Note 10 - Deposits

12 Months Ended

Dec. 31, 2018

Notes to Financial Statements

Deposit Liabilities Disclosures [Text Block]

Note

10

.

Deposits

The following table presents the components of deposits as of the dates indicated:

	December 31,
	2018		2017
(Amounts in thousands)
Noninterest-bearing demand deposits	$	459,550	$	454,143
Interest-bearing deposits
Interest-bearing demand deposits		451,721		465,407
Money market accounts		153,483		170,731
Savings deposits		345,335		342,064
Certificates of deposit		330,757		374,373
Individual retirement accounts		114,904		123,173
Total interest-bearing deposits		1,396,200		1,475,748
Total deposits	$	1,855,750	$	1,929,891

The following schedule presents the contractual maturities of time deposits, by year, as of

December 31, 2018:

(Amounts in thousands)
2019	$	191,900
2020		121,264
2021		59,213
2022		47,480
2023		25,721
2024 and thereafter		83
Total contractual maturities	$	445,661

Time deposits of

$250

thousand or more totaled

$43.84

million as of

December 31, 2018,

and

$48.50

million as of

December 31, 2017.

The following schedule presents the contractual maturities of time deposits of

$250

thousand or more as of

December 31, 2018:

(Amounts in thousands)
Three months or less	$	3,605
Over three through six months		2,291
Over six through twelve months		7,527
Over twelve months		30,416
Total contractual maturities	$	43,839