-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, MlvQDWFICa3lJm9wDvZvL+diILQ6bSHOUYXvhrLhgLE3/MQUxWO8xfGjpEYIiYp6 5v5yMMZlRq4G6P3wWXs7Qg== 0000897069-04-001381.txt : 20040728 0000897069-04-001381.hdr.sgml : 20040728 20040728124055 ACCESSION NUMBER: 0000897069-04-001381 CONFORMED SUBMISSION TYPE: 497 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20040728 EFFECTIVENESS DATE: 20040728 FILER: COMPANY DATA: COMPANY CONFORMED NAME: METROPOLITAN LIFE SEPARATE ACCOUNT UL CENTRAL INDEX KEY: 0000858997 STATE OF INCORPORATION: NY FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 497 SEC ACT: 1933 Act SEC FILE NUMBER: 033-57320 FILM NUMBER: 04935183 BUSINESS ADDRESS: STREET 1: 1 MADISON AVE STREET 2: METROPOLITAN LIFE INSURANCE CO CITY: NEW YORK STATE: NY ZIP: 10010 BUSINESS PHONE: 2125788717 MAIL ADDRESS: STREET 1: 1 MADISON AVENUE STREET 2: LAW DEPARTMENT AREA 7 G CITY: NEW YORK STATE: NY ZIP: 10010 497 1 cmw841.htm RULE 497(E) PROSPECTUS SUPPLEMENT

FLEXIBLE PREMIUM VARIABLE LIFE INSURANCE POLICIES
ISSUED BY METROPOLITAN LIFE INSURANCE COMPANY
SUPPLEMENT DATED JULY 1, 2004
To
PROSPECTUS DATED MAY 1, 2004

This supplements the information contained in the prospectus (“Prospectus”) for Flexible Premium Variable Life Insurance Policies, dated May 1, 2004. You should keep this July 1, 2004 Supplement to the Prospectus for future reference.

The Janus Aspen Series portfolio operating expenses as shown in the table on page 14 of the Prospectus are revised as follows:

Management
Fees		 Other
Expenses		 12b-1 Fees Gross Total
Annual
Expenses		 Fee Waivers
and Expense
Reimbursements		 Net Total
Annual
Expenses
 The Janus Aspen            
          Series
Janus Aspen .64% .02% 0 .66% 0 .66%
Growth -
Institutional
Shares(l)
Janus Aspen
Balanced -
Service .55% .02% .25% .82% 0 .82%
Shares(l)(m)
Janus Aspen
Capital
Appreciation - .64% .03% .25% .92% 0 .92%
Service
Shares(l)(m)

(l)     Expenses for the Portfolios are based upon expenses for the year ended December 31, 2003. Expenses are stated both with and without contractual waivers by Janus Capital. All expenses are shown without the effect of any expense offset arrangements.

(m)     Because the 12b-1 fee is charged as an ongoing fee, long-term shareholders may pay more than the economic equivalent of the maximum front-end sales charges permitted by the National Association of Securities Dealers, Inc.

Further explanation for these changes is contained in the Janus supplement included herewith

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