METROPOLITAN LIFE INSURANCE COMPANY

                     METROPOLITAN LIFE SEPARATE ACCOUNT UL

                                    METFLEX

                       SUPPLEMENT DATED OCTOBER 18, 2013
                     TO THE PROSPECTUS DATED APRIL 29, 2013

Metropolitan Life Insurance Company (the "Company") has filed an application
with the Securities and Exchange Commission ("SEC") requesting an order to allow
the Company to remove certain variable investment options ("Existing Funds") and
substitute new options ("Replacement Funds"). The Replacement Funds are
portfolios of Met Investors Series Trust or Metropolitan Series Fund. To the
extent that a Replacement Fund is not currently available as an investment
option under your Policy, such Replacement Fund will be added as an investment
option on or before the date of the substitution. Please retain this supplement
and keep it with the prospectus.

The Company believes that the proposed substitutions are in the best interest of
Policy holders. In each case, the Replacement Fund will have at least similar
investment objectives and policies as the Existing Fund. The Company will bear
all expenses related to the substitutions, and they will have no tax
consequences for you. The Company anticipates that, if such order is granted,
the proposed substitutions will occur on or about April 28, 2014.

The proposed substitutions and respective advisers and/or sub-advisers for the
above-listed Policies are:

                                                    
EXISTING FUND AND CURRENT ADVISER                      REPLACEMENT FUND AND SUB-ADVISER
(WITH CURRENT SUB-ADVISER AS NOTED)

Invesco V.I. Global Real Estate Fund - Series I        Clarion Global Real Estate Portfolio - Class A
-----------------------------------------------        ----------------------------------------------
Invesco Advisers, Inc.                                 CBRE Clarion Securities LLC
(Invesco Asset Management Limited)

Pioneer Emerging Markets VCT Portfolio - Class II      MFS/R/ Emerging Markets Equity Portfolio - Class B
-------------------------------------------------      --------------------------------------------------
Pioneer Investment Management, Inc.                    Massachusetts Financial Services Company





Please note that:

.    No action is required on your part at this time. You will not need to file
     a new election or take any immediate action if the SEC approves the
     substitution.

.    The elections you have on file for allocating your cash value, premium
     payments and deductions will be redirected to the Replacement Fund unless
     you change your elections and transfer your funds before the substitution
     takes place.

.    You may transfer amounts in your Policy among the variable investment
     options and the fixed option as usual. The substitution itself will not be
     treated as a transfer for purposes of the transfer provisions of your
     Policy, subject to the Company's restrictions on transfers to prevent or
     limit frequent transfer activities by Policy owners or agents of Policy
     owners.

.    If you make one transfer from one of the above Existing Funds into one or
     more other subaccounts before the substitution, or from the Replacement
     Fund after the substitution, any transfer charge that might otherwise be
     imposed will be waived from the date of this Notice through the date that
     is 30 days after the substitution. In addition, if you make one transfer
     from an Existing Fund into a subaccount before the substitution or from a
     Replacement Fund within 30 days after the substitution, the transfer will
     not be treated as one of a limited number of transfers (or exchanges)
     permitted under your Policy.

.    On the effective date of the substitution, your cash value in the variable
     investment option will be the same as before the substitution. However, the
     number of units you receive in the Replacement Fund will be different from
     the number of units in your Existing Fund, due to the difference in unit
     values.

.    There will be no tax consequences to you.

In connection with the substitutions, we will send you a prospectus for the
Replacement Funds, as well as notice of the actual date of the substitutions and
confirmation of transfers.

Please contact your registered representative if you have any questions.

THIS SUPPLEMENT SHOULD BE READ AND RETAINED FOR FUTURE REFERENCE.