<SEC-DOCUMENT>0001104659-22-045924-index.html : 20220414 <SEC-HEADER>0001104659-22-045924.hdr.sgml : 20220414 <ACCEPTANCE-DATETIME>20220414140956 ACCESSION NUMBER: 0001104659-22-045924 CONFORMED SUBMISSION TYPE: DEFA14A PUBLIC DOCUMENT COUNT: 2 FILED AS OF DATE: 20220414 DATE AS OF CHANGE: 20220414 FILER: COMPANY DATA: COMPANY CONFORMED NAME: CHARLES SCHWAB FAMILY OF FUNDS CENTRAL INDEX KEY: 0000857156 IRS NUMBER: 000000000 STATE OF INCORPORATION: MA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: DEFA14A SEC ACT: 1934 Act SEC FILE NUMBER: 811-05954 FILM NUMBER: 22826809 BUSINESS ADDRESS: STREET 1: 211 MAIN STREET CITY: SAN FRANCISCO STATE: CA ZIP: 94105 BUSINESS PHONE: 1-415-667-7000 MAIL ADDRESS: STREET 1: 211 MAIN STREET CITY: SAN FRANCISCO STATE: CA ZIP: 94105 FORMER COMPANY: FORMER CONFORMED NAME: SCHWAB CHARLES FAMILY OF FUNDS DATE OF NAME CHANGE: 19920703 FILER: COMPANY DATA: COMPANY CONFORMED NAME: SCHWAB CAPITAL TRUST CENTRAL INDEX KEY: 0000904333 IRS NUMBER: 000000000 STATE OF INCORPORATION: MA FISCAL YEAR END: 1031 FILING VALUES: FORM TYPE: DEFA14A SEC ACT: 1934 Act SEC FILE NUMBER: 811-07704 FILM NUMBER: 22826810 BUSINESS ADDRESS: STREET 1: 211 MAIN STREET CITY: SAN FRANCISCO STATE: CA ZIP: 94105 BUSINESS PHONE: 1-415-667-7000 MAIL ADDRESS: STREET 1: 211 MAIN STREET CITY: SAN FRANCISCO STATE: CA ZIP: 94105 FILER: COMPANY DATA: COMPANY CONFORMED NAME: SCHWAB INVESTMENTS CENTRAL INDEX KEY: 0000869365 IRS NUMBER: 000000000 STATE OF INCORPORATION: MA FISCAL YEAR END: 0831 FILING VALUES: FORM TYPE: DEFA14A SEC ACT: 1934 Act SEC FILE NUMBER: 811-06200 FILM NUMBER: 22826811 BUSINESS ADDRESS: STREET 1: 211 MAIN STREET CITY: SAN FRANCISCO STATE: CA ZIP: 94105 BUSINESS PHONE: 1-415-667-7000 MAIL ADDRESS: STREET 1: 211 MAIN STREET CITY: SAN FRANCISCO STATE: CA ZIP: 94105 <SERIES-AND-CLASSES-CONTRACTS-DATA> <EXISTING-SERIES-AND-CLASSES-CONTRACTS> <SERIES> <OWNER-CIK>0000857156 <SERIES-ID>S000004500 <SERIES-NAME>Schwab AMT Tax-Free Money Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000039063 <CLASS-CONTRACT-NAME>Investor Shares <CLASS-CONTRACT-TICKER-SYMBOL>SWWXX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000219263 <CLASS-CONTRACT-NAME>Ultra Shares <CLASS-CONTRACT-TICKER-SYMBOL>SCTXX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000857156 <SERIES-ID>S000004506 <SERIES-NAME>Schwab Government Money Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000012381 <CLASS-CONTRACT-NAME>Sweep Shares <CLASS-CONTRACT-TICKER-SYMBOL>SWGXX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000151955 <CLASS-CONTRACT-NAME>Investor Shares <CLASS-CONTRACT-TICKER-SYMBOL>SNVXX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000222229 <CLASS-CONTRACT-NAME>Ultra Shares <CLASS-CONTRACT-TICKER-SYMBOL>SGUXX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000857156 <SERIES-ID>S000004507 <SERIES-NAME>Schwab U.S. Treasury Money Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000198373 <CLASS-CONTRACT-NAME>Investor Shares <CLASS-CONTRACT-TICKER-SYMBOL>SNSXX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000222230 <CLASS-CONTRACT-NAME>Ultra Shares <CLASS-CONTRACT-TICKER-SYMBOL>SUTXX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000857156 <SERIES-ID>S000004508 <SERIES-NAME>Schwab Value Advantage Money Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000012383 <CLASS-CONTRACT-NAME>Investor Shares <CLASS-CONTRACT-TICKER-SYMBOL>SWVXX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000038267 <CLASS-CONTRACT-NAME>Ultra Shares <CLASS-CONTRACT-TICKER-SYMBOL>SNAXX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000857156 <SERIES-ID>S000004511 <SERIES-NAME>Schwab Municipal Money Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000012389 <CLASS-CONTRACT-NAME>Investor Shares <CLASS-CONTRACT-TICKER-SYMBOL>SWTXX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000012391 <CLASS-CONTRACT-NAME>Ultra Shares <CLASS-CONTRACT-TICKER-SYMBOL>SWOXX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000857156 <SERIES-ID>S000004512 <SERIES-NAME>Schwab California Municipal Money Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000012393 <CLASS-CONTRACT-NAME>Investor Shares <CLASS-CONTRACT-TICKER-SYMBOL>SWKXX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000219264 <CLASS-CONTRACT-NAME>Ultra Shares <CLASS-CONTRACT-TICKER-SYMBOL>SCAXX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000857156 <SERIES-ID>S000004513 <SERIES-NAME>Schwab New York Municipal Money Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000012395 <CLASS-CONTRACT-NAME>Investor Shares <CLASS-CONTRACT-TICKER-SYMBOL>SWYXX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000219265 <CLASS-CONTRACT-NAME>Ultra Shares <CLASS-CONTRACT-TICKER-SYMBOL>SNYXX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000857156 <SERIES-ID>S000036659 <SERIES-NAME>Schwab Treasury Obligations Money Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000112046 <CLASS-CONTRACT-NAME>Investor Shares <CLASS-CONTRACT-TICKER-SYMBOL>SNOXX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000222231 <CLASS-CONTRACT-NAME>Ultra Shares <CLASS-CONTRACT-TICKER-SYMBOL>SCOXX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000857156 <SERIES-ID>S000052458 <SERIES-NAME>Schwab Variable Share Price Money Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000164902 <CLASS-CONTRACT-NAME>Ultra Shares <CLASS-CONTRACT-TICKER-SYMBOL>SVUXX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000857156 <SERIES-ID>S000053802 <SERIES-NAME>Schwab Retirement Government Money Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000169257 <CLASS-CONTRACT-NAME>Schwab Retirement Government Money Fund <CLASS-CONTRACT-TICKER-SYMBOL>SNRXX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000869365 <SERIES-ID>S000006807 <SERIES-NAME>Schwab 1000 Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000018433 <CLASS-CONTRACT-NAME>Schwab 1000 Index Fund <CLASS-CONTRACT-TICKER-SYMBOL>SNXFX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000869365 <SERIES-ID>S000006815 <SERIES-NAME>Schwab Tax-Free Bond Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000018447 <CLASS-CONTRACT-NAME>Schwab Tax-Free Bond Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWNTX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000869365 <SERIES-ID>S000006818 <SERIES-NAME>Schwab California Tax-Free Bond Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000018451 <CLASS-CONTRACT-NAME>Schwab California Tax-Free Bond Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWCAX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000869365 <SERIES-ID>S000006819 <SERIES-NAME>Schwab Treasury Inflation Protected Securities Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000018453 <CLASS-CONTRACT-NAME>Schwab Treasury Inflation Protected Securities Index Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWRSX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000869365 <SERIES-ID>S000015878 <SERIES-NAME>Schwab Global Real Estate Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000043612 <CLASS-CONTRACT-NAME>Schwab Global Real Estate Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWASX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000869365 <SERIES-ID>S000056207 <SERIES-NAME>Schwab U.S. Aggregate Bond Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000176960 <CLASS-CONTRACT-NAME>Schwab U.S. Aggregate Bond Index Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWAGX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000869365 <SERIES-ID>S000056208 <SERIES-NAME>Schwab Short-Term Bond Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000176961 <CLASS-CONTRACT-NAME>Schwab Short-Term Bond Index Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWSBX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000869365 <SERIES-ID>S000068892 <SERIES-NAME>Schwab Opportunistic Municipal Bond Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000220131 <CLASS-CONTRACT-NAME>Schwab Opportunistic Municipal Bond Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWHYX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000005513 <SERIES-NAME>Schwab Large-Cap Growth Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000015012 <CLASS-CONTRACT-NAME>Schwab Large-Cap Growth Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWLSX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000005514 <SERIES-NAME>Schwab Core Equity Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000015013 <CLASS-CONTRACT-NAME>Schwab Core Equity Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWANX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000005515 <SERIES-NAME>Schwab Dividend Equity Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000015015 <CLASS-CONTRACT-NAME>Schwab Dividend Equity Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWDSX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000005516 <SERIES-NAME>Schwab Small-Cap Equity Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000015017 <CLASS-CONTRACT-NAME>Schwab Small-Cap Equity Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWSCX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000005519 <SERIES-NAME>Schwab Health Care Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000015021 <CLASS-CONTRACT-NAME>Schwab Health Care Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWHFX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000005521 <SERIES-NAME>Schwab Target 2010 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000015023 <CLASS-CONTRACT-NAME>Schwab Target 2010 Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWBRX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000005522 <SERIES-NAME>Schwab Target 2020 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000015024 <CLASS-CONTRACT-NAME>Schwab Target 2020 Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWCRX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000005523 <SERIES-NAME>Schwab Target 2030 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000015025 <CLASS-CONTRACT-NAME>Schwab Target 2030 Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWDRX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000005524 <SERIES-NAME>Schwab Target 2040 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000015026 <CLASS-CONTRACT-NAME>Schwab Target 2040 Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWERX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000005911 <SERIES-NAME>Schwab S&P 500 Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000016166 <CLASS-CONTRACT-NAME>Schwab S&P 500 Index Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWPPX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000005912 <SERIES-NAME>Schwab Small-Cap Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000016169 <CLASS-CONTRACT-NAME>Schwab Small-Cap Index Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWSSX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000005913 <SERIES-NAME>Schwab Total Stock Market Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000016171 <CLASS-CONTRACT-NAME>Schwab Total Stock Market Index Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWTSX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000005914 <SERIES-NAME>Schwab International Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000016173 <CLASS-CONTRACT-NAME>Schwab International Index Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWISX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000005916 <SERIES-NAME>Schwab MarketTrack All Equity Portfolio <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000016175 <CLASS-CONTRACT-NAME>Schwab MarketTrack All Equity Portfolio <CLASS-CONTRACT-TICKER-SYMBOL>SWEGX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000005917 <SERIES-NAME>Schwab MarketTrack Growth Portfolio <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000016177 <CLASS-CONTRACT-NAME>Schwab MarketTrack Growth Portfolio <CLASS-CONTRACT-TICKER-SYMBOL>SWHGX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000005918 <SERIES-NAME>Schwab MarketTrack Balanced Portfolio <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000016178 <CLASS-CONTRACT-NAME>Schwab MarketTrack Balanced Portfolio <CLASS-CONTRACT-TICKER-SYMBOL>SWBGX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000005919 <SERIES-NAME>Schwab MarketTrack Conservative Portfolio <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000016180 <CLASS-CONTRACT-NAME>Schwab MarketTrack Conservative Portfolio <CLASS-CONTRACT-TICKER-SYMBOL>SWCGX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000006549 <SERIES-NAME>Schwab Balanced Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000017885 <CLASS-CONTRACT-NAME>Schwab Balanced Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWOBX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000006551 <SERIES-NAME>Schwab International Opportunities Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000017890 <CLASS-CONTRACT-NAME>Schwab International Opportunities Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWMIX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000016766 <SERIES-NAME>Schwab Fundamental US Large Company Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000046821 <CLASS-CONTRACT-NAME>Schwab Fundamental US Large Company Index Fund <CLASS-CONTRACT-TICKER-SYMBOL>SFLNX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000016767 <SERIES-NAME>Schwab Fundamental US Small Company Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000046824 <CLASS-CONTRACT-NAME>Schwab Fundamental US Small Company Index Fund <CLASS-CONTRACT-TICKER-SYMBOL>SFSNX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000016768 <SERIES-NAME>Schwab Fundamental International Large Company Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000046827 <CLASS-CONTRACT-NAME>Schwab Fundamental International Large Company Index Fund <CLASS-CONTRACT-TICKER-SYMBOL>SFNNX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000019900 <SERIES-NAME>Schwab Fundamental Emerging Markets Large Company Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000055852 <CLASS-CONTRACT-NAME>Schwab Fundamental Emerging Markets Large Company Index Fund <CLASS-CONTRACT-TICKER-SYMBOL>SFENX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000019901 <SERIES-NAME>Schwab Fundamental International Small Company Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000055855 <CLASS-CONTRACT-NAME>Schwab Fundamental International Small Company Index Fund <CLASS-CONTRACT-TICKER-SYMBOL>SFILX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000020935 <SERIES-NAME>Schwab Target 2015 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000059131 <CLASS-CONTRACT-NAME>Schwab Target 2015 Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWGRX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000020936 <SERIES-NAME>Schwab Target 2025 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000059132 <CLASS-CONTRACT-NAME>Schwab Target 2025 Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWHRX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000020937 <SERIES-NAME>Schwab Target 2035 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000059133 <CLASS-CONTRACT-NAME>Schwab Target 2035 Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWIRX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000021072 <SERIES-NAME>Schwab Monthly Income Fund - Moderate Payout <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000059932 <CLASS-CONTRACT-NAME>Schwab Monthly Income Fund - Moderate Payout <CLASS-CONTRACT-TICKER-SYMBOL>SWJRX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000021073 <SERIES-NAME>Schwab Monthly Income Fund - Enhanced Payout <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000059933 <CLASS-CONTRACT-NAME>Schwab Monthly Income Fund - Enhanced Payout <CLASS-CONTRACT-TICKER-SYMBOL>SWKRX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000021074 <SERIES-NAME>Schwab Monthly Income Fund - Maximum Payout <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000059934 <CLASS-CONTRACT-NAME>Schwab Monthly Income Fund - Maximum Payout <CLASS-CONTRACT-TICKER-SYMBOL>SWLRX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000022039 <SERIES-NAME>Schwab International Core Equity Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000063316 <CLASS-CONTRACT-NAME>Schwab International Core Equity Fund <CLASS-CONTRACT-TICKER-SYMBOL>SICNX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000039605 <SERIES-NAME>Schwab Target 2045 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000122183 <CLASS-CONTRACT-NAME>Schwab Target 2045 Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWMRX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000039606 <SERIES-NAME>Schwab Target 2050 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000122184 <CLASS-CONTRACT-NAME>Schwab Target 2050 Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWNRX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000039607 <SERIES-NAME>Schwab Target 2055 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000122185 <CLASS-CONTRACT-NAME>Schwab Target 2055 Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWORX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000046499 <SERIES-NAME>Schwab Fundamental Global Real Estate Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000145193 <CLASS-CONTRACT-NAME>Schwab Fundamental Global Real Estate Index Fund <CLASS-CONTRACT-TICKER-SYMBOL>SFREX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000054918 <SERIES-NAME>Schwab Target 2060 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000172771 <CLASS-CONTRACT-NAME>Schwab Target 2060 Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWPRX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000054919 <SERIES-NAME>Schwab Target 2050 Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000172773 <CLASS-CONTRACT-NAME>Schwab Target 2050 Index Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWYMX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000054920 <SERIES-NAME>Schwab Target 2055 Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000172775 <CLASS-CONTRACT-NAME>Schwab Target 2055 Index Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWYJX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000054921 <SERIES-NAME>Schwab Target 2060 Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000172777 <CLASS-CONTRACT-NAME>Schwab Target 2060 Index Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWYNX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000054922 <SERIES-NAME>Schwab Target 2010 Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000172779 <CLASS-CONTRACT-NAME>Schwab Target 2010 Index Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWYAX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000054923 <SERIES-NAME>Schwab Target 2015 Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000172781 <CLASS-CONTRACT-NAME>Schwab Target 2015 Index Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWYBX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000054924 <SERIES-NAME>Schwab Target 2020 Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000172783 <CLASS-CONTRACT-NAME>Schwab Target 2020 Index Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWYLX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000054925 <SERIES-NAME>Schwab Target 2025 Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000172785 <CLASS-CONTRACT-NAME>Schwab Target 2025 Index Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWYDX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000054926 <SERIES-NAME>Schwab Target 2030 Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000172787 <CLASS-CONTRACT-NAME>Schwab Target 2030 Index Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWYEX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000054927 <SERIES-NAME>Schwab Target 2035 Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000172789 <CLASS-CONTRACT-NAME>Schwab Target 2035 Index Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWYFX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000054928 <SERIES-NAME>Schwab Target 2040 Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000172791 <CLASS-CONTRACT-NAME>Schwab Target 2040 Index Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWYGX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000054929 <SERIES-NAME>Schwab Target 2045 Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000172793 <CLASS-CONTRACT-NAME>Schwab Target 2045 Index Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWYHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000059731 <SERIES-NAME>Schwab U.S. Large-Cap Growth Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000195502 <CLASS-CONTRACT-NAME>Schwab U.S. Large-Cap Growth Index Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWLGX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000059732 <SERIES-NAME>Schwab U.S. Large-Cap Value Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000195503 <CLASS-CONTRACT-NAME>Schwab U.S. Large-Cap Value Index Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWLVX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000059733 <SERIES-NAME>Schwab U.S. Mid-Cap Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000195504 <CLASS-CONTRACT-NAME>Schwab U.S. Mid-Cap Index Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWMCX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000071107 <SERIES-NAME>Schwab Target 2065 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000225748 <CLASS-CONTRACT-NAME>Schwab Target 2065 Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWQRX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0000904333 <SERIES-ID>S000071108 <SERIES-NAME>Schwab Target 2065 Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000225749 <CLASS-CONTRACT-NAME>Schwab Target 2065 Index Fund <CLASS-CONTRACT-TICKER-SYMBOL>SWYOX </CLASS-CONTRACT> </SERIES> </EXISTING-SERIES-AND-CLASSES-CONTRACTS> </SERIES-AND-CLASSES-CONTRACTS-DATA> </SEC-HEADER> <DOCUMENT> <TYPE>DEFA14A <SEQUENCE>1 <FILENAME>tm228794d4_defa14a.htm <DESCRIPTION>DEFA14A <TEXT> Document 1 - file: tm228794d4_defa14a.htm
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>2 <FILENAME>tm228794d4_def14aimg01.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 2 - file: tm228794d4_def14aimg01.jpg
</DOCUMENT> </SEC-DOCUMENT>