Note 5 - Allowance for Loan Losses (Tables)

3 Months Ended

Mar. 31, 2021

Notes Tables

Financing Receivable, Allowance for Credit Loss [Table Text Block]

	Three Months Ended March 31, 2021
				Consumer Real			Consumer and			Total
(Amounts in thousands)	Commercial			Estate			Other			Allowance
Total allowance
Beginning balance	$	14,661		$	8,951		$	2,570		$	26,182
Cumulative effect of adoption of ASU 2016-13		8,360			4,145			602			13,107
Provision for (recovery of) loan losses charged to operations		(3,070	)		(1,542	)		611			(4,001	)
Charge-offs		(757	)		(10	)		(963	)		(1,730	)
Recoveries		392			343			270			1,005
Net charge-offs		(365	)		333			(693	)		(725	)
Ending balance	$	19,586		$	11,887		$	3,090		$	34,563

	Three Months Ended March 31, 2020
				Consumer Real			Consumer and			Total
(Amounts in thousands)	Commercial			Estate			Other			Allowance
Total allowance
Beginning balance	$	10,235		$	6,325		$	1,865		$	18,425
Provision for loan losses charged to operations		1,987			1,145			368			3,500
Charge-offs		(268	)		(63	)		(863	)		(1,194	)
Recoveries		121			112			173			406
Net charge-offs		(147	)		49			(690	)		(788	)
Ending balance	$	12,075		$	7,519		$	1,543		$	21,137

Allowance for Credit Losses and Recorded Investment in Loans by Segment and Class [Table Text Block]

	December 31, 2020
	Loans Individually		Allowance for Loans		Loans Collectively		Allowance for Loans
	Evaluated for		Individually		Evaluated for		Collectively
(Amounts in thousands)	Impairment		Evaluated		Impairment		Evaluated
Commercial loans
Construction, development, and other land	$	-	$	-	$	43,716	$	528
Commercial and industrial		724		-		171,486		1,024
Multi-family residential		695		-		112,852		1,417
Single family non-owner occupied		1,041		-		183,283		1,861
Non-farm, non-residential		3,916		319		714,160		9,097
Agricultural		-		-		9,728		218
Farmland		-		-		17,540		196
Total commercial loans		6,376		319		1,252,765		14,341
Consumer real estate loans
Home equity lines		-		-		95,765		799
Single family owner occupied		1,673		108		647,040		7,849
Owner occupied construction		-		-		17,567		195
Total consumer real estate loans		1,673		108		760,372		8,843
Consumer and other loans
Consumer loans		-		-		119,770		2,570
Other		-		-		6,014		-
Total consumer and other loans		-		-		125,784		2,570
Total loans, excluding PCI loans	$	8,049	$	427	$	2,138,921	$	25,754

Schedule of Information Related to Purchased Credit Impaired Loans [Table Text Block]

	December 31, 2020
			Allowance for Loan
	Recorded		Pools With
(Amounts in thousands)	Investment		Impairment
Commercial loans
Highlands:
Construction & land development	$	958	$	-
Farmland and other agricultural		2,242		-
Multifamily		1,614		-
Commercial real estate		20,176		-
Commercial and industrial		814		-
Total commercial loans		25,804		-
Consumer real estate loans
Highlands:
1-4 family, junior and HELOCS		761		-
1-4 family, senior-consumer		12,494		-
Consumer		603		-
Total consumer real estate loans		13,858		-
Total PCI loans	$	39,662	$	-