Exhibit (j)

            CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

We hereby consent to the incorporation by reference in this Registration
Statement on Form N-1A of our reports dated February 14, 2005, relating to the
financial statements and financial highlights which appear in the December 31,
2005 Annual Reports to Shareholders of Schwab Money Market Fund, Schwab U.S.
Treasury Money Fund, Schwab Municipal Money Fund, Schwab California Municipal
Money Fund, Schwab New York Municipal Money Fund, Schwab Florida Municipal Money
Fund, Schwab Pennsylvania Municipal Money Fund, Schwab New Jersey Municipal
Money Fund, Schwab Massachusetts Municipal Money Fund, Schwab Government Cash
Reserves, Schwab Government Money Fund, Schwab Retirement Money Fund, Schwab
Value Advantage Money Fund, Schwab Retirement Advantage Money Fund, Schwab
Advisor Cash Reserves, and Schwab Cash Reserves, which are also incorporated by
reference into the Registration Statement. We also consent to the references to
us under the headings "Financial Highlights" and "Independent Registered Public
Accounting Firm" in such Registration Statement.

PricewaterhouseCoopers LLP
San Francisco, California
April 28, 2005