Metropolitan Life Insurance Company
11215 North Community House Road
Charlotte, NC 28277
                                                                   Barbara Stroz
                                                      Vice President and Actuary

                                           April 15, 2015

Metropolitan Life Insurance Company
200 Park Avenue
New York, New York 10166

Re: Equity Advantage VUL

Ladies and Gentlemen:

In  my  capacity  as  Vice  President and Actuary of Metropolitan Life Insurance
Company  (the  "Company"),  I  have  provided  actuarial  advice  concerning:

          The  preparation of Post-Effective Amendment No. 7 to the registration
          statement on Form N-6 (File No. 333-147508) filed by Metropolitan Life
          Separate  Account  UL and the Company with the Securities and Exchange
          Commission  under  the Securities Act of 1933 with respect to variable
          life  insurance  policies  (the  "Registration  Statement");  and

          The  preparation  of  policy  forms  for  the  variable life insurance
          policies  described  in  the  Registration Statement (the "Policies").

It is my professional opinion that:

     1.   The  illustrations  of  death benefits, cash surrender values and cash
          values  shown  under  "Partial  Withdrawal"  and  in Appendix B of the
          Prospectus,  based on the assumptions stated in the illustrations, are
          consistent  with the provisions of the Policies. The rate structure of
          the  Policies  has  not  been  designed so as to make the relationship
          between  premiums  and benefits, as shown in the illustrations, appear
          to  be  correspondingly  more  favorable  to prospective purchasers of
          Policies  for  male  insureds,  aged  35  in  the  underwriting  class
          illustrated,  than  to prospective purchasers of Policies for insureds
          of  other  sexes  or  ages. Insureds in other underwriting classes may
          have  higher  cost  of  insurance  charges.

     2.   The  calculation  of  surrender  charges, face amounts and cash values
          shown  in  the  Example  under  the  heading  "Surrenders  and Partial
          Withdrawals - Partial Withdrawal" are accurate and consistent with the
          provisions  of  the  Policies  based  on the assumptions stated in the
          Example.

     3.   The  illustration  of  net premiums shown under the heading "Charges -
          Deductions  from  Premiums" in the Prospectus contains the net premium
          amounts  allocated  to  the  Policy  for  a  $4,000  premium.

     4.   The  maximum  surrender  charges  shown  in  the examples of surrender
          charges  under  the  heading  "Charges  -  Surrender  Charges" are the
          correct  amounts  based  on  the  Policy's  face  amount  and  the
          characteristics  of  the  insured.

I  hereby  consent  to  the  filing  of  this  opinion  as  an  Exhibit  to this
Post-Effective Amendment to the Registration Statement and to the use of my name
under  the  heading  "Experts"  in  the  Statement  of  Additional  Information.

Sincerely,

/s/ Barbara Stroz

Barbara Stroz, F.S.A.
Vice President and Actuary