EX-99.(D)(I)3 4 d100939dex99di3.txt VARIABLE LIFE SUPPLEMENT INDIVIDUAL LIFE [LOGO OF MetLife] VARIABLE LIFE SUPPLEMENT This form is required when applying [GRAPHIC] Please complete and return for a variable life policy. with your Application METROPOLITAN LIFE INSURANCE COMPANY Proposed Insured's name This Supplement will be attached to and become part of the Application with which it is used. _______________________ SECTION 1: IMPORTANT INFORMATION FOR THE OWNER (PLEASE READ CAREFULLY.) Variable Life Insurance is generally EXTENT OF BEING REDUCED TO ZERO, IN not appropriate for time horizons of ACCORDANCE WITH SEPARATE ACCOUNT less than 10 years. Variable Life INVESTMENT EXPERIENCE. Insurance is designed to provide death benefit protection while THE COST OF INSURANCE RATES AND OTHER offering the potential for long-term CHARGES FOR THIS POLICY MAY CHANGE, cash accumulation, and may not be BUT THEY WILL NEVER EXCEED THE appropriate in situations where GUARANTEED MAXIMUM COST OF INSURANCE significant liquidation of assets in RATES OR ANY MAXIMUM CHARGES STATED the near future may be expected. IN YOUR POLICY. THE DEATH BENEFIT MAY BE VARIABLE OR ILLUSTRATIONS OF BENEFITS, INCLUDING FIXED UNDER SPECIFIED CONDITIONS. DEATH BENEFITS, CASH VALUES, AND OTHER THE CASH VALUE MAY INCREASE OR POLICY VALUES, ARE AVAILABLE UPON DECREASE, EVEN TO THE REQUEST. SECTION 2: OWNER'S INFORMATION 1. Is the Owner or a member of the Owner's household employed by or associated with a Broker-Dealer, [_] Yes [_] No other firm within the securities industry, or a financial regulatory agency? PRIOR INVESTMENT EXPERIENCE: (CHOOSE ALL THAT APPLY AND INDICATE YOUR YEARS OF EXPERIENCE.) [_] Certificate of Deposit _____ years [_] Stocks _____ years [_] Mutual Funds _____ years [_] Money Markets _____ years [_] Bonds _____ years [_] Other _____ years If Other, specify: _______________________________________________________ SECTION 3: INVESTMENT OBJECTIVE AND RISK TOLERANCE 1. Have you completed the Asset Allocation Questionnaire? [_] Yes [_] No If YES, please submit with this Supplement. Choose one INVESTMENT OBJECTIVE below (A, B, C, D, OR E). Then choose one RISK --- --- TOLERANCE for that specific Investment Objective. Be sure it supports the Investment Objective and your Risk Tolerance for this Policy. A. [_] CAPITAL PRESERVATION: Seeks income and stability with minimal risk. RISK TOLERANCE: [_] Conservative [_] Conservative to moderate B. [_] INCOME: Seeks current income over time. RISK TOLERANCE: [_] Conservative [_] Conservative to moderate [_] Moderate C. [_] GROWTH & INCOME: Seeks capital appreciation over long term combined with current dividend income. RISK TOLERANCE: [_] Conservative to moderate [_] Moderate [_] Moderate to aggressive D. [_] GROWTH: Seeks capital appreciation over long term. RISK TOLERANCE: [_] Moderate [_] Moderate to aggressive [_] Aggressive E. [_] AGGRESSIVE GROWTH: Seeks maximum capital appreciation over time by investing in speculative and/or higher risk securities. RISK TOLERANCE: [_] Moderate to aggressive [_] Aggressive
SECTION 4: INVESTMENT ALLOCATION Premium allocation must total 100%.
INITIAL PREMIUM FUNDING OPTIONS ALLOCATION % ---------------------------------------- --------------- Fixed Account Barclays Aggregate Bond Index Portfolio MetLife Mid Cap Stock Index Portfolio MetLife Stock Index Portfolio MSCI EAFE(R) Index Portfolio Russell 2000(R) Index Portfolio INVESTMENT ALLOCATION TOTAL
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SECTION 5: OTHER IMPORTANT OWNER QUESTIONS 1. I elect to have the monthly deduction from the cash values taken as follows - choose ONE: [_] Proportionately from the funding options based on the cash value in each at the time of the deduction. [_] From the Fixed Account or any other specific funding option. Specify: __________________________________________________________________ If you have chosen a specific funding option, please note that if at any time that designated funding option has insufficient cash value to pay the entire amount of the monthly charges, the remaining portion of these charges will be deducted proportionately from each funding option based on the cash value in each at the time of the deduction. 2. Have you received a prospectus for the policy applied for? If YES, please indicate: [_] Yes [_] No Date of prospectus Prospectus book number Date(s) of any prospectus supplement(s) __________________ ______________________ ______________________________________ 3. Did your Financial Professional review your financial situation, risk tolerance, and [_] Yes [_] No investment objectives prior to completing this Application? If NO, please indicate on what basis this product was recommended. 4. Do you understand that: A. The amount and duration of the death benefit may increase or decrease depending on [_] Yes [_] No the Policy's investment return. B. There is no guaranteed minimum cash value and the cash value may increase or [_] Yes [_] No decrease depending on the Policy's investment return? 5. Do you believe that this Policy and the funding options you have selected will meet your [_] Yes [_] No insurance needs and financial objectives? 6. If funding options selected do not reflect the risk tolerance in Section 3 - Investment Objective and Risk Tolerance, please explain:
SECTION 6: SIGNATURE SIGNATURES ARE ONLY REQUIRED FOR A TELE-APPLICATION SUBMISSION. Print name of Owner _______________________________________ [GRAPHIC] Signature(s) of all Owner(s) (IF NOT THE Date (MM/DD/YYYY) Signed at City, State PROPOSED INSURED.) _________________ ________________________ _______________________________________ Date (MM/DD/YYYY) Signed at City, State _______________________________________ _________________ ________________________ (AGE 14 1/2 OR OVER) [GRAPHIC] Signature of Parent or Guardian of the Owner Date (MM/DD/YYYY) Signed at City, State _______________________________________ _________________ ________________________ (IF OWNER IS UNDER THE AGE OF 18, PARENT OR GUARDIAN MUST SIGN HERE.) Print name of Financial Professional _______________________________________ [GRAPHIC] Financial Professional signature Date (MM/DD/YYYY) Signed at City, State _______________________________________ _________________ ________________________
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