Semi-annual Reports dated June 30, 2003 of the below noted investment companies
are the reports sent to contractowners of the Metropolitan Life Separate Account
UL of Metropolitan Life Insurance Company pursuant to Rule 30b-2 of the
Investment Company Act of 1940.

Incorporated by reference is the semi-annual report for all portfolios of
Metropolitan Series Fund, Inc. as filed on Form N-CSRS, CIK No. 0000710826, File
No. 002-80751.

Incorporated by reference is the semi-annual report for certain series of the
American Funds Insurance Series as filed on Form N-CSRS, CIK No. 0000729528,
File No. 002-86838.

Incorporated by reference is the semi-annual report for the Janus Aspen Series
as filed on Form N-CSRS, CIK No. 0000906185, File No. 033-63212.

Incorporated by reference is the semi-annual report for certain funds of Invesco
Variable Investment Funds, Inc. as filed on Form N-CSRS, CIK No. 0000912744,
File No. 033-70154.

Incorporated by reference is the semi-annual report for certain funds of
Franklin Templeton Variable Insurance Products Trust as filed on Form N-CSRS,
CIK No. 0000837274, File No. 033-23493.

Incorporated by reference is the semi-annual report for certain funds of
Alliance Variable Products Series Fund, Inc. as filed on Form N-CSRS, CIK No.
0000825316, File No. 333-74800.

Incorporated by reference is the semi-annual report for certain funds of Met
Investors Series Trust as filed on Form N-CSRS, CIK No. 0001126087, File No.
333-48456.

Incorporated by reference is the semi-annual report for certain funds of
Fidelity Variable Insurance Products Fund as filed on Form N-CSRS, CIK No.
0000356494, File No. 002-75010.

Incorporated by reference is the semi-annual report for certain funds of
Fidelity Variable Insurance Products Fund II as filed on Form N-CSRS, CIK No.
0000831016, File No. 033-20773.