The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   52,285 436 SH   DFND 1 436 0 0
3M CO COM 88579Y101   14,647,988 122,148 SH   SOLE 0 122,148 0 0
ABBOTT LABS COM 002824100   2,738,272 24,941 SH   DFND 1 24,941 0 0
ABBOTT LABS COM 002824100   109,790 1,000 SH   OTR 3 1,000 0 0
ABBOTT LABS COM 002824100   11,705,193 106,614 SH   SOLE 0 92,908 0 13,706
ABBVIE INC COM 00287Y109   2,498,006 15,457 SH   SOLE 0 15,457 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   543,496 1,615 SH   SOLE 0 1,615 0 0
ADVANCED MICRO DEVICES INC COM 007903107   803,083 12,399 SH   SOLE 0 0 0 12,399
AES CORP COM 00130H105   297,235 10,335 SH   SOLE 0 10,335 0 0
AIR LEASE CORP CL A 00912X302   329,029 8,564 SH   SOLE 0 0 0 8,564
AIR PRODS & CHEMS INC COM 009158106   254,623 826 SH   SOLE 0 826 0 0
ALLSTATE CORP COM 020002101   3,019,812 22,270 SH   SOLE 0 22,270 0 0
ALPHABET INC CAP STK CL A 02079K305   13,649,357 154,702 SH   DFND 1 154,702 0 0
ALPHABET INC CAP STK CL A 02079K305   105,876 1,200 SH   OTR 3 1,200 0 0
ALPHABET INC CAP STK CL A 02079K305   30,103,547 341,194 SH   SOLE 0 313,874 0 27,320
ALPHABET INC CAP STK CL C 02079K107   7,332,647 82,640 SH   DFND 1 82,640 0 0
ALPHABET INC CAP STK CL C 02079K107   106,476 1,200 SH   OTR 3 1,200 0 0
ALPHABET INC CAP STK CL C 02079K107   13,197,700 148,740 SH   SOLE 0 135,040 0 13,700
ALTRIA GROUP INC COM 02209S103   935,044 20,456 SH   SOLE 0 20,456 0 0
AMAZON COM INC COM 023135106   10,836,504 129,006 SH   DFND 1 129,006 0 0
AMAZON COM INC COM 023135106   21,935,256 261,134 SH   SOLE 0 236,679 0 24,455
AMERICAN EXPRESS CO COM 025816109   14,197,445 96,091 SH   DFND 1 96,091 0 0
AMERICAN EXPRESS CO COM 025816109   3,595,053 24,332 SH   SOLE 0 24,332 0 0
AMERICAN TOWER CORP NEW COM 03027X100   10,617,152 50,114 SH   DFND 1 50,114 0 0
AMERICAN TOWER CORP NEW COM 03027X100   211,860 1,000 SH   OTR 3 1,000 0 0
AMERICAN TOWER CORP NEW COM 03027X100   22,109,710 104,360 SH   SOLE 0 94,595 0 9,765
AMERIPRISE FINL INC COM 03076C106   9,302,179 29,875 SH   DFND 1 29,875 0 0
AMGEN INC COM 031162100   289,429 1,102 SH   SOLE 0 1,102 0 0
AMPHENOL CORP NEW CL A 032095101   672,164 8,828 SH   SOLE 0 8,828 0 0
APPLE INC COM 037833100   15,523,906 119,479 SH   DFND 1 119,479 0 0
APPLE INC COM 037833100   12,993 100 SH   OTR 3 100 0 0
APPLE INC COM 037833100   38,424,713 295,734 SH   SOLE 0 278,512 0 17,222
ARK ETF TR INNOVATION ETF 00214Q104   3,874 124 SH   DFND 1 124 0 0
ARK ETF TR INNOVATION ETF 00214Q104   2,924,838 93,625 SH   SOLE 0 93,625 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   1,158,949 4,852 SH   SOLE 0 4,852 0 0
BANK AMERICA CORP COM 060505104   2,325,488 70,214 SH   DFND 1 70,214 0 0
BANK AMERICA CORP COM 060505104   1,240,708 37,461 SH   SOLE 0 37,461 0 0
BANK NEW YORK MELLON CORP COM 064058100   920,278 20,217 SH   SOLE 0 20,217 0 0
BAXTER INTL INC COM 071813109   418,209 8,205 SH   SOLE 0 8,205 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,874,844 4 SH   DFND 1 4 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   2,812,266 6 SH   SOLE 0 6 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   26,439,369 85,592 SH   DFND 1 85,592 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   432,460 1,400 SH   OTR 3 1,400 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   45,378,955 146,905 SH   SOLE 0 137,788 0 9,117
BIOGEN INC COM 09062X103   434,764 1,570 SH   SOLE 0 1,570 0 0
BLACKROCK INC COM 09247X101   245,186 346 SH   SOLE 0 346 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   1,633,697 22,706 SH   SOLE 0 22,706 0 0
BROADCOM INC COM 11135F101   18,725,823 33,491 SH   DFND 1 33,491 0 0
BROADCOM INC COM 11135F101   69,891 125 SH   OTR 3 125 0 0
BROADCOM INC COM 11135F101   30,316,029 54,220 SH   SOLE 0 48,355 0 5,865
BROOKFIELD CORP CL A LTD VT SH 11271J107   2,582,929 82,102 SH   DFND 1 82,102 0 0
BROOKFIELD CORP CL A LTD VT SH 11271J107   11,396,153 362,250 SH   SOLE 0 319,389 0 42,861
BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105   4,922,279 178,732 SH   DFND 1 178,732 0 0
BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105   9,396,607 341,208 SH   SOLE 0 284,428 0 56,780
CABOT CORP COM 127055101   287,412 4,300 SH   SOLE 0 4,300 0 0
CANADIAN PAC RY LTD COM 13645T100   1,708,782 22,909 SH   SOLE 0 22,909 0 0
CDW CORP COM 12514G108   201,081 1,126 SH   SOLE 0 1,126 0 0
CHEVRON CORP NEW COM 166764100   882,373 4,916 SH   SOLE 0 4,916 0 0
CHUBB LIMITED COM H1467J104   5,927,301 26,869 SH   DFND 1 26,869 0 0
CHUBB LIMITED COM H1467J104   18,638,273 84,489 SH   SOLE 0 77,057 0 7,432
CINTAS CORP COM 172908105   226,713 502 SH   SOLE 0 502 0 0
CISCO SYS INC COM 17275R102   777,390 16,318 SH   SOLE 0 5,787 0 10,531
CITIZENS FINL GROUP INC COM 174610105   249,370 6,334 SH   SOLE 0 6,334 0 0
COCA COLA CO COM 191216100   1,776,246 27,924 SH   SOLE 0 27,924 0 0
COINBASE GLOBAL INC COM CL A 19260Q107   5,415 153 SH   DFND 1 153 0 0
COINBASE GLOBAL INC COM CL A 19260Q107   1,206,339 34,087 SH   SOLE 0 27,817 0 6,270
COLGATE PALMOLIVE CO COM 194162103   8,596,462 109,106 SH   DFND 1 109,106 0 0
COLGATE PALMOLIVE CO COM 194162103   23,637 300 SH   OTR 3 300 0 0
COLGATE PALMOLIVE CO COM 194162103   20,562,220 260,975 SH   SOLE 0 260,975 0 0
COMCAST CORP NEW CL A 20030N101   18,371,629 525,354 SH   DFND 1 525,354 0 0
COMCAST CORP NEW CL A 20030N101   16,122,429 461,036 SH   SOLE 0 419,366 0 41,670
CONSTELLATION BRANDS INC CL A 21036P108   9,317,972 40,207 SH   DFND 1 40,207 0 0
CONSTELLATION BRANDS INC CL A 21036P108   17,631,772 76,081 SH   SOLE 0 67,436 0 8,645
CORNING INC COM 219350105   509,315 15,946 SH   SOLE 0 15,946 0 0
COSTCO WHSL CORP NEW COM 22160K105   7,996,511 17,517 SH   DFND 1 17,517 0 0
COSTCO WHSL CORP NEW COM 22160K105   20,756,142 45,468 SH   SOLE 0 40,718 0 4,750
CVS HEALTH CORP COM 126650100   7,968,491 85,508 SH   DFND 1 85,508 0 0
CVS HEALTH CORP COM 126650100   18,870,229 202,492 SH   SOLE 0 182,735 0 19,757
DANAHER CORPORATION COM 235851102   3,760,471 14,168 SH   DFND 1 14,168 0 0
DANAHER CORPORATION COM 235851102   10,693,772 40,290 SH   SOLE 0 36,294 0 3,996
DIGITAL RLTY TR INC COM 253868103   1,337,903 13,343 SH   SOLE 0 43 0 13,300
DISNEY WALT CO COM 254687106   37,333,900 429,718 SH   DFND 1 429,718 0 0
DISNEY WALT CO COM 254687106   52,128 600 SH   OTR 3 600 0 0
DISNEY WALT CO COM 254687106   20,778,395 239,162 SH   SOLE 0 226,332 0 12,830
DOMINION ENERGY INC COM 25746U109   676,973 11,040 SH   SOLE 0 11,040 0 0
DUPONT DE NEMOURS INC COM 26614N102   3,962,490 57,737 SH   DFND 1 57,737 0 0
DUPONT DE NEMOURS INC COM 26614N102   13,126,517 191,265 SH   SOLE 0 174,465 0 16,800
EATON CORP PLC SHS G29183103   3,763,975 23,982 SH   DFND 1 23,982 0 0
EATON CORP PLC SHS G29183103   13,546,825 86,313 SH   SOLE 0 71,218 0 15,095
ELME COMMUNITIES SH BEN INT 939653101   342,881 19,263 SH   SOLE 0 19,263 0 0
EMERSON ELEC CO COM 291011104   320,840 3,340 SH   SOLE 0 3,340 0 0
ESSEX PPTY TR INC COM 297178105   676,237 3,191 SH   SOLE 0 3,191 0 0
EVEREST RE GROUP LTD COM G3223R108   281,580 850 SH   SOLE 0 850 0 0
EXXON MOBIL CORP COM 30231G102   388,697 3,524 SH   DFND 1 3,524 0 0
EXXON MOBIL CORP COM 30231G102   1,865,945 16,917 SH   SOLE 0 16,917 0 0
F N B CORP COM 302520101   188,599 14,452 SH   SOLE 0 14,452 0 0
FASTENAL CO COM 311900104   208,208 4,400 SH   SOLE 0 4,400 0 0
FEDEX CORP COM 31428X106   1,695,037 9,787 SH   SOLE 0 6,987 0 2,800
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303   438,687 11,661 SH   SOLE 0 11,661 0 0
FIDELITY NATL INFORMATION SV COM 31620M106   41,863 617 SH   DFND 1 617 0 0
FIDELITY NATL INFORMATION SV COM 31620M106   4,830,309 71,191 SH   SOLE 0 58,173 0 13,018
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   222,950 5,000 SH   SOLE 0 5,000 0 0
FORTIVE CORP COM 34959J108   7,660,206 119,225 SH   DFND 1 119,225 0 0
FORTIVE CORP COM 34959J108   11,526,514 179,401 SH   SOLE 0 167,449 0 11,952
GENERAL DYNAMICS CORP COM 369550108   440,395 1,775 SH   SOLE 0 1,775 0 0
GILEAD SCIENCES INC COM 375558103   1,009,081 11,754 SH   SOLE 0 11,754 0 0
GLOBE LIFE INC COM 37959E102   4,288,928 35,578 SH   DFND 1 35,578 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   10,759,469 31,334 SH   DFND 1 31,334 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   20,854,841 60,734 SH   SOLE 0 55,279 0 5,455
GSK PLC SPONSORED ADR 37733W204   243,169 6,920 SH   SOLE 0 6,920 0 0
HF SINCLAIR CORP COM 403949100   311,340 6,000 SH   SOLE 0 6,000 0 0
HOME DEPOT INC COM 437076102   4,703,787 14,892 SH   DFND 1 14,892 0 0
HOME DEPOT INC COM 437076102   18,336,755 58,053 SH   SOLE 0 48,723 0 9,330
HONEYWELL INTL INC COM 438516106   12,373,682 57,740 SH   DFND 1 57,740 0 0
HONEYWELL INTL INC COM 438516106   192,870 900 SH   OTR 3 900 0 0
HONEYWELL INTL INC COM 438516106   26,047,308 121,546 SH   SOLE 0 112,246 0 9,300
ILLINOIS TOOL WKS INC COM 452308109   8,786,886 39,886 SH   DFND 1 39,886 0 0
ILLINOIS TOOL WKS INC COM 452308109   4,773,020 21,666 SH   SOLE 0 21,666 0 0
INTEL CORP COM 458140100   14,880 563 SH   DFND 1 563 0 0
INTEL CORP COM 458140100   307,804 11,646 SH   SOLE 0 11,646 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   1,264,319 12,324 SH   SOLE 0 4,543 0 7,781
INTERNATIONAL BUSINESS MACHS COM 459200101   1,741,400 12,360 SH   SOLE 0 12,360 0 0
INTERNATIONAL PAPER CO COM 460146103   414,348 11,965 SH   DFND 1 11,965 0 0
INTERNATIONAL PAPER CO COM 460146103   17,315 500 SH   SOLE 0 500 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   8,460,685 31,885 SH   DFND 1 31,885 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   16,617,544 62,625 SH   SOLE 0 56,380 0 6,245
INVESCO CURRENCYSHARES EURO EURO SHS 46138K103   335,920 3,400 SH   SOLE 0 3,400 0 0
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621   312,480 21,700 SH   SOLE 0 21,700 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   2,529,926 9,501 SH   DFND 1 9,501 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   13,170,211 49,460 SH   SOLE 0 49,460 0 0
IQVIA HLDGS INC COM 46266C105   270,660 1,321 SH   SOLE 0 1,321 0 0
ISHARES TR CORE S&P TTL STK 464287150   443,419 5,229 SH   SOLE 0 5,229 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   291,747 1,360 SH   SOLE 0 1,360 0 0
ISHARES TR CORE S&P500 ETF 464287200   393,010 1,023 SH   SOLE 0 1,023 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   327,144 1,527 SH   SOLE 0 1,277 0 250
ISHARES TR RUSSELL 2000 ETF 464287655   215,369 1,235 SH   SOLE 0 1,235 0 0
ISHARES TR ISHARES BIOTECH 464287556   219,386 1,671 SH   SOLE 0 1,671 0 0
ISHARES TR MSCI EAFE ETF 464287465   471,952 7,190 SH   SOLE 0 6,485 0 705
ISHARES TR SELECT DIVID ETF 464287168   473,355 3,925 SH   SOLE 0 3,925 0 0
JOHNSON & JOHNSON COM 478160104   20,497,759 116,036 SH   DFND 1 116,036 0 0
JOHNSON & JOHNSON COM 478160104   618,275 3,500 SH   OTR 3 3,500 0 0
JOHNSON & JOHNSON COM 478160104   27,639,012 156,462 SH   SOLE 0 149,137 0 7,325
JPMORGAN CHASE & CO COM 46625H100   7,694,926 57,382 SH   DFND 1 57,382 0 0
JPMORGAN CHASE & CO COM 46625H100   22,214,893 165,659 SH   SOLE 0 147,909 0 17,750
KRAFT HEINZ CO COM 500754106   307,645 7,557 SH   SOLE 0 7,557 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409   775,671 3,294 SH   SOLE 0 3,294 0 0
LILLY ELI & CO COM 532457108   27,877,008 76,200 SH   DFND 1 76,200 0 0
LILLY ELI & CO COM 532457108   8,528,462 23,312 SH   SOLE 0 23,312 0 0
LINDE PLC SHS G5494J103   332,704 1,020 SH   SOLE 0 1,020 0 0
LOCKHEED MARTIN CORP COM 539830109   4,152,192 8,535 SH   SOLE 0 8,535 0 0
LOWES COS INC COM 548661107   829,038 4,161 SH   SOLE 0 4,161 0 0
MARSH & MCLENNAN COS INC COM 571748102   226,708 1,370 SH   SOLE 0 1,370 0 0
MASTERCARD INCORPORATED CL A 57636Q104   2,512,002 7,224 SH   DFND 1 7,224 0 0
MASTERCARD INCORPORATED CL A 57636Q104   10,311,585 29,654 SH   SOLE 0 21,684 0 7,970
MCDONALDS CORP COM 580135101   1,484,728 5,634 SH   SOLE 0 5,634 0 0
MEDTRONIC PLC SHS G5960L103   6,294,931 80,995 SH   DFND 1 80,995 0 0
MEDTRONIC PLC SHS G5960L103   9,509,197 122,352 SH   SOLE 0 110,102 0 12,250
MERCK & CO INC COM 58933Y105   11,752,379 105,925 SH   DFND 1 105,925 0 0
MERCK & CO INC COM 58933Y105   24,145,716 217,627 SH   SOLE 0 193,098 0 24,529
META PLATFORMS INC CL A 30303M102   5,893,411 48,973 SH   DFND 1 48,973 0 0
META PLATFORMS INC CL A 30303M102   8,174,215 67,926 SH   SOLE 0 60,479 0 7,447
MICROSOFT CORP COM 594918104   16,565,806 69,076 SH   DFND 1 69,076 0 0
MICROSOFT CORP COM 594918104   44,442,264 185,315 SH   SOLE 0 171,085 0 14,230
MONDELEZ INTL INC CL A 609207105   4,527,135 67,924 SH   DFND 1 67,924 0 0
MONDELEZ INTL INC CL A 609207105   17,567,940 263,585 SH   SOLE 0 240,448 0 23,137
NETFLIX INC COM 64110L106   3,239,257 10,985 SH   DFND 1 10,985 0 0
NETFLIX INC COM 64110L106   8,869,696 30,079 SH   SOLE 0 26,459 0 3,620
NEXTERA ENERGY INC COM 65339F101   1,034,466 12,374 SH   SOLE 0 12,374 0 0
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN 65341B106   4,841,677 69,078 SH   DFND 1 69,078 0 0
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN 65341B106   11,681,900 166,670 SH   SOLE 0 141,325 0 25,345
NIKE INC CL B 654106103   4,494,588 38,412 SH   DFND 1 38,412 0 0
NIKE INC CL B 654106103   14,902,394 127,360 SH   SOLE 0 111,718 0 15,642
NORFOLK SOUTHN CORP COM 655844108   7,554,991 30,659 SH   DFND 1 30,659 0 0
NORFOLK SOUTHN CORP COM 655844108   792,733 3,217 SH   SOLE 0 3,217 0 0
NORTHERN TR CORP COM 665859104   530,940 6,000 SH   SOLE 0 6,000 0 0
NOVARTIS AG SPONSORED ADR 66987V109   837,164 9,228 SH   SOLE 0 9,228 0 0
NOVO-NORDISK A S ADR 670100205   759,934 5,615 SH   SOLE 0 5,615 0 0
NVIDIA CORPORATION COM 67066G104   255,307 1,747 SH   SOLE 0 1,747 0 0
NXP SEMICONDUCTORS N V COM N6596X109   10,438,988 66,057 SH   DFND 1 66,057 0 0
NXP SEMICONDUCTORS N V COM N6596X109   47,409 300 SH   OTR 3 300 0 0
NXP SEMICONDUCTORS N V COM N6596X109   18,960,281 119,979 SH   SOLE 0 108,095 0 11,884
OCCIDENTAL PETE CORP COM 674599105   201,568 3,200 SH   SOLE 0 3,200 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108   57,863 9,013 SH   DFND 1 9,013 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108   2,272,982 354,047 SH   SOLE 0 234,787 0 119,260
PALO ALTO NETWORKS INC COM 697435105   14,370,387 102,984 SH   DFND 1 102,984 0 0
PALO ALTO NETWORKS INC COM 697435105   26,232,962 187,996 SH   SOLE 0 166,954 0 21,042
PAYPAL HLDGS INC COM 70450Y103   9,106,332 127,862 SH   DFND 1 127,862 0 0
PAYPAL HLDGS INC COM 70450Y103   13,805,997 193,850 SH   SOLE 0 184,850 0 9,000
PEPSICO INC COM 713448108   51,646,358 285,876 SH   DFND 1 285,876 0 0
PEPSICO INC COM 713448108   37,903,733 209,807 SH   SOLE 0 200,394 0 9,413
PFIZER INC COM 717081103   3,547,858 69,240 SH   DFND 1 69,240 0 0
PFIZER INC COM 717081103   13,225,746 258,114 SH   SOLE 0 224,359 0 33,755
PHILIP MORRIS INTL INC COM 718172109   1,204,298 11,899 SH   SOLE 0 11,899 0 0
PIONEER NAT RES CO COM 723787107   203,039 889 SH   SOLE 0 889 0 0
PNC FINL SVCS GROUP INC COM 693475105   268,972 1,703 SH   SOLE 0 1,703 0 0
PROCTER AND GAMBLE CO COM 742718109   5,607,720 37,000 SH   DFND 1 37,000 0 0
PROCTER AND GAMBLE CO COM 742718109   1,847,213 12,188 SH   SOLE 0 12,188 0 0
PROLOGIS INC. COM 74340W103   5,593,324 49,617 SH   DFND 1 49,617 0 0
PROLOGIS INC. COM 74340W103   15,922,774 141,247 SH   SOLE 0 117,903 0 23,344
PROSHARES TR SP500 EX ENRGY 74347B581   297,095 3,675 SH   SOLE 0 3,675 0 0
QUALCOMM INC COM 747525103   360,163 3,276 SH   SOLE 0 3,276 0 0
QUEST DIAGNOSTICS INC COM 74834L100   625,760 4,000 SH   SOLE 0 4,000 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   13,778,002 136,524 SH   DFND 1 136,524 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   23,594,692 233,796 SH   SOLE 0 201,388 0 32,408
REGENERON PHARMACEUTICALS COM 75886F107   414,857 575 SH   SOLE 0 0 0 575
ROYAL BK CDA SUSTAINABL COM 780087102   234,580 2,495 SH   SOLE 0 2,495 0 0
SCHLUMBERGER LTD COM STK 806857108   1,219,904 22,819 SH   SOLE 0 22,819 0 0
SCHWAB CHARLES CORP COM 808513105   300,985 3,615 SH   SOLE 0 3,615 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   5,281,796 163,980 SH   DFND 1 163,980 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   22,501,423 698,585 SH   SOLE 0 698,585 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   3,885,654 86,061 SH   SOLE 0 86,061 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   5,798,723 143,143 SH   DFND 1 143,143 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   23,391,932 577,436 SH   SOLE 0 577,436 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   4,606,987 194,634 SH   DFND 1 194,634 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   20,110,931 849,638 SH   SOLE 0 849,638 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   7,752,861 62,302 SH   DFND 1 62,302 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   19,418,115 156,044 SH   SOLE 0 136,089 0 19,955
SERVICENOW INC COM 81762P102   2,689,935 6,928 SH   DFND 1 6,928 0 0
SERVICENOW INC COM 81762P102   7,136,403 18,380 SH   SOLE 0 17,482 0 898
SHELL PLC SPON ADS 780259305   5,262,180 92,400 SH   DFND 1 92,400 0 0
SHELL PLC SPON ADS 780259305   739,325 12,982 SH   SOLE 0 12,982 0 0
SNOWFLAKE INC CL A 833445109   35,454 247 SH   DFND 1 247 0 0
SNOWFLAKE INC CL A 833445109   3,120,560 21,740 SH   SOLE 0 16,651 0 5,089
SPDR GOLD TR GOLD SHS 78463V107   449,716 2,651 SH   SOLE 0 2,651 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   286,025 11,888 SH   SOLE 0 11,888 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   8,667,011 22,663 SH   DFND 1 22,663 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   22,387,344 58,540 SH   SOLE 0 58,540 0 0
STARBUCKS CORP COM 855244109   4,489,693 45,259 SH   DFND 1 45,259 0 0
STARBUCKS CORP COM 855244109   17,146,225 172,845 SH   SOLE 0 152,035 0 20,810
STRYKER CORPORATION COM 863667101   4,378,327 17,908 SH   DFND 1 17,908 0 0
STRYKER CORPORATION COM 863667101   16,348,313 66,867 SH   SOLE 0 58,855 0 8,012
SVB FINANCIAL GROUP COM 78486Q101   483,294 2,100 SH   SOLE 0 2,100 0 0
TARGET CORP COM 87612E106   301,061 2,020 SH   SOLE 0 2,020 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   18,166,162 32,988 SH   DFND 1 32,988 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   28,146,317 51,111 SH   SOLE 0 47,192 0 3,919
TJX COS INC NEW COM 872540109   5,639,182 70,844 SH   SOLE 0 60,781 0 10,063
UDR INC COM 902653104   530,640 13,701 SH   SOLE 0 13,701 0 0
UNILEVER PLC SPON ADR NEW 904767704   348,422 6,920 SH   SOLE 0 6,920 0 0
UNION PAC CORP COM 907818108   31,876,563 153,941 SH   DFND 1 153,941 0 0
UNION PAC CORP COM 907818108   165,656 800 SH   OTR 3 800 0 0
UNION PAC CORP COM 907818108   29,067,037 140,373 SH   SOLE 0 131,830 0 8,543
UNITED PARCEL SERVICE INC CL B 911312106   9,754,162 56,110 SH   DFND 1 56,110 0 0
UNITED PARCEL SERVICE INC CL B 911312106   18,570,980 106,828 SH   SOLE 0 93,043 0 13,785
UNITEDHEALTH GROUP INC COM 91324P102   437,399 825 SH   SOLE 0 825 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   790,045 3,893 SH   SOLE 0 3,893 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   241,766 4,934 SH   SOLE 0 3,414 0 1,520
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   676,330 1,925 SH   SOLE 0 1,925 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   358,226 9,190 SH   SOLE 0 9,190 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   264,218 3,514 SH   SOLE 0 3,514 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   211,072 1,390 SH   SOLE 0 1,390 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   255,178 6,080 SH   SOLE 0 6,080 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   365,987 9,289 SH   SOLE 0 9,289 0 0
VISA INC COM CL A 92826C839   2,528,231 12,169 SH   DFND 1 12,169 0 0
VISA INC COM CL A 92826C839   9,727,946 46,823 SH   SOLE 0 34,013 0 12,810
VULCAN MATLS CO COM 929160109   8,249,082 47,108 SH   DFND 1 47,108 0 0
VULCAN MATLS CO COM 929160109   17,667,023 100,891 SH   SOLE 0 87,591 0 13,300
WALMART INC COM 931142103   235,513 1,661 SH   SOLE 0 1,661 0 0
WELLS FARGO CO NEW COM 949746101   218,627 5,295 SH   SOLE 0 5,295 0 0
WESBANCO INC COM 950810101   203,020 5,490 SH   SOLE 0 5,490 0 0
WHITE MTNS INS GROUP LTD COM G9618E107   553,003 391 SH   SOLE 0 391 0 0
WILEY JOHN & SONS INC CL A 968223206   377,846 9,432 SH   SOLE 0 9,432 0 0
YUM BRANDS INC COM 988498101   13,194,161 103,015 SH   DFND 1 103,015 0 0
YUM BRANDS INC COM 988498101   4,046,944 31,597 SH   SOLE 0 31,597 0 0
ZSCALER INC COM 98980G102   911,426 8,145 SH   DFND 1 8,145 0 0
ZSCALER INC COM 98980G102   2,323,715 20,766 SH   SOLE 0 19,295 0 1,471