Supplement dated 11-1412 to the current Class A, Class B and Class C Shares Prospectus
In the Your account Choosing a share class section, the first paragraph is amended and restated
as follows and supersedes all prior related disclosure to the contrary:
Choosing a share class
Each share class has its own cost structure, including a Rule 12b-1 plan that allows
it to pay fees for the sale, distribution and service of its shares. Your financial
representative can help you decide which share class is best for you. Effective
January 1, 2013, Class A shares are not available to group retirement plans that do
not currently hold Class A shares of the fund and that are eligible to invest in
Class I shares or any of the R share classes, except as provided below. Such plans
generally include, but are not limited to, defined benefit plans, 401(k) plans, 457
plans, 403(b)(7) plans, pension and profit-sharing plans and non-qualified deferred
compensation plans. Investment in Class A shares by such group retirement plans
subsequent to January 1, 2013 will be permitted in the following circumstances:
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The plan holds Class A shares of the fund or any John Hancock fund prior to
January 1, 2013; |
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Class A shares of the fund or any other John Hancock fund have been
established as an investment option under the plan prior to January 1, 2013
and the funds representatives have agreed that the plan may invest in Class A
shares after that date; and |
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Class A shares of the fund or any other John Hancock fund have been
established as a part of an investment model prior to January 1, 2013 and the
funds representatives have agreed that plans utilizing such model may invest
in Class A shares after that date. |
You should read this Supplement in conjunction with the Prospectus and retain it for future
reference.