A S ADR 670100205   890,550 5,503 SH   SOLE 0 5,503 0 0
NVIDIA CORPORATION COM 67066G104   748,745 1,770 SH   SOLE 0 1,770 0 0
NXP SEMICONDUCTORS N V COM N6596X109   13,433,353 65,631 SH   DFND 1 65,631 0 0
NXP SEMICONDUCTORS N V COM N6596X109   81,872 400 SH   OTR 3 400 0 0
NXP SEMICONDUCTORS N V COM N6596X109   24,057,883 117,539 SH   SOLE 0 105,564 0 11,975
PALANTIR TECHNOLOGIES INC CL A 69608A108   129,232 8,430 SH   DFND 1 8,430 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108   192,928 12,585 SH   SOLE 0 11,252 0 1,333
PALO ALTO NETWORKS INC COM 697435105   26,058,698 101,987 SH   DFND 1 101,987 0 0
PALO ALTO NETWORKS INC COM 697435105   45,002,465 176,128 SH   SOLE 0 159,622 0 16,506
PAYPAL HLDGS INC COM 70450Y103   8,507,074 127,485 SH   DFND 1 127,485 0 0
PAYPAL HLDGS INC COM 70450Y103   13,183,713 197,568 SH   SOLE 0 185,989 0 11,579
PEPSICO INC COM 713448108   52,713,612 284,600 SH   DFND 1 284,600 0 0
PEPSICO INC COM 713448108   37,169,209 200,676 SH   SOLE 0 191,100 0 9,576
PFIZER INC COM 717081103   2,520,943 68,728 SH   DFND 1 68,728 0 0
PFIZER INC COM 717081103   9,328,654 254,325 SH   SOLE 0 217,570 0 36,755
PHILIP MORRIS INTL INC COM 718172109   1,125,461 11,529 SH   SOLE 0 11,529 0 0
PROCTER AND GAMBLE CO COM 742718109   5,614,380 37,000 SH   DFND 1 37,000 0 0
PROCTER AND GAMBLE CO COM 742718109   1,640,309 10,810 SH   SOLE 0 10,810 0 0
PROLOGIS INC. COM 74340W103   6,028,123 49,157 SH   DFND 1 49,157 0 0
PROLOGIS INC. COM 74340W103   17,099,282 139,438 SH   SOLE 0 116,135 0 23,303
PROSHARES TR SP500 EX ENRGY 74347B581   332,341 3,500 SH   SOLE 0 3,500 0 0
QUALCOMM INC COM 747525103   361,763 3,039 SH   SOLE 0 3,039 0 0
QUEST DIAGNOSTICS INC COM 74834L100   562,240 4,000 SH   SOLE 0 4,000 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   13,270,445 135,468 SH   DFND 1 135,468 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   21,308,553 217,523 SH   SOLE 0 190,521 0 27,002
REGENERON PHARMACEUTICALS COM 75886F107   413,879 576 SH   SOLE 0 1 0 575
ROBERT HALF INTL INC COM 770323103   202,191 2,688 SH   SOLE 0 2,688 0 0
ROPER TECHNOLOGIES INC COM 776696106   4,725,783 9,829 SH   DFND 1 9,829 0 0
ROPER TECHNOLOGIES INC COM 776696106   12,304,634 25,592 SH   SOLE 0 23,582 0 2,010
SALESFORCE INC COM 79466L302   251,188 1,189 SH   SOLE 0 1,189 0 0
SCHLUMBERGER LTD COM STK 806857108   246,730 5,023 SH   SOLE 0 5,023 0 0
SCHWAB CHARLES CORP COM 808513105   210,113 3,707 SH   SOLE 0 3,707 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   5,919,932 166,057 SH   DFND 1 166,057 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   24,407,630 684,646 SH   SOLE 0 684,646 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   4,457,158 85,109 SH   SOLE 0 85,109 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   6,347,978 144,931 SH   DFND 1 144,931 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   24,648,625 562,754 SH   SOLE 0 562,754 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   4,870,878 197,762 SH   DFND 1 197,762 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   20,931,559 849,840 SH   SOLE 0 849,840 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   10,625,802 61,117 SH   DFND 1 61,117 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   24,333,967 139,963 SH   SOLE 0 122,567 0 17,396
SERVICENOW INC COM 81762P102   3,906,815 6,952 SH   DFND 1 6,952 0 0
SERVICENOW INC COM 81762P102   10,738,123 19,108 SH   SOLE 0 17,903 0 1,205
SHELL PLC SPON ADS 780259305   5,579,112 92,400 SH   DFND 1 92,400 0 0
SHELL PLC SPON ADS 780259305   675,531 11,188 SH   SOLE 0 10,988 0 200
SNOWFLAKE INC CL A 833445109   3,018,585 17,153 SH   DFND 1 17,153 0 0
SNOWFLAKE INC CL A 833445109   8,069,739 45,856 SH   SOLE 0 39,601 0 6,255
SPDR GOLD TR GOLD SHS 78463V107   479,725 2,691 SH   SOLE 0 2,691 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   310,633 11,888 SH   SOLE 0 11,888 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,119,361 7,037 SH   DFND 1 7,037 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   15,496,477 34,959 SH   SOLE 0 34,578 0 381
STARBUCKS CORP COM 855244109   4,454,530 44,968 SH   DFND 1 44,968 0 0
STARBUCKS CORP COM 855244109   16,677,827 168,361 SH   SOLE 0 146,749 0 21,612
STRYKER CORPORATION COM 863667101   5,450,433 17,865 SH   DFND 1 17,865 0 0
STRYKER CORPORATION COM 863667101   20,050,515 65,720 SH   SOLE 0 57,688 0 8,032
TESLA INC COM 88160R101   418,570 1,599 SH   SOLE 0 1,449 0 150
THERMO FISHER SCIENTIFIC INC COM 883556102   17,111,313 32,796 SH   DFND 1 32,796 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   25,805,233 49,459 SH   SOLE 0 45,510 0 3,949
TJX COS INC NEW COM 872540109   4,404,077 51,941 SH   SOLE 0 51,941 0 0
UNILEVER PLC SPON ADR NEW 904767704   246,314 4,725 SH   SOLE 0 4,725 0 0
UNION PAC CORP COM 907818108   31,316,068 153,045 SH   DFND 1 153,045 0 0
UNION PAC CORP COM 907818108   163,696 800 SH   OTR 3 800 0 0
UNION PAC CORP COM 907818108   27,853,488 136,123 SH   SOLE 0 128,288 0 7,835
UNITED PARCEL SERVICE INC CL B 911312106   9,991,574 55,741 SH   DFND 1 55,741 0 0
UNITED PARCEL SERVICE INC CL B 911312106   18,454,863 102,956 SH   SOLE 0 89,859 0 13,097
UNITEDHEALTH GROUP INC COM 91324P102   401,334 835 SH   SOLE 0 835 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   1,185,419 7,786 SH   SOLE 0 7,786 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   1,003,847 20,420 SH   SOLE 0 17,500 0 2,920
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   784,014 1,925 SH   SOLE 0 1,925 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   202,434 919 SH   SOLE 0 919 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   345,699 8,498 SH   SOLE 0 8,498 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   265,869 3,514 SH   SOLE 0 3,514 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   223,341 1,375 SH   SOLE 0 1,375 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   280,774 6,080 SH   SOLE 0 6,080 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   275,308 7,403 SH   SOLE 0 7,243 0 160
VISA INC COM CL A 92826C839   2,889,894 12,169 SH   DFND 1 12,169 0 0
VISA INC COM CL A 92826C839   10,479,755 44,129 SH   SOLE 0 33,143 0 10,986
VULCAN MATLS CO COM 929160109   10,535,713 46,734 SH   DFND 1 46,734 0 0
VULCAN MATLS CO COM 929160109   21,915,924 97,214 SH   SOLE 0 86,222 0 10,992
WALMART INC COM 931142103   215,494 1,371 SH   SOLE 0 1,371 0 0
WELLS FARGO CO NEW COM 949746101   252,333 5,912 SH   SOLE 0 5,891 0 21
WHITE MTNS INS GROUP LTD COM G9618E107   543,064 391 SH   SOLE 0 391 0 0
WILEY JOHN & SONS INC CL A 968223206   320,971 9,432 SH   SOLE 0 9,432 0 0
YUM BRANDS INC COM 988498101   14,272,728 103,015 SH   DFND 1 103,015 0 0
YUM BRANDS INC COM 988498101   3,495,894 25,232 SH   SOLE 0 25,232 0 0
ZSCALER INC COM 98980G102   3,684,419 25,184 SH   DFND 1 25,184 0 0
ZSCALER INC COM 98980G102   9,622,590 65,773 SH   SOLE 0 60,748 0 5,025