XML 54 R59.htm IDEA: XBRL DOCUMENT v2.4.0.6
Commitments and Contingencies (Details) (USD $)
12 Months Ended
Dec. 31, 2011
score
Dec. 31, 2010
score
Dec. 31, 2009
score
Dec. 31, 2008
score
Dec. 31, 2007
score
Dec. 31, 2006
score
Commitments and Contingencies            
Mortgage loan types originated (as a percent) 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Average FICO credit score 726 723 717 711 713 715
Average combined loan-to-value (as a percent) 90.30% 90.80% 91.40% 90.10% 89.10% 88.40%
Company's rent expense            
Total rent expense $ 7,087,000 $ 11,210,000 $ 13,075,000      
Income from subleases (456,000) (1,431,000) (1,170,000)      
Net rent expense 6,631,000 9,779,000 11,905,000      
Future minimum rental commitments under noncancellable leases            
2012 4,408,000          
2013 4,271,000          
2014 4,009,000          
2015 3,351,000          
2016 2,225,000          
Thereafter 2,288,000          
Income from subleases (225,000)          
Total lease commitments 20,327,000          
Discontinued operations
           
Company's rent expense            
Net rent expense 365,000 306,000 363,000      
Mortgage interest rate lock commitments ("IRLCs")
           
Commitments and Contingencies            
Average number of days of interest rate commitment before closing 180          
Notional amount 114,600,000 95,000,000        
Development bonds
           
Commitments and Contingencies            
Guarantee obligations estimated exposure pertaining to land development and improvements 93,900,000 109,700,000        
Performance-related cash deposits and letters of credit
           
Commitments and Contingencies            
Guarantee obligations estimated exposure pertaining to land development and improvements 37,200,000 41,900,000        
Prime
           
Commitments and Contingencies            
Mortgage loan types originated (as a percent) 42.20% 34.90% 32.90% 51.80% 72.00% 68.80%
Government (FHA/VA)
           
Commitments and Contingencies            
Mortgage loan types originated (as a percent) 57.80% 65.10% 67.10% 48.20% 20.10% 6.90%
Alt A
           
Commitments and Contingencies            
Mortgage loan types originated (as a percent) 0.00% 0.00% 0.00% 0.00% 7.50% 21.80%
Subprime
           
Commitments and Contingencies            
Mortgage loan types originated (as a percent) 0.00% 0.00% 0.00% 0.00% 0.40% 2.50%
Lot option purchase contracts
           
Commitments and Contingencies            
Cash deposits and/or letters of credit 51,900,000 48,700,000        
Aggregate purchase price 407,600,000 374,600,000        
Purchase commitments, specific performance $ 1,000,000 $ 834,000