-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, UOi56bXVo5SnAhpAfs6qd/JN3/eq7yKHqgYpKt3fOqKK5UuqdrUKufHQjbrfH4r3 h3EUJdRt8ADTPMcwnHWwgQ== 0000950134-05-022098.txt : 20051122 0000950134-05-022098.hdr.sgml : 20051122 20051122153451 ACCESSION NUMBER: 0000950134-05-022098 CONFORMED SUBMISSION TYPE: N-Q PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20050930 FILED AS OF DATE: 20051122 DATE AS OF CHANGE: 20051122 EFFECTIVENESS DATE: 20051122 FILER: COMPANY DATA: COMPANY CONFORMED NAME: SCHWAB CHARLES FAMILY OF FUNDS CENTRAL INDEX KEY: 0000857156 IRS NUMBER: 000000000 STATE OF INCORPORATION: MA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: N-Q SEC ACT: 1940 Act SEC FILE NUMBER: 811-05954 FILM NUMBER: 051221264 BUSINESS ADDRESS: STREET 1: 101 MONTGOMERY ST CITY: SAN FRANCISCO STATE: CA ZIP: 94104 BUSINESS PHONE: 415-627-7000 MAIL ADDRESS: STREET 1: 101 MONTGOMERY ST CITY: SAN FRANCISCO STATE: CA ZIP: 94104 N-Q 1 f14151nvq.txt FORM N-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM N-Q QUARTERLY SCHEDULE OF PORTFOLIO HOLDINGS OF REGISTERED MANAGEMENT INVESTMENT COMPANIES Investment Company Act file number: 811-5954 The Charles Schwab Family of Funds ----------------------------------------------- (Exact name of registrant as specified in charter) 101 Montgomery Street, San Francisco, California 94104 ------------------------------------------------------------------- (Address of principal executive offices) (Zip code) Evelyn Dilsaver The Charles Schwab Family of Funds 101 Montgomery Street, San Francisco, California 94104 ----------------------------------------------------------- (Name and address of agent for service) Registrant's telephone number, including area code: (415) 627-7000 Date of fiscal year end: December 31 Date of reporting period: September 30, 2005 ITEM 1. SCHEDULE OF INVESTMENTS. THE CHARLES SCHWAB FAMILY OF FUNDS SCHWAB CASH RESERVES(TM) PORTFOLIO HOLDINGS As of September 30, 2005, unaudited The following are the portfolio holdings at 09/30/05. For more information please refer to the fund's semi-annual or annual shareholder reports. We use the symbols below to designate certain characteristics of the securities. * Asset-backed security + Credit-enhanced security o Restricted and/or illiquid security For fixed-rate obligations, the rate shown is the effective yield at the time of purchase, except U.S. Treasury notes, for which the rate shown is the interest rate (the rate established when the obligation was issued). For variable-rate obligations, the rate shown is the rate as of the report date. For variable-rate obligations with scheduled maturities greater than 397 days, the maturity shown is the later of the next interest rate change date or demand date. For variable-rate obligations with scheduled maturities less than 397 days, the maturity shown is the earlier of the next interest rate change date or demand date.
COST VALUE HOLDINGS BY CATEGORY ($X1,000) ($X1,000) - -------------------------------------------------------------------------------- 67.4% FIXED-RATE OBLIGATIONS 220,993 220,993 16.9% VARIABLE-RATE OBLIGATIONS 55,495 55,495 15.6% OTHER INVESTMENTS 51,312 51,312 - -------------------------------------------------------------------------------- 99.9% TOTAL INVESTMENTS 327,800 327,800 0.1% OTHER ASSETS AND LIABILITIES 274 - -------------------------------------------------------------------------------- 100.0% NET ASSETS 328,074
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) FIXED-RATE OBLIGATIONS 67.4% of net assets COMMERCIAL PAPER & OTHER CORPORATE OBLIGATIONS 38.0% -------------------------------------------------------------------------- AB SPINTAB 3.75%, 11/15/05 2,000 1,991 * AMSTEL FUNDING CORP., SECTION 4(2) / 144A 3.75%, 11/15/05 1,000 995 3.81%, 12/07/05 2,125 2,110 *+ AMSTERDAM FUNDING CORP., SECTION 4(2) / 144A 3.75%, 10/24/05 2,000 1,995 ANZ NATIONAL INT'L LTD. 4.01%, 02/23/06 2,000 1,968 *+ AQUINAS FUNDING, L.L.C. SECTION 4(2) / 144A 3.91%, 12/21/05 1,000 991 *+ ASAP FUNDING LTD., SECTION 4(2) / 144A 3.86%, 12/13/05 1,000 992 3.92%, 12/16/05 1,500 1,488 *+ ATLANTIC ASSET SECURITIZATION CORP., SECTION 4(2) / 144A 3.72%, 10/14/05 2,000 1,997 * ATLANTIS ONE FUNDING CORP., SECTION 4(2) / 144A 3.56%, 10/18/05 3,000 2,995 3.44%, 11/18/05 2,000 1,991 BANK OF AMERICA CORP. 3.58%, 10/25/05 7,000 6,983 BEAR STEARNS & CO., INC. 3.58%, 10/19/05 1,000 998 * CC (USA), INC., SECTION 3C7 / 144A 3.50%, 10/11/05 2,000 1,998 *+ CHARIOT FUNDING, L.L.C., SECTION 4(2) / 144A 3.62%, 10/03/05 2,000 2,000 + CITIGROUP FUNDING, INC. 3.76%, 12/06/05 1,000 993 3.99%, 12/27/05 4,000 3,962 *+ CONCORD MINUTEMEN CAPITAL CO., SERIES A SECTION 3C7 / 144A 3.71%, 10/13/05 1,000 999 3.75%, 01/06/06 1,000 990 *+ CROWN POINT CAPITAL CO., L.L.C., SECTION 3C7 / 144A 3.56%, 10/18/05 1,000 998 3.44%, 11/16/05 1,000 996 3.74%, 12/02/05 2,000 1,987 * DAKOTA CP NOTES OF CITIBANK CREDIT CARD ISSUANCE TRUST, SECTION 4 (2) / 144A 3.75%, 12/06/05 3,000 2,980 3.98%, 12/28/05 2,000 1,981 DNB NOR BANK ASA 3.75%, 12/23/05 1,300 1,289 3.92%, 12/23/05 1,300 1,288 *+ EIFFEL FUNDING L.L.C., SECTION 4(2) / 144A 3.72%, 10/13/05 1,000 999 3.68%, 10/14/05 1,000 999 *+ FALCON ASSET SECURITIZATION CORP., SECTION 4(2) / 144A 3.68%, 10/20/05 4,000 3,992 * GALAXY FUNDING, INC., SECTION 4(2) / 144A 3.61%, 10/26/05 2,000 1,995 3.81%, 12/01/05 1,000 994 GENERAL ELECTRIC CAPITAL CORP. 3.95%, 03/22/06 3,000 2,945 * GIRO FUNDING U.S. CORP., SECTION 4(2) / 144A 3.54%, 10/07/05 1,000 999 3.55%, 10/14/05 1,000 999 *+ GRAMPIAN FUNDING, L.L.C., SECTION 4(2) / 144A 4.01%, 01/04/06 1,000 990 HSBC U.S.A., INC. 3.74%, 12/16/05 1,000 992 + ING (U.S.) FUNDING, L.L.C. 3.79%, 11/28/05 1,730 1,720 IRISH LIFE & PERMANENT, PLC, SECTION 4(2) / 144A 3.55%, 10/14/05 1,000 999 *+ JUPITER SECURITIZATION CORP., SECTION 4(2) / 144A 3.68%, 10/11/05 4,000 3,996
1 SCHWAB CASH RESERVES PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) 3.77%, 10/21/05 1,000 998 * K2 (USA), L.L.C., SECTION 3C7 / 144A 3.33%, 10/11/05 1,000 999 3.81%, 11/30/05 1,100 1,093 3.95%, 03/13/06 1,000 982 *+ LEXINGTON PARKER CAPITAL CO., L.L.C. SECTION 4(2) / 144A 3.53%, 10/06/05 1,000 999 3.79%, 01/13/06 2,000 1,978 3.97%, 03/14/06 1,000 982 MORGAN STANLEY 3.76%, 10/05/05 1,000 1,000 3.73%, 10/14/05 2,000 1,997 * NEWCASTLE CERTIFICATES PROGRAM, SERIES A SECTION 4(2) / 144A 3.83%, 11/22/05 2,000 1,989 *+ NIEUW AMSTERDAM RECEIVABLES CORP., SECTION 4(2) / 144A 3.84%, 12/15/05 1,000 992 4.06%, 03/23/06 1,000 981 *+ OLD LINE FUNDING, L.L.C. SECTION 4(2) / 144A 3.77%, 10/20/05 2,000 1,996 * PARK GRANADA, L.L.C., SECTION 4(2) / 144A 3.70%, 10/31/05 2,000 1,994 3.72%, 10/31/05 3,000 2,991 *+ PICAROS FUNDING, L.L.C. SECTION 4(2) / 144A 3.51%, 10/06/05 2,000 1,999 3.97%, 02/17/06 941 927 *+ PREFERRED RECEIVABLES FUNDING CORP. SECTION 4(2) / 144A 3.97%, 02/10/06 1,000 986 + RABOBANK USA FINANCIAL CORP. 3.90%, 12/23/05 6,000 5,947 + SANTANDER CENTRAL HISPANO FINANCE (DELAWARE), INC. 3.96%, 03/15/06 2,000 1,964 *+ SCALDIS CAPITAL LTD., SECTION 4(2) / 144A 3.55%, 10/17/05 3,000 2,995 3.79%, 11/28/05 1,000 994 *+ SIGMA FINANCE, INC., SECTION 3C7 / 144A 3.58%, 10/19/05 1,000 998 + SOCIETE GENERALE NORTH AMERICA, INC. 4.17%, 03/28/06 1,000 980 *+ THUNDER BAY FUNDING, L.L.C. SECTION 4(2) / 144A 3.73%, 10/17/05 3,000 2,995 + UBS FINANCE (DELAWARE) INC. 3.83%, 11/29/05 1,500 1,491 3.88%, 01/12/06 3,000 2,967 + WESTPAC CAPITAL CORP. 3.91%, 12/28/05 1,500 1,486 * WHISTLEJACKET CAPITAL, L.L.C., SECTION 3C7 / 144A 3.80%, 12/16/05 1,238 1,228 * WHITE PINE FINANCE, L.L.C., SECTION 3C7 / 144A 3.51%, 10/05/05 1,000 1,000 3.92%, 12/21/05 1,000 991 ----------- 124,493 CERTIFICATES OF DEPOSIT 29.4% -------------------------------------------------------------------------- ALLIANCE & LEICESTER, PLC 3.58%, 12/20/05 2,000 2,000 AMERICAN EXPRESS BANK FSB 3.75%, 10/20/05 2,000 2,000 BANCO BILBAO VIZCAYA ARGENTARIA S.A. 3.75%, 11/21/05 7,000 7,000 3.46%, 11/28/05 5,000 5,000 BANK OF TOKYO-MITSUBISHI, LTD. 3.82%, 12/02/05 2,000 2,000 BARCLAYS BANK, PLC 3.80%, 11/29/05 2,000 2,000 BNP PARIBAS 3.50%, 10/13/05 2,000 2,000 3.46%, 11/28/05 1,000 1,000 3.98%, 12/30/05 2,000 2,000 3.95%, 01/25/06 1,000 1,000 CALYON 3.37%, 11/09/05 5,000 5,000 3.40%, 11/10/05 3,000 3,000 CANADIAN IMPERIAL BANK OF COMMERCE 4.03%, 03/27/06 3,000 3,000 CITIBANK, N.A. 3.90%, 12/22/05 4,000 4,000 3.97%, 12/29/05 3,000 3,000 CREDIT SUISSE FIRST BOSTON 3.68%, 10/26/05 2,000 2,000 3.75%, 12/09/05 3,000 3,000 3.77%, 12/15/05 1,500 1,500 DEPFA BANK, PLC 3.50%, 10/07/05 4,000 4,000 DEUTSCHE BANK, AG 3.51%, 10/11/05 1,000 1,000 3.52%, 10/17/05 2,000 2,000 + HBOS TREASURY SERVICES, PLC 3.80%, 11/29/05 3,000 3,000 HSBC BANK, USA 3.44%, 11/21/05 1,000 1,000 MIZUHO CORP. BANK, LTD. 3.74%, 11/08/05 5,000 5,000 ROYAL BANK OF CANADA 3.54%, 10/21/05 1,000 1,000 SKANDINAVISKA ENSKILDA BANKEN AB 3.71%, 10/18/05 4,000 4,000 SOCIETE GENERALE 3.54%, 10/21/05 3,000 3,000 SVENSKA HANDELSBANKEN AB 3.54%, 10/21/05 1,000 1,000 TORONTO DOMINION BANK 3.45%, 11/28/05 4,000 4,000 3.47%, 12/05/05 2,000 2,000 3.54%, 12/09/05 2,000 2,000 UNICREDITO ITALIANO SPA 3.78%, 01/17/06 5,000 5,000 WASHINGTON MUTUAL BANK, FA 3.44%, 11/22/05 1,000 1,000 WELLS FARGO BANK, N.A. 3.69%, 10/24/05 2,000 2,000 WILMINGTON TRUST CO. 3.78%, 12/09/05 5,000 5,000 ----------- 96,500
2 SCHWAB CASH RESERVES PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) VARIABLE-RATE OBLIGATIONS 16.9% of net assets BARCLAYS BANK, PLC 3.69%, 10/17/05 5,000 4,999 3.71%, 10/17/05 5,000 4,999 BNP PARIBAS 3.62%, 10/04/05 2,000 1,999 CREDIT SUISSE FIRST BOSTON 3.69%, 10/11/05 5,000 5,000 HSH NORDBANK, AG 3.65%, 10/11/05 2,000 2,000 LANDESBANK BADEN-WURTTEMBERG 3.68%, 10/13/05 3,000 3,000 *+ LINKS FINANCE, L.L.C., SECTION 3C7 / 144A 3.72%, 10/17/05 3,000 2,999 NORDDEUTSCHE LANDESBANK GIROZENTRALE 3.63%, 10/07/05 7,000 7,000 3.71%, 10/14/05 3,000 3,000 NORDEA BANK FINLAND, PLC 3.72%, 10/17/05 5,000 4,999 ROMAN CATHOLIC BISHOP OF SAN JOSE, CA 3.84%, 10/07/05 5,500 5,500 *+ SIGMA FINANCE, INC., SECTION 3C7 / 144A 3.73%, 10/17/05 1,000 1,000 3.78%, 10/25/05 1,000 1,000 + TENDERFOOT SEASONAL HOUSING, L.L.C. Series B 3.89%, 10/07/05 3,000 3,000 o THE GOLDMAN SACHS GROUP, INC. 3.78%, 10/13/05 1,000 1,000 3.86%, 10/24/05 2,000 2,000 * WHISTLEJACKET CAPITAL, L.L.C., SECTION 3C7 (2) / 144A 3.73%, 10/17/05 1,000 1,000 * WHITE PINE FINANCE, L.L.C., SECTION 3C7 / 144A 3.68%, 10/12/05 1,000 1,000 ----------- 55,495
MATURITY AMOUNT VALUE SECURITY ($ x 1,000) ($ x 1,000) OTHER INVESTMENTS 15.6% OF NET ASSETS REPURCHASE AGREEMENTS 15.6% ---------------------------------------------------------------------------- CREDIT SUISSE FIRST BOSTON L.L.C. Tri-Party Repurchase Agreement Collateralized by U.S. Government Securities with a value of $1,340 3.90%, issued 09/30/05, due 10/03/05 1,312 1,312 UBS FINANCIAL SERVICES, INC. Tri-Party Repurchase Agreement Collateralized by U.S. Government Securities with a value of $51,000 3.90%, issued 09/30/05, due 10/03/05 50,016 50,000 ----------- 51,312
END OF INVESTMENTS. At 09/30/05, the tax basis cost of the fund's investments was $327,800. The fund's portfolio holdings include restricted and/or illiquid securities worth $3,000 or 0.9% of the fund's total net assets. Also, includes other restricted but deemed liquid securities comprised of 144A, section 4(2) and 3c7 securities, worth $88,531 or 27.0% of the fund's total net assets. At September 30, 2005, portfolio holdings included restricted and/or illiquid securities as follows:
ISSUER COST/ RATE, ACQUISITION DATE, FACE AMOUNT VALUE MATURITY DATE ($ x 1,000) ($ x 1,000) THE GOLDMAN SACHS GROUP, INC. 3.78%, 07/18/05, 10/13/05 1,000 1,000 3.86%, 02/22/05, 10/24/05 2,000 2,000 ----------- 3,000
3 THE CHARLES SCHWAB FAMILY OF FUNDS SCHWAB MASSACHUSETTS MUNICIPAL MONEY FUND(TM) PORTFOLIO HOLDINGS As of September 30, 2005, unaudited The following are the portfolio holdings at 09/30/05. For more information about the securities, please refer to the fund's semi-annual or annual reports. We use the symbols below to designate certain characteristics of the securities. + Credit-enhanced security ~ Liquidity-enhanced security @ Variable-rate security / 144A security; restricted but deemed liquid For fixed-rate obligations, the rate shown is the effective yield at the time of purchase. For variable-rate obligations, the rate shown is the rate as of the report date. For variable-rate obligations with scheduled maturities greater than 397 days, the maturity shown is the later of the next interest rate change date or demand date. For variable-rate obligations with scheduled maturities less than 397 days, the maturity shown is the earlier of the next interest rate change date or demand date. For variable-rate obligations without demand features, the maturity shown is the next interest rate change date.
COST VALUE HOLDINGS BY CATEGORY ($X1,000) ($X1,000) - -------------------------------------------------------------------------------- 99.4% MUNICIPAL SECURITIES 331,856 331,856 - -------------------------------------------------------------------------------- 99.4% TOTAL INVESTMENTS 331,856 331,856 0.6% OTHER ASSETS AND LIABILITIES 1,842 - -------------------------------------------------------------------------------- 100.0% NET ASSETS 333,698
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) MUNICIPAL SECURITIES 99.4% of net assets MASSACHUSETTS 98.2% BRIDGEWATER-RAYNHAM REGIONAL SD BAN 2.70%, 07/05/06 1,726 1,739 DANVERS BAN 2.40%, 02/03/06 2,300 2,306 DUXBURY BAN 2.25%, 01/13/06 2,000 2,006 FALMOUTH BAN 2.73%, 07/21/06 2,000 2,020 FITCHBURG BAN 2.80%, 06/09/06 1,305 1,315 FRAMINGHAM BAN 2.23%, 11/01/05 2,000 2,002 GATEWAY REGIONAL SD BAN 2.60%, 11/10/05 3,422 3,423 HUDSON BAN 2.82%, 05/12/06 3,000 3,021 LANCASTER BAN 2.80%, 04/21/06 3,157 3,177 LAWRENCE School BAN 2.28%, 12/22/05 2,000 2,004 MARION BAN 2.72%, 07/14/06 2,561 2,586 MASSACHUSETTS +~@ GO Bonds Consolidated Loan Series 1998C 2.78%, 10/07/05 3,485 3,485 ~@/ GO Bonds Consolidated Loan Series 2000C 2.77%, 10/07/05 3,000 3,000 +~@/ GO Bonds Consolidated Loan Series 2001D 2.78%, 10/07/05 5,610 5,610 +~@/ GO Bonds Consolidated Loan Series 2004A 2.78%, 10/07/05 3,950 3,950 ~@ GO Refunding Bonds Series 1998A 2.78%, 10/07/05 1,500 1,500 ~@ GO Refunding Bonds Series 2001C 2.82%, 10/07/05 500 500 +~@/ GO Refunding Bonds Series 2004A 2.77%, 10/07/05 3,000 3,000 +~@ Lease RB (Route 3 North Transportation Improvements) Series 2002B 2.75%, 10/07/05 2,500 2,500 TECP Series D ~ 2.62%, 10/07/05 5,000 5,000 ~ 2.68%, 10/07/05 7,000 7,000 ~ TECP Series F 2.68%, 10/21/05 5,000 5,000 TECP Series G ~ 2.50%, 10/07/05 8,500 8,500 ~ 2.60%, 10/11/05 4,750 4,750 MASSACHUSETTS BAY TRANSIT AUTH +~@ General Transportation System Bonds Series 1999A 2.77%, 10/07/05 1,000 1,000 MASSACHUSETTS BAY TRANSPORTATION AUTH Assessment Bonds Series 2005A ~@/ 2.77%, 10/07/05 5,000 5,000 ~@/ 2.78%, 10/07/05 7,000 7,000 ~@/ Sr Sales Tax Bonds Series 2004C 2.78%, 10/07/05 5,685 5,685 Sr Sales Tax Bonds Series 2005A ~@ 2.77%, 10/07/05 2,800 2,800 ~@ 2.78%, 10/07/05 8,400 8,400 ~@/ 2.78%, 10/07/05 7,300 7,300 MASSACHUSETTS DEVELOPMENT FINANCE AGENCY +~@ Education RB (Dexter School) Series 2000 2.78%, 10/07/05 6,320 6,320
1 SCHWAB MASSACHUSETTS MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) +@ M/F Housing RB (Archstone Reading Apts) Series 2004A 2.79%, 10/07/05 6,500 6,500 +@ M/F Housing RB (Midway Studios) Series 2003A 2.83%, 10/07/05 5,000 5,000 +@ M/F Housing Refunding RB (Kensington at Chelmsford) Series 2002 2.78%, 10/07/05 16,300 16,300 +~@/ RB (Boston University) Series T-1 2.78%, 10/07/05 2,605 2,605 +@ RB (FIBA Technologies) Series 2003 2.84%, 10/07/05 1,800 1,800 +@ RB (Gordon College) Series 2002 2.78%, 10/07/05 600 600 +~@ RB (WGBH Educational Foundation) 2002A 2.77%, 10/07/05 3,000 3,000 +~@ RB (Wentworth Institute of Technology) Series 2000 2.75%, 10/07/05 5,000 5,000 +@ RB (Worcester Academy) Series 2000 2.78%, 10/07/05 7,500 7,500 +@ RB (YMCA of Greater Boston) Series 2004A 2.77%, 10/07/05 600 600 MASSACHUSETTS HEALTH AND EDUCATIONAL FACILITIES AUTH +~@ RB (Baystate Medical Center) Series D 2.77%, 10/07/05 2,300 2,300 +@ RB (Boston Home) Series 2002B 2.78%, 10/07/05 2,500 2,500 +~@ RB (Capital Assets Program) Series 1985D 2.82%, 10/07/05 670 670 ~@ RB (MIT) Series K 2.78%, 10/07/05 8,800 8,800 ~@/ RB (Massachusetts Institute of Technology) Series I-1 2.78%, 10/07/05 4,000 4,000 +~@ RB (Winchester Hospital) Series D 2.78%, 10/07/05 6,000 6,000 MASSACHUSETTS HFA +~@/ Rental Housing Mortgage RB Series 2002F 2.80%, 10/07/05 10,030 10,030 ~@/ S/F Housing Notes Series S 2.87%, 10/07/05 8,975 8,975 MASSACHUSETTS IFA +@ RB (New England College of Optometry) Series 1997 2.78%, 10/07/05 5,900 5,900 MASSACHUSETTS PORT AUTH +~@/ RB (Delta Airlines, Inc) Series 2001A 2.81%, 10/07/05 2,495 2,495 MASSACHUSETTS SCHOOL BUILDING AUTH Dedicated Sales Tax Bonds Series 2005A +~@/ 2.76%, 10/07/05 10,000 10,000 +~@/ 2.78%, 10/07/05 7,005 7,005 MASSACHUSETTS TURNPIKE AUTH +~@/ RB (Western Turnpike) Series 1997A 2.78%, 10/07/05 8,500 8,500 MASSACHUSETTS WATER POLLUTION ABATEMENT TRUST ~@/ Pool Program Bonds Series 10 2.78%, 10/07/05 3,840 3,840 ~@/ RB Subordinate Series 1999A 2.76%, 10/07/05 15,000 15,000 MASSACHUSETTS WATER RESOURCES AUTH General Refunding RB Series 2005A +~@/ 2.77%, 10/07/05 3,210 3,210 +~@ 2.78%, 10/07/05 4,705 4,705 TECP Series 1994 + 2.45%, 10/06/05 14,000 14,000 + 2.45%, 10/07/05 5,300 5,300 MEDWAY Unlimited Tax BAN 1.76%, 10/07/05 2,000 2,000 NASHOBA REGIONAL SD State Qualified BAN 2.90%, 09/14/06 2,780 2,815 NATICK BAN 2.75%, 04/28/06 2,000 2,011 NORTH ANDOVER BAN 1.76%, 10/07/05 2,000 2,000 NORTHBOROUGH-SOUTHBOROUGH REGIONAL SD BAN 1.84%, 10/27/05 2,000 2,002 PEMBROKE BAN 2.87%, 08/03/06 3,000 3,028 RALPH C. MAHAR REGIONAL SD BAN 2.70%, 07/14/06 2,000 2,016 SCITUATE Unlimited Tax GO School BAN 2.70%, 12/21/05 6,956 6,969 SILVER LAKE REGIONAL SD GO BAN 2.58%, 03/30/06 3,000 3,013 UNIVERSITY OF MASSACHUSETTS BUILDING AUTH +~@/ Refunding RB Sr Series 2005-2 2.78%, 10/07/05 3,000 3,000 WALTHAM BAN 2.20%, 11/15/05 2,001 2,003 WEST TISBURY BAN 2.85%, 06/15/06 1,850 1,865 ----------- 327,756 PUERTO RICO 1.2% PUERTO RICO +~@/ Public Improvement Bonds Series 2000 2.75%, 10/07/05 4,100 4,100
END OF INVESTMENTS. 2 SCHWAB MASSACHUSETTS MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued At 09/30/05, the tax basis cost of the fund's investments was $331,856 The fund's portfolio holdings include restricted but deemed liquid 144A securities worth $114,330 or 34.3% of the fund's total net assets. 3 THE CHARLES SCHWAB FAMILY OF FUNDS SCHWAB RETIREMENT ADVANTAGE MONEY FUND(TM) PORTFOLIO HOLDINGS As of September 30, 2005, unaudited The following are the portfolio holdings at 09/30/05. For more information, please refer to the fund's semi-annual or annual reports. We use the symbols below to designate certain characteristics of the securities. * Asset-backed security + Credit-enhanced security o Restricted and/or illiquid security For fixed-rate obligations, the rate shown is the effective yield at the time of purchase, except for U.S. government agency coupon notes and U.S. Treasury notes, for which the rate shown is the interest rate (the rate established when the obligation was issued). For variable-rate obligations, the rate shown is the rate as of the report date. For variable-rate obligations with scheduled maturities greater than 397 days, the maturity shown is the later of the next interest rate change date or demand date. For variable-rate obligations with scheduled maturities less than 397 days, the maturity shown is the earlier of the next interest rate change date or demand date. For variable-rate obligations without demand features, the maturity shown is the next interest rate change date.
COST VALUE HOLDINGS BY CATEGORY ($X1,000) ($X1,000) - ------------------------------------------------------------------------------- 70.6% FIXED-RATE OBLIGATIONS 431,124 431,124 20.0% VARIABLE-RATE OBLIGATIONS 122,266 122,266 9.3% OTHER INVESTMENTS 56,617 56,617 - ------------------------------------------------------------------------------- 99.9% TOTAL INVESTMENTS 610,007 610,007 0.1% OTHER ASSETS AND LIABILITIES 636 - ------------------------------------------------------------------------------- 100.0% NET ASSETS 610,643
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) FIXED-RATE OBLIGATIONS 70.6% of net assets COMMERCIAL PAPER & OTHER CORPORATE OBLIGATIONS 42.7% ------------------------------------------------------------------------- AB SPINTAB 3.75%, 11/15/05 5,000 4,977 ALLIANCE & LEICESTER, PLC, SECTION 4(2) / 144A 3.95%, 03/14/06 1,500 1,474 * AMSTEL FUNDING CORP., SECTION 4(2) / 144A 3.75%, 11/15/05 4,000 3,981 3.81%, 12/07/05 1,000 993 *+ AMSTERDAM FUNDING CORP., SECTION 4(2) / 144A 3.75%, 10/24/05 4,000 3,990 ANZ NATIONAL INT'L LTD 4.01%, 02/23/06 5,000 4,921 *+ AQUINAS FUNDING, L.L.C., SECTION 4(2) / 144A 3.61%, 12/22/05 1,000 992 *+ ASAP FUNDING LTD., SECTION 4(2) / 144A 3.90%, 12/12/05 1,000 992 3.86%, 12/13/05 2,000 1,985 *+ ATLANTIC ASSET SECURITIZATION CORP., SECTION 4(2) / 144A 3.72%, 10/14/05 4,000 3,995 * ATLANTIS ONE FUNDING CORP., SECTION 4(2) / 144A 3.56%, 10/18/05 5,000 4,992 3.39%, 11/16/05 2,000 1,991 3.75%, 11/17/05 7,000 6,966 3.60%, 12/20/05 1,000 992 BANK OF AMERICA CORP. 3.58%, 10/25/05 10,000 9,976 BEAR STEARNS & CO., INC. 3.51%, 10/12/05 4,000 3,996 *+ BETA FINANCE, INC., SECTION 3C7 / 144A 3.51%, 10/13/05 2,000 1,998 *+o BLUE SPICE, L.L.C., SECTION 4(2) / 144A 4.13%, 03/28/06 2,500 2,450 * CC (USA), INC., SECTION 3C7 / 144A 3.50%, 10/11/05 2,000 1,998 + CITIGROUP FUNDING, INC. 3.81%, 12/02/05 5,000 4,968 3.99%, 12/27/05 7,000 6,933 CITIGROUP GLOBAL MARKETS HOLDINGS, INC. 3.46%, 11/30/05 5,700 5,668 *+ CONCORD MINUTEMEN CAPITAL CO., SERIES A SECTION 3C7 / 144A 3.79%, 01/06/06 5,000 4,950 *+ CROWN POINT CAPITAL CO., L.L.C., SECTION 4(2) / 144A 3.56%, 10/18/05 2,000 1,997 3.82%, 01/18/06 1,000 989 * DAKOTA CP NOTES OF CITIBANK CREDIT CARD ISSUANCE TRUST, SECTION 4 (2) / 144A 3.54%, 10/14/05 2,000 1,997 3.75%, 12/06/05 3,000 2,980 3.98%, 12/28/05 9,000 8,913 DNB NOR BANK ASA 3.70%, 11/07/05 2,000 1,992 3.75%, 11/17/05 4,300 4,279 + DRESDNER U.S. FINANCE, INC. 3.50%, 10/06/05 1,000 1,000 *+ EIFFEL FUNDING, L.L.C., SECTION 4(2) / 144A 3.72%, 10/13/05 2,000 1,998 3.98%, 12/28/05 2,000 1,981 *+ FAIRWAY FINANCE CO., L.L.C., SECTION 4(2) / 144A 3.94%, 12/28/05 1,077 1,067 *+ FALCON ASSET SECURITIZATION CORP., SECTION 4(2) / 144A 3.68%, 10/20/05 3,000 2,994 * GALAXY FUNDING, INC., SECTION 4(2) / 144A 3.81%, 12/01/05 1,000 994 3.97%, 12/28/05 2,000 1,981 GENERAL ELECTRIC CAPITAL CORP. 3.95%, 03/21/06 7,000 6,871 3.95%, 03/22/06 6,000 5,889 * GIRO FUNDING U.S. CORP., SECTION 4(2) / 144A 3.54%, 10/07/05 3,000 2,998
1 SCHWAB RETIREMENT ADVANTAGE MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) 3.51%, 10/12/05 4,000 3,996 *+ GRAMPIAN FUNDING, LLC., SECTION 4(2) / 144A 3.60%, 12/20/05 1,000 992 HSBC U.S.A., INC. 3.74%, 12/16/05 2,000 1,984 + ING (U.S.) FUNDING, L.L.C. 4.00%, 02/17/06 2,200 2,167 IRISH LIFE & PERMANENT, PLC, SECTION 4(2) / 144A 3.45%, 11/10/05 3,000 2,989 *+ JUPITER SECURITIZATION CORP., SECTION 4(2) / 144A 3.68%, 10/11/05 7,000 6,993 3.76%, 10/20/05 3,000 2,994 * K2 (USA), L.L.C., SECTION 3C7 / 144A 3.38%, 11/08/05 6,000 5,979 + KBC FINANCIAL PRODUCTS INTERNATIONAL, LTD., SECTION 4(2) / 144A 3.37%, 10/12/05 5,000 4,995 * MANE FUNDING CORP., SECTION 4(2) / 144A 3.56%, 10/18/05 1,000 998 MORGAN STANLEY 3.82%, 11/30/05 7,000 6,956 * NEWCASTLE CERTS PROGRAM, SERIES 2000A SECTION 4(2) / 144A 3.84%, 11/29/05 5,000 4,969 *+ NIEUW AMSTERDAM RECEIVABLES CORP., SECTION 4(2) / 144A 3.54%, 10/13/05 4,000 3,995 *+ OLD LINE FUNDING, L.L.C. SECTION 4(2) / 144A 3.77%, 10/20/05 2,500 2,495 *+ PARK AVENUE RECEIVABLES CO., L.L.C., SECTION 4(2) / 144A 3.73%, 10/18/05 1,359 1,357 *+ PARK GRANADA, L.L.C., SECTION 4(2) / 144A 3.70%, 10/31/05 2,000 1,994 3.72%, 10/31/05 2,000 1,994 3.68%, 11/01/05 1,000 997 *+ PICAROS FUNDING, L.L.C. SECTION 4(2) / 144A 3.97%, 02/17/06 1,000 985 *+ PREFERRED RECEIVABLES FUNDING CORP. SECTION 4(2) / 144A 3.75%, 10/20/05 1,000 998 3.97%, 02/10/06 2,000 1,971 + RABOBANK USA FINANCIAL CORP. 3.90%, 12/23/05 2,000 1,982 + SANTANDER CENTRAL HISPANO FINANCE (DELAWARE), INC. 4.00%, 02/24/06 4,000 3,936 *+ SCALDIS CAPITAL LTD., SECTION 4(2) / 144A 3.50%, 10/05/05 4,000 3,998 3.55%, 10/17/05 3,000 2,995 *+ SIGMA FINANCE, INC., SECTION 3C7 / 144A 3.50%, 10/03/05 8,000 7,998 3.58%, 10/19/05 2,000 1,996 3.46%, 11/21/05 1,000 995 SKANDINAVISKA ENSKILDA BANKEN AB 4.03%, 03/02/06 3,000 2,950 + SOCIETE GENERALE NORTH AMERICA, INC. 4.17%, 03/28/06 3,000 2,939 THE GOLDMAN SACHS GROUP, INC. 3.47%, 11/21/05 2,000 1,990 *+ THUNDER BAY FUNDING, L.L.C. SECTION 4(2) / 144A 3.74%, 12/05/05 4,000 3,973 *+ TRIPLE A-ONE FUNDING CORP., SECTION 4(2) / 144A 3.92%, 12/23/05 2,000 1,982 + UBS FINANCE (DELAWARE) INC. 3.83%, 11/29/05 1,500 1,491 3.88%, 01/12/06 1,025 1,014 + WESTPAC CAPITAL CORP. 3.47%, 11/28/05 8,000 7,956 * WHITE PINE FINANCE, L.L.C., SECTION 3C7 / 144A 3.51%, 10/05/05 4,000 3,998 *+ WINDMILL FUNDING CORP., SECTION 4(2) / 144A 3.71%, 10/17/05 8,550 8,536 ----------- 260,625 CERTIFICATES OF DEPOSIT 27.9% -------------------------------------------------------------------------- ALLIANCE & LEICESTER, PLC 3.32%, 10/18/05 3,000 2,999 AMERICAN EXPRESS BANK FSB 3.77%, 12/12/05 5,000 5,000 BANCO BILBAO VIZCAYA ARGENTARIA S.A. 3.75%, 11/21/05 4,000 4,000 3.46%, 11/28/05 5,000 5,000 BANK OF TOKYO-MITSUBISHI, LTD. 3.82%, 12/02/05 3,000 3,000 BARCLAYS BANK, PLC 3.57%, 12/19/05 4,000 4,000 BNP PARIBAS 3.50%, 10/13/05 7,000 7,000 3.46%, 11/28/05 6,000 6,000 CALYON 3.40%, 11/10/05 2,000 2,000 CANADIAN IMPERIAL BANK OF COMMERCE 4.03%, 03/27/06 7,000 7,000 CITIBANK, N.A. 3.97%, 12/29/05 5,000 5,000 CREDIT SUISSE FIRST BOSTON 3.68%, 10/26/05 3,000 3,000 3.75%, 12/09/05 2,000 2,000 DEPFA BANK, PLC 3.50%, 10/07/05 3,000 3,000 DEUTSCHE BANK, AG 3.50%, 10/11/05 5,000 5,000 3.51%, 10/11/05 6,000 6,000 3.52%, 10/17/05 10,000 10,000 + HBOS TREASURY SERVICES, PLC 3.80%, 11/29/05 7,000 7,000 HSBC BANK, USA 3.44%, 11/21/05 3,000 3,000 HSH NORDBANKEN, AG 3.75%, 12/09/05 2,000 2,000 LLOYDS TSB BANK, PLC 3.45%, 11/17/05 6,000 6,000 3.46%, 12/01/05 2,000 2,000 MIZUHO CORP. BANK, LTD. 3.74%, 11/08/05 5,000 5,000 ROYAL BANK OF CANADA 3.54%, 10/21/05 9,000 9,000
2 SCHWAB RETIREMENT ADVANTAGE MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) SKANDINAVISKA ENSKILDA BANKEN AB 3.71%, 10/18/05 3,000 3,000 SOCIETE GENERALE 3.54%, 10/21/05 4,000 4,000 3.37%, 11/09/05 2,000 2,000 3.95%, 12/28/05 2,000 2,000 SVENSKA HANDELSBANKEN AB 3.54%, 10/21/05 5,000 5,000 3.70%, 11/01/05 3,000 3,000 TORONTO DOMINION BANK 3.44%, 11/09/05 2,000 2,000 3.45%, 11/28/05 4,000 4,000 3.47%, 12/05/05 1,000 1,000 U.S. BANK, N.A. 3.34%, 10/03/05 3,000 3,000 UBS, AG 3.97%, 02/01/06 3,000 3,000 UNICREDITO ITALIANO SPA 3.42%, 11/02/05 3,000 3,000 3.78%, 01/17/06 9,000 9,000 WASHINGTON MUTUAL BANK, FA 3.44%, 11/22/05 4,500 4,500 WELLS FARGO BANK, N.A. 3.69%, 10/24/05 3,000 3,000 WILMINGTON TRUST CO. 3.78%, 11/18/05 5,000 5,000 ----------- 170,499 VARIABLE-RATE OBLIGATIONS 20.0% of net assets BARCLAYS BANK, PLC 3.64%, 10/03/05 1,000 1,000 3.77%, 10/31/05 14,000 13,999 + BMC SPECIAL CARE FACILITIES FINANCING AUTHORITY OF THE CITY OF MONTGOMERY, ALABAMA Taxable RB (Montgomery Baptist Outreach Services Corp. Project) Series 1997A 3.84%, 10/07/05 7,410 7,410 Taxable RB (Montgomery Baptist Outreach Services Corp. Project) Series 1997B 3.84%, 10/07/05 1,895 1,895 BNP PARIBAS 3.62%, 10/04/05 8,000 7,998 * CC (USA), INC., SECTION 3C7 / 144A 3.88%, 10/24/05 5,286 5,286 + CITY OF NEW BRITAIN, CONNECTICUT GO Series 2000C 3.84%, 10/07/05 3,500 3,500 CREDIT SUISSE FIRST BOSTON 3.69%, 10/11/05 5,000 5,000 * DORADA FINANCE, INC., SECTION 3C7 / 144A 3.70%, 10/14/05 3,000 3,000 FANNIE MAE 3.39%, 10/03/05 3,000 3,000 FEDERAL HOME LOAN BANK 3.61%, 10/05/05 2,000 2,000 LANDESBANK BADEN-WURTTEMBERG 3.62%, 10/07/05 5,000 5,000 3.68%, 10/13/05 3,000 3,000 * LIBERTY LIGHTHOUSE U.S. CAPITAL CO. L.L.C., SECTION 4(2) / 144A 3.80%, 10/31/05 3,000 3,000 *+ LINKS FINANCE, L.L.C., SECTION 3C7 / 144A 3.72%, 10/17/05 6,000 6,000 + LOANSTAR ASSETS PARTNERS II, L.P. 3.85%, 10/07/05 5,000 5,000 + MARTINEZ, CALIFORNIA M/F Housing Revenue Refunding Bond (Muirwood Garden Apartments) Series 2003A-T 3.84%, 10/07/05 2,800 2,800 + NEW YORK CITY IDA Taxable Industrial Revenue Refunding Bond (Allway Tools, Inc. Project) Series 1997 3.89%, 10/07/05 155 155 NORDDEUTSCHE LANDESBANK GIROZENTRALE 3.71%, 10/14/05 4,000 3,999 NORDEA BANK FINLAND, PLC 3.72%, 10/17/05 10,000 9,999 + PALM SPRINGS, CALIFORNIA COP (Downtown Parking Project) Series 2002A 3.84%, 10/07/05 8,000 8,000 ROYAL BANK OF SCOTLAND, PLC 3.63%, 10/03/05 3,000 3,000 * SIGMA FINANCE, INC., SECTION 3C7 / 144A 3.73%, 10/17/05 3,000 3,000 o THE GOLDMAN SACHS GROUP, INC. 3.78%, 10/13/05 4,000 4,000 3.86%, 10/24/05 6,000 6,000 *+ WACHOVIA ASSET SECURITIZATION, INC., / 144A Series 2004-HMIA Class A 3.82%, 10/25/05 2,226 2,226 * WHITE PINE FINANCE, L.L.C., SECTION 3C7 / 144A 3.68%, 10/12/05 3,000 2,999 ----------- 122,266
MATURITY AMOUNT SECURITY ($ x 1,000) OTHER INVESTMENTS 9.3% of net assets REPURCHASE AGREEMENTS 9.3% ------------------------------------------------------------------------ CREDIT SUISSE FIRST BOSTON L.L.C. Tri-Party Repurchase Agreement Collateralized by U.S. Government Securities with a value of $5,730 3.90%, issued 09/30/05, due 10/03/05 5,619 5,617 UBS FINANCIAL SERVICES, INC. Tri-Party Repurchase Agreement Collateralized by U.S. Government Securities with a value of $52,028 3.90%, issued 09/30/05, due 10/03/05 50,016 50,000
3 SCHWAB RETIREMENT ADVANTAGE MONEY FUND PORTFOLIO HOLDINGS continued
MATURITY AMOUNT VALUE SECURITY ($ x 1,000) ($ x 1,000) 3.76%, issued 09/21/05, due 10/07/05 1,002 1,000 ----------- 56,617
END OF INVESTMENTS. At 09/30/05, the tax basis cost of the fund's investments was $610,007. The fund's portfolio holdings include restricted and/or illiquid securities worth $12,450 or 2.0% of the fund's total net assets. Also, includes other restricted but deemed liquid securities comprised of 144A, section 4(2) and 3c7 securities, worth $189,301 or 31.0% of the fund's total net assets. At September 30, 2005, portfolio holdings included restricted and/or illiquid securities as follows:
ISSUER FACE COST/ RATE, ACQUISITION DATE, AMOUNT VALUE MATURITY DATE ($ x 1,000) ($ x 1,000) BLUE SPICE, L.L.C., SECTION 4(2) 144A 4.13%, 09/27/05,03/28/06 2,500 2,450 ----------- 2,450 THE GOLDMAN SACHS GROUP, INC. 3.78%, 07/15/05,10/13/05 4,000 4,000 3.86%, 02/22/05,10/24/05 6,000 6,000 ----------- 10,000
4 THE CHARLES SCHWAB FAMILY OF FUNDS SCHWAB RETIREMENT MONEY FUND(R) PORTFOLIO HOLDINGS As of September 30, 2005, unaudited The following are the portfolio holdings at 09/30/05. For more information about the securities, please refer to the fund's semi-annual or annual shareholder reports. We use the symbols below to designate certain characteristics of the securities. * Asset-backed security + Credit-enhanced security o Restricted and/or illiquid security For fixed-rate obligations, the rate shown is the effective yield at the time of purchase, except for U.S. government agency coupon notes and U.S. Treasury notes, for which the rate shown is the interest rate (the rate established when the obligation was issued). For variable-rate obligations, the rate shown is the rate as of the report date. For variable-rate obligations with scheduled maturities greater than 397 days, the maturity shown is the later of the next interest rate change date or demand date. For variable-rate obligations with scheduled maturities less than 397 days, the maturity shown is the earlier of the next interest rate change date or demand date. For variable-rate obligations without demand features, the maturity shown is the next interest rate change date.
COST VALUE HOLDINGS BY CATEGORY ($X1,000) ($X1,000) - -------------------------------------------------------------------------------- 72.6% FIXED-RATE OBLIGATIONS 379,150 379,150 18.2% VARIABLE-RATE OBLIGATIONS 94,840 94,840 9.3% OTHER INVESTMENTS 48,695 48,695 - -------------------------------------------------------------------------------- 100.1% TOTAL INVESTMENTS 522,685 522,685 (0.1)% OTHER ASSETS AND LIABILITIES (586) - -------------------------------------------------------------------------------- 100.0% NET ASSETS 522,099
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) FIXED-RATE OBLIGATIONS 72.6% of net assets COMMERCIAL PAPER & OTHER CORPORATE OBLIGATIONS 43.9% -------------------------------------------------------------------------- AB SPINTAB 3.51%, 10/14/05 1,000 999 3.75%, 11/15/05 4,000 3,981 ALLIANCE & LEICESTER, PLC, SECTION 4(2) / 144A 3.95%, 03/14/06 1,500 1,474 * AMSTEL FUNDING CORP., SECTION 4(2) / 144A 3.75%, 11/15/05 5,000 4,977 *+ AMSTERDAM FUNDING CORP., SECTION 4(2) / 144A 3.73%, 10/21/05 4,000 3,992 3.75%, 10/24/05 2,000 1,995 ANZ NATIONAL INT'L LTD. 4.01%, 02/23/06 4,000 3,937 *+ AQUINAS FUNDING, L.L.C., SECTION 4(2) / 144A 3.61%, 12/22/05 1,000 992 *+ ASAP FUNDING LTD., SECTION 4(2) / 144A 3.53%, 10/14/05 2,000 1,997 3.86%, 12/13/05 2,000 1,985 *+ ATLANTIC ASSET SECURITIZATION CORP., SECTION 4(2) / 144A 3.73%, 10/26/05 3,311 3,302 * ATLANTIS ONE FUNDING CORP., SECTION 4(2) / 144A 3.39%, 11/16/05 1,000 996 3.44%, 11/18/05 2,000 1,991 3.88%, 01/18/06 1,000 988 4.01%, 03/01/06 7,000 6,885 BANK OF AMERICA CORP. 3.31%, 10/06/05 5,000 4,998 3.58%, 10/25/05 10,000 9,976 BANK OF IRELAND 3.81%, 11/14/05 3,000 2,986 BEAR STEARNS & CO., INC. 3.50%, 10/04/05 3,000 2,999 *+ BETA FINANCE, INC., SECTION 3C7 / 144A 4.00%, 03/01/06 1,000 984 * CC (USA), INC., SECTION 3C7 / 144A 3.55%, 10/18/05 4,500 4,493 *+ CHARIOT FUNDING, L.L.C., SECTION 4(2) / 144A 3.74%, 10/18/05 3,313 3,307 + CITIGROUP FUNDING, INC. 3.81%, 12/02/05 1,000 994 *+ CLIPPER RECEIVABLES CO., SECTION 4(2) / 144A 3.74%, 10/19/05 6,000 5,989 *+ CONCORD MINUTEMEN CAPITAL CO., SERIES A SECTION 3C7 / 144A 3.75%, 01/06/06 3,000 2,970 *+ CROWN POINT CAPITAL CO., L.L.C., SECTION 4(2) / 144A 3.44%, 11/16/05 1,000 996 3.74%, 12/02/05 3,000 2,981 3.82%, 01/18/06 4,938 4,882 * DAKOTA CP NOTES OF CITIBANK CREDIT CARD ISSUANCE TRUST, SECTION 4 (2) / 144A 3.54%, 10/14/05 1,000 999 3.75%, 12/06/05 4,000 3,973 3.78%, 12/08/05 7,000 6,950 3.84%, 12/14/05 1,000 992 + DANSKE CORP. 3.81%, 12/12/05 2,000 1,985 3.84%, 12/12/05 5,300 5,260 DNB NOR BANK ASA 3.70%, 11/07/05 1,300 1,295 3.75%, 11/17/05 2,000 1,990 3.75%, 12/23/05 1,000 991 *+ EIFFEL FUNDING, L.L.C., SECTION 4(2) / 144A 3.72%, 10/13/05 2,000 1,998 3.68%, 10/14/05 1,000 999 3.89%, 12/19/05 1,000 992 *+ FALCON ASSET SECURITIZATION CORP., SECTION 4(2) / 144A 3.68%, 10/20/05 2,000 1,996
1 SCHWAB RETIREMENT MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) * GALAXY FUNDING, INC., SECTION 4(2) / 144A 3.55%, 10/18/05 4,000 3,993 3.97%, 12/28/05 1,000 990 GENERAL ELECTRIC CAPITAL CORP. 3.99%, 03/02/06 2,000 1,967 * GIRO FUNDING U.S. CORP., SECTION 4(2) / 144A 3.55%, 10/14/05 5,000 4,994 *+ GRAMPIAN FUNDING, LLC., SECTION 4(2) / 144A 3.50%, 10/07/05 1,000 999 3.60%, 12/20/05 3,000 2,976 + HSBC U.S.A., INC. 3.74%, 12/16/05 2,000 1,984 + IXIS COMMERCIAL PAPER CORP., SECTION 4(2) / 144A 3.73%, 11/18/05 1,200 1,194 *+ JUPITER SECURITIZATION CORP., SECTION 4(2) / 144A 3.68%, 10/11/05 7,000 6,993 3.76%, 10/20/05 2,000 1,996 * K2 (USA), L.L.C., SECTION 3C7 / 144A 3.55%, 10/17/05 3,800 3,794 4.13%, 03/27/06 1,000 980 MORGAN STANLEY 3.73%, 10/14/05 3,000 2,996 3.72%, 10/19/05 3,000 2,994 * NEWCASTLE CERTIFICATES PROGRAM, SERIES A SECTION 4(2) / 144A 3.77%, 10/18/05 1,000 998 3.83%, 11/22/05 3,000 2,984 *+ NIEUW AMSTERDAM RECEIVABLES CORP., SECTION 4(2) / 144A 3.84%, 12/15/05 2,000 1,984 3.79%, 01/12/06 583 577 + NORDEA NORTH AMERICA, INC. 4.16%, 03/31/06 1,500 1,469 *+ OLD LINE FUNDING, L.L.C. SECTION 4(2) / 144A 3.77%, 10/20/05 1,000 998 * PARK GRANADA, L.L.C., SECTION 4(2) / 144A 3.70%, 10/31/05 3,000 2,991 3.72%, 10/31/05 2,000 1,994 *+ PICAROS FUNDING, L.L.C. SECTION 4(2) / 144A 3.51%, 10/06/05 5,000 4,998 *+ PREFERRED RECEIVABLES FUNDING CORP. SECTION 4(2) / 144A 3.71%, 10/14/05 1,000 999 3.75%, 10/20/05 3,000 2,994 3.97%, 02/10/06 2,000 1,971 + RABOBANK USA FINANCIAL CORP. 3.90%, 12/23/05 4,000 3,964 + SANTANDER CENTRAL HISPANO FINANCE (DELAWARE), INC. 4.00%, 02/24/06 3,000 2,952 *+ SCALDIS CAPITAL LTD., SECTION 4(2) / 144A 3.50%, 10/05/05 1,000 1,000 3.55%, 10/17/05 1,138 1,136 3.79%, 11/28/05 1,000 994 *+ SIGMA FINANCE, INC., SECTION 3C7 / 144A 3.51%, 10/13/05 6,000 5,993 3.58%, 10/19/05 3,000 2,995 3.88%, 01/12/06 1,000 989 SKANDINAVISKA ENSKILDA BANKEN AB 3.71%, 11/02/05 3,000 2,990 + SOCIETE GENERALE NORTH AMERICA, INC. 3.88%, 12/19/05 3,300 3,272 4.15%, 03/28/06 2,000 1,960 *+ THUNDER BAY FUNDING, L.L.C. SECTION 4(2) / 144A 3.74%, 12/05/05 1,000 993 + WESTPAC CAPITAL CORP. 3.47%, 11/28/05 6,000 5,967 * WHISTLEJACKET CAPITAL, L.L.C., SECTION 3C7 / 144A 3.80%, 12/16/05 1,700 1,687 * WHITE PINE FINANCE, L.L.C., SECTION 3C7 / 144A 3.51%, 10/11/05 3,000 2,997 *+ WINDMILL FUNDING CORP., SECTION 4(2) / 144A 3.71%, 10/18/05 4,000 3,993 *+ YORKTOWN CAPITAL, L.L.C., SECTION 4(2) / 144A 3.72%, 10/20/05 2,000 1,996 ----------- 229,151 CERTIFICATES OF DEPOSIT 28.7% -------------------------------------------------------------------------- ALLIANCE & LEICESTER, PLC 3.32%, 10/18/05 2,000 1,999 3.58%, 12/20/05 1,000 1,000 AMERICAN EXPRESS BANK FSB 3.75%, 10/20/05 5,000 5,000 BANCO BILBAO VIZCAYA ARGENTARIA S.A. 3.75%, 11/21/05 2,000 2,000 3.46%, 11/28/05 5,000 5,000 BANK OF TOKYO-MITSUBISHI, LTD. 3.82%, 12/02/05 5,000 5,000 BARCLAYS BANK, PLC 3.57%, 12/19/05 4,000 4,000 BNP PARIBAS 3.50%, 10/13/05 5,000 5,000 3.46%, 11/28/05 2,000 2,000 3.98%, 12/30/05 5,000 5,000 4.03%, 03/27/06 5,000 5,000 CALYON 3.37%, 11/09/05 5,000 5,000 CITIBANK, N.A. 3.90%, 12/22/05 3,000 3,000 3.97%, 12/29/05 6,000 6,000 DEPFA BANK, PLC 3.50%, 10/07/05 3,000 3,000 3.80%, 12/01/05 1,000 1,000 DEUTSCHE BANK, AG 3.51%, 10/11/05 5,000 5,000 3.52%, 10/17/05 10,000 10,000 3.75%, 11/22/05 3,000 3,000 FORTIS BANK 4.18%, 04/03/06 2,000 2,000 + HBOS TREASURY SERVICES, PLC 3.80%, 11/29/05 1,000 1,000 HSBC BANK, USA 3.44%, 11/21/05 5,000 5,000 HSH NORDBANKEN, AG 3.75%, 12/09/05 2,000 2,000
2 SCHWAB RETIREMENT MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) LLOYDS TSB BANK, PLC 3.45%, 11/17/05 5,000 5,000 MIZUHO CORP. BANK, LTD. 3.74%, 11/08/05 5,000 5,000 ROYAL BANK OF CANADA 3.54%, 10/21/05 7,000 7,000 4.01%, 02/28/06 2,000 2,000 SOCIETE GENERALE 3.95%, 12/28/05 6,000 6,000 SVENSKA HANDELSBANKEN AB 3.70%, 11/01/05 7,000 7,000 TORONTO DOMINION BANK 3.44%, 11/09/05 2,000 2,000 3.45%, 11/28/05 2,000 2,000 U.S. BANK, N.A. 3.32%, 10/11/05 2,000 2,000 UBS, AG 3.71%, 11/04/05 2,000 2,000 3.97%, 02/01/06 5,000 5,000 UNICREDITO ITALIANO SPA 3.42%, 11/02/05 3,000 3,000 3.78%, 01/17/06 6,000 6,000 WASHINGTON MUTUAL BANK, FA 3.44%, 11/22/05 4,000 4,000 WELLS FARGO BANK, N.A. 3.69%, 10/24/05 5,000 5,000 ----------- 149,999 VARIABLE-RATE OBLIGATIONS 18.2% of net assets BARCLAYS BANK, PLC 3.67%, 10/11/05 3,000 2,999 3.75%, 10/21/05 1,000 1,000 3.77%, 10/31/05 6,000 6,000 BNP PARIBAS 3.73%, 10/17/05 1,000 1,000 + CALIFORNIA POLLUTION CONTROL FINANCING AUTHORITY Solid Waste Disposable RB (Burr Properties Project) Series 1998B 3.94%, 10/07/05 1,760 1,760 * CC (USA), INC., SECTION 3C7 / 144A 3.88%, 10/24/05 4,000 4,000 + COLUMBUS, GEORGIA DEVELOPMENT AUTHORITY Taxable RB (Jay Leasing, Inc. Project) Series 1997 3.86%, 10/07/05 1,735 1,735 CREDIT SUISSE FIRST BOSTON 3.69%, 10/11/05 7,000 7,000 + EAGLE COUNTY, COLORADO TAXABLE HOUSING FACILITIES RB (BC Housing, L.L.C. Project) Series 1997B 3.84%, 10/07/05 1,500 1,500 FANNIE MAE 3.39%, 10/03/05 2,000 2,000 FEDERAL HOME LOAN BANK 3.61%, 10/05/05 3,000 3,000 + HBOS TREASURY SERVICE, PLC 3.79%, 10/26/05 2,000 2,000 LANDESBANK BADEN-WURTTEMBERG 3.62%, 10/07/05 5,000 5,000 3.68%, 10/13/05 2,000 2,000 *+ LEXINGTON PARKER CAPITAL CO., L.L.C., SECTION 4(2) / 144A 3.65%, 10/03/05 2,000 2,000 3.70%, 10/13/05 4,000 3,999 * LIBERTY LIGHTHOUSE U.S. CAPITAL CO. L.L.C., SECTION 4(2) / 144A 3.65%, 10/07/05 1,000 1,000 3.80%, 10/31/05 2,000 2,000 + LP PINEWOODS SPV 3.84%, 10/07/05 15,000 15,000 NORDDEUTSCHE LANDESBANK GIROZENTRALE 3.71%, 10/14/05 2,000 2,000 NORDEA BANK FINLAND, PLC 3.72%, 10/17/05 3,000 2,999 ROYAL BANK OF SCOTLAND, PLC 3.78%, 10/27/05 3,000 2,999 3.78%, 10/31/05 6,000 5,999 *+ SIGMA FINANCE, INC., SECTION 3C7 / 144A 3.73%, 10/17/05 3,000 3,000 o THE GOLDMAN SACHS GROUP, INC. 3.78%, 10/13/05 3,000 3,000 3.86%, 10/24/05 5,000 5,000 + TRAP ROCK INDUSTRIES, INC. RB Series 1997 3.86%, 10/07/05 1,040 1,040 + VILLAGE OF STURTEVANT, WISCONSIN IDRB (Andis Co. Project) Series 1996B 3.92%, 10/07/05 810 810 * WHISTLEJACKET CAPITAL, L.L.C., SECTION 3C7 / 144A 3.73%, 10/17/05 1,000 1,000 * WHITE PINE FINANCE, L.L.C., SECTION 3C7 / 144A 3.68%, 10/12/05 2,000 2,000 ----------- 94,840
MATURITY AMOUNT SECURITY ($ x 1,000) OTHER INVESTMENTS 9.3% of net assets REPURCHASE AGREEMENTS 9.3% ------------------------------------------------------------------------- CREDIT SUISSE FIRST BOSTON L.L.C. Tri-Party Repurchase Agreement Collateralized by U.S. Government Securities with a value of $6,832 3.90%, issued 09/30/05, due 10/03/05 6,697 6,695 UBS FINANCIAL SERVICES, INC. Tri-Party Repurchase Agreement Collateralized by U.S. Government Securities with a value of $42,844 3.90%, issued 09/30/05, due 10/03/05 40,013 40,000 3.76%, issued 09/21/05, due 10/07/05 2,003 2,000 ----------- 48,695
END OF INVESTMENTS. 3 SCHWAB RETIREMENT MONEY FUND PORTFOLIO HOLDINGS continued At 09/30/05, the tax basis cost of the fund's investments was $522,685. The fund's portfolio holdings include restricted and/or illiquid securities worth $8,000 or 1.5% of the fund's total net assets. Also, includes other restricted but deemed liquid securities comprised of 144A, section 4(2) and 3c7 securities, worth $173,244 or 33.2% of the fund's total net assets. At September 30, 2005, portfolio holdings included restricted and/or illiquid securities as follows:
ISSUER FACE COST/ RATE, ACQUISITION DATE, AMOUNT VALUE MATURITY DATE ($ x 1,000) ($ x 1,000) THE GOLDMAN SACHS GROUP, INC. 3.78%, 07/15/05, 10/13/05 3,000 3,000 3.86%, 02/22/05, 10/24/05 5,000 5,000 ----------- 8,000
4 THE CHARLES SCHWAB FAMILY OF FUNDS SCHWAB NEW YORK MUNICIPAL MONEY FUND(TM) PORTFOLIO HOLDINGS As of September 30, 2005, unaudited The following are the portfolio holdings at 09/30/05. For more information about the securities, please refer to the fund's semi-annual or annual reports. We use the symbols below to designate certain characteristics of the securities. + Credit-enhanced security ~ Liquidity-enhanced security @ Variable-rate security = Delayed-delivery security / 144A security; restricted but deemed liquid * All or a portion of this security is held as collateral for futures contracts and delayed-delivery security For fixed-rate obligations, the rate shown is the effective yield at the time of purchase. For variable-rate obligations, the rate shown is the rate as of the report date. For variable-rate obligations with scheduled maturities greater than 397 days, the maturity shown is the later of the next interest rate change date or demand date. For variable-rate obligations with scheduled maturities less than 397 days, the maturity shown is the earlier of the next interest rate change date or demand date. For variable-rate obligations without demand features, the maturity shown is the next interest rate change date.
COST VALUE HOLDINGS BY CATEGORY ($X1,000) ($X1,000) - -------------------------------------------------------------------------------- 99.5% MUNICIPAL SECURITIES 1,763,128 1,763,128 - -------------------------------------------------------------------------------- 99.5% TOTAL INVESTMENTS 1,763,128 1,763,128 0.5% OTHER ASSETS AND LIABILITIES 9,292 - -------------------------------------------------------------------------------- 100.0% NET ASSETS 1,772,420
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) MUNICIPAL SECURITIES 99.5% of net assets NEW YORK 99.5% ALBANY IDA +@ IDRB (Newkirk Products) Series 1995A 2.84%, 10/07/05 900 900 +@ Refunding IDRB (United Cerebral Palsy Association-Capital District) Series 1997B 2.80%, 10/07/05 10,000 10,000 BINGHAMTON Various Purpose BAN Series 2005 2.92%, 09/22/06 15,000 15,153 BROOME CNTY IDA +@ Civic Facility RB (Elizabeth Church Manor Nursing Home) Series 2003 2.76%, 10/07/05 6,050 6,050 +@ Civic Facility RB (Methodist Homes For the Aging) Series 2003 2.76%, 10/07/05 5,415 5,415 CHAUTAUQUA CNTY +@ Civic Facility RB (Jamestown Center City Development Corp) Series 2000A 2.80%, 10/07/05 11,610 11,610 +@ IDRB (Grafco Industries) Series 2002 2.79%, 10/07/05 6,130 6,130 CONNETQUOT CENTRAL SD TAN Series 2005-2006 2.83%, 06/30/06 15,000 15,128 FARMINGDALE UNION FREE SD TAN Series 2005 2.79%, 06/29/06 10,000 10,088 2.83%, 06/29/06 5,000 5,043 HAUPPAUGE UNION FREE SD TAN Series 2005-2006 2.72%, 06/29/06 7,500 7,569 HERKIMER CNTY +@ Civic Facility RB (Templeton Foundation) Series 2000 2.82%, 10/07/05 1,800 1,800 HERRICKS UNION FREE SD TAN Series 2005-2006 2.80%, 06/29/06 3,400 3,430 LONG ISLAND POWER AUTH +~@/ Electric System General RB Series 1998A 2.78%, 10/07/05 21,000 21,000 +~@/ Electric System General RB Series 2001A 2.78%, 10/07/05 4,365 4,365 +~@/ Electric System RB Series 1998A 2.78%, 10/07/05 1,900 1,900 METROPOLITAN TRANSPORTATION AUTH ~@ Dedicated Tax Fund Bonds Series 1998A 2.78%, 10/07/05 9,440 9,440 ~@/ Dedicated Tax Fund Bonds Series 1999A 2.73%, 10/07/05 10,800 10,800 +~@ Dedicated Tax Fund Bonds Series 2002A 2.78%, 10/07/05 10,980 10,980 +~@/ RB Series 2003B 2.78%, 10/07/05 3,500 3,500 +~@/ RB Series 2005B 2.78%, 10/07/05 39,850 39,850 +~@ Refunding RB Series 2002A 2.76%, 10/07/05 22,000 22,000 Revenue BAN Series CP-1A + 2.45%, 10/07/05 45,000 45,000 + 2.55%, 10/07/05 10,000 10,000 + 2.72%, 12/06/05 10,000 10,000 + Revenue BAN Sub-Series B 2.72%, 11/30/05 25,000 25,000 MIDDLE COUNTRY CENTRAL SD BAN Series 2005 3.00%, 08/23/06 8,000 8,087 NASSAU HEALTH CARE CORP +~@ Bonds Series 2004C-2 2.66%, 10/07/05 5,000 5,000
1 SCHWAB NEW YORK MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) NEW YORK CITY +@ GO Bonds Fiscal 1994 Series E-3 2.79%, 10/01/05 11,200 11,200 +@ GO Bonds Fiscal 1994 Series H-4 2.79%, 10/01/05 4,000 4,000 +~@/ GO Bonds Fiscal 2000 Series A 2.78%, 10/07/05 3,395 3,395 +~@/ GO Bonds Fiscal 2001 Series A 2.78%, 10/07/05 7,385 7,385 +~@/ GO Bonds Fiscal 2001 Series B 2.76%, 10/07/05 3,460 3,460 +~@/ GO Bonds Fiscal 2002 Series A 2.78%, 10/07/05 9,750 9,750 +~@ GO Bonds Fiscal 2002 Series G 2.78%, 10/07/05 16,400 16,400 +@ GO Bonds Fiscal 2003 Series C-2 2.74%, 10/07/05 6,265 6,265 +~@/ GO Bonds Fiscal 2004 Series F 2.82%, 10/07/05 50,000 50,000 +~@/ GO Bonds Fiscal 2004 Series J 2.78%, 10/07/05 9,160 9,160 +~@/ GO Bonds Fiscal 2005 Series N 2.78%, 10/07/05 10,820 10,820 +~@/ GO Bonds Fiscal 2005 Series P 2.78%, 10/07/05 7,000 7,000 +@ GO Bonds Fiscal 2006 Series E-4 2.75%, 10/07/05 6,000 6,000 NEW YORK CITY HEALTH AND HOSPITALS CORP +~@/ Health System Bonds Series 1999A 2.78%, 10/07/05 9,620 9,620 NEW YORK CITY HOUSING DEVELOPMENT CORP +@ M/F Mortgage RB (Atlantic Court Apts) Series 2003A 2.76%, 10/07/05 31,250 31,250 +@ M/F Mortgage RB (First Avenue) Series 2002A 2.76%, 10/07/05 7,445 7,445 +@ M/F Rental Housing RB (100 Jane St) Series 1998A 2.76%, 10/07/05 6,525 6,525 +@ M/F Rental Housing RB (One Columbus Place) Series 1998A 2.76%, 10/07/05 40,500 40,500 +@ M/F Rental Housing RB (Sierra) Series 2003A 2.76%, 10/07/05 18,585 18,585 +@* M/F Rental Housing RB (Tribeca Tower) Series 1997A 2.80%, 10/07/05 2,300 2,300 +@ M/F Rental Housing RB (West End Towers) Series 2004A 2.77%, 10/07/05 20,000 20,000 NEW YORK CITY IDA +@ Civic Facility RB (2000 Jewish Board of Family and Childrens Services) 2.77%, 10/07/05 15,820 15,820 +@ Refunding IDRB (Allway Tools) Series 1997 2.82%, 10/07/05 1,395 1,395 NEW YORK CITY MUNICIPAL WATER FINANCE AUTH ~@ Crossover Refunding Bonds Series 2002F 2.78%, 10/01/05 7,495 7,495 ~ TECP Notes Series 1 2.72%, 12/15/05 36,800 36,800 ~ TECP Series 6 2.72%, 12/22/05 25,000 25,000 +~@ Water and Sewer System RB Series 1994G 2.79%, 10/01/05 6,000 6,000 +~@/ Water and Sewer System RB Series 1998B 2.78%, 10/07/05 4,735 4,735 ~@/ Water and Sewer System RB Series 2001D 2.80%, 10/07/05 4,995 4,995 ~@/ Water and Sewer System RB Series 2002 & 2003A 2.78%, 10/07/05 8,500 8,500 +~@/ Water and Sewer System RB Series 2002G 2.78%, 10/07/05 10,000 10,000 +~@ Water and Sewer System RB Series 2005C 2.78%, 10/07/05 2,750 2,750 Water and Sewer System RB Series 2005D ~@/ 2.76%, 10/07/05 5,965 5,965 +~@/ 2.78%, 10/07/05 5,000 5,000 NEW YORK CITY TRANSITIONAL FINANCE AUTH ~@/ Future Tax Secured Bonds Fiscal 1999 Series A 2.78%, 10/07/05 4,970 4,970 +~@/ Future Tax Secured Bonds Fiscal 2000 Series A 2.78%, 10/07/05 15,720 15,720 ~@/ Future Tax Secured Bonds Fiscal 2000 Series C 2.78%, 10/07/05 14,545 14,545 ~@ Future Tax Secured Refunding Bonds Fiscal 2003 Series A 2.78%, 10/01/05 6,000 6,000 ~@/ Future Tax Secured Refunding Bonds Fiscal 2005 Series A 2.78%, 10/07/05 26,305 26,305 ~@/ Future Tax Secured Refunding Bonds Fiscal 2005 Series A-1 2.78%, 10/07/05 8,650 8,650 ~@ Recovery Bonds Fiscal 2003 Series 3B 2.95%, 10/01/05 3,500 3,500 NEW YORK STATE + Environmental Quality 1986 GO Bonds Series 1998A 2.68%, 12/08/05 20,000 20,000 NEW YORK STATE DORMITORY AUTH +~@ Consolidated Fifth General Resolution RB (City University System) Series 2003A 2.78%, 10/07/05 7,295 7,295 +~@/ Court Facilities Lease RB (New York City) Series 2005A 2.78%, 10/07/05 17,880 17,880
2 SCHWAB NEW YORK MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) +~@ Facilities Improvement RB (Mental Health Services) Series 2005D-1 2.78%, 10/07/05 7,100 7,100 +~@/ Insured RB (Mt Sinai School of Medicine) Series 1994A 2.78%, 10/07/05 2,900 2,900 +~@ Lease RB (Suny Dorm Facilities) Series 2005A 2.78%, 10/07/05 5,675 5,675 +~@/ Personal Income Tax Refunding RB (Education) Series 2005B 2.78%, 10/07/05 11,850 11,850 +~@/ Personal Income Tax Refunding RB Series 2005B 2.78%, 10/07/05 5,275 5,275 +~@/ RB (State University Educational Facilities) Series 1993A 2.78%, 10/07/05 9,995 9,995 RB (State University Educational Facilities) Series 2000B +~@/ 2.76%, 10/07/05 27,030 27,030 +~@/ 2.78%, 10/07/05 12,375 12,375 +~@/ RB (Upstate Community Colleges) Series 2005A 2.78%, 10/07/05 3,875 3,875 +~@ Third General Resolution RB (State University Educational Facilities) Series 2005A 2.78%, 10/07/05 7,130 7,130 NEW YORK STATE ENERGY RESEARCH DEVELOPMENT AUTH +@ Facilities RB (Consolidated Edison Company of New York, Inc) Series 2005A-1 2.73%, 10/07/05 10,000 10,000 +@ Facilities RB (Consolidated Edison Company of New York, Inc) Series 2005A-2 2.76%, 10/07/05 9,000 9,000 +@ Facilities RB Series 2004C-2 2.80%, 10/07/05 5,500 5,500 +~@/ Gas Facilities RB (Brooklyn Union Gas) Series 1996 2.76%, 10/07/05 14,125 14,125 NEW YORK STATE ENVIRONMENTAL FACILITIES CORP ~@ Clean and Drinking Water Revolving Funds RB Series 2002B 2.78%, 10/07/05 24,225 24,225 ~@/ Water Pollution Control Revolving Fund RB Series 1994D 2.78%, 10/07/05 660 660 NEW YORK STATE HFA +@ RB (101 West End Ave) Series 1999A 2.78%, 10/07/05 13,000 13,000 +@ RB (150 E 44th St) Series 2000A 2.78%, 10/07/05 43,000 43,000 +@ RB (250 W 50th St) Series 1997A 2.80%, 10/07/05 7,300 7,300 +@ RB (250 W 93rd St) Series 2005A 2.77%, 10/07/05 7,500 7,500 +@ RB (345 E 94th St) Series 1998A 2.78%, 10/07/05 4,700 4,700 +@ RB (345 E 94th St) Series 1999A 2.78%, 10/07/05 3,400 3,400 +@ RB (350 W 43rd St) Series 2002A 2.76%, 10/07/05 14,000 14,000 +@ RB (70 Battery Place) Series 1997A 2.76%, 10/07/05 23,300 23,300 +@ RB (Avalon Chrystie Place I) Series 2004A 2.77%, 10/07/05 30,000 30,000 +@ RB (Clinton Green South) Series 2005A 2.81%, 10/07/05 35,000 35,000 +@ RB (E 84th St) Series 1995A 2.80%, 10/07/05 21,100 21,100 +@ RB (Ocean Park Apts) Series 2005A 2.72%, 10/07/05 3,000 3,000 +@ RB (Sea Park East) Series 2004A 2.77%, 10/07/05 18,400 18,400 +@ RB (Sea Park West) Series 2004A 2.77%, 10/07/05 7,600 7,600 +@ RB (The Helena) Series 2003A 2.80%, 10/07/05 7,800 7,800 +@ RB (The Helena) Series 2004A 2.80%, 10/07/05 14,000 14,000 +@ RB (Tribeca Park) Series 1997A 2.80%, 10/07/05 7,000 7,000 +@ RB (Union Square South) Series 1996A 2.80%, 10/07/05 16,800 16,800 +@ RB (W 20th St) Series 2001A 2.76%, 10/07/05 13,700 13,700 +@ RB (W 33rd St) Series 2003A 2.76%, 10/07/05 8,200 8,200 +@ Service Contract Refunding RB Series 2003E 2.74%, 10/07/05 7,000 7,000 NEW YORK STATE LOCAL ASSISTANCE CORP +~@/ Refunding RB Series 1993C 2.78%, 10/07/05 9,900 9,900 +~@/ Refunding RB Series 1997B 2.76%, 10/07/05 20,965 20,965 NEW YORK STATE MORTGAGE AGENCY ~@/ Homeowner Mortgage RB Series 65 2.80%, 10/07/05 3,780 3,780 ~@/ Homeowner Mortgage RB Series 77A 2.78%, 10/07/05 24,795 24,795 ~@/ Homeowner Mortgage RB Series 87 2.78%, 10/07/05 9,090 9,090 NEW YORK STATE POWER AUTH ~* CP Notes Series 1 2.70%, 12/08/05 35,000 35,000 CP Notes Series 2 ~ 2.60%, 11/09/05 17,800 17,800 ~ 2.75%, 12/07/05 25,000 25,000 NEW YORK STATE THRUWAY AUTH +~@/ General RB Series 2005F 2.78%, 10/07/05 17,840 17,840 +~@/ General RB Series F 2.78%, 10/07/05 10,575 10,575 ~@/ General Refunding RB Series E 2.76%, 10/07/05 6,995 6,995 +~@/ Personal Income Tax RB (Transportation) Series 2005A 2.78%, 10/07/05 18,990 18,990
3 SCHWAB NEW YORK MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) +~@/ Second General Highway & Bridge Trust Fund Bonds Series 2005B 2.78%, 10/07/05 27,485 27,485 NEW YORK STATE TOBACCO SETTLEMENT FINANCING CORP +~@/ Asset Backed RB Series 2003A-1C 2.79%, 10/07/05 5,815 5,815 NEW YORK STATE URBAN DEVELOPMENT CORP +~@/ Personal Income Tax RB (State Facilities and Equipment) Series 2004A-2 2.76%, 10/07/05 4,290 4,290 NORTH SYRACUSE CENTRAL SD BAN Series 2005 2.72%, 06/23/06 6,331 6,377 OYSTER BAY BAN Series 2005B 2.63%, 03/17/06 10,000 10,038 PITTSFORD CENTRAL SD BAN Series 2005 2.85%, 06/20/06 20,000 20,161 PORT AUTH OF NEW YORK AND NEW JERSEY +~@ Consolidated Bonds 127th Series 2.80%, 10/07/05 3,000 3,000 ~@/ Consolidated Bonds 135th Series 2.80%, 10/07/05 16,000 16,000 +~@ Consolidated Bonds 138th Series 2.80%, 10/07/05 1,000 1,000 +~@/ Consolidated Bonds 140th Series 2.78%, 10/07/05 29,615 29,615 +~@/ Consolidated Bonds 141st Series 2.81%, 10/07/05 1,350 1,350 Special Project Bonds (JFK International Air Terminal) Series 6 +~@/ 2.81%, 10/07/05 1,475 1,475 +~@/ 2.79%, 10/07/05 1,100 1,100 SCHENECTADY IDA +@ IDRB (Fortitech Holding Corp) Series 1995A 3.09%, 10/07/05 700 700 SOUTH HUNTINGTON UNION FREE SD TAN Series 2005-2006 2.90%, 06/30/06 5,000 5,040 SYRACUSE += RAN Series 2005D 2.90%, 06/30/06 15,000 15,119 TOMPKINS CNTY IDA +~@ Civic Facility RB (Ithaca College) Series 2004 2.78%, 10/07/05 7,500 7,500 TRIBOROUGH BRIDGE AND TUNNEL AUTH +~@ General RB Series 2001A 2.76%, 10/07/05 15,000 15,000 General Refunding RB Series 2002B +~@/ 2.76%, 10/07/05 8,960 8,960 ~@/ 2.80%, 10/07/05 14,000 14,000 WEST BABYLON UNION FREE SD TAN Series 2005-2006 2.95%, 06/29/06 3,500 3,527 WESTCHESTER CNTY IDA +@ IDRB (Levister Redevelopment Co) Series 2001B 2.80%, 10/07/05 8,000 8,000 WILLIAM FLOYD UNION FREE SD TAN Series 2005 2.70%, 06/27/06 25,000 25,233 YONKERS IDA +@ Civic Facility RB (Consumers Union) Series 1989 2.75%, 10/07/05 1,200 1,200 +@ Civic Facility RB (Consumers Union) Series 1991 2.75%, 10/07/05 700 700 +~@ Civic Facility RB (Consumers Union) Series 1994 2.75%, 10/07/05 1,580 1,580 ----------- 1,763,128
END OF INVESTMENTS. At 09/30/05, the tax basis cost of the fund's investments was $1,763,128. The fund's portfolio holdings include restricted but deemed liquid 144A securities worth $640,375 or 36.1% of the fund's total net assets. 4 THE CHARLES SCHWAB FAMILY OF FUNDS SCHWAB NEW JERSEY MUNICIPAL MONEY FUND(TM) PORTFOLIO HOLDINGS As of September 30, 2005, unaudited The following are the portfolio holdings at 09/30/05. For more information please refer to the fund's semi-annual or annual shareholder reports. We use the symbols below to designate certain characteristics of the securities. + Credit-enhanced security ~ Liquidity-enhanced security @ Variable-rate security / 144A security; restricted but deemed liquid For fixed-rate obligations, the rate shown is the effective yield at the time of purchase. For variable-rate obligations, the rate shown is the rate as of the report date. For variable-rate obligations with scheduled maturities greater than 397 days, the maturity shown is the later of the next interest rate change date or demand date. For variable-rate obligations with scheduled maturities less than 397 days, the maturity shown is the earlier of the next interest rate change date or demand date. For variable-rate obligations without demand features, the maturity shown is the next interest rate change date.
COST VALUE HOLDINGS BY CATEGORY ($X1,000) ($X1,000) - -------------------------------------------------------------------------------- 95.7% MUNICIPAL SECURITIES 445,399 445,399 - -------------------------------------------------------------------------------- 95.7% TOTAL INVESTMENTS 445,399 445,399 4.3% OTHER ASSETS AND LIABILITIES 20,106 - -------------------------------------------------------------------------------- 100.0% NET ASSETS 465,505
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) MUNICIPAL SECURITIES 95.7% of net assets NEW JERSEY 92.1% DELAWARE RIVER PORT AUTH +~@/ RB Series 1999 2.78%, 10/07/05 4,100 4,100 ESSEX CNTY IMPROVEMENT AUTH +~@/ GO Guaranteed Lease RB (Cnty Correctional Facility) Series 2000 2.78%, 10/07/05 3,000 3,000 +~@ Project Consolidation RB Series 2004 2.78%, 10/07/05 5,895 5,895 GARDEN STATE PRESERVATION TRUST +~@ Open Space and Farmland Preservation Bonds Series 2003A 2.77%, 10/07/05 5,000 5,000 HAMMONTON BAN 2.25%, 01/12/06 5,142 5,152 HOPATCONG BAN 2.95%, 08/11/06 9,000 9,079 JERSEY CITY School Promissory Notes Series 2005A 2.45%, 02/24/06 4,000 4,012 NEW JERSEY TRAN Series Fiscal 2006A 2.78%, 06/23/06 10,000 10,087 2.80%, 06/23/06 5,000 5,042 NEW JERSEY ECONOMIC DEVELOPMENT AUTH Exempt Facility RB (Chambers Co-Generation) + 2.78%, 10/07/05 6,100 6,100 + 2.80%, 11/09/05 6,000 6,000 Exempt Facility RB (Keystone) + 2.58%, 10/07/05 5,000 5,000 + 2.70%, 10/07/05 5,000 5,000 + 2.50%, 10/11/05 5,000 5,000 +~@ Motor Vehicle Surcharge RB Series 2004A 2.78%, 10/07/05 9,960 9,960 +~@/ Natural Gas Facilities Refunding RB (Nui Corp) Series 1997A 2.80%, 10/07/05 1,525 1,525 +@ RB (Baptist Home Society of New Jersey) Series 2003 3.05%, 10/07/05 3,520 3,520 +@ RB (ENCAP Golf Holdings) Series 2004 2.77%, 10/07/05 22,410 22,410 +@ RB (G&W Laboratories) Series 2003 2.81%, 10/07/05 5,050 5,050 +@ RB (Geriatric Services Housing Corp) Series 2001 2.72%, 10/07/05 1,500 1,500 +@ RB (Hamilton Industrial Development) Series 1998 2.81%, 10/07/05 5,665 5,665 +@ RB (Meridian Assisted Living at Shrewsbury) Series 2004 2.78%, 10/07/05 5,250 5,250 +@ RB (Omni Baking Co) Series 2001 2.77%, 10/07/05 3,600 3,600 +@ RB (Princeton Day School, Inc) Series 2005 2.75%, 10/07/05 5,000 5,000 +@ RB (St James Preparatory School and St James Social Service Corp) Series 1998 2.76%, 10/07/05 4,450 4,450 +@ RB (Stone Brothers Secaucus) Series 2001 2.80%, 10/07/05 1,650 1,650 +@ RB (The Hun School of Princeton) Series 2004 2.72%, 10/07/05 10,895 10,895 +~@ Refunding RB (Airis Newark)Series 1998 2.66%, 10/07/05 1,000 1,000 +@ Refunding RB (Crane's Mill) Series 2005B 2.80%, 10/07/05 6,125 6,125 +@ Refunding RB (Station Plaza Park and Ride) Series 2003 2.81%, 10/07/05 2,945 2,945 +~@ School Facilities Construction RB Series 2005K 2.78%, 10/07/05 4,565 4,565 +~@/ School Facilities Construction Refunding Bonds Series 2005N 2.78%, 10/07/05 3,030 3,030
1 SCHWAB NEW JERSEY MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) +@ Special Facility RB (Port Newark Container Terminal) Series 2003 2.77%, 10/07/05 3,000 3,000 +@ Thermal Energy Facilities RB (Thermal Energy Limited Partnership I) Series 1997 2.80%, 10/07/05 5,000 5,000 NEW JERSEY EDUCATIONAL FACILITIES AUTH +~@/ RB (Higher Education Capital Improvement Fund) Series 2002A 2.78%, 10/07/05 8,610 8,610 @ RB (Princeton University) Series 2001B 2.95%, 10/01/05 4,500 4,500 NEW JERSEY HEALTH CARE FACILITIES FINANCING AUTH +~@ RB (JFK Health Systems Obligated Group) Series 1993 2.77%, 10/07/05 8,355 8,355 +~@ RB (Jersey Shore Medical Center Obligated Group) Series 1994 2.78%, 10/07/05 3,500 3,500 +@ RB (Meridian Health System Obligated Group) Series 2003A 2.73%, 10/07/05 3,100 3,100 +~@ RB (Somerset Medical Center) Series A 2.79%, 10/07/05 15,600 15,600 +@ RB (St Barnabas Health Care System Issue) Series 2001A 2.72%, 10/07/05 1,900 1,900 +@ RB Composite Program Series 2003A-6 2.74%, 10/07/05 5,700 5,700 +@ RB Composite Program Series 2004A-3 2.71%, 10/07/05 5,075 5,075 +@ RB Series 2004A-4 2.72%, 10/07/05 2,500 2,500 NEW JERSEY HOUSING AND MORTGAGE FINANCE AGENCY +~@ Home Buyer RB Series 2000CC 2.80%, 10/07/05 2,540 2,540 NEW JERSEY SPORTS AND EXPOSITION AUTH +~@ State Contract Bonds Series 2002B-1 2.70%, 10/07/05 500 500 NEW JERSEY TRANSPORTATION TRUST FUND AUTH +~@ Transportation System Bonds Series 2005A 2.78%, 10/07/05 9,980 9,980 ~@/ Transportation System RB Series 1998A 2.78%, 10/07/05 6,995 6,995 +~@/ Transportation System RB Series 2004B 2.78%, 10/07/05 8,100 8,100 NEW JERSEY TURNPIKE AUTH RB Series 2000A +~@ 2.75%, 10/07/05 11,200 11,200 +~@/ 2.78%, 10/07/05 13,565 13,565 +~@ RB Series C 2.78%, 10/07/05 7,070 7,070 +~@/ Refunding RB Series 2004A 2.78%, 10/07/05 11,495 11,495 +~@/ Refunding RB Series 2005A 2.78%, 10/07/05 14,485 14,485 PORT AUTH OF NEW YORK AND NEW JERSEY +~@ Consolidated Bonds 127th Series 2.80%, 10/07/05 8,480 8,480 ~@/ Consolidated Bonds 135th Series 2.80%, 10/07/05 4,000 4,000 Consolidated Bonds 138th Series +~@ 2.80%, 10/07/05 9,000 9,000 ~@/ 2.80%, 10/07/05 5,000 5,000 +~@ Consolidated Bonds 139th Series 2.80%, 10/07/05 3,750 3,750 +~@/ Consolidated Bonds 140th Series 2.78%, 10/07/05 4,500 4,500 +~@/ Consolidated Bonds 141st Series 2.81%, 10/07/05 5,000 5,000 ~@/ Consolidated Bonds 85th Series 2.78%, 10/07/05 6,795 6,795 Special Project Bonds (JFK International Air Terminal) Series 6 +~@/ 2.81%, 10/07/05 800 800 +~@/ 2.79%, 10/07/05 4,895 4,895 TECP Series A ~ 2.50%, 10/07/05 3,585 3,585 ~ 2.60%, 10/07/05 3,890 3,890 ~ 2.50%, 10/12/05 5,000 5,000 ~ TECP Series B 2.54%, 10/11/05 14,635 14,635 RAHWAY BAN 2.70%, 06/27/06 5,675 5,718 SPARTA BAN 2.23%, 01/13/06 4,000 4,009 UNION CNTY IMPROVEMENT AUTH +@ Mortgage RB (Cedar Glen Housing Corp) Series A 2.79%, 10/07/05 9,500 9,500 UNION CNTY POLLUTION CONTROL FINANCING AUTH @ Refunding RB (Exxon) Series 1994 2.73%, 10/01/05 1,000 1,000 ----------- 428,934 PUERTO RICO 3.6% PUERTO RICO +~@/ Public Improvement Bonds Series 2000 2.75%, 10/07/05 1,400 1,400 +~@/ Public Improvement and Refunding Bonds Series 2000 2.75%, 10/07/05 1,235 1,235 PUERTO RICO HOUSING FINANCE CORP +~@/ Homeownership Mortgage RB Series 1998A 2.82%, 10/07/05 9,900 9,900 +~@/ Homeownership Mortgage RB Series 2000A 2.78%, 10/07/05 3,930 3,930 ----------- 16,465
END OF INVESTMENTS. At 09/30/05, the tax basis cost of the fund's investments was $445,399. The fund's portfolio holdings include restricted but deemed liquid 144A securities worth $122,360 or 26.3% of the fund's total net assets. 2 THE CHARLES SCHWAB FAMILY OF FUNDS SCHWAB PENNSYLVANIA MUNICIPAL MONEY FUND(TM) PORTFOLIO HOLDINGS As of September 30, 2005, unaudited The following are the portfolio holdings at 09/30/05. For more information please refer to the fund's semi-annual or annual shareholder reports. The symbols below are designated to certain characteristics of the securities. + Credit-enhanced security ~ Liquidity-enhanced security @ Variable-rate security / 144A security; restricted but deemed liquid For fixed-rate obligations, the rate shown is the effective yield at the time of purchase. For variable-rate obligations, the rate shown is the rate as of the report date. For variable-rate obligations with scheduled maturities greater than 397 days, the maturity shown is the later of the next interest rate change date or demand date. For variable-rate obligations with scheduled maturities less than 397 days, the maturity shown is the earlier of the next interest rate change date or demand date. For variable-rate obligations without demand features, the maturity shown is the next interest rate change date.
COST VALUE HOLDINGS BY CATEGORY ($X1,000) ($X1,000) - -------------------------------------------------------------------------------- 99.5% MUNICIPAL SECURITIES 366,270 366,270 - -------------------------------------------------------------------------------- 99.5% TOTAL INVESTMENTS 366,270 366,270 0.5% OTHER ASSETS AND LIABILITIES 1,970 - -------------------------------------------------------------------------------- 100.0% NET ASSETS 368,240
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) MUNICIPAL SECURITIES 99.5% of net assets PENNSYLVANIA 99.5% ALLEGHENY CNTY HOSPITAL DEVELOPMENT AUTH +@ RB (UPMC Senior Communities) Series 2003 2.75%, 10/07/05 10,000 10,000 ALLEGHENY CNTY IDA +~@/ Pollution Control Refunding RB (Duquesne Light Co) Series 1999B 2.77%, 10/07/05 14,495 14,495 ALLEGHENY CNTY PORT AUTH + GAN Series 2005 2.68%, 06/30/06 10,000 10,096 +~@ Special Revenue Transportation Bonds Series 1999 2.76%, 10/07/05 2,000 2,000 BERKS CNTY +@ RB (Beacon Container) Series 1998A 2.90%, 10/07/05 380 380 BERMUDIAN SPRINGS SD +~@ GO Bonds Series 2005 2.75%, 10/07/05 1,900 1,900 BLAIR CNTY IDA +@ First Mortgage RB (Village At Penn State) Series 2002C 2.66%, 10/07/05 500 500 CENTRAL BUCKS SD +~@ GO Series 2000A 2.80%, 10/07/05 1,100 1,100 CHESTER CNTY HEALTH AND EDUCATION FACILITIES AUTH +@ RB (Simpson Meadows) Series 2000 2.79%, 10/07/05 3,775 3,775 CHESTER IDA +@ RB (Archdiocese of Philadelphia) Series 2001 2.78%, 10/01/05 4,050 4,050 DANIEL BOONE AREA SD +~@ GO Bonds Series 2004 2.75%, 10/07/05 100 100 DELAWARE CNTY IDA +@ Hospital RB (Crozer-Chester Medical Center) Series 2002 2.75%, 10/07/05 1,200 1,200 +@ RB (YMCA of Philadelphia) Series 1999 2.85%, 10/07/05 2,005 2,005 +~@ Water Facilities RB (Aqua Pennsylvania Inc) Series 2005A 2.80%, 10/07/05 1,650 1,650 DELAWARE VALLEY REGIONAL FINANCE AUTH +@ Local Government RB Series 1986 2.75%, 10/07/05 10,600 10,600 Local Government RB Series 1998A +~@/ 2.81%, 10/07/05 4,055 4,055 +~@/ 2.83%, 10/07/05 1,300 1,300 EASTON AREA SD +~@ GO Bonds Series 2005 2.77%, 10/07/05 2,800 2,800 ERIE SD +~@/ GO Bonds Series 2001A 2.77%, 10/07/05 16,950 16,950 HARRISBURG AUTH +~@ Water Refunding RB Series 2003A 2.80%, 10/07/05 10,500 10,500 LUZERNE CNTY IDA +@ RB (Methodist Homes) Series 2003 2.81%, 10/07/05 4,800 4,800 MANHEIM TOWNSHIP SD +~@ GO Bonds Series 2004 2.77%, 10/07/05 6,000 6,000 MERCER CNTY +~@/ GO Bonds Series 2001 2.77%, 10/07/05 1,275 1,275 MONTGOMERY CNTY HIGHER EDUCATION AND HEALTH AUTH +@ RB (Madlyn and Leonard Abramson Center For Jewish Life) Series 2001 2.79%, 10/07/05 5,500 5,500
1 SCHWAB PENNSYLVANIA MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) MONTGOMERY CNTY IDA +@ Environmental Facilities RB (Ionza Inc) Series 2000 2.86%, 10/07/05 7,000 7,000 + Pollution Control Refunding RB (Peco Energy Co) Series 1994A 2.56%, 10/18/05 10,000 10,000 +@ School RB (Friends' Central School) Series 2002 2.77%, 10/07/05 200 200 MONTGOMERY CNTY REDEVELOPMENT AUTH +@ M/F Housing Refunding RB (Glenmore Associates) Series 1995A 2.78%, 10/07/05 1,000 1,000 NORTHHAMPTON CNTY +@ RB (Binney and Smith) Series 1997A 2.80%, 10/07/05 3,250 3,250 +@ RB (Binney and Smith) Series 1997B 2.80%, 10/07/05 780 780 NORWIN SD +~@/ GO Bonds Series 2001A 2.65%, 01/25/06 9,710 9,710 PENNSYLVANIA +~@ GO Bonds First Series 2003 2.78%, 10/07/05 14,470 14,470 PENNSYLVANIA CONVENTION CENTER AUTH +~@/ RB Series 1989A 2.78%, 10/07/05 2,745 2,745 PENNSYLVANIA ECONOMIC DEVELOPMENT FINANCING AUTH +@ Bonds (Westrum Harleysville II) Series 2005 2.78%, 10/07/05 6,200 6,200 +@ Exempt Facilities RB (Amtrak) Series 2001B 2.84%, 10/07/05 14,000 14,000 PENNSYLVANIA ENERGY DEVELOPMENT AUTH +@ RB (B&W Ebensburg) Series 1986 2.78%, 10/07/05 18,715 18,715 +@ RB (Westrum Hanover) Series 2004 2.80%, 10/07/05 5,900 5,900 PENNSYLVANIA HFA ~@/ Residential Development Refunding RB Series 2002A 2.87%, 10/07/05 6,000 6,000 +~@ S/F Mortgage RB Drawdown Series 2003 2.82%, 10/07/05 3,775 3,775 ~@/ S/F Mortgage RB Series 1999-66A 2.80%, 10/07/05 4,955 4,955 ~@/ S/F Mortgage RB Series 1999A 2.15%, 10/07/05 10,785 10,785 ~@/ S/F Mortgage RB Series 2002-74B 2.80%, 10/07/05 7,495 7,495 ~@ S/F Mortgage RB Series 2004-84C 2.77%, 10/07/05 3,800 3,800 ~@ S/F Mortgage RB Series 2004-86C 2.77%, 10/07/05 5,000 5,000 ~@ S/F Mortgage RB Series 2005-87B 2.83%, 10/07/05 5,000 5,000 ~@/ S/F RB Series 1998-64 2.84%, 10/07/05 15,495 15,495 PENNSYLVANIA HIGHER EDUCATION ASSISTANCE AGENCY +~@ Student Loan RB Series 2000A 2.81%, 10/07/05 8,025 8,025 +~@ Student Loan RB Series 2001A 2.81%, 10/07/05 5,050 5,050 PENNSYLVANIA HIGHER EDUCATIONAL FACILITIES AUTH + RB (State System of Higher Education) Series AC 2.62%, 06/15/06 2,115 2,135 +~@ RB (University of Pennsylvania Health Services) Series 2005A 2.80%, 06/15/06 3,000 3,000 PENNSYLVANIA PUBLIC SCHOOL BUILDING AUTH +~@ Lease RB (Philadelphia SD) Series 2003 2.78%, 10/07/05 1,895 1,895 +~@ RB (Parkland SD) Series 1999D 2.80%, 10/07/05 6,235 6,235 PENNSYLVANIA TURNPIKE COMMISSION +~@ RB Series 2004A 2.79%, 10/07/05 6,270 6,270 PHILADELPHIA Airport RB Series 2005A +~@/ 2.82%, 10/07/05 16,000 16,000 +~@ 2.83%, 10/07/05 1,000 1,000 +~@ Airport Refunding RB Series 2005C 2.83%, 10/07/05 6,950 6,950 +~@ Water and Wastewater RB Series 1997B 2.74%, 10/07/05 120 120 PHILADELPHIA GAS WORKS +~@/ RB Third Series 2001 2.78%, 10/07/05 1,700 1,700 PHILADELPHIA IDA +~@/ RB Series 1998A 2.15%, 10/07/05 5,000 5,000 PHILADELPHIA REDEVELOPMENT AUTH +~@/ RB (Neighborhood Transformation Initiative) Series 2005C 2.78%, 10/07/05 5,745 5,745 TEMPLE UNIVERSITY Funding Obligations Series 2005 2.77%, 04/28/06 6,000 6,041 2.80%, 04/28/06 7,640 7,690 UNIVERSITY OF PITTSBURGH Pitt Asset Notes Series 2005 2.71%, 08/11/06 10,000 10,108 ----------- 366,270
END OF INVESTMENTS. At 09/30/05, the tax basis cost of the fund's investments was $366,270. The fund's portfolio holdings include restricted but deemed liquid 144A securities worth $123,705 or 33.6% of the fund's total net assets. 2 THE CHARLES SCHWAB FAMILY OF FUNDS SCHWAB GOVERNMENT CASH RESERVES(TM) PORTFOLIO HOLDINGS As of September 30, 2005, unaudited The following are the portfolio holdings at 09/30/05. For more information about the securities, please refer to the fund's semi-annual or annual shareholder reports. For fixed-rate obligations, the rate shown is the effective yield at the time of purchase, except for U.S. government agency coupon notes and U.S. Treasury notes, for which the rate shown is the interest rate (the rate established when the obligation was issued). For variable-rate obligations with scheduled maturities greater than 397 days, the maturity shown is the later of the next interest rate change date or demand date. For variable-rate obligations with scheduled maturities less than 397 days, the maturity shown is the earlier of the next interest rate change date or demand date. For variable-rate obligations without demand features, the maturity shown is the next interest rate change date.
COST VALUE HOLDINGS BY CATEGORY ($X1,000) ($X1,000) - -------------------------------------------------------------------------------- 11.5% U.S. GOVERNMENT 88.7% SECURITIES 25,995 25,995 OTHER INVESTMENTS 200,593 200,593 - -------------------------------------------------------------------------------- 100.2% TOTAL INVESTMENTS 226,588 226,588 (0.2)% OTHER ASSETS AND LIABILITIES (553) - -------------------------------------------------------------------------------- 100.0% NET ASSETS 226,035
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) U.S. GOVERNMENT SECURITIES 11.5% of net assets DISCOUNT NOTES 11.5% -------------------------------------------------------------------------- FANNIE MAE 3.45%, 10/03/05 26,000 25,995
MATURITY AMOUNT SECURITY ($ x 1,000) OTHER INVESTMENTS 88.7% of net assets REPURCHASE AGREEMENTS 88.7% -------------------------------------------------------------------------- BANK OF AMERICA SECURITIES L.L.C. Tri-Party Repurchase Agreement Collateralized by U.S. Government Securities with a value of $3,060 3.83%, issued 09/29/05, due 10/06/05 3,002 3,000 BEAR STEARNS & CO., INC. Tri-Party Repurchase Agreement Collateralized by U.S. Government Securities with a value of $39,780 3.91%, issued 09/30/05, due 10/03/05 39,013 39,000 CREDIT SUISSE FIRST BOSTON L.L.C. Tri-Party Repurchase Agreement Collateralized by U.S. Government Securities with a value of $42,425 3.90%, issued 09/30/05, due 10/03/05 41,607 41,593 GOLDMAN SACHS GROUP & CO. Tri-Party Repurchase Agreement Collateralized by U.S. Government Securities with a value of $39,780 3.90%, issued 09/30/05, due 10/03/05 39,013 39,000 JP MORGAN SECURITIES, INC. Tri-Party Repurchase Agreement Collateralized by U.S. Government Securities with a value of $39,781 3.90%, issued 09/30/05, due 10/03/05 39,013 39,000 UBS FINANCIAL SERVICES, INC. Tri-Party Repurchase Agreement Collateralized by U.S. Government Securities with a value of $39,780 3.90%, issued 09/30/05, due 10/03/05 39,013 39,000 ---------- 200,593
END OF INVESTMENTS. At 09/30/05, the tax basis cost of the fund's investments was $226,588 1 THE CHARLES SCHWAB FAMILY OF FUNDS SCHWAB FLORIDA MUNICIPAL MONEY FUND(TM) PORTFOLIO HOLDINGS As of September 30, 2005, unaudited The following are the portfolio holdings at 09/30/05. For more information please refer to the fund's semiannual or annual shareholder reports. We use the symbols below to designate certain characteristics of the securities. + Credit-enhanced security ~ Liquidity-enhanced security @ Variable-rate security / 144A security; restricted but deemed liquid For fixed-rate obligations, the rate shown is the effective yield at the time of purchase. For variable-rate obligations, the rate shown is the rate as of the report date. For variable-rate obligations with scheduled maturities greater than 397 days, the maturity shown is the later of the next interest rate change date or demand date. For variable-rate obligations with scheduled maturities less than 397 days, the maturity shown is the earlier of the next interest rate change date or demand date. For variable-rate obligations without demand features, the maturity shown is the next interest rate change date.
COST VALUE HOLDINGS BY CATEGORY ($X1,000) ($X1,000) - -------------------------------------------------------------------------------- 99.5% MUNICIPAL SECURITIES 1,065,244 1,065,244 - -------------------------------------------------------------------------------- 99.5% TOTAL INVESTMENTS 1,065,244 1,065,244 0.5% OTHER ASSETS AND LIABILITIES 4,889 - -------------------------------------------------------------------------------- 100.0% NET ASSETS 1,070,133
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) MUNICIPAL SECURITIES 99.5% of net assets ARIZONA 1.1% MARICOPA CNTY COMMUNITY COLLEGE DISTRICT ~@ GO Bonds (Project of 1994) Series 1997B 2.77%, 10/07/05 12,020 12,020 CONNECTICUT 0.5% CONNECTICUT HFA +~@ S/F Mortgage Draw Down RB Series 2004B 2.80%, 10/07/05 5,475 5,475 FLORIDA 85.5% ALACHUA CNTY HEALTH FACILITIES AUTH +~@ RB (Shands Hospital-University of Florida) Series 1992R 2.78%, 10/07/05 41,745 41,745 ALACHUA CNTY SCHOOL BOARD +~@ COP Series 2004 2.78%, 10/07/05 9,045 9,045 BROWARD CNTY + Airport System RB Series L 1.84%, 10/01/05 3,665 3,665 +~@ Subordinate Port Facilities Refunding RB (Port Everglades) Series 1998 2.88%, 10/07/05 8,860 8,860 BROWARD CNTY HFA +~@/ S/F Mortgage RB Series 1999B 2.83%, 10/07/05 1,845 1,845 CAPE CORAL CP Notes + 2.55%, 10/26/05 1,000 1,000 + 2.65%, 04/04/06 2,000 2,000 CHARLOTTE CNTY HFA +@ M/F Housing RB (Murdock Circle Apts) Series 2000 2.81%, 10/07/05 6,960 6,960 ESCAMBIA HFA +~@/ S/F RB Series 1997A 2.90%, 10/07/05 1,410 1,410 S/F RB Series 2001A +~@/ 2.83%, 10/07/05 2,050 2,050 +~@ 2.87%, 10/07/05 1,695 1,695 ~@/ S/F RB Series 2002A-1 2.95%, 04/06/06 4,585 4,585 FLORIDA +~@/ RB (Dept of Environmental Protection Preservation 2000) Series 1997B 2.78%, 10/07/05 22,950 22,950 FLORIDA BOARD OF EDUCATION +~@ Capital Outlay Bonds Series 1998A 2.76%, 10/07/05 11,000 11,000 ~@/ Capital Outlay Bonds Series 1998E 2.79%, 10/07/05 12,280 12,280 +~@/ Capital Outlay Bonds Series 1999C 2.79%, 10/07/05 17,835 17,835 ~@ Capital Outlay Bonds Series 2001I 2.79%, 10/07/05 4,715 4,715 ~@/ Capital Outlay Refunding Bonds Series 2001B 2.79%, 10/07/05 14,100 14,100 ~@ Capital Outlay Refunding Bonds Series 2005B 2.78%, 10/07/05 5,200 5,200 ~@ Capital Outlay Refunding Bonds Series 2005C 2.79%, 10/07/05 14,995 14,995 ~@/ Capital Outlay Refunding Bonds Series 2005D 2.78%, 10/07/05 8,000 8,000 +~@ Lottery RB Series 2005A 2.78%, 10/07/05 22,265 22,265 FLORIDA DEPT OF TRANSPORTATION +~@/ Turnpike RB Series 2000A 2.79%, 10/07/05 11,820 11,820 FLORIDA DEVELOPMENT FINANCE CORP +@ IDRB (Central Farms) Series 1999A4 2.85%, 10/07/05 710 710 +@ IDRB (Schmitt Family Partnership) Series 1999A2 2.85%, 10/07/05 1,750 1,750 +@ IDRB (Vutec Corp) Series 1999A1 2.85%, 10/07/05 1,520 1,520
1 SCHWAB FLORIDA MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) FLORIDA HFA +~@/ Homeowner Mortgage RB Series 2000-4 2.87%, 10/07/05 2,635 2,635 +@ M/F Mortgage RB (Arlington Apts) Series 2004G-1 2.82%, 10/07/05 11,340 11,340 +@ M/F Mortgage RB (Clarcona Groves Apts) Series 2005A 2.78%, 10/07/05 3,250 3,250 +@ M/F Mortgage RB (Lynn Lake Apts) Series 2005B-1 2.81%, 10/07/05 10,100 10,100 +@ M/F Mortgage RB (Mill Creek Apts) Series 2004K 2.80%, 10/07/05 8,000 8,000 +@ M/F Mortgage RB (Pinnacle Pointe Apts) Series 2003N 2.78%, 10/07/05 6,215 6,215 +@ M/F Mortgage RB (Wellesley Apts) Series 20030 2.78%, 10/07/05 1,440 1,440 +@ M/F Mortgage RB (Wexford Apts) Series 2003P 2.78%, 10/07/05 8,035 8,035 +@ RB (Ashley Lake Park II) Series 1989J 2.77%, 10/07/05 14,735 14,735 +@ RB (Caribbean Key Apts) Series 1996F 2.81%, 10/07/05 12,200 12,200 +@ RB (Heron Park) Series 1996U 2.77%, 10/07/05 7,335 7,335 +@ RB (Tiffany Club Apts) Series 1996P 2.81%, 10/07/05 7,050 7,050 +@ RB (Timberline Apts) Series 1999P 2.83%, 10/07/05 6,135 6,135 FLORIDA LOCAL GOVERNMENT FINANCE COMMISSION Pooled TECP Series 1994A + 2.65%, 11/04/05 2,000 2,000 + 2.68%, 11/07/05 13,200 13,200 + Pooled TECP Series 1998B 2.75%, 12/15/05 14,601 14,601 FORT PIERCE UTILITIES AUTH +~@ Refunding RB Series 2003 2.79%, 10/07/05 6,325 6,325 GAINESVILLE +@ IDRB (Exactech) Series 1997 2.85%, 10/07/05 2,400 2,400 GREATER ORLANDO AVIATION AUTH +~@ Airport Facilities RB Series 2002E 2.83%, 10/07/05 86,100 86,100 + Airport Facilities Subordinated TECP Series B 2.61%, 10/06/05 33,200 33,200 +@ Airport Facility RB (Flightsafety International) Series 2003A 2.80%, 10/07/05 8,900 8,900 HILLSBOROUGH CNTY AVIATION AUTH + Airport Facilities Subordinated TECP Series B 2.63%, 11/08/05 22,900 22,900 +~@ RB (Tampa International Airport) Series 2003A 2.83%, 10/07/05 5,495 5,495 +~@ RB (Tampa International Airport) Series 2005A 2.82%, 10/07/05 2,600 2,600 HILLSBOROUGH CNTY HFA +@ M/F Housing RB (Meridian Pointe Apts) Series 2005 2.80%, 10/07/05 6,600 6,600 HILLSBOROUGH CNTY IDA +~@ IDRB (University Community Hospital) Series 1994 2.85%, 06/22/06 21,085 21,085 HILLSBOROUGH CNTY PORT DISTRICT Refunding RB (Tampa Port Auth) Series 2005A +~@ 2.82%, 10/07/05 2,873 2,873 +~@ 2.83%, 10/07/05 11,285 11,285 JACKSONVILLE AVIATION AUTH +~@ Refunding RB Series 2005 2.81%, 10/07/05 10,815 10,815 JACKSONVILLE ECONOMIC DEVELOPMENT COMMISSION +@ Special Facility Airport RB (Holland Sheltair Aviation Group) Series 2005B 2.80%, 10/07/05 2,100 2,100 JACKSONVILLE PORT AUTH +~@/ Port Facility RB Series 1996 2.82%, 10/07/05 10,100 10,100 LEE CNTY +~@ Airport RB Series 2000A 2.83%, 10/07/05 4,958 4,958 LEE CNTY HFA +@ M/F Housing RB (Crossings At Cape Coral Apts) Series 1999A 2.83%, 10/07/05 6,160 6,160 +@ M/F Housing RB (University Club Apts) Series 2002A 2.81%, 10/07/05 7,500 7,500 MANATEE CNTY HFA +@ M/F Housing RB (Centre Court Apts) Series 2000 2.82%, 10/07/05 3,760 3,760 +@ M/F Housing RB (Sabal Palm Harbor Apts) Series 2000A 2.81%, 10/07/05 3,070 3,070 +@ M/F Housing RB (Sabal Palm Harbor Apts) Series 2000B 2.81%, 10/07/05 3,665 3,665 MIAMI-DADE CNTY +~@ Aviation RB (Miami International Airport) Series 2002 2.83%, 10/07/05 5,370 5,370 +~@ Aviation RB (Miami International Airport) Series 2004B 2.79%, 10/07/05 5,000 5,000 Aviation TECP (Miami International Airport) Series A + 2.57%, 10/12/05 35,000 35,000 + 2.60%, 10/14/05 15,000 15,000 +~@/ Stormwater Utility RB Series 2004 2.79%, 10/07/05 1,960 1,960 MIAMI-DADE CNTY HFA +@ M/F Mortgage RB Series 2003-3 2.81%, 10/07/05 9,150 9,150
2 SCHWAB FLORIDA MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) MIAMI-DADE CNTY IDA +@ IDRB (Airbus Service Co) Series 1998A 2.85%, 10/07/05 8,320 8,320 +@ IDRB (Fine Art Lamps) Series 1998 2.85%, 10/07/05 1,500 1,500 +@ IDRB (Tarmac America) Series 2004 2.80%, 10/07/05 3,200 3,200 MIAMI-DADE CNTY SD RAN Series 2005 2.62%, 06/27/06 30,000 30,297 TAN Series 2005 2.69%, 06/27/06 45,000 45,423 OCALA +~@ Utility Systems RB Series 2005B 2.79%, 10/07/05 5,550 5,550 OCEAN HIGHWAY AND PORT AUTH +@ RB Series 1990 2.83%, 10/07/05 9,800 9,800 ORANGE CNTY HEALTH FINANCE AUTH + Refunding Program RB (Pooled Hospital Loan) Series 1985 2.65%, 10/17/05 19,600 19,600 ORANGE CNTY HFA +@ M/F Housing RB (Glenn On Millenia Boulevard) Series 2001C 2.77%, 10/07/05 3,355 3,355 +@ M/F Housing RB (The Cove At Lady Lake Apts) Series 2005A 2.79%, 10/07/05 6,500 6,500 +@ M/F Housing RB (West Pointe Villas Apts) Series 2000F 2.80%, 10/07/05 5,750 5,750 +@ M/F Housing RB (Windsor Pines) Series 2000E 2.81%, 10/07/05 3,200 3,200 PALM BEACH CNTY +~@/ RB (Criminal Justice Facilities) Series 1997 2.78%, 10/07/05 7,495 7,495 +@ RB (Zoological Society of the Palm Beaches) Series 2001 2.80%, 10/07/05 300 300 PALM BEACH CNTY HFA +@ M/F Housing RB (Azalea Place Apts) Series 1999A 2.83%, 10/07/05 3,000 3,000 +@ M/F Housing Refunding RB (Emerald Bay Club Apts) Series 2004 2.78%, 10/07/05 500 500 +@ M/F Housing Refunding RB (Spinnaker Landing Apts) Series 1998 2.81%, 10/07/05 2,745 2,745 PALM BEACH CNTY SD Sales Tax Revenue CP Notes + 2.57%, 10/06/05 4,500 4,500 + 2.60%, 10/11/05 11,500 11,500 PINELLAS CNTY HFA ~@/ S/F Housing RB Series 1999B-1 2.83%, 10/07/05 1,230 1,230 PINELLAS CNTY IDA +@ IDRB (H&S Swansons Tool Co) Series 2001 2.85%, 10/07/05 3,275 3,275 +@ IDRB (Restorative Care of America) Series 2001 2.90%, 10/07/05 1,630 1,630 POLK CNTY IDA +@ IDRB (Pavermodule) Series 1998 2.85%, 10/07/05 2,710 2,710 SARASOTA CNTY +@ RB (Sarasota Family YMCA) Series 1999 2.75%, 10/07/05 2,470 2,470 +~@ Utility System Refunding RB Series 2005A 2.79%, 10/07/05 4,530 4,530 SEMINOLE CNTY IDA +@ IDRB (Amrhein Family Limited Partnership) Series 2001 2.80%, 10/07/05 4,275 4,275 ST PETERSBURG +@ Capital Improvement RB (Airport) Series 1997C 2.85%, 10/07/05 335 335 SUMTER CNTY IDA +@ IDRB (Robbins Manufacturing Co) Series 1997 2.85%, 10/07/05 1,200 1,200 SUNSHINE STATE GOVERNMENTAL FINANCE COMMISSION +~ CP Revenue Notes (Miami-Dade Cnty Program) Series G 2.65%, 10/07/05 5,000 5,000 +~ TECP Series 1998A 2.62%, 11/03/05 11,000 11,000 TAMPA +@ Educational Facilities RB (Pepin Academy of Tampa) Series 2002 2.80%, 10/07/05 3,875 3,875 TAMPA BAY WATER AUTH +~@/ Utility System Refunding and Improvement RB Series 2001A 2.83%, 10/07/05 5,200 5,200 ----------- 914,907 ILLINOIS 0.8% CHICAGO O'HARE INTERNATIONAL AIRPORT +~@ General Airport Third Lien RB Series 2003B-2 2.82%, 10/07/05 8,595 8,595 INDIANA 0.4% INDIANA HFA ~@/ S/F Mortgage RB Series 2002B 2.82%, 10/07/05 4,025 4,025 KENTUCKY 1.1% KENTUCKY HOUSING CORP ~@/ RB Series 1998B 2.83%, 10/07/05 11,995 11,995 MICHIGAN 5.4% DETROIT RAN Series 2005 2.63%, 04/03/06 20,000 20,135 WAYNE CNTY +~@ Airport RB (Detroit Metropolitan Wayne Cnty Airport) Series 2002A 2.78%, 10/07/05 17,350 17,350
3 SCHWAB FLORIDA MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) +~@ Airport Refunding RB (Detroit Metropolitan Wayne Cnty Airport) Series 1996B 2.78%, 10/07/05 20,950 20,950 ----------- 58,435 NEW YORK 0.8% PORT AUTH OF NEW YORK AND NEW JERSEY ~@/ Consolidated Bonds 138th Series 2.80%, 10/07/05 8,330 8,330 PENNSYLVANIA 1.3% ALLEGHENY CNTY PORT AUTH + GAN Series 2005 2.68%, 06/30/06 7,000 7,067 PHILADELPHIA +~@/ Airport RB Series 2005A 2.80%, 10/07/05 6,900 6,900 ----------- 13,967 TEXAS 2.6% DALLAS FORT WORTH INTERNATIONAL AIRPORT +~@ Joint Improvement and Refunding RB Series 2001A 2.82%, 10/07/05 7,495 7,495 TEXAS PUBLIC FINANCE AUTH ~ Unemployment Compensation Obligation Assessment RB Series 2003C-1 2.50%, 10/12/05 20,000 20,000 ----------- 27,495
END OF INVESTMENTS. At 09/30/05, the tax basis cost of the fund's investments was $1,065,244. The fund's portfolio holdings include restricted but deemed liquid 144A securities worth $156,745 or 14.6% of the fund's total net assets. 4 THE CHARLES SCHWAB FAMILY OF FUNDS SCHWAB MONEY MARKET FUND(TM) PORTFOLIO HOLDINGS As of September 30, 2005, unaudited The following are the portfolio holdings at 09/30/05. For more information about the securities, please refer to the fund's semi-annual or annual shareholder reports. We use the symbols below to designate certain characteristics of the securities. * Asset-backed security + Credit-enhanced security o Restricted and/or illiquid security For fixed-rate obligations, the rate shown is the effective yield at the time of purchase, except for U.S. government agency coupon notes and U.S. Treasury notes, for which the rate shown is the interest rate (the rate established when the obligation was issued). For variable-rate obligations, the rate shown is the rate as of the report date. For variable-rate obligations with scheduled maturities greater than 397 days, the maturity shown is the later of the next interest rate change date or demand date. For variable-rate obligations with scheduled maturities less than 397 days, the maturity shown is the earlier of the next interest rate change date or demand date. For variable-rate obligations without demand features, the maturity shown is the next interest rate change date.
COST VALUE HOLDINGS BY CATEGORY ($X1,000) ($X1,000) - -------------------------------------------------------------------------------- 65.4% FIXED-RATE OBLIGATIONS 27,704,164 27,704,164 19.8% VARIABLE-RATE OBLIGATIONS 8,401,141 8,401,141 14.9% OTHER INVESTMENTS 6,327,810 6,327,810 - -------------------------------------------------------------------------------- 100.1% TOTAL INVESTMENTS 42,433,115 42,433,115 (0.1)% OTHER ASSETS AND LIABILITIES (43,406) - -------------------------------------------------------------------------------- 100.0% NET ASSETS 42,389,709
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) FIXED-RATE OBLIGATIONS 65.4% of net assets COMMERCIAL PAPER & OTHER CORPORATE OBLIGATIONS 35.1% -------------------------------------------------------------------------- AB SPINTAB 3.51%, 10/14/05 117,000 116,853 3.75%, 11/15/05 135,000 134,373 ALLIANCE & LEICESTER, PLC, SECTION 4(2) / 144A 3.51%, 10/07/05 57,000 56,967 3.54%, 10/14/05 35,000 34,956 3.95%, 03/14/06 95,000 93,325 * AMSTEL FUNDING CORP., SECTION 4(2) / 144A 3.50%, 10/03/05 107,500 107,479 3.75%, 11/15/05 43,000 42,801 3.84%, 12/14/05 64,000 63,500 *+ AMSTERDAM FUNDING CORP., SECTION 4(2) / 144A 3.68%, 10/14/05 25,000 24,967 3.75%, 10/24/05 166,000 165,603 3.68%, 10/25/05 12,000 11,971 3.72%, 11/03/05 18,800 18,736 ANZ NATIONAL INT'L LTD. 4.01%, 02/23/06 19,000 18,698 *+ AQUINAS FUNDING, L.L.C., SECTION 4(2) / 144A 3.60%, 12/19/05 50,000 49,612 3.61%, 12/19/05 25,000 24,806 3.91%, 12/21/05 41,000 40,643 3.62%, 12/22/05 28,713 28,481 3.61%, 12/23/05 66,210 65,669 4.04%, 02/27/06 18,000 17,705 *+ ASAP FUNDING LTD., SECTION 4(2) / 144A 3.53%, 10/14/05 41,000 40,948 3.73%, 10/14/05 26,000 25,965 3.75%, 10/20/05 100,000 99,803 3.90%, 12/12/05 49,000 48,621 3.86%, 12/13/05 67,000 66,481 3.92%, 12/16/05 33,000 32,730 *+ ATLANTIC ASSET SECURITIZATION CORP., SECTION 4(2) / 144A 3.65%, 10/07/05 12,000 11,993 3.72%, 10/14/05 35,000 34,953 * ATLANTIS ONE FUNDING CORP., SECTION 4(2) / 144A 3.56%, 10/18/05 108,092 107,912 3.39%, 11/16/05 60,000 59,745 3.75%, 11/17/05 178,812 177,945 3.60%, 12/20/05 26,643 26,433 3.88%, 01/18/06 240,000 237,217 3.95%, 01/23/06 80,000 79,013 4.00%, 03/01/06 51,000 50,159 4.01%, 03/01/06 24,026 23,630 4.03%, 03/22/06 139,000 136,377 4.03%, 03/23/06 150,000 147,153 4.13%, 03/28/06 13,000 12,740 BANK OF AMERICA CORP. 3.31%, 10/06/05 245,000 244,889 3.58%, 10/25/05 720,000 718,296 BANK OF IRELAND 3.88%, 12/13/05 15,800 15,677 BEAR STEARNS & CO., INC. 3.50%, 10/04/05 260,000 259,925 3.51%, 10/12/05 36,000 35,962 3.58%, 10/19/05 8,000 7,986 *+ BETA FINANCE, INC., SECTION 3C7 / 144A 3.51%, 10/13/05 26,000 25,970 3.85%, 01/13/06 80,000 79,122 *+o BLUE SPICE, L.L.C., SECTION 4(2) / 144A 3.82%, 11/29/05 55,000 54,659 3.87%, 12/16/05 50,000 49,596 4.13%, 03/28/06 51,000 49,979 * CC (USA), INC., SECTION 3C7 / 144A 3.50%, 10/11/05 49,000 48,953 3.57%, 10/20/05 50,000 49,907 3.58%, 10/20/05 75,000 74,859 3.85%, 01/13/06 8,500 8,407 3.87%, 01/13/06 17,000 16,812 3.89%, 01/13/06 10,000 9,889
1 SCHWAB MONEY MARKET FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) 3.98%, 02/21/06 25,000 24,612 4.01%, 03/01/06 22,875 22,498 *+ CHARIOT FUNDING, L.L.C., SECTION 4(2) / 144A 3.74%, 10/18/05 41,000 40,928 + CITIGROUP FUNDING, INC. 3.63%, 10/27/05 100,000 99,740 3.82%, 11/29/05 250,000 248,449 3.81%, 12/05/05 205,000 203,605 3.76%, 12/06/05 114,000 113,223 3.88%, 12/19/05 150,000 148,736 3.99%, 12/27/05 80,000 79,236 *+ CLIPPER RECEIVABLES CO., SECTION 4(2) / 144A 3.74%, 10/18/05 20,000 19,965 3.74%, 10/19/05 369,000 368,312 *+ CONCORD MINUTEMEN CAPITAL CO., SERIES A SECTION 3C7 / 144A 3.68%, 10/07/05 195,000 194,881 3.79%, 01/06/06 30,000 29,699 4.00%, 02/15/06 90,000 88,657 *+ CROWN POINT CAPITAL CO., L.L.C., SECTION 3C7 / 144A 3.37%, 10/20/05 96,468 96,299 3.44%, 11/16/05 98,292 97,867 3.74%, 12/02/05 40,000 39,744 3.82%, 01/18/06 146,000 144,342 3.97%, 03/15/06 80,000 78,574 * DAKOTA CP NOTES OF CITIBANK CREDIT CARD ISSUANCE TRUST, SECTION 4 (2) / 144A 3.54%, 10/12/05 25,000 24,973 3.54%, 10/14/05 84,000 83,894 3.71%, 10/14/05 101,000 100,865 3.72%, 10/14/05 55,000 54,926 3.58%, 10/19/05 50,000 49,911 3.78%, 10/20/05 20,000 19,960 3.62%, 10/26/05 163,000 162,594 3.74%, 11/02/05 85,000 84,719 3.75%, 12/06/05 140,000 139,046 3.75%, 12/07/05 250,000 248,271 3.78%, 12/08/05 120,000 119,151 3.84%, 12/14/05 69,000 68,461 3.98%, 12/28/05 17,000 16,836 4.00%, 01/04/06 66,807 66,109 4.01%, 01/05/06 34,000 33,640 + DEXIA DELAWARE L.L.C. 3.90%, 12/22/05 116,400 115,375 DNB NOR BANK ASA 3.70%, 11/07/05 64,900 64,656 3.96%, 01/30/06 34,000 33,555 * DORADA FINANCE, INC., SECTION 3C7 / 144A 3.62%, 10/28/05 50,000 49,865 3.73%, 11/15/05 25,700 25,581 + DRESDNER U.S. FINANCE, INC. 3.50%, 10/06/05 84,000 83,959 *+ EIFFEL FUNDING, L.L.C., SECTION 4(2) / 144A 3.72%, 10/13/05 10,000 9,988 3.69%, 10/14/05 16,833 16,811 3.55%, 10/17/05 50,000 49,922 3.98%, 12/28/05 69,000 68,335 *+ FAIRWAY FINANCE CO., L.L.C., SECTION 4(2) / 144A 3.97%, 03/13/06 6,101 5,994 * GALAXY FUNDING, INC., SECTION 4(2) / 144A 3.55%, 10/18/05 11,000 10,982 3.61%, 10/26/05 69,000 68,828 3.63%, 10/28/05 15,200 15,159 3.82%, 11/29/05 25,000 24,845 3.81%, 12/01/05 22,000 21,859 3.88%, 12/19/05 40,000 39,663 3.91%, 12/21/05 10,000 9,913 GENERAL ELECTRIC CAPITAL CORP. 3.99%, 03/01/06 280,000 275,408 3.99%, 03/02/06 48,000 47,208 3.95%, 03/21/06 310,000 304,301 * GIRO FUNDING U.S. CORP., SECTION 4(2) / 144A 3.54%, 10/07/05 70,000 69,959 3.51%, 10/12/05 39,000 38,959 3.52%, 10/13/05 35,000 34,959 3.55%, 10/14/05 30,000 29,962 *+ GRAMPIAN FUNDING, LLC., SECTION 4(2) / 144A 3.75%, 11/16/05 17,000 16,919 3.60%, 12/20/05 100,000 99,213 4.01%, 01/04/06 49,000 48,487 HSBC U.S.A., INC. 3.74%, 12/16/05 140,000 138,906 3.59%, 12/20/05 50,000 49,609 + ING (U.S.) FUNDING, L.L.C. 3.70%, 10/28/05 50,000 49,862 IRISH LIFE & PERMANENT, PLC, SECTION 4(2) / 144A 3.45%, 11/10/05 50,000 49,812 3.78%, 12/09/05 85,000 84,390 + IXIS COMMERCIAL PAPER CORP., SECTION 4(2) / 144A 3.68%, 10/14/05 80,000 79,894 3.52%, 10/19/05 100,000 99,826 3.75%, 11/21/05 100,000 99,474 *+ JUPITER SECURITIZATION CORP., SECTION 4(2) / 144A 3.76%, 10/20/05 90,362 90,183 3.77%, 10/21/05 70,000 69,854 * K2 (USA), L.L.C., SECTION 3C7 / 144A 3.35%, 10/03/05 100,000 99,982 3.33%, 10/11/05 20,100 20,082 3.55%, 10/17/05 10,000 9,984 3.55%, 10/19/05 12,200 12,179 3.38%, 11/08/05 50,000 49,825 3.46%, 11/15/05 28,000 27,881 3.81%, 11/30/05 36,000 35,774 3.82%, 12/01/05 29,100 28,913 3.51%, 12/09/05 10,000 9,934 3.95%, 03/13/06 82,000 80,563 4.13%, 03/27/06 50,000 49,004 + KBC FINANCIAL PRODUCTS INTERNATIONAL, LTD., SECTION 4(2) / 144A 3.37%, 10/12/05 104,000 103,895
2 SCHWAB MONEY MARKET FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) *+ LEXINGTON PARKER CAPITAL CO., L.L.C. SECTION 4(2) / 144A 3.75%, 11/16/05 94,971 94,520 3.75%, 12/06/05 25,239 25,067 3.79%, 01/13/06 15,000 14,839 3.82%, 01/18/06 129,431 127,961 3.97%, 03/14/06 70,000 68,760 *+ LINKS FINANCE, L.L.C., SECTION 3C7 / 144A 3.50%, 10/07/05 15,800 15,791 3.75%, 11/16/05 50,000 49,763 * MANE FUNDING CORP., SECTION 4(2) / 144A 3.76%, 11/16/05 50,000 49,762 3.91%, 12/16/05 170,154 168,764 MORGAN STANLEY 3.73%, 10/14/05 19,000 18,974 3.45%, 11/14/05 200,000 199,171 3.82%, 11/30/05 124,000 123,219 * NEWCASTLE CERTIFICATES PROGRAM, SERIES A SECTION 4(2) / 144A 3.69%, 10/07/05 16,000 15,990 3.70%, 10/12/05 68,476 68,399 3.75%, 10/14/05 50,000 49,932 3.77%, 10/18/05 64,000 63,886 3.83%, 11/23/05 73,000 72,593 *+ NIEUW AMSTERDAM RECEIVABLES CORP., SECTION 4(2) / 144A 3.71%, 10/18/05 45,762 45,682 3.75%, 10/18/05 150,000 149,735 3.80%, 11/21/05 23,283 23,159 3.84%, 12/15/05 11,471 11,380 3.97%, 02/08/06 10,464 10,317 4.04%, 02/27/06 15,000 14,754 4.06%, 03/23/06 15,000 14,713 * PARK GRANADA, L.L.C., SECTION 4(2) / 144A 3.62%, 10/19/05 45,000 44,919 3.72%, 10/28/05 10,000 9,972 3.70%, 10/31/05 16,000 15,951 3.72%, 10/31/05 81,000 80,750 3.74%, 11/01/05 59,601 59,410 *+ PICAROS FUNDING, L.L.C. SECTION 4(2) / 144A 3.75%, 11/16/05 34,784 34,619 4.00%, 02/17/06 68,000 66,971 4.18%, 03/30/06 127,958 125,341 *+ PREFERRED RECEIVABLES FUNDING CORP. SECTION 4(2) / 144A 3.75%, 10/20/05 46,000 45,909 3.97%, 02/10/06 71,701 70,678 + RABOBANK USA FINANCIAL CORP. 3.90%, 12/23/05 74,000 73,341 + SANTANDER CENTRAL HISPANO FINANCE (DELAWARE), INC. 4.00%, 02/24/06 210,000 206,661 3.96%, 03/15/06 108,000 106,076 *+ SCALDIS CAPITAL LTD., SECTION 4(2) / 144A 3.55%, 10/17/05 60,000 59,906 *+ SIGMA FINANCE, INC., SECTION 3C7 / 144A 3.51%, 10/13/05 192,000 191,777 3.58%, 10/19/05 183,000 182,675 3.62%, 10/26/05 96,000 95,761 3.46%, 11/21/05 84,000 83,595 3.83%, 12/01/05 17,000 16,891 4.02%, 02/22/06 73,000 71,847 4.13%, 03/27/06 18,000 17,642 SKANDINAVISKA ENSKILDA BANKEN AB 3.76%, 11/17/05 10,700 10,648 4.03%, 03/02/06 110,000 108,163 + SOCIETE GENERALE NORTH AMERICA, INC. 4.17%, 03/28/06 26,000 25,474 THE GOLDMAN SACHS GROUP, INC. 3.47%, 11/21/05 90,000 89,565 *+ THUNDER BAY FUNDING, L.L.C. SECTION 4(2) / 144A 3.51%, 10/07/05 48,000 47,972 3.55%, 10/17/05 92,954 92,809 3.77%, 10/18/05 20,084 20,048 3.88%, 12/19/05 73,000 72,385 3.88%, 12/20/05 11,000 10,906 *+ TRIPLE A-ONE FUNDING CORP., SECTION 4(2) / 144A 3.68%, 10/07/05 21,216 21,203 3.76%, 10/18/05 10,000 9,982 3.92%, 12/23/05 6,722 6,662 + WESTPAC CAPITAL CORP. 3.45%, 11/28/05 150,000 149,181 3.46%, 11/29/05 100,000 99,443 3.91%, 12/28/05 90,000 89,149 * WHISTLEJACKET CAPITAL, L.L.C., SECTION 3C7 / 144A 3.91%, 12/15/05 20,252 20,089 * WHITE PINE FINANCE, L.L.C., SECTION 3C7 / 144A 3.51%, 10/05/05 9,000 8,997 3.55%, 10/14/05 20,183 20,157 3.55%, 10/20/05 30,295 30,239 3.68%, 11/01/05 20,234 20,170 3.68%, 11/02/05 16,152 16,100 *+ WINDMILL FUNDING CORP., SECTION 4(2) / 144A 3.72%, 11/03/05 10,000 9,966 ----------- 14,858,196 CERTIFICATES OF DEPOSIT 30.3% -------------------------------------------------------------------------- ALLIANCE & LEICESTER, PLC 3.32%, 10/18/05 55,000 54,991 3.58%, 12/20/05 25,000 25,000 3.86%, 01/30/06 50,000 50,000 AMERICAN EXPRESS BANK FSB 3.77%, 12/12/05 115,000 115,000 AMERICAN EXPRESS CENTURION BANK 3.79%, 12/13/05 70,000 70,000 3.87%, 12/21/05 58,000 58,000 BANCO BILBAO VIZCAYA ARGENTARIA S.A. 3.33%, 10/11/05 20,000 20,000 3.62%, 10/31/05 375,000 375,000 3.80%, 11/21/05 20,000 19,999 3.46%, 11/28/05 185,000 185,000 3.49%, 12/02/05 50,000 50,000 BANK OF TOKYO-MITSUBISHI, LTD. 3.82%, 12/02/05 170,000 170,000 BARCLAYS BANK, PLC 3.80%, 11/29/05 25,000 25,000 3.57%, 12/19/05 89,000 89,000 BNP PARIBAS 3.50%, 10/13/05 464,000 464,000 3.43%, 11/08/05 300,000 300,000
3 SCHWAB MONEY MARKET FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) 3.46%, 11/28/05 410,000 410,000 3.77%, 12/16/05 20,000 19,989 3.98%, 12/30/05 50,000 50,000 3.95%, 01/25/06 89,000 89,000 CALYON 3.37%, 11/09/05 265,000 265,000 3.40%, 11/10/05 235,000 235,000 4.01%, 02/28/06 13,000 13,000 CANADIAN IMPERIAL BANK OF COMMERCE 3.68%, 10/21/05 100,000 100,000 3.68%, 10/26/05 170,000 170,000 3.68%, 10/27/05 145,000 145,000 3.96%, 02/01/06 78,000 78,000 CITIBANK, N.A. 3.90%, 12/22/05 100,000 100,000 3.97%, 12/29/05 155,000 155,000 CREDIT SUISSE FIRST BOSTON 3.68%, 10/26/05 150,000 150,000 3.76%, 11/22/05 187,000 187,000 3.75%, 12/09/05 67,000 67,000 DEPFA BANK, PLC 3.50%, 10/07/05 17,000 17,000 3.80%, 12/01/05 49,000 49,000 DEUTSCHE BANK, AG 3.51%, 10/11/05 550,000 550,000 3.52%, 10/17/05 538,000 538,000 3.75%, 11/22/05 17,000 17,000 3.97%, 12/30/05 100,000 100,000 3.85%, 01/13/06 150,000 150,000 3.96%, 02/01/06 56,000 56,000 DEXIA CREDIT LOCAL 3.61%, 10/27/05 183,000 183,000 3.95%, 12/27/05 56,000 55,995 3.97%, 12/27/05 35,000 34,995 DNB NOR BANK ASA 3.40%, 11/10/05 50,000 50,000 3.81%, 01/20/06 20,000 20,000 FORTIS BANK 4.18%, 04/03/06 289,000 289,000 + HBOS TREASURY SERVICES, PLC 3.80%, 11/29/05 276,000 276,000 HSBC BANK, USA 3.44%, 11/21/05 41,000 40,999 4.13%, 03/29/06 100,000 100,000 HSH NORDBANKEN, AG 3.91%, 12/21/05 81,000 81,000 LANDESBANK BADEN-WURTTEMBERG 3.76%, 11/21/05 205,000 205,001 3.75%, 11/22/05 217,000 217,002 LANDESBANK HESSEN-THURINGEN GIROZENTRALE 3.45%, 11/14/05 50,000 50,000 LLOYDS TSB BANK, PLC 3.45%, 11/17/05 90,000 89,997 3.46%, 12/01/05 115,000 115,001 MIZUHO CORP. BANK, LTD. 3.74%, 11/08/05 165,000 165,000 ROYAL BANK OF CANADA 3.54%, 10/21/05 86,000 86,000 3.99%, 02/23/06 400,000 400,000 4.01%, 02/28/06 128,000 128,000 SAN PAOLO IMI SPA 3.87%, 12/21/05 265,000 265,000 SKANDINAVISKA ENSKILDA BANKEN AB 3.71%, 10/18/05 175,000 175,000 SOCIETE GENERALE 3.54%, 10/21/05 225,000 225,000 3.51%, 12/15/05 300,000 300,000 3.54%, 12/16/05 200,000 200,000 3.95%, 12/28/05 178,000 178,000 SVENSKA HANDELSBANKEN AB 3.54%, 10/21/05 274,000 274,000 3.70%, 11/01/05 106,000 106,000 TORONTO DOMINION BANK 3.44%, 11/09/05 15,000 14,999 3.47%, 12/05/05 263,000 263,000 3.54%, 12/09/05 170,000 170,000 U.S. BANK, N.A. 3.33%, 10/03/05 50,000 50,000 3.34%, 10/03/05 254,000 254,000 3.32%, 10/11/05 173,000 173,000 3.45%, 11/18/05 100,000 100,000 3.91%, 12/28/05 170,000 170,000 UBS, AG 3.71%, 11/04/05 311,000 311,000 UNICREDITO ITALIANO SPA 3.34%, 10/12/05 548,000 548,000 3.78%, 01/17/06 235,000 235,000 3.82%, 01/23/06 25,000 25,000 WASHINGTON MUTUAL BANK, FA 3.44%, 11/22/05 198,000 198,000 WELLS FARGO BANK, N.A. 3.69%, 10/24/05 200,000 200,000 WILMINGTON TRUST CO. 3.50%, 10/05/05 42,000 42,000 ----------- 12,845,968 VARIABLE-RATE OBLIGATIONS 19.8% of net assets + ABAG FINANCIAL AUTHORITY FOR NONPROFIT CORPS., CALIFORNIA RB (Public Pole Institute) Series 2002B 3.84%, 10/07/05 17,830 17,830 + ALBUQUERQUE, NEW MEXICO AIRPORT RB Series 2000B 3.90%, 10/07/05 15,900 15,900 BANK OF NEW YORK CO., INC., 144A 3.87%, 10/27/05 75,000 75,000 BARCLAYS BANK, PLC 3.64%, 10/03/05 128,000 127,980 3.62%, 10/05/05 90,000 89,988 3.67%, 10/11/05 80,000 79,990 3.69%, 10/17/05 45,000 44,990 3.75%, 10/21/05 467,000 466,941 3.77%, 10/31/05 320,000 319,991 *+ BETA FINANCE, INC., SECTION 3C7 / 144A 3.70%, 10/14/05 200,000 199,988 BNP PARIBAS 3.62%, 10/04/05 65,000 64,982 3.73%, 10/17/05 95,000 94,985 CANADIAN IMPERIAL BANK OF COMMERCE 3.83%, 10/17/05 100,000 100,000 * CC (USA), INC., SECTION 3C7 / 144A 3.88%, 10/24/05 61,000 60,998 + CFM INTERNATIONAL, INC., 144A 3.84%, 10/07/05 17,975 17,975
4 SCHWAB MONEY MARKET FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) COMMONWEALTH BANK OF AUSTRALIA 3.80%, 10/24/05 50,000 50,000 + COOK COUNTY, ILL. Series 2004D 3.86%, 10/07/05 30,000 30,000 CREDIT SUISSE FIRST BOSTON 3.69%, 10/11/05 326,000 326,000 * DORADA FINANCE, INC., SECTION 3C7 / 144A 3.70%, 10/14/05 100,000 99,994 FANNIE MAE 3.39%, 10/03/05 195,000 194,999 FEDERAL HOME LOAN BANK 3.61%, 10/05/05 250,000 249,999 o GE LIFE & ANNUITY ASSURANCE CO. 3.77%, 10/01/05 150,000 150,000 GENERAL ELECTRIC CAPITAL CORP. 3.80%, 10/11/05 175,000 175,000 3.89%, 10/17/05 75,000 75,000 + HBOS TREASURY SERVICE, PLC 3.66%, 10/03/05 26,000 26,000 3.79%, 10/26/05 160,000 160,000 HSH NORDBANK, AG 3.65%, 10/11/05 302,000 301,978 o J.P. MORGAN SECURITIES, INC. 3.77%, 10/03/05 200,000 200,000 LANDESBANK BADEN-WURTTEMBERG 3.62%, 10/07/05 24,000 23,999 3.68%, 10/13/05 15,000 15,000 *+ LEXINGTON PARKER CAPITAL CO., L.L.C., SECTION 4(2) / 144A 3.65%, 10/03/05 95,102 95,094 3.65%, 10/11/05 20,000 19,998 3.68%, 10/11/05 25,000 24,998 * LIBERTY LIGHTHOUSE U.S. CAPITAL CO. L.L.C., SECTION 4(2) / 144A 3.64%, 10/03/05 100,000 99,998 3.64%, 10/07/05 66,000 65,994 3.75%, 10/19/05 20,000 19,999 3.68%, 10/27/05 20,000 20,000 3.80%, 10/31/05 49,000 48,996 *+ LINKS FINANCE, L.L.C., SECTION 3C7 / 144A 3.74%, 10/14/05 27,000 27,000 3.72%, 10/17/05 210,000 209,990 + LOANSTAR ASSETS PARTNERS II, L.P. 3.85%, 10/07/05 45,000 45,000 + LOWNDES CORP., GEORGIA, 144A Taxable Demand Bond Series 1997 3.85%, 10/07/05 3,100 3,100 + MERLOT TRUST SECTION 4(2) / 144A Series 2000B 3.99%, 10/07/05 32,630 32,630 Series 2001A67 3.99%, 10/07/05 35,065 35,065 Series 2001A7 3.99%, 10/07/05 15,470 15,470 MERRILL LYNCH & CO., INC. 3.75%, 10/17/05 100,000 100,000 o METROPOLITAN LIFE INSURANCE CO. 3.76%, 10/03/05 100,000 100,000 3.74%, 10/30/05 50,000 50,000 o MONUMENTAL LIFE INSURANCE CO. 3.84%, 10/03/05 100,000 100,000 MORGAN STANLEY 3.67%, 10/03/05 240,000 240,000 + NEW JERSEY ECONOMIC DEVELOPMENT AUTHORITY Adjustable Rate Lease Revenue Taxable Bonds (Barnes & Noble, Inc. Distribution & Freight Consolidation Center Project) Series 1995A 3.79%, 10/07/05 11,830 11,830 Adjustable Rate Lease Revenue Taxable Bonds (Barnes & Noble, Inc. Distribution & Freight Consolidation Center Project) Series 1995B 3.79%, 10/07/05 10,000 10,000 Adjustable Rate Lease Revenue Taxable Bonds (Camden Center Project) Series 2002A 3.79%, 10/07/05 21,480 21,480 Adjustable Rate Lease Revenue Taxable Bonds (Camden Center Project) Series 2002B 3.79%, 10/07/05 20,000 20,000 NORDDEUTSCHE LANDESBANK GIROZENTRALE 3.64%, 10/03/05 30,000 29,997 3.68%, 10/11/05 100,000 99,986 3.71%, 10/14/05 75,000 74,989 3.79%, 10/24/05 50,000 50,000 NORDEA AB 3.71%, 10/11/05 45,000 45,000 ROYAL BANK OF CANADA 3.74%, 10/11/05 60,000 60,000 ROYAL BANK OF SCOTLAND, PLC 3.63%, 10/03/05 150,000 149,985 3.62%, 10/04/05 100,000 99,975 3.63%, 10/06/05 90,000 89,989 3.78%, 10/21/05 185,000 185,000 3.78%, 10/31/05 181,000 180,967 + SANTA ROSA, CALIFORNIA Pension Obligation Revenue Taxable Bonds Series 2003A 3.84%, 10/07/05 9,300 9,300 + SE CHRISTIAN CHURCH, JEFFERSON COUNTY, KENTUCKY Series 2003 3.84%, 10/07/05 9,000 9,000 *+ SIGMA FINANCE, INC., SECTION 3C7 / 144A 3.72%, 10/17/05 67,000 66,995 3.73%, 10/17/05 73,000 72,994 3.75%, 10/17/05 110,000 110,004 3.78%, 10/25/05 109,000 108,995 + SISTERS OF MERCY OF THE AMERICAS REGIONAL COMMUNITY OF OMAHA, NEBRASKA Series 2001 3.84%, 10/07/05 11,860 11,860 SVENSKA HANDELSBANKEN AB 3.80%, 10/03/05 100,000 99,980 o THE GOLDMAN SACHS GROUP, INC. 3.76%, 10/03/05 25,000 25,000 3.78%, 10/13/05 150,000 150,000 3.86%, 10/24/05 185,000 185,000
5 SCHWAB MONEY MARKET FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) 3.88%, 10/28/05 140,000 140,000 o THE GOLDMAN SACHS GROUP, INC., 144A 3.75%, 10/11/05 225,000 225,000 o TRAVELERS INSURANCE CO. 3.89%, 10/28/05 100,000 100,000 *+ WACHOVIA ASSET SECURITIZATION, INC., 144A Series 2005-HM1A Class AMM 3.82%, 10/25/05 60,000 60,000 WASHINGTON MUTUAL BANK, FA 3.84%, 10/31/05 140,000 140,000 WELLS FARGO & CO., 144A 3.75%, 10/03/05 75,000 75,000 3.76%, 10/17/05 165,000 165,002 * WHISTLEJACKET CAPITAL, L.L.C., SECTION 3c7 / 144A 3.73%, 10/17/05 73,000 72,993 3.75%, 10/20/05 61,000 60,994 * WHITE PINE FINANCE, L.L.C., SECTION 3C7 / 144A 3.65%, 10/03/05 40,000 39,997 3.68%, 10/12/05 47,000 46,995 3.77%, 10/24/05 33,000 32,998 3.78%, 10/24/05 55,000 54,997 ----------- 8,401,141
MATURITY AMOUNT SECURITY ($ x 1,000) OTHER INVESTMENTS 14.9% of net assets REPURCHASE AGREEMENTS 14.9% -------------------------------------------------------------------------- BANK OF AMERICA SECURITIES L.L.C. Tri-Party Repurchase Agreement Collateralized by U.S. Government Securities with a value of $918,000 3.90%, issued 09/30/05, due 10/03/05 900,293 900,000 BEAR STEARNS & CO., INC. Tri-Party Repurchase Agreement Collateralized by U.S. Government Securities with a value of $518,161 3.91%, issued 09/30/05, due 10/03/05 508,166 508,000 CREDIT SUISSE FIRST BOSTON L.L.C. Tri-Party Repurchase Agreement Collateralized by U.S. Government Securities with a value of $44,689 3.90%, issued 09/30/05, due 10/03/05 43,824 43,810 GOLDMAN SACHS GROUP, INC. Tri-Party Repurchase Agreement Collateralized by U.S. Government Securities with a value of $2,040,000 3.90%, issued 09/30/05, due 10/03/05 2,000,652 2,000,000 J.P. MORGAN CHASE & CO. Tri-Party Repurchase Agreement Collateralized by U.S. Government Securities with a value of $143,820 3.90%, issued 09/30/05, due 10/03/05 141,046 141,000 MORGAN STANLEY & CO., INC. Tri-Party Repurchase Agreement Collateralized by U.S. Government Securities with a value of $918,000 3.90%, issued 09/30/05, due 10/03/05 900,293 900,000 UBS FINANCIAL SERVICES, INC. Tri-Party Repurchase Agreement Collateralized by U.S. Government Securities with a value of $1,871,703 3.90%, issued 09/30/05, due 10/03/05 1,791,583 1,791,000 3.76%, issued 09/21/05, due 10/07/05 44,073 44,000 ----------- 6,327,810
END OF INVESTMENTS. At 09/30/05, the tax basis cost of the fund's investments was $42,433,115. The fund's portfolio holdings include restricted and/or illiquid securities worth $1,579,234 or 3.7% of the fund's total net assets. Also, includes other restricted but deemed liquid securities comprised of 144A, Section 4(2) and 3c7 securities, worth $11,936,661, or 28.2% of the fund's total net assets. At September 30, 2005, portfolio holdings included restricted and/or illiquid securities as follows:
ISSUER FACE COST/ RATE, ACQUISITION DATE, AMOUNT VALUE MATURITY DATE ($ x 1,000) ($ x 1,000) BLUE SPICE, L.L.C., SECTION 4(2) / 144A 3.82%, 08/26/05, 11/29/05 55,000 54,659 3.87%, 09/16/05, 12/16/05 50,000 49,596 4.13%, 09/27/05, 03/28/06 51,000 49,979 ----------- 154,234 GE LIFE & ANNUITY ASSURANCE CO. 3.77%, 06/01/05, 10/01/05 100,000 100,000 3.77%, 02/01/05, 10/01/05 50,000 50,000 ----------- 150,000 J.P. MORGAN SECURITIES, INC. 3.77%, 09/16/05, 10/03/05 200,000 200,000 METROPOLITAN LIFE INSURANCE CO 3.76%, 02/01/05,10/03/05 100,000 100,000 3.74%, 12/28/00,10/30/05 50,000 50,000 ----------- 150,000 MONUMENTAL LIFE INSURANCE CO. 3.84%, 06/10/93, 10/03/05 100,000 100,000 THE GOLDMAN SACHS GROUP, INC. 3.76%, 02/03/05, 10/03/05 25,000 25,000
6 SCHWAB MONEY MARKET FUND PORTFOLIO HOLDINGS continued
ISSUER FACE COST/ RATE, ACQUISITION DATE, AMOUNT VALUE MATURITY DATE ($ x 1,000) ($ x 1,000) 3.78%, 07/18/05, 10/13/05 150,000 150,000 3.86%, 02/22/05, 10/24/05 185,000 185,000 3.88%, 02/28/05, 10/28/05 140,000 140,000 ----------- 500,000 THE GOLDMAN SACHS GROUP, INC., 144A 3.75%, 07/09/04, 10/11/05 225,000 225,000 TRAVELERS INSURANCE CO. 3.89%, 10/29/04, 10/28/05 100,000 100,000
7 THE CHARLES SCHWAB FAMILY OF FUNDS SCHWAB GOVERNMENT MONEY FUND(TM) PORTFOLIO HOLDINGS As of September 30, 2005, unaudited The following are the portfolio holdings at 09/30/05. For more information please refer to the fund's semi-annual or annual shareholder reports. For fixed-rate obligations, the rate shown is the effective yield at the time of purchase, except for U.S. government agency coupon notes and U.S. Treasury notes, for which the rate shown is the interest rate (the rate established when the obligation was issued). For variable-rate obligations, the rate shown is the rate as of the report date. For variable-rate obligations with scheduled maturities greater than 397 days, the maturity shown is the later of the next interest rate change date or demand date. For variable-rate obligations with scheduled maturities less than 397 days, the maturity shown is the earlier of the next interest rate change date or demand date. For variable-rate obligations without demand features, the maturity shown is the next interest rate change date.
COST VALUE HOLDINGS BY CATEGORY ($X1,000) ($X1,000) - -------------------------------------------------------------------------------- 13.1% U.S. GOVERNMENT SECURITIES 312,960 312,960 17.1% VARIABLE-RATE OBLIGATIONS 410,029 410,029 69.7% OTHER INVESTMENTS 1,672,635 1,672,635 - -------------------------------------------------------------------------------- 99.9% TOTAL INVESTMENTS 2,395,624 2,395,624 0.1% OTHER ASSETS AND LIABILITIES 2,778 - -------------------------------------------------------------------------------- 100.0% NET ASSETS 2,398,402
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) U.S. GOVERNMENT SECURITIES 13.1% of net assets DISCOUNT NOTES 13.1% -------------------------------------------------------------------------- FANNIE MAE 3.43%, 10/03/05 29,000 28,994 3.45%, 10/03/05 30,235 30,229 3.29%, 11/02/05 18,037 17,985 3.61%, 11/16/05 2,281 2,271 3.40%, 11/23/05 20,000 19,902 3.41%, 11/23/05 15,000 14,926 3.50%, 12/14/05 15,000 14,894 FEDERAL HOME LOAN BANK 3.52%, 10/05/05 20,000 19,992 FREDDIE MAC 3.26%, 10/04/05 20,000 19,995 3.29%, 10/18/05 21,252 21,220 3.30%, 10/25/05 20,000 19,957 3.33%, 11/01/05 4,293 4,281 3.37%, 11/08/05 26,300 26,208 3.37%, 11/15/05 35,000 34,855 3.38%, 11/15/05 10,000 9,958 3.41%, 11/22/05 4,162 4,142 3.43%, 11/29/05 8,302 8,256 3.50%, 12/13/05 15,000 14,895 ----------- 312,960 VARIABLE-RATE OBLIGATIONS 17.1% of net assets COUPON NOTES 17.1% -------------------------------------------------------------------------- FANNIE MAE 3.39%, 10/03/05 30,000 30,000 3.57%, 10/07/05 40,000 39,972 3.58%, 10/07/05 25,000 24,996 3.68%, 12/09/05 40,000 39,997 FEDERAL HOME LOAN BANK 3.59%, 10/03/05 35,000 34,985 3.61%, 10/05/05 60,000 60,000 3.59%, 11/02/05 40,000 39,980 3.71%, 12/12/05 30,000 29,992 3.65%, 12/29/05 46,000 45,982 FREDDIE MAC 3.51%, 10/07/05 64,125 64,125 ----------- 410,029
MATURITY AMOUNT SECURITY ($ x 1 ,000) OTHER INVESTMENTS 69.7% of net assets REPURCHASE AGREEMENTS 69.7% -------------------------------------------------------------------------- BANK OF AMERICA SECURITIES L.L.C. Tri-Party Repurchase Agreement Collateralized by U.S. Government Securities with a value of $241,740 3.48%, issued 07/06/05, due 10/04/05 50,435 50,000 3.83%, issued 09/29/05, due 10/06/05 27,020 27,000 3.51%, issued 07/13/05, due 10/07/05 25,210 25,000 3.60%, issued 08/10/05, due 10/07/05 20,116 20,000 3.67%, issued 08/23/05, due 10/07/05 35,161 35,000 3.71%, issued 08/16/05, due 10/07/05 40,214 40,000 3.81%, issued 09/16/05, due 10/07/05 40,089 40,000 BEAR STEARNS & CO. INC. Tri-Party Repurchase Agreement Collateralized by U.S. Government Securities with a value of $391,027 3.91%, issued 09/30/05, due 10/03/05 203,066 203,000 3.82%, issued 09/27/05, due 10/05/05 40,034 40,000 3.83%, issued 09/28/05, due 10/05/05 20,015 20,000 3.68%, issued 09/02/05, due 10/07/05 45,161 45,000
1 SCHWAB GOVERNMENT MONEY FUND PORTFOLIO HOLDINGS continued
MATURITY AMOUNT VALUE SECURITY ($ x 1,000) ($ x 1,000) 3.73%, issued 09/07/05, due 10/07/05 50,155 50,000 3.99%, issued 08/31/05, due 10/07/05 25,103 25,000 CREDIT SUISSE FIRST BOSTON L.L.C. Tri-Party Repurchase Agreement Collateralized by U.S. Government Securities with a value of $300,536 3.90%, issued 09/30/05, due 10/03/05 204,702 204,635 3.60%, issued 08/09/05, due 10/07/05 50,295 50,000 3.76%, issued 08/25/05, due 10/07/05 15,067 15,000 3.77%, issued 08/26/05, due 10/07/05 25,110 25,000 GOLDMAN SACHS & CO. Tri-Party Repurchase Agreement Collateralized by U.S. Government Securities with a value of $207,060 3.90%, issued 09/30/05, due 10/03/05 203,066 203,000 J.P. MORGAN CHASE & CO. Tri-Party Repurchase Agreement Collateralized by U.S. Government Securities with a value of $25,500 3.92%, issued 09/26/05, due 12/20/05 25,231 25,000 MORGAN STANLEY & CO., INC. Tri-Party Repurchase Agreement Collateralized by U.S. Government Securities with a value of $142,800 3.54%, issued 07/18/05, due 10/07/05 25,199 25,000 3.69%, issued 09/01/05, due 10/07/05 45,166 45,000 3.72%, issued 08/19/05, due 10/07/05 30,152 30,000 3.80%, issued 08/30/05, due 10/07/05 40,160 40,000 UBS FINANCIAL SERVICES, INC. Tri-Party Repurchase Agreement Collateralized by U.S. Government Securities with a value of $397,822 3.78%, issued 09/26/05, due 10/03/05 20,015 20,000 3.50%, issued 07/11/05, due 10/07/05 25,214 25,000 3.51%, issued 06/21/05, due 10/07/05 15,158 15,000 3.52%, issued 07/14/05, due 10/07/05 30,249 30,000 3.55%, issued 07/20/05, due 10/07/05 40,312 40,000 3.70%, issued 08/12/05, due 10/07/05 50,288 50,000 3.71%, issued 08/15/05, due 10/07/05 40,218 40,000 3.75%, issued 08/22/05, due 10/07/05 30,144 30,000 3.85%, issued 09/19/05, due 10/07/05 50,096 50,000 3.87%, issued 09/22/05, due 10/07/05 50,081 50,000 3.94%, issued 09/27/05, due 10/07/05 25,027 25,000 3.95%, issued 09/28/05, due 10/07/05 15,015 15,000 ----------- 1,672,635
End of investments. At 09/30/05, the tax basis cost of the fund's investments was $2,395,624. 2 THE CHARLES SCHWAB FAMILY OF FUNDS SCHWAB VALUE ADVANTAGE MONEY FUND(R) PORTFOLIO HOLDINGS As of September 30, 2005, unaudited The following are the portfolio holdings at 09/30/05. For more information about the securities, please refer to the fund's semi-annual or annual reports. We use the symbols below to designate certain characteristics of the securities. * Asset-backed security + Credit-enhanced security o Restricted and/or illiquid security For fixed-rate obligations, the rate shown is the effective yield at the time of purchase, except U.S. Treasury notes, for which the rate shown is the interest rate (the rate established when the obligation was issued). For variable-rate obligations, the rate shown is the rate as of the report date. For variable-rate obligations with scheduled maturities greater than 397 days, the maturity shown is the later of the next interest rate change date or demand date. For variable-rate obligations with scheduled maturities less than 397 days, the maturity shown is the earlier of the next interest rate change date or demand date.
COST VALUE HOLDINGS BY CATEGORY ($X1,000) ($X1,000) - -------------------------------------------------------------------------------- 66.1% FIXED-RATE OBLIGATIONS 17,654,322 17,654,322 20.9% VARIABLE-RATE OBLIGATIONS 5,601,128 5,601,128 12.8% OTHER INVESTMENTS 3,408,407 3,408,407 - -------------------------------------------------------------------------------- 99.8% TOTAL INVESTMENTS 26,663,857 26,663,857 0.2% OTHER ASSETS AND LIABILITIES 48,472 - -------------------------------------------------------------------------------- 100.0% NET ASSETS 26,712,329
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) FIXED-RATE OBLIGATIONS 66.1% of net assets COMMERCIAL PAPER & OTHER CORPORATE OBLIGATIONS 36.3% -------------------------------------------------------------------------- AB SPINTAB 3.51%, 10/14/05 70,000 69,912 3.75%, 11/15/05 30,000 29,861 ALLIANCE & LEICESTER, PLC, SECTION 4(2) / 144A 3.51%, 10/07/05 31,000 30,982 3.54%, 10/14/05 35,000 34,956 * AMSTEL FUNDING CORP., SECTION 4(2) / 144A 3.75%, 11/15/05 87,000 86,597 3.84%, 12/14/05 46,000 45,641 *+ AMSTERDAM FUNDING CORP., SECTION 4(2) / 144A 3.71%, 10/18/05 34,550 34,490 3.73%, 10/21/05 76,000 75,843 3.75%, 10/24/05 128,000 127,694 ANZ NATIONAL INT'L LTD 4.01%, 02/23/06 50,000 49,207 *+ AQUINAS FUNDING, L.L.C., SECTION 4(2) / 144A 3.62%, 10/24/05 27,000 26,938 3.60%, 12/13/05 50,000 49,641 3.61%, 12/22/05 43,000 42,653 4.04%, 02/27/06 21,000 20,656 *+ ASAP FUNDING LTD., SECTION 4(2) / 144A 3.73%, 10/14/05 24,000 23,968 3.75%, 11/15/05 100,000 99,534 3.75%, 12/05/05 56,000 55,624 3.86%, 12/13/05 25,000 24,806 *+ ATLANTIC ASSET SECURITIZATION CORP., SECTION 4(2) / 144A 3.69%, 10/11/05 20,000 19,980 3.72%, 10/14/05 8,159 8,148 3.73%, 10/26/05 36,000 35,907 3.83%, 11/28/05 5,492 5,458 3.87%, 12/15/05 10,000 9,920 * ATLANTIS ONE FUNDING CORP., SECTION 4(2) / 144A 3.50%, 10/05/05 76,270 76,241 3.39%, 11/16/05 78,826 78,491 3.75%, 11/17/05 80,000 79,612 3.44%, 11/18/05 57,230 56,972 3.60%, 12/20/05 16,000 15,874 3.88%, 01/18/06 137,914 136,315 3.99%, 02/17/06 195,785 192,825 4.00%, 03/01/06 7,000 6,885 BANK OF AMERICA CORP 3.31%, 10/06/05 60,000 59,973 3.58%, 10/25/05 488,000 486,845 BEAR STEARNS & CO., INC 3.50%, 10/04/05 100,000 99,971 3.51%, 10/12/05 80,000 79,915 *+ BETA FINANCE, INC., SECTION 3C7 / 144A 4.00%, 03/01/06 41,000 40,326 *+o BLUE SPICE, L.L.C., SECTION 4(2) / 144A 3.52%, 10/13/05 13,000 12,985 3.87%, 12/16/05 100,000 99,191 4.13%, 03/28/06 20,000 19,599 * CC (USA), INC., SECTION 3C7 / 144A 3.55%, 10/18/05 19,500 19,468 3.57%, 10/20/05 12,000 11,978 3.58%, 10/20/05 74,000 73,861 3.61%, 10/28/05 24,000 23,936 3.85%, 01/13/06 7,000 6,923 3.87%, 01/13/06 54,000 53,404 3.89%, 01/13/06 5,000 4,945 *+ CHARIOT FUNDING, L.L.C., SECTION 4(2) / 144A 3.62%, 10/03/05 36,631 36,624 + CITIGROUP FUNDING, INC. 3.80%, 11/29/05 96,000 95,408 3.81%, 12/02/05 237,000 235,461 3.76%, 12/06/05 35,000 34,761 3.88%, 12/19/05 50,000 49,579 3.99%, 12/27/05 53,000 52,494 *+ CLIPPER RECEIVABLES CO., SECTION 4(2) / 144A 3.74%, 10/18/05 265,000 264,533 *+ CONCORD MINUTEMEN CAPITAL CO., SERIES A SECTION 3C7 / 144A 3.51%, 10/07/05 23,360 23,346 3.51%, 10/11/05 40,382 40,343 3.71%, 10/13/05 114,000 113,859 3.75%, 11/09/05 22,507 22,416 3.75%, 01/06/06 7,000 6,931
1 SCHWAB VALUE ADVANTAGE MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ X 1,000) ($ X 1,000) 3.95%, 03/08/06 8,000 7,864 *+ CROWN POINT CAPITAL CO., L.L.C., SECTION 3C7 / 144A 3.56%, 10/18/05 29,000 28,952 3.44%, 11/16/05 80,000 79,654 3.74%, 12/02/05 186,000 184,812 3.98%, 01/04/06 50,000 49,480 * DAKOTA CP NOTES OF CITIBANK CREDIT CARD ISSUANCE TRUST, SECTION 4 (2) / 144A 3.71%, 10/14/05 48,000 47,936 3.72%, 10/14/05 15,000 14,980 3.78%, 10/20/05 125,000 124,751 3.74%, 11/02/05 25,000 24,917 3.75%, 12/06/05 180,000 178,774 3.75%, 12/07/05 50,000 49,654 3.78%, 12/08/05 93,000 92,342 3.98%, 12/28/05 50,000 49,518 4.00%, 01/04/06 150,000 148,432 4.01%, 01/05/06 21,000 20,778 DNB NOR BANK ASA 3.75%, 11/18/05 10,600 10,547 3.96%, 01/30/06 51,000 50,333 * DORADA FINANCE, INC., SECTION 3C7 / 144A 3.68%, 10/17/05 26,000 25,958 3.62%, 10/28/05 37,000 36,900 + DRESDNER U.S. FINANCE, INC. 3.50%, 10/06/05 50,000 49,976 *+ EDISON ASSET SECURITZATION CORP., L.L.C. SECTION 4(2) / 144A 3.56%, 10/17/05 92,248 92,103 *+ EIFFEL FUNDING, L.L.C., SECTION 4(2) / 144A 3.72%, 10/13/05 10,000 9,988 3.55%, 10/17/05 50,000 49,922 3.71%, 10/18/05 50,000 49,913 3.71%, 10/20/05 15,000 14,971 *+ FAIRWAY FINANCE CO., L.L.C., SECTION 4(2) / 144A 3.68%, 10/24/05 10,000 9,977 3.89%, 12/21/05 2,000 1,983 3.94%, 12/28/05 29,000 28,724 * GALAXY FUNDING, INC., SECTION 4(2) / 144A 3.81%, 12/01/05 33,000 32,789 3.94%, 12/27/05 50,000 49,528 3.97%, 12/28/05 51,000 50,509 GENERAL ELECTRIC CAPITAL CORP. 3.99%, 03/02/06 100,000 98,349 3.95%, 03/21/06 35,000 34,357 GENERAL ELECTRIC CAPITAL SERVICES 3.99%, 03/02/06 150,000 147,524 * GIRO FUNDING U.S. CORP., SECTION 4(2) / 144A 3.54%, 10/07/05 31,000 30,982 3.52%, 10/13/05 20,000 19,977 3.56%, 10/13/05 40,000 39,953 3.55%, 10/14/05 52,000 51,934 *+ GRAMPIAN FUNDING, LLC., SECTION 4(2) / 144A 3.50%, 10/07/05 15,000 14,991 3.73%, 10/20/05 10,000 9,980 3.75%, 11/16/05 12,000 11,943 3.60%, 12/20/05 62,000 61,512 HSBC U.S.A., INC 3.74%, 12/16/05 115,000 114,102 IRISH LIFE & PERMANENT, PLC, SECTION 4(2) / 144A 3.55%, 10/14/05 11,000 10,986 3.45%, 11/10/05 36,500 36,363 + IXIS COMMERCIAL PAPER CORP., SECTION 4(2) / 144A 3.68%, 10/14/05 76,000 75,899 3.52%, 10/20/05 50,000 49,908 3.80%, 12/15/05 12,700 12,600 *+ JUPITER SECURITIZATION CORP., SECTION 4(2) / 144A 3.68%, 10/11/05 36,000 35,963 3.77%, 10/21/05 24,000 23,950 * K2 (USA), L.L.C., SECTION 3C7 / 144A 3.35%, 10/03/05 70,000 69,987 3.54%, 10/17/05 20,000 19,969 3.38%, 11/08/05 10,000 9,965 3.82%, 11/28/05 18,855 18,740 3.81%, 12/02/05 19,300 19,175 3.51%, 12/09/05 20,000 19,868 4.00%, 02/23/06 80,000 78,737 3.95%, 03/13/06 25,800 25,348 + KBC FINANCIAL PRODUCTS INTERNATIONAL, LTD., SECTION 4(2) / 144A 3.37%, 10/12/05 50,000 49,949 *+ LEXINGTON PARKER CAPITAL CO., L.L.C., SECTION 4(2) / 144A 3.50%, 10/06/05 14,000 13,993 3.53%, 10/06/05 16,500 16,492 4.00%, 02/14/06 23,000 22,659 *+ LINKS FINANCE, L.L.C., SECTION 3C7 / 144A 3.82%, 11/28/05 17,000 16,896 * MANE FUNDING CORP., SECTION 4(2) / 144A 3.76%, 11/16/05 50,000 49,762 MORGAN STANLEY 3.72%, 10/19/05 50,000 49,907 3.82%, 11/30/05 100,000 99,370 * NEWCASTLE CERTIFICATES PROGRAM, SERIES A SECTION 4(2) / 144A 3.73%, 10/13/05 50,000 49,938 3.75%, 10/13/05 87,000 86,892 3.83%, 11/22/05 100,000 99,453 *+ NIEUW AMSTERDAM RECEIVABLES CORP., SECTION 4(2) / 144A 3.54%, 10/13/05 8,129 8,119 3.79%, 11/22/05 30,554 30,388 4.01%, 01/03/06 40,000 39,585 3.78%, 01/12/06 30,000 29,682 3.97%, 02/08/06 20,000 19,719 4.04%, 02/27/06 15,000 14,754 4.06%, 03/23/06 14,000 13,732 4.13%, 03/23/06 14,512 14,230 * PARK GRANADA, L.L.C., SECTION 4(2) / 144A 3.62%, 10/19/05 60,000 59,892 3.74%, 10/28/05 35,212 35,114 3.74%, 11/01/05 35,000 34,888
2 SCHWAB VALUE ADVANTAGE MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) *+ PICAROS FUNDING, L.L.C. SECTION 4(2) / 144A 4.00%, 02/17/06 86,000 84,698 4.18%, 03/30/06 75,000 73,466 *+ PREFERRED RECEIVABLES FUNDING CORP. SECTION 4(2) / 144A 3.71%, 10/14/05 89,357 89,238 3.97%, 02/10/06 150,000 147,860 + RABOBANK USA FINANCIAL CORP. 3.90%, 12/23/05 108,000 107,039 + SANTANDER CENTRAL HISPANO FINANCE (DELAWARE), INC. 4.00%, 02/24/06 60,000 59,046 3.96%, 03/15/06 122,000 119,827 *+ SCALDIS CAPITAL LTD., SECTION 4(2) / 144A 3.50%, 10/05/05 20,228 20,220 3.51%, 10/06/05 14,963 14,956 3.55%, 10/17/05 60,000 59,906 3.79%, 11/28/05 46,781 46,498 3.82%, 11/28/05 10,252 10,190 3.83%, 11/28/05 20,200 20,077 *+ SIGMA FINANCE, INC., SECTION 3C7 / 144A 3.50%, 10/03/05 13,000 12,997 3.51%, 10/14/05 100,000 99,874 3.58%, 10/19/05 100,000 99,822 3.62%, 10/26/05 95,000 94,763 3.69%, 11/10/05 41,242 41,075 3.46%, 11/21/05 10,000 9,952 3.83%, 12/01/05 18,000 17,884 3.88%, 01/12/06 15,000 14,836 4.13%, 03/27/06 27,000 26,462 SKANDINAVISKA ENSKILDA BANKEN AB 4.03%, 03/02/06 108,000 106,197 + SOCIETE GENERALE NORTH AMERICA, INC. 3.75%, 11/18/05 55,000 54,728 THE GOLDMAN SACHS GROUP, INC. 3.47%, 11/21/05 55,000 54,734 *+ THUNDER BAY FUNDING, L.L.C. SECTION 4(2) / 144A 3.73%, 10/17/05 19,000 18,969 3.74%, 12/05/05 40,000 39,732 *+ TRIPLE A-ONE FUNDING CORP., SECTION 4(2) / 144A 3.68%, 10/06/05 97,862 97,812 3.76%, 10/18/05 26,083 26,037 + WESTPAC CAPITAL CORP. 3.47%, 11/28/05 81,000 80,556 3.46%, 11/29/05 50,000 49,721 3.91%, 12/28/05 77,000 76,272 * WHISTLEJACKET CAPITAL, L.L.C.SECTION 3C7 / 144A 3.80%, 12/14/05 19,773 19,620 3.89%, 12/19/05 9,054 8,977 4.07%, 01/30/06 30,258 29,850 * WHITE PINE FINANCE, L.L.C., SECTION 3C7 / 144A 3.51%, 10/11/05 44,131 44,088 3.55%, 10/13/05 10,468 10,456 3.37%, 10/27/05 8,000 7,981 3.75%, 11/16/05 48,182 47,953 3.81%, 12/01/05 11,113 11,042 3.92%, 12/21/05 19,000 18,834 3.99%, 12/29/05 20,000 19,805 *+ WINDMILL FUNDING CORP., SECTION 4(2) / 144A 3.70%, 10/18/05 10,000 9,983 3.71%, 10/18/05 40,800 40,729 *+ YORKTOWN CAPITAL, L.L.C., SECTION 4(2) / 144A 3.73%, 10/14/05 22,070 22,040 3.72%, 10/20/05 30,822 30,762 3.77%, 10/20/05 112,362 112,139 ----------- 9,695,850 CERTIFICATES OF DEPOSIT 29.8% ------------------------------------------------------------------------- ALLIANCE & LEICESTER, PLC 3.32%, 10/18/05 38,000 37,994 3.58%, 12/20/05 50,000 50,000 AMERICAN EXPRESS BANK FSB 3.75%, 10/20/05 44,000 44,000 AMERICAN EXPRESS CENTURION BANK 3.79%, 12/13/05 40,000 40,000 3.87%, 12/21/05 38,000 38,000 BANCO BILBAO VIZCAYA ARGENTARIA S.A. 3.62%, 10/31/05 315,000 315,000 3.75%, 11/21/05 69,000 69,000 3.80%, 11/21/05 9,000 8,999 BANK OF TOKYO-MITSUBISHI, LTD. 3.72%, 10/13/05 105,000 105,000 BARCLAYS BANK, PLC 3.74%, 11/14/05 45,000 45,000 3.57%, 12/19/05 100,000 100,000 BNP PARIBAS 3.43%, 11/08/05 325,000 325,000 3.46%, 11/28/05 163,000 163,000 3.77%, 12/16/05 25,000 24,986 3.98%, 12/30/05 50,000 50,000 4.03%, 03/27/06 287,000 287,000 CALYON 3.40%, 11/10/05 195,000 195,000 3.99%, 02/23/06 110,000 110,000 CANADIAN IMPERIAL BANK OF COMMERCE 3.68%, 10/21/05 150,000 150,000 3.96%, 02/01/06 110,000 110,000 CITIBANK, N.A. 3.90%, 12/22/05 111,000 111,000 3.97%, 12/29/05 93,000 93,000 CREDIT SUISSE FIRST BOSTON 3.76%, 11/22/05 80,000 80,000 3.75%, 12/09/05 109,000 109,000 3.77%, 12/15/05 162,000 162,000 DEPFA BANK, PLC 3.50%, 10/07/05 20,000 20,000 3.80%, 12/01/05 50,000 50,000 DEUTSCHE BANK, AG 3.50%, 10/11/05 70,000 70,000 3.51%, 10/11/05 385,000 385,000 3.52%, 10/17/05 278,000 278,000 3.75%, 11/22/05 18,000 18,000 3.97%, 12/30/05 64,000 64,000 3.96%, 02/01/06 14,000 14,000 DEXIA CREDIT LOCAL 3.50%, 10/12/05 160,000 160,000 3.61%, 10/27/05 64,000 64,000 3.97%, 12/27/05 10,000 9,999
3 SCHWAB VALUE ADVANTAGE MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) DNB NOR BANK ASA 3.81%, 01/20/06 20,000 20,000 FORTIS BANK 4.18%, 04/03/06 205,000 205,000 + HBOS TREASURY SERVICES, PLC 3.80%, 11/29/05 116,000 116,000 HSBC BANK, USA 3.44%, 11/21/05 40,000 39,999 4.13%, 03/29/06 65,000 65,000 HSH NORDBANKEN, AG 3.75%, 12/09/05 65,000 65,000 LANDESBANK BADEN-WURTTEMBERG 3.76%, 11/21/05 79,000 79,001 3.75%, 11/22/05 100,000 100,001 LANDESBANK HESSEN-THURINGEN GIROZENTRALE 3.45%, 11/14/05 35,000 35,000 LLOYDS TSB BANK, PLC 3.45%, 11/17/05 49,000 48,998 3.96%, 02/01/06 50,000 50,000 MIZUHO CORP. BANK, LTD. 3.62%, 10/26/05 96,000 96,000 ROYAL BANK OF CANADA 3.54%, 10/21/05 415,000 415,000 SAN PAOLO IMI SPA 3.87%, 12/21/05 205,000 205,000 SOCIETE GENERALE 3.54%, 10/21/05 95,000 95,000 3.37%, 11/09/05 75,000 75,000 3.51%, 12/15/05 155,000 155,000 3.54%, 12/16/05 80,000 80,000 3.95%, 12/28/05 124,000 124,000 SVENSKA HANDELSBANKEN AB 3.70%, 11/01/05 230,000 230,000 TORONTO DOMINION BANK 3.44%, 11/09/05 36,000 35,997 3.45%, 11/28/05 191,000 191,000 3.47%, 12/05/05 14,000 14,000 U.S. BANK, N.A. 3.34%, 10/03/05 115,000 115,000 3.32%, 10/11/05 75,000 75,000 3.47%, 11/28/05 154,500 154,500 3.91%, 12/28/05 115,000 115,000 UBS, AG 3.97%, 02/01/06 42,000 42,000 UNICREDITO ITALIANO SPA 3.34%, 10/12/05 449,000 449,000 3.95%, 12/27/05 21,000 20,998 3.78%, 01/17/06 35,000 35,000 WASHINGTON MUTUAL BANK, FA 3.44%, 11/22/05 86,000 86,000 WELLS FARGO BANK, N.A. 3.69%, 10/24/05 345,000 345,000 WILMINGTON TRUST CO. 3.50%, 10/05/05 25,000 25,000 ----------- 7,958,472 VARIABLE-RATE OBLIGATIONS 20.9% of net assets + ACCESS LOANS FOR LEARNING STUDENT LOAN CORP. Taxable Student Loan RB Series II-A-6 3.83%, 10/07/05 27,800 27,800 BANK OF NEW YORK CO., INC., 144A 3.87%, 10/27/05 50,000 50,000 BARCLAYS BANK, PLC 3.62%, 10/05/05 90,000 89,988 3.67%, 10/11/05 37,000 36,995 3.75%, 10/21/05 210,000 209,974 3.77%, 10/31/05 260,000 259,993 BNP PARIBAS 3.73%, 10/17/05 75,000 74,988 CANADIAN IMPERIAL BANK OF COMMERCE 3.83%, 10/17/05 100,000 100,000 + CENTRAL BAPTIST CHURCH OF HIXSON, TENNESSEE 3.89%, 10/07/05 13,000 13,000 + CITY OF NEW BRITAIN, CONNECTICUT GO Pension Bonds Series 1998 3.84%, 10/07/05 40,000 40,000 + COLUMBUS, GEORGIA DEVELOPMENT AUTHORITY Taxable RB (Jay Leasing, Inc. Project) Series 1997 3.86%, 10/07/05 5,535 5,535 COMMONWEALTH BANK OF AUSTRALIA 3.80%, 10/24/05 50,000 50,000 *+ CONCORD MINUTEMEN CAPITAL CO., SERIES A SECTION 3C7 / 144A 3.74%, 10/19/05 20,000 19,998 CREDIT SUISSE FIRST BOSTON 3.69%, 10/11/05 100,000 100,000 * DORADA FINANCE, INC., SECTION 3C7 / 144A 3.70%, 10/14/05 145,000 144,992 FANNIE MAE 3.39%, 10/03/05 100,000 100,000 FEDERAL HOME LOAN BANK 3.61%, 10/05/05 225,000 224,999 o GE CAPITAL ASSURANCE 3.75%, 10/03/05 50,000 50,000 GENERAL ELECTRIC CAPITAL CORP. 3.89%, 10/17/05 225,000 225,000 + HBOS TREASURY SERVICE, PLC 3.66%, 10/03/05 14,000 14,000 3.70%, 10/03/05 78,000 78,000 3.79%, 10/26/05 82,000 82,000 HSH NORDBANK, AG 3.65%, 10/11/05 75,000 74,995 J.P. MORGAN SECURITIES, INC., 144A 3.77%, 10/03/05 100,000 100,000 *+ LEXINGTON PARKER CAPITAL CO., L.L.C., SECTION 4(2) / 144A 3.65%, 10/03/05 175,000 174,985 3.65%, 10/11/05 35,000 34,997 3.70%, 10/13/05 73,000 72,995 * LIBERTY LIGHTHOUSE U.S. CAPITAL CO. L.L.C., SECTION 4(2) / 144A 3.66%, 10/03/05 31,000 31,000 3.64%, 10/07/05 52,000 51,995 3.75%, 10/19/05 30,000 29,999 3.80%, 10/31/05 40,000 39,997 *+ LINKS FINANCE, L.L.C., SECTION 3C7 / 144A 3.72%, 10/17/05 259,000 259,001
4 SCHWAB VALUE ADVANTAGE MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) + LOANSTAR ASSETS PARTNERS II, L.P. 3.85%, 10/07/05 25,000 25,000 + MERLOT TRUST SECTION 4(2) / 144A Series 2000B 3.99%, 10/07/05 30,000 30,000 MERRILL LYNCH & CO., INC. 3.75%, 10/17/05 75,000 75,000 o METROPOLITAN LIFE INSURANCE CO. 3.76%, 10/03/05 100,000 100,000 3.74%, 10/30/05 50,000 50,000 o MONUMENTAL LIFE INSURANCE CO. 3.75%, 10/01/05 100,000 100,000 3.79%, 10/03/05 100,000 100,000 3.84%, 10/01/05 10,000 10,000 MORGAN STANLEY 3.67%, 10/03/05 140,000 140,000 + NEW JERSEY ECONOMIC DEVELOPMENT AUTHORITY Taxable Economic Development Bonds (MSNBC CNBC Project) Series 1997A 3.69%, 10/03/05 16,600 16,600 NORDDEUTSCHE LANDESBANK GIROZENTRALE 3.64%, 10/03/05 130,000 129,987 3.71%, 10/14/05 75,000 74,989 NORDEA AB 3.71%, 10/11/05 80,000 80,000 NORDEA BANK FINLAND, PLC 3.72%, 10/17/05 35,000 34,995 ROYAL BANK OF CANADA 3.74%, 10/11/05 40,000 40,000 ROYAL BANK OF SCOTLAND, PLC 3.63%, 10/03/05 90,000 89,991 3.62%, 10/06/05 140,000 139,983 3.78%, 10/21/05 20,000 20,000 3.78%, 10/27/05 112,000 111,988 3.78%, 10/31/05 80,000 79,985 *+ SIGMA FINANCE, INC., SECTION 3C7 / 144A 3.72%, 10/17/05 31,125 31,123 3.73%, 10/17/05 75,000 74,993 3.75%, 10/17/05 15,000 15,001 3.78%, 10/25/05 115,000 114,995 SVENSKA HANDELSBANKEN AB 3.80%, 10/03/05 75,000 74,985 o THE GOLDMAN SACHS GROUP, INC. 3.76%, 10/03/05 102,000 102,000 3.78%, 10/13/05 140,000 140,000 3.86%, 10/24/05 87,000 87,000 o THE GOLDMAN SACHS GROUP, INC., 144A 3.75%, 10/11/05 125,000 125,000 + TOWN OF ISLIP, NEW YORK IDA, 144A Taxable Adjustable Rate IDRB (Nussdorf Associates/Quality King Distributions, Inc. Facility ) Series 1992 4.17%, 10/07/05 1,285 1,285 o TRAVELERS INSURANCE CO 3.74%, 10/03/05 25,000 25,000 3.86%, 10/19/05 100,000 100,000 3.89%, 10/28/05 25,000 25,000 *+ WACHOVIA ASSET SECURITIZATION, INC., 144A Series 2005-HM1A Class AMM 3.82%, 10/25/05 40,000 40,000 WASHINGTON MUTUAL BANK, FA 3.84%, 10/31/05 125,000 125,000 WELLS FARGO & CO., 144A 3.76%, 10/17/05 120,000 120,001 * WHITE PINE FINANCE, L.L.C., SECTION 3C7 / 144A 3.80%, 10/20/05 42,000 42,008 3.72%, 10/17/05 42,000 41,993 ----------- 5,601,128
MATURITY AMOUNT SECURITY ($ x 1,000) OTHER INVESTMENTS 12.8% of net assets REPURCHASE AGREEMENTS 12.8% ------------------------------------------------------------------------- BANK OF AMERICA SECURITIES L.L.C. Tri-Party Repurchase Agreement Collateralized by U.S. Government Securities with a value of $612,000 3.90%, issued 09/30/05, due 10/03/05 600,195 600,000 BEAR STEARNS & CO., INC. Tri-Party Repurchase Agreement Collateralized by U.S. Government Securities with a value of $102,002 3.70%, issued 09/12/05, due 10/07/05 100,257 100,000 CREDIT SUISSE FIRST BOSTON L.L.C. Tri-Party Repurchase Agreement Collateralized by U.S. Government Securities with a value of $65,699 3.90%, issued 09/30/05, due 10/03/05 64,428 64,407 GOLDMAN SACHS & CO. Tri-Party Repurchase Agreement Collateralized by U.S. Government Securities with a value of $773,160 3.90%, issued 09/30/05, due 10/03/05 758,246 758,000 MORGAN STANLEY & CO. INC. Tri-Party Repurchase Agreement Collateralized by U.S. Government Securities with a value of $321,467 3.90%, issued 09/30/05, due 10/03/05 140,046 140,000 3.72%, issued 09/14/05, due 10/07/05 173,411 173,000 UBS FINANCIAL SERVICES, INC. Tri-Party Repurchase Agreement Collateralized by U.S. Government Securities with a value of $1,604,462 3.90%, issued 09/30/05, due 10/03/05 1,500,488 1,500,000
5 SCHWAB VALUE ADVANTAGE MONEY FUND PORTFOLIO HOLDINGS continued
MATURITY AMOUNT VALUE SECURITY ($ x 1,000) ($ x 1,000) 3.76%, issued 09/21/05, due 10/07/05 73,122 73,000 ----------- 3,408,407
END OF INVESTMENTS. At 009/30/05, the tax basis cost of the fund's investments was $26,663,857. The fund's portfolio holdings include restricted and/or illiquid securities worth $1,145,775 or 4.3% of the fund's total net assets. Also, includes other restricted but deemed liquid securities comprised of 144A, section 4(2) and 3c7 securities, worth $8,379,461 or 31.4% of the fund's total net assets. At September 30, 2005, portfolio holdings included restricted and/or illiquid securities as follows:
ISSUER FACE COST/ RATE, ACQUISITION DATE, AMOUNT VALUE MATURITY DATE ($ x 1,000) ($ x 1,000) BLUE SPICE, L.L.C., SECTION 4(2) / 144A 3.52%, 07/11/05, 10/13/05 13,000 12,985 3.87%, 09/16/05, 12/16/05 100,000 99,191 4.13%, 09/27/05, 03/28/06 20,000 19,599 ----------- 131,775 GE CAPITAL ASSURANCE 3.75%, 09/19/02, 10/03/05 50,000 50,000 METROPOLITAN LIFE INSURANCE CO. 3.76%, 02/01/05, 10/03/05 100,000 100,000 3.74%, 12/28/00, 10/30/05 50,000 50,000 ----------- 150,000 MONUMENTAL LIFE INSURANCE CO. 3.75%, 10/10/96, 10/01/05 100,000 100,000 3.79%, 01/12/00, 10/03/05 100,000 100,000 3.84%, 06/10/93, 10/01/05 10,000 10,000 ----------- 210,000 THE GOLDMAN SACHS GROUP, INC. 3.76%, 02/03/05, 10/03/05 102,000 102,000 3.78%, 07/15/05, 10/13/05 140,000 140,000 3.86%, 02/22/05, 10/30/05 87,000 87,000 ----------- 329,000 THE GOLDMAN SACHS GROUP, INC., 144A 3.75%, 07/09/04, 10/11/05 125,000 125,000 TRAVELERS INSURANCE CO. 3.74%, 01/31/05, 10/01/05 25,000 25,000 3.86%, 08/19/05, 10/19/05 100,000 100,000 3.89%, 10/29/04, 10/28/05 25,000 25,000 ----------- 150,000
6 THE CHARLES SCHWAB FAMILY OF FUNDS SCHWAB U.S. TREASURY MONEY FUND(TM) PORTFOLIO HOLDINGS As of September 30, 2005, unaudited The following are the portfolio holdings at 09/30/05. For more information please refer to the fund's semi-annual or annual shareholder reports. For fixed-rate obligations, the rate shown is the effective yield at the time of purchase, except U.S. Treasury notes, for which the rate shown is the interest rate (the rate established when the obligation was issued). For variable-rate obligations, the rate shown is the rate as of the report date. For variable-rate obligations with scheduled maturities greater than 397 days, the maturity shown is the later of the next interest rate change date or demand date. For variable-rate obligations with scheduled maturities less than 397 days, the maturity shown is the earlier of the next interest rate change date or demand date.
COST VALUE HOLDINGS BY CATEGORY ($X1,000) ($X1,000) - -------------------------------------------------------------------------------- 99.9% U.S. GOVERNMENT SECURITIES 3,464,271 3,464,271 - -------------------------------------------------------------------------------- 99.9% TOTAL INVESTMENTS 3,464,271 3,464,271 0.1% OTHER ASSETS AND LIABILITIES 4,004 - -------------------------------------------------------------------------------- 100.0% NET ASSETS 3,468,275
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) U.S. GOVERNMENT SECURITIES 99.9% of net assets TREASURY BILLS 85.2% -------------------------------------------------------------------------- U.S. TREASURY BILLS 3.07%, 10/06/05 1,705 1,704 3.17%, 10/06/05 50,000 49,978 3.20%, 10/06/05 57,655 57,630 3.27%, 10/06/05 15,415 15,408 3.29%, 10/06/05 50,000 49,977 3.31%, 10/06/05 29,355 29,342 3.32%, 10/06/05 50,000 49,977 3.33%, 10/06/05 59,360 59,333 3.34%, 10/06/05 50,000 49,977 3.18%, 10/13/05 95,350 95,250 3.20%, 10/13/05 50,000 49,947 3.24%, 10/13/05 50,000 49,946 3.28%, 10/13/05 100,000 99,891 3.35%, 10/13/05 52,285 52,228 3.21%, 10/20/05 32,270 32,216 3.22%, 10/20/05 23,055 23,016 3.24%, 10/20/05 115,000 114,804 3.27%, 10/20/05 3,565 3,559 3.37%, 10/20/05 20,690 20,653 3.35%, 10/27/05 2,250 2,245 3.37%, 10/27/05 50,000 49,879 3.38%, 10/27/05 3,375 3,367 3.39%, 10/27/05 40,000 39,903 3.40%, 10/27/05 50,000 49,878 3.15%, 11/03/05 50,000 49,858 3.36%, 11/03/05 2,870 2,861 3.41%, 11/03/05 50,000 49,845 3.43%, 11/03/05 84,725 84,461 3.47%, 11/10/05 3,600 3,586 3.49%, 11/10/05 107,040 106,629 3.29%, 11/17/05 9,260 9,220 3.49%, 11/17/05 85,000 84,616 3.46%, 11/25/05 188,120 187,135 3.50%, 11/25/05 75,000 74,602 3.51%, 12/01/05 40,000 39,764 3.52%, 12/01/05 176,115 175,074 3.46%, 12/08/05 75,000 74,514 3.47%, 12/08/05 50,000 49,675 3.47%, 12/15/05 50,000 49,642 3.48%, 12/15/05 125,000 124,103 3.47%, 12/22/05 11,205 11,117 3.55%, 12/22/05 150,000 148,797 3.41%, 12/29/05 50,000 49,582 3.42%, 12/29/05 50,000 49,581 3.43%, 12/29/05 50,000 49,579 3.44%, 12/29/05 50,000 49,579 3.45%, 12/29/05 107,105 106,199 3.48%, 01/05/06 5,881 5,827 3.40%, 01/12/06 50,000 49,522 3.41%, 01/12/06 59,890 59,316 3.72%, 02/09/06 3,220 3,177 3.75%, 02/09/06 35,000 34,531 3.74%, 02/16/06 14,410 14,207 3.76%, 02/16/06 20,000 19,717 3.77%, 02/16/06 20,000 19,716 3.77%, 03/02/06 40,000 39,375 3.80%, 03/23/06 30,000 29,463 ----------- 2,954,978 TREASURY NOTES 14.7% -------------------------------------------------------------------------- U.S. TREASURY NOTES 1.63%, 10/31/05 192,285 192,013 5.75%, 11/15/05 246,445 247,090 5.88%, 11/15/05 70,000 70,190 ----------- 509,293
END OF INVESTMENTS. At 09/30/05, the tax basis cost of the fund's investments was $3,464,271 1 THE CHARLES SCHWAB FAMILY OF FUNDS SCHWAB CALIFORNIA MUNICIPAL MONEY FUND(TM) PORTFOLIO HOLDINGS As of September 30, 2005, unaudited The following are the portfolio holdings at 09/30/05. For more information please refer to the fund's semiannual or annual shareholder reports. We use the symbols below to designate certain characteristics of the securities. + Credit-enhanced security ~ Liquidity-enhanced security @ Variable-rate security / 144A security; restricted but deemed liquid For fixed-rate obligations, the rate shown is the effective yield at the time of purchase. For variable-rate obligations, the rate shown is the rate as of the report date. For variable-rate obligations with scheduled maturities greater than 397 days, the maturity shown is the later of the next interest rate change date or demand date. For variable-rate obligations with scheduled maturities less than 397 days, the maturity shown is the earlier of the next interest rate change date or demand date. For variable-rate obligations without demand features, the maturity shown is the next interest rate change date.
COST VALUE HOLDINGS BY CATEGORY ($X1,000) ($X1,000) - -------------------------------------------------------------------------------- 100.3% MUNICIPAL SECURITIES 7,041,666 7,041,666 - -------------------------------------------------------------------------------- 100.3% TOTAL INVESTMENTS 7,041,666 7,041,666 (0.3)% OTHER ASSETS AND LIABILITIES (18,686) - -------------------------------------------------------------------------------- 100.0% NET ASSETS 7,022,980
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) MUNICIPAL SECURITIES 100.3% of net assets CALIFORNIA 97.5% ALAMEDA CNTY IDA +@ RB (Aitchison Family Partnership) Series 1993A 2.76%, 10/07/05 2,560 2,560 +@ RB (JMS Family Partnership) Series 1995A 2.76%, 10/05/05 1,000 1,000 +@ RB (Malmberg Engineering) Series 1999A 3.08%, 10/07/05 2,205 2,205 +@ RB (Scientific Technology) Series 1994A 2.81%, 10/07/05 2,200 2,200 ANAHEIM HOUSING AUTH +@ M/F Housing RB (Casa Granada Apts) Series 1997A 2.77%, 10/07/05 3,495 3,495 +@ M/F Housing RB (Park Vista Apts) Series 2000D 2.75%, 10/05/05 21,000 21,000 +@ M/F Housing RB (Port Trinidad Apts) Series 1997C 2.77%, 10/07/05 1,940 1,940 +@ M/F Housing Refunding RB (Sage Park) Series 1998A 2.75%, 10/06/05 5,500 5,500 ASSOCIATION OF BAY AREA GOVERNMENTS +~@ Bonds (Airport Premium Fare-Bart SFO Extension) Series 2002A 1.25%, 10/07/05 9,995 9,995 +@ COP (Harker School Foundation) Series 1998 2.76%, 10/07/05 4,300 4,300 +~@ Lease RB Series 2003A 2.85%, 10/07/05 1,000 1,000 +@ M/F Housing RB (Artech Building) Series 1999A 2.69%, 10/07/05 3,200 3,200 +@ M/F Housing RB (Crossing Apts) Series 2002A 2.75%, 10/07/05 55,700 55,700 +@ M/F Housing RB (Miramar Apts) Series 2000A 2.75%, 10/07/05 30,000 30,000 +@ M/F Housing RB (Mountain View Apts) Series 1997A 2.85%, 10/07/05 6,025 6,025 +@ M/F Housing RB (Paragon Apts at the Crossing) Series 2005A 2.78%, 10/07/05 22,000 22,000 +@ RB (Francis Parker School) Series 2005 2.71%, 10/07/05 5,000 5,000 +@ RB (Public Policy Institute of California) Series 2001A 2.74%, 10/07/05 10,000 10,000 BAY AREA TOLL AUTH +~@ RB (San Francisco Bridge) Series 2003C 2.70%, 10/07/05 25,000 25,000 +~@/ RB (San Francisco Bridge) Series D 2.78%, 10/07/05 10,125 10,125 CALIFORNIA Economic Recovery Bonds Series 2004A +~@ 2.73%, 10/07/05 39,990 39,990 +~@/ 2.73%, 10/07/05 8,872 8,872 +~@ 2.77%, 10/07/05 39,915 39,915 +~@/ 2.77%, 10/07/05 13,975 13,975 ~@ 2.77%, 10/07/05 39,995 39,995 +~@/ 2.78%, 10/07/05 6,685 6,685 ~@ 2.78%, 10/07/05 18,745 18,745 ~@/ 2.79%, 10/07/05 145,000 145,000 ~@ Economic Recovery Bonds Series 2004C-1 2.95%, 10/07/05 6,800 6,800 +~@ Economic Recovery Bonds Series 2004C-14 2.72%, 10/07/05 5,900 5,900 +~@ Economic Recovery Bonds Series 2004C-15 2.67%, 10/07/05 8,785 8,785 +~@ Economic Recovery Bonds Series 2004C-18 2.70%, 10/07/05 1,000 1,000
1 SCHWAB CALIFORNIA MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) ~@ Economic Recovery Bonds Series 2004C-4 2.76%, 10/01/05 3,400 3,400 +@ Economic Recovery Bonds Series 2004C-9 2.78%, 10/07/05 5,000 5,000 GO Bonds +~@ 2.73%, 10/07/05 7,870 7,870 +~@ 2.77%, 10/07/05 32,375 32,375 +~@/ 2.77%, 10/07/05 54,605 54,605 +~@/ 2.78%, 10/07/05 135,065 135,065 +~@/ 2.79%, 10/07/05 67,125 67,125 GO Bonds Series 1999 +~@/ 2.73%, 10/07/05 10,835 10,835 +~@/ 2.77%, 10/07/05 13,675 13,675 +@ GO Bonds Series 2003C-3 2.75%, 10/07/05 35,000 35,000 +@ GO Bonds Series 2003C-4 2.71%, 10/07/05 2,400 2,400 +@ GO Bonds Series 2004 B-2 2.78%, 10/07/05 7,950 7,950 +@ GO Bonds Series 2004A-3 2.95%, 10/01/05 6,200 6,200 +@ GO Bonds Series 2004A-5 2.78%, 10/07/05 3,395 3,395 +@ GO Bonds Series 2004A-8 2.67%, 10/07/05 3,000 3,000 +@ GO Bonds Series 2004B-6 2.75%, 10/07/05 21,300 21,300 GO Refunding Bonds +~@/ 2.73%, 10/07/05 12,160 12,160 +~@/ 2.77%, 10/07/05 60,935 60,935 +~@/ 2.78%, 10/07/05 5,330 5,330 +~@/ GO Refunding Bonds Series 2005 2.78%, 10/07/05 16,165 16,165 TECP ~ 2.57%, 10/05/05 30,000 30,000 ~ 2.65%, 10/05/05 12,750 12,750 ~ 2.45%, 10/06/05 35,000 35,000 ~ 2.58%, 10/06/05 35,000 35,000 ~ 2.52%, 10/07/05 15,000 15,000 ~ 2.58%, 10/07/05 6,700 6,700 ~ 2.55%, 10/11/05 27,000 27,000 ~ 2.55%, 10/12/05 25,000 25,000 ~ 2.60%, 10/13/05 15,000 15,000 ~ 2.60%, 11/04/05 18,000 18,000 ~ 2.63%, 11/04/05 40,000 40,000 ~ 2.63%, 11/07/05 20,050 20,050 ~ 2.63%, 11/08/05 19,000 19,000 ~ 2.60%, 11/09/05 32,000 32,000 ~ 2.62%, 11/09/05 24,000 24,000 ~ 2.64%, 12/06/05 31,000 31,000 ~ 2.64%, 12/07/05 42,500 42,500 ~ 2.71%, 12/09/05 37,950 37,950 Various Purpose GO Bonds +~@ 2.77%, 10/07/05 4,810 4,810 +~@/ 2.77%, 10/07/05 11,575 11,575 +~@/ 2.78%, 10/07/05 3,280 3,280 CALIFORNIA ALTERNATIVE ENERGY SOURCE FINANCING AUTH @ RB (Cogeneration Facility) Series 1993B 2.77%, 10/07/05 13,360 13,360 CALIFORNIA DEPT OF WATER RESOURCES Power Supply RB Series 2002A +~@ 2.77%, 10/07/05 12,835 12,835 +~@/ 2.77%, 10/07/05 34,740 34,740 +~@ 2.79%, 10/07/05 14,600 14,600 +@ Power Supply RB Series 2002B-1 2.76%, 10/01/05 4,000 4,000 +@ Power Supply RB Series 2002B-2 2.95%, 10/01/05 8,835 8,835 +@ Power Supply RB Series 2002B-4 2.78%, 10/01/05 4,000 4,000 +@ Power Supply RB Series 2002B-5 2.77%, 10/01/05 9,590 9,590 +@ Power Supply RB Series 2002B-6 2.77%, 10/01/05 3,400 3,400 +@ Power Supply RB Series 2002C-11 2.67%, 10/07/05 3,100 3,100 +@ Power Supply RB Series 2002C-14 2.67%, 10/07/05 2,010 2,010 +@ Power Supply RB Series 2002C-17 2.72%, 10/07/05 9,000 9,000 +@ Power Supply RB Series 2002C-4 2.66%, 10/07/05 3,550 3,550 +~@ Power Supply RB Series 2002C-7 2.70%, 10/07/05 13,200 13,200 +@ Power Supply RB Series 2002C-8 2.65%, 09/30/05 3,000 3,000 +@ Power Supply RB Series 2002C-9 2.70%, 10/07/05 35,000 35,000 +~@/ Refunding RB (Big Bear Lake) Series 1996 2.77%, 10/07/05 8,445 8,445 CALIFORNIA ECONOMIC DEVELOPMENT FINANCING AUTH +@ Airport Facilities RB (Mercury Air Group) Series 1998 2.72%, 10/07/05 13,500 13,500 +@ IDRB (Calco) Series 1997 2.77%, 10/07/05 480 480 +@ IDRB (Gaiser Tool Company) Series 1997 2.76%, 10/07/05 1,660 1,660 +@ IDRB (Lion Raisins) Series 1998 2.72%, 10/07/05 1,055 1,055 +@ IDRB (Serra Microchassis) Series 1997B 2.79%, 10/01/05 4,680 4,680 CALIFORNIA EDUCATIONAL FACILITIES AUTH ~@/ RB (California Institute of Technology) Series 2003A 2.77%, 10/07/05 5,655 5,655 +@ RB (Chapman University) Series 2000 2.82%, 10/07/05 4,600 4,600 +@ RB (University of Judaism) Series 1998A 2.76%, 10/07/05 5,200 5,200 +~@/ RB (University of San Francisco) Series 1996 2.73%, 10/07/05 8,995 8,995 ~@/ RB (University of Southern California) Series 2003C 2.73%, 10/07/05 10,795 10,795 +~@/ Refunding RB (Pepperdine University) Series 2005A 2.76%, 10/07/05 15,835 15,835
2 SCHWAB CALIFORNIA MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) CALIFORNIA HEALTH FACILITIES FINANCE AUTH +~@ Hospital RB (Adventist Health System-West) Series 1998A 2.76%, 10/07/05 8,800 8,800 +~@ Insured RB (Catholic Healthcare West) Series 1988A 2.75%, 10/07/05 4,200 4,200 +~@/ RB (Kaiser Permanente) Series 1998A 2.78%, 10/07/05 9,995 9,995 CALIFORNIA HFA +~@/ Home Mortgage RB Series 1998J 2.82%, 10/07/05 1,365 1,365 +~@ Home Mortgage RB Series 2000J 2.77%, 10/07/05 13,815 13,815 +~@ Home Mortgage RB Series 2000N 2.77%, 10/07/05 32,735 32,735 +@ Home Mortgage RB Series 2001R 2.83%, 10/07/05 1,600 1,600 +~@ Home Mortgage RB Series 2002B 3.00%, 10/07/05 14,635 14,635 +~@ Home Mortgage RB Series 2002F 2.82%, 10/01/05 3,000 3,000 +~@ Home Mortgage RB Series 2003D 2.75%, 10/07/05 31,060 31,060 Home Mortgage RB Series 2003H +~@ 2.76%, 10/07/05 41,360 41,360 +~@ 2.77%, 10/07/05 16,395 16,395 Home Mortgage RB Series 2003K ~@ 2.84%, 10/07/05 60,110 60,110 ~@ 2.86%, 10/07/05 7,000 7,000 Home Mortgage RB Series 2003M ~@ 2.82%, 10/01/05 2,000 2,000 ~@ 2.75%, 10/07/05 34,300 34,300 ~@ Home Mortgage RB Series 2005A 2.75%, 10/07/05 37,900 37,900 ~@ Home Mortgage RB Series 2005B 2.75%, 10/07/05 89,680 89,680 ~@ M/F Housing RB III Series 2001G 2.81%, 10/07/05 56,275 56,275 ~@ M/F Housing RB III Series 2002A 2.78%, 10/07/05 33,055 33,055 ~@ M/F Housing RB III Series 2002E 2.78%, 10/07/05 48,950 48,950 +~@ M/F Housing RB III Series 2005B 2.77%, 10/07/05 67,395 67,395 ~@/ S/F Mortgage Bonds II Series 1997C-4 2.67%, 10/07/05 300 300 +~@ S/F Mortgage RB Draw Down Series 2004B-1 2.82%, 10/07/05 58,085 58,085 S/F Mortgage RB Draw Down Series 2004B-2 +~@ 2.82%, 10/07/05 22,620 22,620 +~@/ 2.82%, 10/07/05 37,240 37,240 ~@ 2.82%, 10/07/05 16,685 16,685 CALIFORNIA INFRASTRUCTURE AND ECONOMIC DEVELOPMENT BANK +@ IDRB (American-De Rosa Lamp Arts) Series 1999 2.81%, 10/07/05 4,950 4,950 +@ IDRB (Fairmont Sign Co) Series 2000A 2.91%, 10/07/05 4,250 4,250 +@ IDRB (Lafayette Textile Industries) Series 1999 2.81%, 10/07/05 595 595 +@ IDRB (Nelson Name Plate Co) Series 1999 2.67%, 10/07/05 2,950 2,950 +@ IDRB (Roller Bearing Co) Series 1999 3.08%, 10/07/05 2,400 2,400 +~@/ Insured RB (Rand Corp) Series 2002B 2.75%, 10/01/05 1,200 1,200 +@ RB (Buck Institute For Age Research) Series 2001 2.68%, 10/07/05 8,500 8,500 +~@ RB (California Independent System Operator Corp) Series 2004A 2.71%, 10/07/05 4,200 4,200 +@ RB (SRI International) Series 2003A 2.73%, 10/07/05 4,000 4,000 CALIFORNIA POLLUTION CONTROL FINANCE AUTH +~@/ Refunding RB (PG&E Co) Series 1996A 2.80%, 10/07/05 34,115 34,115 +@ Resource Recovery RB (Sanger) Series 1990A 2.78%, 10/07/05 19,200 19,200 +@ Resource Recovery RB (Wadham Energy) Series 1987B 2.70%, 10/07/05 2,800 2,800 +@ Solid Waste Disposal RB (Ag Resources III) Series 2004 2.80%, 10/07/05 2,790 2,790 +@ Solid Waste Disposal RB (Agrifab) Series 2003 2.80%, 10/07/05 2,900 2,900 +@ Solid Waste Disposal RB (Alameda Cnty Industries) Series 2000A 2.80%, 10/07/05 3,375 3,375 +@ Solid Waste Disposal RB (Athens Disposal Co) Series 1995A 2.80%, 10/07/05 8,900 8,900 +@ Solid Waste Disposal RB (Athens Disposal Co) Series 1999A 2.80%, 10/07/05 5,100 5,100 +@ Solid Waste Disposal RB (Athens Services) Series 2001A 2.80%, 10/07/05 3,700 3,700 +@ Solid Waste Disposal RB (Atlas Disposal Industries) Series 1999A 2.80%, 10/07/05 3,000 3,000 +@ Solid Waste Disposal RB (BLT Enterprises of Fremont) Series 2005A 2.90%, 10/07/05 7,280 7,280 +@ Solid Waste Disposal RB (BLT Enterprises of Sacramento) Series 1999A 2.80%, 10/07/05 6,500 6,500 +@ Solid Waste Disposal RB (Blue Line Transfer) Series 1999A 2.80%, 10/07/05 4,100 4,100 +@ Solid Waste Disposal RB (Blue Line Transfer) Series 2001A 2.80%, 10/07/05 4,100 4,100 +@ Solid Waste Disposal RB (Burrtec Waste Group) Series 2004 2.80%, 10/07/05 1,985 1,985
3 SCHWAB CALIFORNIA MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) +@ Solid Waste Disposal RB (Burrtec Waste Industries) Series 1997B 2.80%, 10/07/05 3,200 3,200 +@ Solid Waste Disposal RB (CR&R Inc) Series 2000A 2.83%, 10/07/05 2,860 2,860 +@ Solid Waste Disposal RB (CR&R Inc) Series 2002A 2.83%, 10/07/05 3,900 3,900 +@/ Solid Waste Disposal RB (Cal-San) Series 1996B 2.80%, 10/07/05 1,750 1,750 +@ Solid Waste Disposal RB (California Waste Solutions) Series 2002A 2.80%, 10/07/05 3,375 3,375 +@ Solid Waste Disposal RB (California Waste Solutions) Series 2004A 2.80%, 10/07/05 8,350 8,350 +@ Solid Waste Disposal RB (Cheese and Protein International) Series 2001A 2.78%, 10/07/05 10,000 10,000 +@ Solid Waste Disposal RB (Cold Canyon Landfill) Series 1998A 2.80%, 10/07/05 5,845 5,845 +@ Solid Waste Disposal RB (Contra Costa Waste Service) Series 1995A 2.80%, 10/07/05 2,000 2,000 +@ Solid Waste Disposal RB (EDCO Disposal Corp) Series 1996A 2.80%, 10/07/05 13,950 13,950 +@ Solid Waste Disposal RB (EDCO Disposal Corp) Series 2004A 2.80%, 10/07/05 22,200 22,200 +@ Solid Waste Disposal RB (Escondido Disposal/Jemco Equipment Corp) Series 1998A 2.90%, 10/07/05 7,845 7,845 +@ Solid Waste Disposal RB (Federal Disposal Service) Series 2001A 2.85%, 10/07/05 1,950 1,950 +@ Solid Waste Disposal RB (Greenteam of San Jose) Series 2001A 2.80%, 10/07/05 10,100 10,100 +@ Solid Waste Disposal RB (Greenwaste of Tehama) Series 1999A 2.80%, 10/07/05 1,175 1,175 +@ Solid Waste Disposal RB (Madera Disposal Systems Inc) Series 1998A 2.80%, 10/07/05 1,800 1,800 +@ Solid Waste Disposal RB (Marborg Industries) Series 2000A 2.80%, 10/07/05 4,170 4,170 +@ Solid Waste Disposal RB (Metropolitan Recycling Corp) Series 2000B 2.85%, 10/07/05 3,190 3,190 +@ Solid Waste Disposal RB (Mottra Corp) Series 2002A 2.80%, 10/07/05 1,910 1,910 +@ Solid Waste Disposal RB (Napa Recycling and Waste Services) Series 2005A 2.90%, 10/07/05 5,260 5,260 +@ Solid Waste Disposal RB (Norcal Waste System) Series 2001 2.80%, 10/07/05 11,015 11,015 +@ Solid Waste Disposal RB (Norcal Waste System) Series 2002A 2.80%, 10/07/05 6,000 6,000 +@ Solid Waste Disposal RB (Norcal Waste System) Series 2003A 2.80%, 10/07/05 4,000 4,000 +@ Solid Waste Disposal RB (Orange Ave Disposal Co) Series 2002A 2.80%, 10/07/05 6,105 6,105 +@ Solid Waste Disposal RB (Ratto Group of Companies) Series 2001A 2.80%, 10/07/05 4,045 4,045 +@ Solid Waste Disposal RB (Sanco Services) Series 2002A 2.90%, 10/07/05 3,600 3,600 +@ Solid Waste Disposal RB (Santa Clara Valley Disposal) Series 2001A 2.80%, 10/07/05 4,160 4,160 +@ Solid Waste Disposal RB (Santa Clara Valley Industries) Series 1998A 2.85%, 10/07/05 2,100 2,100 +@ Solid Waste Disposal RB (Solag Disposal) Series 1997A 2.83%, 10/07/05 2,135 2,135 +@ Solid Waste Disposal RB (Specialty Solid Waste and Recycling) Series 2001A 2.85%, 10/07/05 2,280 2,280 +@ Solid Waste Disposal RB (Talco Plastics) Series 1997A 2.81%, 10/07/05 3,275 3,275 +@ Solid Waste Disposal RB (Tri-CED Community Recycling) Series 1998A 2.81%, 10/07/05 1,465 1,465 +@ Solid Waste Disposal RB (Valley Vista Services) Series 2003A 2.80%, 10/07/05 4,310 4,310 +@ Solid Waste Disposal RB (West Valley MRF) Series 1997A 2.90%, 10/07/05 3,260 3,260 +@ Solid Waste Disposal RB (Zanker Road Landfill) Series 1999C 2.85%, 10/07/05 5,420 5,420 +@ Solid Waste RB (CR&R Inc) Series 1995A 2.83%, 10/07/05 3,160 3,160 +@ Solid Waste RB (Greenteam of San Jose) Series 1997A 2.80%, 10/07/05 1,120 1,120 CALIFORNIA PUBLIC WORKS BOARD +~@/ Lease RB (University of California) Series 1997C 2.77%, 10/07/05 10,900 10,900 ~@/ Lease RB (University of California) Series 2005C 2.77%, 10/07/05 34,925 34,925 +~@/ Lease RB Series 1999A 2.76%, 10/07/05 9,985 9,985 +~@/ Lease Refunding RB (Dept of Corrections) Series 1993A 2.78%, 10/07/05 3,000 3,000 +~@ Lease Refunding RB (Dept of Corrections) Series 2004E 2.78%, 10/07/05 7,100 7,100
4 SCHWAB CALIFORNIA MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) CALIFORNIA SCHOOL CASH RESERVE PROGRAM AUTH + Pool Bonds Series 2005A 2.60%, 07/06/06 129,175 130,517 CALIFORNIA STATE UNIVERSITY INSTITUTE TECP Series A + 2.65%, 12/01/05 5,705 5,705 + 2.65%, 12/07/05 5,708 5,708 CALIFORNIA STATEWIDE COMMUNITIES DEVELOPMENT AUTH +~@/ COP (Sutter Health Related Group) 2.76%, 10/07/05 5,000 5,000 +@ IDRB (Biocol Investments) Series 1997B 2.85%, 10/07/05 1,405 1,405 +@ IDRB (Cowden Metal Stamping and Tooling) Series 1997A 2.85%, 10/07/05 1,145 1,145 +@ IDRB (Golden Valley Grape Juice and Wine) Series 1998 2.80%, 10/07/05 630 630 +@ IDRB (Integrated Rolling Co) Series 1999A 2.67%, 10/07/05 1,300 1,300 +@ IDRB (RL Group) Series 1998C 2.80%, 10/07/05 1,485 1,485 +@ M/F Housing RB (Agave at Elk Grove Apts) Series 2003DD 2.75%, 10/07/05 15,100 15,100 +@ M/F Housing RB (Bay Vista at MeadowPark Apts) Series 2003NN-1 2.78%, 10/07/05 15,000 15,000 +@ M/F Housing RB (Bay Vista at MeadowPark Apts) Series 2003NN-2 2.78%, 10/07/05 5,000 5,000 +@ M/F Housing RB (Creekside at MeadowPark Apts) Series 2002HH 2.75%, 10/07/05 10,135 10,135 +@ M/F Housing RB (Cypress Villa Apts) Series 2000F 2.75%, 10/07/05 4,725 4,725 +@ M/F Housing RB (Dublin Ranch Senior Apts) Series 2003OO 2.78%, 10/07/05 15,090 15,090 +@ M/F Housing RB (Emerald Gardens Apts) Series 2000E 2.75%, 10/07/05 7,320 7,320 +@ M/F Housing RB (Fairway Family Apts) Series 2003PP 2.78%, 10/07/05 30,000 30,000 +@ M/F Housing RB (Heritage Oaks Apts) Series 2004YY 2.75%, 10/07/05 7,000 7,000 +@ M/F Housing RB (Kimberly Woods Apts) Series 1995B 2.75%, 10/07/05 13,400 13,400 +@ M/F Housing RB (Las Flores Village Apts) Series 2004JJ 2.73%, 10/07/05 13,500 13,500 +@ M/F Housing RB (Laurel Park Senior Apts) Series 2002H 2.69%, 10/07/05 5,500 5,500 +@ M/F Housing RB (Los Padres Apts) Series 2003E 2.75%, 10/07/05 10,750 10,750 +@ M/F Housing RB (Marlin Cove Apts) Series 2000V 2.75%, 10/07/05 8,000 8,000 +@ M/F Housing RB (Oak Center Towers) Series 2005L 2.75%, 10/07/05 11,450 11,450 +@/ M/F Housing RB (Oakmont of Concord) Series 2002Q 2.75%, 10/07/05 25,000 25,000 +@ M/F Housing RB (Park David Senior Apts) Series 1999D 2.75%, 10/07/05 8,220 8,220 +@ M/F Housing RB (Plaza Club Apts) Series 1997A 2.75%, 10/07/05 10,290 10,290 +@ M/F Housing RB (Rancho Santa Fe Village Apts) Series 2004EE 2.73%, 10/07/05 13,000 13,000 +@ M/F Housing RB (Sagewood At Stonebridge Estates) Series 2005CC 2.75%, 10/07/05 9,100 9,100 +@ M/F Housing RB (Silvercrest Residence) Series 2003EEE 2.72%, 10/07/05 23,130 23,130 +@ M/F Housing RB (The Belmont) Series 2005F 2.75%, 10/07/05 10,500 10,500 +@ M/F Housing RB (The Crossings Senior Apts-Phase II) Series 2005J 2.78%, 10/07/05 7,425 7,425 +@ M/F Housing RB (The Fountains At Seacliff Apts) Series 2002Y 2.75%, 10/07/05 12,595 12,595 +@ M/F Housing RB (Valley Palms Apts) Series 2002C 2.75%, 10/07/05 12,000 12,000 +@ M/F Housing RB (Victoria Palm Villa Apts) Series 2003VV 2.80%, 10/07/05 34,000 34,000 +@ M/F Housing RB (Wilshire Court Apts) Series 2003M 2.75%, 10/07/05 15,000 15,000 +@ M/F Housing RB (Wilshire Court Apts) Series 2004AAA 2.75%, 10/07/05 5,000 5,000 +@ M/F Housing RB (Woodsong Apts) Series 1997B 2.77%, 10/07/05 3,227 3,227 +@ M/F Housing RB (Wyndover Apts) Series 2004LL 2.75%, 10/07/05 9,000 9,000 +@ M/F Housing Refunding RB (Crystal View Apts) Series 2004A 2.75%, 10/07/05 7,075 7,075 +@ RB (Elder Care Alliance) Series 2000 2.74%, 10/07/05 12,560 12,560 +~@ RB (Gemological Institute) Series 2001 2.69%, 10/07/05 8,910 8,910 +@ RB (Japanese American National Museum) Series 2000A 2.70%, 10/07/05 4,500 4,500 +@ RB (Jewish Federation Council of Greater Los Angeles) Series 2000A 2.75%, 10/07/05 3,600 3,600
5 SCHWAB CALIFORNIA MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) RB (Kaiser Permanente) Series 2004K 2.65%, 10/12/05 27,000 27,000 2.49%, 10/13/05 6,000 6,000 +@ RB (Laurence School) Series 2003 2.74%, 10/07/05 3,875 3,875 +@ RB (National Public Radio) Series 2002 2.74%, 10/07/05 1,365 1,365 +@ RB (Painted Turtle) Series 2003 2.74%, 10/07/05 6,460 6,460 +@ Refunding RB (13th and I Associates) Series 1991 2.85%, 10/07/05 3,905 3,905 TRAN Series 2005A-2 2.62%, 06/30/06 12,500 12,625 TRAN Series 2005A-3 2.62%, 06/30/06 7,500 7,575 TRAN Series 2005A-4 2.62%, 06/30/06 42,500 42,926 2.63%, 06/30/06 27,500 27,774 TRAN Series 2005A-5 2.62%, 06/30/06 50,000 50,501 2.63%, 06/30/06 19,500 19,694 CARLSBAD +@ M/F Housing Refunding RB (Santa Fe Ranch Apts) Series 1993A 2.75%, 10/07/05 14,400 14,400 CENTRAL UNIFIED SD +~@/ GO Refunding Bonds Series 2005 2.76%, 10/07/05 11,855 11,855 CLOVIS UNIFIED SD TRAN Series 2005 2.74%, 07/05/06 19,000 19,177 CONTRA COSTA CNTY +@ M/F Mortgage RB (El Cerrito Royale) Series 1987A 2.72%, 10/07/05 2,480 2,480 CONTRA COSTA WATER DISTRICT +~@/ Refunding RB Series N 2.73%, 10/07/05 10,300 10,300 DAVIS COMMUNITY FACILITIES DISTRICT NO.1992-2 +@ Special Tax Bonds (East Davis Mace Ranch Area II) Series 2000 2.75%, 10/07/05 3,100 3,100 DIAMOND BAR PUBLIC FINANCING AUTH +@ Lease RB (Community/Senior Center) Series 2002A 2.77%, 10/07/05 5,675 5,675 DUBLIN HOUSING AUTH +@ M/F Housing RB (Park Sierra At Iron Horse Trail) Series 1998A 2.75%, 10/07/05 14,900 14,900 EAST BAY MUNICIPAL UTILITY DISTRICT +~@ Waste System Subordinated Refunding RB Series 2005-2 2.71%, 10/07/05 5,000 5,000 +~@/ Water System Subordinated RB Series 2005A 2.77%, 10/07/05 5,790 5,790 Water System TECP ~ 2.55%, 10/03/05 10,800 10,800 ~ 2.58%, 10/06/05 25,000 25,000 ~ 2.60%, 10/06/05 2,000 2,000 EAST SIDE UNION HIGH SD +~@/ GO Refunding Bonds Series 2003B 2.77%, 10/07/05 24,010 24,010 EL CAJON REDEVELOPMENT AGENCY +@ M/F Housing RB (Park-Mollison and Madison Apts) Series 1998 2.75%, 10/07/05 4,900 4,900 EL CAMINO COMMUNITY COLLEGE DISTRICT +~@/ GO Bonds Series 2003A 2.76%, 10/07/05 16,100 16,100 EMERYVILLE REDEVELOPMENT AGENCY +@ M/F Housing RB (Bay St Apts) Series 2002A 2.75%, 10/07/05 33,215 33,215 ESCONDIDO +@ M/F Housing RB (Via Roble Apts) Series 2003A 2.75%, 10/07/05 6,900 6,900 EVERGREEN ELEMENTARY SD +~@/ GO Refunding Bonds Series 2005 2.77%, 10/07/05 16,210 16,210 FILLMORE PUBLIC FINANCING AUTH +@ RB (Central City Redevelopment Area) Series 2003A 2.75%, 10/07/05 2,585 2,585 FOOTHILL-DEANZA COMMUNITY COLLEGE DISTRICT ~@/ GO Bonds Series A 2.76%, 10/07/05 9,970 9,970 FRESNO IDA +@ IDRB (Keiser Corp) Series 1997 2.81%, 10/07/05 1,365 1,365 GOLDEN STATE TOBACCO SECURITIZATION CORP +~@/ Enhanced Tobacco Settlement Asset-Backed Bonds Series 2005A 2.80%, 10/07/05 13,000 13,000 GOLDEN WEST SCHOOLS FINANCING AUTH +~@/ GO RB (Beverly Hills Unified SD) Series 2005 2.77%, 10/07/05 8,920 8,920 HAYWARD +@ M/F Housing RB (Lord Tennyson Apts) Series 2005A 2.73%, 10/07/05 13,915 13,915 +@ M/F Housing RB (Shorewood Apts) Series 1984A 2.75%, 10/07/05 12,100 12,100 HAYWARD HOUSING AUTH +@ M/F Mortgage Refunding RB (Huntwood Terrace Apts) Series 1993A 2.72%, 10/07/05 5,255 5,255 HERCULES PUBLIC FINANCING AUTH +@ Lease RB Series 2003A 2.74%, 10/07/05 7,000 7,000 HERCULES REDEVELOPMENT AGENCY +@ IDRB (Pro Media) Series 2000A 3.08%, 10/07/05 2,500 2,500 HUNTINGTON BEACH +@ M/F Housing RB (Five Points Seniors) Series 1991A 2.75%, 10/07/05 9,500 9,500
6 SCHWAB CALIFORNIA MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) HUNTINGTON PARK REDEVELOPMENT AGENCY +@ M/F Housing RB (Casa Rita Apts) Series 1994A 2.75%, 10/07/05 4,950 4,950 IRVINE ASSESSMENT DISTRICT NO.04-20 +@ Limited Obligation Improvement Bonds Series A 2.77%, 10/07/05 3,500 3,500 IRVINE RANCH WATER DISTRICT +@ Sewer Bonds (Improvement District No.284-Election 1988) Series A 2.77%, 10/01/05 1,400 1,400 LIVERMORE REDEVELOPMENT AGENCY +@ M/F Housing Refunding RB (Livermore Senior Housing Apts) Series 2002A 2.83%, 10/07/05 4,350 4,350 LONG BEACH HARBOR +~@ RB Series 2002A 2.73%, 10/07/05 59,555 59,555 Refunding RB Series 2005A +~@ 2.80%, 10/07/05 8,220 8,220 +~@/ 2.80%, 10/07/05 5,580 5,580 TECP Series A ~ 2.48%, 10/07/05 9,000 9,000 ~ 2.55%, 10/07/05 18,400 18,400 ~ 2.65%, 12/08/05 28,750 28,750 LONG BEACH HOUSING AUTH +@ M/F Housing Refunding RB (Channel Point Apts) Series 1998A 2.69%, 10/07/05 7,300 7,300 LOS ANGELES +~@ GO Bonds Series 2004A 2.77%, 10/07/05 9,000 9,000 +~@/ GO Refunding Bonds Series 1998A 2.77%, 10/07/05 4,150 4,150 +@ M/F Housing RB (Beverly Park Apts) Series 1988A 2.75%, 10/07/05 34,000 34,000 +@ M/F Housing RB (Channel Gateway Apts) Series 1989B 2.71%, 10/07/05 47,700 47,700 +@ M/F Housing RB (Fountain Park Phase II) Series 2000B 2.69%, 10/07/05 14,185 14,185 +@ M/F Housing RB (Fountain Park) Series 1999P 2.69%, 10/07/05 20,000 20,000 +@ M/F Housing RB Series 1985K 2.70%, 10/07/05 852 852 +@ M/F Housing Refunding RB (Tri-City) Series 2001I 2.69%, 10/07/05 600 600 +~@/ Special Tax Bonds (Community Facilities District No.4-Playa Vista) Series 2003 2.77%, 10/07/05 9,330 9,330 TRAN Series 2005 2.68%, 06/30/06 100,000 100,958 ~ Wastewater System TECP 2.58%, 10/07/05 34,000 34,000 LOS ANGELES CNTY 2005-06 TRAN Series A 2.75%, 06/30/06 2,250 2,270 2005-06 TRAN Series A 2.54%, 06/30/06 94,750 95,755 LOS ANGELES CNTY CAPITAL ASSET LEASING CORP + Lease Revenue TECP 2.58%, 10/06/05 63,170 63,170 LOS ANGELES CNTY METROPOLITAN TRANSPORTATION AUTH +~@/ Sales Tax RB Series 1997A 2.76%, 10/07/05 23,830 23,830 Second Subordinate Sales Tax Revenue TECP Series A + 2.53%, 10/05/05 36,650 36,650 + 2.68%, 12/09/05 11,349 11,349 +~@/ Sr Sales Tax RB Series 2001A 2.76%, 10/07/05 12,600 12,600 +~@/ Sr Sales Tax Refunding RB Series 2001B 2.77%, 10/07/05 24,750 24,750 LOS ANGELES COMMUNITY COLLEGE DISTRICT +~@/ GO Refunding Bonds (2001 Election) Series 2005A 2.73%, 10/07/05 8,000 8,000 LOS ANGELES COMMUNITY REDEVELOPMENT AGENCY +~@ Lease RB ROCS RR II R 422 2.77%, 10/07/05 16,195 16,195 +@ M/F Housing RB (Metropolitan Lofts Apts) Series 2002A 2.78%, 10/07/05 17,750 17,750 +@ M/F Housing RB (Wilshire Station Apts) Series 2003A 2.83%, 10/07/05 4,300 4,300 LOS ANGELES DEPT OF WATER AND POWER +~@/ Power System RB Series 2001A 2.77%, 10/07/05 24,750 24,750 Power System RB Series 2001A-1 +~@/ 2.78%, 10/07/05 15,000 15,000 ~@ 2.79%, 10/07/05 7,120 7,120 ~@ Power System RB Series 2002A 2.72%, 10/07/05 6,000 6,000 Power System Revenue CP Notes ~ 2.50%, 10/04/05 36,500 36,500 ~ 2.45%, 10/05/05 8,000 8,000 ~ 2.50%, 10/13/05 40,000 40,000 ~ 2.60%, 10/18/05 4,000 4,000 +~@/ Water System RB Series 2001A 2.73%, 10/07/05 12,707 12,707 +~@/ Water Works RB Series 1999 2.76%, 10/07/05 22,090 22,090 LOS ANGELES HARBOR DEPT TECP Series B ~ 2.55%, 10/03/05 20,172 20,172 ~ 2.58%, 10/03/05 11,282 11,282 ~ 2.60%, 10/13/05 8,661 8,661 LOS ANGELES MUNICIPAL IMPROVEMENT CORP Lease Revenue TECP Series A-1 + 2.45%, 10/05/05 19,481 19,481 + 2.60%, 10/12/05 5,000 5,000 + 2.60%, 10/18/05 13,800 13,800 + 2.65%, 10/20/05 5,000 5,000
7 SCHWAB CALIFORNIA MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) LOS ANGELES UNIFIED SD +~@ GO Bonds (Election of 2002) Series 2003A 2.78%, 10/07/05 20,790 20,790 GO Bonds (Election of 2004) Series 2005E 2.74%, 07/01/06 6,000 6,055 +~@/ GO Bonds Series 1999C 2.74%, 10/07/05 16,400 16,400 GO Refunding Bonds Series 2005A-1 +~@/ 2.77%, 10/07/05 43,410 43,410 +~@/ 2.78%, 10/07/05 14,565 14,565 GO Refunding Bonds Series 2005A-2 +~@ 2.77%, 10/07/05 10,785 10,785 +~@/ 2.77%, 10/07/05 31,280 31,280 LOS ANGELES WASTEWATER SYSTEM +~@/ RB Series 1998A 1.29%, 10/07/05 17,000 17,000 +~@ Refunding RB Series 2002A 2.78%, 10/07/05 12,245 12,245 MADERA CNTY +@ Lease RB (Madera Municipal Golf Course Refinancing) Series 1993 2.70%, 10/07/05 3,050 3,050 MARTINEZ +@ M/F Housing Refunding RB (Muirwood Garden Apts) Series 2003A 2.70%, 10/07/05 6,800 6,800 MT SAN ANTONIO COMMUNITY COLLEGE DISTRICT +~@/ GO Bonds (2001 Election) Series 2004B 2.76%, 10/07/05 13,140 13,140 MT SAN JACINTO WINTER PARK AUTH +@ COP (Palm Springs Aerial Tramway) Series 1998 2.70%, 10/07/05 3,165 3,165 +@ COP (Palm Springs Aerial Tramway) Series 2000B 2.70%, 10/07/05 2,900 2,900 OAKLAND +~@/ Insured RB (180 Harrison Foundation) Series 1999A 2.76%, 10/07/05 4,500 4,500 OCEANSIDE +@ M/F Mortgage RB (Riverview Springs Apts) Series 1990A 2.75%, 10/07/05 14,770 14,770 OHLONE COMMUNITY COLLEGE DISTRICT +~@/ GO Bonds (Election of 2002) Series B 2.76%, 10/07/05 10,000 10,000 ORANGE CNTY +@ Apartment Development Refunding RB (Villas Aliento) Series 1998E 2.67%, 10/07/05 4,500 4,500 +@ COP (Florence Crittenton Services) Series 1990 2.59%, 10/07/05 4,900 4,900 ORANGE CNTY LOCAL TRANSP AUTH Sales Tax Revenue TECP + 2.54%, 10/07/05 24,100 24,100 + 2.55%, 10/07/05 5,000 5,000 ORANGE CNTY SANITATION DISTRICT +~@/ COP Series 2003 2.73%, 10/07/05 2,133 2,133 PALO ALTO UNIFIED SD ~@/ GO Bonds (Election of 1995) Series B 2.76%, 10/07/05 6,000 6,000 PETALUMA COMMUNITY DEVELOPMENT COMMISSION +@ M/F Housing RB (Oakmont) Series 1996A 2.69%, 10/07/05 3,350 3,350 PETALUMA SD TRAN Series 2005 2.58%, 07/06/06 4,020 4,062 PINOLE REDEVELOPMENT AGENCY +@ M/F Housing RB (East Bluff Apts) Series 1998A 2.85%, 10/07/05 4,959 4,959 PLEASANT HILL +@ M/F Mortgage RB (Brookside Apts) Series 1988A 2.72%, 10/07/05 4,200 4,200 PLEASANTON +@ M/F Housing RB (Busch Senior Housing) Series 2003A 2.75%, 10/07/05 13,360 13,360 PORT OF OAKLAND + CP Notes Series D 2.65%, 10/11/05 62,213 62,213 RB Series 2000K +~@ 2.80%, 10/07/05 4,690 4,690 +~@/ 2.80%, 10/07/05 18,370 18,370 +~@/ 2.81%, 10/07/05 15,000 15,000 REDWOOD CITY +@ COP (City Hall) Series 1998 2.74%, 10/07/05 2,925 2,925 RICHMOND +@ M/F Housing RB (Baycliff Apts) Series 2004A 2.75%, 10/07/05 28,800 28,800 RIVERSIDE CNTY + Transportation Commission CP Notes (Limited Tax Bonds) 2.65%, 12/08/05 10,904 10,904 RIVERSIDE CNTY HOUSING AUTH +@ M/F Housing RB (Victoria Springs Apts) Series 1989C 2.75%, 10/07/05 9,000 9,000 +@ M/F Housing Refunding RB (Tyler Springs Apts) Series 1999C 2.69%, 10/07/05 8,700 8,700 ROSEVILLE JOINT UNION HIGH SD +~@ COP Series 2003 2.74%, 10/07/05 5,935 5,935 SACRAMENTO AREA FLOOD CONTROL AGENCY +~@/ Bonds (North Area Local Project Capital Assessment District No.2) Series 2005 2.77%, 10/07/05 7,465 7,465 SACRAMENTO CNTY +@ Special Facilities Airport RB (Cessna Aircraft Co) Series 1998 2.75%, 10/07/05 3,300 3,300
8 SCHWAB CALIFORNIA MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) TRAN Series 2005A 2.75%, 07/10/06 4,470 4,512 SACRAMENTO CNTY HOUSING AUTH +@ M/F Housing RB (Carlton Plaza Senior Apts) Series 2003E 2.80%, 10/07/05 14,000 14,000 +@ M/F Housing RB (Hastings Park Apts) Series 2004G 2.75%, 10/07/05 16,500 16,500 +@ M/F Housing RB (Hidden Oaks Apts) Series 1999C 2.75%, 10/07/05 6,300 6,300 +@ M/F Housing Refunding RB (Chesapeake Commons Apts) Series 2001C 2.75%, 10/07/05 28,000 28,000 SACRAMENTO CNTY SANITATION DISTRICT +~@/ RB (District No.1) Series 2005 2.73%, 10/07/05 15,575 15,575 ~@/ RB Series 2000A 2.77%, 10/07/05 6,090 6,090 SACRAMENTO FINANCE AUTH +~@/ Refunding RB (Solid Waste, Redevelopment and Master Lease Program) Series 2005 2.77%, 10/07/05 16,840 16,840 SACRAMENTO HOUSING AUTH +@ M/F Housing RB (Atrium Court Apts) 2002G 2.75%, 10/07/05 17,200 17,200 +@ M/F Housing RB (St Anton Building Apts) Series 2003I 2.75%, 10/07/05 8,000 8,000 SACRAMENTO MUNICIPAL UTILITY DISTRICT CP Notes Series I + 2.55%, 10/06/05 15,000 15,000 + 2.53%, 10/07/05 30,000 30,000 SACRAMENTO REDEVELOPMENT AGENCY +@ M/F Housing RB (18th and L Apts) Series 2002E 2.75%, 10/07/05 21,075 21,075 SACRAMENTO UNIFIED SD TRAN Series 2004-05 2.05%, 11/30/05 10,000 10,023 SAN DIEGO CNTY AND SD POOL PROGRAM TRAN Note Participations Series 2005A 2.53%, 06/30/06 45,000 45,482 SAN DIEGO HOUSING AUTH +@ M/F Housing RB (Delta Village Apts) Series 2005A 2.75%, 10/07/05 9,000 9,000 +@ M/F Housing RB (Hillside Garden Apts) Series 2004B 2.75%, 10/07/05 13,595 13,595 +@ M/F Mortgage Refunding RB (Creekside Villa Apts) Series 1999B 2.75%, 10/07/05 6,000 6,000 SAN DIEGO UNIFIED SD 2005-2006 TRAN Series A 2.64%, 07/24/06 60,000 60,644 +~@/ GO Bonds Series 2002D 2.76%, 10/07/05 12,280 12,280 +~@/ GO Bonds Series 2003E 2.76%, 10/07/05 21,665 21,665 SAN FRANCISCO AIRPORTS COMMISSION +~@/ Second Series RB (San Francisco International Airport) Series 18B 2.73%, 10/07/05 16,255 16,255 +~@/ Second Series RB (San Francisco International Airport) Series 24A 2.82%, 10/07/05 12,670 12,670 SAN FRANCISCO CITY AND CNTY +~@ GO Bonds (Laguna Honda Hospital-1999) Series 2005D 2.67%, 10/07/05 3,100 3,100 +~@/ GO Bonds Series 2005 F&G 2.77%, 10/07/05 5,000 5,000 +@ M/F Housing RB (Carter Terrace Apts) Series 2002B 2.77%, 10/07/05 7,000 7,000 +@ M/F Housing Refunding RB (City Heights Apts) Series 1997A 2.75%, 10/07/05 19,800 19,800 +@ M/F Housing Refunding RB (Valencia Gardens) Series 2004 2.77%, 10/07/05 20,000 20,000 SAN FRANCISCO CITY AND CNTY REDEVELOPMENT AGENCY +@ M/F Housing RB (Derek Silva Community) Series 2002D 2.77%, 10/07/05 5,900 5,900 +@ M/F Housing RB (Notre Dame Apts) Series 2000G 2.74%, 10/07/05 14,200 14,200 +@ M/F Housing RB (Ocean Beach Apts) Series 2001B 2.78%, 10/07/05 7,135 7,135 +@ M/F Housing Refunding RB (Fillmore Center) Series 1992A-2 2.78%, 10/07/05 3,750 3,750 SAN FRANCISCO CNTY TRANSPORTATION AUTH CP Notes Series A & B ~ 2.55%, 10/07/05 27,500 27,500 ~ 2.45%, 10/13/05 17,300 17,300 ~ 2.62%, 11/08/05 10,000 10,000 ~ 2.63%, 11/09/05 12,500 12,500 SAN FRANCISCO UNIFIED SD TRAN Series 2004 2.06%, 12/01/05 37,500 37,588 SAN GABRIEL VALLEY COUNCIL OF GOVERNMENTS + Grant Anticipation Notes (Alameda Corridor Transportation) 2.50%, 10/12/05 37,400 37,400 SAN JOSE +~@/ GO Bonds (Libraries, Parks and Public Safety) Series 2002 2.73%, 10/07/05 11,223 11,223 +@ M/F Housing RB (Almaden Family Apts) Series 2003D 2.75%, 10/07/05 5,000 5,000 +@ M/F Housing RB (Almaden Lake Village Apts) Series 1997A 2.75%, 10/07/05 20,400 20,400 +@ M/F Housing RB (Betty Anne Gardens Apts) Series 2002A 2.75%, 10/07/05 7,510 7,510
9 SCHWAB CALIFORNIA MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) +@ M/F Housing RB (El Paseo Apts) Series 2002B 2.75%, 10/07/05 5,145 5,145 +@ M/F Housing RB (Raintree Apts) Series 2005A 2.77%, 10/07/05 10,500 10,500 +@ M/F Housing RB (Siena at Renaissance Square Apts) Series 1996A 2.75%, 10/07/05 21,500 21,500 SAN JOSE FINANCING AUTH +~@ Lease RB (Land Acquisition) Series 2005B 2.75%, 10/07/05 12,845 12,845 SAN JOSE REDEVELOPMENT AGENCY +@ M/F Housing RB (101 San Fernando Apts) Series 1998A 2.71%, 10/07/05 38,000 38,000 +@ Tax Allocation Bonds (Merged Area Redevelopment) Series 2005C 2.73%, 10/07/05 16,575 16,575 +@ Tax Allocation Bonds (Merged Area Redevelopment) Series 2005D 2.71%, 10/07/05 10,000 10,000 Tax Allocation Refunding Bonds (Merged Area Redevelopment) Series 2005A +~@ 2.77%, 10/07/05 16,490 16,490 +~@/ 2.78%, 10/07/05 12,695 12,695 SAN MARCOS REDEVELOPMENT AGENCY +@ M/F Housing RB (Grandon Village) Series 2002A 2.73%, 10/07/05 13,500 13,500 SANTA BARBARA CNTY 2005-2006 TRAN Series A 2.64%, 07/25/06 28,500 28,809 SANTA CLARA CNTY +@ M/F Housing Refunding RB (Grove Garden Apts) Series 1997A 2.69%, 10/07/05 7,000 7,000 SANTA CLARA CNTY HOUSING AUTH +@ M/F Housing RB (Monte Vista Terrace Apts) Series 2005C 2.80%, 10/07/05 7,000 7,000 SANTA FE SPRINGS IDA +@ IDRB (Tri-West) Series 1983 2.62%, 10/30/05 4,000 4,000 SANTA ROSA +@ Wastewater Refunding RB Series 2004A 2.74%, 10/07/05 24,000 24,000 SANTA ROSA HOUSING AUTH +@ M/F Housing RB (Quail Run Apts) Series 1997A 2.74%, 10/07/05 8,380 8,380 SIERRA JOINT COMMUNITY COLLEGE DISTRICT +~@ GO Bonds (School Facilities Improvement District No.1 & 2-Election of 2004) Series A 2.77%, 10/07/05 12,460 12,460 SOUTH PLACER WASTEWATER AUTH +~@ RB Series B 2.75%, 10/07/05 5,200 5,200 SOUTH SAN FRANCISCO +@ M/F Housing RB (Magnolia Plaza Apts) Series 1987A 2.78%, 10/07/05 5,500 5,500 SOUTHERN CALIFORNIA HFA ~@ S/F Mortgage RB Series 2004A 2.78%, 10/07/05 24,500 24,500 ~@ S/F Mortgage RB Series 2004B 2.78%, 10/07/05 15,960 15,960 SOUTHERN CALIFORNIA METROPOLITAN WATER DISTRICT ~@/ RB Series 1999A 2.76%, 10/07/05 18,500 18,500 ~@ RB Series 2001C-1 2.95%, 10/01/05 3,700 3,700 ~@ RB Series 2005B-1 2.57%, 10/07/05 13,000 13,000 ~@ RB Series 2005B-2 2.72%, 10/07/05 9,000 9,000 +~@ Refunding RB Series 1996A 2.72%, 10/07/05 10,800 10,800 ~@ Refunding RB Series 2001B-1 2.68%, 10/07/05 3,000 3,000 ~@ Refunding RB Series 2001B-2 2.68%, 10/07/05 16,900 16,900 ~@ Refunding RB Series 2002A 2.69%, 10/07/05 6,255 6,255 ~@ Refunding RB Series 2003C-2 2.68%, 10/07/05 28,495 28,495 ~@ Refunding RB Series 2004A-1 2.68%, 10/07/05 10,450 10,450 ~@ Refunding RB Series 2004C 2.67%, 10/07/05 110 110 SOUTHERN CALIFORNIA PUBLIC POWER AUTH +~@/ Refunding RB (San Juan Power-Unit 3) Series 2005A 2.77%, 10/07/05 6,250 6,250 STOCKTON +@ Special Tax Bonds (Arch Road East Community Facilities District No.99-02) Series 1999 2.75%, 10/07/05 1,100 1,100 SUNNYVALE +~@ COP (Government Center Site Acquisition) Series 2001A 2.69%, 10/07/05 6,695 6,695 SWEETWATER UNION HIGH SD +~@ Special Tax RB Series 2005A 2.78%, 10/07/05 8,940 8,940 UNION CITY +@ M/F Housing Refunding RB (Greenhaven Apts) Series 1997A 2.69%, 10/07/05 7,975 7,975 UNIVERSITY OF CALIFORNIA General RB Series 2003A +~@ 2.77%, 10/07/05 9,005 9,005 +~@/ 2.77%, 10/07/05 8,265 8,265 General RB Series 2005F +~@/ 2.73%, 10/07/05 22,720 22,720 +~@/ 2.77%, 10/07/05 11,530 11,530 ~@/ RB (Multiple Purpose) Series K 2.77%, 10/07/05 19,430 19,430 +~@/ RB (Multiple Purpose) Series O 2.73%, 10/07/05 7,495 7,495
10 SCHWAB CALIFORNIA MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) VENTURA CNTY TRAN Series 2005-06 2.54%, 07/03/06 50,000 50,536 VICTOR VALLEY COMMUNITY COLLEGE DISTRICT +@ COP Series 1997 2.79%, 10/07/05 50,475 50,475 WESTERN PLACER UNIFIED SD +@ COP (School Facilities) Series 2003 2.72%, 10/07/05 8,600 8,600 WESTMINISTER REDEVELOPMENT AGENCY +@ M/F Housing RB (Brookhurst Royale Senior Assisted Living) Series 2000A 2.85%, 10/07/05 7,700 7,700 +~@ Tax Allocation Refunding RB (Commercial Redevelopment Project No.1) Series 1997 2.74%, 10/07/05 1,500 1,500 WESTMINSTER +~@ COP (Civic Center Refunding) Series 1998A 2.74%, 10/07/05 3,175 3,175 ----------- 6,848,036 PUERTO RICO 2.8% PUERTO RICO +~@/ Public Improvement Bonds Series 2000 2.75%, 10/07/05 1,300 1,300 +~@/ Public Improvement Bonds Series 2001A 2.78%, 10/07/05 200 200 +~@/ Public Improvement Bonds Series 2001B 2.77%, 10/07/05 2,295 2,295 +~@ Public Improvement Refunding Bonds Series 2002A 2.85%, 10/07/05 4,995 4,995 +~@/ Public Improvement and Refunding Bonds Series 2000 2.75%, 10/07/05 3,900 3,900 PUERTO RICO ELECTRIC POWER AUTH +~@/ RB Series HH 2.77%, 10/07/05 20,765 20,765 +~@/ RB Series II 2.76%, 10/07/05 7,405 7,405 +~@/ Refunding RB Series SS 2.77%, 10/07/05 4,045 4,045 PUERTO RICO HIGHWAY AND TRANSPORTATION AUTH +~@/ RB Series 2000B 2.74%, 10/07/05 4,945 4,945 +~@ RB Series G and Subordinated RB Series 2003 2.76%, 10/07/05 9,380 9,380 RB Series Y +~@/ 2.75%, 10/07/05 6,700 6,700 +~@ 2.76%, 10/07/05 10,600 10,600 +~@/ Refunding RB Series AA 2.76%, 10/07/05 3,995 3,995 +~@ Subordinated RB Series 2003 2.75%, 10/07/05 6,200 6,200 PUERTO RICO HOUSING FINANCE CORP +~@ Homeownership Mortgage RB Series 2000A 2.78%, 10/07/05 60 60 +~@/ M/F Mortgage RB Portfolio A Series I 2.76%, 10/07/05 7,015 7,015 PUERTO RICO INFRASTRUCTURE FINANCING AUTH ~@/ Special Obligation Bonds Series 2000A 2.76%, 10/07/05 20,000 20,000 +~@/ Special Tax RB Series 1997A 2.75%, 10/07/05 3,290 3,290 +~@/ Special Tax RB Series 2005A 2.75%, 10/07/05 12,340 12,340 Special Tax Refunding RB Series 2005C +~@/ 2.75%, 10/07/05 26,955 26,955 +~@/ 2.76%, 10/07/05 15,905 15,905 +~@/ 2.78%, 10/07/05 4,700 4,700 PUERTO RICO PUBLIC BUILDINGS AUTH +~@/ Government Facilities RB Series B 2.77%, 10/07/05 10,095 10,095 +~@ Refunding RB Series L 2.76%, 10/07/05 6,545 6,545 ----------- 193,630
END OF INVESTMENTS. At 09/30/05, the tax basis cost of the fund's investments was $7,041,666 The fund's portfolio holdings include restricted but deemed liquid 144A securities worth $1,693,185 or 24.1% of the fund's total net assets. 11 THE CHARLES SCHWAB FAMILY OF FUNDS SCHWAB MUNICIPAL MONEY FUND(TM) PORTFOLIO HOLDINGS As of September 30, 2005, unaudited The following are the portfolio holdings at 09/30/05. For more information please refer to the fund's semi-annual or annual shareholder reports. We use the symbols below to designate certain characteristics of the securities. + Credit-enhanced security ~ Liquidity-enhanced security @ Variable-rate security / 144A security; restricted but deemed liquid For fixed-rate obligations, the rate shown is the effective yield at the time of purchase. For variable-rate obligations, the rate shown is the rate as of the report date. For variable-rate obligations with scheduled maturities greater than 397 days, the maturity shown is the later of the next interest rate change date or demand date. For variable-rate obligations with scheduled maturities less than 397 days, the maturity shown is the earlier of the next interest rate change date or demand date. For variable-rate obligations without demand features, the maturity shown is the next interest rate change date.
COST VALUE HOLDINGS BY CATEGORY ($X1,000) ($X1,000) - -------------------------------------------------------------------------------- 99.2% MUNICIPAL SECURITIES 12,545,953 12,545,953 - -------------------------------------------------------------------------------- 99.2% TOTAL INVESTMENTS 12,545,953 12,545,953 0.8% OTHER ASSETS AND LIABILITIES 101,741 - -------------------------------------------------------------------------------- 100.0% NET ASSETS 12,647,694
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) MUNICIPAL SECURITIES 99.2% of net assets ALABAMA 1.0% ALABAMA IDA +@ IDRB (Scientific Utilization) Series 1996 3.03%, 10/07/05 1,620 1,620 BESSEMER MEDICAL CLINIC BOARD +~@ RB Series 1990A 2.80%, 06/15/06 14,725 14,725 BIRMINGHAM PUBLIC EDUCATIONAL BUILDING AUTH +@ Student Housing RB Series 2005A 2.77%, 10/07/05 6,415 6,415 BIRMINGHAM SPECIAL CARE FACILITIES FINANCING AUTH +@ Health Care Facility RB (Eastern Health System) Series 2003A 2.76%, 10/07/05 36,350 36,350 DAPHNE UTILITIES BOARD +~@ Water, Gas and Sewer Refunding RB Series 2000 2.78%, 10/07/05 7,630 7,630 DECATUR IDB @ Exempt Facilities Refunding RB (Nucor Steel Decatur) Series 2003A 2.82%, 10/07/05 17,000 17,000 DOTHAN IDB +@ IDRB (Baxley Blowpipe) Series 1997 3.50%, 10/07/05 200 200 FT PAYNE IDA +@ IDRB (Charleston Hosiery) Series 1997 2.85%, 10/07/05 800 800 HOOVER BOARD OF EDUCATION +~@/ Capital Outlay TAN Series 2001 2.77%, 10/07/05 9,860 9,860 INDIAN SPRINGS VILLAGE +@ RB (Joseph Bruno Montessori Academy) Series 1999 2.90%, 10/07/05 1,190 1,190 MONTGOMERY DOWNTOWN REDEVELOPMENT AUTH @ Bonds (Southern Poverty Law Center) Series 2000 2.94%, 10/07/05 15,000 15,000 SCOTTSBORO +@ School Warrants Series 1997 2.75%, 10/07/05 3,430 3,430 STEVENSON IDB +@ Environmental Improvement RB (Mead Corp) Series 1997 2.79%, 10/07/05 17,300 17,300 TUSCALOOSA CNTY +@ IDRB (Knight Specialties) Series 1998 2.95%, 10/07/05 885 885 ----------- 132,405 ALASKA 0.1% ALASKA HOUSING FINANCE CORP ~@ General Mortgage RB Series 2002A 2.79%, 10/07/05 5,995 5,995 ~@ Mortgage RB Series 1999A-2 2.79%, 10/07/05 5,785 5,785 ALASKA INDUSTRIAL DEVELOPMENT AND EXPORT AUTH +~@ Revolving Fund Bonds Series 1997A 2.83%, 10/07/05 4,850 4,850 ----------- 16,630 ARIZONA 0.8% ARIZONA TRANSPORTATION BOARD ~@/ Highway Refunding RB Series 2005A 2.79%, 10/07/05 3,365 3,365 CHANDLER IDA +@ IDRB (South Bay Circuits) Series 1999A 2.88%, 10/07/05 1,300 1,300
1 SCHWAB MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) DEER VALLEY UNIFIED SD NO.97 + School Improvement Bonds (Project of 2004) Series 2005A 2.64%, 07/01/06 10,000 10,100 MARICOPA CNTY COMMUNITY COLLEGE DISTRICT ~@ GO Bonds (Project of 1994) Series 1997B 2.77%, 10/07/05 6,000 6,000 MARICOPA CNTY IDA +@ M/F Mortgage Refunding RB (San Fernando Apts) Series 2004 2.81%, 10/07/05 7,750 7,750 PHOENIX ~@/ GO Bonds Series 2005B 2.79%, 10/07/05 4,400 4,400 PHOENIX CIVIC IMPROVEMENT CORP +@ Subordinated Excise Tax RB (Airport Improvements) Series 1995 2.80%, 10/07/05 1,000 1,000 PHOENIX IDA ~@/ S/F Mortgage Draw-Down RB Series 2005A 2.84%, 10/07/05 10,740 10,740 PINE RIDGE VILLAGE/CAMPUS HEIGHTS LLC +~@ RB (Northern Arizona University) Series 2005 2.79%, 10/07/05 20,000 20,000 SALT RIVER PIMA-MARICOPA INDIAN COMMUNITY +@ Bonds Series 2005 2.75%, 10/07/05 5,000 5,000 SUN DEVIL ENERGY CENTER +~@ RB (Arizona State University) Series 2004 2.79%, 10/07/05 19,000 19,000 YAVAPAI CNTY IDA +~@ Hospital RB (Yavapai Regional Medical Center) Series 1997B 2.75%, 10/07/05 14,250 14,250 ----------- 102,905 ARKANSAS 0.1% ARKANSAS DEVELOPMENT FINANCE AUTH +@ IDRB (C&C Holding Co) Series 1998 2.85%, 10/07/05 850 850 INDEPENDENCE CNTY +@ IDRB (Townsends) Series 1996 2.81%, 10/07/05 9,000 9,000 ----------- 9,850 CALIFORNIA 3.3% ACCESS LOANS FOR LEARNING STUDENT LOAN CORP +@ Student Loan Program RB Series II-A1 2.80%, 10/07/05 35,000 35,000 +@ Student Loan Program RB Series II-A2 2.80%, 10/07/05 20,000 20,000 +@ Student Loan Program RB Series II-A3 2.80%, 10/07/05 23,700 23,700 +@ Student Loan Program RB Sr Series II-A8 2.83%, 06/01/06 33,300 33,300 +@ Student Loan Program RB Sr Series II-A9 2.83%, 10/07/05 74,000 74,000 CALIFORNIA +~@ Various Purpose GO Bonds 2.68%, 10/07/05 110 110 CALIFORNIA DEPT OF WATER RESOURCES +@ Power Supply RB Series 2002C-17 2.72%, 10/07/05 1,000 1,000 CALIFORNIA HFA +~@ Home Mortgage RB Series 2003H 2.77%, 10/07/05 925 925 ~@ M/F Housing RB III Series 2002E 2.78%, 10/07/05 2,805 2,805 CALIFORNIA STATEWIDE COMMUNITIES DEVELOPMENT AUTH TRAN Series 2005A-2 2.62%, 06/30/06 12,500 12,625 TRAN Series 2005A-3 2.62%, 06/30/06 7,500 7,575 TRAN Series 2005A-4 2.62%, 06/30/06 42,500 42,926 2.63%, 06/30/06 30,000 30,298 TRAN Series 2005A-5 2.62%, 06/30/06 50,000 50,501 2.63%, 06/30/06 18,000 18,179 LOS ANGELES TRAN Series 2005 2.68%, 06/30/06 60,000 60,575 ----------- 413,519 COLORADO 4.3% ARAPAHOE CNTY +@ Refunding IDRB (Denver Jetcenter) Series 1997 2.85%, 10/30/05 3,500 3,500 ARVADA +~@ Water Enterprise RB Series 2001 2.70%, 10/30/05 4,100 4,100 CENTERRA METROPOLITAN DISTRICT NO.1 +@ RB Series 2004 2.78%, 10/07/05 10,000 10,000 COLORADO General Fund TRAN Series 2005A 2.62%, 06/27/06 230,000 231,990 COLORADO DEPT OF TRANSPORTATION +~@/ Refunding RAN Series 2004B 2.78%, 10/07/05 4,745 4,745 COLORADO HFA +@ Economic Development RB (Pemracs) Series 2000A 2.88%, 10/07/05 3,225 3,225 ~@/ S/F Program Sr Bonds Series 1995D 2.90%, 10/07/05 650 650 COLORADO STUDENT LOAN AUTH +~@ RB Series 1989A 2.80%, 10/07/05 49,400 49,400 +~@ Sr Bonds Series 1990A 2.83%, 10/07/05 14,400 14,400 +~@ Sr Lien RB Series 1999A-2 2.80%, 10/07/05 28,400 28,400
2 SCHWAB MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) +~@ Sr Lien RB Series 1999A-3 2.80%, 10/07/05 29,800 29,800 DENVER CITY AND CNTY +@ Airport System RB Series 1992F 2.80%, 10/07/05 17,875 17,875 +@ Airport System RB Series 1992G 2.80%, 10/07/05 18,325 18,325 Airport System RB Series 2005A +~@/ 2.78%, 10/07/05 15,240 15,240 +~@/ 2.79%, 10/07/05 7,250 7,250 +~@ Airport System Refunding RB Series 2000C 2.80%, 10/07/05 50,000 50,000 JEFFERSON CNTY SD +~@/ GO Bonds Series 2004 2.79%, 10/07/05 5,000 5,000 LOWRY ECONOMIC DEVELOPMENT AUTH +@ IDRB Series 2002B 2.76%, 10/07/05 14,140 14,140 +@ Refunding RB Series 2002A 2.76%, 10/07/05 11,260 11,260 PARK CREEK METROPOLITAN DISTRICT ~@/ Jr Subordinate Limited Property Tax Supported RB Series 2005 2.79%, 10/07/05 13,250 13,250 REGIONAL TRANSPORTATION DISTRICT + Subordinate Lien Sales Tax Revenue TECP Series 2001A 2.60%, 10/06/05 7,500 7,500 WESTMINSTER ECONOMIC DEVELOPMENT AUTH +@ Tax Increment RB (Westminster Plaza) Series 1997A 2.88%, 10/07/05 6,310 6,310 ----------- 546,360 CONNECTICUT 1.2% CONNECTICUT HFA +~@/ Housing Draw Down Bonds Series 2004B 2.80%, 10/07/05 8,205 8,205 +~@ S/F Mortgage Draw Down RB Series 2004B 2.80%, 10/07/05 138,780 138,780 ----------- 146,985 DELAWARE 0.3% DELAWARE ~@/ GO Refunding Bonds Series 2005C 2.79%, 10/07/05 5,845 5,845 NEW CASTLE CNTY +@ Airport Facility RB (Flightsafety) International) Series 2002 2.78%, 10/07/05 16,600 16,600 +@ M/F Rental Housing RB (Fairfield English Village) Series 2005 2.81%, 10/07/05 8,500 8,500 SUSSEX CNTY +@ IDRB (Perdue-Agrirecycle) Series 2000 2.80%, 10/07/05 5,300 5,300 +@ RB (Baywood) Series 1997A 2.97%, 10/07/05 2,400 2,400 ----------- 38,645 DISTRICT OF COLUMBIA 0.5% DISTRICT OF COLUMBIA +@ Enterprise Zone RB (Crowell and Moring) Series 2001 2.80%, 10/07/05 3,300 3,300 +~@ GO Bonds Series 2003D-3 2.78%, 10/07/05 9,000 9,000 +~@ GO Refunding Bonds Series 1999B 2.79%, 10/07/05 14,640 14,640 +@ RB (American Psychological Association) Series 2003 2.80%, 10/07/05 2,755 2,755 +@ RB (St Coletta Special Education Public Charter School) Series 2005 2.75%, 10/07/05 4,150 4,150 DISTRICT OF COLUMBIA WATER AND SEWER AUTH +~@/ Public Utility Subordinated Lien RB Series 2003 2.78%, 10/07/05 13,185 13,185 METROPOLITAN WASHINGTON AIRPORTS AUTH +~@ RB Series 1997B 2.83%, 10/07/05 1,655 1,655 +~@ RB Series 2001A 2.83%, 10/07/05 5,870 5,870 +~@ Refunding RB Series 2002C 2.83%, 10/07/05 1,900 1,900 +~@ Refunding RB Series 2004D 2.83%, 10/07/05 2,750 2,750 ----------- 59,205 FLORIDA 10.1% ALACHUA CNTY HEALTH FACILITIES AUTH +@ RB (Oak Hammock-Continuing Care Retirement Community) Series 2002A 2.80%, 10/01/05 7,465 7,465 +~@ RB (Shands Hospital-University of Florida) Series 1992R 2.78%, 10/07/05 29,540 29,540 BREVARD CNTY HEALTH FACILITIES AUTH +@ RB (Wuesthoff Health Systems) Series 2004 2.75%, 10/07/05 14,200 14,200 BREVARD CNTY HFA +@ M/F Housing RB (Manatee Cove Apts) Series 2005 2.80%, 10/07/05 5,715 5,715 +@ M/F Housing Refunding RB (Shore View Apts) Series 1995 2.80%, 10/07/05 1,900 1,900 BROWARD CNTY EDUCATIONAL FACILITIES AUTH +@ RB (Nova Southeastern University) Series 2000A 2.80%, 10/07/05 10,550 10,550 BROWARD CNTY HFA +@ M/F Housing RB (Pembroke Village Apts) Series 2004 2.78%, 10/07/05 7,000 7,000 +@ M/F Housing RB (Landings of Inverrary Apts) Series 1985 2.78%, 10/07/05 7,500 7,500
3 SCHWAB MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) +@ M/F Housing RB (Pier Club Village Apts) Series 2004 2.86%, 10/07/05 13,800 13,800 +@ M/F Housing RB (Sanctuary Apts) Series 1985 2.78%, 10/07/05 9,000 9,000 +@ M/F Housing RB (Southern Pointe) Series 1997 2.75%, 10/07/05 7,750 7,750 +@ M/F Housing Refunding RB (Island Club Apts) Series 2001A 2.75%, 10/07/05 3,000 3,000 +@ M/F Housing Refunding RB (Reflections Apts) Series 1999 2.76%, 10/07/05 10,000 10,000 BROWARD CNTY SD +~@ School Board COP Series 2005B 2.75%, 10/07/05 14,460 14,460 CHARLOTTE CNTY +~@ Refunding RB Series 2003A 2.76%, 10/07/05 1,065 1,065 +~@ Refunding RB Series 2003B 2.75%, 10/07/05 5,800 5,800 CHARLOTTE CNTY HFA +@ M/F Housing RB (Murdock Circle Apts) Series 2000 2.81%, 10/07/05 3,230 3,230 CLAY CNTY UTILITY AUTH +@ RB Series 2003A 2.75%, 10/07/05 3,225 3,225 COLLIER CNTY HFA +@ M/F Housing RB (Brittany Bay Apts) Series 2001A 2.77%, 10/07/05 3,350 3,350 +@ M/F Housing RB (Summer Lakes Phase II Apts) Series 2005 2.82%, 10/07/05 10,000 10,000 COLLIER CNTY IDA +@ Educational Facilities RB (Community School of Naples) Series 2002 2.75%, 10/07/05 7,650 7,650 +@ IDRB (Ave Maria Utility Co) Series 2005 2.85%, 10/07/05 10,000 10,000 DADE CNTY IDA +@ IDRB (Michael-Ann Russell Jewish Community Center) Series 1997 2.80%, 10/07/05 3,985 3,985 +@ IDRB (South Florida Stadium Corp) Series 1985C 2.75%, 10/07/05 1,050 1,050 DAVIE +@ RB (United Jewish Community of Broward Cnty) Series 2003 2.75%, 10/07/05 5,600 5,600 ESCAMBIA HFA +~@ S/F RB Series 2001A 2.87%, 10/07/05 1,705 1,705 EUSTIS +@ RB Installment 1997A 2.80%, 10/07/05 3,475 3,475 FLORIDA BOARD OF EDUCATION +~@ Capital Outlay Bonds Series 2003C 2.76%, 10/07/05 7,500 7,500 ~@/ Capital Outlay Refunding Bonds Series 2005D 2.78%, 10/07/05 16,100 16,100 +~@/ Lottery RB Series 2005A 2.79%, 10/07/05 7,000 7,000 FLORIDA DEVELOPMENT FINANCE CORP +@ IDRB (Sunshine State Christian Homes, Inc) Series 1999A3 2.80%, 10/07/05 1,160 1,160 +@ IDRB Enterprise Bond Program (Pioneer-Ram) Series 1998A3 2.85%, 10/07/05 880 880 FLORIDA HFA +@ M/F Guaranteed Mortgage RB (Oaks At Regency) Series 1983K 2.76%, 10/07/05 6,925 6,925 +@ M/F Housing RB (Cameron Cove Apts) Series 1985XX 2.77%, 10/07/05 7,800 7,800 +@ M/F Housing Refunding RB (Reflections Apts) Series 2001K-A 2.75%, 10/07/05 12,500 12,500 +@ M/F Housing Refunding RB (South Pointe) Series 1998J 2.75%, 10/07/05 4,925 4,925 +@ M/F Mortgage RB (Clarcona Groves Apts) Series 2005A 2.78%, 10/07/05 1,000 1,000 +@ M/F Mortgage RB (Pinnacle Pointe Apts) Series 2003N 2.78%, 10/07/05 1,200 1,200 +@ M/F Mortgage RB (Wellesley Apts) Series 20030 2.78%, 10/07/05 6,500 6,500 +@ M/F Mortgage Refunding RB (Monterey Lake Apts) Series 2005C 2.75%, 10/07/05 7,325 7,325 +@ M/F Mortgage Refunding RB (Victoria Park Apts) Series 2002J-1 2.75%, 10/07/05 10,370 10,370 +@ RB (Ashley Lake Park II) Series 1989J 2.77%, 10/07/05 4,800 4,800 +@ RB (Caribbean Key Apts) Series 1996F 2.81%, 10/07/05 300 300 +@ RB (Heritage Pointe Apts) Series 1999I-1 2.81%, 10/07/05 9,500 9,500 FLORIDA LOCAL GOVERNMENT FINANCE COMMISSION Pooled TECP Series 1994A + 2.70%, 10/13/05 3,900 3,900 + 2.68%, 11/07/05 16,611 16,611 + 2.64%, 11/08/05 8,600 8,600 GAINESVILLE +@ IDRB (Lifesouth Community Blood Centers) Series 1999 2.75%, 10/07/05 5,450 5,450 GAINSVILLE UTILITY SYSTEM ~ CP Notes Series C 2.55%, 10/07/05 6,776 6,776
4 SCHWAB MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) GREATER ORLANDO AVIATION AUTH +~@ Airport Facilities RB Series 2002E 2.83%, 10/07/05 21,790 21,790 Airport Facilities Subordinated TECP Series B + 2.63%, 10/03/05 12,650 12,650 + 2.61%, 10/06/05 26,710 26,710 GULF BREEZE +~@ Local Government Loan Program RB Series 1985B 2.76%, 10/07/05 12,620 12,620 +~@ Local Government Loan Program RB Series 1985C 2.76%, 10/07/05 6,735 6,735 +~@ Local Government Loan Program RB Series 1985E 2.76%, 10/07/05 7,140 7,140 HALIFAX HOSPITAL MEDICAL CENTER +@ RB (Florida Health Care Plan) Series 1998 2.77%, 10/07/05 5,200 5,200 HILLSBOROUGH CNTY AVIATION AUTH + Airport Facilities Subordinated TECP Series B 2.63%, 11/08/05 47,076 47,076 HILLSBOROUGH CNTY EDUCATIONAL FACILITIES AUTH +@ RB (University of Tampa) Series 2000 2.80%, 10/07/05 5,500 5,500 HILLSBOROUGH CNTY IDA +@ Educational Facilities RB (Berkeley Preparatory School, Inc) Series 1999 2.75%, 10/07/05 4,545 4,545 +~@ IDRB (University Community Hospital) Series 1994 2.85%, 06/22/06 11,470 11,470 +@ RB (Independent Day School) Series 2000 2.80%, 10/07/05 900 900 +@ RB (Tampa Metropolitan Area YMCA) Series 2000 2.80%, 10/07/05 7,600 7,600 JACKSONVILLE ECONOMIC DEVELOPMENT COMMISSION +@ Educational Facilities RB (Episcopal High School) Series 2002 2.75%, 10/07/05 5,600 5,600 +@ RB (Bolles School) Series 1999A 2.75%, 10/07/05 2,900 2,900 +@ Refunding RB (YMCA of Florida First Coast) Series 2003 2.75%, 10/07/05 4,900 4,900 +@ Special Facility Airport RB (Holland Sheltair Aviation Group) Series 2004A-1 2.80%, 10/07/05 10,355 10,355 JACKSONVILLE HEALTH FACILITIES AUTH +@ RB (River Garden/The Coves) Series 1994 2.80%, 10/07/05 3,110 3,110 JACKSONVILLE HFA +@ M/F Housing RB (Brookwood Forest Apts) Series 2005 2.82%, 10/07/05 4,000 4,000 LAKE SHORE HOSPITAL AUTH +@ Health Facility RB (Lake Shore Hospital) Series 1991 2.80%, 10/07/05 3,000 3,000 LEE CNTY +@ Educational Facilities RB (Canterbury School) Series 1999 2.80%, 10/07/05 6,000 6,000 MANATEE CNTY HFA +@ M/F Housing RB (La Mirada Gardens) Series 2002A 2.84%, 10/07/05 4,000 4,000 +@ M/F Housing RB (Sabal Palm Harbor Apts) Series 2000A 2.81%, 10/07/05 4,200 4,200 +@ M/F Mortgage Refunding RB (Hampton Court) Series 1989A 2.75%, 10/07/05 3,500 3,500 MIAMI HEALTH FACILITIES AUTH +@ Refunding RB (Miami Jewish Home and Hospital for the Aged, Inc) Series 2005 2.75%, 10/07/05 7,600 7,600 MIAMI-DADE CNTY Aviation TECP (Miami International Airport) Series A + 2.58%, 10/11/05 43,975 43,975 + 2.57%, 10/12/05 105,538 105,538 + 2.58%, 10/13/05 20,000 20,000 +~@/ GO Bonds Series 2005 2.79%, 10/07/05 10,000 10,000 +~@ Solid Waste System RB Series 2005 2.79%, 10/07/05 10,965 10,965 MIAMI-DADE CNTY IDA +~@ IDRB (Airis Miami LLC) Series 1999A 2.83%, 10/07/05 14,100 14,100 +@ RB (Belen Jesuit Preparatory School) Series 1999 2.75%, 10/07/05 6,355 6,355 +@ RB (Gulliver Schools) Series 2000 2.80%, 10/07/05 3,800 3,800 MIAMI-DADE CNTY SD RAN Series 2005 2.62%, 06/27/06 25,000 25,248 TAN Series 2005 2.90%, 06/27/06 60,000 60,564 NASSAU CNTY +@ Pollution Control Private Activity RB (Rayonier) Series 1999 2.75%, 10/07/05 4,000 4,000 OKEECHOBEE CNTY +@ Exempt Facility RB (Okeechobee Landfill) Series 1999 2.80%, 10/07/05 15,000 15,000 ORANGE CNTY HEALTH FINANCE AUTH + Refunding Program RB (Pooled Hospital Loan) Series 1985 2.65%, 10/25/05 16,100 16,100
5 SCHWAB MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) ORANGE CNTY HFA +@ M/F Guaranteed Mortgage Refunding RB (Sundown Associates II) Series 1989A 2.80%, 10/07/05 4,600 4,600 +@ M/F Housing RB (Alta Westgate Apts) Series 2005C 2.82%, 10/07/05 6,920 6,920 +@ M/F Housing RB (Palm Key Apts) Series 1997C 2.77%, 10/07/05 5,000 5,000 +@ M/F Housing Refunding RB (Andover Place Apts) Series 1998F 2.80%, 10/07/05 7,770 7,770 +@ M/F Housing Refunding RB (Post Fountains At Lee Vista) Series 1997E 2.74%, 10/07/05 7,235 7,235 +@ M/F Housing Refunding RB (Smokewood/Sun Key Apts) Series 1992A 2.75%, 10/07/05 20,050 20,050 +@ Refunding RB (Highland Pointe Apts) Series 1998J 2.77%, 10/07/05 7,455 7,455 ORANGE CNTY IDA +@ Educational Facilities RB (UCF Hospitality School Student Housing Foundation) Series 2004 2.75%, 10/07/05 9,000 9,000 +@ IDRB (Central Florida YMCA) Series 2002A 2.80%, 10/07/05 4,100 4,100 +@ IDRB (Goodwill Industries of Central Florida) Series 1999 2.75%, 10/07/05 6,000 6,000 +@ RB (Center For Drug Free Living) Series 1999 2.75%, 10/07/05 8,815 8,815 ORLANDO UTILITIES COMMISSION ~@ Water and Electric RB Series 2002B 2.75%, 10/07/05 5,500 5,500 PALM BEACH CNTY +@ Airport RB (Galaxy Aviation) Series 2000A 2.81%, 10/07/05 8,000 8,000 +@ Economic Development Refunding and Improvement RB (YMCA) Series 2003 2.75%, 10/07/05 13,700 13,700 +@ IDBR (South Florida Blood Banks) Series 2002 2.75%, 10/07/05 8,075 8,075 +@ IDRB (Palm Beach Day School) Series 1999 2.75%, 10/07/05 7,000 7,000 +@ RB (Norton Gallery and School of Art) Series 1995 2.79%, 10/07/05 2,500 2,500 +@ RB (Zoological Society of the Palm Beaches) Series 2001 2.80%, 10/07/05 5,200 5,200 PALM BEACH CNTY EDUCATIONAL FACILITIES AUTH +@ RB (Lynn University) Series 2001 2.75%, 10/07/05 10,435 10,435 PALM BEACH CNTY HEALTH FACILITIES AUTH + Refunding Program RB (Pooled Hospital Loan Program) Series 1985 2.65%, 10/17/05 7,300 7,300 PALM BEACH CNTY HFA +@ M/F Housing Refunding RB (Emerald Bay Club Apts) Series 2004 2.78%, 10/07/05 6,000 6,000 PALM BEACH CNTY SD + Sales Tax Revenue CP Notes 2.57%, 10/06/05 55,000 55,000 PASCO CNTY SD +~@ COP Series 1996 2.75%, 10/07/05 7,000 7,000 PINELLAS CNTY EDUCATIONAL FACILITIES AUTH +@ RB (Shorecrest Preparatory School) Series 2001 2.77%, 10/07/05 905 905 +@ Refunding RB (Canterbury School of Florida) Series 2004 2.77%, 10/07/05 4,510 4,510 PINELLAS CNTY HFA +@ M/F Housing RB (Greenwood Apts) Series 2002A 2.80%, 10/07/05 6,460 6,460 PINELLAS CNTY IDA +@ RB (Pact) Series 2003 2.75%, 10/07/05 7,200 7,200 PINELLAS CNTY INDUSTRY COUNCIL +@ RB (Operation Par) Series 1999 2.80%, 10/07/05 4,465 4,465 PORT ST LUCIE +~@ Utility System Refunding RB Series 2004A 2.79%, 10/07/05 15,000 15,000 REEDY CREEK IMPROVEMENT DISTRICT +~@ Utilities Refunding RB Series 2003-2 2.78%, 10/07/05 7,585 7,585 SANTA ROSA CNTY +@ Health Facilities RB (Baptist Hospital) Series 2003 2.75%, 10/07/05 7,590 7,590 SUNSHINE STATE GOVERNMENTAL FINANCING COMMISSION +~ CP Revenue Notes (Miami-Dade Cnty Program) Series G 2.65%, 10/07/05 6,439 6,439 TECP Series 1998A +~ 2.50%, 10/07/05 15,000 15,000 +~ 2.62%, 11/03/05 21,207 21,207 TAMPA +@ Health Care Facilities RB (Lifelink Foundation) Series 1997 2.80%, 10/07/05 4,700 4,700 +@ RB (Tampa Preparatory School) Series 2000 2.75%, 10/07/05 10,100 10,100 TAMPA BAY WATER AUTH +@ Utility System RB Series 2002 2.80%, 10/07/05 6,900 6,900
6 SCHWAB MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) UNIVERSITY OF SOUTH FLORIDA RESEARCH FOUNDATION +@ RB (Interdisciplinary Research Building) Series 2004A 2.78%, 10/07/05 18,155 18,155 VOLUSIA CNTY EDUCATIONAL FACILITIES AUTH +@ RB (Bethune-Cookman College) Series 2001 2.75%, 10/07/05 10,475 10,475 ----------- 1,283,229 GEORGIA 4.4% ATLANTA +~@/ Airport General Refunding RB Series 2000A 2.78%, 10/07/05 11,195 11,195 +~@/ Airport General Refunding RB Series 2000C 2.83%, 10/07/05 3,385 3,385 +~@ Airport General Refunding RB Series 2003RF-D 2.83%, 10/07/05 6,180 6,180 +~@ Water and Wastewater RB Series 2004 2.79%, 10/07/05 9,320 9,320 ATLANTA DEVELOPMENT AUTH +~@/ Student Housing RB (Georgia State University) Series 2005A 2.79%, 10/07/05 5,000 5,000 ATLANTA URBAN RESIDENTIAL FINANCE AUTH +@ M/F Housing RB (Brentwood Creek Apts ) Series 1999 2.80%, 10/07/05 4,425 4,425 +@ M/F Housing RB (Brentwood Meadows Apts ) Series 1999 2.80%, 10/07/05 2,865 2,865 +@ M/F Housing RB (Brentwood Village Apts ) Series 1999 2.80%, 10/07/05 5,810 5,810 +@ M/F Housing RB (Carver Redevelopment Phase III) Series 2001 2.80%, 10/07/05 3,440 3,440 +@ M/F Housing RB (Delmonte/Brownlee Court) Series 2001A 2.80%, 10/07/05 4,600 4,600 +@ M/F Housing RB (Lindbergh City Center Apts) Series 2004 2.82%, 10/07/05 5,000 5,000 +@ M/F Housing RB (M St Apts) Series 2003 2.82%, 10/07/05 7,000 7,000 +@ M/F Housing RB (Peaks at West Atlanta Apts) Series 2001 2.80%, 10/07/05 4,900 4,900 +@ M/F Sr Housing RB (Big Bethel Village) Series 2001 2.80%, 10/07/05 4,400 4,400 AUGUSTA HOUSING AUTH +@ M/F Housing RB (G-Hope) Series 2001 2.80%, 10/07/05 3,685 3,685 BARTOW CNTY +@ IDRB (Bartow Paving Co) Series 1998 2.85%, 10/07/05 1,600 1,600 BURKE CNTY DEVELOPMENT AUTH +~@/ Pollution Control RB (Georgia Power Co Plant Vogtle) Second Series 2005 2.79%, 10/07/05 23,100 23,100 CHEROKEE CNTY +@ IDRB (Universal Alloy Corp) Series 1996 2.80%, 10/07/05 1,500 1,500 CLAYTON CNTY DEVELOPMENT AUTH +@ IDRB (Wilson Holdings) Series 1998 2.85%, 10/07/05 300 300 CLAYTON CNTY HOUSING AUTH +@ M/F Housing RB (Hyde Park Club Apts) Series 1997 2.80%, 10/07/05 11,895 11,895 COBB CNTY HOUSING AUTH +@ M/F Housing RB (Walton Green Apts) Series 1995 2.80%, 10/07/05 13,500 13,500 +@ M/F Housing RB (Woodchase Village Apts) Series 2003 2.84%, 10/07/05 4,000 4,000 +@ M/F Housing Refunding RB (Walton Park Apts) Series 2000 2.80%, 10/07/05 21,100 21,100 COLUMBUS DEVELOPMENT AUTH +@ RB (Foundation Properties) Series 2002 2.84%, 10/07/05 11,285 11,285 COLUMBUS HOUSING AUTH +@ M/F Housing RB (Eagles Trace Apts) Series 2002 2.80%, 10/07/05 6,200 6,200 DALTON DEVELOPMENT AUTH +@ Revenue Certificates (Hamilton Health Care System) Series 2003B 2.75%, 10/07/05 5,245 5,245 DAWSON CNTY +@ IDRB (World Wide Mnfg) Series 1998 2.85%, 10/07/05 1,950 1,950 DEKALB CNTY DEVELOPMENT AUTH +@ RB (Arbor Montessori School) Series 1998 2.80%, 10/07/05 1,100 1,100 DEKALB CNTY HOUSING AUTH +@ M/F Housing RB (Brittany Apts) Series 2001 2.81%, 10/07/05 8,000 8,000 +@ M/F Housing RB (Eagles Trace Apts) Series 1996 2.81%, 10/07/05 8,650 8,650 +@ M/F Housing RB (Mountain Crest Apts) Series 2002 2.80%, 10/07/05 7,775 7,775 +@ M/F Housing RB (Villas of Friendly Heights Apts) Series 2001 2.85%, 10/07/05 3,520 3,520 +@ M/F Housing RB (Wesley Club Apts) Series 2002 2.80%, 10/07/05 5,945 5,945
7 SCHWAB MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) DEKALB CNTY PUBLIC SAFETY AND JUDICIAL FACILITIES AUTH ~@/ RB Series 2004A 2.79%, 10/07/05 17,910 17,910 DOUGLAS CNTY IDA +@ IDRB (Blue Circle Aggregates) Series 1997 2.80%, 10/07/05 3,800 3,800 EFFINGHAM CNTY IDA +@ RB (TEMCOR) Series 2001 2.80%, 10/07/05 3,355 3,355 FORSYTH CNTY DEVELOPMENT AUTH +@ Economic Development RB (Federal Road) Series 2001 2.80%, 10/07/05 6,700 6,700 FULTON CNTY +~@ Water and Sewerage RB Series 2004 2.77%, 10/07/05 10,000 10,000 FULTON CNTY DEVELOPMENT AUTH +@ RB (Atlanta International School) Series 1997 2.80%, 10/07/05 2,500 2,500 +@ RB (Trinity School) Series 2001 2.80%, 10/07/05 7,000 7,000 FULTON-DEKALB HOSPITAL AUTH +~@ Refunding Revenue Certificates Series 2003 2.79%, 10/07/05 4,995 4,995 GAINESVILLE REDEVELOPMENT AUTH +@ Educational Facilities RB (Riverside Military Academy) Series 1999 2.75%, 10/07/05 29,300 29,300 GEORGIA ~@/ GO Bonds Series 1998B 2.79%, 10/07/05 20,245 20,245 ~@ GO Bonds Series 2002B 2.78%, 10/07/05 1,100 1,100 GORDON CNTY DEVELOPMENT AUTH +@ RB (Constantine Dyeing) Series 2001 2.80%, 10/07/05 3,020 3,020 GWINNETT CNTY HOUSING AUTH +@ M/F Housing RB (Post Court) Series 1998 2.74%, 10/07/05 5,000 5,000 HART CNTY +@ Refunding RB and IDRB (Dundee Mills) Series 1994 2.85%, 10/07/05 1,725 1,725 HOUSTON CNTY DEVELOPMENT AUTH +@ IDRB (Douglas Asphalt Co) Series 2000 2.85%, 10/07/05 1,500 1,500 JEFFERSON CNTY DEVELOPMENT AUTH +@ IDRB (Grove River Mills) Series 1997 2.85%, 10/07/05 1,500 1,500 LAURENS CNTY DEVELOPMENT AUTH +@ Solid Waste Disposal RB (Southeast Paper Manufacturing Co) Series 1993 2.80%, 10/07/05 25,000 25,000 +@ Solid Waste Disposal RB (Southeast Paper Manufacturing Co) Series 1997 2.80%, 10/07/05 26,000 26,000 LAWRENCEVILLE HOUSING AUTH +@/ M/F Housing RB (Chatham Club Apts) Series 2002 2.83%, 10/07/05 7,700 7,700 LOWNDES CNTY DEVELOPMENT AUTH +@ M/F Housing RB (FMPH Valdosta) Series 1999 2.80%, 10/07/05 4,735 4,735 MACON-BIBB CNTY HOSPITAL AUTH +@ Revenue Anticipation Certificates (Medical Center of Central Georgia) Series 1998 2.75%, 10/07/05 4,000 4,000 METROPOLITAN ATLANTA RAPID TRANSIT AUTH + Sales Tax Revenue CP BAN (Third Indenture) Series 2004A 2.60%, 10/05/05 5,000 5,000 + Sales Tax Revenue CP BAN (Third Indenture) Series 2004B 2.60%, 10/05/05 9,500 9,500 MILLER CNTY DEVELOPMENT AUTH +@ IDRB (Birdsong Corp) Series 2000 2.80%, 10/07/05 2,500 2,500 MUNICIPAL GAS AUTH OF GEORGIA +@ Gas RB (Gas Portfolio III) Series B 2.77%, 10/07/05 54,900 54,900 POOLER DEVELOPMENT AUTH +@ M/F Housing RB (Alta Towne Lake Apts) Series 2005 2.80%, 10/07/05 19,500 19,500 SAVANNAH ECONOMIC DEVELOPMENT AUTH +@ Exempt Facility RB (Georgia Kaolin Terminal) Series 1997 2.80%, 10/07/05 11,000 11,000 +@ Exempt Facility RB (Home Depot) Series 1995B 2.79%, 10/07/05 5,000 5,000 +@ First Mortgage RB (Marshes of Skidaway Island) Series 2003C 2.83%, 10/07/05 15,000 15,000 SAVANNAH HOUSING AUTH +@ M/F Housing RB (Indigo Pointe Apts) Series 2001A-1 2.85%, 10/07/05 3,500 3,500 +@ M/F Housing RB (Live Oak Plantation Apts) Series 2001A-1 2.85%, 10/07/05 2,500 2,500 SUMMERVILLE DEVELOPMENT AUTH +@ Exempt Facility RB (Image Industries) Series 1997 2.85%, 10/07/05 11,000 11,000 THOMASVILLE HOSPITAL AUTH +@ Revenue Anticipation Certificates (John D. Archbold Memorial Hospital) Series 2003 2.75%, 10/07/05 5,900 5,900 WALTON CNTY DEVELOPMENT AUTH +@ RB (Tucker Door and Trim Corp) Series 2000 2.90%, 10/07/05 2,600 2,600
8 SCHWAB MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) WEBSTER CNTY IDA +@ IDRB (Tolleson Lumber Co) Series 1999 2.80%, 10/07/05 4,000 4,000 WHITFIELD CNTY DEVELOPMENT AUTH +@ RB (Product Concepts Residential) Series 2001 2.80%, 10/07/05 480 480 WINDER-BARROW INDUSTRIAL BUILDING AUTH +@ IDRB (Progress Container Corp) Series 2000 2.85%, 10/07/05 2,405 2,405 WORTH CNTY +@ Refunding IDRB (Seabrook Peanut Co) Series 1996B 2.85%, 10/07/05 1,300 1,300 ----------- 561,040 HAWAII 0.3% HAWAII +~@ GO Bonds Series 2002CZ 2.79%, 10/07/05 5,900 5,900 +~@/ Special Purpose Refunding RB (Hawaiian Electric Co) Series 2000 2.83%, 10/07/05 9,095 9,095 HAWAII AIRPORTS SYSTEM +~@ Refunding RB Series 2000B 2.83%, 10/07/05 2,215 2,215 HAWAII HOUSING FINANCE AND DEVELOPMENT CORP ~@/ S/F Mortgage Purchase RB 2.90%, 10/07/05 2,535 2,535 HONOLULU CITY AND CNTY +~@ GO Bonds Series 2003A 2.79%, 10/07/05 14,995 14,995 ----------- 34,740 IDAHO 0.4% IDAHO TAN Series 2005 2.64%, 06/30/06 50,000 50,494 IDAHO HFA +@ Housing RB (Assisted Living Concepts) Series 1997 2.84%, 10/07/05 2,775 2,775 IDAHO STATE UNIVERSITY FOUNDATION +@ RB (LE and Thelma E. Stephens Performing Arts Center) Series 2001 2.76%, 10/07/05 3,955 3,955 ----------- 57,224 ILLINOIS 6.9% AURORA +@ M/F Housing Refunding RB (Apts of Fox Valley Villages) Series 1999A 2.75%, 10/07/05 9,445 9,445 CAROL STREAM +@ M/F Housing Refunding RB (St Charles Square) Series 1997 2.87%, 10/07/05 4,415 4,415 CHICAGO ~@/ Collateralized S/F Mortgage RB Series 1999A 2.90%, 10/07/05 1,900 1,900 +~@ GO Bonds Series 2003C 2.78%, 10/07/05 5,000 5,000 GO Project and Refunding Bonds Series 2005B +~@/ 2.70%, 10/07/05 13,610 13,610 +~@/ 2.78%, 10/07/05 8,200 8,200 +~@ GO Refunding Bonds Series 2003 B-1 2.74%, 10/07/05 5,000 5,000 +@ M/F Housing RB (Central Station Senior Housing) Series 2004 2.80%, 10/07/05 9,500 9,500 +@ M/F Housing RB (Central Station) Series 2004A 2.80%, 10/07/05 25,170 25,170 +~@/ Midway Airport RB Series 1998C 2.79%, 10/07/05 24,480 24,480 +~@/ Sales Tax Refunding RB Series 2005 2.62%, 10/07/05 9,745 9,745 ~@/ Sr Lien Water RB Series 2000 2.79%, 10/07/05 12,975 12,975 CHICAGO BOARD OF EDUCATION +~@/ Unlimited Tax GO Bonds Series 1997 2.78%, 10/07/05 7,120 7,120 CHICAGO O'HARE INTERNATIONAL AIRPORT + CP Notes Series 2005 2.72%, 11/01/05 14,000 14,000 CP Notes Series 2005 + 2.60%, 10/05/05 32,000 32,000 + 2.75%, 11/01/05 25,000 25,000 +@ General Airport Second Lien RB Series 1988B 2.78%, 10/07/05 12,300 12,300 +@ General Airport Second Lien RB Series 1994B 2.83%, 10/07/05 41,484 41,484 +~@ General Airport Third Lien Refunding RB Series 2003A-2 2.83%, 10/07/05 5,295 5,295 +~@ General Airport Third Lien Refunding RB Series 2003B-2 2.82%, 10/07/05 10,800 10,800 Second Lien Passenger Facility Charge RB Series 2001A +~@/ 2.82%, 10/07/05 11,070 11,070 +~@ 2.83%, 10/07/05 6,315 6,315 +@ Special Facilities RB (O'Hare Tech Center II) Series 2002 2.82%, 10/07/05 15,500 15,500 +@ Special Facility Refunding RB (Lufthansa German Airlines) Series 2001 2.78%, 10/07/05 43,770 43,770 COOK CNTY +@ RB (Bernard Zell Anshe Emet Day School) Series 2005 2.78%, 10/07/05 7,500 7,500 +@ RB (Catholic Theological Union) Series 2005 2.77%, 10/07/05 4,000 4,000
9 SCHWAB MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) EAST DUNDEE, KANE AND COOK COUNTIES +@ IDRB (Otto Engineering) Series 1998 2.85%, 10/07/05 1,685 1,685 ELMHURST +@ IDRB (Elm Machining Corp) Series 1997 2.93%, 10/07/05 1,670 1,670 HAMPSHIRE +@ IDRB (Poli-Film America) Series 1998A 2.82%, 10/07/05 2,500 2,500 ILLINOIS +~@ Civic Center Bonds Series 1991 2.85%, 10/07/05 2,940 2,940 GO Bonds (Illinois First) Series 2000 +~@/ 2.78%, 10/07/05 5,000 5,000 +~@/ 2.79%, 10/07/05 14,000 14,000 +~@/ GO Bonds (Illinois First) Series 2002 2.79%, 10/07/05 14,125 14,125 ~@ GO Bonds Series 2004A 2.78%, 10/07/05 6,675 6,675 ILLINOIS DEVELOPMENT FINANCE AUTH +@ Economic Development RB (Korex Corp) Series 1990 2.85%, 10/07/05 4,000 4,000 +~@ Gas Supply Refunding RB (People's Gas) Series 2003E 2.85%, 10/07/05 14,995 14,995 +@ IDRB (Arc-Tronics) Series 1999 2.79%, 10/07/05 1,785 1,785 +@ IDRB (Camcraft Inc) Series 1993 2.97%, 10/07/05 1,800 1,800 +@ IDRB (Radiological Society of North America) Series 1997 2.78%, 10/07/05 3,230 3,230 +@ M/F Housing RB (Autumn Ridge Apts) Series 2005A 2.74%, 10/07/05 12,400 12,400 +@ Qualified Residential Rental Bonds (River Oaks) Series 1989 2.80%, 10/07/05 32,000 32,000 +@ RB (American College of Surgeons) Series 1996 2.80%, 10/07/05 13,100 13,100 +@ RB (Aurora Central Catholic High School) Series 1994 3.02%, 10/07/05 1,000 1,000 +@ RB (Carmel High School) Series 2003 2.77%, 10/07/05 6,200 6,200 +@ RB (Catholic Charities Housing Development Corp) Series 1993A 2.92%, 10/07/05 9,160 9,160 +@ RB (Catholic Charities Housing Development Corp) Series 1993B 2.92%, 10/07/05 910 910 +@ RB (Chicago Academy of Sciences) Series 1997 2.77%, 10/07/05 2,615 2,615 +@ RB (Chicago Academy of Sciences) Series 1998 2.77%, 10/07/05 5,700 5,700 +@ RB (Illinois Institute of Technology) Series 2004 2.77%, 10/07/05 2,500 2,500 +@ RB (Joan W. and Irving B. Harris Theater For Music and Dance) Series 2005 2.77%, 10/07/05 8,200 8,200 +@ RB (Lake Forest Academy) Series 1994 2.77%, 10/07/05 4,000 4,000 +@ RB (Lake Forest Country Day School) Series 2005 2.77%, 10/07/05 4,000 4,000 +@ RB (Loyola Academy) Series 2001 2.77%, 10/07/05 10,000 10,000 +@ RB (Perspectives Charter School) Series 2003 2.77%, 10/07/05 5,500 5,500 +@ RB (Presbyterian Homes Two Arbor Lane) Series 2001 2.77%, 10/07/05 9,000 9,000 +@ RB (Richard H. Driehaus Museum) Series 2005 2.77%, 10/07/05 3,200 3,200 +@ RB (Sacred Heart Schools) Series 2003 2.77%, 10/07/05 7,100 7,100 +@ RB (Slovak American Charitable Association) Series 2000 2.77%, 10/07/05 7,650 7,650 +@/ RB (St Ignatius College Prep) Series 2002 2.77%, 10/07/05 2,800 2,800 +@ RB (St Ignatius College) Series 1994 2.77%, 10/07/05 12,000 12,000 +@ RB (Wheaton Academy) Series 1998 2.77%, 10/07/05 9,000 9,000 +~@ Water Facilities Refunding RB (Illinois- American Water Co) Series 2002 2.83%, 10/07/05 5,000 5,000 ILLINOIS EDUCATION FACILITY AUTH +@ RB (Chicago Historical Society) Series 1989 2.78%, 10/07/05 7,600 7,600 ~@/ RB (Northwestern University) Series 2003 2.79%, 10/07/05 7,010 7,010 +~@/ RB (Shedd Aquarium) Series 1997 2.77%, 10/07/05 2,000 2,000 ILLINOIS HEALTH FACILITIES AUTH +@ RB (Bensenville Home Society) Series 1989A 2.77%, 10/07/05 1,975 1,975 +~@ RB (Ingalls Health System) Series 1994 2.18%, 10/07/05 17,810 17,810 +@ RB (Villa St Benedict) Series 2003B 2.83%, 10/07/05 9,585 9,585 +@ RB (Washington and Jane Smith Home) Series 1991 2.83%, 10/07/05 2,600 2,600 ILLINOIS HOUSING DEVELOPMENT AUTH +@ M/F Mortgage Refunding RB (Hyde Park Tower Apts) Series 2000A 2.79%, 10/07/05 4,500 4,500 ILLINOIS STUDENT ASSISTANCE COMMISSION +@ Student Loan RB Series 1996A 2.80%, 10/07/05 1,200 1,200 ILLINOIS TOLL HIGHWAY AUTH +~@/ Sr Priority RB Series 2005A 2.79%, 10/07/05 38,715 38,715
10 SCHWAB MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) LOMBARD +@ Refunding IDRB (B&H Partnership) Series 1995 3.15%, 10/07/05 1,850 1,850 METROPOLITAN PIER AND EXPOSITION AUTH +~@/ Refunding Bonds (McCormick Place Expansion) Series 1998A 2.79%, 10/07/05 14,355 14,355 +~@/ Refunding Bonds (McCormick Place Expansion) Series 1999A-C 2.79%, 10/07/05 9,790 9,790 +~@/ Refunding Bonds (McCormick Place Expansion) Series 2002B 2.77%, 10/07/05 18,490 18,490 METROPOLITAN WATER RECLAMATION DISTRICT OF GREATER CHICAGO ~@ Unlimited Tax GO Refunding Bonds Series 2002A 2.75%, 10/07/05 800 800 MONTGOMERY SPECIAL SERVICE AREA NO.10 +@ Special Tax Bonds (Blackberry Crossing West) Series 2004 2.77%, 10/07/05 18,183 18,183 PALATINE +@ Special Facility Limited Obligation RB (Little City for Community Development) Series 1998 2.77%, 10/07/05 5,000 5,000 REGIONAL TRANSPORTATION AUTH +~@/ GO Refunding Bonds Series 1999 2.79%, 10/07/05 21,785 21,785 ROCKFORD +@ IDRB (Ring Can Corp) Series 1998 2.80%, 10/07/05 940 940 +@ IDRB (Rockford Industrial Welding Supply) Series 1996 2.93%, 10/07/05 2,000 2,000 SCHAUMBURG +~@/ GO Bonds Series 2004B 2.78%, 10/07/05 10,835 10,835 SOUTHWESTERN ILLINOIS DEVELOPMENT AUTH +@ Refunding IDRB (Holten Meat) Series 2004 2.84%, 10/07/05 6,860 6,860 UNIVERSITY OF ILLINOIS +~@/ Auxiliary Facilities RB Series 1999A 2.77%, 10/07/05 3,500 3,500 WHEELING +@ M/F Housing Refunding RB (Woodland Creek Apts II) Series 2002 2.80%, 10/07/05 17,655 17,655 WILL-KANKAKEE REGIONAL DEVELOPMENT AUTH +@ IDRB (Toltec Steel Services) Series 2002 2.85%, 10/07/05 6,950 6,950 WOODRIDGE +~@ M/F Housing Refunding RB (Hinsdale Lake Terrace Apts) Series 1990 2.80%, 10/07/05 20,760 20,760 YORKVILLE +@ IDRB (FE Wheaton and Co) Series 1996 2.93%, 10/07/05 950 950 ----------- 866,732 INDIANA 1.6% ELKHART CNTY +@ Economic Development RB (West Plains Apts) Series 1998A 2.82%, 10/07/05 1,800 1,800 INDIANA DEVELOPMENT FINANCE AUTH +@ Environmental RB (PSI Energy) Series 2004A 2.85%, 10/07/05 22,000 22,000 +@ IDRB (Big Sky Park) Series 1999 2.82%, 10/07/05 4,800 4,800 +@ IDRB (Cives Corp) Series 1998 2.80%, 10/07/05 7,150 7,150 INDIANA EDUCATIONAL FACILITIES AUTH +@ RB (St Joseph's College) Series 2004 2.76%, 10/07/05 12,000 12,000 INDIANA HEALTH FACILITY FINANCING AUTH +~@ Hospital RB (Sisters of St Francis Health Services, Inc) Series 1999A 2.79%, 10/07/05 7,605 7,605 RB (Ascension Health Credit Group) @ Series 2001A-2 2.72%, 06/01/06 9,000 9,000 INDIANA HFA ~@/ S/F Mortgage RB Series 1998D-2 2.90%, 10/07/05 9,995 9,995 ~@/ S/F Mortgage RB Series 2000B-2 2.92%, 10/07/05 4,780 4,780 @ S/F Mortgage RB Series 2004D-2 2.30%, 12/15/05 60,650 60,650 INDIANAPOLIS +@ M/F Housing RB (Nora Pines Apts) Series 2001 2.81%, 10/07/05 9,275 9,275 +~@/ Thermal Energy System RB Series 2001A 2.79%, 10/07/05 9,900 9,900 INDIANAPOLIS LOCAL PUBLIC IMPROVEMENT BOND BANK +~@ RB (Indianapolis Airport Auth) Series 2004I 2.83%, 10/07/05 11,295 11,295 MARION +@ Economic Development RB (Indiana Wesleyan University) Series 2000 2.75%, 10/07/05 7,500 7,500 ST JOSEPH CNTY +@ Economic Development RB (Corby Apts) Series 1997B 2.87%, 10/07/05 3,430 3,430
11 SCHWAB MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) +@ Economic Development RB (Pin Oaks Apts) Series 1997A 2.87%, 10/07/05 1,000 1,000 +@ Economic Development RB (Western Manor Apts) Series 1997C 2.87%, 10/07/05 2,130 2,130 UNIVERSITY OF SOUTHERN INDIANA +~@ Auxiliary System RB Series 2001B 2.76%, 10/07/05 10,400 10,400 VIGO CNTY +@ Economic Development RB (Sisters of Providence) Series 2001 2.83%, 10/07/05 3,500 3,500 VINCENNES UNIVERSITY +@ Student Fee Bonds Series G 2.74%, 10/07/05 5,730 5,730 ----------- 203,940 IOWA 1.0% IOWA FINANCE AUTH +@ Retirement Community RB (Western Home Communities) Series 2004 2.80%, 10/07/05 1,100 1,100 IOWA HIGHER EDUCATION LOAN AUTH +@ Private College Facility RB (Graceland University) Series 2003 2.80%, 10/07/05 2,000 2,000 IOWA SCHOOL CORPORATIONS Cash Anticipation Program Warrant Certificates Series 2005-2006 A + 2.63%, 06/28/06 82,000 82,809 + 2.68%, 06/28/06 220 222 IOWA STUDENT LOAN LIQUIDITY CORP +~@ RB Series 1988B 2.78%, 10/07/05 46,500 46,500 ----------- 132,631 KANSAS 0.8% DOUGLAS CNTY UNIFIED SD NO.497 GO Temporary Notes Series 2005-1 2.64%, 07/12/06 32,200 32,531 KANSAS DEPT OF TRANSPORTATION ~@/ Highway RB Series 1999 2.79%, 10/07/05 37,500 37,500 KANSAS DEVELOPMENT FINANCE AUTH +@ M/F Housing RB (Saddlewood Apts) Series 2004M 2.85%, 10/07/05 6,400 6,400 WICHITA +@ Airport Facility Refunding and Improvement RB (Flightsafety International) Series 1999-II 2.78%, 10/07/05 26,170 26,170 ----------- 102,601 KENTUCKY 2.6% ELIZABETHTOWN +@ IDRB (ALTEC) Series 1997 2.81%, 10/07/05 3,000 3,000 JEFFERSON CNTY +@ M/F Housing Refunding RB (Camden Brookside Apts) Series 2002 2.80%, 10/07/05 8,900 8,900 +@ Sports Stadium RB (University of Louisville Athletic Association) Series 1997 2.88%, 10/07/05 2,600 2,600 KENTUCKY ASSET/LIABILITY COMMISSION PROJECT General Fund TRAN Series 2005A 2.67%, 06/28/06 225,000 227,155 KENTUCKY HIGHER EDUCATION STUDENT LOAN CORP +~@ Insured RB Series 1991E 2.83%, 10/07/05 12,600 12,600 +~@ Insured RB Series 1996A 2.83%, 10/07/05 23,850 23,850 KENTUCKY HOUSING CORP ~@/ RB Series 1998F 2.90%, 10/07/05 19,320 19,320 ~@/ RB Series 2002A 2.82%, 10/07/05 4,425 4,425 KENTUCKY PROPERTY AND BUILDING COMMISSION Refunding RB Project No.84 +~@ 2.78%, 10/07/05 4,500 4,500 +~@ 2.79%, 10/07/05 6,840 6,840 LOUISVILLE AND JEFFERSON CNTY METROPOLITAN SEWER DISTRICT +~@/ Sewage and Drainage System RB Series 1999A 2.79%, 10/07/05 6,115 6,115 LOUISVILLE AND JEFFERSON CNTY REGIONAL AIRPORT AUTH Special Facilities RB Series @ 1999C 2.85%, 10/01/05 2,000 2,000 RICHMOND +@ IDRB (Mikron) Series 1995 2.79%, 10/07/05 7,175 7,175 ----------- 328,480 LOUISIANA 2.0% CALCASIEU PARISH IDB +@ Refunding IDRB (Weingarten Realty Investors) Series 1995 2.80%, 10/07/05 1,990 1,990 ERNEST N. MORIAL-NEW ORLEANS EXHIBIT HALL AUTH +~@ Sr Subordinate Special Tax Bonds Series 2003A 2.79%, 10/07/05 4,995 4,995 LAFAYETTE IDB +@ Refunding IDRB (Westwood Village) Series 1995 2.80%, 10/07/05 3,735 3,735 LAFAYETTE PUBLIC POWER AUTH +~@ Electric Refunding RB Series 2003 A&B 2.79%, 10/07/05 5,310 5,310
12 SCHWAB MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) LAKE CHARLES HARBOR AND TERMINAL DISTRICT +@ Dock and Wharf RB (Conoco Inc) Series 2000 2.84%, 10/07/05 10,500 10,500 LOUISIANA Gas and Fuels Tax RB Series 2005A +~@/ 2.78%, 10/07/05 15,970 15,970 +~@ 2.79%, 10/07/05 8,870 8,870 LOUISIANA LOCAL GOVERNMENT ENVIRONMENTAL FACILITIES AND COMMUNITY DEVELOPMENT AUTH +@ RB (University of Louisiana-Monroe) Series 2004A 2.77%, 10/07/05 8,000 8,000 +@ RB (University of Louisiana-Monroe) Series 2004C 2.77%, 10/07/05 12,515 12,515 LOUISIANA OFFSHORE TERMINAL AUTH +@ Deepwater Port Refunding RB First State Series 1992A 2.80%, 10/07/05 10,000 10,000 +@ Deepwater Port Refunding RB Series 2003B 2.78%, 10/07/05 5,700 5,700 LOUISIANA PUBLIC FACILITY AUTH +~@ Lease Purchase RB Series 2003 2.85%, 10/07/05 30,000 30,000 +@ RB (Tiger Athletic Foundation) Series 2004 3.00%, 10/07/05 18,510 18,510 NEW ORLEANS AVIATION BOARD +~@ Refunding Bonds Series 1993B 2.86%, 10/07/05 4,560 4,560 NEW ORLEANS IDB +@ M/F Housing RB (3700 Orleans) Series 2000 2.83%, 10/07/05 29,000 29,000 ST JAMES PARISH Pollution Control Refunding RB (Texaco) Series 1988A 2.60%, 10/13/05 44,030 44,030 Pollution Control Refunding RB (Texaco) Series 1988B 2.60%, 10/13/05 44,030 44,030 ----------- 257,715 MAINE 0.3% MAINE GO TAN 2.70%, 06/30/06 22,500 22,712 MAINE FINANCE AUTH +@ RB (Jackson Laboratory) Series 2002 2.80%, 10/07/05 5,600 5,600 MAINE HOUSING AUTH ~@ Mortgage Purchase Bonds Series 2002F-2 2.83%, 10/07/05 4,175 4,175 ----------- 32,487 MARYLAND 0.9% BALTIMORE CNTY ~/ Consolidated Public Improvement TECP Series 2002 2.60%, 10/05/05 47,200 47,200 MARYLAND ~@/ GO Bonds (State and Local Facilities-Loan of 2003) First Series A 2.79%, 10/07/05 5,900 5,900 MARYLAND COMMUNITY DEVELOPMENT ADMINISTRATION ~@/ S/F Program Bonds Third Series 1999 2.90%, 10/07/05 32,335 32,335 MARYLAND ECONOMIC DEVELOPMENT CORP +@ IDRB (Dixon Valve and Coupling Co) Series 1998 2.85%, 10/07/05 1,390 1,390 MARYLAND ENERGY FINANCING ADMINISTRATION +@ Limited Obligation Local District Cooling Facilities RB (Comfort Link) Series 2001 2.80%, 10/07/05 10,000 10,000 MONTGOMERY CNTY HOUSING OPPORTUNITIES COMMISSION +@ RB (Oakfield Apartments) Series 2005I 2.81%, 10/07/05 16,000 16,000 ----------- 112,825 MASSACHUSETTS 1.7% LAWRENCE School BAN 2.28%, 12/22/05 12,000 12,026 MASSACHUSETTS ~@ GO Bonds Consolidated Loan Series 2000C 2.77%, 10/07/05 10,000 10,000 +~@/ GO Bonds Consolidated Loan Series 2001D 2.78%, 10/07/05 2,785 2,785 ~@ GO Bonds Consolidated Loan Series 2004A 2.78%, 10/07/05 2,495 2,495 GO Bonds Consolidated Loan Series 2005A +~@/ 2.68%, 10/07/05 5,500 5,500 +~@ 2.77%, 10/07/05 5,000 5,000 ~@ GO Refunding Bonds Series 2001C 2.82%, 10/07/05 300 300 ~@ GO Refunding Bonds Series 2005A 2.76%, 10/07/05 1,000 1,000 +~@ Lease RB (Route 3 North Transportation Improvements) Series 2002B 2.75%, 10/07/05 1,300 1,300 +~@/ Special Obligation Dedicated Tax RB Series 2005 2.78%, 10/07/05 29,700 29,700 +~@/ Special Obligation RB Consolidated Loan Series 2005A 2.77%, 10/07/05 3,520 3,520 ~ TECP Series D 2.68%, 10/07/05 25,000 25,000
13 SCHWAB MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) MASSACHUSETTS BAY TRANSIT AUTH +~@ General Transportation System Bonds Series 1999A 2.77%, 10/07/05 9,000 9,000 MASSACHUSETTS BAY TRANSPORTATION AUTH ~@/ Assessment Bonds Series 2005A 2.78%, 10/07/05 1,000 1,000 ~@ Sr Sales Tax Bonds Series 2005A 2.78%, 10/07/05 16,785 16,785 ~@/ Sr Sales Tax RB Series 2005A 2.77%, 10/07/05 6,905 6,905 MASSACHUSETTS DEVELOPMENT FINANCE AGENCY +@ M/F Housing RB (Archstone Reading Apts) Series 2004A 2.79%, 10/07/05 1,500 1,500 +@ M/F Housing Refunding RB (Kensington at Chelmsford) Series 2002 2.78%, 09/30/05 350 350 +@ RB (FIBA Technologies) Series 2003 2.84%, 10/07/05 200 200 +@ RB (Fessenden School) Series 2001 2.80%, 10/07/05 3,000 3,000 +@ RB (Gordon College) Series 2002 2.78%, 10/07/05 1,500 1,500 +~@ RB (Wentworth Institute of Technology) Series 2000 2.75%, 10/07/05 1,585 1,585 +@ RB (YMCA of Greater Boston) Series 2004A 2.77%, 10/07/05 900 900 MASSACHUSETTS HEALTH AND EDUCATIONAL FACILITIES AUTH +~@ RB (Baystate Medical Center) Series D 2.77%, 10/07/05 32,500 32,500 ~@ RB (MIT) Series K 2.78%, 10/07/05 6,710 6,710 +~@ RB (Winchester Hospital) Series D 2.78%, 10/07/05 3,000 3,000 +~@/ RB (Worcester City Campus Corp) Series 2005D 2.77%, 10/07/05 4,795 4,795 MASSACHUSETTS IFA +@ RB (New England College of Optometry) Series 1997 2.78%, 10/07/05 605 605 MASSACHUSETTS PORT AUTH +~@ RB Series 2005 A&C 2.78%, 10/07/05 6,950 6,950 MASSACHUSETTS TURNPIKE AUTH +~@/ Subordinate RB (Metropolitan Highway System) Series 1999A 2.77%, 10/07/05 7,110 7,110 MASSACHUSETTS WATER POLLUTION ABATEMENT TRUST ~@ Pool Program Bonds Series 5 2.77%, 10/07/05 5,000 5,000 MASSACHUSETTS WATER RESOURCES AUTH General Refunding RB Series 2005A +~@ 2.77%, 10/07/05 3,968 3,968 +~@/ 2.77%, 10/07/05 2,200 2,200 ----------- 214,189 MICHIGAN 4.1% ALLEN PARK PUBLIC SCHOOLS ~@ Unlimited Tax School Building Bonds Series 2003 2.79%, 10/07/05 10,760 10,760 ANN ARBOR ECONOMIC DEVELOPMENT CORP +@ Limited Obligation RB (Glacier Hills) Series 2000A 2.80%, 10/07/05 22,100 22,100 +@ Limited Obligation Refunding RB (Glacier Hills) Series 2000B 2.75%, 10/07/05 8,685 8,685 DETROIT +~@/ Sewage Disposal System RB Series 1999A 2.79%, 10/07/05 34,650 34,650 +~@/ Sewage Disposal System Second Lien RB Series 2001B 2.83%, 10/07/05 4,260 4,260 DETROIT SD +~@/ School Building and Site Improvement Bonds Series 2001A 2.83%, 10/07/05 4,620 4,620 GEORGETOWN ECONOMIC DEVELOPMENT CORP +@ Limited Obligation RB (Sunset Manor) Series 2000 2.75%, 10/07/05 8,860 8,860 GRAND RAPIDS ECONOMIC DEVELOPMENT CORP +@ Refunding RB (Amway Hotel Corp) Series 1991A 2.84%, 10/07/05 8,755 8,755 JACKSON CNTY HOSPITAL FINANCE AUTH +@ Refunding RB (W.A. Foote Memorial Hospital) Series 2005B 2.77%, 10/07/05 10,000 10,000 MACOMB CNTY HOSPITAL FINANCE AUTH +@ Refunding RB (Mt Clemens General Hospital) Series 2003A-2 2.99%, 10/01/05 9,100 9,100 MICHIGAN BUILDING AUTH + TECP Series 4 2.68%, 10/13/05 50,000 50,000 MICHIGAN HIGHER EDUCATION FACILITIES AUTH +@ Limited Obligation Refunding RB (Hope College) Series 2004 2.78%, 10/07/05 3,805 3,805 MICHIGAN HOSPITAL FINANCING AUTH +@ Refunding RB (Crittenton Hospital Medical Center) Series 2003A 2.84%, 10/07/05 15,400 15,400 MICHIGAN HOUSING DEVELOPMENT AUTH +~@/ S/F Mortgage RB Series 2001A 2.83%, 10/07/05 3,430 3,430 MICHIGAN JOB DEVELOPMENT AUTH +@ Limited Obligation RB (Frankenmuth Bavarian Inn Motor Lodge) Series 1985 2.57%, 10/30/05 7,100 7,100
14 SCHWAB MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) MICHIGAN MUNICIPAL BOND AUTH + Revenue Notes (Detroit SD) Series C 3.03%, 08/18/06 20,000 20,208 Revenue Notes Series 2005B-1 2.87%, 08/18/06 20,000 20,193 MICHIGAN STRATEGIC FUND +@ Limited Obligation RB (Advance Plastics Corp) Series 1996 2.91%, 10/07/05 870 870 +@ Limited Obligation RB (American Cancer Society) Series 2000 2.82%, 10/07/05 4,210 4,210 +@ Limited Obligation RB (Detroit Symphony Orchestra) Series 2001A 2.80%, 10/01/05 5,255 5,255 +@ Limited Obligation RB (EPI Printers) Series 1997 2.91%, 10/07/05 720 720 +@ Limited Obligation RB (Mans) Series 1991 2.91%, 10/07/05 420 420 +@ Limited Obligation RB (Mans) Series 1998B 2.91%, 10/07/05 935 935 +@ Limited Obligation RB (United Machining) Series 1998 2.91%, 10/07/05 4,000 4,000 +~@ Limited Obligation Refunding RB (Detroit Edison Co) Series 2003A 2.83%, 10/07/05 5,995 5,995 +~@ Limited Obligation Refunding RB (Detroit Edison Co.) Series 1999C 2.82%, 10/07/05 9,245 9,245 MICHIGAN TRUNK LINE FUND +~@ Refunding Bonds Series 1998A 2.77%, 10/07/05 46,666 46,666 OAKLAND CNTY +@ Limited Obligation RB (Husky Envelope Products) Series 1999 2.91%, 10/07/05 1,840 1,840 +@ Limited Obligation RB (Pontiac Vision 2000 Schools) Series 2000 2.80%, 10/07/05 8,300 8,300 WAYNE CNTY +~@ Airport Jr Lien RB (Detroit Metropolitan Wayne Cnty Airport) Series 2001 2.80%, 10/07/05 18,075 18,075 +~@ Airport RB (Detroit Metropolitan Wayne Cnty Airport) Series 2002A 2.78%, 10/07/05 122,970 122,970 +~@ Airport Refunding RB (Detroit Metropolitan Wayne Cnty Airport) Series 1996B 2.78%, 10/07/05 24,940 24,940 WAYNE CNTY AIRPORT AUTH +~@/ RB (Detroit Metropolitan Airport) Series 2005 2.82%, 10/07/05 2,750 2,750 +~@ RB (Detroit Metropolitan Wayne Cnty Airport) Series 2005 2.74%, 10/07/05 18,400 18,400 ----------- 517,517 MINNESOTA 2.4% ANDOVER +@ Sr Housing Refunding RB (Presbyterian Homes) Series 2003 2.74%, 10/07/05 6,500 6,500 BLOOMINGTON PORT AUTH +~@ Special Tax Refunding RB (Mall of America) Series 1999B 2.80%, 10/07/05 21,700 21,700 BURNSVILLE +@ M/F Housing Refunding RB (Southwind Apts) Series 2004 2.74%, 10/07/05 8,350 8,350 COHASSET +@ Refunding RB (Minnesota Power & Light Co) Series 1997A 2.80%, 10/01/05 4,105 4,105 EDEN PRAIRIE +@ M/F Housing RB (Eden Prairie Leased Housing Associaties I) Series 2003A 2.85%, 10/07/05 6,000 6,000 HENNEPIN CNTY @ GO Refunding Bonds Series 1996C 2.85%, 10/07/05 1,350 1,350 HENNEPIN CNTY HOUSING AND REDEVELOPMENT AUTH +@/ M/F Housing Refunding RB (Stone Arch Apts) Series 2002 2.79%, 10/07/05 2,800 2,800 INVER GROVE HEIGHTS +@ Sr Housing Refunding RB (PHM/Inver Grove, Inc) Series 2005 2.74%, 10/07/05 6,000 6,000 MENDOTA HEIGHTS +@ Refunding IDRB (Dakota Business Plaza) Series 2000 3.01%, 10/07/05 2,300 2,300 MINNEAPOLIS +@ RB (Guthrie Theater) Series 2003A 2.75%, 10/07/05 18,000 18,000 MINNEAPOLIS-ST PAUL METROPOLITAN AIRPORTS COMMISSION +~@/ RB Series 2000B 2.83%, 10/07/05 5,225 5,225 +~@ Subordinate Refunding RB Series 2005B 2.83%, 10/07/05 6,000 6,000 + Subordinate Revenue CP Notes Series A 2.60%, 10/05/05 14,119 14,119 + Subordinate Revenue TECP Series B 2.65%, 10/07/05 6,768 6,768 MINNESOTA COP (Minnesota SD Credit Enhancement Program) Series 2005 2.96%, 09/12/06 30,000 30,288
15 SCHWAB MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) MINNESOTA AGRICULTURAL AND ECONOMIC DEVELOPMENT BOARD +@ RB (Evangelical Lutheran Good Samaritan Society) Series 1996 2.80%, 10/07/05 7,400 7,400 MINNESOTA HFA ~@ Residential Housing Finance Bonds Series 2003B 2.83%, 10/07/05 6,000 6,000 ~@ Residential Housing Finance Bonds Series 2004G 2.77%, 10/07/05 17,910 17,910 ~@ Residential Housing Finance Bonds Series 2005M 2.83%, 10/07/05 58,000 58,000 MINNESOTA HIGHER EDUCATION FACILITIES AUTH +@ RB (Trustees of the Hamline University of Minnesota) Series Six-E1 2.77%, 10/07/05 3,000 3,000 +@ RB (Trustees of the Hamline University of Minnesota) Series Six-E2 2.77%, 10/07/05 4,000 4,000 +@ RB (University of St Thomas) Series 4-O 2.76%, 10/07/05 9,700 9,700 +@ RB (University of St Thomas) Series 5-I 2.76%, 10/07/05 3,600 3,600 ROCHESTER Health Care Facilities RB (Mayo Foundation) Series 1992C 2.65%, 10/06/05 20,200 20,200 ROCHESTER HEALTH CARE FACILITIES ~ RB (Mayo Foundation) Series 2001A 2.68%, 10/06/05 15,000 15,000 ~ RB (Mayo Foundation) Series 2001B 2.68%, 10/06/05 10,600 10,600 ST LOUIS PARK +@ M/F Housing RB (At The Park) Series 2002A 2.90%, 10/07/05 3,300 3,300 ST PAUL HOUSING AND REDEVELOPMENT AUTH +@ District Heating RB Series 1999D 2.80%, 10/07/05 3,230 3,230 ----------- 301,445 MISSISSIPPI 0.3% MISSISSIPPI ~@/ GO Refunding Bonds Series 2001 2.79%, 10/07/05 14,880 14,880 MISSISSIPPI BUSINESS FINANCE CORP +@ IDRB (Electric Mills Wood Preserving) Series 1999 2.88%, 10/07/05 5,000 5,000 +@ IDRB (Omega Motion) Series 1996 2.80%, 10/07/05 4,000 4,000 +@ IDRB (VC Regional Assembly and Manufacturing) Series 2003 2.79%, 10/07/05 9,210 9,210 MISSISSIPPI HOME CORP +~@/ S/F Mortgage RB Series 1997C 2.90%, 10/07/05 2,755 2,755 ----------- 35,845 MISSOURI 0.2% MISSOURI DEVELOPMENT FINANCE BOARD +@ IDRB (Milbank Manufacturing Co) Series 1997 2.94%, 10/07/05 3,000 3,000 ST CHARLES CNTY IDA +@ M/F Housing Refunding RB (Time Centre Apts Phase I) Series 2004A 2.79%, 10/07/05 15,600 15,600 +@ M/F Housing Refunding RB (Time Centre Apts Phase II) Series 2004B 2.83%, 10/07/05 4,500 4,500 ST LOUIS IDA +@ IDRB (Kessler Container) Series 1997A 2.80%, 10/07/05 1,800 1,800 WASHINGTON IDA +@ IDRB (Pauwels Transformers) Series 1995 3.05%, 10/07/05 2,600 2,600 ----------- 27,500 NEBRASKA 0.4% AMERICAN PUBLIC ENERGY AGENCY ~@ Gas Supply RB Series 2005A 2.73%, 10/07/05 20,783 20,783 NEBRASKA EDUCATIONAL FINANCE AUTH +~@ RB (Creighton University) Series 2003 2.80%, 10/01/05 4,200 4,200 NEBRASKA INVESTMENT FINANCE AUTH ~@/ S/F Housing RB Series 1998G 2.90%, 10/07/05 10,735 10,735 ~@/ S/F Housing RB Series 1999E 2.82%, 10/07/05 225 225 STANTON CNTY @ IDRB (Nucor Corp) Series 1996 2.82%, 10/07/05 19,300 19,300 ----------- 55,243 NEVADA 2.4% CLARK CNTY +~@ Airport System Subordinate Lien RB Series 2005D-1 2.76%, 10/07/05 38,600 38,600 +~@ Airport System Subordinate Lien RB Series 2005D-2 2.78%, 10/07/05 4,780 4,780 +~@ Airport System Subordinate Lien RB Series 2005D-3 2.78%, 10/07/05 7,280 7,280 +@ Economic Development RB (UNLV Foundation) Series 1999 2.76%, 10/07/05 345 345 +@ IDRB (Southwest Gas Corp) Series 2003A 2.83%, 10/07/05 12,500 12,500 +~@/ IDRB (Southwest Gas Corp) Series 2004A 2.80%, 10/07/05 3,167 3,167 +~@ Passenger Facility Charge Refunding RB (Las Vegas-McCarran International Airport) Series 2005A-2 2.78%, 10/07/05 26,000 26,000
16 SCHWAB MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) CLARK CNTY SD +~@/ GO (Limited Tax) Building Bonds Series 2001F 2.77%, 10/07/05 21,715 21,715 +~@ GO (Limited Tax) Refunding Bonds Series 2005A 2.79%, 10/07/05 10,975 10,975 LAS VEGAS CONVENTION AND VISITORS AUTH +~@ Refunding RB Series 2005 2.79%, 10/07/05 4,185 4,185 LAS VEGAS VALLEY WATER DISTRICT ~ GO (Limited Tax) Water CP Notes Series 2004 A&B 2.60%, 11/08/05 9,600 9,600 +~@ GO Refunding Bonds Series 2005A 2.79%, 10/07/05 37,025 37,025 NEVADA +~@ Highway Improvement (Motor Vehicle Fuel Tax) RB Series 2003 2.78%, 10/07/05 2,193 2,193 NEVADA HOUSING DIVISION +@ M/F Housing RB (Apache Pines Apts) Series 1999A 2.80%, 10/07/05 7,415 7,415 +@ M/F Housing RB (Banbridge Apts) Series 2000A 2.80%, 10/07/05 3,960 3,960 +@ M/F Housing RB (Bluffs Apts) Series 2002A 2.80%, 10/07/05 17,850 17,850 +@ M/F Housing RB (City Center) Series 2000A 2.80%, 10/07/05 7,550 7,550 +@ M/F Housing RB (Home Suites) Series 1989A 2.83%, 10/07/05 4,700 4,700 +@ M/F Housing RB (Sierra Pointe Apts) Series 2005 2.80%, 10/07/05 9,985 9,985 +@ M/F Housing RB (Silver Pines Apts) Series 2002A 2.83%, 10/07/05 5,500 5,500 +@ M/F Housing RB (Silver Terrace Apts) Series 2003A 2.80%, 10/07/05 5,150 5,150 +@ M/F Housing RB (St Rose Seniors Apts) Series 2002A 2.80%, 10/07/05 14,770 14,770 +@ M/F Housing RB (Sundance Village Apts) Series 2004 2.80%, 10/07/05 15,000 15,000 +@ M/F Housing Refunding RB (Oakmont) Series 2002 2.80%, 10/07/05 4,350 4,350 WASHOE CNTY +~@/ GO Refunding Bonds (Convention Center) Series 2001A 2.78%, 10/07/05 26,000 26,000 ----------- 300,595 NEW HAMPSHIRE 0.4% NEW HAMPSHIRE BUSINESS FINANCE AUTH +@ Solid Waste Disposal RB (Lonza Biologics) Series 2003 2.86%, 10/07/05 30,000 30,000 NEW HAMPSHIRE HEALTH AND EDUCATIONAL FACILITIES AUTH +@ RB (Easter Seals New Hampshire) Series 2004A 2.80%, 10/07/05 6,060 6,060 +@ RB (Frisbie Memorial Hospital) Series 2005 2.80%, 10/07/05 5,115 5,115 +@ RB (Riverwoods) Series 2003 2.81%, 10/07/05 3,085 3,085 NEW HAMPSHIRE HFA +~@/ S/F Mortgage Acquisition RB Series 1997C 2.90%, 10/07/05 1,715 1,715 +~@/ S/F Mortgage Acquisition RB Series 1998B 2.90%, 10/07/05 9,730 9,730 ----------- 55,705 NEW JERSEY 2.1% DELAWARE RIVER PORT AUTH +~@/ RB Series 1999 2.78%, 10/07/05 1,000 1,000 NEW JERSEY TRAN Series Fiscal 2006A 2.80%, 06/23/06 150,000 151,276 2.84%, 06/23/06 75,000 75,617 NEW JERSEY TRANSPORTATION TRUST FUND AUTH ~@/ Transportation System RB Series 1998A 2.78%, 10/07/05 4,500 4,500 NEW JERSEY TURNPIKE AUTH +~@/ RB Series 2000A 2.78%, 10/07/05 6,100 6,100 +~@ RB Series 2004C-2 2.78%, 10/07/05 22,445 22,445 +~@ RB Series C 2.78%, 10/07/05 2,995 2,995 ----------- 263,933 NEW MEXICO 0.2% FARMINGTON +@ Hospital RB (San Juan Regional Medical Center) Series 2004B 2.78%, 10/07/05 5,000 5,000 SANTA FE +@ Tax Subordinate Lien Wastewater System RB Series 1997B 2.80%, 10/07/05 16,800 16,800 ----------- 21,800 NEW YORK 4.6% LONG ISLAND POWER AUTH +~@/ Electric System RB Series 1998A 2.78%, 10/07/05 10,970 10,970 NEW YORK CITY +~@/ GO Bonds Fiscal 2002 Series A 2.78%, 10/07/05 15,000 15,000
17 SCHWAB MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) +~@/ GO Bonds Fiscal 2004 Series F 2.82%, 10/07/05 50,000 50,000 +@ GO Bonds Fiscal 2004 Series H-7 2.79%, 10/01/05 4,000 4,000 NEW YORK CITY HEALTH AND HOSPITALS CORP +~@/ Health System Bonds Series 1999A 2.78%, 10/07/05 8,000 8,000 NEW YORK CITY HOUSING DEVELOPMENT CORP +@ M/F Mortgage RB (2 Gold Street) Series 2003A 2.77%, 10/07/05 500 500 +@ M/F Rental Housing RB (One Columbus Place) Series 1998A 2.76%, 10/07/05 9,500 9,500 +@ M/F Rental Housing RB (Sierra) Series 2003A 2.76%, 10/07/05 6,115 6,115 NEW YORK CITY MUNICIPAL WATER FINANCE AUTH ~ TECP Notes Series 1 2.72%, 12/15/05 30,000 30,000 +~@ Water and Sewer System RB Fiscal 1993C 2.80%, 10/01/05 2,500 2,500 +~@/ Water and Sewer System RB Series 2002G 2.78%, 10/07/05 13,545 13,545 +~@ Water and Sewer System RB Series 2005D 2.78%, 10/07/05 11,490 11,490 ~@/ Water and Sewer System Refunding RB Series 2005D 2.78%, 10/07/05 18,800 18,800 NEW YORK CITY TRANSITIONAL FINANCE AUTH ~@ Future Tax Secured Refunding Bonds Fiscal 2003 Series A 2.78%, 10/07/05 4,640 4,640 NEW YORK STATE + Environmental Quality 1986 GO Bonds Series 1998A 2.68%, 12/08/05 16,500 16,500 NEW YORK STATE DORMITORY AUTH +~@/ RB (State University Educational Facilities) Series 2000B 2.76%, 10/07/05 20,000 20,000 NEW YORK STATE ENERGY RESEARCH DEVELOPMENT AUTH +~@/ Gas Facilities RB (Brooklyn Union Gas) Series 1996 2.76%, 10/07/05 1,570 1,570 NEW YORK STATE HFA +@ RB (101 West End Ave) Series 1998A 2.78%, 10/07/05 23,200 23,200 +@ RB (101 West End Ave) Series 1999A 2.78%, 10/07/05 25,750 25,750 +@ RB (150 E 44th St) Series 2000A 2.78%, 10/07/05 30,000 30,000 +@ RB (250 W 50th St) Series 1997A 2.80%, 10/07/05 1,400 1,400 +@ RB (345 E 94th St) Series 1998A 2.78%, 10/07/05 565 565 +@ RB (345 E 94th St) Series 1999A 2.78%, 10/07/05 6,500 6,500 +@ RB (350 W 43rd St) Series 2002A 2.76%, 10/07/05 6,400 6,400 +@ RB (Avalon Chrystie Place I) Series 2004A 2.77%, 10/07/05 10,300 10,300 +@ RB (The Helena) Series 2003A 2.80%, 10/07/05 12,200 12,200 +@ RB (W 20th St) Series 2001A 2.76%, 10/07/05 19,300 19,300 +@ RB (W 23rd St) Series 2002A 2.78%, 10/07/05 72,100 72,100 +@ RB (W 33rd St) Series 2003A 2.76%, 10/07/05 25,700 25,700 NEW YORK STATE MORTGAGE AGENCY ~@/ Homeowner Mortgage RB Series 77A 2.78%, 10/07/05 10,700 10,700 ~@/ Homeowner Mortgage RB Series 79 2.78%, 10/07/05 14,995 14,995 ~@/ S/F Mortgage RB Series 92 2.78%, 10/07/05 3,035 3,035 NEW YORK STATE THRUWAY AUTH +~@/ General RB Series 2005F 2.78%, 10/07/05 8,000 8,000 PITTSFORD CENTRAL SD BAN Series 2005 2.85%, 06/20/06 17,715 17,858 PORT AUTH OF NEW YORK AND NEW JERSEY +~@ Consolidated Bonds 139th Series 2.71%, 10/07/05 20,000 20,000 +~@/ Consolidated Bonds 140th Series 2.78%, 10/07/05 5,000 5,000 +~@/ Consolidated Bonds 141st Series 2.80%, 10/07/05 6,585 6,585 TRIBOROUGH BRIDGE AND TUNNEL AUTH ~@ General Refunding RB Series 2002B 2.78%, 10/07/05 9,995 9,995 WESTCHESTER CNTY IDA +@ IDRB (Levister Redevelopment Co) Series 2001A 2.80%, 10/07/05 1,000 1,000 WILLIAM FLOYD UNION FREE SD TAN Series 2005 2.70%, 06/27/06 23,000 23,214 YONKERS IDA +~@ Civic Facility RB (Consumers Union) Series 1994 2.75%, 10/07/05 420 420 ----------- 577,347 NORTH CAROLINA 1.5% CHARLOTTE +~@ Airport Refunding RB Series 1997A 2.78%, 10/07/05 35,400 35,400 DURHAM HOUSING AUTH +@ M/F Housing RB (Pendleton Townhomes) Series 2001 2.80%, 10/07/05 5,490 5,490
18 SCHWAB MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) FORSYTH CNTY +@ RB (Plymouth Printing Co) Series 1998 2.85%, 10/07/05 870 870 GUILFORD CNTY INDUSTRIAL FACILITIES AND POLLUTION CONTROL FINANCING AUTH +@ IDRB (Metalcraft of Mayville SE Manufacturing) Series 1997 2.80%, 10/07/05 1,300 1,300 HERTFORD CNTY INDUSTRIAL FACILITIES AND POLLUTION CONTROL FINANCING AUTH IDRB (Nucor Corp) Series 2000A @ 2.78%, 10/07/05 17,500 17,500 @ 2.88%, 10/07/05 26,500 26,500 JOHNSTON CNTY INDUSTRIAL FACILITIES AND POLLUTION CONTROL FINANCING AUTH +@ IDRB (Flanders Corp) Series 1998 2.80%, 10/07/05 4,500 4,500 MECKLENBURG CNTY +@ M/F Housing RB (Sycamore Green Apts) Series 2001 2.80%, 10/07/05 8,240 8,240 NORTH CAROLINA ~@/ GO Public Improvement Bonds Series 2005A 2.79%, 10/07/05 7,795 7,795 NORTH CAROLINA EDUCATIONAL FACILITIES FINANCE AGENCY +@ RB (High Point University) Series 1997 2.75%, 10/07/05 4,410 4,410 +@ RB (Queens College) Series 1999B 2.75%, 10/07/05 5,520 5,520 NORTH CAROLINA HFA ~@/ Home Ownership RB Series 1A 2.83%, 10/07/05 12,000 12,000 PIEDMONT TRIAD AIRPORT AUTH +~@ RB Series 2004B 2.80%, 10/07/05 23,500 23,500 RALEIGH-DURHAM AIRPORT AUTH +~@ RB Series 2005B 2.83%, 10/07/05 4,680 4,680 ROCKINGHAM CNTY INDUSTRIAL FACILITIES AND POLLUTION CONTROL FINANCING AUTH +@ IDRB (McMichael Mills) Series 1997 2.80%, 10/07/05 1,100 1,100 ROWAN CNTY INDUSTRIAL FACILITIES AND POLLUTION CONTROL FINANCING AUTH +@ IDRB (Taylor Clay Products) Series 1999 2.80%, 10/07/05 3,000 3,000 SAMPSON CNTY INDUSTRIAL FACILITIES AND POLLUTION CONTROL FINANCE AUTH +@ IDRB (Crumpler Plastic Pipe) Series 1999 2.85%, 10/07/05 2,600 2,600 UNION CNTY INDUSTRIAL FACILITIES AND POLLUTION CONTROL FINANCING AUTH +@ RB (Rock-Tenn Converting Co) Series 1997 2.85%, 10/07/05 1,750 1,750 UNIVERSITY OF NORTH CAROLINA AT CHAPEL HILL ~@/ General Revenue and Refunding RB Series 2005A 2.78%, 10/07/05 7,520 7,520 WAKE CNTY HOUSING AUTH +@ M/F Housing RB (Walnut Ridge Apts) Series 2000 2.80%, 10/07/05 9,920 9,920 WILMINGTON HOUSING AUTH +@ M/F Housing RB (Garden Lakes Estates) Series 1999 2.80%, 10/07/05 7,055 7,055 ----------- 190,650 NORTH DAKOTA 0.4% NORTH DAKOTA HFA ~@ Home Mortgage Finance Program Series 2004B 2.78%, 10/07/05 24,455 24,455 ~@ Home Mortgage Finance Program Series 2005A 2.78%, 10/07/05 22,100 22,100 RICHLAND CNTY +@ Solid Waste Disposal RB (Minn-Dak Farmers Coop) Series 1996A 3.05%, 10/07/05 6,370 6,370 +@ Solid Waste Disposal RB (Minn-Dak Farmers Coop) Series 1996B 3.05%, 10/07/05 585 585 ----------- 53,510 OHIO 0.8% AKRON, BATH AND COPLEY JOINT TOWNSHIP HOSPITAL DISTRICT +@ RB (Summa Health System) Series 2004B 2.78%, 10/07/05 7,500 7,500 CLEVELAND +@ Airport System RB Series 1997D 2.78%, 10/07/05 34,760 34,760 FRANKLIN CNTY +~@ Hospital RB (The Children's Hospital) Series 2003 2.75%, 10/07/05 5,000 5,000 OHIO @ Infrastructure Improvement Refunding GO Bonds Series 2004A 2.75%, 10/07/05 1,000 1,000 +@ RB (Pooled Financing) Series 2004 2.77%, 10/07/05 8,970 8,970 OHIO HFA +~@ M/F Refunding RB (10 Wilmington Place) Series 1991B 2.80%, 10/07/05 8,945 8,945 ~@ Residential Mortgage RB Series 2001C 2.87%, 10/07/05 4,865 4,865 OHIO HIGHER EDUCATIONAL FACILITY COMMISSION +@ RB (Pooled Financing) Series 2003B 2.77%, 10/07/05 4,875 4,875
19 SCHWAB MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) +@ RB (The Cleveland Institute of Music) Series 2005 2.78%, 10/07/05 5,000 5,000 PORT OF GREATER CINCINNATI DEVELOPMENT AUTH +@ RB (National Underground Railroad Freedom Center) Series 2003A 2.78%, 10/07/05 15,000 15,000 ----------- 95,915 OKLAHOMA 0.9% MULDROW PUBLIC WORKS AUTH +@ IDRB (OK Foods) Series 1995 2.90%, 10/07/05 4,500 4,500 OKLAHOMA CNTY INDUSTRIAL AUTH +@ RB (National Cowboy Hall of Fame) Series 1999 2.75%, 10/07/05 995 995 OKLAHOMA DEVELOPMENT FINANCE AUTH +@ RB (Shawnee Funding) Series 1996 2.85%, 10/07/05 3,100 3,100 OKLAHOMA STUDENT LOAN AUTH +~@ Bonds and Notes Series 1997A 2.80%, 10/07/05 33,000 33,000 +~@ Bonds and Notes Series 1998A 2.80%, 10/07/05 33,100 33,100 +~@ Bonds and Notes Series 2000A-4 2.80%, 10/07/05 10,945 10,945 +~@ Bonds and Notes Series 2005A 2.80%, 10/07/05 15,045 15,045 PAYNE CNTY ECONOMIC DEVELOPMENT AUTH +~@ Student Housing RB (OSUF Phase III Student Housing) Series 2005 2.77%, 10/07/05 8,500 8,500 ----------- 109,185 OREGON 0.5% OREGON ECONOMIC DEVELOPMENT COMMISSION +@ RB (Kettle Foods) Series 1998-196 2.82%, 10/07/05 4,335 4,335 +@ RB (Pendleton Flour Mills) Series 1997-182 2.79%, 10/07/05 3,390 3,390 OREGON FACILITIES AUTH +@ RB (Quatama Crossing Housing) Series 2005A 2.75%, 10/07/05 9,900 9,900 OREGON HOUSING AND COMMUNITY SERVICES DEPT ~@ S/F Mortgage RB Series 2004L 2.80%, 10/07/05 5,000 5,000 PORT OF PORTLAND +@ Special Obligation RB (Portland Bulk Terminals) Series 1996 2.82%, 10/07/05 28,000 28,000 +@ Special Obligation RB (Portland Bulk Terminals) Series 1999 2.82%, 10/07/05 4,500 4,500 PORTLAND +@ M/F Housing RB (Village of Lovejoy Fountain) Series 1997 2.82%, 10/07/05 8,500 8,500 ----------- 63,625 PENNSYLVANIA 6.8% ALLEGHENY CNTY PORT AUTH +~@ Special Revenue Transportation Bonds Series 1999 2.76%, 10/07/05 9,995 9,995 BERMUDIAN SPRINGS SD +~@ GO Bonds Series 2005 2.75%, 10/07/05 2,100 2,100 CENTRAL BUCKS SD +~@ GO Series 2000A 2.80%, 10/07/05 350 350 CHESTER IDA +@ RB (Archdiocese of Philadelphia) Series 2001 2.78%, 10/01/05 4,100 4,100 DANIEL BOONE AREA SD +~@ GO Bonds Series 2004 2.75%, 10/07/05 5,780 5,780 DAUPHIN CNTY GENERAL AUTH +~@ RB (Education and Health Loan) Series 1997 2.80%, 10/07/05 6,880 6,880 DELAWARE CNTY IDA +@ Hospital RB (Crozer-Chester Medical Center) Series 2002 2.75%, 10/07/05 3,700 3,700 +@ RB (YMCA of Philadelphia) Series 1999 2.85%, 10/07/05 100 100 +~@ Water Facilities RB (Aqua Pennsylvania Inc) Series 2005A 2.80%, 10/07/05 600 600 DELAWARE VALLEY REGIONAL FINANCE AUTH Local Government RB Series 1998A +~@/ 2.78%, 10/07/05 9,995 9,995 +~@/ 2.81%, 10/07/05 500 500 +~@/ 2.83%, 10/07/05 13,210 13,210 EASTON AREA SD +~@ GO Bonds Series 2005 2.77%, 10/07/05 7,200 7,200 EMMAUS GENERAL AUTH +~@ Bonds Series 1996 2.75%, 10/07/05 3,125 3,125 ERIE SD +~@/ GO Bonds Series 2001A 2.77%, 10/07/05 15,695 15,695 HANOVER PUBLIC SD +~@ GO Series 2005 2.75%, 10/07/05 5,000 5,000 HARRISBURG AUTH +~@ Water Refunding RB Series 2002B 2.80%, 10/07/05 5,000 5,000 +~@ Water Refunding RB Series 2003A 2.80%, 10/07/05 6,600 6,600 LAMPETER-STRASBURG SD +~@ GO Bonds Series 2004A 2.77%, 10/07/05 6,000 6,000
20 SCHWAB MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) LUZERNE CNTY IDA +~@/ Water Facility Refunding RB (Pennsylvania-American Water Co) Series A 2.80%, 10/07/05 3,000 3,000 MANHEIM TOWNSHIP SD +~@ GO Bonds Series 2004 2.77%, 10/07/05 1,000 1,000 MERCER CNTY +~@/ GO Bonds Series 2001 2.77%, 10/07/05 7,725 7,725 MONTGOMERY CNTY IDA + Pollution Control Refunding RB (Peco Energy Co) Series 1994A 2.56%, 10/18/05 27,560 27,560 +@ School RB (Friends' Central School) Series 2002 2.77%, 10/07/05 4,025 4,025 MONTGOMERY CNTY REDEVELOPMENT AUTH +@ M/F Housing Refunding RB (Glenmore Associates) Series 1995A 2.78%, 10/07/05 2,750 2,750 NORWIN SD +~@/ GO Bonds Series 2001A 2.65%, 01/25/06 11,500 11,500 PENNSYLVANIA ~@/ GO Bonds First Series 2001 2.83%, 10/07/05 6,860 6,860 +~@ GO Bonds First Series 2003 2.78%, 10/07/05 300 300 +~@/ GO Bonds Second Series 2002 2.78%, 10/07/05 14,995 14,995 PENNSYLVANIA CONVENTION CENTER AUTH +~@/ RB Series 1989A 2.78%, 10/07/05 4,500 4,500 PENNSYLVANIA ENERGY DEVELOPMENT AUTH +@ RB (B&W Ebensburg) Series 1986 2.78%, 10/07/05 4,990 4,990 PENNSYLVANIA HFA +~@ S/F Mortgage RB Drawdown Series 2003 2.82%, 10/07/05 5,030 5,030 ~@/ S/F Mortgage RB Series 1999A 2.15%, 10/07/05 18,820 18,820 ~@ S/F Mortgage RB Series 2004-83B 2.83%, 10/07/05 10,000 10,000 ~@ S/F Mortgage RB Series 2004-84C 2.77%, 10/07/05 15,950 15,950 ~@ S/F Mortgage RB Series 2004-84D 2.77%, 10/07/05 20,350 20,350 ~@ S/F Mortgage RB Series 2005-88B 2.76%, 10/07/05 50,000 50,000 ~@ S/F Mortgage RB Series 2005-89 2.77%, 10/07/05 10,000 10,000 PENNSYLVANIA HIGHER EDUCATION ASSISTANCE AGENCY +~@ Student Loan RB Series 1988A 2.79%, 10/07/05 76,000 76,000 +~@ Student Loan RB Series 1988B 2.79%, 10/07/05 36,700 36,700 +~@ Student Loan RB Series 1994A 2.79%, 10/07/05 39,500 39,500 +~@ Student Loan RB Series 1997A 2.81%, 10/07/05 28,900 28,900 +~@ Student Loan RB Series 1999A 2.78%, 10/07/05 36,000 36,000 +~@ Student Loan RB Series 2000A 2.81%, 10/07/05 38,175 38,175 +~@ Student Loan RB Series 2001A 2.81%, 10/07/05 21,450 21,450 +~@ Student Loan RB Series 2003A-1 2.81%, 10/07/05 7,000 7,000 +~@ Student Loan RB Series 2003A-2 2.81%, 10/07/05 38,000 38,000 PENNSYLVANIA HIGHER EDUCATIONAL FACILITIES AUTH +~@ RB (Drexel University) Series 2005B 2.75%, 10/07/05 5,000 5,000 +~@ RB (University of Pennsylvania Health Services) Series 2005A 2.80%, 06/15/06 5,990 5,990 ~@/ RB (University of Pennsylvania) Series 2005C 2.78%, 10/07/05 5,000 5,000 PENNSYLVANIA PUBLIC SCHOOL BUILDING AUTH +~@ Lease RB (Philadelphia SD) Series 2003 2.78%, 10/07/05 5,900 5,900 +~@ RB (Parkland SD) Series 1999D 2.80%, 10/07/05 11,230 11,230 PENNSYLVANIA STATE UNIVERSITY @ RB Series 2001A 2.75%, 10/07/05 1,300 1,300 PENNSYLVANIA TURNPIKE COMMISSION ~@ RB Series 2001U 2.75%, 10/07/05 4,150 4,150 +~@ RB Series 2004A 2.79%, 10/07/05 6,225 6,225 +~@ Registration Fee Refunding RB Series 2005B 2.70%, 10/07/05 5,200 5,200 +~@ Registration Fee Refunding RB Series 2005C 2.75%, 10/07/05 5,000 5,000 +~@ Registration Fee Refunding RB Series 2005D 2.75%, 10/07/05 5,000 5,000 PHILADELPHIA +~@ Airport RB Series 2005B 2.77%, 10/07/05 9,000 9,000 +~@ Airport Refunding RB Series 2005C 2.83%, 10/07/05 51,050 51,050 PHILADELPHIA GAS WORKS +~@/ RB Third Series 2001 2.78%, 10/07/05 4,295 4,295 PHILADELPHIA IDA +@ RB (City Line Holiday Inn) Series 1996 2.78%, 10/07/05 4,600 4,600 +~@/ RB Series 1998A 2.15%, 10/07/05 12,710 12,710 READING SD +~@ GO Bonds Series 2003A 2.77%, 10/07/05 4,225 4,225
21 SCHWAB MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) SCRANTON REDEVELOPMENT AUTH +@ Guaranteed Lease RB Series 2004 2.80%, 10/07/05 9,295 9,295 UNIVERSITY OF PITTSBURGH ~@ Capital Project Bonds Series 2005A 2.79%, 10/07/05 2,100 2,100 ~@ Capital Project Bonds Series 2005B 2.74%, 10/07/05 9,800 9,800 Pitt Asset Notes Series 2004 3.00%, 10/14/05 18,000 18,007 Pitt Asset Notes Series 2005 2.70%, 08/11/06 22,000 22,239 WEST CORNWALL TOWNSHIP MUNICIPAL AUTH +@ RB (Lebanon Valley Brethren Home) Series 1995 2.80%, 10/07/05 1,720 1,720 ----------- 856,046 PUERTO RICO 0.0% PUERTO RICO HIGHWAY AND TRANSPORTATION AUTH +~@/ RB Series Y 2.75%, 10/07/05 800 800 RHODE ISLAND 1.0% RHODE ISLAND ECONOMIC DEVELOPMENT CORP +~@/ Airport RB Series 2005A 2.83%, 10/07/05 6,180 6,180 +~@/ Airport Refunding RB Series 2005C 2.79%, 10/07/05 6,995 6,995 RHODE ISLAND HOUSING AND MORTGAGE FINANCE CORP ~@/ Homeownership Opportunity Bonds Series 1998-29A 2.90%, 10/07/05 19,020 19,020 RHODE ISLAND IDA +@ IDRB (Greystone of Lincoln) Series 2000 2.95%, 10/07/05 1,700 1,700 RHODE ISLAND STUDENT LOAN AUTH +~@ RB Series 1995-1 2.78%, 10/07/05 30,000 30,000 +~@ RB Series 1996-1 2.78%, 10/07/05 19,000 19,000 +~@ RB Series 1996-2 2.78%, 10/07/05 20,000 20,000 +~@ RB Series 1996-3 2.78%, 10/07/05 23,000 23,000 ----------- 125,895 SOUTH CAROLINA 1.1% BEAUFORT-JASPER HIGHER EDUCATION COMMISSION +@ Student Housing RB (University of South Carolina-Beaufort Student Housing) Series 2005 2.77%, 10/07/05 16,540 16,540 BERKELEY CNTY SD +~@/ School Building Bonds Series 2002 2.77%, 10/07/05 7,575 7,575 FLORENCE CNTY PUBLIC FACILITIES CORP +~@ Refunding COP (Law Enforcement and Civic Centers) Series 2003 2.81%, 10/07/05 24,985 24,985 GREENVILLE IDA +@ IDRB (Stevens Aviation Technical Services) Series 1997 2.85%, 10/07/05 3,500 3,500 SOUTH CAROLINA HOUSING AND DEVELOPMENT AUTH +@ M/F Rental Housing RB (Ashley Apts) Series 1999 2.80%, 10/07/05 4,000 4,000 +@ M/F Rental Housing RB (Piedmont Manor Apts) Series 2000B-1 2.80%, 10/07/05 5,755 5,755 +@ M/F Rental Housing RB (Spartanburg Terrace Apts) Series 2000C-1 2.80%, 10/07/05 1,960 1,960 +@ M/F Rental Housing Refunding RB (Fairway Apts) Series 2001A 2.81%, 10/07/05 7,735 7,735 SOUTH CAROLINA JOBS ECONOMIC DEVELOPMENT AUTH +@ IDRB (Sanders Brothers Construction Co) Series 1996 2.85%, 10/07/05 350 350 +@ RB (Holcim) Series 2003 2.91%, 10/07/05 6,250 6,250 SOUTH CAROLINA PUBLIC SERVICE AUTH ~ TECP 2.65%, 10/18/05 29,701 29,701 SOUTH CAROLINA TRANSPORTATION INFRASTRUCTURE BANK +~@/ RB Series 1999A 2.79%, 10/07/05 22,610 22,610 SPARTANBURG CNTY IDA +@ Refunding IDRB (Bemis Co) Series 1991 2.80%, 10/07/05 4,750 4,750 ----------- 135,711 SOUTH DAKOTA 0.3% SOUTH DAKOTA HEALTH AND EDUCATIONAL FACILITIES AUTH +~@ RB (McKenna Hospital) Series 1994 2.80%, 10/07/05 27,130 27,130 SOUTH DAKOTA HOUSING DEVELOPMENT AUTH ~@ Homeownership Mortgage Bonds Series 2004G 2.78%, 10/07/05 11,000 11,000 +@ M/F Housing RB (Harmony Heights) Series 2001 2.90%, 10/07/05 6,500 6,500 ----------- 44,630 TENNESSEE 3.8% BRISTOL HEALTH AND EDUCATIONAL FACILITIES BOARD +@ RB (King College) Series 2001 2.75%, 10/07/05 6,450 6,450
22 SCHWAB MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) CARTER CNTY IDB +@ M/F Housing Refunding RB (Willow Run Apts) Series 1990 2.90%, 10/07/05 6,675 6,675 CHATTANOOGA HEALTH, EDUCATION AND HOUSING FACILITY BOARD +@ RB (Baylor School) Series 1996 2.80%, 10/07/05 2,035 2,035 +@ THA Program RB (Cumberland Medical Center) Series 2004A 2.76%, 10/07/05 46,000 46,000 CLARKSVILLE PUBLIC BUILD AUTH +@ Pooled Financing RB (Tennessee Municipal Bond Fund) Series 1997 2.75%, 10/07/05 4,400 4,400 +@ Pooled Financing RB (Tennessee Municipal Bond Fund) Series 2001 2.82%, 10/01/05 100 100 FRANKLIN CNTY IDB +@ IDRB (Hi-Tech) Series 1997 2.81%, 10/07/05 3,800 3,800 GRUNDY CNTY IDB +@ Limited Obligation RB (Toyo Seat USA Corp) Series 2001 2.96%, 10/07/05 3,330 3,330 HENDERSONVILLE IDB +@ Refunding IDRB (Betty Machine Co) Series 2001 2.80%, 10/07/05 3,345 3,345 HUNTINGDON IDB +@ IDRB (Associated Rubber Co) Series 1999 2.80%, 10/07/05 2,000 2,000 JACKSON ENERGY AUTH +~@ Gas System RB Series 2002 2.74%, 10/07/05 5,730 5,730 +~@ Water System RB Series 2002 2.74%, 10/07/05 4,800 4,800 JACKSON HEALTH, EDUCATIONAL AND HOUSING FACILITY BOARD +@ M/F Housing RB (Patrician Terrace Apts) Series 2005 2.81%, 10/07/05 2,400 2,400 JACKSON IDB +@ Solid Waste Facility Bonds (Ameristeel Corp) Series 1997 2.80%, 10/07/05 3,800 3,800 MCMINN CNTY IDA +@ Solid Waste Disposal Facilities RB (Bowater) Series 1999 2.80%, 10/07/05 13,500 13,500 MEMPHIS +~@ Electric System Subordinate RB Series 2003A 2.78%, 10/07/05 2,800 2,800 +~@ General Improvement Refunding Bonds Series 2005 2.78%, 10/07/05 5,639 5,639 METROPOLITAN GOVERNMENT OF NASHVILLE AND DAVIDSON CNTY GO TECP 2.55%, 10/25/05 6,250 6,250 2.60%, 11/15/05 12,500 12,500 2.78%, 12/15/05 10,000 10,000 METROPOLITAN GOVERNMENT OF NASHVILLE AND DAVIDSON CNTY HEALTH AND EDUCATIONAL FACILITIES BOARD +@ M/F Housing RB (Burning Tree Apts) Series 2005 2.81%, 10/07/05 8,815 8,815 @ RB (Ascension Health Credit Group) Series 2001B-1 2.85%, 08/01/06 35,000 35,000 +@ RB (Ensworth School) Series 2002 2.75%, 10/07/05 7,525 7,525 METROPOLITAN GOVERNMENT OF NASHVILLE AND DAVIDSON CNTY IDB +@ Educational Facilites Refunding RB (David Lipscomb University) Series 2003 2.75%, 10/07/05 8,300 8,300 +@ IDRB (Bindtech) Series 1997 2.80%, 10/07/05 2,550 2,550 +@ M/F Housing RB (Arbor Crest) Series 1985B 2.78%, 10/07/05 12,750 12,750 +@ M/F Housing RB (Arbor Knoll) Series 1985A 2.78%, 10/07/05 13,400 13,400 METROPOLITAN NASHVILLE AIRPORT AUTH +@ Passenger Facility Charge Refunding Bonds Series 2003 2.80%, 10/07/05 5,600 5,600 SEVIER CNTY PUBLIC BUILDING AUTH +~@ Public Improvement Bonds Series 1995C-1 2.77%, 10/07/05 2,775 2,775 +~@ Public Improvement Bonds Series 1996E-4 2.77%, 10/07/05 2,155 2,155 +~@ Public Improvement Bonds Series 1996E-5 2.77%, 10/07/05 1,225 1,225 +~@ Public Improvement Bonds Series 1996F-1 2.77%, 10/07/05 8,150 8,150 +~@ Public Improvement Bonds Series 1996F-2 2.77%, 10/07/05 4,350 4,350 +~@ Public Improvement Bonds Series 1996G 2.77%, 10/07/05 4,810 4,810 +~@ Public Improvement Bonds Series 1996II-C 2.77%, 10/07/05 755 755 +~@ Public Improvement Bonds Series 1998III-C-1 2.77%, 10/07/05 7,400 7,400 SHELBY CNTY TAN Series 2005 2.65%, 06/30/06 27,000 27,265 SHELBY CNTY HEALTH, EDUCATION AND HOUSING FACILITY BOARD +@ M/F Housing RB (TUP I) Series 1997A 2.91%, 10/07/05 5,000 5,000 +@ RB (Rhodes College) Series 2000 2.77%, 10/07/05 9,465 9,465
23 SCHWAB MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) +@ RB (St Benedict at Auburndale High School) Series 2003 2.78%, 10/07/05 5,000 5,000 +@ RB (The Hutchison School) Series 2005 2.77%, 10/07/05 10,000 10,000 TENNESSEE GO TECP Series A 2.40%, 10/13/05 34,425 34,425 2.68%, 11/07/05 20,000 20,000 TENNESSEE HOUSING DEVELOPMENT AGENCY ~@/ Homeownership Program Bonds Series 2001-1C 2.88%, 10/07/05 6,575 6,575 VOLUNTEER STUDENT LOAN FUNDING CORP +@ RB Series 1987A-1 2.79%, 10/07/05 15,000 15,000 +@ RB Series 1987A-2 2.79%, 10/07/05 13,700 13,700 +@ RB Series 1987A-3 2.79%, 10/07/05 59,700 59,700 ----------- 477,244 TEXAS 10.6% ALVIN INDEPENDENT SD +~@/ Unlimited Schoolhouse RB Series 2005 2.70%, 10/07/05 6,190 6,190 AMARILLO HEALTH FACILITY CORP +@ Hospital RB (Panhandle Pooled Health Care Loan) Series 1985 2.85%, 10/07/05 3,000 3,000 +@ Refunding RB (Evangelical Lutheran Good Samaritan Society) Series 1997 2.80%, 10/07/05 2,000 2,000 AUSTIN ~@/ Public Improvement Bonds Series 2000 2.79%, 10/07/05 6,000 6,000 +~@ Public Improvement Refunding Bonds Series 2005 2.79%, 10/07/05 4,045 4,045 +~@/ Water and Wastewater Refunding RB Series 2001 A&B 2.77%, 10/07/05 1,225 1,225 BEXAR CNTY HEALTH FACILITIES DEVELOPMENT CORP +@ Health Care RB (Chandler Memorial Home) Series 1995 2.77%, 10/07/05 3,445 3,445 BOERNE ISD +~@/ Unlimited Tax School Building Bonds Series 2004 2.79%, 10/07/05 5,775 5,775 BRAZOS RIVER AUTH +@ Pollution Control Refunding RB (TXU Electric Co) Series 2001D-1 2.79%, 10/07/05 14,300 14,300 BROWNVILLE UTILITY SYSTEM +~@/ Revenue Improvement and Refunding Bonds Series 2005A 2.79%, 10/07/05 7,000 7,000 COLLIN CNTY HFA +@ M/F Housing RB (Huntington Apts) Series 1996 2.85%, 10/07/05 6,150 6,150 CYPRESS-FAIRBANKS INDEPENDENT SD +~@ Unlimited Tax GO Refunding Bonds Series 2005 2.79%, 10/07/05 5,160 5,160 DALLAS ~ Waterworks and Sewer System CP Notes Series B 2.65%, 10/18/05 20,000 20,000 DALLAS AREA RAPID TRANSIT +~@/ Sr Lien Sales Tax RB Series 2001 2.79%, 10/07/05 16,130 16,130 DALLAS FORT WORTH INTERNATIONAL AIRPORT +~@ Joint Improvement RB Series 2003A 2.83%, 10/07/05 14,990 14,990 +~@/ Joint Improvement and Refunding RB Series 2002A 2.83%, 10/07/05 8,995 8,995 Joint RB Series 2003A +~@ 2.82%, 10/07/05 2,500 2,500 +~@ 2.83%, 10/07/05 6,370 6,370 DALLAS INDEPENDENT SD +~@ Unlimited Tax School Building and Refunding Bonds Series 2004A 2.78%, 10/07/05 1,200 1,200 DENTON UTILITY SYSTEM +~@/ RB Series 2000A 2.78%, 10/07/05 5,230 5,230 EL PASO +~@/ Water and Sewer Refunding RB Series 1998 2.82%, 10/07/05 9,635 9,635 GRAND PRAIRIE IDA +@ IDRB (NTA Leasing Co) Series 1994 2.91%, 10/07/05 1,280 1,280 GRAPEVINE IDA +@ Airport Improvement RB (Simuflite Training International) Series 1983A 2.70%, 04/03/06 19,000 19,000 GREATER EAST TEXAS STUDENT LOAN CORP RB Series 1992B +@ 2.80%, 10/07/05 30,200 30,200 +@ 2.85%, 07/01/06 14,000 14,000 +@ RB Series 1995B 2.85%, 07/01/06 10,000 10,000 +@ Refunding RB Series 1993A 2.80%, 10/07/05 48,150 48,150 +@ Refunding RB Series 1993B 2.80%, 10/07/05 23,400 23,400 +@ Refunding RB Series 1995A 2.84%, 10/07/05 35,700 35,700 GREATER TEXAS STUDENT LOAN CORP +@ RB Series 1998A 2.80%, 10/07/05 10,250 10,250 GULF COAST IDA +@ IDRB (Gruma Corp) Series 1994 2.86%, 10/07/05 6,440 6,440
24 SCHWAB MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) GULF COAST WASTE DISPOSAL AUTH @ Solid Waste Disposal RB (Amoco Oil Co) Series 1991 2.60%, 10/01/05 9,200 9,200 HARRIS CNTY +~@ Jr Lien Special RB (Rodeo) Series 2001C 2.83%, 10/07/05 1,900 1,900 HARRIS CNTY HEALTH FACILITY DEVELOPMENT CORP +~@/ RB (SCH Health Care) Series 1997B 2.79%, 10/07/05 14,850 14,850 HARRIS CNTY HFA +@ M/F Housing RB (Dominion Square Apts) Series 2000 2.90%, 10/07/05 2,825 2,825 +@ M/F Housing RB (Village At Cornerstone Apts) Series 2004 2.81%, 10/07/05 8,360 8,360 HAYS CONSOLIDATED INDEPENDENT SD +~@ Unlimited Tax Refunding Bonds Series 2005 2.79%, 10/07/05 3,690 3,690 HOUSTON +~@ Airport System Subordinate Lien Refunding RB Series 2005A 2.78%, 10/07/05 26,000 26,000 ~@/ Public Improvement Refunding Bonds Series 1998A 2.79%, 10/07/05 21,655 21,655 +~@/ Public Improvement Refunding Bonds Series 2005A 2.78%, 10/07/05 14,000 14,000 +~@/ Water and Sewer System Jr Lien Refunding RB Series 2002A 2.83%, 10/07/05 6,530 6,530 HOUSTON ISD +~@/ Limited Tax Refunding Bonds Series 2005B 2.79%, 10/07/05 5,860 5,860 +~@ Limited Tax Schoolhouse and Refunding Bonds Series 2003 2.79%, 10/07/05 5,300 5,300 JEWETT ECONOMIC DEVELOPMENT CORP @ IDRB (Nucor Corp) Series 2003 2.82%, 10/07/05 6,200 6,200 KATY INDEPENDENT SD +~@/ Unlimited Tax School Building Bonds Series 2000A 2.79%, 10/07/05 10,145 10,145 LAVACA-NAVIDAD RIVER AUTH +@/ Water Supply System Contract RB (Formosa Plastics Corp) Series 1990 2.83%, 10/07/05 13,600 13,600 LEANDER INDEPENDENT SD +~@ Unlimited Tax School Building and Refunding Bonds Series 2003 2.78%, 10/07/05 10,000 10,000 LOWER COLORADO RIVER AUTH +~@/ Refunding RB Series 1999A 2.79%, 10/07/05 10,770 10,770 LUBBOCK INDEPENDENT SD +~@ Unlimited Tax School Building Bonds Series 2005A 2.20%, 12/15/05 23,050 23,105 MANSFIELD IDA +@ IDRB (Southern Champion Tray) Series 1999 2.80%, 10/07/05 1,900 1,900 MANSFIELD INDEPENDENT SD +~@ Unlimited Tax School Building Bonds Series 2005 2.79%, 10/07/05 6,390 6,390 MATAGORDA CNTY NAVIGATION DISTRICT NO.1 +~@/ Refunding RB (Houston Lighting and Power Co) 2.82%, 10/07/05 19,385 19,385 MIDLAND COLLEGE DISTRICT +~@/ GO Bonds Series 2005 2.79%, 10/07/05 5,555 5,555 MIDLOTHIAN INDEPENDENT SD +~@/ Unlimited Tax School Building and Refunding Bonds Series 2004 2.81%, 10/07/05 8,840 8,840 NORTH EAST INDEPENDENT SD +~@/ Unlimited Tax Refunding Bonds Series 2005 2.79%, 10/07/05 3,500 3,500 +~@/ Unlimited Tax School Building Bonds Series 2005 2.78%, 10/07/05 5,015 5,015 NORTH TEXAS HIGHER EDUCATION AUTH +@ Student Loan RB Series 1987 2.80%, 10/07/05 87,750 87,750 +@ Student Loan RB Series 1998 2.83%, 10/07/05 9,000 9,000 +~@ Student Loan RB Series 2005A 2.83%, 10/07/05 20,600 20,600 NORTH TEXAS TOLLWAY AUTH +~@ Dallas North Tollway System RB Series 2005A 2.78%, 10/07/05 2,600 2,600 PANHANDLE PLAINS HIGHER EDUCATION AUTH +~@ Student Loan RB Series 1991A 2.78%, 10/07/05 27,400 27,400 +~@ Student Loan RB Series 1992A 2.78%, 10/07/05 19,100 19,100 +~@ Student Loan RB Series 1993A 2.78%, 10/07/05 21,700 21,700 PFLUGERVILLE INDEPENDENT SD +~@ Unlimited Tax Refunding Bonds Series 2005 2.78%, 10/07/05 4,000 4,000 PORT ARTHUR INDEPENDENT SD +~@ Unlimited Tax School Building Bonds Series 2005 2.78%, 10/07/05 23,395 23,395 SAN ANTONIO +~@ Airport System Revenue Improvement Bonds Series 2002 2.83%, 10/07/05 9,240 9,240 SAN ANTONIO IDA +@ IDRB (Gruma Corp) Series 1994 2.86%, 10/07/05 4,095 4,095
25 SCHWAB MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) SOUTHEAST TEXAS HFA S/F Mortgage Refunding RB Series 1998A +~@/ 2.83%, 10/07/05 3,920 3,920 ~@/ 2.83%, 10/07/05 3,955 3,955 SPRING INDEPENDENT SD +~@ Unlimited Tax Schoolhouse Bonds Series 2005 2.79%, 10/07/05 5,985 5,985 TEXAS ~@/ GO Bonds (Veterans' Housing Assistance Program-Fund II) Series 2002A-2 2.81%, 10/07/05 6,000 6,000 ~@ GO Bonds (Veterans' Housing Assistance Program-Fund II) Series 2005A 2.80%, 10/07/05 16,700 16,700 ~@ GO Refunding Bonds (College Student Loan) Series 2003 2.85%, 07/01/06 30,630 30,630 TRAN Series 2005 3.00%, 08/31/06 25,000 25,333 3.01%, 08/31/06 100,000 101,323 TEXAS A&M BOARD OF REGENTS ~@ Permanent University Fund Bonds Series 2004B 2.78%, 10/07/05 6,500 6,500 TEXAS A&M UNIVERSITY ~@/ Permanent University Fund Bonds Series 1998 2.79%, 10/07/05 28,445 28,445 TEXAS DEPT OF HOUSING AND COMMUNITY AFFAIRS +@ M/F Housing RB (Atascocita Pines Apts) Series 2005 2.84%, 10/07/05 11,900 11,900 +@ M/F Housing RB (Bristol Apts) Series 2004 2.81%, 10/07/05 8,625 8,625 +@ M/F Housing RB (Canal Place Apts) Series 2005A 2.85%, 10/07/05 15,000 15,000 +@ M/F Housing RB (Creek Point Apts) Series 2000 2.80%, 10/07/05 6,785 6,785 +@ M/F Housing RB (Lafayette Village Apts) Series 2005 2.84%, 10/07/05 7,100 7,100 +@ M/F Housing RB (Montgomery Pines Apts) Series 2004 2.81%, 10/07/05 12,300 12,300 +@ M/F Housing RB (Pinnacle Apts) Series 2004 2.81%, 10/07/05 7,000 7,000 +@ M/F Housing RB (Tower Ridge Apts) Series 2005 2.88%, 10/07/05 15,000 15,000 ~@/ Residential Mortgage RB Series 1998A 2.90%, 10/07/05 14,950 14,950 ~@ Residential Mortgage Refunding RB Series 2003A 2.83%, 10/07/05 10,000 10,000 +~@ S/F Mortgage RB Series 2002 A&B 2.83%, 10/07/05 4,115 4,115 +~@ S/F Mortgage RB Series 2004D 2.79%, 10/07/05 23,400 23,400 TEXAS DEPT OF TRANSPORTATION + State Highway Fund Revenue CP Notes Series A 2.72%, 12/07/05 10,000 10,000 TEXAS MUNICIPAL GAS CORP +~@ Sr Lien Gas Reserve RB Series 1998 2.76%, 10/07/05 2,085 2,085 TEXAS PUBLIC FINANCE AUTH ~ Unemployment Compensation Obligation Assessment RB Series 2003C-1 2.50%, 10/12/05 30,000 30,000 TEXAS TRANSPORTATION COMMISSION Mobility Fund Bonds Series 2005A ~@ 2.79%, 10/07/05 60,180 60,180 ~@/ 2.79%, 10/07/05 4,700 4,700 TRINITY RIVER AUTH +~@/ Improvement and Refunding RB Series 2005 2.79%, 10/07/05 14,265 14,265 +@ Solid Waste Disposal RB (Community Waste Disposal) Series 1999 2.83%, 10/07/05 4,070 4,070 UNIVERSITY OF TEXAS Permanent University Fund Flexible Rate Notes Series A 2.60%, 10/04/05 5,000 5,000 2.60%, 10/05/05 22,000 22,000 ----------- 1,338,481 UTAH 1.4% INTERMOUNTAIN POWER AGENCY +~@ Power Supply Refunding RB Series 1985E 2.78%, 03/15/06 14,100 14,100 +~@/ Power Supply Refunding RB Series 1996C 2.78%, 10/07/05 15,330 15,330 +~@ Power Supply Refunding RB Series 1998A 3.06%, 10/07/05 9,995 9,995 SALT LAKE CITY +~@/ Hospital RB (IHC Health Services) Series 2001 2.79%, 10/07/05 26,730 26,730 +@ RB (Rowland Hall-St Mark's School) Series 2001 2.75%, 10/07/05 9,280 9,280 UNIVERSITY OF UTAH +~@/ Refunding RB (Auxiliary and Campus Facilities) Series 1998A 2.79%, 10/07/05 30,060 30,060 +@ Student Loan RB Series 1993A 2.83%, 10/07/05 5,000 5,000 +~@ Student Loan RB Series 1995I 2.83%, 10/07/05 27,500 27,500 UTAH BUILDING OWNERSHIP AUTH +~@/ Lease Refunding RB Series 1998C 2.79%, 10/07/05 9,695 9,695
26 SCHWAB MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) UTAH STATE BOARD OF REGENTS +~@ Student Loan RB Series 2005W 2.83%, 10/07/05 35,280 35,280 ----------- 182,970 VERMONT 0.1% VERMONT ECONOMIC DEVELOPMENT AUTH +@ IDRB (Agri-Mark) Series 1999A 2.95%, 10/07/05 17,000 17,000 +@ IDRB (Agri-Mark) Series 1999B 2.95%, 10/07/05 1,000 1,000 ----------- 18,000 VIRGINIA 0.5% ARLINGTON CNTY IDA +@ M/F Housing RB (Gates of Ballston Apts) Series 2005 2.83%, 10/07/05 14,500 14,500 FAIRFAX CNTY ~@ Public Improvement and Refunding Bonds Series 2004A 2.78%, 10/07/05 1,000 1,000 KING GEORGE CNTY +@ Solid Waste Disposal Facility RB (Garnet) Series 1996 2.80%, 10/07/05 3,700 3,700 MONTGOMERY CNTY IDA +@ RB (Virginia Tech Foundation) Series 2001B 2.85%, 10/07/05 1,015 1,015 NEWPORT NEWS IDA +@ RB (CNU Warwick Student Apts) Series 2004 2.75%, 10/07/05 4,300 4,300 NORFOLK +~@/ Parking System Refunding RB Series 2000B 2.79%, 10/07/05 9,450 9,450 NORFOLK REDEVELOPMENT AND HOUSING AUTH +@ RB (E2F Student Housing I) Series 2005 2.75%, 10/07/05 7,000 7,000 +@ RB (Old Dominion University Real Estate Foundation Student Housing) Series 2004B 2.75%, 10/07/05 6,000 6,000 PORTSMOUTH REDEVELOPMENT AND HOUSING AUTH +@ M/F Housing RB (Churchland North Apts) Series 1999 2.85%, 10/07/05 6,395 6,395 VIRGINIA BEACH DEVELOPMENT AUTH +@ M/F Residential Rental Housing RB (Silver Hill at Thalia) Series 1999 2.85%, 10/07/05 4,100 4,100 VIRGINIA PORT AUTH +~@ RB (2002 Resolution) Series 2005A 2.73%, 10/07/05 2,645 2,645 ----------- 60,105 WASHINGTON 4.3% CENTRAL PUGET SOUND REGIONAL TRANSIT AUTH +~@/ Sales Tax RB Series 2005A 2.79%, 10/07/05 8,000 8,000 DOUGLAS CNTY DEVELOPMENT CORP +@ RB (Executive Flight) Series 1998 2.80%, 10/07/05 6,100 6,100 ENERGY NORTHWEST +~@/ Refunding Electric RB (Columbia Generating Station No.3) Series 2001A 2.79%, 10/07/05 29,700 29,700 +~@/ Refunding Electric RB (Project No.1) Series 2002A 2.79%, 10/07/05 36,655 36,655 +~@ Refunding Electric RB (Project No.3) Series 2003A 2.79%, 10/07/05 8,690 8,690 EVERETT IDA @ Exempt Facilities RB (Kimberly-Clark Corp) Series 2002 2.79%, 10/07/05 3,200 3,200 +@ RB (Partners Trust I/Synsor) Series 1996 2.79%, 10/07/05 3,300 3,300 KING CNTY RURAL LIBRARY DISTRICT Unlimited Tax GO Bonds Series 2005 +~@/ 2.79%, 10/06/05 5,940 5,940 +~@/ 2.79%, 10/07/05 5,665 5,665 OLYMPIA +@ Solid Waste RB (LeMay Enterprises) Series 1999 2.83%, 10/07/05 5,905 5,905 PIERCE CNTY +@ IDRB (McFarland Cascade) Series 1996 2.84%, 10/07/05 3,945 3,945 +~@ Unlimited Tax GO Bonds Series 2001 2.79%, 10/07/05 43,655 43,655 PIERCE CNTY ECONOMIC DEVELOPMENT CORP +@ RB (Flex-A-Lite Consolidated) Series 1996 2.79%, 10/07/05 2,250 2,250 +@ RB (K&M Holdings II) Series 1997 3.08%, 10/07/05 1,300 1,300 +@ Solid Waste RB (LeMay Enterprises) Series 1999 2.83%, 10/07/05 2,145 2,145 PORT OF CENTRALIA IDA +@ Solid Waste RB (LeMay Enterprises) Series 1999 2.83%, 10/07/05 1,345 1,345 PORT OF MOSES LAKE PUBLIC CORP +@ RB (National Frozen Foods Corp) Series 1997 2.74%, 10/07/05 2,000 2,000 PORT OF SEATTLE +~@/ Intermediate Lien Refunding RB Series 2005A 2.79%, 10/07/05 14,825 14,825 +~@ RB Series 2001B 2.83%, 10/07/05 4,430 4,430
27 SCHWAB MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) +~@ RB Series 2003A 2.78%, 10/07/05 1,000 1,000 +~@/ Special Facility RB (Terminal 18) Series 1999B 2.82%, 10/07/05 49,795 49,795 +~@ Subordinated Lien RB Series 1999B 2.83%, 10/07/05 2,875 2,875 +@ Subordinated Lien RB Series 2005 2.83%, 10/07/05 8,500 8,500 PORT OF TACOMA RB Series 2005 +~@/ 2.79%, 10/07/05 5,765 5,765 +~@/ 2.82%, 10/07/05 6,300 6,300 SEATTLE +~@ Drainage and Wastewater Refunding RB Series 2002 2.79%, 10/07/05 6,875 6,875 SEATTLE HOUSING AUTH +@ RB (CHHIP and HRG) Series 1996 2.79%, 10/07/05 3,335 3,335 +@ RB (Casa Pacifica Apts) Series 1997 2.79%, 10/07/05 2,900 2,900 TACOMA HOUSING AUTH +@ RB (Crown Assisted Living) Series 1998 2.82%, 10/07/05 3,085 3,085 WASHINGTON ~@/ GO Bonds Series 1998C 2.79%, 10/07/05 12,150 12,150 ~@/ GO Bonds Series 2000B 2.79%, 10/07/05 13,380 13,380 +~@ GO Bonds Series 2003A 2.81%, 10/07/05 5,170 5,170 +~@/ GO Refunding Bonds Series R-2006A 2.78%, 10/07/05 16,350 16,350 +~@/ Motor Vehicle Fuel Tax GO Bonds Series 2006B 2.79%, 10/07/05 2,500 2,500 +~@ Unlimited GO Bonds Series B 2.79%, 10/07/05 30,485 30,485 +~@ Various Purpose GO Bonds Series 2005D 2.79%, 10/07/05 12,425 12,425 WASHINGTON ECONOMIC DEVELOPMENT FINANCE AUTH +@ IDRB (Tonkin Building Associates) Series 1997A 2.84%, 10/07/05 1,000 1,000 +@ RB (Hunter Douglas) Series 1997A 2.85%, 10/07/05 3,500 3,500 +@ RB (Skills) Series 1998N 2.82%, 10/07/05 2,700 2,700 +@ Solid Waste Disposal RB (Cedar Grove Composting) Series 2004B 2.83%, 10/07/05 5,600 5,600 +@ Solid Waste Disposal RB (Lemay Enterprises) Series 2005B 2.83%, 10/07/05 5,670 5,670 +@ Solid Waste Disposal RB (Waste Management) Series 2000C 2.82%, 10/07/05 5,500 5,500 +@ Solid Waste Disposal RB (Waste Management) Series 2000H 2.82%, 10/07/05 6,825 6,825 Solid Waste Disposal RB (Waste Management) Series 2000I +@ 2.77%, 10/07/05 10,240 10,240 +@ 2.82%, 10/07/05 7,235 7,235 WASHINGTON HEALTH CARE FACILITIES AUTH +@ RB (Yakima Valley Farm Workers Clinic) Series 1997 2.74%, 10/07/05 3,000 3,000 WASHINGTON HOUSING FINANCE COMMISSION +@ M/F Housing RB (Anchor Village Apts) Series 1997 2.81%, 10/07/05 10,750 10,750 +@ M/F Housing RB (Brittany Park Phase II) Series 1998A 2.81%, 10/07/05 3,480 3,480 +@ M/F Housing RB (Brittany Park) Series 1996A 2.81%, 10/07/05 8,930 8,930 +@ M/F Housing RB (Fairwinds Redmond) Series 2005A 2.84%, 10/07/05 7,500 7,500 +@ M/F Housing RB (Highlander Apts) Series 2004A 2.81%, 10/07/05 7,000 7,000 +@ M/F Housing RB (Lakewood Meadows Apts) Series 2000A 2.79%, 10/07/05 3,140 3,140 +@ M/F Housing RB (Merrill Gardens at Queen Anne) Series 2004A 2.84%, 10/07/05 11,000 11,000 +@ M/F Housing RB (Merrill Gardens) Series 1997A 2.81%, 10/07/05 6,125 6,125 +@ M/F Housing RB (Rainier Court Apts) Series 2003A 2.81%, 10/07/05 12,750 12,750 +@ M/F Housing RB (Rosecreek Apts) Series 1998A 2.84%, 10/07/05 3,570 3,570 +@ M/F Housing RB (Silver Creek Apts) Series 2004 2.81%, 10/07/05 4,100 4,100 +@ M/F Housing RB (Vintage at Burien) Series 2004A 2.81%, 10/07/05 6,570 6,570 +@ M/F Housing RB (Woodrose Apts) Series 1999A 2.81%, 10/07/05 6,750 6,750 +@ M/F Mortgage RB (Canyon Lakes) Series 1993 2.78%, 10/07/05 4,215 4,215 +@ M/F Mortgage RB (Lake Washington Apts) Series 1996 2.79%, 10/07/05 8,050 8,050 +@ M/F Mortgage RB (Meridian Court Apts) Series 1996 2.80%, 10/07/05 6,700 6,700 YAKAMA INDIAN NATION +@ RB (Yakama Forest Products) Series 1997 2.79%, 10/07/05 2,100 2,100
28 SCHWAB MUNICIPAL MONEY FUND PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) YAKIMA CNTY PUBLIC CORP +@ IDRB (Cowiche Growers) Series 1998 2.80%, 10/07/05 2,500 2,500 +@ RB (Michelsen Packaging) Series 1996 2.79%, 10/07/05 600 600 ----------- 539,040 WEST VIRGINIA 0.5% MARION CNTY +@ Solid Waste Disposal Facility RB (Grant Town Cogeneration) Series 1990B 2.85%, 10/07/05 19,925 19,925 +@ Solid Waste Disposal Facility RB (Grant Town Cogeneration) Series 1990C 2.85%, 10/07/05 17,000 17,000 +@ Solid Waste Disposal Facility RB (Grant Town Cogeneration) Series 1990D 2.85%, 10/07/05 3,200 3,200 WEST VIRGINIA HOUSING DEVELOPMENT FUND ~@/ Housing Finance Bonds Series 2001D 2.79%, 10/07/05 18,845 18,845 ----------- 58,970 WISCONSIN 2.6% COLBURN IDA +@ IDRB (Heartland Farms) Series 1994 2.98%, 10/07/05 5,800 5,800 KENOSHA +@ IDRB (Asyst Technologies) Series 1997 2.82%, 10/07/05 5,000 5,000 KIMBERLY AREA SD +~@ GO Refunding Bonds 2.79%, 10/07/05 6,075 6,075 MILWAUKEE CNTY +~@ Airport RB Series 2000A 2.83%, 10/07/05 18,470 18,470 SOUTHEAST WISCONSIN PROFESSIONAL BASEBALL PARK DISTRICT +~@/ Sales Tax Refunding Bonds Series 1998 2.77%, 10/07/05 5,000 5,000 WISCONSIN +~@ GO Bonds Series 2005-1 2.79%, 10/07/05 8,190 8,190 ~@/ GO Bonds Series 2005D 2.78%, 10/07/05 20,000 20,000 +~@ GO Refunding Bonds Series 2005-1 2.79%, 10/07/05 4,600 4,600 +~@ Transportation RB Series 2005A 2.79%, 10/07/05 9,670 9,670 WISCONSIN HEALTH AND EDUCATIONAL FACILITIES AUTH +~@ RB (Sisters of the Sorrowful Mother) Series 1993C 2.79%, 10/07/05 22,015 22,015 WISCONSIN HOUSING AND ECONOMIC DEVELOPMENT AUTH-1987 HOMEOWNERSHIP RESOLUTION +@ Business Development RB (Ultratec) Series 1995-7 2.98%, 10/07/05 2,205 2,205 +~@/ RB Series 2002B 2.78%, 10/07/05 15,655 15,655 ~@ RB Series 2002C 2.77%, 10/07/05 3,040 3,040 ~@ RB Series 2002D 2.81%, 10/07/05 435 435 ~@ RB Series 2003B 2.81%, 10/07/05 13,800 13,800 RB Series 2004A ~@ 2.81%, 10/07/05 8,000 8,000 ~@ 2.81%, 10/07/05 11,020 11,020 ~@ 2.81%, 10/07/05 9,800 9,800 ~@ RB Series 2005A 2.79%, 10/07/05 20,725 20,725 +~@ S/F Draw Down RB Series 2003-1 2.84%, 10/07/05 23,685 23,685 WISCONSIN HOUSING AND ECONOMIC DEVELOPMENT AUTH-1988 HOMEOWNERSHIP RESOLUTION ~@/ RB Series 2003A 2.83%, 10/07/05 3,830 3,830 RB Series 2004D ~@ 2.79%, 10/07/05 73,750 73,750 ~@/ 2.84%, 10/07/05 3,160 3,160 RB Series 2005C ~@ 2.81%, 10/07/05 28,500 28,500 ~@/ 2.83%, 10/07/05 4,875 4,875 WISCONSIN RAPIDS +@ IDRB (Thiele Kaolin) Series 1998 2.80%, 10/07/05 4,500 4,500 ----------- 331,800 WYOMING 0.4% LINCOLN CNTY @ Pollution Control RB (Exxon) Series 1987A 2.85%, 10/01/05 1,700 1,700 WYOMING Education Fund TRAN Series 2005A 2.63%, 06/28/06 45,000 45,444 WYOMING COMMUNITY DEVELOPMENT AUTH ~@/ Housing RB Series 2001-1 2.83%, 10/07/05 4,965 4,965 ----------- 52,109
END OF INVESTMENTS. At 09/30/05, the tax basis cost of the fund's investments was $12,545,953. . The fund's portfolio holdings include restricted but deemed liquid securities worth $1,947,067 or 15.4% of the fund's total net assets. 29 THE CHARLES SCHWAB FAMILY OF FUNDS SCHWAB ADVISOR CASH RESERVES(TM) PORTFOLIO HOLDINGS As of September 30, 2005, unaudited The following are the portfolio holdings at 09/30/05. For more information please refer to the fund's semi-annual or annual shareholder reports. We use the symbols below to designate certain characteristics of the securities. * Asset-backed security + Credit-enhanced security o Restricted and/or illiquid security For fixed-rate obligations, the rate shown is the effective yield at the time of purchase, except U.S. Treasury notes, for which the rate shown is the interest rate (the rate established when the obligation was issued). For variable-rate obligations, the rate shown is the rate as of the report date. For variable-rate obligations with scheduled maturities greater than 397 days, the maturity shown is the later of the next interest rate change date or demand date. For variable-rate obligations with scheduled maturities less than 397 days, the maturity shown is the earlier of the next interest rate change date or demand date.
COST VALUE HOLDINGS BY CATEGORY ($X1,000) ($X1,000) - -------------------------------------------------------------------------------- 63.5% FIXED-RATE OBLIGATIONS 3,238,278 3,238,278 16.6% VARIABLE-RATE OBLIGATIONS 849,877 849,877 20.3% OTHER INVESTMENTS 1,038,619 1,038,619 - -------------------------------------------------------------------------------- 100.4% TOTAL INVESTMENTS 5,126,774 5,126,774 (0.4)% OTHER ASSETS AND LIABILITIES (18,992) - -------------------------------------------------------------------------------- 100.0% NET ASSETS 5,107,782
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) FIXED-RATE OBLIGATIONS 63.5% of net assets COMMERCIAL PAPER & OTHER CORPORATE OBLIGATIONS 38.5% -------------------------------------------------------------------------- AB SPINTAB 3.75%, 11/15/05 21,000 20,902 ALLIANCE & LEICESTER, PLC, SECTION 4(2) / 144A 3.51%, 10/07/05 7,000 6,996 3.95%, 03/14/06 2,000 1,965 * AMSTEL FUNDING CORP., SECTION 4(2) / 144A 3.50%, 10/03/05 8,000 7,998 3.75%, 11/15/05 15,000 14,930 3.84%, 12/14/05 2,000 1,984 *+ AMSTERDAM FUNDING CORP., SECTION 4(2) / 144A 3.73%, 10/21/05 20,000 19,959 3.75%, 10/24/05 60,250 60,106 ANZ NATIONAL INT'L LTD. 3.68%, 10/25/05 9,400 9,377 4.01%, 02/23/06 15,000 14,762 *+ AQUINAS FUNDING, L.L.C. SECTION 4(2) / 144A 3.62%, 10/24/05 3,000 2,993 3.91%, 12/21/05 8,000 7,930 3.61%, 12/22/05 5,931 5,883 3.62%, 12/22/05 10,000 9,919 *+ ASAP FUNDING LTD., SECTION 4(2) / 144A 3.53%, 10/14/05 11,000 10,986 3.75%, 12/05/05 12,000 11,919 3.86%, 12/13/05 3,000 2,977 3.92%, 12/16/05 1,500 1,488 *+ ATLANTIC ASSET SECURITIZATION CORP., SECTION 4(2) / 144A 3.72%, 10/13/05 35,110 35,067 * ATLANTIS ONE FUNDING CORP., SECTION 4(2) / 144A 3.39%, 11/16/05 6,000 5,974 3.75%, 11/17/05 20,000 19,903 3.44%, 11/18/05 1,000 996 3.60%, 12/20/05 5,000 4,961 3.88%, 01/18/06 30,000 29,652 3.82%, 01/23/06 50,000 49,406 4.00%, 03/01/06 10,000 9,835 4.03%, 03/22/06 6,000 5,887 BANK OF AMERICA CORP. 3.31%, 10/06/05 50,000 49,977 3.58%, 10/25/05 50,000 49,882 BEAR STEARNS & CO., INC. 3.50%, 10/04/05 33,000 32,990 3.58%, 10/19/05 2,000 1,996 *+ BETA FINANCE, INC., SECTION 3C7 / 144A 3.51%, 10/13/05 4,000 3,995 *+o BLUE SPICE, L.L.C., SECTION 4(2) / 144A 3.52%, 10/13/05 2,000 1,998 4.13%, 03/28/06 23,000 22,539 * CC (USA), INC., SECTION 3C7 / 144A 3.50%, 10/11/05 5,000 4,995 3.55%, 10/18/05 26,000 25,957 3.85%, 01/13/06 3,000 2,967 3.87%, 01/13/06 1,000 989 3.96%, 01/27/06 7,000 6,910 4.01%, 03/01/06 6,000 5,901 *+ CHARIOT FUNDING, L.L.C., SECTION 4(2) / 144A 3.74%, 10/18/05 15,000 14,974 + CITIGROUP FUNDING, INC. 3.82%, 11/30/05 55,000 54,653 3.81%, 12/05/05 45,000 44,694 3.99%, 12/27/05 50,000 49,523 *+ CLIPPER RECEIVABLES CO., SECTION 4(2) / 144A 3.74%, 10/19/05 25,000 24,953 *+ CONCORD MINUTEMEN CAPITAL CO., SERIES A SECTION 3C7 / 144A 3.51%, 10/07/05 1,000 999 3.68%, 10/07/05 5,000 4,997 3.75%, 01/06/06 30,000 29,703 3.95%, 03/08/06 15,000 14,745 *+ CROWN POINT CAPITAL CO., L.L.C., SECTION 3C7 / 144A 3.56%, 10/18/05 7,500 7,488 3.44%, 11/16/05 5,000 4,978 3.74%, 12/02/05 3,000 2,981 3.98%, 01/04/06 30,000 29,688 3.82%, 01/18/06 20,000 19,773
1 SCHWAB ADVISOR CASH RESERVES PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) * DAKOTA CP NOTES OF CITIBANK CREDIT CARD ISSUANCE TRUST, SECTION 4 (2) / 144A 3.54%, 10/14/05 10,000 9,987 3.62%, 10/26/05 35,000 34,913 3.75%, 12/06/05 70,000 69,523 3.78%, 12/08/05 32,000 31,774 3.98%, 12/28/05 7,000 6,933 + DANSKE CORP. 3.81%, 12/12/05 2,600 2,580 + DRESDNER U.S. FINANCE, INC. 3.50%, 10/06/05 9,000 8,996 *+ EIFFEL FUNDING L.L.C., SECTION 4(2) / 144A 3.72%, 10/13/05 3,000 2,996 3.68%, 10/14/05 20,000 19,974 3.71%, 10/20/05 10,000 9,980 3.98%, 12/28/05 1,000 990 *+ FAIRWAY FINANCE CO., L.L.C., SECTION 4(2) / 144A 3.68%, 10/24/05 18,189 18,147 3.97%, 03/13/06 13,000 12,771 *+ FALCON ASSET SECURITIZATION CORP., SECTION 4(2) / 144A 3.68%, 10/20/05 25,000 24,952 *+ FIVE FINANCE, INC., SECTION 3C7 / 144A 4.11%, 03/27/06 10,000 9,802 * GALAXY FUNDING, INC., SECTION 4(2) / 144A 3.55%, 10/18/05 10,000 9,983 3.61%, 10/26/05 13,000 12,968 3.81%, 12/01/05 3,000 2,981 3.97%, 12/28/05 25,000 24,760 GENERAL ELECTRIC CAPITAL CORP. 3.99%, 03/01/06 20,000 19,672 3.95%, 03/21/06 9,000 8,835 *+ GRAMPIAN FUNDING, LLC., SECTION 4(2) / 144A 3.50%, 10/07/05 12,000 11,993 3.75%, 11/16/05 3,000 2,986 3.60%, 12/20/05 9,000 8,929 + HBOS TREASURY SERVICES, PLC 3.73%, 11/03/05 1,200 1,196 HSBC U.S.A., INC. 3.74%, 12/16/05 15,000 14,883 IRISH LIFE & PERMANENT, PLC, SECTION 4(2) / 144A 3.45%, 11/10/05 10,000 9,962 3.78%, 12/09/05 10,000 9,928 + IXIS COMMERCIAL PAPER CORP., SECTION 4(2) /144A 3.68%, 10/14/05 17,000 16,977 *+ JUPITER SECURITIZATION CORP., SECTION 4(2) / 144A 3.68%, 10/11/05 35,000 34,964 * K2 (USA), L.L.C., SECTION 3C7 / 144A 3.54%, 10/17/05 1,000 998 3.55%, 10/17/05 7,000 6,989 3.38%, 11/08/05 7,400 7,374 3.81%, 11/30/05 1,000 994 3.51%, 12/09/05 30,000 29,802 3.95%, 03/13/06 4,000 3,930 + KBC FINANCIAL PRODUCTS INTERNATIONAL, LTD., SECTION 4(2) / 144A 3.37%, 10/12/05 37,000 36,963 *+ LEXINGTON PARKER CAPITAL CO., L.L.C. SECTION 4(2) / 144A 3.53%, 10/06/05 1,500 1,499 3.75%, 11/16/05 6,000 5,972 3.79%, 01/13/06 2,000 1,979 3.80%, 01/13/06 18,000 17,806 * MANE FUNDING CORP., SECTION 4(2) / 144A 3.56%, 10/18/05 2,000 1,997 MORGAN STANLEY 3.76%, 10/05/05 5,000 4,998 3.45%, 11/14/05 10,000 9,959 3.82%, 12/01/05 28,000 27,821 * NEWCASTLE CERTIFICATES PROGRAM, SECTION 4(2) / 144A 3.73%, 10/13/05 7,000 6,991 3.83%, 11/23/05 30,900 30,728 *+ NIEUW AMSTERDAM RECEIVABLES CORP., SECTION 4(2) / 144A 3.74%, 12/01/05 15,272 15,176 3.84%, 12/15/05 10,000 9,921 4.06%, 03/23/06 9,000 8,828 + NORDEA NORTH AMERICA, INC. 4.16%, 03/31/06 3,500 3,428 *+ OLD LINE FUNDING, L.L.C. SECTION 4(2) / 144A 3.73%, 10/19/05 17,000 16,968 3.77%, 10/20/05 3,000 2,994 * PARK GRANADA, L.L.C., SECTION 4(2) / 144A 3.62%, 10/19/05 5,000 4,991 3.72%, 10/31/05 10,000 9,969 3.68%, 11/01/05 10,000 9,969 *+ PICAROS FUNDING, L.L.C. SECTION 4(2) / 144A 4.00%, 02/17/06 10,000 9,849 4.18%, 03/30/06 4,000 3,918 *+ PREFERRED RECEIVABLES FUNDING CORP. SECTION 4(2) / 144A 3.75%, 10/20/05 1,000 998 3.97%, 02/10/06 2,000 1,971 + SANTANDER CENTRAL HISPANO FINANCE (DELAWARE), INC. 4.00%, 02/24/06 18,000 17,714 3.96%, 03/15/06 18,000 17,679 *+ SCALDIS CAPITAL LTD., SECTION 4(2) / 144A 3.55%, 10/17/05 31,000 30,952 *+ SIGMA FINANCE, INC., SECTION 3C7 / 144A 3.50%, 10/03/05 9,500 9,498 3.58%, 10/19/05 8,000 7,986 3.62%, 10/26/05 8,000 7,980 3.46%, 11/21/05 5,000 4,976 3.83%, 12/14/05 4,000 3,969 4.02%, 02/22/06 22,000 21,652 SKANDINAVISKA ENSKILDA BANKEN AB 3.71%, 11/02/05 2,550 2,542 4.03%, 03/02/06 22,000 21,633 + SOCIETE GENERALE NORTH AMERICA, INC. 3.75%, 11/18/05 7,000 6,965 3.81%, 12/02/05 2,800 2,782 4.17%, 03/28/06 12,000 11,757 THE GOLDMAN SACHS GROUP, INC. 3.47%, 11/21/05 30,000 29,855
2 SCHWAB ADVISOR CASH RESERVES PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) *+ THUNDER BAY FUNDING, L.L.C. SECTION 4(2) / 144A 3.51%, 10/07/05 5,539 5,536 3.73%, 10/17/05 3,585 3,579 3.88%, 12/19/05 23,480 23,282 3.88%, 12/20/05 18,000 17,846 *+ TRIPLE A-ONE FUNDING CORP., SECTION 4(2) / 144A 3.68%, 10/07/05 20,000 19,988 + WESTPAC CAPITAL CORP. 3.91%, 12/28/05 30,000 29,716 + WESTPAC TRUST SECURITIES NZ LTD. 3.69%, 10/24/05 1,600 1,596 * WHISTLEJACKET CAPITAL, L.L.C., SECTION 3C7 / 144A 3.80%, 12/16/05 2,100 2,083 4.19%, 03/29/06 3,000 2,939 * WHITE PINE FINANCE, L.L.C., SECTION 3C7 / 144A 3.37%, 10/27/05 8,980 8,959 3.99%, 12/29/05 7,274 7,203 ----------- 1,961,782 CERTIFICATES OF DEPOSIT 25.0% -------------------------------------------------------------------------- ALLIANCE & LEICESTER, PLC 3.58%, 12/20/05 20,000 20,000 AMERICAN EXPRESS BANK FSB 3.75%, 10/20/05 15,000 15,000 AMERICAN EXPRESS CENTURION BANK 3.79%, 12/13/05 15,000 15,000 BANCO BILBAO VIZCAYA ARGENTARIA S.A. 3.62%, 10/31/05 60,000 60,000 3.75%, 11/21/05 13,000 13,000 3.80%, 11/21/05 2,000 2,000 BANK OF TOKYO-MITSUBISHI, LTD. 3.82%, 12/02/05 15,000 15,000 BARCLAYS BANK, PLC 3.80%, 11/29/05 43,000 43,000 BNP PARIBAS 3.50%, 10/13/05 2,000 2,000 3.43%, 11/08/05 40,000 40,000 3.46%, 11/28/05 105,000 105,000 3.98%, 12/30/05 3,000 3,000 4.03%, 03/27/06 2,000 2,000 CALYON 3.37%, 11/09/05 20,000 20,000 3.40%, 11/10/05 35,000 35,000 CANADIAN IMPERIAL BANK OF COMMERCE 4.03%, 03/27/06 40,000 40,000 CITIBANK, N.A. 3.97%, 12/29/05 27,000 27,000 CREDIT SUISSE FIRST BOSTON 3.68%, 10/26/05 2,000 2,000 3.76%, 11/22/05 13,000 13,000 3.75%, 12/09/05 15,000 15,000 3.77%, 12/15/05 6,500 6,500 DEPFA BANK, PLC 3.50%, 10/07/05 13,000 13,000 DEUTSCHE BANK, AG 3.50%, 10/11/05 23,000 23,000 3.51%, 10/11/05 13,000 13,000 3.52%, 10/17/05 50,000 50,000 3.75%, 11/22/05 40,000 40,000 3.97%, 12/30/05 26,000 26,000 DEXIA CREDIT LOCAL 3.61%, 10/27/05 48,000 48,000 3.95%, 12/27/05 3,000 3,000 DNB NOR BANK ASA 3.81%, 01/20/06 10,000 10,000 FORTIS BANK 4.18%, 04/03/06 4,000 4,000 + HBOS TREASURY SERVICES, PLC 3.80%, 11/29/05 15,000 15,000 HSBC BANK, USA 3.44%, 11/21/05 5,000 5,000 4.13%, 03/29/06 25,000 25,000 HSH NORDBANKEN, AG 3.75%, 12/09/05 1,000 1,000 3.91%, 12/21/05 4,000 4,000 LANDESBANK BADEN-WURTTEMBERG 3.75%, 11/22/05 23,000 23,000 LANDESBANK HESSEN-THURINGEN GIROZENTRALE 3.45%, 11/14/05 15,000 15,000 LLOYDS TSB BANK, PLC 3.45%, 11/17/05 50,000 49,998 MIZUHO CORP. BANK, LTD. 3.62%, 10/26/05 4,000 4,000 3.74%, 11/08/05 15,000 15,000 ROYAL BANK OF CANADA 3.54%, 10/21/05 12,000 12,000 SAN PAOLO IMI SPA 3.87%, 12/21/05 17,000 17,000 SKANDINAVISKA ENSKILDA BANKEN AB 3.71%, 10/18/05 18,000 18,000 SOCIETE GENERALE 3.54%, 10/21/05 25,000 25,000 3.37%, 11/09/05 5,000 5,000 3.51%, 12/15/05 45,000 45,000 3.54%, 12/16/05 15,000 15,000 SVENSKA HANDELSBANKEN AB 3.54%, 10/21/05 18,000 18,000 3.70%, 11/01/05 4,000 4,000 TORONTO DOMINION BANK 3.44%, 11/09/05 20,000 19,998 3.45%, 11/28/05 23,000 23,000 U.S. BANK, N.A. 3.34%, 10/03/05 25,000 25,000 3.32%, 10/11/05 7,000 7,000 3.50%, 10/14/05 35,000 35,000 3.45%, 11/18/05 10,000 10,000 UNICREDITO ITALIANO SPA 3.34%, 10/12/05 43,000 43,000 3.42%, 11/02/05 30,000 30,000 3.95%, 12/27/05 4,000 4,000 3.78%, 01/17/06 15,000 15,000 3.82%, 01/23/06 5,000 5,000 WASHINGTON MUTUAL BANK, FA 3.44%, 11/22/05 13,000 13,000 WELLS FARGO BANK, N.A. 3.69%, 10/24/05 2,000 2,000 WILMINGTON TRUST CO. 3.78%, 11/18/05 5,000 5,000 ----------- 1,276,496 VARIABLE-RATE OBLIGATIONS 16.6% of net assets BARCLAYS BANK, PLC 3.67%, 10/11/05 25,000 24,997
3 SCHWAB ADVISOR CASH RESERVES PORTFOLIO HOLDINGS continued
ISSUER FACE AMOUNT VALUE RATE, MATURITY DATE ($ x 1,000) ($ x 1,000) 3.69%, 10/17/05 50,000 49,989 3.71%, 10/17/05 13,000 12,998 3.75%, 10/21/05 5,000 4,999 *+ BETA FINANCE, INC., SECTION 3C7 / 144A 3.70%, 10/14/05 19,000 18,999 BNP PARIBAS 3.62%, 10/04/06 24,000 23,993 3.73%, 10/17/05 4,000 3,999 + BRECKENRIDGE TERRACE L.L.C. 3.89%, 10/07/05 1,000 1,000 * CC (USA), INC., SECTION 3C7 / 144A 3.88%, 10/24/05 45,000 44,999 CREDIT SUISSE FIRST BOSTON 3.69%, 10/11/05 50,000 50,000 * DORADA FINANCE, INC., SECTION 3C7 / 144A 3.70%, 10/14/05 20,000 19,999 + EAGLE COUNTY, COLORADO HOUSING FACILITIES REVENUE BOND (The Tarnes at BC LLC Project B) Series 1999 3.89%, 10/07/05 2,000 2,000 + HBOS TREASURY SERVICE, PLC 3.70%, 10/03/05 22,000 22,000 3.79%, 10/26/05 7,000 7,000 HSH NORDBANK, AG 3.65%,10/11/05 40,000 39,998 LANDESBANK BADEN-WURTTEMBERG 3.62%, 10/07/05 15,000 14,999 3.68%, 10/13/05 15,000 15,000 *+ LEXINGTON PARKER CAPITAL CO., L.L.C., SECTION 4(2) / 144A 3.65%, 10/03/05 12,000 11,999 3.74%, 10/18/05 25,000 24,997 * LIBERTY LIGHTHOUSE U.S. CAPITAL CO. L.L.C. SECTION 4(2) / 144A 3.66%, 10/03/05 19,000 19,000 3.68%, 10/27/05 5,000 5,000 3.80%, 10/31/05 3,000 3,000 *+ LINKS FINANCE, L.L.C., SECTION 3C7 / 144A 3.72%, 10/17/05 29,000 29,001 MERRILL LYNCH & CO., INC. 3.75%, 10/17/05 25,000 25,000 MORGAN STANLEY 3.67%, 10/03/05 20,000 20,000 NORDDEUTSCHE LANDESBANK GIROZENTRALE 3.63%, 10/07/05 40,000 39,998 3.71%, 10/14/05 4,000 3,999 NORDEA AB 3.71%, 10/11/05 25,000 25,000 NORDEA BANK FINLAND, PLC 3.72%, 10/17/05 35,000 34,995 ROYAL BANK OF SCOTLAND, PLC 3.78%, 10/21/05 20,000 20,000 3.78%, 10/27/05 15,000 14,998 3.78%, 10/31/05 28,000 27,995 *+ SIGMA FINANCE, INC., SECTION 3C7 / 144A 3.72%, 10/17/05 15,000 14,999 3.73%, 10/17/05 12,000 11,999 3.78%, 10/25/05 6,000 6,000 SVENSKA HANDELSBANKEN AB 3.80%, 10/03/05 25,000 24,995 + TENDERFOOT SEASONAL HOUSING, L.L.C. Series B 3.89%, 10/07/05 2,885 2,885 o THE GOLDMAN SACHS GROUP, INC. 3.76%, 10/03/05 23,000 23,000 3.78%, 10/13/05 30,000 30,000 3.86%, 10/24/05 5,000 5,000 WASHINGTON MUTUAL BANK, FA 3.84%, 10/31/05 25,000 25,000 * WHISTLEJACKET CAPITAL, L.L.C., SECTION 3C7 / 144A 3.75%, 10/20/05 2,000 2,000 * WHITE PINE FINANCE, L.L.C., SECTION 3C7 / 144A 3.65%, 10/03/05 15,045 15,044 3.68%, 10/12/05 2,000 2,000 3.80%, 10/20/05 25,000 25,004 ----------- 849,877
MATURITY AMOUNT SECURITY ($ x 1,000) OTHER INVESTMENTS 20.3% of net assets REPURCHASE AGREEMENTS 20.3% -------------------------------------------------------------------------- BANK OF AMERICA SECURITIES L.L.C. Tri-Party Repurchase Agreement Collateralized by U.S. Government Securities with a value of $510,000 3.90%, issued 09/30/05, due 10/03/05 500,163 500,000 CREDIT SUISSE FIRST BOSTON L.L.C. Tri-Party Repurchase Agreement Collateralized by U.S. Government Securities with a value of $8,792 3.90%, issued 09/30/05, due 10/03/05 8,621 8,619 MORGAN STANLEY & CO., INC. Tri-Party Repurchase Agreement Collateralized by U.S. Government Securities with a value of $512,309 3.90%, issued 09/30/05, due 10/03/05 500,163 500,000 UBS FINANCIAL SERVICES, INC. Tri-Party Repurchase Agreement Collateralized by U.S. Government Securities with a value of $30,604 3.90%, issued 09/30/05, due 10/03/05 30,010 30,000 ----------- 1,038,619
END OF INVESTMENTS. At 09/30/05, the tax basis cost of the fund's investments was $5,126,774. 4 SCHWAB ADVISOR CASH RESERVES PORTFOLIO HOLDINGS continued The fund's portfolio holdings include restricted and/or illiquid securities worth $82,537 or 1.6% of the fund's total net assets. Also, includes other restricted but deemed liquid securities comprised of 144A, section 4(2) and 3c7 securities, worth $1,642,459 or 32.2% of the fund's total net assets. At September 30, 2005, portfolio holdings included restricted and/or illiquid securities as follows:
ISSUER FACE COST/ RATE, ACQUISITION DATE, AMOUNT VALUE MATURITY DATE ($ x 1,000) ($ x 1,000) BLUE SPICE, L.L.C., SECTION 4(2) 144A. 3.52%, 07/11/05,10/13/05 2,000 1,998 4.13%, 09/27/05,03/28/06 23,000 22,539 ----------- 24,537 THE GOLDMAN SACHS GROUP, INC. 3.76%, 02/03/05,10/03/05 23,000 23,000 3.78%, 07/18/05,10/13/05 30,000 30,000 3.86%, 02/22/05,10/24/05 5,000 5,000 ----------- 58,000
5 ITEM 2. CONTROLS AND PROCEDURES. (a) Based on their evaluation of Registrant's disclosure controls and procedures, as of a date within 90 days of the filing date, Registrant's Chief Executive Officer, Evelyn Dilsaver and Registrant's Principal Financial Officer, George Pereira, have concluded that Registrant's disclosure controls and procedures are: (i) reasonably designed to ensure that information required to be disclosed in this report is appropriately communicated to Registrant's officers to allow timely decisions regarding disclosures required in this report; (ii) reasonably designed to ensure that information required to be disclosed in this report is recorded, processed, summarized and reported in a timely manner; and (iii) are effective in achieving the goals described in (i) and (ii) above. (b) During Registrant's last fiscal quarter, there have been no changes in Registrant's internal control over financial reporting (as defined in Rule 30a-3(d) under the Act (17 CFR 270.30a-3(d)) that the above officers believe to have materially affected, or to be reasonably likely to materially affect, Registrant's internal control over financial reporting. ITEM 3. EXHIBITS. Separate certifications for Registrant's principal executive officer and principal financial officer, as required by Rule 30a-2(a) under the Act (17 CFR 270.30a-2(a)), are attached. Pursuant to the requirements of the Securities Exchange Act of 1934 and the Investment Company Act of 1940, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. (Registrant) The Charles Schwab Family of Funds ----------------------------------- By: /S/ Evelyn Dilsaver ------------------------------- Evelyn Dilsaver Chief Executive Officer Date: 11/21/2005 --------------------------- Pursuant to the requirements of the Securities Exchange Act of 1934 and the Investment Company Act of 1940, this report has been signed below by the following persons on behalf of the registrant and in the capacities and on the dates indicated. By: /S/ Evelyn Dilsaver ------------------------------- Evelyn Dilsaver Chief Executive Officer Date: 11/21/2005 --------------------------- By: /S/ George Pereira ------------------------------- George Pereira Principal Financial Officer Date: 11/21/2005 --------------------------- EX-99.CERT 2 f14151exv99wcert.txt EXHIBIT 99.CERT CERTIFICATIONS I, Evelyn Dilsaver, certify that: 1. I have reviewed this report on Form N-Q of The Charles Schwab Family of Funds; 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report; 3. Based on my knowledge, the schedules of investments included in this report fairly present in all material respects the investments of the registrant as of the end of the fiscal quarter for which the report is filed; 4. The registrant's other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Rule 30a-3(c) under the Investment Company Act of 1940) and internal control over financial reporting (as defined in Rule 30a-3(d) under the Investment Company Act of 1940) for the registrant and have: (a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared; (b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles; (c) Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of a date within 90 days prior to the filing date of this report, based on such evaluation; and (d) Disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the registrant's most recent fiscal quarter that has materially affected, or is reasonably likely to materially affect, the registrant's internal control over financial reporting; and 5. The registrant's other certifying officer(s) and I have disclosed to the registrant's auditors and the audit committee of the registrant's board of directors (or persons performing the equivalent functions): (a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize, and report financial information; and (b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over financial reporting. Date: 11/21/2005 /S/ Evelyn Dilsaver ----------------------- ------------------------------------- Evelyn Dilsaver President and Chief Executive Officer CERTIFICATIONS I, George Pereira, certify that: 1. I have reviewed this report on Form N-Q of The Charles Schwab Family of Funds; 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report; 3. Based on my knowledge, the schedules of investments included in this report fairly present in all material respects the investments of the registrant as of the end of the fiscal quarter for which the report is filed; 4. The registrant's other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Rule 30a-3(c) under the Investment Company Act of 1940) and internal control over financial reporting (as defined in Rule 30a-3(d) under the Investment Company Act of 1940) for the registrant and have: (a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared; (b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles; (c) Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of a date within 90 days prior to the filing date of this report, based on such evaluation; and (d) Disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the registrant's most recent fiscal quarter that has materially affected, or is reasonably likely to materially affect, the registrant's internal control over financial reporting; and 5. The registrant's other certifying officer(s) and I have disclosed to the registrant's auditors and the audit committee of the registrant's board of directors (or persons performing the equivalent functions): (a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize, and report financial information; and (b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over financial reporting. Date: 11/21/2005 /S/ George Pereira ----------------------- ---------------------------------------- George Pereira Treasurer and Principal Financial Officer -----END PRIVACY-ENHANCED MESSAGE-----