METROPOLITAN LIFE INSURANCE COMPANY
                     METROPOLITAN LIFE SEPARATE ACCOUNT UL

                             EQUITY ADVANTAGE VUL

                  SUPPLEMENT DATED SEPTEMBER 22, 2006 TO THE
                         PROSPECTUS DATED MAY 1, 2006

                                     UL II

                  SUPPLEMENT DATED SEPTEMBER 22, 2006 TO THE
      PROSPECTUSES DATED MAY 1, 2003 AND APRIL 30, 1993, AS SUPPLEMENTED

This supplement updates certain information in the prospectuses for the above
flexible premium variable life insurance policies, as annually and periodically
supplemented. You should read and retain this supplement.

The following is added to the FEDERAL TAX MATTERS section of the prospectuses:

    EMPLOYER-OWNED LIFE INSURANCE

    In the case of employer-owned life insurance as defined in Section 101(j)
    of the Internal Revenue Code, the amount excludable from gross income is
    limited to premiums paid unless the Policy falls within certain specified
    exceptions and a notice and consent requirement is satisfied before the
    Policy is issued. Certain specified exceptions are based on the status of
    an employee as highly compensated or recently employed. There are also
    exceptions for policy proceeds paid to an employee's heirs. These
    exceptions only apply if proper notice is given to the insured employee and
    consent is received from the insured employee before the issuance of the
    Policy. These rules apply to Policies issued August 18, 2006 and later and
    also apply to Policies issued before August 18, 2006 after a material
    increase in the death benefit or other material change. An IRS reporting
    requirement applies to employer-owned life insurance subject to these
    rules. Because these rules are complex and will affect the tax treatment of
    death benefits, it is advisable to consult tax counsel. The death benefit
    will also be taxable in the case of a transfer-for-value unless certain
    exceptions apply.