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Metropolitan Life Insurance Company
200 Park Avenue
New York, NY 10166-0005

ROBIN WAGNER
Assistant General Counsel
Legal Affairs
Phone: 212-578-9071

March 6, 2020

VIA EDGAR TRANSMISSION

U.S. Securities and Exchange Commission
100 F Street, N.E.
Washington, D.C. 20549

Re:  Metropolitan Life Separate Account UL
     File No. 811-06025

Ladies and Gentlemen:

The Annual Reports dated December 31, 2019 of the underlying funds are
incorporated herein by reference as the reports transmitted to policyowners of
the Metropolitan Life Separate Account UL of Metropolitan Life Insurance
Company pursuant to Rule 30b2-1 under the Investment Company Act of 1940 and
are listed as follows:

The Annual Reports for certain portfolios of AB Variable Products Series Fund,
Inc. are incorporated by reference as filed on Form N-CSR, CIK No. 0000825316,
File No. 811-05398;

The Annual Reports for certain portfolios of AIM Variable Insurance Funds are
incorporated by reference as filed on Form N-CSR, CIK No. 0000896435, File
No. 811-07452;

The Annual Reports for certain series of American Funds Insurance Series(R) are
incorporated by reference as filed on Form N-CSR, CIK No. 0000729528, File
No. 811-03857;

The Annual Reports for certain portfolios of Brighthouse Funds Trust I are
incorporated by reference as filed on Form N-CSR, CIK No. 0001126087, File
No. 811-10183;

The Annual Reports for certain portfolios of Brighthouse Funds Trust II are
incorporated by reference as filed on Form N-CSR, CIK No. 0000710826, File
No. 811-03618;

The Annual Reports for certain portfolios of BNY Mellon Variable Investment
Fund are incorporated by reference as filed on Form N-CSR, CIK No. 0000813383,
File No. 811-05125;

The Annual Reports for certain portfolios of Fidelity Variable Insurance
Products Fund are incorporated by reference as filed on Form N-CSR, CIK
No. 0000356494, File No. 811-03329;

The Annual Reports for certain portfolios of Fidelity Variable Insurance
Products Fund II are incorporated by reference as filed on Form N-CSR, CIK
No. 0000831016, File No. 811-05511;



The Annual Reports for certain portfolios of Fidelity Variable Insurance
Products Fund III are incorporated by reference as filed on Form N-CSR, CIK
No. 0000927384, File No. 811-07205;

The Annual Reports for certain portfolios of Fidelity Variable Insurance
Products Fund V are incorporated by reference as filed on Form N-CSR, CIK
No. 0000823535, File No. 811-05361;

The Annual Reports for certain series of Franklin Templeton Variable Insurance
Products Trust are incorporated by reference as filed on Form N-CSR, CIK
No. 0000837274, File No. 811-05583;

The Annual Reports for certain portfolios of Goldman Sachs Variable Insurance
Trust are incorporated by reference as filed on Form N-CSR, CIK No. 0001046292,
File No. 811-08361;

The Annual Reports for certain portfolios of Janus Aspen Series are
incorporated by reference as filed on Form N-CSR, CIK No. 0000906185, File
No. 811-07736;

The Annual Reports for certain series of MFS(R) Variable Insurance Trust are
incorporated by reference as filed on Form N-CSR, CIK No. 0000918571, File
No. 811-08326;

The Annual Reports for certain series of MFS(R) Variable Insurance Trust II are
incorporated by reference as filed on Form N-CSR, CIK No. 0000719269, File
No. 811-03732;

The Annual Reports for certain portfolios of Morgan Stanley Variable Insurance
Fund are incorporated by reference as filed on Form N-CSR, CIK No. 0001011378,
File No. 811-07607;

The Annual Reports for certain portfolios of PIMCO Variable Insurance Trust are
incorporated by reference as filed on Form N-CSR, CIK No. 0001047304, File
No. 811-08399;

The Annual Reports for certain portfolios of Pioneer Variable Contracts Trust
are incorporated by reference as filed on Form N-CSR, CIK No. 0000930709, File
No. 811-08786;

The Annual Reports for certain portfolios of Putnam Variable Trust are
incorporated by reference as filed on Form N-CSR, CIK No. 000822671, File
No. 811-05346; and

The Annual Reports for certain series of Royce Capital Fund are incorporated by
reference as filed on Form N-CSR, CIK No. 0001006387, File No. 811-07537.

Sincerely,

/s/ Robin Wagner

Robin Wagner, Esq.
Assistant General Counsel
Metropolitan Life Insurance Company