METROPLITAN LIFE INSURANCE COMPANY
                       ----------------------------------
                      METROPOLITAN LIFE SEPARATE ACCOUNT UL

                                     METFLEX
                FLEXIBLE PREMIUM VARIABLE LIFE INSURANCE POLICIES

                       SUPPLEMENT DATED DECEMBER 27, 2007

                     TO THE PROSPECTUS DATED APRIL 30, 2007

Metropolitan Life Insurance Company (the "Company") has filed an application
with the Securities and Exchange Commission ("SEC") requesting an order to allow
the Company to remove certain variable investment options ("Existing Fund") and
substitute new options ("Replacement Fund") as shown below. The Replacement
Funds are portfolios of the Met Investors Series Trust or the Metropolitan
Series Fund, Inc. To the extent that the Replacement Fund is not currently
available as an investment option under your Policy, such Replacement Fund will
be added as an investment option on or before the date of the substitution.
Please retain this supplement and keep it with the prospectus.

To the extent required by law, approval of the proposed substitution is being
obtained from the state insurance regulators in certain jurisdictions.

The Company believes that the proposed substitutions are in the best interest of
Policy owners. The Replacement Fund will have at least similar investment
objectives and policies as the Existing Fund. The Company will bear all expenses
related to the substitutions, and they will have no tax consequences for you.
The Company anticipates that, if such order is granted, the proposed
substitutions will occur on or about April 28, 2008.

The proposed substitutions and respective adviser and/or sub-advisers for the
Policy are:



EXISTING FUND AND CURRENT ADVISER (WITH CURRENT SUB-           REPLACEMENT FUND AND SUB-ADVISER
ADVISERS AS NOTED)
                                                            
Dreyfus Investment Portfolios - Dreyfus Mid Cap Stock          Met Investors Series Trust - Lazard Mid-Cap
- -----------------------------------------------------          -------------------------------------------
Portfolio (Service Class)                                -->   Portfolio (Class B)
- -------------------------                                      -------------------
The Dreyfus Corporation                                        Lazard Asset Management LLC

AIM Variable Insurance Funds - AIM V.I. Government             Metropolitan Series Fund, Inc. - Western
- --------------------------------------------------             ----------------------------------------
Securities Fund (Series II)                              -->   Asset Management U.S. Government
- ---------------------------                                    --------------------------------
A I M Advisors, Inc.                                           Portfolio (Class B)
                                                               -------------------
                                                               Western Asset Management Company


Please note that:

     .    No action is required on your part at this time. You will not need to
          file a new election or take any immediate action if the SEC approves
          the substitution.

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     .    The elections you have on file for allocating your cash value, premium
          payments and deductions will be redirected to the Replacement Fund
          unless you change your elections and transfer your funds before the
          substitution takes place.

     .    You may transfer amounts in your Policy among the variable investment
          options and the fixed option as usual. The substitution itself will
          not be treated as a transfer for purposes of the transfer provisions
          of your Policy, subject to the Company's restrictions on transfers to
          prevent or limit "market timing" activities by Policy owners or agents
          of Policy owners.

     .    If you make one transfer from one of the above Existing Funds into one
          or more other subaccounts before the substitution, or from the
          Replacement Fund after the substitution, any transfer charge that
          might otherwise be imposed will be waived from the date of this Notice
          through the date that is 30 days after the substitution.

     .    On the effective date of the substitution, your cash value in the
          variable investment option will be the same as before the
          substitution. However, the number of units you receive in the
          Replacement Fund will be different from the number of units in your
          Existing Fund, due to the difference in unit values.

     .    There will be no tax consequences to you.

In connection with the substitutions, we will send you a prospectus for the Met
Investors Series Trust and the Metropolitan Series Fund, Inc., as well as notice
of the actual date of the substitution and confirmation of transfers.

Please contact your registered representative if you have any questions.

THIS SUPPLEMENT SHOULD BE READ AND RETAINED FOR FUTURE REFERENCE.

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