497 1 d497.txt SUPPLEMENT DATED APRIL 28, 2008 (UL II 1990) METROPOLITAN LIFE INSURANCE COMPANY UL II -- FLEXIBLE PREMIUM MULTIFUNDED LIFE INSURANCE POLICIES SUPPLEMENT DATED APRIL 28, 2008 TO Prospectus Dated April 30, 1993 as previously amended This supplement updates certain information contained in your last prospectus and subsequent supplements. You should read and retain this supplement with your Policy. We will send you an additional copy of your most recent prospectus (and any previous supplements thereto), without charge, on written request sent to MetLife, P.O. Box 543, Warwick, RI 02887-0543. New UL II Policies are no longer available for sale. You allocate net premiums to and may transfer cash value among the investment divisions of the Metropolitan Life Separate Account UL. Each investment division, in turn, invests in the shares of one of the following Portfolios: AMERICAN FUNDS INSURANCE SERIES(R) (CLASS 2 SHARES) American Funds Bond Fund American Funds Growth Fund American Funds Global American Funds Small Capitalization Fund Growth-Income Fund MET INVESTORS SERIES TRUST (CLASS A SHARES) BlackRock Large Cap Core Legg Mason Value Equity Portfolio Portfolio Clarion Global Real Lord Abbett Bond Estate Debenture Portfolio Portfolio (formerly Met/AIM Small Cap Growth Neuberger Berman Real Portfolio Estate Portfolio) MFS(R) Research Cyclical Growth and International Portfolio Income ETF Portfolio Oppenheimer Capital Cyclical Growth ETF Appreciation Portfolio Portfolio PIMCO Inflation Protected Harris Oakmark Bond Portfolio International Portfolio PIMCO Total Return Janus Forty Portfolio Portfolio Lazard Mid Cap Portfolio RCM Technology Portfolio Legg Mason Partners T. Rowe Price Mid Cap Aggressive Growth Growth Portfolio Portfolio METROPOLITAN SERIES FUND, INC. (CLASS A SHARES) BlackRock Aggressive MetLife Stock Index Growth Portfolio Portfolio BlackRock Bond Income MFS(R) Total Return Portfolio Portfolio BlackRock Diversified MFS(R) Value Portfolio Portfolio (formerly BlackRock Large Cap Value Harris Oakmark Large Cap Portfolio Value Portfolio) BlackRock Legacy Large Morgan Stanley EAFE(R) Cap Growth Portfolio Index Portfolio BlackRock Money Market Neuberger Berman Mid Cap Portfolio Value Portfolio BlackRock Strategic Value Oppenheimer Global Equity Portfolio Portfolio Davis Venture Value Russell 2000(R) Index Portfolio Portfolio FI Large Cap Portfolio T. Rowe Price Large Cap FI Mid Cap Opportunities Growth Portfolio Portfolio T. Rowe Price Small Cap FI Value Leaders Portfolio Growth Portfolio Franklin Templeton Small Western Asset Management Cap Growth Portfolio Strategic Bond Harris Oakmark Focused Opportunities Portfolio Value Portfolio Western Asset Management Jennison Growth Portfolio U.S. Government Portfolio Julius Baer International MetLife Conservative Stock Allocation Portfolio Portfolio (formerly FI MetLife Conservative to International Stock Moderate Allocation Portfolio) Portfolio Lehman Brothers(R) MetLife Moderate Aggregate Bond Index Allocation Portfolio Portfolio MetLife Moderate to Loomis Sayles Small Cap Aggressive Allocation Portfolio Portfolio MetLife Mid Cap Stock MetLife Aggressive Index Portfolio Allocation Portfolio The prospectuses for the Portfolios are attached to this supplement. They describe in greater detail an investment in the Portfolios listed above. Please read them and keep them for reference. 1 SENDING COMMUNICATIONS AND PAYMENTS TO US You can communicate all of your requests, instructions and notifications to us by contacting us in writing at our Designated Office. We may require that certain requests, instructions and notifications be made on forms that we provide. These include: changing your beneficiary; taking a Policy loan; changing your death benefit option; taking a partial withdrawal; surrendering your Policy; making transfer requests (including elections with respect to the automated investment strategies) or changing your premium allocations. As of the date of this prospectus, requests for partial withdrawals and Policy loans must be in writing. However, you should contact us at 1-800-MET-5000 for our current procedures. Below is a list of our Designated Offices for various functions. We may name additional or alternate Designated Offices. If we do, we will notify you in writing. You may also contact us at 1-800-MET-5000 for information on where to direct communication regarding any function not listed below. -----------------------------------------------------------------------------
FUNCTION DESIGNATED OFFICE ADDRESS --------------------------------------------------------------------------------- Premium Payments MetLife P.O. Box 371351, Pittsburgh, PA 15250-7351 --------------------------------------------------------------------------------- Payment Inquiries MetLife, P.O. Box 30375, Tampa, FL 33630 --------------------------------------------------------------------------------- Surrenders, Withdrawals, Loans, MetLife, P.O. Box 543, Warwick, R.I. Investment Division Transfers, 02887-0543 Premium Reallocation --------------------------------------------------------------------------------- Death Claims MetLife, P.O. Box 353, Warwick, R.I. 02887-0353 --------------------------------------------------------------------------------- Beneficiary & Assignment MetLife, P.O. Box 313, Warwick, R.I. 02887-0313 --------------------------------------------------------------------------------- Address Changes MetLife, 500 Schoolhouse Road, Johnstown, PA 15904 Attn: Data Integrity --------------------------------------------------------------------------------- Reinstatements MetLife, P.O. Box 30375, Tampa, FL 33630 ---------------------------------------------------------------------------------
If you send your premium payments or transaction requests to an address other than the one we have designated for receipt of such premium payments or requests, we may return the premium payment to you, or there may be a delay in applying the premium payment or transaction to your Policy. TRANSFERRING CASH VALUE AMONG YOUR POLICY'S INVESTMENT OPTIONS The following replaces the list of Monitored Portfolios in the third paragraph of this section: BlackRock Strategic Value Portfolio, Julius Baer International Stock Portfolio, Franklin Templeton Small Cap Growth Portfolio, Loomis Sayles Small Cap Portfolio, Morgan Stanley EAFE(R) Index Portfolio, Oppenheimer Global Equity Portfolio, Russell 2000(R) Index Portfolio, Western Asset Management Strategic Bond Opportunities Portfolio, T. Rowe Price Small Cap Growth Portfolio, Clarion Global Real Estate Portfolio, Harris Oakmark International Portfolio, Lord Abbett Bond Debenture Portfolio, Met/AIM Small Cap Growth Portfolio, MFS(R) Research International Portfolio, and American Funds Global Small Capitalization Fund. OTHER INFORMATION An investor brochure that includes information describing the Financial Industry Regulatory Authority ("FINRA") Public Disclosure Program is available by calling FINRA's Public Disclosure Program hotline at 1-800-289-9999, or by visiting FINRA's website at www.finra.org. ----------------------------------------------------------------------------- 2