<SEC-DOCUMENT>0001193125-18-178768-index.html : 20180531
<SEC-HEADER>0001193125-18-178768.hdr.sgml : 20180531
<ACCEPTANCE-DATETIME>20180530180133
ACCESSION NUMBER:		0001193125-18-178768
CONFORMED SUBMISSION TYPE:	497
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20180531
DATE AS OF CHANGE:		20180530
EFFECTIVENESS DATE:		20180531

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SCHWAB CAPITAL TRUST
		CENTRAL INDEX KEY:			0000904333
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			1031

	FILING VALUES:
		FORM TYPE:		497
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	033-62470
		FILM NUMBER:		18869379

	BUSINESS ADDRESS:	
		STREET 1:		211 MAIN STREET
		CITY:			SAN FRANCISCO
		STATE:			CA
		ZIP:			94105
		BUSINESS PHONE:		1-415-667-7000

	MAIL ADDRESS:	
		STREET 1:		211 MAIN STREET
		CITY:			SAN FRANCISCO
		STATE:			CA
		ZIP:			94105

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			LAUDUS TRUST
		CENTRAL INDEX KEY:			0000832545
		IRS NUMBER:				680163788
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			0331

	FILING VALUES:
		FORM TYPE:		497
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	033-21677
		FILM NUMBER:		18869381

	BUSINESS ADDRESS:	
		STREET 1:		211 MAIN STREET
		CITY:			SAN FRANCISCO
		STATE:			CA
		ZIP:			94105
		BUSINESS PHONE:		1-415-667-7000

	MAIL ADDRESS:	
		STREET 1:		211 MAIN STREET
		CITY:			SAN FRANCISCO
		STATE:			CA
		ZIP:			94105

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BARR ROSENBERG SERIES TRUST
		DATE OF NAME CHANGE:	19961003

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ROSENBERG SERIES TRUST
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ROSENBERG SMALL CAPITALIZATION FUND
		DATE OF NAME CHANGE:	19881030

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SCHWAB INVESTMENTS
		CENTRAL INDEX KEY:			0000869365
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			0831

	FILING VALUES:
		FORM TYPE:		497
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	033-37459
		FILM NUMBER:		18869380

	BUSINESS ADDRESS:	
		STREET 1:		211 MAIN STREET
		CITY:			SAN FRANCISCO
		STATE:			CA
		ZIP:			94105
		BUSINESS PHONE:		1-415-667-7000

	MAIL ADDRESS:	
		STREET 1:		211 MAIN STREET
		CITY:			SAN FRANCISCO
		STATE:			CA
		ZIP:			94105

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SCHWAB STRATEGIC TRUST
		CENTRAL INDEX KEY:			0001454889
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		497
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-160595
		FILM NUMBER:		18869382

	BUSINESS ADDRESS:	
		STREET 1:		211 MAIN STREET
		CITY:			SAN FRANCISCO
		STATE:			CA
		ZIP:			94105
		BUSINESS PHONE:		1-415-667-7000

	MAIL ADDRESS:	
		STREET 1:		211 MAIN STREET
		CITY:			SAN FRANCISCO
		STATE:			CA
		ZIP:			94105

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	Schwab Strategic Trust
		DATE OF NAME CHANGE:	20090127

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CHARLES SCHWAB FAMILY OF FUNDS
		CENTRAL INDEX KEY:			0000857156
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		497
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	033-31894
		FILM NUMBER:		18869384

	BUSINESS ADDRESS:	
		STREET 1:		211 MAIN STREET
		CITY:			SAN FRANCISCO
		STATE:			CA
		ZIP:			94105
		BUSINESS PHONE:		1-415-667-7000

	MAIL ADDRESS:	
		STREET 1:		211 MAIN STREET
		CITY:			SAN FRANCISCO
		STATE:			CA
		ZIP:			94105

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SCHWAB CHARLES FAMILY OF FUNDS
		DATE OF NAME CHANGE:	19920703

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SCHWAB ANNUITY PORTFOLIOS
		CENTRAL INDEX KEY:			0000918266
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		497
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	033-74534
		FILM NUMBER:		18869383

	BUSINESS ADDRESS:	
		STREET 1:		211 MAIN STREET
		CITY:			SAN FRANCISCO
		STATE:			CA
		ZIP:			94105
		BUSINESS PHONE:		1-415-667-7000

	MAIL ADDRESS:	
		STREET 1:		211 MAIN STREET
		CITY:			SAN FRANCISCO
		STATE:			CA
		ZIP:			94105
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<OWNER-CIK>0000832545
<SERIES-ID>S000019358
<SERIES-NAME>Laudus Mondrian Emerging Markets Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000053787
<CLASS-CONTRACT-NAME>Institutional Shares
<CLASS-CONTRACT-TICKER-SYMBOL>LEMNX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000832545
<SERIES-ID>S000019359
<SERIES-NAME>Laudus Mondrian International Government Fixed Income Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000053790
<CLASS-CONTRACT-NAME>Institutional Shares
<CLASS-CONTRACT-TICKER-SYMBOL>LIFNX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000832545
<SERIES-ID>S000022479
<SERIES-NAME>Laudus Mondrian International Equity Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000065023
<CLASS-CONTRACT-NAME>Institutional Shares
<CLASS-CONTRACT-TICKER-SYMBOL>LIEIX
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<SERIES>
<OWNER-CIK>0000832545
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<SERIES-NAME>Laudus U.S. Large Cap Growth Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000076665
<CLASS-CONTRACT-NAME>Laudus U.S. Large Cap Growth Fund
<CLASS-CONTRACT-TICKER-SYMBOL>LGILX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000857156
<SERIES-ID>S000004500
<SERIES-NAME>Schwab AMT Tax-Free Money Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000012374
<CLASS-CONTRACT-NAME>Sweep Shares
<CLASS-CONTRACT-TICKER-SYMBOL>SWFXX
</CLASS-CONTRACT>
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000039063
<CLASS-CONTRACT-NAME>Investor Shares
<CLASS-CONTRACT-TICKER-SYMBOL>SWWXX
</CLASS-CONTRACT>
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<SERIES>
<OWNER-CIK>0000857156
<SERIES-ID>S000004504
<SERIES-NAME>Schwab Cash Reserves
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000012378
<CLASS-CONTRACT-NAME>Sweep Shares
<CLASS-CONTRACT-TICKER-SYMBOL>SWSXX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000857156
<SERIES-ID>S000004505
<SERIES-NAME>Schwab Advisor Cash Reserves
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000012379
<CLASS-CONTRACT-NAME>Sweep Shares
<CLASS-CONTRACT-TICKER-SYMBOL>SWQXX
</CLASS-CONTRACT>
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000012380
<CLASS-CONTRACT-NAME>Premier Sweep Shares
<CLASS-CONTRACT-TICKER-SYMBOL>SWZXX
</CLASS-CONTRACT>
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<SERIES>
<OWNER-CIK>0000857156
<SERIES-ID>S000004506
<SERIES-NAME>Schwab Government Money Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000012381
<CLASS-CONTRACT-NAME>Sweep Shares
<CLASS-CONTRACT-TICKER-SYMBOL>SWGXX
</CLASS-CONTRACT>
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000151955
<CLASS-CONTRACT-NAME>Investor Shares
<CLASS-CONTRACT-TICKER-SYMBOL>SNVXX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000857156
<SERIES-ID>S000004507
<SERIES-NAME>Schwab U.S. Treasury Money Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000012382
<CLASS-CONTRACT-NAME>Sweep Shares
<CLASS-CONTRACT-TICKER-SYMBOL>SWUXX
</CLASS-CONTRACT>
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000198373
<CLASS-CONTRACT-NAME>Investor Shares
<CLASS-CONTRACT-TICKER-SYMBOL>SNSXX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000857156
<SERIES-ID>S000004508
<SERIES-NAME>Schwab Value Advantage Money Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000012383
<CLASS-CONTRACT-NAME>Investor Shares
<CLASS-CONTRACT-TICKER-SYMBOL>SWVXX
</CLASS-CONTRACT>
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000038267
<CLASS-CONTRACT-NAME>Ultra Shares
<CLASS-CONTRACT-TICKER-SYMBOL>SNAXX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000857156
<SERIES-ID>S000004509
<SERIES-NAME>Schwab Retirement Advantage Money Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000012386
<CLASS-CONTRACT-NAME>Schwab Retirement Advantage Money Fund
<CLASS-CONTRACT-TICKER-SYMBOL>SWIXX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000857156
<SERIES-ID>S000004510
<SERIES-NAME>Schwab Investor Money Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000012387
<CLASS-CONTRACT-NAME>Schwab Investor Money Fund
<CLASS-CONTRACT-TICKER-SYMBOL>SWRXX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000857156
<SERIES-ID>S000004511
<SERIES-NAME>Schwab Municipal Money Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000012388
<CLASS-CONTRACT-NAME>Sweep Shares
<CLASS-CONTRACT-TICKER-SYMBOL>SWXXX
</CLASS-CONTRACT>
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000012389
<CLASS-CONTRACT-NAME>Investor Shares
<CLASS-CONTRACT-TICKER-SYMBOL>SWTXX
</CLASS-CONTRACT>
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000012391
<CLASS-CONTRACT-NAME>Ultra Shares
<CLASS-CONTRACT-TICKER-SYMBOL>SWOXX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000857156
<SERIES-ID>S000004512
<SERIES-NAME>Schwab California Municipal Money Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000012392
<CLASS-CONTRACT-NAME>Sweep Shares
<CLASS-CONTRACT-TICKER-SYMBOL>SWCXX
</CLASS-CONTRACT>
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000012393
<CLASS-CONTRACT-NAME>Investor Shares
<CLASS-CONTRACT-TICKER-SYMBOL>SWKXX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000857156
<SERIES-ID>S000004513
<SERIES-NAME>Schwab New York Municipal Money Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000012394
<CLASS-CONTRACT-NAME>Sweep Shares
<CLASS-CONTRACT-TICKER-SYMBOL>SWNXX
</CLASS-CONTRACT>
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000012395
<CLASS-CONTRACT-NAME>Investor Shares
<CLASS-CONTRACT-TICKER-SYMBOL>SWYXX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000857156
<SERIES-ID>S000036659
<SERIES-NAME>Schwab Treasury Obligations Money Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000112046
<CLASS-CONTRACT-NAME>Investor Shares
<CLASS-CONTRACT-TICKER-SYMBOL>SNOXX
</CLASS-CONTRACT>
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000112047
<CLASS-CONTRACT-NAME>Sweep Shares
<CLASS-CONTRACT-TICKER-SYMBOL>SNTXX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000857156
<SERIES-ID>S000052458
<SERIES-NAME>Schwab Variable Share Price Money Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000164902
<CLASS-CONTRACT-NAME>Ultra Shares
<CLASS-CONTRACT-TICKER-SYMBOL>SVUXX
</CLASS-CONTRACT>
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000164905
<CLASS-CONTRACT-NAME>Investor Shares
<CLASS-CONTRACT-TICKER-SYMBOL>SVOXX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000857156
<SERIES-ID>S000053802
<SERIES-NAME>Schwab Retirement Government Money Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000169257
<CLASS-CONTRACT-NAME>Schwab Retirement Government Money Fund
<CLASS-CONTRACT-TICKER-SYMBOL>SNRXX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000869365
<SERIES-ID>S000006807
<SERIES-NAME>Schwab 1000 Index Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000018433
<CLASS-CONTRACT-NAME>Investor Shares
<CLASS-CONTRACT-TICKER-SYMBOL>SNXFX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000869365
<SERIES-ID>S000006811
<SERIES-NAME>Schwab GNMA Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000018440
<CLASS-CONTRACT-NAME>Schwab GNMA Fund
<CLASS-CONTRACT-TICKER-SYMBOL>SWGSX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000869365
<SERIES-ID>S000006815
<SERIES-NAME>Schwab Tax-Free Bond Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000018447
<CLASS-CONTRACT-NAME>Schwab Tax-Free Bond Fund
<CLASS-CONTRACT-TICKER-SYMBOL>SWNTX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000869365
<SERIES-ID>S000006818
<SERIES-NAME>Schwab California Tax-Free Bond Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000018451
<CLASS-CONTRACT-NAME>Schwab California Tax-Free Bond Fund
<CLASS-CONTRACT-TICKER-SYMBOL>SWCAX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000869365
<SERIES-ID>S000006819
<SERIES-NAME>Schwab Treasury Inflation Protected Securities Index Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000018453
<CLASS-CONTRACT-NAME>Schwab Treasury Inflation Protected Securities Index Fund
<CLASS-CONTRACT-TICKER-SYMBOL>SWRSX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000869365
<SERIES-ID>S000015878
<SERIES-NAME>Schwab Global Real Estate Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000043612
<CLASS-CONTRACT-NAME>Schwab Global Real Estate Fund
<CLASS-CONTRACT-TICKER-SYMBOL>SWASX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000869365
<SERIES-ID>S000018876
<SERIES-NAME>Schwab Intermediate-Term Bond Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000052265
<CLASS-CONTRACT-NAME>Schwab Intermediate-Term Bond Fund
<CLASS-CONTRACT-TICKER-SYMBOL>SWIIX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000869365
<SERIES-ID>S000056207
<SERIES-NAME>Schwab U.S. Aggregate Bond Index Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000176960
<CLASS-CONTRACT-NAME>Schwab U.S. Aggregate Bond Index Fund
<CLASS-CONTRACT-TICKER-SYMBOL>SWAGX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000869365
<SERIES-ID>S000056208
<SERIES-NAME>Schwab Short-Term Bond Index Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000176961
<CLASS-CONTRACT-NAME>Schwab Short-Term Bond Index Fund
<CLASS-CONTRACT-TICKER-SYMBOL>SWSBX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000904333
<SERIES-ID>S000005513
<SERIES-NAME>Schwab Large-Cap Growth Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000015012
<CLASS-CONTRACT-NAME>Select Shares
<CLASS-CONTRACT-TICKER-SYMBOL>SWLSX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000904333
<SERIES-ID>S000005514
<SERIES-NAME>Schwab Core Equity Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000015013
<CLASS-CONTRACT-NAME>Investor Shares
<CLASS-CONTRACT-TICKER-SYMBOL>SWANX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000904333
<SERIES-ID>S000005515
<SERIES-NAME>Schwab Dividend Equity Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000015015
<CLASS-CONTRACT-NAME>Select Shares
<CLASS-CONTRACT-TICKER-SYMBOL>SWDSX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000904333
<SERIES-ID>S000005516
<SERIES-NAME>Schwab Small-Cap Equity Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000015017
<CLASS-CONTRACT-NAME>Select Shares
<CLASS-CONTRACT-TICKER-SYMBOL>SWSCX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000904333
<SERIES-ID>S000005517
<SERIES-NAME>Schwab Hedged Equity Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000015018
<CLASS-CONTRACT-NAME>Select Shares
<CLASS-CONTRACT-TICKER-SYMBOL>SWHEX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000904333
<SERIES-ID>S000005519
<SERIES-NAME>Schwab Health Care Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000015021
<CLASS-CONTRACT-NAME>Investor Shares
<CLASS-CONTRACT-TICKER-SYMBOL>SWHFX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000904333
<SERIES-ID>S000005521
<SERIES-NAME>Schwab Target 2010 Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000015023
<CLASS-CONTRACT-NAME>Schwab Target 2010 Fund
<CLASS-CONTRACT-TICKER-SYMBOL>SWBRX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000904333
<SERIES-ID>S000005522
<SERIES-NAME>Schwab Target 2020 Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000015024
<CLASS-CONTRACT-NAME>Schwab Target 2020 Fund
<CLASS-CONTRACT-TICKER-SYMBOL>SWCRX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000904333
<SERIES-ID>S000005523
<SERIES-NAME>Schwab Target 2030 Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000015025
<CLASS-CONTRACT-NAME>Schwab Target 2030 Fund
<CLASS-CONTRACT-TICKER-SYMBOL>SWDRX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000904333
<SERIES-ID>S000005524
<SERIES-NAME>Schwab Target 2040 Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000015026
<CLASS-CONTRACT-NAME>Schwab Target 2040 Fund
<CLASS-CONTRACT-TICKER-SYMBOL>SWERX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000904333
<SERIES-ID>S000005911
<SERIES-NAME>Schwab S&P 500 Index Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000016166
<CLASS-CONTRACT-NAME>Select Shares
<CLASS-CONTRACT-TICKER-SYMBOL>SWPPX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000904333
<SERIES-ID>S000005912
<SERIES-NAME>Schwab Small-Cap Index Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000016169
<CLASS-CONTRACT-NAME>Select Shares
<CLASS-CONTRACT-TICKER-SYMBOL>SWSSX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000904333
<SERIES-ID>S000005913
<SERIES-NAME>Schwab Total Stock Market Index Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000016171
<CLASS-CONTRACT-NAME>Select Shares
<CLASS-CONTRACT-TICKER-SYMBOL>SWTSX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000904333
<SERIES-ID>S000005914
<SERIES-NAME>Schwab International Index Fund
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000016173
<CLASS-CONTRACT-NAME>Select Shares
<CLASS-CONTRACT-TICKER-SYMBOL>SWISX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000904333
<SERIES-ID>S000005916
<SERIES-NAME>Schwab MarketTrack All Equity Portfolio
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000016175
<CLASS-CONTRACT-NAME>Investor Shares
<CLASS-CONTRACT-TICKER-SYMBOL>SWEGX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000904333
<SERIES-ID>S000005917
<SERIES-NAME>Schwab MarketTrack Growth Portfolio
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000016177
<CLASS-CONTRACT-NAME>Investor Shares
<CLASS-CONTRACT-TICKER-SYMBOL>SWHGX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000904333
<SERIES-ID>S000005918
<SERIES-NAME>Schwab MarketTrack Balanced Portfolio
<CLASS-CONTRACT>
<CLASS-CONTRACT-ID>C000016178
<CLASS-CONTRACT-NAME>Investor Shares
<CLASS-CONTRACT-TICKER-SYMBOL>SWBGX
</CLASS-CONTRACT>
</SERIES>
<SERIES>
<OWNER-CIK>0000904333
<SERIES-ID>S000005919
<SERIES-NAME>Schwab MarketTrack Conservative Portfolio
<CLASS-CONTRACT>
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Document 1 - file: d525558d497.htm

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