-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 A0vRKEuFbiviLpjyP0d9/avnLhZj/iBcDo+LC0BmIVSfc5F+RcTTbLQCAotw56sM
 B8BWOrAXSyYqAN7h7BllQg==

<SEC-DOCUMENT>0000950109-01-505352.txt : 20020412
<SEC-HEADER>0000950109-01-505352.hdr.sgml : 20020412
ACCESSION NUMBER:		0000950109-01-505352
CONFORMED SUBMISSION TYPE:	497
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20011130

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			METROPOLITAN LIFE SEPARATE ACCOUNT UL
		CENTRAL INDEX KEY:			0000858997
		STANDARD INDUSTRIAL CLASSIFICATION:	 []
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		497
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	033-47927
		FILM NUMBER:		1803571

	BUSINESS ADDRESS:	
		STREET 1:		1 MADISON AVE
		STREET 2:		METROPOLITAN LIFE INSURANCE CO
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10010
		BUSINESS PHONE:		2125788717

	MAIL ADDRESS:	
		STREET 1:		1 MADISON AVENUE
		STREET 2:		LAW DEPARTMENT AREA 7 G
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10010
</SEC-HEADER>
<DOCUMENT>
<TYPE>497
<SEQUENCE>1
<FILENAME>d497.txt
<DESCRIPTION>FORM 497
<TEXT>
<PAGE>

         UL2001, A FLEXIBLE PREMIUM MULTIFUNDED LIFE INSURANCE POLICY
                 ISSUED BY METROPOLITAN LIFE INSURANCE COMPANY
                      SUPPLEMENT DATED DECEMBER 3, 2001
                                      TO
                         PROSPECTUS DATED MAY 1, 2001

This supplements the information contained in the prospectus ("Prospectus") for
UL2001 Flexible Premium Multifunded Life Insurance Policies, dated May 1, 2001.
You should keep this December 3, 2001 Supplement to the Prospectus for future
reference.

1.  Notwithstanding the information on page 4 and elsewhere in the Prospectus,
    the reduction in the mortality and expense risk charge after Policy year 10,
    is now guaranteed in all states and not just in New York.

2.  Notwithstanding the information on page 22 and elsewhere in the Prospectus,
    the interest charged on a Policy loan after Policy year 21 will be reduced
    to 4.0%. In addition, the reductions in the interest charged on Policy loans
    beginning after Policy year 10 is now guaranteed in all states and not just
    in New York.

UL2001 SUPP (1101)
L01114RGD(exp0502)MLIC-LD

</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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